JOHNSON CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Johnson City averaged
6.95%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.83% and
one month ago for the week of 2024-03-14, the
average rate was 6.89%.
Johnson City's average rate one year ago was 6.22%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.33%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Johnson City 30 Year Fixed Rate | 2024-04-18 | 6.95% |
| Johnson City 30 Year Fixed Rate Refi | 2024-04-18 | 7.33% |
| Johnson City 15 Year Fixed Rate | 2024-04-18 | 6.47% |
| Johnson City 15 Year Fixed Rate Refi | 2024-04-18 | 6.59% |
| Johnson City 30 Year FHA | 2024-04-18 | 6.91% |
| Johnson City 30 Year FHA Refi | 2024-04-18 | 6.66% |
| Johnson City 30 Year USDA | 2024-04-18 | 7.06% |
| Johnson City 30 Year USDA Refi | 2024-04-18 | 6.76% |
| Johnson City 30 Year VA | 2024-04-18 | 6.87% |
| Johnson City 30 Year VA Refi | 2024-04-18 | 6.76% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOHNSON CITY, TN.
JOHNSON CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSON CITY, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JOHNSON CITY Average Closing Costs & Other Stats
JOHNSON CITY, TN's 159 lenders originated 4,111
loans during 2023. The total origination value was $920,935,000, with an average loan value of
$224,017.
JOHNSON CITY's average closing costs are $4,841.
The top JOHNSON CITY lender as defined by loan originations is EASTMAN, with
282 loans originated. Their average total fees are
$4,260, which is $2,397
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee JOHNSON CITY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,501), NORTHEAST COMMUNITY ($2,847), CONSUMER Credit Union ($3,681), STATE EMPLOYEES' ($3,923) and EASTMAN ($4,260).
The lowest rate JOHNSON CITY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.82%), STATE EMPLOYEES' (6.01%), First Horizon Bank (6.34%), CONSUMER Credit Union (6.52%) and JPMorgan Chase Bank (6.68%).
JOHNSON CITY, TN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| EASTMAN | $217,935,000 | $173,210,000 | -20.5% | 18.8% |
| QUICKEN LOANS, LLC | $65,940,000 | $45,775,000 | -30.6% | 5.0% |
| MOVEMENT MORTGAGE, LLC | $38,695,000 | $43,065,000 | 11.3% | 4.7% |
| First Horizon Bank | $36,275,000 | $38,155,000 | 5.2% | 4.1% |
| Bank of Tennessee | $45,845,000 | $37,045,000 | -19.2% | 4.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $28,265,000 | $26,975,000 | -4.6% | 2.9% |
| Grandbridge Real Estate Capital LLC | $24,315,000 | n/a | 2.6% | |
| CARDINAL FINANCIAL | $50,060,000 | $21,040,000 | -58.0% | 2.3% |
| Cedar Rapids Bank and Trust Company | $20,065,000 | n/a | 2.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $21,390,000 | $18,395,000 | -14.0% | 2.0% |
| MORTGAGE INVESTORS GROUP, INC. | $20,070,000 | $18,080,000 | -9.9% | 2.0% |
| Sierra Pacific Mortgage Company, Inc. | $16,255,000 | $17,090,000 | 5.1% | 1.9% |
| Mortgage Research Center, LLC | $18,200,000 | $17,080,000 | -6.2% | 1.9% |
| Regions Bank | $18,250,000 | $16,125,000 | -11.6% | 1.8% |
| Commercial Bank | $275,000 | $15,365,000 | 5,487.3% | 1.7% |
| WALKER & DUNLOP, LLC | $14,100,000 | n/a | 1.5% | |
| Elizabethton Federal Savings Bank | $25,045,000 | $13,765,000 | -45.0% | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | $10,820,000 | $10,545,000 | -2.5% | 1.1% |
| FIRST BANCORP | $9,545,000 | $9,545,000 | 0.0% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $19,345,000 | $9,205,000 | -52.4% | 1.0% |
| Citizens Bank | $3,055,000 | $8,805,000 | 188.2% | 1.0% |
| ALAMEDA MORTGAGE CORPORATION | $8,735,000 | n/a | 0.9% | |
| CONSUMER Credit Union | $31,045,000 | $8,470,000 | -72.7% | 0.9% |
| NORTHEAST COMMUNITY | $14,850,000 | $8,290,000 | -44.2% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $10,950,000 | $7,460,000 | -31.9% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,115,000 | $7,455,000 | 45.7% | 0.8% |
| CMG MORTGAGE, INC. | $2,060,000 | $7,445,000 | 261.4% | 0.8% |
| Renasant Bank | $10,185,000 | $7,370,000 | -27.6% | 0.8% |
| Truist | $12,365,000 | $6,805,000 | -45.0% | 0.7% |
| Farm Credit Mid-America, ACA | $7,595,000 | $6,760,000 | -11.0% | 0.7% |
| GVC MORTGAGE, INC. | $315,000 | $6,710,000 | 2,030.2% | 0.7% |
| Andrew Johnson Bank | $15,395,000 | $5,965,000 | -61.3% | 0.6% |
| ROSS MORTGAGE CORPORATION | $5,935,000 | n/a | 0.6% | |
| Wells Fargo Bank | $11,390,000 | $5,875,000 | -48.4% | 0.6% |
| JPMorgan Chase Bank | $2,665,000 | $5,420,000 | 103.4% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $10,615,000 | $5,080,000 | -52.1% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $11,490,000 | $5,040,000 | -56.1% | 0.5% |
| STOCKTON MORTGAGE CORPORATION | $5,065,000 | $4,955,000 | -2.2% | 0.5% |
| LOANDEPOT.COM, LLC | $15,180,000 | $4,705,000 | -69.0% | 0.5% |
| GUARANTEED RATE, INC. | $10,485,000 | $4,330,000 | -58.7% | 0.5% |
| Y-12 Federal Credit Union | $295,000 | $4,205,000 | 1,325.4% | 0.5% |
| UNION HOME MORTGAGE CORP. | $2,650,000 | $4,130,000 | 55.8% | 0.4% |
| First Community Bank of East Tennessee | $6,260,000 | $4,015,000 | -35.9% | 0.4% |
| Mountain Commerce Bank | $22,215,000 | $3,920,000 | -82.4% | 0.4% |
| HomeTrust Bank | $7,630,000 | $3,905,000 | -48.8% | 0.4% |
| USAA Federal Savings Bank | $6,360,000 | $3,785,000 | -40.5% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $4,430,000 | $3,640,000 | -17.8% | 0.4% |
| Clinchfield Federal Credit Union | $6,665,000 | $3,625,000 | -45.6% | 0.4% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | $4,785,000 | $3,555,000 | -25.7% | 0.4% |
| Valley National Bank | $3,405,000 | n/a | 0.4% | |
| AMERISAVE MORTGAGE CORPORATION | $5,380,000 | $3,205,000 | -40.4% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $1,340,000 | $3,075,000 | 129.5% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $255,000 | $3,065,000 | 1,102.0% | 0.3% |
| The Bank of Marion | $3,120,000 | $3,045,000 | -2.4% | 0.3% |
| EVERETT FINANCIAL, INC. | $6,485,000 | $2,975,000 | -54.1% | 0.3% |
| Citizens Bank | $3,055,000 | $2,655,000 | -13.1% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,465,000 | $2,450,000 | -67.2% | 0.3% |
| Carrington Mortgage Services, LLC | $2,020,000 | $2,405,000 | 19.1% | 0.3% |
| NEW DAY FINANCIAL, LLC | $5,290,000 | $2,405,000 | -54.5% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $3,190,000 | $2,400,000 | -24.8% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,810,000 | $2,395,000 | -14.8% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,940,000 | $2,395,000 | -18.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,880,000 | $2,310,000 | -19.8% | 0.3% |
| BROKER SOLUTIONS, INC. | $4,365,000 | $2,245,000 | -48.6% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $1,175,000 | $2,225,000 | 89.4% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $2,170,000 | n/a | 0.2% | |
| STATE EMPLOYEES' | $5,080,000 | $2,140,000 | -57.9% | 0.2% |
| Appalachian Community Federal Credit Union | $3,070,000 | $2,100,000 | -31.6% | 0.2% |
| U.S. Bank | $7,245,000 | $2,050,000 | -71.7% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $930,000 | $2,045,000 | 119.9% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $615,000 | $2,005,000 | 226.0% | 0.2% |
| First Community Bank | $7,795,000 | $1,940,000 | -75.1% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $320,000 | $1,925,000 | 501.6% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,645,000 | $1,830,000 | 11.2% | 0.2% |
| ISERVE RESIDENTIAL LENDING, LLC | $805,000 | $1,810,000 | 124.8% | 0.2% |
| Nations Lending Corporation | $665,000 | $1,780,000 | 167.7% | 0.2% |
| Bank of America | $4,150,000 | $1,730,000 | -58.3% | 0.2% |
| MORTGAGE ACCESS CORP. | $4,960,000 | $1,715,000 | -65.4% | 0.2% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,690,000 | n/a | 0.2% | |
| GREYSTONE SERVICING COMPANY LLC | $29,950,000 | $1,675,000 | -94.4% | 0.2% |
| Powell Valley National Bank | $5,885,000 | $1,620,000 | -72.5% | 0.2% |
| Fifth Third Bank | $2,605,000 | $1,575,000 | -39.5% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $710,000 | $1,485,000 | 109.2% | 0.2% |
| MILEND, INC. | $1,420,000 | n/a | 0.2% | |
| Community First Bank, Inc. | $2,920,000 | $1,380,000 | -52.7% | 0.1% |
| The Federal Savings Bank | $1,275,000 | $1,375,000 | 7.8% | 0.1% |
| PLANET HOME LENDING, LLC | $415,000 | $1,300,000 | 213.3% | 0.1% |
| KELLER MORTGAGE, LLC | $1,545,000 | $1,285,000 | -16.8% | 0.1% |
| First-Citizens Bank & Trust Company | $3,020,000 | $1,280,000 | -57.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $915,000 | $1,275,000 | 39.3% | 0.1% |
| Discover Bank | $1,115,000 | $1,270,000 | 13.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,095,000 | $1,180,000 | 7.8% | 0.1% |
| The Huntington National Bank | $2,790,000 | $1,170,000 | -58.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $990,000 | $1,160,000 | 17.2% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $75,000 | $1,120,000 | 1,393.3% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,100,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $1,095,000 | n/a | 0.1% | |
| VERITAS FUNDING, LLC | $680,000 | $1,085,000 | 59.6% | 0.1% |
| BMO Harris Bank | $1,005,000 | n/a | 0.1% | |
| NEWREZ LLC | $2,360,000 | $1,005,000 | -57.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $280,000 | $995,000 | 255.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $990,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $2,405,000 | $990,000 | -58.8% | 0.1% |
| TruPoint Bank | $990,000 | n/a | 0.1% | |
| THE TENNESSEE CREDIT UNION | $760,000 | $945,000 | 24.3% | 0.1% |
| BNC National Bank | $590,000 | $940,000 | 59.3% | 0.1% |
| GENEVA FINANCIAL, LLC | $175,000 | $930,000 | 431.4% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $365,000 | $915,000 | 150.7% | 0.1% |
| UBANK | $885,000 | n/a | 0.1% | |
| Community Trust Bank, Inc. | $880,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $390,000 | $855,000 | 119.2% | 0.1% |
| SILVER HILL FUNDING, LLC | $850,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $1,370,000 | $810,000 | -40.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $590,000 | $800,000 | 35.6% | 0.1% |
| Figure Lending LLC | $700,000 | $795,000 | 13.6% | 0.1% |
| Ally Bank | $2,765,000 | $765,000 | -72.3% | 0.1% |
| Magnolia Bank | $195,000 | $765,000 | 292.3% | 0.1% |
| United Community Bank | $1,195,000 | $765,000 | -36.0% | 0.1% |
| NexBank | $760,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $745,000 | n/a | 0.1% | |
| Great Southern Bank | $725,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $1,875,000 | $695,000 | -62.9% | 0.1% |
| COMPASS MORTGAGE, INC. | $690,000 | n/a | 0.1% | |
| New Peoples Bank, Inc. | $6,090,000 | $685,000 | -88.8% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $675,000 | n/a | 0.1% | |
| FIRST MORTGAGE COMPANY, INC. | $665,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $105,000 | $660,000 | 528.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $375,000 | $630,000 | 68.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,020,000 | $620,000 | -69.3% | 0.1% |
| CapStar Bank | $275,000 | $620,000 | 125.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $410,000 | $620,000 | 51.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,175,000 | $605,000 | -48.5% | 0.1% |
| NATIONAL BANKSHARES, INC. | $605,000 | n/a | 0.1% | |
| ENRICHMENT | $465,000 | $565,000 | 21.5% | 0.1% |
| SIRVA MORTGAGE, INC. | $395,000 | $555,000 | 40.5% | 0.1% |
| ASCEND FEDERAL CREDIT UNION | $755,000 | $550,000 | -27.2% | 0.1% |
| CBM Mortgage, Inc. | $525,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $520,000 | n/a | 0.1% | |
| HOME TOWN FUNDING, INC. | $515,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $65,000 | $515,000 | 692.3% | 0.1% |
| First Federal Bank | $165,000 | $510,000 | 209.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $3,235,000 | $490,000 | -84.9% | 0.1% |
| DAS Acquisition Company, LLC | $135,000 | $485,000 | 259.3% | 0.1% |
| ORNL Federal Credit Union | $645,000 | $485,000 | -24.8% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $355,000 | $485,000 | 36.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $225,000 | $480,000 | 113.3% | 0.1% |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $475,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $465,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $135,000 | $460,000 | 240.7% | 0.0% |
| S1L, Inc. | $1,010,000 | $455,000 | -55.0% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $460,000 | $450,000 | -2.2% | 0.0% |
| Republic Bank & Trust Company | $445,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $3,140,000 | $435,000 | -86.1% | 0.0% |
| ALLIANT CREDIT UNION | $815,000 | $425,000 | -47.9% | 0.0% |
| NFM, INC. | $425,000 | n/a | 0.0% | |
| Citibank | $105,000 | $420,000 | 300.0% | 0.0% |
| Wolfe Financial, Inc | $410,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $405,000 | n/a | 0.0% | |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $405,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $405,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $665,000 | $395,000 | -40.6% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $345,000 | $390,000 | 13.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $385,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| U. T. | $375,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $690,000 | $370,000 | -46.4% | 0.0% |
| CALIBER HOME LOANS, INC. | $1,300,000 | $365,000 | -71.9% | 0.0% |
| HomePromise Corporation | $355,000 | n/a | 0.0% | |
| OCMBC, INC. | $340,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $335,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $335,000 | n/a | 0.0% | |
| PNC Bank | $1,665,000 | $330,000 | -80.2% | 0.0% |
| Baxter Credit Union | $375,000 | $315,000 | -16.0% | 0.0% |
| FirstBank | $355,000 | $315,000 | -11.3% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $195,000 | $315,000 | 61.5% | 0.0% |
| The Freedom Bank of Virginia | $315,000 | n/a | 0.0% | |
| Bank of England | $580,000 | $305,000 | -47.4% | 0.0% |
| DIGITAL Federal Credit Union | $155,000 | $305,000 | 96.8% | 0.0% |
| GUILD MORTGAGE COMPANY | $480,000 | $305,000 | -36.5% | 0.0% |
| Legacy Home Loans, LLC | $850,000 | $305,000 | -64.1% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $420,000 | $305,000 | -27.4% | 0.0% |
| GMFS LLC | $1,705,000 | $300,000 | -82.4% | 0.0% |
| Truliant Federal Credit Union | $295,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $285,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $485,000 | $280,000 | -42.3% | 0.0% |
| AMCAP MORTGAGE, LTD. | $145,000 | $275,000 | 89.7% | 0.0% |
| Apex Bank | $880,000 | $275,000 | -68.8% | 0.0% |
| City National Bank | $295,000 | $275,000 | -6.8% | 0.0% |
| Coastal Community Bank | $275,000 | n/a | 0.0% | |
| SmartBank | $270,000 | n/a | 0.0% | |
| Home State Bank | $265,000 | n/a | 0.0% | |
| Pathways Financial Credit Union, Inc. | $265,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $265,000 | n/a | 0.0% | |
| Consumer First Mortgage, Inc. | $255,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $1,950,000 | $250,000 | -87.2% | 0.0% |
| GoPrime Mortgage, Inc. | $335,000 | $245,000 | -26.9% | 0.0% |
| Leader Bank | $245,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $245,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $275,000 | $245,000 | -10.9% | 0.0% |
| CU COMMUNITY, LLC | $240,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $1,010,000 | $225,000 | -77.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $65,000 | $225,000 | 246.2% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $225,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $290,000 | $215,000 | -25.9% | 0.0% |
| Ixonia Bank | $215,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $180,000 | $205,000 | 13.9% | 0.0% |
| EMM LOANS LLC | $205,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $205,000 | n/a | 0.0% | |
| Simmons Bank | $570,000 | $205,000 | -64.0% | 0.0% |
| OAKTREE FUNDING CORP. | $195,000 | n/a | 0.0% | |
| Plains Commerce Bank | $195,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $635,000 | $190,000 | -70.1% | 0.0% |
| Arvest Bank | $180,000 | n/a | 0.0% | |
| Ameris Bank | $175,000 | n/a | 0.0% | |
| First Reliance Bank | $175,000 | n/a | 0.0% | |
| MidAmerica National Bank | $175,000 | n/a | 0.0% | |
| Peoples Bank of the South | $885,000 | $175,000 | -80.2% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $840,000 | $175,000 | -79.2% | 0.0% |
| Willamette Valley Bank | $570,000 | $175,000 | -69.3% | 0.0% |
| Kingsport Press Credit Union | $695,000 | $170,000 | -75.5% | 0.0% |
| CANOPY MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $155,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $155,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $155,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,095,000 | $145,000 | -86.8% | 0.0% |
| AXIA FINANCIAL, LLC | $145,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $600,000 | $135,000 | -77.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $590,000 | $135,000 | -77.1% | 0.0% |
| Service Federal Credit Union | $135,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $11,135,000 | $135,000 | -98.8% | 0.0% |
| WINGS FINANCIAL | $135,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $45,000 | $120,000 | 166.7% | 0.0% |
| Citadel Servicing Corporation | $115,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $115,000 | n/a | 0.0% | |
| Community First National Bank | $115,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $715,000 | $115,000 | -83.9% | 0.0% |
| AMWEST FUNDING CORP. | $105,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $105,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $115,000 | $105,000 | -8.7% | 0.0% |
| USAlliance Federal Credit Union | $105,000 | n/a | 0.0% | |
| WesBanco | $105,000 | n/a | 0.0% | |
| Connexus Credit Union | $95,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $55,000 | $95,000 | 72.7% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $440,000 | $85,000 | -80.7% | 0.0% |
| State Department Federal Credit Union | $85,000 | n/a | 0.0% | |
| Bronco Federal Credit Union | $75,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $365,000 | $75,000 | -79.5% | 0.0% |
| First National Bank of Pennsylvania | $65,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $235,000 | $35,000 | -85.1% | 0.0% |
JOHNSON CITY's top lender by overall market share is EASTMAN, with 18.8% market share. In second place, with 5.0%, is QUICKEN LOANS, LLC, having originated $45,775,000 in loans. In third place, with 4.7%, is MOVEMENT MORTGAGE, LLC, having originated $43,065,000 in loans. In fourth place, with 4.1%, is First Horizon Bank, having originated $38,155,000 in loans. In fifth place, with 4.0%, is Bank of Tennessee, having originated $37,045,000 in loans.
JOHNSON CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JOHNSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $202,500 (6.6%) | $276,404 (6.1%) | 0.75 | 775 |
| 2018-02-01 | $209,900 (10.7%) | $275,206 (4.2%) | 0.76 | 740 |
| 2018-03-01 | $215,000 (13.5%) | $284,373 (8.4%) | 0.75 | 752 |
| 2018-04-01 | $219,925 (11.8%) | $292,277 (8.9%) | 0.75 | 747 |
| 2018-05-01 | $229,900 (15.5%) | $299,129 (10.4%) | 0.77 | 753 |
| 2018-06-01 | $229,900 (15.6%) | $297,072 (10.7%) | 0.77 | 818 |
| 2018-07-01 | $222,443 (11.8%) | $292,799 (8.8%) | 0.74 | 840 |
| 2018-08-01 | $220,925 (10.6%) | $290,435 (8.7%) | 0.74 | 855 |
| 2018-09-01 | $219,900 (10.0%) | $287,225 (6.8%) | 0.74 | 894 |
| 2018-10-01 | $217,250 (6.0%) | $279,934 (2.0%) | 0.74 | 895 |
| 2018-11-01 | $210,000 (4.4%) | $275,903 (3.3%) | 0.71 | 902 |
| 2018-12-01 | $199,900 (-2.5%) | $267,680 (-2.5%) | 0.69 | 857 |
| 2019-01-01 | $199,425 (-1.5%) | $267,410 (-3.3%) | 0.69 | 792 |
| 2019-02-01 | $189,925 (-9.5%) | $264,487 (-3.9%) | 0.64 | 790 |
| 2019-03-01 | $204,943 (-4.7%) | $282,654 (-0.6%) | 0.67 | 709 |
| 2019-04-01 | $226,750 (3.1%) | $304,817 (4.3%) | 0.72 | 620 |
| 2019-05-01 | $237,375 (3.3%) | $315,918 (5.6%) | 0.74 | 635 |
| 2019-06-01 | $239,900 (4.4%) | $322,187 (8.5%) | 0.75 | 630 |
| 2019-07-01 | $239,924 (7.9%) | $319,088 (9.0%) | 0.75 | 656 |
| 2019-08-01 | $239,791 (8.5%) | $315,530 (8.6%) | 0.76 | 668 |
| 2019-09-01 | $239,627 (9.0%) | $315,885 (10.0%) | 0.77 | 674 |
| 2019-10-01 | $242,218 (11.5%) | $318,283 (13.7%) | 0.78 | 673 |
| 2019-11-01 | $239,900 (14.2%) | $319,519 (15.8%) | 0.79 | 643 |
| 2019-12-01 | $236,450 (18.3%) | $317,537 (18.6%) | 0.79 | 590 |
| 2020-01-01 | $244,375 (22.5%) | $323,831 (21.1%) | 0.82 | 535 |
| 2020-02-01 | $249,900 (31.6%) | $331,980 (25.5%) | 0.82 | 493 |
| 2020-03-01 | $251,724 (22.8%) | $338,847 (19.9%) | 0.79 | 456 |
| 2020-04-01 | $264,450 (16.6%) | $340,981 (11.9%) | 0.83 | 412 |
| 2020-05-01 | $279,700 (17.8%) | $352,209 (11.5%) | 0.85 | 384 |
| 2020-06-01 | $272,000 (13.4%) | $351,541 (9.1%) | 0.80 | 354 |
| 2020-07-01 | $269,800 (12.5%) | $373,121 (16.9%) | 0.78 | 341 |
| 2020-08-01 | $286,000 (19.3%) | $400,147 (26.8%) | 0.82 | 327 |
| 2020-09-01 | $290,250 (21.1%) | $412,495 (30.6%) | 0.83 | 316 |
| 2020-10-01 | $284,950 (17.6%) | $403,079 (26.6%) | 0.82 | 332 |
| 2020-11-01 | $277,425 (15.6%) | $411,904 (28.9%) | 0.81 | 295 |
| 2020-12-01 | $282,425 (19.4%) | $409,371 (28.9%) | 0.84 | 282 |
| 2021-01-01 | $278,700 (14.1%) | $406,024 (25.4%) | 0.83 | 232 |
| 2021-02-01 | $277,225 (10.9%) | $427,785 (28.9%) | 0.81 | 175 |
| 2021-03-01 | $299,900 (19.1%) | $480,872 (41.9%) | 0.85 | 158 |
| 2021-04-01 | $319,675 (20.9%) | $481,930 (41.3%) | 0.87 | 166 |
| 2021-05-01 | $324,950 (16.2%) | $476,422 (35.3%) | 0.86 | 177 |
| 2021-06-01 | $299,900 (10.3%) | $427,434 (21.6%) | 0.79 | 204 |
| 2021-07-01 | $277,450 (2.8%) | $417,942 (12.0%) | 0.73 | 206 |
| 2021-08-01 | $304,925 (6.6%) | $460,877 (15.2%) | 0.81 | 250 |
| 2021-09-01 | $303,675 (4.6%) | $475,199 (15.2%) | 0.81 | 247 |
| 2021-10-01 | $310,000 (8.8%) | $446,457 (10.8%) | 0.83 | 285 |
| 2021-11-01 | $310,000 (11.7%) | $469,224 (13.9%) | 0.83 | 236 |
| 2021-12-01 | $315,000 (11.5%) | $486,439 (18.8%) | 0.85 | 194 |
| 2022-01-01 | $324,900 (16.6%) | $499,382 (23.0%) | 0.88 | 145 |
| 2022-02-01 | $373,675 (34.8%) | $543,400 (27.0%) | 0.97 | 121 |
| 2022-03-01 | $346,175 (15.4%) | $502,383 (4.5%) | 0.87 | 143 |
| 2022-04-01 | $350,000 (9.5%) | $520,505 (8.0%) | 0.83 | 153 |
| 2022-05-01 | $350,000 (7.7%) | $495,391 (4.0%) | 0.80 | 190 |
| 2022-06-01 | $350,000 (16.7%) | $488,773 (14.4%) | 0.78 | 216 |
| 2022-07-01 | $360,000 (29.8%) | $489,205 (17.1%) | 0.81 | 271 |
| 2022-08-01 | $384,250 (26.0%) | $559,765 (21.5%) | 0.89 | 277 |
| 2022-09-01 | $379,450 (25.0%) | $540,810 (13.8%) | 0.89 | 281 |
| 2022-10-01 | $380,000 (22.6%) | $522,865 (17.1%) | 0.89 | 318 |
| 2022-11-01 | $362,450 (16.9%) | $497,653 (6.1%) | 0.87 | 330 |
| 2022-12-01 | $379,950 (20.6%) | $500,552 (2.9%) | 0.94 | 289 |
| 2023-01-01 | $388,675 (19.6%) | $487,606 (-2.4%) | 0.96 | 275 |
| 2023-02-01 | $399,350 (6.9%) | $487,990 (-10.2%) | 0.96 | 245 |
| 2023-03-01 | $412,500 (19.2%) | $500,449 (-0.4%) | 0.97 | 243 |
| 2023-04-01 | $410,000 (17.1%) | $491,964 (-5.5%) | 0.95 | 264 |
| 2023-05-01 | $429,900 (22.8%) | $545,793 (10.2%) | 0.97 | 250 |
| 2023-06-01 | $422,473 (20.7%) | $505,286 (3.4%) | 0.95 | 260 |
| 2023-07-01 | $415,000 (15.3%) | $524,712 (7.3%) | 0.94 | 257 |
| 2023-08-01 | $417,439 (8.6%) | $522,899 (-6.6%) | 0.96 | 276 |
| 2023-09-01 | $424,950 (12.0%) | $523,783 (-3.2%) | 0.99 | 298 |
| 2023-10-01 | $394,675 (3.9%) | $508,930 (-2.7%) | 0.93 | 358 |
| 2023-11-01 | $373,750 (3.1%) | $481,471 (-3.3%) | 0.89 | 389 |
| 2023-12-01 | $369,650 (-2.7%) | $476,072 (-4.9%) | 0.90 | 390 |
| 2024-01-01 | $367,450 (-5.5%) | $481,845 (-1.2%) | 0.90 | 359 |
| 2024-02-01 | $357,450 (-10.5%) | $481,962 (-1.2%) | 0.86 | 325 |
| 2024-03-01 | $376,950 (-8.6%) | $496,178 (-0.9%) | 0.89 | 342 |
JOHNSON CITY's median listing price for 2024-03-01 was $376,950, a difference of
$-35,550
(-8.6%) versus the prior year and
$19,500 versus the prior month.
JOHNSON CITY's median listing price comes in at 89% of the national average.
JOHNSON CITY's average listing price for 2024-03-01 was $496,178, a difference of $-4,271 (-0.9%) versus the prior year and $14,216 versus the prior month.
For the 2024-03-01 period, JOHNSON CITY had 342 MLS listings, a difference of 17 listings (5%) versus the prior month and 99 listings (41%) versus the prior year.
JOHNSON CITY's median listing price comes in at 89% of the national average.
JOHNSON CITY's average listing price for 2024-03-01 was $496,178, a difference of $-4,271 (-0.9%) versus the prior year and $14,216 versus the prior month.
For the 2024-03-01 period, JOHNSON CITY had 342 MLS listings, a difference of 17 listings (5%) versus the prior month and 99 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JOHNSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 94 days | 2,009 sqft |
| 2018-02-01 | 88 days | 1,996 sqft |
| 2018-03-01 | 67 days | 2,000 sqft |
| 2018-04-01 | 65 days | 2,029 sqft |
| 2018-05-01 | 61 days | 2,070 sqft |
| 2018-06-01 | 54 days | 2,113 sqft |
| 2018-07-01 | 61 days | 2,125 sqft |
| 2018-08-01 | 66 days | 2,050 sqft |
| 2018-09-01 | 65 days | 2,050 sqft |
| 2018-10-01 | 72 days | 2,036 sqft |
| 2018-11-01 | 74 days | 1,933 sqft |
| 2018-12-01 | 87 days | 1,944 sqft |
| 2019-01-01 | 93 days | 1,837 sqft |
| 2019-02-01 | 93 days | 1,845 sqft |
| 2019-03-01 | 76 days | 1,966 sqft |
| 2019-04-01 | 57 days | 2,087 sqft |
| 2019-05-01 | 51 days | 2,132 sqft |
| 2019-06-01 | 58 days | 2,129 sqft |
| 2019-07-01 | 62 days | 2,130 sqft |
| 2019-08-01 | 58 days | 2,120 sqft |
| 2019-09-01 | 60 days | 2,109 sqft |
| 2019-10-01 | 63 days | 2,117 sqft |
| 2019-11-01 | 67 days | 2,149 sqft |
| 2019-12-01 | 79 days | 2,101 sqft |
| 2020-01-01 | 93 days | 2,118 sqft |
| 2020-02-01 | 88 days | 2,053 sqft |
| 2020-03-01 | 59 days | 2,028 sqft |
| 2020-04-01 | 56 days | 2,040 sqft |
| 2020-05-01 | 65 days | 2,030 sqft |
| 2020-06-01 | 46 days | 1,981 sqft |
| 2020-07-01 | 44 days | 1,971 sqft |
| 2020-08-01 | 38 days | 2,028 sqft |
| 2020-09-01 | 40 days | 2,034 sqft |
| 2020-10-01 | 41 days | 2,026 sqft |
| 2020-11-01 | 45 days | 2,050 sqft |
| 2020-12-01 | 51 days | 1,996 sqft |
| 2021-01-01 | 58 days | 1,946 sqft |
| 2021-02-01 | 44 days | 1,927 sqft |
| 2021-03-01 | 31 days | 2,106 sqft |
| 2021-04-01 | 27 days | 2,151 sqft |
| 2021-05-01 | 19 days | 2,138 sqft |
| 2021-06-01 | 23 days | 2,013 sqft |
| 2021-07-01 | 24 days | 1,872 sqft |
| 2021-08-01 | 25 days | 1,936 sqft |
| 2021-09-01 | 30 days | 1,942 sqft |
| 2021-10-01 | 30 days | 1,846 sqft |
| 2021-11-01 | 45 days | 1,819 sqft |
| 2021-12-01 | 56 days | 1,872 sqft |
| 2022-01-01 | 60 days | 1,800 sqft |
| 2022-02-01 | 34 days | 1,909 sqft |
| 2022-03-01 | 24 days | 1,858 sqft |
| 2022-04-01 | 22 days | 1,880 sqft |
| 2022-05-01 | 23 days | 1,912 sqft |
| 2022-06-01 | 27 days | 1,866 sqft |
| 2022-07-01 | 24 days | 1,921 sqft |
| 2022-08-01 | 36 days | 1,972 sqft |
| 2022-09-01 | 40 days | 1,972 sqft |
| 2022-10-01 | 47 days | 1,975 sqft |
| 2022-11-01 | 46 days | 1,963 sqft |
| 2022-12-01 | 58 days | 2,001 sqft |
| 2023-01-01 | 69 days | 1,944 sqft |
| 2023-02-01 | 63 days | 2,000 sqft |
| 2023-03-01 | 45 days | 2,058 sqft |
| 2023-04-01 | 36 days | 2,029 sqft |
| 2023-05-01 | 37 days | 2,011 sqft |
| 2023-06-01 | 36 days | 1,950 sqft |
| 2023-07-01 | 36 days | 1,928 sqft |
| 2023-08-01 | 34 days | 1,910 sqft |
| 2023-09-01 | 39 days | 2,027 sqft |
| 2023-10-01 | 43 days | 1,896 sqft |
| 2023-11-01 | 45 days | 1,811 sqft |
| 2023-12-01 | 54 days | 1,806 sqft |
| 2024-01-01 | 68 days | 1,802 sqft |
| 2024-02-01 | 67 days | 1,796 sqft |
| 2024-03-01 | 56 days | 1,814 sqft |
JOHNSON CITY's median listing age (time on market) for 2024-03-01 was 56 days.
This
is 24%
longer
than the same period one year ago.
JOHNSON CITY's median square footage for active listings during the 2024-03-01 period was 1,814 sqft. One year prior, the average listing was 2,058 sqft.
JOHNSON CITY's median square footage for active listings during the 2024-03-01 period was 1,814 sqft. One year prior, the average listing was 2,058 sqft.
JOHNSON CITY, TN Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 37601 | Johnson City, TN MSA | $730 | $750 | $910 | $1,150 | $1,350 |
| 37602 | Johnson City, TN MSA | $740 | $760 | $920 | $1,160 | $1,370 |
| 37604 | Johnson City, TN MSA | $770 | $790 | $960 | $1,210 | $1,420 |
| 37605 | Johnson City, TN MSA | $740 | $760 | $920 | $1,160 | $1,370 |
| 37614 | Johnson City, TN MSA | $740 | $760 | $920 | $1,160 | $1,370 |
| 37615 | Johnson City, TN MSA | $760 | $790 | $950 | $1,200 | $1,410 |
| 37640 | Johnson City, TN MSA | $670 | $700 | $840 | $1,060 | $1,250 |
| 37641 | Johnson City, TN MSA | $630 | $650 | $790 | $1,000 | $1,170 |
| 37643 | Johnson City, TN MSA | $640 | $660 | $800 | $1,010 | $1,190 |
| 37644 | Johnson City, TN MSA | $630 | $650 | $790 | $1,000 | $1,170 |
| 37650 | Johnson City, TN MSA | $620 | $640 | $770 | $970 | $1,140 |
| 37656 | Johnson City, TN MSA | $630 | $650 | $790 | $1,010 | $1,180 |
| 37657 | Johnson City, TN MSA | $600 | $620 | $750 | $950 | $1,110 |
| 37658 | Johnson City, TN MSA | $600 | $620 | $750 | $950 | $1,110 |
| 37659 | Johnson City, TN MSA | $810 | $840 | $1,010 | $1,280 | $1,500 |
| 37663 | Johnson City, TN MSA | $590 | $640 | $800 | $1,050 | $1,180 |
| 37681 | Johnson City, TN MSA | $600 | $620 | $750 | $950 | $1,110 |
| 37682 | Johnson City, TN MSA | $730 | $750 | $910 | $1,150 | $1,350 |
| 37683 | Johnson City, TN MSA | $630 | $650 | $790 | $1,000 | $1,170 |
| 37684 | Johnson City, TN MSA | $740 | $760 | $920 | $1,160 | $1,370 |
| 37686 | Johnson City, TN MSA | $660 | $710 | $900 | $1,180 | $1,330 |
| 37687 | Johnson City, TN MSA | $620 | $640 | $770 | $970 | $1,140 |
| 37688 | Johnson City, TN MSA | $630 | $650 | $790 | $1,000 | $1,170 |
| 37690 | Johnson City, TN MSA | $600 | $620 | $750 | $950 | $1,110 |
| 37692 | Johnson City, TN MSA | $610 | $630 | $760 | $960 | $1,130 |
| 37694 | Johnson City, TN MSA | $630 | $650 | $790 | $1,010 | $1,180 |
2022 Average & Median Rent Data Statistics
JOHNSON CITY, TN average 1BR rent: $691, median: $650
JOHNSON CITY, TN average 2BR rent: $838, median: $795
JOHNSON CITY, TN average 3BR rent: $1,063, median: $1,010
JOHNSON CITY, TN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,211 | $664,955,000 | $300,749 |
| Cash Out Refi | 637 | $106,335,000 | $166,931 |
| Home Improvement | 528 | $58,580,000 | $110,947 |
| Other | 452 | $44,640,000 | $98,761 |
| Refi | 282 | $46,180,000 | $163,759 |
| NA | 1 | $245,000 | $245,000 |
Johnson City's most frequently cited loan purpose was Home Purchase, with 2,211 originations. The 2nd most popular reason was Cash Out Refi, with 637 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,384 | $339,560,000 | $245,347 |
| 7-8% | 1,063 | $219,645,000 | $206,627 |
| Over 8% | 625 | $79,345,000 | $126,952 |
| 5-6% | 530 | $165,860,000 | $312,943 |
| 4-5% | 101 | $24,135,000 | $238,960 |
| 2.5-3% | 34 | $6,170,000 | $181,471 |
| <2.5% | 7 | $45,000 | $6,429 |
| 3-4% | 5 | $1,145,000 | $229,000 |
During 2023, Johnson City's most frequently originated rate bucket was 6-7%, with 1,384 originations.
Loan Sizing (JOHNSON CITY, TN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,329 | $367,025,000 | $276,166 |
| $100k-200k | 1,226 | $181,480,000 | $148,026 |
| $100,000 or less | 1,179 | $65,615,000 | $55,653 |
| $400k-600k | 245 | $117,105,000 | $477,980 |
| $600k-1000k | 104 | $75,320,000 | $724,231 |
| $Over $1MM | 28 | $114,390,000 | $4,085,357 |
JOHNSON CITY's loan sizing saw the bucket of loans from $200k-400k with 1,329 originations, totaling $367,025,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,382 | $384,090,000 | $277,923 |
| 60-80% | 756 | $242,580,000 | $320,873 |
| Under 20% | 564 | $29,400,000 | $52,128 |
| 20-40% | 559 | $62,745,000 | $112,245 |
| 40-60% | 414 | $81,910,000 | $197,850 |
| Over 100% | 51 | $27,395,000 | $537,157 |
JOHNSON CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,382 originations, totaling $384,090,000 in origination value.