Strong Home Mortgage Rates, Fees & Info
Richmond, VALEI: 254900O28OG3UMHXQY81
Tax ID: 82-2650124
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Mortgage Data
Review & Overview
Strong Home Mortgage is a smaller mortgage company specializing in Refi and Home Purchase loans. Strong Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Seattle, Los Angeles, Phoenix, and Riverside among others. We have data for 223 markets. (Some data included below & more in-depth data is available with an active subscription.)Strong Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Strong Home Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 4/22/24 |
| 30 Year Conventional Refi | 6.31% | 4/22/24 |
| 30 Year Cash-out Refi | 6.49% | 4/22/24 |
| 30 Year FHA Purchase | 6.77% | 4/22/24 |
| 30 Year FHA Refi | 6.70% | 4/22/24 |
| 30 Year VA Purchase | 5.77% | 4/22/24 |
| 30 Year VA Refi | 5.53% | 4/22/24 |
| 15 Year Conventional Purchase | 6.04% | 4/22/24 |
| 15 Year Conventional Refi | 5.80% | 4/22/24 |
| 15 Year Cash-out Refi | 5.80% | 4/22/24 |
| 15 Year VA Purchase | 5.74% | 4/22/24 |
| 15 Year VA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Strong Home Mortgage Mortgage Calculator
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This is not an official calculator from Strong Home Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,361Origination Dollar Volume (All Markets)
$799,025,000Awards
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Strong Home Mortgage - 2019
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For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 338 | $152,890,000 | $452,337 | $4,389 | 3.84% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 153 | $59,335,000 | $387,810 | $3,418 | 3.82% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 119 | $54,625,000 | $459,034 | $3,763 | 3.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 138 | $35,070,000 | $254,130 | $2,264 | 3.86% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 88 | $26,980,000 | $306,591 | $2,764 | 3.92% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 90 | $26,800,000 | $297,778 | $3,432 | 3.87% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 57 | $25,685,000 | $450,614 | $3,164 | 3.68% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 53 | $24,175,000 | $456,132 | $2,456 | 3.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 51 | $19,475,000 | $381,863 | $3,316 | 3.70% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 55 | $18,885,000 | $343,364 | $2,990 | 3.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 55 | $18,805,000 | $341,909 | $2,488 | 3.87% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 31 | $10,915,000 | $352,097 | $3,460 | 3.73% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 31 | $10,885,000 | $351,129 | $2,339 | 3.79% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 38 | $10,730,000 | $282,368 | $3,515 | 3.72% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 20 | $10,010,000 | $500,500 | $3,187 | 3.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $8,710,000 | $290,333 | $2,592 | 3.85% |
| Outside of Metro Areas | 31 | $8,125,000 | $262,097 | $3,320 | 3.98% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 32 | $7,760,000 | $242,500 | $2,361 | 3.91% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 26 | $7,340,000 | $282,308 | $2,256 | 3.97% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 28 | $7,140,000 | $255,000 | $3,034 | 3.79% |
| FRESNO, CA (FHA|USDA|VA) | 25 | $6,915,000 | $276,600 | $1,799 | 3.88% |
| BOISE CITY, ID (FHA|USDA|VA) | 22 | $6,410,000 | $291,364 | $2,606 | 3.93% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 19 | $6,375,000 | $335,526 | $3,792 | 3.83% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 18 | $6,160,000 | $342,222 | $4,572 | 3.77% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $5,675,000 | $333,824 | $3,953 | 3.61% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 20 | $5,670,000 | $283,500 | $1,700 | 3.86% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $5,385,000 | $414,231 | $3,823 | 3.81% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 14 | $5,350,000 | $382,143 | $1,106 | 3.85% |
| TUCSON, AZ (FHA|USDA|VA) | 24 | $5,270,000 | $219,583 | $2,694 | 3.99% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 21 | $5,205,000 | $247,857 | $2,917 | 3.97% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 21 | $5,085,000 | $242,143 | $1,996 | 3.88% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $4,810,000 | $267,222 | $1,995 | 3.85% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $4,810,000 | $400,833 | $2,116 | 3.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $4,755,000 | $432,273 | $5,780 | 4.02% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 16 | $4,690,000 | $293,125 | $2,232 | 3.92% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $4,465,000 | $343,462 | $1,994 | 3.72% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 13 | $4,435,000 | $341,154 | $3,646 | 3.70% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 17 | $4,375,000 | $257,353 | $2,557 | 4.04% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 12 | $4,190,000 | $349,167 | $2,115 | 3.62% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $4,160,000 | $297,143 | $3,849 | 3.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $4,090,000 | $255,625 | $1,804 | 3.87% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $3,980,000 | $248,750 | $2,967 | 4.52% |
| BEND, OR (FHA|USDA|VA) | 13 | $3,915,000 | $301,154 | $3,073 | 3.77% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 13 | $3,885,000 | $298,846 | $4,035 | 3.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 15 | $3,695,000 | $246,333 | $2,303 | 3.99% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 15 | $3,325,000 | $221,667 | $2,101 | 4.06% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $3,170,000 | $396,250 | $2,442 | 3.67% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $2,788 | 3.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $4,460 | 4.04% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $3,855 | 3.97% |
| SALINAS, CA (FHA|USDA|VA) | 7 | $2,705,000 | $386,429 | $3,332 | 3.89% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $2,864 | 4.09% |
| SALEM, OR (FHA|USDA|VA) | 10 | $2,640,000 | $264,000 | $4,650 | 3.87% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $1,282 | 3.67% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $2,290 | 3.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $1,942 | 3.86% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $2,429 | 3.97% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $1,898 | 4.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $2,359 | 4.16% |
| Outside of Metro Areas | 8 | $1,930,000 | $241,250 | $3,565 | 3.78% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $2,439 | 3.52% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $3,354 | 3.68% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $2,102 | 4.04% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $2,341 | 3.98% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $1,752 | 3.98% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $3,004 | 3.77% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $2,689 | 3.86% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $2,177 | 4.04% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $2,462 | 4.40% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $3,145 | 4.19% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $2,274 | 4.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $2,557 | 4.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $3,644 | 3.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $3,755 | 3.87% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $7,868 | 3.50% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $4,740 | 3.83% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,024 | 3.56% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $1,390 | 4.19% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $2,436 | 3.22% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $2,600 | 3.65% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $1,593 | 3.58% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,692 | 4.55% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,423 | 3.96% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,724 | 3.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $1,679 | 3.72% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $1,656 | 4.33% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,235 | 4.28% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $1,172 | 3.72% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,628 | 3.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $1,931 | 5.16% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $3,069 | 3.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,749 | 3.67% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $1,745 | 4.12% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,999 | 4.04% |
| REDDING, CA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,304 | 3.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $1,016 | 3.69% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,240 | 3.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,115 | 4.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $1,204 | 4.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,457 | 4.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,885 | 3.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,362 | 3.83% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $1,169 | 4.44% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $2,889 | 4.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $22,576 | 3.13% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,966 | 3.96% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $1,233 | 3.67% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,496 | 3.96% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,175 | 3.43% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,819 | 3.79% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,090 | 3.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,521 | 3.96% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,230 | 3.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,208 | 3.87% |
| Centralia, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,791 | 3.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $993 | 3.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,497 | 3.81% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,480 | 4.44% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,166 | 4.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,550 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,070 | 3.13% |
| Pullman, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,391 | 3.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,807 | 3.75% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,103 | 3.81% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,956 | 4.44% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,213 | 3.87% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,571 | 3.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,985 | 3.81% |
| TULSA, OK (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,745 | 4.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,115 | 4.56% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,105 | 3.69% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,184 | 3.94% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,751 | 4.13% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,272 | 3.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,651 | 3.87% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,822 | 3.63% |
| Easton, MD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,099 | 3.63% |
| NAPA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,975 | 4.12% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,013 | 3.63% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,295 | 3.13% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,632 | 4.12% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,791 | 4.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,513 | 4.43% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,448 | 3.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,619 | 4.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $942 | 3.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,024 | 3.50% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,045 | 3.81% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,790 | 4.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,185 | 3.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $687 | 3.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,632 | 3.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,115 | 2.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,625 | 3.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,199 | 3.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $550 | 4.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,765 | 3.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,495 | 5.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,204 | 3.50% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,673 | 3.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,811 | 3.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,523 | 3.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $683 | 4.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,019 | 3.63% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,725 | 4.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $579 | 3.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,880 | 2.88% |
| Astoria, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,090 | 4.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $938 | 3.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,005 | 4.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,831 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,499 | 3.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,346 | 4.13% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,997 | 3.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,243 | 3.63% |
| Brookings, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,805 | 4.00% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,312 | 4.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,140 | 3.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,053 | 4.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,279 | 4.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,014 | 3.99% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,500 | 3.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,637 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,841 | 4.13% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,784 | 5.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $939 | 3.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,015 | 3.99% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,006 | 3.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,723 | 3.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,913 | 3.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,949 | 3.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,286 | 5.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,018 | 3.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,555 | 4.49% |
| MADISON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,362 | 4.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,093 | 3.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,115 | 4.00% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,851 | 4.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11 | 4.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,473 | 4.38% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,977 | 3.63% |
| READING, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,341 | 4.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $450 | 4.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,388 | 4.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,176 | 3.88% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $820 | 3.63% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,066 | 3.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,542 | 4.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,444 | 4.38% |
| ERIE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,713 | 4.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,418 | 4.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,332 | 5.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $450 | 4.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,090 | 5.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,473 | 5.63% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,299 | 5.38% |
| Marion, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,346 | 4.75% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $914 | 5.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,295 | 5.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Strong Home Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Strong Home Mortgage's most frequently originated type of loan was Conventional, with 1,876 originations. Their 2nd most popular type was VA, with 344 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 1,764 | $600,980,000 | $340,692 | $2,955 | 3.84% |
| Home Purchase | 597 | $198,045,000 | $331,734 | $3,621 | 3.95% |
For 2019, Strong Home Mortgage's most frequently cited loan purpose was Refi, with 1,764 originations. The 2nd most popular reason was Home Purchase, with 597 originations.
Loan Duration/Length
For 2019, Strong Home Mortgage's most frequently cited loan duration was 30 Year, with 1,988 originations. The 2nd most popular length was 15 Year, with 275 originations.
Origination Fees/Closing Costs
Strong Home Mortgage's average total fees were $3,285, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,930 originations.
Interest Rates
During 2019, Strong Home Mortgage's average interest rate for loans was 3.91%, while their most frequently originated rate bucket for loans was 3-4%, with 1,627 originations.
Loan Sizing
2019 saw Strong Home Mortgage place emphasis on $200k-400k loans with 1,307 originations, totaling $376,695,000 in origination value.
Applicant Income
Strong Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 736 originations. The second most popular income band? $150k-250k, with 530 originations.
Applicant Debt to Income Ratio
Strong Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 468 originations. The next most common DTI ratio? 30-36%, with 438 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.41%
Strong Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination37.74%
Strong Home Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,361 | $799,025,000 | $338,427 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 2,361 | $799,025,000 | $338,427 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SOUTHERN TRUST MORTGAGE LLC | Conventional home mortgage | Closing on a mortgage | 1 | 50.0% |
| SOUTHERN TRUST MORTGAGE LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |