Arbor Realty Trust Mortgage Rates, Fees & Info

Albany, NY

LEI: 549300ASFUWYQO0RW077

Tax ID: 81-2566626

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Mortgage Data

Review & Overview

Arbor Realty Trust is a mid-sized mortgage company specializing in Cash Out Refi and Home Purchase loans. Arbor Realty Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Atlanta, Dallas, Los Angeles, and Charlotte among others. We have data for 201 markets. (Some data included below & more in-depth data is available with an active subscription.)

Arbor Realty Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 12/17/24
30 Year Cash-out Refi 6.27% 12/17/24
15 Year Conventional Purchase 5.68% 12/17/24
15 Year Conventional Refi 5.68% 12/17/24
15 Year Cash-out Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Arbor Realty Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Arbor Realty Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

925

Origination Dollar Volume (All Markets)

$7,204,425,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 166 $1,004,870,000 $6,053,434 $0 3.50%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 42 $474,380,000 $11,294,762 $0 3.52%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 40 $433,200,000 $10,830,000 $0 3.94%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 40 $277,440,000 $6,936,000 $0 3.42%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 11 $191,165,000 $17,378,636 $0 3.05%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $146,730,000 $18,341,250 $0 3.41%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 19 $146,425,000 $7,706,579 $0 3.64%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 19 $145,455,000 $7,655,526 $0 3.68%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 14 $141,200,000 $10,085,714 $0 3.61%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 36 $127,790,000 $3,549,722 $0 3.72%
ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $125,245,000 $13,916,111 $0 3.84%
RICHMOND, VA (FHA|USDA|VA) 5 $124,945,000 $24,989,000 $0 2.88%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $120,645,000 $17,235,000 $0 3.74%
Outside of Metro Areas 12 $116,460,000 $9,705,000 $0 3.59%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 10 $106,680,000 $10,668,000 $0 3.40%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 20 $100,310,000 $5,015,500 $0 3.64%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $94,255,000 $18,851,000 $0 2.94%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $88,160,000 $11,020,000 $0 3.79%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 9 $88,045,000 $9,782,778 $0 3.37%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $87,330,000 $14,555,000 $0 3.21%
PITTSBURGH, PA (FHA|USDA|VA) 4 $75,780,000 $18,945,000 $0 3.22%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $70,345,000 $10,049,286 $0 3.53%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $68,580,000 $8,572,500 $0 3.42%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 6 $68,330,000 $11,388,333 $0 3.48%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $67,110,000 $11,185,000 $0 3.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $67,055,000 $22,351,667 $0 3.10%
COLUMBUS, OH (FHA|USDA|VA) 3 $66,955,000 $22,318,333 $0 3.57%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $64,605,000 $21,535,000 $0 3.45%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $61,715,000 $20,571,667 $0 3.10%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $60,245,000 $60,245,000 $0 3.40%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $59,105,000 $59,105,000 $0 3.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $55,830,000 $4,652,500 $0 3.76%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 14 $52,220,000 $3,730,000 $0 3.66%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $50,005,000 $50,005,000 $0 3.83%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $47,800,000 $11,950,000 $0 3.66%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $46,815,000 $15,605,000 $0 3.02%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 13 $46,515,000 $3,578,077 $0 3.64%
KANSAS CITY, MO-KS (FHA|USDA|VA) 6 $45,840,000 $7,640,000 $0 3.49%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $44,600,000 $11,150,000 $0 3.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $42,075,000 $8,415,000 $0 3.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $40,390,000 $6,731,667 $0 4.04%
ASHEVILLE, NC (FHA|USDA|VA) 4 $39,620,000 $9,905,000 $0 3.16%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $39,540,000 $9,885,000 $0 3.33%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $39,030,000 $6,505,000 $0 3.66%
WICHITA, KS (FHA|USDA|VA) 8 $38,850,000 $4,856,250 $0 3.73%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $37,380,000 $9,345,000 $0 3.78%
BATON ROUGE, LA (FHA|USDA|VA) 2 $36,910,000 $18,455,000 $0 3.43%
COLUMBUS, GA-AL (FHA|USDA|VA) 9 $35,685,000 $3,965,000 $0 3.56%
FRESNO, CA (FHA|USDA|VA) 3 $35,465,000 $11,821,667 $0 3.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $35,020,000 $17,510,000 $0 2.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $34,865,000 $11,621,667 $0 3.82%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $34,340,000 $8,585,000 $0 3.57%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $34,120,000 $5,686,667 $0 3.78%
SYRACUSE, NY (FHA|USDA|VA) 4 $33,000,000 $8,250,000 $0 3.43%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $32,615,000 $10,871,667 $0 3.97%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $32,440,000 $16,220,000 $0 3.58%
LUBBOCK, TX (FHA|USDA|VA) 2 $32,300,000 $16,150,000 $0 3.95%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $31,645,000 $10,548,333 $0 3.59%
GOLDSBORO, NC (FHA|USDA|VA) 1 $29,955,000 $29,955,000 $0 2.99%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $29,450,000 $14,725,000 $0 3.36%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $28,680,000 $14,340,000 $0 3.63%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 13 $27,525,000 $2,117,308 $0 4.02%
WILMINGTON, NC (FHA|USDA|VA) 1 $27,375,000 $27,375,000 $0 2.66%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $26,760,000 $13,380,000 $0 3.43%
Granbury, TX (FHA|USDA|VA) 1 $24,745,000 $24,745,000 $0 4.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $23,205,000 $23,205,000 $0 3.04%
MOBILE, AL (FHA|USDA|VA) 4 $23,190,000 $5,797,500 $0 3.57%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $23,145,000 $4,629,000 $0 3.68%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 6 $22,720,000 $3,786,667 $0 3.52%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 12 $22,580,000 $1,881,667 $0 3.82%
LOUISVILLE, KY (FHA|USDA|VA) 4 $21,880,000 $5,470,000 $0 4.01%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $21,025,000 $7,008,333 $0 3.32%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $20,890,000 $10,445,000 $0 3.06%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $20,755,000 $20,755,000 $0 3.28%
LaGrange, GA-AL (FHA|USDA|VA) 2 $20,350,000 $10,175,000 $0 3.24%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $20,005,000 $20,005,000 $0 3.34%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $19,575,000 $6,525,000 $0 3.44%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $19,110,000 $3,185,000 $0 3.67%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $18,845,000 $6,281,667 $0 3.06%
MUSKEGON, MI (FHA|USDA|VA) 1 $18,405,000 $18,405,000 $0 2.62%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $18,140,000 $9,070,000 $0 3.29%
Greenwood, SC (FHA|USDA|VA) 1 $18,005,000 $18,005,000 $0 3.44%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $18,005,000 $18,005,000 $0 3.11%
MONTGOMERY, AL (FHA|USDA|VA) 1 $17,765,000 $17,765,000 $0 4.34%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $16,885,000 $16,885,000 $0 2.38%
COLUMBIA, SC (FHA|USDA|VA) 1 $16,505,000 $16,505,000 $0 3.68%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $16,215,000 $16,215,000 $0 3.16%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $15,525,000 $5,175,000 $0 4.33%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $14,675,000 $14,675,000 $0 3.15%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $14,625,000 $14,625,000 $0 3.11%
Nacogdoches, TX (FHA|USDA|VA) 2 $14,430,000 $7,215,000 $0 3.72%
LAREDO, TX (FHA|USDA|VA) 5 $14,215,000 $2,843,000 $0 3.52%
MEDFORD, OR (FHA|USDA|VA) 3 $13,855,000 $4,618,333 $0 3.72%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $13,380,000 $6,690,000 $0 3.89%
LAFAYETTE, LA (FHA|USDA|VA) 1 $12,605,000 $12,605,000 $0 3.38%
DULUTH, MN-WI (FHA|USDA|VA) 1 $12,505,000 $12,505,000 $0 3.53%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $12,200,000 $6,100,000 $0 3.82%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $11,820,000 $5,910,000 $0 3.86%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $11,585,000 $11,585,000 $0 3.08%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $11,130,000 $5,565,000 $0 3.33%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $11,090,000 $1,109,000 $0 3.33%
GAINESVILLE, GA (FHA|USDA|VA) 1 $10,785,000 $10,785,000 $0 3.30%
Tifton, GA (FHA|USDA|VA) 1 $10,735,000 $10,735,000 $0 3.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $10,715,000 $3,571,667 $0 4.44%
Paris, TN (FHA|USDA|VA) 1 $10,505,000 $10,505,000 $0 2.53%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $10,305,000 $3,435,000 $0 3.85%
DOTHAN, AL (FHA|USDA|VA) 3 $10,265,000 $3,421,667 $0 3.85%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $9,830,000 $4,915,000 $0 3.52%
FORT WAYNE, IN (FHA|USDA|VA) 1 $9,705,000 $9,705,000 $0 3.68%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $9,305,000 $9,305,000 $0 3.22%
ROCKFORD, IL (FHA|USDA|VA) 2 $9,230,000 $4,615,000 $0 4.21%
MODESTO, CA (FHA|USDA|VA) 1 $9,205,000 $9,205,000 $0 3.45%
SALT LAKE CITY, UT (FHA|USDA|VA) 5 $9,025,000 $1,805,000 $0 3.45%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $8,910,000 $4,455,000 $0 3.09%
YUMA, AZ (FHA|USDA|VA) 1 $8,835,000 $8,835,000 $0 3.63%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $8,305,000 $8,305,000 $0 2.99%
Corsicana, TX (FHA|USDA|VA) 1 $8,235,000 $8,235,000 $0 3.29%
TULSA, OK (FHA|USDA|VA) 1 $8,125,000 $8,125,000 $0 2.78%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $8,110,000 $4,055,000 $0 3.90%
Mount Vernon, IL (FHA|USDA|VA) 1 $7,685,000 $7,685,000 $0 3.68%
Paducah, KY-IL (FHA|USDA|VA) 2 $7,670,000 $3,835,000 $0 3.52%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $7,145,000 $2,381,667 $0 3.26%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $7,010,000 $3,505,000 $0 3.78%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $6,910,000 $1,727,500 $0 3.71%
Natchez, MS-LA (FHA|USDA|VA) 2 $6,790,000 $3,395,000 $0 2.88%
BURLINGTON, NC (FHA|USDA|VA) 1 $6,585,000 $6,585,000 $0 3.55%
FORT COLLINS, CO (FHA|USDA|VA) 3 $6,535,000 $2,178,333 $0 3.48%
DECATUR, AL (FHA|USDA|VA) 1 $6,405,000 $6,405,000 $0 3.23%
LOGAN, UT-ID (FHA|USDA|VA) 2 $6,190,000 $3,095,000 $0 3.86%
MONROE, LA (FHA|USDA|VA) 2 $6,110,000 $3,055,000 $0 3.51%
Gillette, WY (FHA|USDA|VA) 1 $6,045,000 $6,045,000 $0 3.58%
KNOXVILLE, TN (FHA|USDA|VA) 1 $6,005,000 $6,005,000 $0 3.91%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $5,965,000 $1,988,333 $0 3.53%
TUCSON, AZ (FHA|USDA|VA) 3 $5,705,000 $1,901,667 $0 3.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $5,610,000 $2,805,000 $0 4.02%
ROME, GA (FHA|USDA|VA) 1 $5,305,000 $5,305,000 $0 3.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $5,180,000 $2,590,000 $0 3.69%
TOPEKA, KS (FHA|USDA|VA) 2 $5,030,000 $2,515,000 $0 3.35%
AMARILLO, TX (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 3.96%
VALLEJO, CA (FHA|USDA|VA) 1 $4,905,000 $4,905,000 $0 3.17%
LAWRENCE, KS (FHA|USDA|VA) 1 $4,865,000 $4,865,000 $0 4.30%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $4,470,000 $2,235,000 $0 3.69%
Paragould, AR (FHA|USDA|VA) 1 $4,355,000 $4,355,000 $0 3.35%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $4,230,000 $2,115,000 $0 3.74%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $4,225,000 $4,225,000 $0 3.98%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $4,105,000 $4,105,000 $0 3.55%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $4,105,000 $4,105,000 $0 4.23%
Hutchinson, KS (FHA|USDA|VA) 1 $4,085,000 $4,085,000 $0 4.00%
Chillicothe, OH (FHA|USDA|VA) 1 $4,005,000 $4,005,000 $0 3.17%
MADERA, CA (FHA|USDA|VA) 1 $3,965,000 $3,965,000 $0 3.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $3,855,000 $3,855,000 $0 4.43%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $3,705,000 $3,705,000 $0 3.98%
SALEM, OR (FHA|USDA|VA) 1 $3,685,000 $3,685,000 $0 3.85%
ROCHESTER, NY (FHA|USDA|VA) 1 $3,505,000 $3,505,000 $0 3.94%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $3,505,000 $3,505,000 $0 3.88%
ROANOKE, VA (FHA|USDA|VA) 1 $3,255,000 $3,255,000 $0 4.89%
PINE BLUFF, AR (FHA|USDA|VA) 1 $3,055,000 $3,055,000 $0 4.18%
ANCHORAGE, AK (FHA|USDA|VA) 1 $3,045,000 $3,045,000 $0 3.45%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 3.63%
PUEBLO, CO (FHA|USDA|VA) 1 $2,675,000 $2,675,000 $0 3.65%
Newport, OR (FHA|USDA|VA) 1 $2,605,000 $2,605,000 $0 3.40%
LONGVIEW, TX (FHA|USDA|VA) 1 $2,585,000 $2,585,000 $0 4.00%
Scottsburg, IN (FHA|USDA|VA) 1 $2,405,000 $2,405,000 $0 3.65%
BILLINGS, MT (FHA|USDA|VA) 1 $2,265,000 $2,265,000 $0 3.67%
JACKSON, MS (FHA|USDA|VA) 1 $2,235,000 $2,235,000 $0 3.82%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $2,135,000 $2,135,000 $0 3.22%
DALTON, GA (FHA|USDA|VA) 1 $2,105,000 $2,105,000 $0 3.91%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $2,065,000 $2,065,000 $0 3.69%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $2,000,000 $1,000,000 $0 3.55%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $1,995,000 $1,995,000 $0 4.36%
WENATCHEE, WA (FHA|USDA|VA) 1 $1,975,000 $1,975,000 $0 3.83%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $1,955,000 $1,955,000 $0 3.84%
SPARTANBURG, SC (FHA|USDA|VA) 1 $1,935,000 $1,935,000 $0 3.83%
Salina, KS (FHA|USDA|VA) 1 $1,915,000 $1,915,000 $0 4.40%
SUMTER, SC (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $0 3.67%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,830,000 $915,000 $0 3.86%
VISALIA, CA (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $0 3.67%
BEND, OR (FHA|USDA|VA) 1 $1,755,000 $1,755,000 $0 4.23%
SALINAS, CA (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 3.82%
MERCED, CA (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 3.52%
Burlington, IA-IL (FHA|USDA|VA) 1 $1,675,000 $1,675,000 $0 3.48%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 3.13%
TYLER, TX (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 4.17%
OCALA, FL (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 4.23%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $1,445,000 $1,445,000 $0 3.43%
Ozark, AL (FHA|USDA|VA) 1 $1,415,000 $1,415,000 $0 3.80%
OWENSBORO, KY (FHA|USDA|VA) 1 $1,385,000 $1,385,000 $0 2.48%
Klamath Falls, OR (FHA|USDA|VA) 1 $1,355,000 $1,355,000 $0 3.38%
ANN ARBOR, MI (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $0 3.60%
GAINESVILLE, FL (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $0 4.10%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 4.13%
PROVO-OREM, UT (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 3.77%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 5.30%
YAKIMA, WA (FHA|USDA|VA) 1 $1,245,000 $1,245,000 $0 3.86%
SANTA FE, NM (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $0 3.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $0 4.07%
DOVER, DE (FHA|USDA|VA) 1 $1,115,000 $1,115,000 $0 4.01%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $0 4.08%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $0 3.93%
SAN ANGELO, TX (FHA|USDA|VA) 1 $935,000 $935,000 $0 3.45%
Centralia, IL (FHA|USDA|VA) 1 $765,000 $765,000 $0 3.75%
Arbor Realty Trust's top markets include New York, Atlanta, Dallas, Los Angeles, and Charlotte among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 902 $6,885,360,000 $7,633,437 $0 3.60%
    FHA 23 $319,065,000 $13,872,391 $0 3.12%

    For 2020, Arbor Realty Trust's most frequently originated type of loan was Conventional, with 902 originations. Their 2nd most popular type was FHA, with 23 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 505 $3,558,525,000 $7,046,584 $0 3.53%
    Home Purchase 267 $2,570,385,000 $9,626,910 $0 3.68%
    Refi 153 $1,075,515,000 $7,029,510 $0 3.62%

    For 2020, Arbor Realty Trust's most frequently cited loan purpose was Cash Out Refi, with 505 originations. The 2nd most popular reason was Home Purchase, with 267 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 444 $3,109,120,000 $7,002,523 $0 3.48%
    Other 286 $2,576,970,000 $9,010,385 $0 3.65%
    20 Year 70 $257,350,000 $3,676,429 $0 3.71%
    15 Year 58 $725,010,000 $12,500,172 $0 3.62%
    5 Year 28 $125,550,000 $4,483,929 $0 4.20%
    30+ year 21 $312,945,000 $14,902,143 $0 3.06%
    30 Year 17 $41,475,000 $2,439,706 $0 4.13%
    3 Year 1 $56,005,000 $56,005,000 $0 7.25%

    For 2020, Arbor Realty Trust's most frequently cited loan duration was 10 Year, with 444 originations. The 2nd most popular length was Other, with 286 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 669 $4,609,555,000 $6,890,217
    4-5% 132 $627,930,000 $4,757,045
    2.5-3% 98 $1,649,430,000 $16,830,918
    5-6% 18 $158,650,000 $8,813,889
    <2.5% 7 $102,855,000 $14,693,571
    7-8% 1 $56,005,000 $56,005,000

    During 2020, Arbor Realty Trust's average interest rate for loans was 4.13%, while their most frequently originated rate bucket for loans was 3-4%, with 669 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 885 $7,171,565,000 $8,103,463 $0 3.58%
    $600k-1MM 36 $30,910,000 $858,611 $0 3.77%
    $400k-600k 4 $1,950,000 $487,500 $0 3.71%

    2020 saw Arbor Realty Trust place emphasis on $1MM+ loans with 885 originations, totaling $7,171,565,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 925 $7,204,425,000 $7,788,568 $0 3.58%

    Approval Rates

    Total approvals of all applications
    96.93%

    Arbor Realty Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    80.65%

    Arbor Realty Trust has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 925 $7,204,425,000 $7,788,568

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 925 $7,204,425,000 $7,788,568

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 23 $80,235,000 $3,488,478 $0 3.64%
    40-60% 129 $754,535,000 $5,849,109 $0 3.55%
    60-80% 709 $5,902,785,000 $8,325,508 $0 3.57%
    80-100% 42 $342,420,000 $8,152,857 $0 3.51%
    Over 100% 2 $48,130,000 $24,065,000 $0 3.98%
    Under 20% 16 $37,390,000 $2,336,875 $0 4.51%