Arbor Realty Trust Mortgage Rates, Fees & Info

Albany, NY

LEI: 549300ASFUWYQO0RW077

Tax ID: 81-2566626

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Mortgage Data

Review & Overview

Arbor Realty Trust is a mid-sized mortgage company specializing in Cash Out Refi and Home Purchase loans. Arbor Realty Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Chicago, New York, Dallas, Baltimore, and Atlanta among others. We have data for 161 markets. (Some data included below & more in-depth data is available with an active subscription.)

Arbor Realty Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 4/28/24
30 Year Cash-out Refi 6.27% 4/28/24
15 Year Conventional Purchase 5.68% 4/28/24
15 Year Conventional Refi 5.68% 4/28/24
15 Year Cash-out Refi 5.68% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Arbor Realty Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Arbor Realty Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

567

Origination Dollar Volume (All Markets)

$5,329,465,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 28 $642,410,000 $22,943,214 $0 4.89%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 94 $369,850,000 $3,934,574 $0 4.35%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 16 $286,610,000 $17,913,125 $0 4.35%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $267,265,000 $38,180,714 $0 3.87%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 17 $240,945,000 $14,173,235 $0 4.85%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $195,810,000 $24,476,250 $0 5.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 16 $164,960,000 $10,310,000 $0 4.34%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $150,430,000 $18,803,750 $0 5.01%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $140,075,000 $46,691,667 $0 4.57%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $136,040,000 $11,336,667 $0 4.24%
ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $122,895,000 $13,655,000 $0 4.69%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $115,345,000 $38,448,333 $0 4.34%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $87,540,000 $10,942,500 $0 4.86%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $75,915,000 $25,305,000 $0 4.57%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $75,095,000 $8,343,889 $0 4.27%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $74,850,000 $37,425,000 $0 5.46%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $73,470,000 $18,367,500 $0 4.90%
LAFAYETTE, LA (FHA|USDA|VA) 3 $68,545,000 $22,848,333 $0 4.24%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $65,480,000 $16,370,000 $0 3.72%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $61,510,000 $30,755,000 $0 4.43%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 10 $60,640,000 $6,064,000 $0 4.63%
ASHEVILLE, NC (FHA|USDA|VA) 2 $57,730,000 $28,865,000 $0 4.32%
Outside of Metro Areas 8 $55,560,000 $6,945,000 $0 4.93%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $55,195,000 $55,195,000 $0 4.92%
COLUMBIA, MO (FHA|USDA|VA) 4 $47,620,000 $11,905,000 $0 4.57%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $46,245,000 $46,245,000 $0 5.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $44,955,000 $14,985,000 $0 4.33%
PITTSBURGH, PA (FHA|USDA|VA) 5 $44,285,000 $8,857,000 $0 5.70%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $44,030,000 $11,007,500 $0 3.57%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 11 $39,245,000 $3,567,727 $0 4.75%
ROANOKE, VA (FHA|USDA|VA) 2 $39,120,000 $19,560,000 $0 2.50%
WICHITA, KS (FHA|USDA|VA) 8 $38,560,000 $4,820,000 $0 3.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 16 $37,910,000 $2,369,375 $0 4.14%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $37,695,000 $37,695,000 $0 3.55%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $35,200,000 $4,400,000 $0 4.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $34,030,000 $8,507,500 $0 4.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $33,240,000 $8,310,000 $0 4.62%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $33,000,000 $8,250,000 $0 4.03%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $31,790,000 $7,947,500 $0 4.83%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $29,055,000 $9,685,000 $0 5.19%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $28,645,000 $28,645,000 $0 5.54%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $28,500,000 $7,125,000 $0 4.67%
KNOXVILLE, TN (FHA|USDA|VA) 3 $28,175,000 $9,391,667 $0 4.23%
VISALIA, CA (FHA|USDA|VA) 1 $27,895,000 $27,895,000 $0 5.81%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $27,790,000 $6,947,500 $0 4.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $27,330,000 $6,832,500 $0 3.71%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 8 $27,080,000 $3,385,000 $0 3.98%
SAVANNAH, GA (FHA|USDA|VA) 1 $25,435,000 $25,435,000 $0 5.02%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $24,925,000 $8,308,333 $0 5.76%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $24,600,000 $4,100,000 $0 4.64%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $24,565,000 $8,188,333 $0 4.06%
SYRACUSE, NY (FHA|USDA|VA) 4 $24,050,000 $6,012,500 $0 5.52%
Huntsville, TX (FHA|USDA|VA) 3 $22,915,000 $7,638,333 $0 5.74%
LYNCHBURG, VA (FHA|USDA|VA) 1 $22,385,000 $22,385,000 $0 2.50%
COLUMBUS, OH (FHA|USDA|VA) 4 $21,370,000 $5,342,500 $0 5.09%
FLINT, MI (FHA|USDA|VA) 3 $20,505,000 $6,835,000 $0 4.56%
LOUISVILLE, KY (FHA|USDA|VA) 2 $18,520,000 $9,260,000 $0 5.30%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $18,200,000 $4,550,000 $0 4.40%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $18,135,000 $6,045,000 $0 4.73%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $18,035,000 $18,035,000 $0 5.61%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $15,780,000 $7,890,000 $0 3.34%
Oxford, MS (FHA|USDA|VA) 1 $15,715,000 $15,715,000 $0 4.10%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $15,385,000 $5,128,333 $0 4.55%
EL PASO, TX (FHA|USDA|VA) 2 $15,290,000 $7,645,000 $0 4.28%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $14,620,000 $7,310,000 $0 4.01%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $13,960,000 $6,980,000 $0 6.38%
BATON ROUGE, LA (FHA|USDA|VA) 2 $13,930,000 $6,965,000 $0 4.16%
COLUMBIA, SC (FHA|USDA|VA) 1 $13,575,000 $13,575,000 $0 4.34%
JACKSON, MS (FHA|USDA|VA) 2 $12,930,000 $6,465,000 $0 5.25%
Elko, NV (FHA|USDA|VA) 1 $12,915,000 $12,915,000 $0 4.70%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $12,670,000 $6,335,000 $0 5.09%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $12,590,000 $6,295,000 $0 4.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $12,455,000 $4,151,667 $0 5.64%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $11,880,000 $5,940,000 $0 4.58%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $11,455,000 $3,818,333 $0 4.77%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $11,410,000 $5,705,000 $0 5.44%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $11,255,000 $11,255,000 $0 3.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $11,080,000 $5,540,000 $0 5.99%
Paducah, KY-IL (FHA|USDA|VA) 2 $9,870,000 $4,935,000 $0 4.48%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $9,495,000 $3,165,000 $0 5.58%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $9,490,000 $4,745,000 $0 4.30%
ABILENE, TX (FHA|USDA|VA) 1 $9,285,000 $9,285,000 $0 6.02%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $9,160,000 $4,580,000 $0 5.20%
ANN ARBOR, MI (FHA|USDA|VA) 1 $8,905,000 $8,905,000 $0 4.77%
LUBBOCK, TX (FHA|USDA|VA) 2 $8,540,000 $4,270,000 $0 4.65%
Outside of Metro Areas 1 $8,435,000 $8,435,000 $0 4.91%
MOBILE, AL (FHA|USDA|VA) 2 $8,330,000 $4,165,000 $0 5.92%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $8,105,000 $8,105,000 $0 4.60%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $7,750,000 $3,875,000 $0 3.93%
GOLDSBORO, NC (FHA|USDA|VA) 2 $7,690,000 $3,845,000 $0 8.37%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $7,430,000 $3,715,000 $0 4.89%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $7,005,000 $7,005,000 $0 2.98%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $6,730,000 $3,365,000 $0 5.41%
LEBANON, PA (FHA|USDA|VA) 1 $6,665,000 $6,665,000 $0 4.77%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $6,610,000 $3,305,000 $0 4.04%
GAINESVILLE, FL (FHA|USDA|VA) 3 $6,505,000 $2,168,333 $0 5.40%
ANCHORAGE, AK (FHA|USDA|VA) 5 $6,355,000 $1,271,000 $0 4.96%
Starkville, MS (FHA|USDA|VA) 1 $6,285,000 $6,285,000 $0 4.35%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $6,085,000 $2,028,333 $0 5.16%
JONESBORO, AR (FHA|USDA|VA) 1 $6,085,000 $6,085,000 $0 4.02%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $6,025,000 $6,025,000 $0 3.99%
WILMINGTON, NC (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 4.18%
MONTGOMERY, AL (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 3.35%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $5,940,000 $2,970,000 $0 4.03%
FORT WAYNE, IN (FHA|USDA|VA) 2 $5,880,000 $2,940,000 $0 5.19%
Lake City, FL (FHA|USDA|VA) 1 $5,655,000 $5,655,000 $0 5.15%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $5,365,000 $5,365,000 $0 5.48%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $5,305,000 $5,305,000 $0 4.28%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $5,220,000 $2,610,000 $0 4.74%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $5,145,000 $5,145,000 $0 4.19%
TULSA, OK (FHA|USDA|VA) 1 $5,135,000 $5,135,000 $0 4.60%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $5,105,000 $5,105,000 $0 5.31%
El Campo, TX (FHA|USDA|VA) 1 $4,915,000 $4,915,000 $0 5.14%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $4,740,000 $2,370,000 $0 6.39%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $4,675,000 $4,675,000 $0 4.52%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $4,105,000 $4,105,000 $0 4.72%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $3,825,000 $3,825,000 $0 4.92%
MADERA, CA (FHA|USDA|VA) 1 $3,675,000 $3,675,000 $0 5.04%
Marion, IN (FHA|USDA|VA) 1 $3,665,000 $3,665,000 $0 5.55%
ROCHESTER, NY (FHA|USDA|VA) 2 $3,580,000 $1,790,000 $0 3.41%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $3,495,000 $3,495,000 $0 4.98%
WACO, TX (FHA|USDA|VA) 1 $3,425,000 $3,425,000 $0 5.96%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $3,285,000 $3,285,000 $0 3.85%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $3,195,000 $3,195,000 $0 3.98%
Oil City, PA (FHA|USDA|VA) 1 $3,045,000 $3,045,000 $0 5.42%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $2,955,000 $2,955,000 $0 3.87%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $2,940,000 $1,470,000 $0 4.86%
Los Alamos, NM (FHA|USDA|VA) 2 $2,930,000 $1,465,000 $0 5.31%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $2,565,000 $2,565,000 $0 5.33%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $2,525,000 $2,525,000 $0 6.41%
BEND, OR (FHA|USDA|VA) 1 $2,505,000 $2,505,000 $0 3.81%
ODESSA, TX (FHA|USDA|VA) 1 $2,285,000 $2,285,000 $0 5.34%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $2,265,000 $2,265,000 $0 3.24%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $2,205,000 $2,205,000 $0 5.19%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $2,205,000 $2,205,000 $0 5.67%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $2,205,000 $2,205,000 $0 3.90%
Sanford, NC (FHA|USDA|VA) 1 $2,055,000 $2,055,000 $0 8.32%
Ukiah, CA (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 5.10%
Jacksonville, TX (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 3.44%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $0 5.08%
Meridian, MS (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 4.84%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $1,675,000 $1,675,000 $0 4.25%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $1,645,000 $1,645,000 $0 5.79%
Yankton, SD (FHA|USDA|VA) 1 $1,635,000 $1,635,000 $0 4.40%
BURLINGTON, NC (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 7.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 4.02%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $1,535,000 $1,535,000 $0 3.77%
Burley, ID (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 5.38%
BAY CITY, MI (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $0 4.92%
Winfield, KS (FHA|USDA|VA) 1 $1,325,000 $1,325,000 $0 4.18%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $0 3.85%
Huntington, IN (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $0 4.38%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $0 4.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $0 4.91%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $0 3.90%
RICHMOND, VA (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $0 4.49%
GETTYSBURG, PA (FHA|USDA|VA) 1 $1,115,000 $1,115,000 $0 5.10%
ENID, OK (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $0 4.70%
New Castle, PA (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $0 5.64%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $1,065,000 $1,065,000 $0 5.02%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $0 4.60%
Arbor Realty Trust's top markets include Chicago, New York, Dallas, Baltimore, and Atlanta among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 558 $5,160,710,000 $9,248,584 $0 4.63%
    FHA 9 $168,755,000 $18,750,556 $0 3.76%

    For 2022, Arbor Realty Trust's most frequently originated type of loan was Conventional, with 558 originations. Their 2nd most popular type was FHA, with 9 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 308 $2,783,560,000 $9,037,532 $0 4.64%
    Home Purchase 163 $1,895,195,000 $11,626,963 $0 4.44%
    Refi 96 $650,710,000 $6,778,229 $0 4.82%

    For 2022, Arbor Realty Trust's most frequently cited loan purpose was Cash Out Refi, with 308 originations. The 2nd most popular reason was Home Purchase, with 163 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 287 $3,297,235,000 $11,488,624 $0 4.78%
    Other 120 $773,840,000 $6,448,667 $0 4.62%
    20 Year 85 $302,065,000 $3,553,706 $0 4.02%
    5 Year 36 $128,720,000 $3,575,556 $0 4.39%
    15 Year 16 $103,010,000 $6,438,125 $0 5.08%
    30+ year 14 $582,220,000 $41,587,143 $0 4.48%
    30 Year 5 $28,785,000 $5,757,000 $0 5.38%
    3 Year 3 $107,565,000 $35,855,000 $0 4.92%
    1 Year 1 $6,025,000 $6,025,000 $0 3.99%

    For 2022, Arbor Realty Trust's most frequently cited loan duration was 10 Year, with 287 originations. The 2nd most popular length was Other, with 120 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 222 $1,890,450,000 $8,515,541
    3-4% 152 $1,119,670,000 $7,366,250
    5-6% 131 $1,654,045,000 $12,626,298
    6-7% 30 $180,880,000 $6,029,333
    2.5-3% 17 $301,465,000 $17,733,235
    7-8% 8 $19,440,000 $2,430,000
    Over 8% 5 $20,375,000 $4,075,000
    % 1 $7,795,000 $7,795,000
    <2.5% 1 $135,345,000 $135,345,000

    During 2022, Arbor Realty Trust's average interest rate for loans was 5.38%, while their most frequently originated rate bucket for loans was 4-5%, with 222 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 550 $5,315,800,000 $9,665,091 $0 4.60%
    $600k-1MM 15 $13,025,000 $868,333 $0 5.27%
    $200k-400k 2 $640,000 $320,000 $0 4.34%

    2022 saw Arbor Realty Trust place emphasis on $1MM+ loans with 550 originations, totaling $5,315,800,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 567 $5,329,465,000 $9,399,409 $0 4.62%

    Approval Rates

    Total approvals of all applications
    94.22%

    Arbor Realty Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination
    73.54%

    Arbor Realty Trust has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 567 $5,329,465,000 $9,399,409

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    567 $5,329,465,000 $9,399,409

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 26 $100,020,000 $3,846,923 $0 5.10%
    40-60% 158 $1,431,870,000 $9,062,468 $0 4.87%
    60-80% 351 $3,660,225,000 $10,427,991 $0 4.41%
    80-100% 15 $84,015,000 $5,601,000 $0 4.14%
    Under 20% 17 $53,335,000 $3,137,353 $0 6.31%