Bayshore Mortgage Funding Rates, Fees & Info
BALTIMORE, MDLEI: 549300PEWJWBNEOSS013
Tax ID: 52-2304304
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Bayshore Mortgage Funding is a smaller mortgage company specializing in Home Purchase and Refi loans. Bayshore Mortgage Funding has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cincinnati, Washington, Baltimore, Philadelphia, and Seattle among others. We have data for 234 markets. (Some data included below & more in-depth data is available with an active subscription.)Bayshore Mortgage Funding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bayshore Mortgage Funding is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.98% | 12/17/24 |
| 30 Year Conventional Refi | 6.76% | 12/17/24 |
| 30 Year Cash-out Refi | 6.93% | 12/17/24 |
| 30 Year FHA Purchase | 7.72% | 12/17/24 |
| 30 Year FHA Refi | 7.53% | 12/17/24 |
| 30 Year VA Purchase | 6.58% | 12/17/24 |
| 30 Year VA Refi | 5.96% | 12/17/24 |
| 30 Year USDA Purchase | 7.26% | 12/17/24 |
| 30 Year USDA Refi | 6.33% | 12/17/24 |
| 15 Year Conventional Purchase | 6.31% | 12/17/24 |
| 15 Year Conventional Refi | 6.45% | 12/17/24 |
| 15 Year Cash-out Refi | 6.45% | 12/17/24 |
| 15 Year FHA Purchase | 7.76% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bayshore Mortgage Funding Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Bayshore Mortgage Funding. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,092Origination Dollar Volume (All Markets)
$496,600,000Awards
×
![]()
BAYSHORE MORTGAGE FUNDING - 2019
BAYSHORE MORTGAGE FUNDING is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for BAYSHORE MORTGAGE FUNDING?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 444 | $72,270,000 | $162,770 | $5,183 | 4.38% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 171 | $59,825,000 | $349,854 | $9,072 | 4.31% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 128 | $32,550,000 | $254,297 | $6,733 | 4.30% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 76 | $17,190,000 | $226,184 | $6,432 | 4.38% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 49 | $16,645,000 | $339,694 | $5,298 | 3.77% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 69 | $16,035,000 | $232,391 | $5,820 | 4.23% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 41 | $13,975,000 | $340,854 | $6,418 | 4.05% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 58 | $12,450,000 | $214,655 | $5,987 | 3.93% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 39 | $11,545,000 | $296,026 | $5,932 | 3.82% |
| COLUMBUS, OH (FHA|USDA|VA) | 36 | $8,600,000 | $238,889 | $6,794 | 4.22% |
| Outside of Metro Areas | 48 | $8,480,000 | $176,667 | $5,535 | 4.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 35 | $8,375,000 | $239,286 | $5,480 | 3.94% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 49 | $8,345,000 | $170,306 | $6,285 | 4.54% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $7,640,000 | $347,273 | $9,766 | 4.40% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 28 | $7,030,000 | $251,071 | $5,864 | 4.84% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 19 | $6,795,000 | $357,632 | $5,855 | 3.80% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 15 | $6,425,000 | $428,333 | $7,499 | 4.58% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $6,365,000 | $303,095 | $8,725 | 4.09% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 28 | $5,700,000 | $203,571 | $4,242 | 4.33% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 27 | $5,455,000 | $202,037 | $6,010 | 3.94% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 15 | $5,305,000 | $353,667 | $8,456 | 4.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $4,765,000 | $250,789 | $5,658 | 3.93% |
| RICHMOND, VA (FHA|USDA|VA) | 22 | $4,730,000 | $215,000 | $5,017 | 3.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $4,720,000 | $262,222 | $6,588 | 4.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 14 | $4,400,000 | $314,286 | $6,758 | 3.77% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 16 | $4,320,000 | $270,000 | $4,996 | 4.37% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $4,280,000 | $267,500 | $5,406 | 3.90% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $4,120,000 | $515,000 | $7,863 | 3.50% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 14 | $3,990,000 | $285,000 | $3,865 | 3.54% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 13 | $3,785,000 | $291,154 | $6,735 | 3.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 16 | $3,720,000 | $232,500 | $5,832 | 4.27% |
| SALEM, OR (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $9,013 | 4.12% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $4,951 | 3.66% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $8,385 | 4.98% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $4,377 | 3.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,435,000 | $487,000 | $6,743 | 4.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $2,430,000 | $243,000 | $4,379 | 4.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $6,087 | 3.73% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $4,307 | 3.52% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $6,080 | 4.33% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $5,938 | 4.21% |
| Shelton, WA (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $3,034 | 3.45% |
| Portsmouth, OH (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $6,219 | 5.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $7,096 | 4.90% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $4,055 | 4.08% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $12,067 | 4.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $4,404 | 3.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $3,849 | 4.07% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $4,652 | 3.81% |
| BEND, OR (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $6,107 | 4.10% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $5,323 | 4.59% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $6,958 | 4.14% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $6,404 | 3.73% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $6,931 | 5.27% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $5,586 | 3.85% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,356 | 3.85% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $3,823 | 4.02% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $12,904 | 4.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $2,900 | 3.38% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,780 | 3.44% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $13,462 | 4.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $6,443 | 3.69% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,375 | 3.59% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $6,823 | 4.17% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $3,478 | 3.69% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $7,365 | 3.67% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,420 | 3.63% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,752 | 3.67% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,012 | 3.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,382 | 4.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,802 | 4.41% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,044 | 3.91% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,542 | 3.92% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,577 | 3.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,893 | 3.58% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $9,586 | 5.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $6,041 | 4.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,127 | 3.75% |
| Newport, OR (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,697 | 3.58% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,357 | 4.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,860 | 4.29% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,701 | 3.91% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,178 | 3.94% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,582 | 3.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,377 | 3.63% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,090 | 3.69% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $8,319 | 4.67% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,226 | 3.94% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,339 | 3.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,495 | 5.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,347 | 5.56% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,504 | 5.03% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,533 | 3.92% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,079 | 3.44% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,251 | 3.71% |
| MERCED, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,079 | 3.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,237 | 3.44% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,264 | 4.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,302 | 3.56% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,823 | 4.75% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $5,901 | 4.58% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,433 | 3.96% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,429 | 4.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,491 | 4.46% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,732 | 3.79% |
| Easton, MD (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,496 | 3.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,150 | 3.81% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,168 | 6.25% |
| Prineville, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,288 | 3.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,928 | 3.63% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,064 | 4.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,807 | 3.38% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,601 | 3.31% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,982 | 3.44% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,250 | 4.13% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,130 | 5.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,297 | 3.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,077 | 4.31% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,292 | 4.63% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,552 | 4.79% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,690 | 4.21% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,812 | 3.81% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,544 | 4.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,370 | 5.19% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,083 | 3.56% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,544 | 3.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,489 | 6.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,192 | 3.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $18,653 | 4.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,556 | 3.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,971 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,392 | 3.94% |
| REDDING, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,723 | 4.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,397 | 3.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,747 | 4.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,483 | 5.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,624 | 5.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,936 | 4.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,709 | 3.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,095 | 3.63% |
| MADERA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,032 | 3.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,620 | 3.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,465 | 3.13% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,561 | 3.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,539 | 3.63% |
| READING, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,939 | 4.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,097 | 4.06% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,114 | 4.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,964 | 4.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,605 | 3.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,239 | 4.00% |
| Othello, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,764 | 3.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,700 | 3.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,627 | 3.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,945 | 4.88% |
| Sanford, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,437 | 4.63% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,291 | 3.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,318 | 3.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,429 | 3.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,953 | 3.63% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,734 | 3.50% |
| AKRON, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,990 | 4.75% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,766 | 5.75% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,520 | 3.13% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,290 | 3.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,906 | 5.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,001 | 4.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,963 | 3.13% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,778 | 3.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,041 | 5.13% |
| Salem, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,209 | 3.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,839 | 3.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,768 | 4.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,205 | 4.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,351 | 3.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,535 | 3.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,092 | 3.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,809 | 5.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,925 | 3.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,800 | 4.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,577 | 3.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,543 | 3.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,106 | 4.50% |
| Safford, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,563 | 3.25% |
| Wilson, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,522 | 5.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,343 | 5.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,435 | 3.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,159 | 4.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,974 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,386 | 4.00% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,483 | 5.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,691 | 4.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,514 | 4.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,567 | 4.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,200 | 4.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,373 | 3.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,968 | 3.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,953 | 3.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,247 | 3.50% |
| LIMA, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,396 | 4.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,055 | 4.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,971 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,624 | 4.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,412 | 3.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,156 | 4.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,197 | 4.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,048 | 5.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,205 | 4.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,184 | 3.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,650 | 3.88% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,345 | 4.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,634 | 4.13% |
| Madison, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,358 | 4.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,471 | 4.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,917 | 3.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,114 | 4.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,627 | 4.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,556 | 4.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,366 | 3.88% |
| Marietta, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,797 | 4.13% |
| Kinston, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,621 | 5.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,166 | 4.63% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,857 | 4.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,248 | 4.88% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,963 | 4.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,142 | 5.13% |
| Washington, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,356 | 4.00% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,322 | 5.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,238 | 5.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,223 | 4.63% |
| Selma, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,904 | 4.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,161 | 4.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $4,466 | 4.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against BAYSHORE MORTGAGE FUNDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Huntington Federal Savings Bank
Similarity Rank: 12
Similarity Rank: 12
UTILITIES EMPLOYEES CREDIT UNION
Similarity Rank: 42
Similarity Rank: 42
The North Side Bank & Trust Company
Similarity Rank: 55
Similarity Rank: 55
N C P D Federal Credit Union
Similarity Rank: 56
Similarity Rank: 56
Liberty Bank
Similarity Rank: 64
Similarity Rank: 64
Schuyler Savings Bank
Similarity Rank: 104
Similarity Rank: 104
Piscataqua Savings Bank
Similarity Rank: 118
Similarity Rank: 118
FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
Similarity Rank: 122
Similarity Rank: 122
The Ohio Valley Bank Company
Similarity Rank: 126
Similarity Rank: 126
First Ipswich Bank
Similarity Rank: 139
Similarity Rank: 139
Product Mix
For 2019, Bayshore Mortgage Funding's most frequently originated type of loan was Conventional, with 772 originations. Their 2nd most popular type was VA, with 676 originations.
Loan Reason
For 2019, Bayshore Mortgage Funding's most frequently cited loan purpose was Home Purchase, with 913 originations. The 2nd most popular reason was Refi, with 766 originations.
Loan Duration/Length
For 2019, Bayshore Mortgage Funding's most frequently cited loan duration was 30 Year, with 1,965 originations. The 2nd most popular length was 15 Year, with 54 originations.
Origination Fees/Closing Costs
Bayshore Mortgage Funding's average total fees were $6,109, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 816 originations.
Interest Rates
During 2019, Bayshore Mortgage Funding's average interest rate for loans was 4.21%, while their most frequently originated rate bucket for loans was 3-4%, with 952 originations.
Loan Sizing
2019 saw Bayshore Mortgage Funding place emphasis on $200k-400k loans with 981 originations, totaling $271,085,000 in origination value.
Applicant Income
Bayshore Mortgage Funding lent most frequently to those with incomes in the $50k or less range, with 886 originations. The second most popular income band? $50k-75k, with 471 originations.
Applicant Debt to Income Ratio
Bayshore Mortgage Funding lent most frequently to those with DTI ratios of 30-36%, with 281 originations. The next most common DTI ratio? 20-30%, with 222 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.72%
Bayshore Mortgage Funding has an average approval rate.
Pick Rate
Approvals leading to origination62.43%
Bayshore Mortgage Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,092 | $496,600,000 | $237,380 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 64 | $10,840,000 | $169,375 |
| Single Family (1-4 Units):Site-Built | 2,028 | $485,760,000 | $239,527 |