Old National Bank Mortgage Rates, Fees & Info

Evansville, IN

LEI: 549300AT7EB9FJAF0E61

Tax ID: 35-1729164

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Mortgage Data

Bank Data

Review & Overview

Old National Bank is a mid-sized bank specializing in Refi and Home Purchase loans. Old National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Grand Rapids, Indianapolis, Madison, and Ann Arbor among others. We have data for 203 markets. (Some data included below & more in-depth data is available with an active subscription.)

Old National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Old National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.69% 3/28/24
30 Year Conventional Purchase 6.29% 3/28/24
30 Year Conventional Refi 6.24% 3/28/24
30 Year Cash-out Refi 6.51% 3/28/24
30 Year FHA Purchase 7.51% 3/28/24
30 Year FHA Refi 7.50% 3/28/24
30 Year VA Purchase 6.19% 3/28/24
30 Year USDA Purchase 6.63% 3/28/24
15 Year Conventional Purchase 5.93% 3/28/24
15 Year Conventional Refi 5.70% 3/28/24
15 Year Cash-out Refi 5.70% 3/28/24
15 Year FHA Purchase 6.81% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Old National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Old National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,200

Origination Dollar Volume (All Markets)

$3,547,350,000

Employee count

2,237 Show all (29) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,617 $632,745,000 $391,308 $3,646 2.90%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1,188 $311,320,000 $262,054 $2,650 2.99%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1,263 $299,245,000 $236,932 $2,128 2.89%
MADISON, WI (FHA|USDA|VA) 814 $286,740,000 $352,260 $2,613 2.92%
ANN ARBOR, MI (FHA|USDA|VA) 615 $179,535,000 $291,927 $2,765 2.95%
EVANSVILLE, IN-KY (FHA|USDA|VA) 902 $144,850,000 $160,588 $2,041 2.95%
Outside of Metro Areas 727 $126,455,000 $173,941 $2,178 3.09%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 339 $121,975,000 $359,808 $2,335 3.08%
LOUISVILLE, KY (FHA|USDA|VA) 296 $118,330,000 $399,764 $2,992 2.82%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 253 $98,115,000 $387,806 $3,064 2.99%
BLOOMINGTON, IN (FHA|USDA|VA) 381 $78,285,000 $205,472 $2,073 2.95%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 315 $58,105,000 $184,460 $2,138 3.17%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 187 $57,495,000 $307,460 $3,322 3.03%
TERRE HAUTE, IN (FHA|USDA|VA) 359 $50,795,000 $141,490 $1,508 3.19%
FORT WAYNE, IN (FHA|USDA|VA) 220 $50,740,000 $230,636 $2,060 2.85%
OWENSBORO, KY (FHA|USDA|VA) 256 $44,660,000 $174,453 $2,575 3.16%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 184 $43,300,000 $235,326 $2,125 2.96%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $42,090,000 $10,522,500 $4,073 3.23%
Adrian, MI (FHA|USDA|VA) 288 $41,530,000 $144,201 $2,554 3.15%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 138 $40,470,000 $293,261 $2,307 3.12%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 13 $37,515,000 $2,885,769 $4,181 3.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $37,160,000 $3,716,000 $3,156 2.67%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $35,510,000 $17,755,000 $0 3.17%
COLUMBUS, IN (FHA|USDA|VA) 135 $34,895,000 $258,481 $2,344 2.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 198 $34,560,000 $174,545 $2,126 3.04%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 186 $30,620,000 $164,624 $2,698 3.02%
Jasper, IN (FHA|USDA|VA) 201 $29,725,000 $147,886 $2,562 2.84%
APPLETON, WI (FHA|USDA|VA) 166 $28,240,000 $170,120 $2,118 2.80%
Stevens Point, WI (FHA|USDA|VA) 94 $22,140,000 $235,532 $1,972 2.87%
MUNCIE, IN (FHA|USDA|VA) 157 $21,675,000 $138,057 $2,069 3.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 21 $21,375,000 $1,017,857 $2,385 2.87%
Holland, MI (FHA|USDA|VA) 82 $20,730,000 $252,805 $2,693 2.97%
Vincennes, IN (FHA|USDA|VA) 87 $17,025,000 $195,690 $1,784 3.05%
GREEN BAY, WI (FHA|USDA|VA) 21 $15,085,000 $718,333 $2,446 2.84%
RACINE, WI (FHA|USDA|VA) 17 $14,785,000 $869,706 $2,355 2.76%
Central City, KY (FHA|USDA|VA) 132 $13,980,000 $105,909 $1,340 3.28%
MONROE, MI (FHA|USDA|VA) 76 $13,510,000 $177,763 $2,781 3.08%
Warsaw, IN (FHA|USDA|VA) 49 $11,685,000 $238,469 $1,918 2.85%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 59 $10,985,000 $186,186 $1,901 2.99%
Whitewater, WI (FHA|USDA|VA) 67 $10,355,000 $154,552 $2,830 2.87%
Traverse City, MI (FHA|USDA|VA) 16 $9,510,000 $594,375 $4,345 2.95%
JACKSON, MI (FHA|USDA|VA) 60 $9,040,000 $150,667 $2,238 3.26%
Seymour, IN (FHA|USDA|VA) 72 $8,460,000 $117,500 $2,358 3.02%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $8,360,000 $4,180,000 $1,675 3.46%
SAGINAW, MI (FHA|USDA|VA) 4 $8,340,000 $2,085,000 $0 2.82%
Angola, IN (FHA|USDA|VA) 9 $8,045,000 $893,889 $2,517 3.20%
FLINT, MI (FHA|USDA|VA) 10 $6,710,000 $671,000 $2,584 3.08%
NILES, MI (FHA|USDA|VA) 25 $6,155,000 $246,200 $2,683 2.76%
Washington, IN (FHA|USDA|VA) 53 $5,965,000 $112,547 $1,661 3.46%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $5,865,000 $651,667 $3,105 3.11%
MUSKEGON, MI (FHA|USDA|VA) 19 $5,845,000 $307,632 $3,728 3.15%
Brainerd, MN (FHA|USDA|VA) 14 $5,650,000 $403,571 $3,564 2.87%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 24 $5,620,000 $234,167 $2,393 3.12%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 7 $5,305,000 $757,857 $2,203 2.86%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 14 $4,980,000 $355,714 $3,309 3.26%
Bedford, IN (FHA|USDA|VA) 33 $4,425,000 $134,091 $2,210 3.02%
Madisonville, KY (FHA|USDA|VA) 45 $4,295,000 $95,444 $1,671 3.30%
BATTLE CREEK, MI (FHA|USDA|VA) 35 $4,285,000 $122,429 $1,289 3.26%
EAU CLAIRE, WI (FHA|USDA|VA) 30 $4,240,000 $141,333 $2,026 2.85%
MANKATO, MN (FHA|USDA|VA) 26 $4,170,000 $160,385 $2,903 2.82%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $4,115,000 $457,222 $4,350 3.01%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $3,990,000 $997,500 $6,917 3.03%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 18 $3,720,000 $206,667 $3,198 3.11%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $3,720,000 $465,000 $4,340 3.08%
Key West, FL (FHA|USDA|VA) 3 $3,565,000 $1,188,333 $7,125 3.29%
Hutchinson, MN (FHA|USDA|VA) 23 $3,395,000 $147,609 $3,572 3.16%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $3,335,000 $1,111,667 $0 3.40%
North Vernon, IN (FHA|USDA|VA) 23 $2,925,000 $127,174 $2,614 3.02%
FOND DU LAC, WI (FHA|USDA|VA) 18 $2,890,000 $160,556 $2,066 3.08%
Frankfort, KY (FHA|USDA|VA) 8 $2,690,000 $336,250 $3,682 3.08%
DANVILLE, IL (FHA|USDA|VA) 37 $2,565,000 $69,324 $1,113 3.53%
Hillsdale, MI (FHA|USDA|VA) 23 $2,555,000 $111,087 $1,850 2.91%
Platteville, WI (FHA|USDA|VA) 25 $2,535,000 $101,400 $2,034 2.68%
ST. CLOUD, MN (FHA|USDA|VA) 12 $2,520,000 $210,000 $2,587 3.17%
ROCHESTER, MN (FHA|USDA|VA) 6 $2,520,000 $420,000 $2,500 2.58%
Baraboo, WI (FHA|USDA|VA) 12 $2,150,000 $179,167 $2,781 2.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $2,130,000 $355,000 $3,809 3.29%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $2,020,000 $505,000 $3,267 3.25%
Sturgis, MI (FHA|USDA|VA) 5 $1,945,000 $389,000 $2,450 2.73%
Beaver Dam, WI (FHA|USDA|VA) 11 $1,905,000 $173,182 $2,405 3.26%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,820,000 $455,000 $3,907 2.69%
Madison, IN (FHA|USDA|VA) 16 $1,770,000 $110,625 $1,498 3.24%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $1,735,000 $578,333 $3,732 2.96%
New Castle, IN (FHA|USDA|VA) 13 $1,645,000 $126,538 $1,473 3.36%
FORT COLLINS, CO (FHA|USDA|VA) 2 $1,620,000 $810,000 $3,273 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $1,615,000 $538,333 $4,175 3.13%
Ludington, MI (FHA|USDA|VA) 5 $1,535,000 $307,000 $2,983 3.07%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,095 3.26%
Red Wing, MN (FHA|USDA|VA) 5 $1,485,000 $297,000 $2,651 3.02%
WAUSAU-WESTON, WI (FHA|USDA|VA) 8 $1,390,000 $173,750 $2,578 3.39%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $1,385,000 $461,667 $4,468 2.83%
FARGO, ND-MN (FHA|USDA|VA) 1 $1,385,000 $1,385,000 $0 2.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,305,000 $435,000 $3,352 2.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,300,000 $650,000 $4,687 3.38%
ASHEVILLE, NC (FHA|USDA|VA) 3 $1,265,000 $421,667 $4,440 3.58%
Huntington, IN (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,227 3.06%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,565 2.67%
Alexandria, MN (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,005 2.47%
TOLEDO, OH (FHA|USDA|VA) 8 $1,120,000 $140,000 $2,629 4.02%
Breckenridge, CO (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $3,307 2.63%
Decatur, IN (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,314 3.28%
DULUTH, MN-WI (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,638 3.08%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $1,065,000 $355,000 $2,566 3.33%
COLUMBUS, OH (FHA|USDA|VA) 2 $1,060,000 $530,000 $3,956 2.81%
Coldwater, MI (FHA|USDA|VA) 6 $1,040,000 $173,333 $1,524 2.85%
Paducah, KY-IL (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $0 3.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $995,000 $995,000 $8,547 3.25%
SAVANNAH, GA (FHA|USDA|VA) 2 $990,000 $495,000 $4,510 3.25%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $930,000 $465,000 $3,742 3.56%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $910,000 $455,000 $2,989 3.45%
Frankfort, IN (FHA|USDA|VA) 9 $895,000 $99,444 $2,740 3.19%
Kendallville, IN (FHA|USDA|VA) 5 $875,000 $175,000 $1,175 2.97%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $870,000 $435,000 $3,976 2.81%
DUBUQUE, IA (FHA|USDA|VA) 2 $860,000 $430,000 $2,498 2.81%
Scottsburg, IN (FHA|USDA|VA) 7 $815,000 $116,429 $2,232 3.39%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $810,000 $202,500 $2,154 3.14%
THE VILLAGES, FL (FHA|USDA|VA) 3 $805,000 $268,333 $4,159 3.25%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $790,000 $395,000 $3,405 3.06%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $780,000 $390,000 $3,541 3.56%
Big Rapids, MI (FHA|USDA|VA) 6 $760,000 $126,667 $2,181 3.50%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $760,000 $380,000 $5,171 3.00%
Austin, MN (FHA|USDA|VA) 1 $755,000 $755,000 $0 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $750,000 $187,500 $2,642 2.97%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $745,000 $745,000 $3,932 2.75%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $745,000 $248,333 $2,427 3.08%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $705,000 $235,000 $3,385 4.33%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $700,000 $350,000 $3,005 3.00%
ROCKFORD, IL (FHA|USDA|VA) 5 $675,000 $135,000 $2,286 2.95%
Glenwood Springs, CO (FHA|USDA|VA) 1 $675,000 $675,000 $3,747 2.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $660,000 $330,000 $3,889 3.44%
Mount Sterling, KY (FHA|USDA|VA) 5 $635,000 $127,000 $2,453 3.10%
Marshall, MN (FHA|USDA|VA) 2 $620,000 $310,000 $3,603 3.00%
TUCSON, AZ (FHA|USDA|VA) 3 $615,000 $205,000 $2,791 3.04%
Richmond, IN (FHA|USDA|VA) 4 $590,000 $147,500 $1,940 3.37%
OCALA, FL (FHA|USDA|VA) 1 $575,000 $575,000 $6,153 2.50%
Willmar, MN (FHA|USDA|VA) 4 $570,000 $142,500 $3,127 3.66%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $570,000 $285,000 $2,623 2.81%
Kalispell, MT (FHA|USDA|VA) 1 $545,000 $545,000 $3,910 3.00%
Crawfordsville, IN (FHA|USDA|VA) 6 $540,000 $90,000 $2,269 2.92%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $530,000 $265,000 $4,245 2.69%
Sevierville, TN (FHA|USDA|VA) 2 $530,000 $265,000 $3,381 2.75%
Bluffton, IN (FHA|USDA|VA) 4 $530,000 $132,500 $1,604 2.75%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $525,000 $525,000 $3,319 3.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $510,000 $255,000 $2,373 3.56%
Manitowoc, WI (FHA|USDA|VA) 2 $500,000 $250,000 $4,866 3.19%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $485,000 $485,000 $3,220 2.88%
Shawano, WI (FHA|USDA|VA) 2 $480,000 $240,000 $3,085 3.25%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $465,000 $465,000 $3,936 3.50%
Auburn, IN (FHA|USDA|VA) 4 $450,000 $112,500 $3,708 2.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $445,000 $445,000 $5,019 3.25%
ROANOKE, VA (FHA|USDA|VA) 2 $440,000 $220,000 $3,514 2.94%
Menomonie, WI (FHA|USDA|VA) 2 $410,000 $205,000 $1,600 3.31%
COLUMBIA, SC (FHA|USDA|VA) 1 $405,000 $405,000 $3,543 2.50%
ROCHESTER, NY (FHA|USDA|VA) 1 $405,000 $405,000 $4,243 2.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $400,000 $200,000 $2,290 3.06%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $365,000 $365,000 $5,247 3.25%
Brookings, SD (FHA|USDA|VA) 2 $360,000 $180,000 $2,219 3.00%
Watertown, SD (FHA|USDA|VA) 1 $355,000 $355,000 $2,592 3.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $340,000 $170,000 $4,177 3.19%
Richmond-Berea, KY (FHA|USDA|VA) 2 $330,000 $165,000 $2,402 3.00%
Fergus Falls, MN (FHA|USDA|VA) 2 $320,000 $160,000 $3,748 2.37%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $310,000 $155,000 $2,405 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 2 $310,000 $155,000 $3,723 3.06%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $295,000 $295,000 $2,640 3.50%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.75%
New Ulm, MN (FHA|USDA|VA) 2 $280,000 $140,000 $2,652 3.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,338 2.88%
KOKOMO, IN (FHA|USDA|VA) 3 $275,000 $91,667 $1,418 3.04%
Bardstown, KY (FHA|USDA|VA) 1 $265,000 $265,000 $2,232 2.38%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,388 2.63%
St. Marys, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,414 3.38%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $235,000 $235,000 $2,360 2.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,924 3.38%
Morehead City, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,349 3.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,736 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,775 2.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $205,000 $205,000 $2,842 2.88%
YUMA, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $2,552 2.75%
SALEM, OR (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,749 3.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,752 3.38%
KNOXVILLE, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,724 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $3,748 3.00%
TULSA, OK (FHA|USDA|VA) 1 $165,000 $165,000 $8,807 3.38%
Bemidji, MN (FHA|USDA|VA) 1 $165,000 $165,000 $0 1.49%
Plymouth, IN (FHA|USDA|VA) 2 $160,000 $80,000 $299 3.00%
PITTSBURGH, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,629 2.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $145,000 $145,000 $2,300 3.38%
Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,103 3.13%
Albert Lea, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,275 3.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $130,000 $65,000 $0 3.50%
Owatonna, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,109 2.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,213 3.13%
Jefferson, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,199 3.38%
Grand Rapids, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,924 3.38%
Connersville, IN (FHA|USDA|VA) 1 $115,000 $115,000 $452 3.63%
Mount Vernon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 1.99%
Greeneville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,421 3.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $75,000 $75,000 $2,833 3.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $60,000 $30,000 $299 3.18%
Marion, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 1.99%
Freeport, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.74%
Old National Bank's top markets include Minneapolis, Grand Rapids, Indianapolis, Madison, and Ann Arbor among others.

Their top states include:
  • Indiana (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,109 $3,030,425,000 $332,685 $2,430 3.27%
    HELOC 3,687 $445,285,000 $120,772 n/a 2.29%
    FHA 249 $42,075,000 $168,976 $5,557 3.18%
    VA 93 $20,985,000 $225,645 $4,028 2.90%
    USDA 62 $8,580,000 $138,387 $3,978 3.09%

    For 2020, Old National Bank's most frequently originated type of loan was Conventional, with 9,109 originations. Their 2nd most popular type was HELOC, with 3,687 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,472 $1,411,150,000 $257,886 $1,891 3.01%
    Home Purchase 3,689 $1,252,905,000 $339,633 $3,372 3.17%
    Other 1,556 $194,540,000 $125,026 $1,076 2.50%
    Cash Out Refi 1,281 $338,145,000 $263,970 $2,928 3.26%
    Home Improvement 1,202 $350,610,000 $291,689 $879 2.65%

    For 2020, Old National Bank's most frequently cited loan purpose was Refi, with 5,472 originations. The 2nd most popular reason was Home Purchase, with 3,689 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,157 $1,670,895,000 $204,842 $2,834 2.86%
    15 Year 2,654 $557,320,000 $209,992 $1,990 2.95%
    10 Year 873 $257,125,000 $294,530 $853 3.64%
    20 Year 512 $108,240,000 $211,406 $1,952 3.40%
    30+ year 469 $267,075,000 $569,456 $4,948 3.23%
    Other 271 $351,565,000 $1,297,288 $2,676 3.38%
    5 Year 246 $240,750,000 $978,659 $294 3.62%
    3 Year 10 $60,500,000 $6,050,000 $201 3.57%
    1 Year 8 $33,880,000 $4,235,000 $567 3.50%

    For 2020, Old National Bank's most frequently cited loan duration was 30 Year, with 8,157 originations. The 2nd most popular length was 15 Year, with 2,654 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,473 $1,553,315,000 $239,968
    $1k-2k 2,029 $585,385,000 $288,509
    $2k-3k 247 $67,875,000 $274,798
    $3k-4k 91 $27,545,000 $302,692
    $5k+ 48 $18,590,000 $387,292
    $4k-5k 44 $16,260,000 $369,545

    Old National Bank's average total fees were $2,834, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,473 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,817 $1,562,125,000 $268,545
    2.5-3% 3,384 $1,248,700,000 $369,001
    <2.5% 3,249 $627,135,000 $193,024
    4-5% 637 $101,505,000 $159,349
    5-6% 82 $6,530,000 $79,634
    6-7% 29 $1,105,000 $38,103
    Over 8% 1 $15,000 $15,000

    During 2020, Old National Bank's average interest rate for loans was 2.86%, while their most frequently originated rate bucket for loans was 3-4%, with 5,817 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,196 $595,530,000 $141,928 $2,272 2.92%
    $200k-400k 3,687 $1,028,695,000 $279,006 $2,837 3.00%
    $100,000 or less 3,642 $205,320,000 $56,376 $1,296 3.07%
    $400k-600k 974 $466,930,000 $479,394 $3,498 2.94%
    $600k-1MM 473 $351,805,000 $743,774 $4,176 3.03%
    $1MM+ 228 $899,070,000 $3,943,289 $5,361 2.98%

    2020 saw Old National Bank place emphasis on $100k-200k loans with 4,196 originations, totaling $595,530,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,682 $532,330,000 $198,482 $2,526 2.95%
    $50k-75k 2,318 $315,980,000 $136,316 $2,270 3.11%
    $150k-250k 2,094 $587,090,000 $280,368 $2,944 2.84%
    $75k-100k 1,934 $309,480,000 $160,021 $2,390 3.06%
    $50k or less 1,761 $170,835,000 $97,010 $2,114 3.20%
    $250k+ 1,587 $739,315,000 $465,857 $3,390 2.69%

    Old National Bank lent most frequently to those with incomes in the $100k-150k range, with 2,682 originations. The second most popular income band? $50k-75k, with 2,318 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,070 $830,410,000 $204,032 $2,375 2.97%
    <20% 2,530 $549,010,000 $217,000 $2,196 2.80%
    30-36% 2,482 $532,940,000 $214,722 $2,539 3.04%
    39% 421 $96,225,000 $228,563 $2,619 3.07%
    37% 401 $87,075,000 $217,145 $2,619 3.04%
    36% 390 $85,670,000 $219,667 $2,591 3.10%
    41% 384 $80,950,000 $210,807 $2,919 2.91%
    38% 361 $81,585,000 $225,997 $2,787 3.12%
    40% 283 $57,035,000 $201,537 $2,986 2.95%
    42% 266 $57,000,000 $214,286 $3,032 3.03%
    43% 228 $47,850,000 $209,868 $3,151 3.07%
    44% 219 $50,405,000 $230,160 $3,170 3.12%
    45% 137 $31,735,000 $231,642 $2,952 3.09%
    47% 127 $29,995,000 $236,181 $3,046 3.09%
    46% 124 $29,130,000 $234,919 $3,304 3.12%
    48% 110 $25,910,000 $235,545 $3,082 3.07%
    49% 110 $26,750,000 $243,182 $2,971 3.25%
    50-60% 91 $23,625,000 $259,615 $4,705 2.83%
    >60% 40 $7,210,000 $180,250 $2,851 3.06%

    Old National Bank lent most frequently to those with DTI ratios of 20-30%, with 4,070 originations. The next most common DTI ratio? <20%, with 2,530 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,885 $2,347,475,000 $215,661 $2,537 3.00%
    Not applicable 354 $786,400,000 $2,221,469 $0 3.43%
    Not provided 1,398 $274,190,000 $196,130 $2,319 2.74%
    Asian 260 $83,060,000 $319,462 $2,916 2.94%
    Black 231 $43,355,000 $187,684 $3,285 3.22%
    Asian Indian 24 $5,520,000 $230,000 $1,989 2.72%
    American Indian 19 $2,655,000 $139,737 $1,771 3.22%
    Other Pacific Islander 4 $1,380,000 $345,000 $2,879 3.00%
    Native Hawaiian or Islander 8 $1,200,000 $150,000 $2,207 2.84%
    Other Asian 6 $990,000 $165,000 $2,959 3.02%
    Korean 2 $350,000 $175,000 $299 2.67%
    Vietnamese 4 $270,000 $67,500 $299 3.09%
    Guamanian 2 $200,000 $100,000 $379 3.49%
    Filipino 2 $200,000 $100,000 $1,182 3.00%
    Chinese 1 $105,000 $105,000 $0 2.09%

    Approval Rates

    Total approvals of all applications
    85.47%

    Old National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.27%

    Old National Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,200 $3,547,350,000 $268,739

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $670,000 $335,000
    Multifamily:Site-Built 179 $763,345,000 $4,264,497
    Single Family (1-4 Units):Manufactured 55 $5,545,000 $100,818
    Single Family (1-4 Units):Site-Built 12,964 $2,777,790,000 $214,270

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,075 $293,165,000 $141,284 $1,428 2.59%
    40-60% 2,305 $561,305,000 $243,516 $2,057 2.89%
    60-80% 4,363 $1,765,265,000 $404,599 $2,544 3.16%
    80-100% 2,933 $837,475,000 $285,535 $3,217 3.19%
    Over 100% 13 $3,815,000 $293,462 $9,123 2.89%
    Under 20% 1,482 $79,730,000 $53,799 $579 2.82%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    OLD NATIONAL BANK Conventional home mortgage Trouble during payment process 1 25.0%
    OLD NATIONAL BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 25.0%
    OLD NATIONAL BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 25.0%
    OLD NATIONAL BANK Other type of mortgage Trouble during payment process 1 25.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Old National Bank 131 East Main Cross Street Greenville, KY 42345 Full Service B&M $176,068
    Old National Bank 1905 Hart Street Vincennes, IN 47591 Full Service B&M $56,578
    Old National Bank 544 E. Boonville New Harmony Road Evansville, IN 47725 Full Service B&M $100,241
    Old National Bank 111 S 2nd St Mankato, MN 56001 Full Service B&M $42,235
    Old National Bank 23 West Main Street Madison, WI 53703 Full Service B&M $120,241
    Old National Bank 1117 E. Tipton Street Seymour, IN 47274 Full Service B&M $95,203
    Old National Bank 1155 Main Street Ferdinand, IN 47532 Full Service B&M $122,828
    Old National Bank 116 East Berry Street Fort Wayne, IN 46802 Full Service B&M $167,721
    Old National Bank 224 West Main Street Boonville, IN 47601 Full Service B&M $89,811
    Old National Bank 302 North Midvale Blvd Madison, WI 53705 Full Service B&M $124,735
    Old National Bank 3535 North Green River Road Evansville, IN 47715 Full Service B&M $68,474
    Old National Bank 3603 Newton Street Jasper, IN 47546 Full Service B&M $41,768
    Old National Bank 3805 25th Street Columbus, IN 47203 Full Service B&M $86,778
    Old National Bank 4616 West Richland Plaza Bloomington, IN 47404 Full Service B&M $52,591
    Old National Bank 4675 Us Highway 41 South Terre Haute, IN 47802 Full Service B&M $75,343
    Old National Bank 4708 East Towne Boulevard Madison, WI 53704 Full Service B&M $45,854
    Old National Bank 1 Main Street Evansville, IN 47708 Full Service B&M $1,578,480
    Old National Bank 1 Monument Circle, Ste 150 Indianapolis, IN 46204 Full Service B&M $327,957
    Old National Bank 1 North Indiana Street Greencastle, IN 46135 Full Service B&M $117,636
    Old National Bank 100 E 8th Street, Ste. 100 Holland, MI 49423 Full Service B&M $11,242
    Old National Bank 100 North 2nd Street Lafayette, IN 47901 Full Service B&M $143,891
    Old National Bank 100 South Meridian Street Winchester, IN 47394 Full Service B&M $119,392
    Old National Bank 10140 Lima Road Fort Wayne, IN 46818 Full Service B&M $74,073
    Old National Bank 1030 Hastings Avenue St. Paul Park, MN 55071 Full Service B&M $40,561
    Old National Bank 10710 Town Square Drive N.E. Blaine, MN 55449 Full Service B&M $314,372
    Old National Bank 110 W Vine Street, Ste. 100 Lexington, KY 40507 Full Service B&M $53,499
    Old National Bank 111 East Main Street Manchester, MI 48158 Full Service B&M $40,407
    Old National Bank 116 W. Charles Street Muncie, IN 47305 Full Service B&M $113,028
    Old National Bank 11850 Fountains Way Maple Grove, MN 55369 Full Service B&M $71,199
    Old National Bank 120 North Buffalo Street Warsaw, IN 46580 Full Service B&M $39,593
    Old National Bank 1215 Southtown Blvd. Owensboro, KY 42301 Full Service B&M $21,097
    Old National Bank 1220 W Northland Avenue Appleton, WI 54914 Full Service B&M $66,390
    Old National Bank 1227 James Avenue Bedford, IN 47421 Full Service B&M $38,756
    Old National Bank 123 West 4th Street, Ste. 100 Owensboro, KY 42303 Full Service B&M $62,362
    Old National Bank 1233 Eddy Street, Suite 101 South Bend, IN 46617 Full Service B&M $33,718
    Old National Bank 1240 County Road E Arden Hills, MN 55112 Full Service B&M $222,758
    Old National Bank 130 North Morgan Street Morganfield, KY 42437 Full Service B&M $67,784
    Old National Bank 130 South Main Street Suite 100 South Bend, IN 46601 Full Service B&M $43,295
    Old National Bank 1305 Veterans Parkway Clarksville, IN 47129 Full Service B&M $2,603
    Old National Bank 135 Central Avenue North Wayzata, MN 55391 Full Service B&M $415,713
    Old National Bank 1360 Duckwood Drive Eagan, MN 55123 Full Service B&M $277,372
    Old National Bank 140 Columbia Avenue West Battle Creek, MI 49015 Full Service B&M $79,997
    Old National Bank 140 S Creasy Lane Lafayette, IN 47905 Full Service B&M $73,843
    Old National Bank 1407 Vierling Dr E Shakopee, MN 55379 Full Service B&M $93,873
    Old National Bank 14141 Glendale Road Savage, MN 55378 Full Service B&M $148,125
    Old National Bank 1420 North State Street North Vernon, IN 47265 Full Service B&M $91,514
    Old National Bank 1422 South Winter Street Adrian, MI 49221 Full Service B&M $170,059
    Old National Bank 1430 South Range Line Road Carmel, IN 46032 Full Service B&M $124,387
    Old National Bank 14665 Galaxie Avenue, Ste. 100 Apple Valley, MN 55124 Full Service B&M $63,463
    Old National Bank 1490 North Green Street Brownsburg, IN 46112 Full Service B&M $30,940
    Old National Bank 1510 W Southport Road Indianapolis, IN 46217 Full Service B&M $42,331
    Old National Bank 1516 West Main Street Sun Prairie, WI 53590 Full Service B&M $49,595
    Old National Bank 1570 Concordia Avenue, Ste. 100 Saint Paul, MN 55104 Full Service B&M $304,247
    Old National Bank 15941 Cumberland Road Noblesville, IN 46060 Full Service B&M $26,566
    Old National Bank 1600 Utica Avenue S., Suite 400 Saint Louis Park, MN 55416 Full Service B&M $0
    Old National Bank 161 Monroe Street, N.W. Grand Rapids, MI 49503 Full Service B&M $78,444
    Old National Bank 1630 Arboretum Blvd Victoria, MN 55386 Full Service B&M $62,119
    Old National Bank 1650 West Michigan Avenue Jackson, MI 49202 Full Service B&M $48,813
    Old National Bank 16677 Duluth Avenue, S.E. Prior Lake, MN 55372 Full Service B&M $173,064
    Old National Bank 1703 West Broadway Princeton, IN 47670 Full Service B&M $113,140
    Old National Bank 1800 Lincoln Avenue Evansville, IN 47714 Limited, Mobile/Seasonal Office $0
    Old National Bank 1825 Lafayette Avenue Terre Haute, IN 47804 Full Service B&M $55,374
    Old National Bank 1889 Springdale Street Mount Horeb, WI 53572 Full Service B&M $23,291
    Old National Bank 1903 South 11th Street Niles, MI 49120 Full Service B&M $50,070
    Old National Bank 1920 Donegal Drive Woodbury, MN 55125 Full Service B&M $60,605
    Old National Bank 19943 County Road 43 Big Lake, MN 55309 Full Service B&M $68,239
    Old National Bank 2 West Main Street Danville, IL 61832 Full Service B&M $136,205
    Old National Bank 20 North Third Street Vincennes, IN 47591 Full Service B&M $172,741
    Old National Bank 200 North Maple Saline, MI 48176 Full Service B&M $91,983
    Old National Bank 205 East Chicago Boulevard Tecumseh, MI 49286 Full Service B&M $103,477
    Old National Bank 205 West Grand River Suite 102 Brighton, MI 48116 Full Service B&M $32,318
    Old National Bank 210 Paul Avenue North Cologne, MN 55322 Full Service B&M $41,582
    Old National Bank 2121 West Franklin Street Evansville, IN 47712 Full Service B&M $155,706
    Old National Bank 216 Cottage Grove Road Madison, WI 53716 Full Service B&M $104,089
    Old National Bank 219 South Scatterfield Road Anderson, IN 46012 Full Service B&M $101,863
    Old National Bank 2215 Holiday Drive Janesville, WI 53545 Full Service B&M $63,649
    Old National Bank 222 6th Avenue Madison, MN 56256 Full Service B&M $47,341
    Old National Bank 2312 Charles Street Anderson, IN 46013 Full Service B&M $28,668
    Old National Bank 2401 South Madison Street Muncie, IN 47302 Full Service B&M $50,506
    Old National Bank 2429 Poplar Street Terre Haute, IN 47803 Full Service B&M $48,843
    Old National Bank 2431 North Vermilion Street Danville, IL 61832 Full Service B&M $38,380
    Old National Bank 2490 S Walnut St Bloomington, IN 47401 Full Service B&M $101,269
    Old National Bank 260 Tecumseh Street Dundee, MI 48131 Full Service B&M $70,434
    Old National Bank 2700 East Seventh Avenue North Saint Paul, MN 55109 Full Service B&M $87,194
    Old National Bank 2723 South State Street, Ste 110 Ann Arbor, MI 48104 Full Service B&M $178,698
    Old National Bank 2801 E Buick Cadillac Blvd Bloomington, IN 47401 Full Service B&M $244,320
    Old National Bank 2929 N Sherman Ave Madison, WI 53704 Full Service B&M $107,197
    Old National Bank 301 Chestnut Street Chaska, MN 55318 Full Service B&M $162,756
    Old National Bank 301 Second Street Henderson, KY 42420 Full Service B&M $136,000
    Old National Bank 301 South 2nd Street Central City, KY 42330 Full Service B&M $34,356
    Old National Bank 306 East Kirkwood Avenue Bloomington, IN 47408 Full Service B&M $221,580
    Old National Bank 3100 North Morrison Road Muncie, IN 47304 Full Service B&M $48,721
    Old National Bank 311 S.E. 21st Street Washington, IN 47501 Full Service B&M $131,357
    Old National Bank 320 North Main Elkhart, IN 46516 Full Service B&M $76,845
    Old National Bank 3201 Portage Street Kalamazoo, MI 49001 Full Service B&M $68,066
    Old National Bank 3230 Mount Moriah Avenue Owensboro, KY 42303 Full Service B&M $26,773
    Old National Bank 324 East Hospital Road Paoli, IN 47454 Full Service B&M $75,918
    Old National Bank 324 Oak Street Farmington, MN 55024 Full Service B&M $72,259
    Old National Bank 327 East Fourth Street Huntingburg, IN 47542 Full Service B&M $46,526
    Old National Bank 331 West Main Street Hudson, MI 49247 Full Service B&M $54,074
    Old National Bank 333 E Main St, Ste 100 Louisville, KY 40202 Full Service B&M $161,706
    Old National Bank 333 S Westfield Rd Madison, WI 53717 Full Service B&M $58,826
    Old National Bank 3503 Paramount Drive West Lafayette, IN 47906 Full Service B&M $44,334
    Old National Bank 385 South Main Street Zionsville, IN 46077 Full Service B&M $93,934
    Old National Bank 3888 First Avenue Evansville, IN 47710 Full Service B&M $161,083
    Old National Bank 3950 Vinewood Lane N Plymouth, MN 55441 Full Service B&M $32,131
    Old National Bank 401 Washington Street Covington, IN 47932 Full Service B&M $99,532
    Old National Bank 402 Main Street Mount Vernon, IN 47620 Full Service B&M $80,073
    Old National Bank 407 South Main Street Clinton, IN 47842 Full Service B&M $92,291
    Old National Bank 4191 West Third Street Bloomington, IN 47404 Full Service B&M $154,164
    Old National Bank 420 South Koeller Street Front Oshkosh, WI 54902 Full Service B&M $87,022
    Old National Bank 420 West Verona Avenue Verona, WI 53593 Full Service B&M $42,311
    Old National Bank 4201 Shelbyville Road Louisville, KY 40207 Full Service B&M $38,913
    Old National Bank 4330 West Jonathon Moore Pike Columbus, IN 47201 Full Service B&M $111,425
    Old National Bank 4431 West Centre Avenue Portage, MI 49024 Full Service B&M $72,304
    Old National Bank 4500 Washington Avenue Evansville, IN 47714 Full Service B&M $216,526
    Old National Bank 4805 East 96th Street Indianapolis, IN 46240 Full Service B&M $46,637
    Old National Bank 4950 East County Line Road Indianapolis, IN 46237 Full Service B&M $53,761
    Old National Bank 500 E Walworth Ave Delavan, WI 53115 Full Service B&M $31,970
    Old National Bank 5003 Century Avenue Kalamazoo, MI 49006 Full Service B&M $114,615
    Old National Bank 501 Hospital Drive Madisonville, KY 42431 Full Service B&M $112,315
    Old National Bank 501 Virginia Avenue, Ste 103 Indianapolis, IN 46203 Full Service B&M $15,760
    Old National Bank 5015 East Beltline Avenue Ne, Grand Rapids, MI 49525 Full Service B&M $36,223
    Old National Bank 5101 South 27th Street Greenfield, WI 53221 Full Service B&M $49,376
    Old National Bank 5124 Pearl Drive Evansville, IN 47712 Full Service B&M $85,357
    Old National Bank 5200 Cascade Road, S.E. Grand Rapids, MI 49546 Full Service B&M $241,010
    Old National Bank 529 W. Main Street Tell City, IN 47586 Full Service B&M $131,823
    Old National Bank 53 West Main Street Waconia, MN 55387 Full Service B&M $174,763
    Old National Bank 530 Massachusetts Avenue, Ste. 175 Indianapolis, IN 46204 Full Service B&M $3,096
    Old National Bank 550 West Burnsville Parkway, Ste. 100 Burnsville, MN 55337 Full Service B&M $17,765
    Old National Bank 5750 Raymond Road Madison, WI 53711 Full Service B&M $102,660
    Old National Bank 5920 Brooklyn Boulevard Brooklyn Center, MN 55429 Full Service B&M $12
    Old National Bank 600 West 78th Street, P.O. Box 399 Chanhassen, MN 55317 Full Service B&M $208,579
    Old National Bank 601 S Main Street De Forest, WI 53532 Full Service B&M $39,983
    Old National Bank 602 West Broadway Street Loogootee, IN 47553 Full Service B&M $63,920
    Old National Bank 6135 North College Avenue Indianapolis, IN 46220 Full Service B&M $82,515
    Old National Bank 630 North 12th Street Montevideo, MN 56265 Full Service B&M $101,970
    Old National Bank 640 Division Street Stevens Point, WI 54481 Full Service B&M $100,331
    Old National Bank 6430 W. Jefferson Blvd Fort Wayne, IN 46804 Full Service B&M $69,009
    Old National Bank 66 E Thompson Avenue E., Ste. A West Saint Paul, MN 55118 Full Service B&M $109,560
    Old National Bank 701 Wabash Avenue, Ste 100 Terre Haute, IN 47808 Full Service B&M $166,667
    Old National Bank 7030 Heritage Square Drive Granger, IN 46530 Full Service B&M $64,362
    Old National Bank 7200 Dexter-Ann Arbor Road Dexter, MI 48130 Full Service B&M $60,457
    Old National Bank 7401 West Greenfield Avenue West Allis, WI 53214 Full Service B&M $125,293
    Old National Bank 771 Second Street Jasper, IN 47546 Full Service B&M $46,271
    Old National Bank 775 Prairie Center Drive, Ste. 100 Eden Prairie, MN 55344 Full Service B&M $35,668
    Old National Bank 790 North Jefferson Street Milwaukee, WI 53202 Full Service B&M $15,691
    Old National Bank 800 Faxon Road Norwood Young America, MN 55397 Full Service B&M $70,683
    Old National Bank 802 Edwards Drive Plainfield, IN 46168 Full Service B&M $46,772
    Old National Bank 835 North Burkhardt Road Evansville, IN 47715 Full Service B&M $143,061
    Old National Bank 8577 Ruffian Lane Newburgh, IN 47630 Full Service B&M $182,575
    Old National Bank 8600 University Boulevard Evansville, IN 47712 Limited, Mobile/Seasonal Office $0
    Old National Bank 886 Sycamore Rockport, IN 47635 Full Service B&M $48,821
    Old National Bank 8900 State Hwy 7 St. Bonifacius, MN 55375 Full Service B&M $48,649
    Old National Bank 8930 E 56th St Indianapolis, IN 46216 Full Service B&M $59,115
    Old National Bank 900 South State Road 135 Greenwood, IN 46143 Full Service B&M $49,662
    Old National Bank 910 Commercial Drive Buffalo, MN 55313 Full Service B&M $207,731
    Old National Bank 961 Washington Avenue Evansville, IN 47713 Full Service B&M $25,668
    Old National Bank 9708 Brownsboro Road Louisville, KY 40241 Full Service B&M $99,071
    Old National Bank 971 S. Green Bay Road Neenah, WI 54956 Full Service B&M $35,685
    Old National Bank 9720 East U.S. Highway 36 Avon, IN 46123 Full Service B&M $33,406
    Old National Bank 9765 E 116th St Fishers, IN 46037 Full Service B&M $63,222
    Old National Bank 9898 Illinois Road Fort Wayne, IN 46804 Full Service B&M $69,964
    Old National Bank 9901 Fall Creek Road Indianapolis, IN 46256 Full Service B&M $51,222
    Old National Bank One Dcb Plaza Jasper, IN 47546 Full Service B&M $125,196
    Old National Bank One Main Street Evansville, IN 47708 Limited, Mobile/Seasonal Office $0

    For 2020, Old National Bank had 166 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $662,718
    Net interest income $604,154
    Total noninterest income $224,816
    Gross Fiduciary activities income $36,981
    Service charges on deposit accounts $35,081
    Trading account gains and fees $0
    Additional Noninterest Income $152,754
    Pre-tax net operating income $264,076
    Securities gains (or losses, -) $12,133
    Income before extraordinary items $241,806
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $241,806
    Minority interest net income $0
    Net income $241,806
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $231,128

    Old National Bank's gross interest income from loans was $662,718,000.
    Old National Bank's net interest income from loans was $604,154,000.
    Old National Bank's fee based income from loans was $35,081,000.
    Old National Bank's net income from loans was $241,806,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $58,564
    Provision for credit losses $38,395
    Total noninterest expense $526,499
    Salaries and employee benefits $252,617
    Premises and equipment expense $66,635
    Additional noninterest expense $207,247
    Applicable income taxes $34,403
    Net charge-offs $2,973
    Cash dividends $230,000

    Old National Bank's interest expense for loans was $58,564,000.
    Old National Bank's payroll and benefits expense were $252,617,000.
    Old National Bank's property, plant and equipment expenses $66,635,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 8.0%

    Deposits

    Type Value (in 000's)
    Total deposits $17,117,211
    Deposits held in domestic offices $17,117,211
    Deposits by Individuals, partnerships, and corporations $15,958,969
    Deposits by U.S. Government $50
    Deposits by States and political subdivisions in the U.S. $1,155,845
    Deposits by Commercial banks and other depository institutions in U.S. $2,347
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,515,514
    Demand deposits $1,231,127
    Nontransaction accounts $15,601,697
    Money market deposit accounts (MMDAs) $11,295,311
    Other savings deposits (excluding MMDAs) $3,190,883
    Total time deposits $1,115,503
    Total time and savings deposits $15,886,084
    Noninterest-bearing deposits $1,231,127
    Interest-bearing deposits $15,886,084
    Retail deposits $16,732,059
    IRAs and Keogh plan accounts $220,241
    Brokered deposits $100,003
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $22,855,667
    Cash & Balances due from depository institutions $589,712
    Interest-bearing balances $321,504
    Total securities $5,956,029
    Federal funds sold & reverse repurchase $0
    Net loans and leases $13,718,367
    Loan and leases loss allowance $131,388
    Trading account assets $113,624
    Bank premises and fixed assets $540,485
    Other real estate owned $1,140
    Goodwill and other intangibles $1,109,726
    All other assets $826,584

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $22,855,667
    Total Liabilities $19,817,737
    Total deposits $17,117,211
    Interest-bearing deposits $15,886,084
    Deposits held in domestic offices $17,117,211
    % insured (estimated) $61
    Federal funds purchased and repurchase agreements $432,332
    Trading liabilities $13,864
    Other borrowed funds $2,014,460
    Subordinated debt $12,000
    All other liabilities $227,870

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $13,718,367
    Loan and leases loss allowance $131,388
    Total loans and leases (domestic) $13,849,755
    All real estate loans $9,004,461
    Real estate loans in domestic offices $9,004,461
    Construction and development loans $941,343
    Residential 1-4 family construction $183,416
    Other construction, all land development and other land $757,927
    Loans secured by nonfarm nonresidential properties $3,698,311
    Nonfarm nonresidential secured by owner-occupied properties $1,591,788
    Commercial real estate & other non-farm, non-residential $2,106,523
    Multifamily residential real estate $1,157,328
    1-4 family residential loans $3,050,087
    Farmland loans $157,392
    Loans held in foreign offices $0
    Farm loans $98,277
    Commercial and industrial loans $3,169,464
    To non-U.S. addressees $0
    Loans to individuals $1,022,166
    Credit card loans $0
    Related Plans $25,282
    Consumer Auto Loans $913,823
    Other loans to individuals $83,061
    All other loans & leases $555,387
    Loans to foreign governments and official institutions $0
    Other loans $52,404
    Loans to depository institutions and acceptances of other banks $861
    Loans not secured by real estate $178,700
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $17,748
    Non 1-4 family restructured loans & leases $15,642
    Total loans and leases (foreign) $0

    Old National Bank had $13,718,367,000 of loans outstanding in 2020. $9,004,461,000 of loans were in real estate loans. $941,343,000 of loans were in development loans. $1,157,328,000 of loans were in multifamily mortgage loans. $3,050,087,000 of loans were in 1-4 family mortgage loans. $98,277,000 of loans were in farm loans. $0 of loans were in credit card loans. $913,823,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,837 $775,688 $273,418
    Nonfarm, nonresidential loans - <$100k 440 $20,222 $45,959
    Nonfarm, nonresidential loans - $100-250k 866 $109,987 $127,006
    Nonfarm, nonresidential loans - $250k-1MM 1,531 $645,479 $421,606
    Commercial & Industrial, US addressed loans - <$1MM 13,051 $1,025,264 $78,558
    Commercial & Industrial, US addressed loans - <$100k 8,857 $218,266 $24,643
    Commercial & Industrial, US addressed loans - $100-250k 2,206 $228,440 $103,554
    Commercial & Industrial, US addressed loans - $250k-1MM 1,988 $578,558 $291,025
    Farmland loans - <$1MM 613 $75,977 $123,943
    Farmland loans - <$100k 221 $8,967 $40,575
    Farmland loans - $100-250k 251 $29,818 $118,797
    Farmland loans - $250k-1MM 141 $37,192 $263,773
    Agriculture operations loans - <$1MM 811 $51,366 $63,337
    Agriculture operations loans - <$100k 554 $14,305 $25,821
    Agriculture operations loans - $100-250k 163 $15,642 $95,963
    Agriculture operations loans - $250k-1MM 94 $21,419 $227,862