Arbor Realty Trust Mortgage Rates, Fees & Info

Albany, NY

LEI: 549300ASFUWYQO0RW077

Tax ID: 81-2566626

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Mortgage Data

Review & Overview

Arbor Realty Trust is a mid-sized mortgage company specializing in Cash Out Refi and Home Purchase loans. Arbor Realty Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Miami, Dallas, Atlanta, and St. Louis among others. We have data for 187 markets. (Some data included below & more in-depth data is available with an active subscription.)

Arbor Realty Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 4/14/24
30 Year Cash-out Refi 6.27% 4/14/24
15 Year Conventional Purchase 5.68% 4/14/24
15 Year Conventional Refi 5.68% 4/14/24
15 Year Cash-out Refi 5.68% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Arbor Realty Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Arbor Realty Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

800

Origination Dollar Volume (All Markets)

$5,026,010,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 139 $799,885,000 $5,754,568 $0 4.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 44 $365,940,000 $8,316,818 $0 4.39%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 45 $321,255,000 $7,139,000 $0 4.53%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 26 $281,730,000 $10,835,769 $0 4.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 12 $222,460,000 $18,538,333 $0 4.64%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 26 $195,050,000 $7,501,923 $0 4.12%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 16 $184,610,000 $11,538,125 $0 4.72%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 33 $121,465,000 $3,680,758 $0 4.52%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $119,730,000 $9,977,500 $0 4.12%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 8 $105,050,000 $13,131,250 $0 4.37%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 17 $101,165,000 $5,950,882 $0 4.33%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $91,140,000 $11,392,500 $0 4.65%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $75,825,000 $8,425,000 $0 4.38%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 10 $73,110,000 $7,311,000 $0 4.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $65,345,000 $21,781,667 $0 4.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $61,900,000 $7,737,500 $0 4.67%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $56,075,000 $8,010,714 $0 4.41%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 15 $53,015,000 $3,534,333 $0 4.62%
MONTGOMERY, AL (FHA|USDA|VA) 3 $52,635,000 $17,545,000 $0 4.45%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 16 $48,450,000 $3,028,125 $0 4.68%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $45,950,000 $5,743,750 $0 4.66%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $45,050,000 $11,262,500 $0 3.72%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $44,200,000 $11,050,000 $0 4.78%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $40,855,000 $13,618,333 $0 4.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $33,770,000 $16,885,000 $0 4.01%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $33,680,000 $8,420,000 $0 3.91%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $32,420,000 $3,242,000 $0 4.52%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $31,415,000 $6,283,000 $0 4.55%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $30,675,000 $6,135,000 $0 4.09%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $30,660,000 $15,330,000 $0 4.16%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $30,300,000 $3,030,000 $0 4.76%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $30,030,000 $15,015,000 $0 4.17%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $28,855,000 $4,122,143 $0 4.57%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $28,250,000 $14,125,000 $0 4.07%
COLUMBUS, OH (FHA|USDA|VA) 5 $27,955,000 $5,591,000 $0 4.48%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $27,530,000 $13,765,000 $0 4.36%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $26,655,000 $3,807,857 $0 4.29%
SYRACUSE, NY (FHA|USDA|VA) 3 $26,345,000 $8,781,667 $0 3.12%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $25,275,000 $8,425,000 $0 4.36%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $25,005,000 $25,005,000 $0 3.81%
Outside of Metro Areas 11 $24,795,000 $2,254,091 $0 4.49%
Sanford, NC (FHA|USDA|VA) 1 $24,685,000 $24,685,000 $0 4.86%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $24,505,000 $4,901,000 $0 4.43%
TUCSON, AZ (FHA|USDA|VA) 5 $23,615,000 $4,723,000 $0 4.48%
BATON ROUGE, LA (FHA|USDA|VA) 2 $23,600,000 $11,800,000 $0 3.60%
FARGO, ND-MN (FHA|USDA|VA) 1 $22,635,000 $22,635,000 $0 3.95%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $21,165,000 $3,023,571 $0 4.90%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $20,315,000 $20,315,000 $0 3.68%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $20,040,000 $10,020,000 $0 4.09%
ROCHESTER, NY (FHA|USDA|VA) 4 $19,810,000 $4,952,500 $0 3.78%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $19,430,000 $9,715,000 $0 3.80%
ST. GEORGE, UT (FHA|USDA|VA) 3 $18,975,000 $6,325,000 $0 4.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $18,370,000 $3,061,667 $0 4.89%
WICHITA, KS (FHA|USDA|VA) 5 $18,175,000 $3,635,000 $0 4.24%
COLUMBIA, SC (FHA|USDA|VA) 2 $17,880,000 $8,940,000 $0 4.65%
BELLINGHAM, WA (FHA|USDA|VA) 1 $17,275,000 $17,275,000 $0 4.14%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $16,015,000 $5,338,333 $0 4.48%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $15,830,000 $2,638,333 $0 4.82%
BURLINGTON, NC (FHA|USDA|VA) 2 $15,390,000 $7,695,000 $0 4.66%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $14,020,000 $3,505,000 $0 4.62%
RICHMOND, VA (FHA|USDA|VA) 4 $13,860,000 $3,465,000 $0 4.06%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $13,595,000 $13,595,000 $0 3.34%
GREENVILLE, NC (FHA|USDA|VA) 2 $12,660,000 $6,330,000 $0 4.72%
Granbury, TX (FHA|USDA|VA) 1 $12,505,000 $12,505,000 $0 3.78%
ASHEVILLE, NC (FHA|USDA|VA) 3 $12,395,000 $4,131,667 $0 4.81%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $12,315,000 $12,315,000 $0 4.07%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $12,255,000 $4,085,000 $0 4.18%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $11,930,000 $5,965,000 $0 4.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $11,730,000 $5,865,000 $0 4.52%
BISMARCK, ND (FHA|USDA|VA) 1 $11,305,000 $11,305,000 $0 4.09%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $10,980,000 $5,490,000 $0 5.26%
GOLDSBORO, NC (FHA|USDA|VA) 2 $10,860,000 $5,430,000 $0 5.07%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $10,620,000 $5,310,000 $0 4.86%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $10,555,000 $3,518,333 $0 4.49%
REDDING, CA (FHA|USDA|VA) 3 $10,355,000 $3,451,667 $0 4.34%
JACKSON, MS (FHA|USDA|VA) 2 $9,740,000 $4,870,000 $0 4.78%
FRESNO, CA (FHA|USDA|VA) 1 $9,205,000 $9,205,000 $0 3.66%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $9,095,000 $3,031,667 $0 4.31%
FORT WAYNE, IN (FHA|USDA|VA) 1 $8,805,000 $8,805,000 $0 3.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $8,790,000 $2,197,500 $0 4.38%
LOGAN, UT-ID (FHA|USDA|VA) 1 $8,745,000 $8,745,000 $0 3.77%
DULUTH, MN-WI (FHA|USDA|VA) 3 $8,535,000 $2,845,000 $0 4.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $8,510,000 $4,255,000 $0 4.99%
WACO, TX (FHA|USDA|VA) 2 $8,250,000 $4,125,000 $0 5.30%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $7,725,000 $7,725,000 $0 4.10%
Mount Vernon, IL (FHA|USDA|VA) 1 $7,685,000 $7,685,000 $0 3.68%
Kinston, NC (FHA|USDA|VA) 1 $7,505,000 $7,505,000 $0 4.92%
Thomasville, GA (FHA|USDA|VA) 1 $7,405,000 $7,405,000 $0 4.92%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $7,170,000 $3,585,000 $0 4.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $7,105,000 $7,105,000 $0 4.44%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $7,090,000 $3,545,000 $0 4.39%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $6,855,000 $6,855,000 $0 4.35%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $6,670,000 $3,335,000 $0 5.52%
Starkville, MS (FHA|USDA|VA) 1 $6,605,000 $6,605,000 $0 4.35%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $6,510,000 $3,255,000 $0 3.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $6,185,000 $6,185,000 $0 4.20%
NEW BERN, NC (FHA|USDA|VA) 2 $6,180,000 $3,090,000 $0 4.98%
LOUISVILLE, KY (FHA|USDA|VA) 2 $6,110,000 $3,055,000 $0 4.55%
Durant, OK (FHA|USDA|VA) 2 $6,070,000 $3,035,000 $0 4.72%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $6,050,000 $3,025,000 $0 4.58%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $5,875,000 $1,958,333 $0 5.04%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $5,720,000 $2,860,000 $0 5.00%
PINE BLUFF, AR (FHA|USDA|VA) 2 $5,390,000 $2,695,000 $0 4.18%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $5,330,000 $2,665,000 $0 4.02%
DECATUR, AL (FHA|USDA|VA) 1 $5,255,000 $5,255,000 $0 4.02%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $5,250,000 $2,625,000 $0 4.23%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $5,235,000 $1,745,000 $0 5.56%
ENID, OK (FHA|USDA|VA) 1 $5,075,000 $5,075,000 $0 5.23%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $5,000,000 $2,500,000 $0 4.95%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $4,705,000 $4,705,000 $0 5.08%
EL PASO, TX (FHA|USDA|VA) 1 $4,525,000 $4,525,000 $0 4.02%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $4,445,000 $4,445,000 $0 4.93%
Durango, CO (FHA|USDA|VA) 1 $4,305,000 $4,305,000 $0 5.00%
ALBANY, GA (FHA|USDA|VA) 1 $4,245,000 $4,245,000 $0 4.14%
DALTON, GA (FHA|USDA|VA) 2 $3,910,000 $1,955,000 $0 5.15%
Calhoun, GA (FHA|USDA|VA) 2 $3,710,000 $1,855,000 $0 4.80%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $3,610,000 $1,805,000 $0 4.82%
Sayre, PA (FHA|USDA|VA) 1 $3,605,000 $3,605,000 $0 3.96%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $3,605,000 $3,605,000 $0 4.97%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $3,605,000 $3,605,000 $0 5.27%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $3,405,000 $3,405,000 $0 4.68%
Brownwood, TX (FHA|USDA|VA) 1 $3,385,000 $3,385,000 $0 4.61%
MADISON, WI (FHA|USDA|VA) 1 $3,225,000 $3,225,000 $0 5.30%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $3,120,000 $1,560,000 $0 5.01%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $3,040,000 $1,520,000 $0 4.49%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 5.50%
TOPEKA, KS (FHA|USDA|VA) 1 $2,995,000 $2,995,000 $0 4.99%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $2,885,000 $2,885,000 $0 4.89%
Frankfort, KY (FHA|USDA|VA) 1 $2,855,000 $2,855,000 $0 5.24%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $2,855,000 $2,855,000 $0 4.73%
Show Low, AZ (FHA|USDA|VA) 1 $2,845,000 $2,845,000 $0 4.96%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $2,840,000 $1,420,000 $0 5.08%
Snyder, TX (FHA|USDA|VA) 1 $2,805,000 $2,805,000 $0 5.39%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $2,755,000 $2,755,000 $0 4.38%
SPARTANBURG, SC (FHA|USDA|VA) 2 $2,730,000 $1,365,000 $0 4.92%
SALEM, OR (FHA|USDA|VA) 1 $2,705,000 $2,705,000 $0 3.99%
Athens, TX (FHA|USDA|VA) 1 $2,705,000 $2,705,000 $0 3.78%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $2,625,000 $2,625,000 $0 4.35%
MOBILE, AL (FHA|USDA|VA) 1 $2,595,000 $2,595,000 $0 4.30%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $2,515,000 $2,515,000 $0 4.81%
Batesville, AR (FHA|USDA|VA) 1 $2,385,000 $2,385,000 $0 3.96%
KNOXVILLE, TN (FHA|USDA|VA) 1 $2,335,000 $2,335,000 $0 5.22%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $2,325,000 $2,325,000 $0 4.12%
UTICA-ROME, NY (FHA|USDA|VA) 1 $2,275,000 $2,275,000 $0 4.16%
BINGHAMTON, NY (FHA|USDA|VA) 2 $2,240,000 $1,120,000 $0 4.49%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $2,205,000 $2,205,000 $0 5.12%
TULSA, OK (FHA|USDA|VA) 1 $2,205,000 $2,205,000 $0 4.97%
Marinette, WI-MI (FHA|USDA|VA) 1 $2,065,000 $2,065,000 $0 3.75%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $1,995,000 $1,995,000 $0 5.32%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $1,885,000 $1,885,000 $0 4.60%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $1,885,000 $1,885,000 $0 5.50%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $1,885,000 $1,885,000 $0 4.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $1,875,000 $1,875,000 $0 4.82%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $1,830,000 $915,000 $0 4.10%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $0 4.68%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $1,795,000 $1,795,000 $0 4.37%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $1,765,000 $1,765,000 $0 4.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $1,725,000 $1,725,000 $0 3.67%
Gaffney, SC (FHA|USDA|VA) 1 $1,715,000 $1,715,000 $0 3.87%
HAMMOND, LA (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 5.42%
CHARLESTON, WV (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $0 4.35%
GAINESVILLE, FL (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $0 4.49%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $1,600,000 $800,000 $0 5.03%
Cedar City, UT (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 4.73%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $1,445,000 $1,445,000 $0 3.76%
Corsicana, TX (FHA|USDA|VA) 1 $1,415,000 $1,415,000 $0 4.50%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $0 3.76%
TYLER, TX (FHA|USDA|VA) 1 $1,375,000 $1,375,000 $0 4.71%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $0 4.57%
WENATCHEE, WA (FHA|USDA|VA) 1 $1,345,000 $1,345,000 $0 4.50%
AMARILLO, TX (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $0 5.21%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 5.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 4.65%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 4.69%
SAVANNAH, GA (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $0 4.82%
Paducah, KY-IL (FHA|USDA|VA) 1 $1,215,000 $1,215,000 $0 4.99%
Wilson, NC (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $0 5.10%
Dublin, GA (FHA|USDA|VA) 1 $1,115,000 $1,115,000 $0 5.37%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $0 4.60%
Branson, MO (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $0 4.44%
Cookeville, TN (FHA|USDA|VA) 1 $875,000 $875,000 $0 4.76%
BEND, OR (FHA|USDA|VA) 1 $865,000 $865,000 $0 5.20%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $845,000 $845,000 $0 4.67%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $835,000 $835,000 $0 5.07%
MIDLAND, MI (FHA|USDA|VA) 1 $765,000 $765,000 $0 4.78%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $665,000 $665,000 $0 5.62%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $385,000 $385,000 $0 5.20%
Arbor Realty Trust's top markets include New York, Miami, Dallas, Atlanta, and St. Louis among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 795 $4,970,125,000 $6,251,730 $0 4.45%
    FHA 5 $55,885,000 $11,177,000 $0 4.11%

    For 2019, Arbor Realty Trust's most frequently originated type of loan was Conventional, with 795 originations. Their 2nd most popular type was FHA, with 5 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 383 $2,331,765,000 $6,088,159 $0 4.37%
    Home Purchase 338 $2,138,950,000 $6,328,254 $0 4.47%
    Refi 79 $555,295,000 $7,029,051 $0 4.66%

    For 2019, Arbor Realty Trust's most frequently cited loan purpose was Cash Out Refi, with 383 originations. The 2nd most popular reason was Home Purchase, with 338 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 267 $1,993,715,000 $7,467,097 $0 4.50%
    10 Year 260 $2,042,950,000 $7,857,500 $0 4.35%
    20 Year 172 $533,300,000 $3,100,581 $0 4.41%
    15 Year 57 $262,455,000 $4,604,474 $0 4.46%
    30 Year 28 $110,510,000 $3,946,786 $0 4.87%
    5 Year 12 $28,310,000 $2,359,167 $0 4.81%
    30+ year 4 $54,770,000 $13,692,500 $0 4.01%

    For 2019, Arbor Realty Trust's most frequently cited loan duration was Other, with 267 originations. The 2nd most popular length was 10 Year, with 260 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 504 $2,650,960,000 $5,259,841
    3-4% 178 $1,907,040,000 $10,713,708
    5-6% 116 $464,210,000 $4,001,810
    6-7% 1 $1,405,000 $1,405,000
    % 1 $2,395,000 $2,395,000

    During 2019, Arbor Realty Trust's average interest rate for loans was 4.87%, while their most frequently originated rate bucket for loans was 4-5%, with 504 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 737 $4,974,155,000 $6,749,193 $0 4.43%
    $600k-1MM 60 $50,430,000 $840,500 $0 4.57%
    $400k-600k 2 $1,040,000 $520,000 $0 4.97%
    $200k-400k 1 $385,000 $385,000 $0 5.20%

    2019 saw Arbor Realty Trust place emphasis on $1MM+ loans with 737 originations, totaling $4,974,155,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 798 $5,022,990,000 $6,294,474 $0 4.44%
    Not provided 1 $1,515,000 $1,515,000 $0 4.85%
    White 1 $1,505,000 $1,505,000 $0 4.73%

    Approval Rates

    Total approvals of all applications
    91.80%

    Arbor Realty Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.50%

    Arbor Realty Trust has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 800 $5,026,010,000 $6,282,513

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $29,220,000 $14,610,000
    Multifamily:Site-Built 798 $4,996,790,000 $6,261,642

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 15 $49,235,000 $3,282,333 $0 4.50%
    40-60% 82 $513,000,000 $6,256,098 $0 4.42%
    60-80% 651 $4,248,675,000 $6,526,382 $0 4.43%
    80-100% 30 $154,520,000 $5,150,667 $0 4.34%
    Under 20% 18 $40,260,000 $2,236,667 $0 5.45%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Arbor Residential Mortgage LLC Other type of mortgage Closing on a mortgage 1 100.0%