Arbor Realty Trust Mortgage Rates, Fees & Info

Albany, NY

LEI: 549300ASFUWYQO0RW077

Tax ID: 81-2566626

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Mortgage Data

Review & Overview

Arbor Realty Trust is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Arbor Realty Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Dallas, Atlanta, Houston, and Los Angeles among others. We have data for 171 markets. (Some data included below & more in-depth data is available with an active subscription.)

Arbor Realty Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 4/22/24
30 Year Cash-out Refi 6.27% 4/22/24
15 Year Conventional Purchase 5.68% 4/22/24
15 Year Conventional Refi 5.68% 4/22/24
15 Year Cash-out Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Arbor Realty Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Arbor Realty Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

928

Origination Dollar Volume (All Markets)

$5,053,310,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 189 $587,965,000 $3,110,926 $0 4.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 55 $430,915,000 $7,834,818 $0 4.89%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 43 $370,515,000 $8,616,628 $0 4.80%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 33 $362,195,000 $10,975,606 $0 4.63%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 63 $280,505,000 $4,452,460 $0 4.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 10 $142,200,000 $14,220,000 $0 4.90%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $141,855,000 $10,911,923 $0 4.81%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 32 $137,970,000 $4,311,563 $0 4.68%
ST. LOUIS, MO-IL (FHA|USDA|VA) 10 $116,670,000 $11,667,000 $0 4.90%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $91,365,000 $8,305,909 $0 4.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $86,800,000 $8,680,000 $0 4.39%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $84,425,000 $16,885,000 $0 4.63%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $82,455,000 $9,161,667 $0 5.14%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $80,855,000 $11,550,714 $0 4.98%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 10 $67,910,000 $6,791,000 $0 4.87%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 34 $65,010,000 $1,912,059 $0 4.64%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 17 $59,445,000 $3,496,765 $0 4.72%
COLUMBIA, SC (FHA|USDA|VA) 5 $55,925,000 $11,185,000 $0 5.03%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $55,505,000 $11,101,000 $0 4.73%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $51,265,000 $7,323,571 $0 5.30%
PROVO-OREM, UT (FHA|USDA|VA) 2 $45,270,000 $22,635,000 $0 4.98%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $45,005,000 $45,005,000 $0 5.82%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 17 $44,565,000 $2,621,471 $0 4.73%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $42,280,000 $10,570,000 $0 4.93%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $40,470,000 $10,117,500 $0 4.73%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $40,300,000 $10,075,000 $0 4.38%
Outside of Metro Areas 10 $38,970,000 $3,897,000 $0 5.13%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $38,290,000 $9,572,500 $0 4.60%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $36,565,000 $12,188,333 $0 4.73%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $35,520,000 $8,880,000 $0 4.74%
BURLINGTON, NC (FHA|USDA|VA) 2 $33,410,000 $16,705,000 $0 4.99%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $30,815,000 $6,163,000 $0 5.10%
COLUMBUS, OH (FHA|USDA|VA) 8 $30,580,000 $3,822,500 $0 4.97%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $30,295,000 $10,098,333 $0 4.93%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $29,925,000 $2,720,455 $0 5.06%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $27,295,000 $9,098,333 $0 5.13%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 12 $27,220,000 $2,268,333 $0 4.54%
BATON ROUGE, LA (FHA|USDA|VA) 3 $26,195,000 $8,731,667 $0 5.02%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $26,130,000 $6,532,500 $0 5.23%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $23,595,000 $3,370,714 $0 4.65%
PITTSBURGH, PA (FHA|USDA|VA) 7 $23,545,000 $3,363,571 $0 4.99%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $22,845,000 $4,569,000 $0 4.97%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $22,355,000 $7,451,667 $0 4.75%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $21,565,000 $7,188,333 $0 5.05%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $21,280,000 $2,660,000 $0 5.04%
ASHEVILLE, NC (FHA|USDA|VA) 3 $21,135,000 $7,045,000 $0 5.05%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $21,005,000 $21,005,000 $0 5.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $19,715,000 $3,943,000 $0 4.91%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $19,475,000 $3,895,000 $0 4.75%
ST. GEORGE, UT (FHA|USDA|VA) 2 $19,350,000 $9,675,000 $0 4.91%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $19,260,000 $9,630,000 $0 5.01%
SAVANNAH, GA (FHA|USDA|VA) 3 $18,905,000 $6,301,667 $0 5.26%
JACKSON, MS (FHA|USDA|VA) 3 $18,755,000 $6,251,667 $0 4.80%
VALDOSTA, GA (FHA|USDA|VA) 4 $18,480,000 $4,620,000 $0 5.35%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $18,210,000 $4,552,500 $0 4.48%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $18,105,000 $3,621,000 $0 4.76%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $18,045,000 $6,015,000 $0 5.21%
Morehead City, NC (FHA|USDA|VA) 1 $17,505,000 $17,505,000 $0 4.81%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $16,265,000 $5,421,667 $0 5.54%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 5 $15,785,000 $3,157,000 $0 5.11%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $15,700,000 $7,850,000 $0 4.84%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $15,190,000 $7,595,000 $0 5.09%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $15,005,000 $15,005,000 $0 4.94%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $14,810,000 $7,405,000 $0 4.70%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $14,305,000 $14,305,000 $0 5.13%
ROANOKE, VA (FHA|USDA|VA) 1 $14,265,000 $14,265,000 $0 4.68%
Paducah, KY-IL (FHA|USDA|VA) 7 $13,925,000 $1,989,286 $0 5.60%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $13,460,000 $6,730,000 $0 5.45%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $13,230,000 $3,307,500 $0 4.41%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $13,180,000 $6,590,000 $0 4.67%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $12,985,000 $4,328,333 $0 4.66%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $12,860,000 $6,430,000 $0 5.18%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $12,860,000 $6,430,000 $0 5.04%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $12,730,000 $6,365,000 $0 4.85%
MOBILE, AL (FHA|USDA|VA) 2 $12,020,000 $6,010,000 $0 5.30%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $12,010,000 $6,005,000 $0 5.64%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $11,920,000 $5,960,000 $0 4.71%
SPARTANBURG, SC (FHA|USDA|VA) 3 $11,715,000 $3,905,000 $0 4.70%
TULSA, OK (FHA|USDA|VA) 3 $11,625,000 $3,875,000 $0 4.75%
GREENVILLE, NC (FHA|USDA|VA) 3 $11,435,000 $3,811,667 $0 5.43%
LOUISVILLE, KY (FHA|USDA|VA) 4 $11,400,000 $2,850,000 $0 5.17%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $10,870,000 $2,717,500 $0 4.95%
KINGSTON, NY (FHA|USDA|VA) 3 $10,465,000 $3,488,333 $0 5.03%
Lake City, FL (FHA|USDA|VA) 1 $10,305,000 $10,305,000 $0 4.61%
BECKLEY, WV (FHA|USDA|VA) 1 $10,255,000 $10,255,000 $0 5.34%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 2 $9,690,000 $4,845,000 $0 4.80%
JONESBORO, AR (FHA|USDA|VA) 2 $9,400,000 $4,700,000 $0 5.36%
SYRACUSE, NY (FHA|USDA|VA) 4 $9,050,000 $2,262,500 $0 5.33%
LAWRENCE, KS (FHA|USDA|VA) 1 $8,505,000 $8,505,000 $0 4.58%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $8,245,000 $8,245,000 $0 4.35%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $8,105,000 $2,701,667 $0 4.85%
TUCSON, AZ (FHA|USDA|VA) 1 $8,035,000 $8,035,000 $0 3.78%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $7,230,000 $3,615,000 $0 5.09%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $6,710,000 $3,355,000 $0 4.92%
Sonora, CA (FHA|USDA|VA) 1 $6,705,000 $6,705,000 $0 4.76%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $6,665,000 $6,665,000 $0 5.12%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $6,620,000 $3,310,000 $0 5.10%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $6,410,000 $3,205,000 $0 4.85%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $6,405,000 $6,405,000 $0 5.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $6,145,000 $6,145,000 $0 4.87%
Hutchinson, KS (FHA|USDA|VA) 2 $5,910,000 $2,955,000 $0 4.57%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $5,900,000 $2,950,000 $0 4.83%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $5,885,000 $5,885,000 $0 4.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $5,705,000 $5,705,000 $0 5.15%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $5,490,000 $2,745,000 $0 5.13%
RICHMOND, VA (FHA|USDA|VA) 2 $5,400,000 $2,700,000 $0 5.21%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $5,375,000 $5,375,000 $0 3.77%
MADISON, WI (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 4.58%
GREELEY, CO (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 5.80%
Sanford, NC (FHA|USDA|VA) 1 $4,935,000 $4,935,000 $0 5.38%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $4,625,000 $4,625,000 $0 4.44%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $4,225,000 $1,408,333 $0 5.11%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $4,055,000 $4,055,000 $0 4.73%
Forrest City, AR (FHA|USDA|VA) 1 $4,035,000 $4,035,000 $0 4.21%
LAREDO, TX (FHA|USDA|VA) 1 $3,895,000 $3,895,000 $0 4.65%
Cornelia, GA (FHA|USDA|VA) 1 $3,855,000 $3,855,000 $0 5.29%
Dublin, GA (FHA|USDA|VA) 1 $3,605,000 $3,605,000 $0 5.16%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $3,540,000 $1,770,000 $0 5.42%
Elizabeth City, NC (FHA|USDA|VA) 2 $3,410,000 $1,705,000 $0 5.41%
ANCHORAGE, AK (FHA|USDA|VA) 2 $3,410,000 $1,705,000 $0 5.10%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $3,255,000 $3,255,000 $0 5.02%
Greenwood, SC (FHA|USDA|VA) 1 $3,185,000 $3,185,000 $0 5.11%
ST. CLOUD, MN (FHA|USDA|VA) 2 $3,140,000 $1,570,000 $0 5.28%
Fort Dodge, IA (FHA|USDA|VA) 1 $3,125,000 $3,125,000 $0 4.85%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $3,105,000 $3,105,000 $0 5.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $2,995,000 $2,995,000 $0 4.34%
Jefferson, GA (FHA|USDA|VA) 1 $2,895,000 $2,895,000 $0 4.93%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $2,890,000 $1,445,000 $0 5.05%
Murray, KY (FHA|USDA|VA) 2 $2,840,000 $1,420,000 $0 5.86%
Cedar City, UT (FHA|USDA|VA) 1 $2,805,000 $2,805,000 $0 5.69%
DALTON, GA (FHA|USDA|VA) 2 $2,540,000 $1,270,000 $0 5.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $2,505,000 $2,505,000 $0 4.70%
Grenada, MS (FHA|USDA|VA) 1 $2,275,000 $2,275,000 $0 5.46%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $2,145,000 $2,145,000 $0 4.08%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $2,140,000 $1,070,000 $0 5.03%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $2,105,000 $2,105,000 $0 5.19%
PONCE, PR (FHA|USDA|VA) 1 $2,105,000 $2,105,000 $0 4.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $2,000,000 $1,000,000 $0 5.20%
Mineral Wells, TX (FHA|USDA|VA) 1 $1,975,000 $1,975,000 $0 5.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $1,975,000 $1,975,000 $0 5.33%
Huntsville, TX (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $0 6.72%
Norwalk, OH (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $0 5.06%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $1,895,000 $1,895,000 $0 4.90%
PANAMA CITY, FL (FHA|USDA|VA) 2 $1,870,000 $935,000 $0 5.03%
CLEVELAND, TN (FHA|USDA|VA) 1 $1,785,000 $1,785,000 $0 5.15%
Richmond-Berea, KY (FHA|USDA|VA) 1 $1,755,000 $1,755,000 $0 4.99%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $1,735,000 $1,735,000 $0 5.15%
Durant, OK (FHA|USDA|VA) 1 $1,725,000 $1,725,000 $0 5.31%
OCALA, FL (FHA|USDA|VA) 1 $1,525,000 $1,525,000 $0 4.94%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $1,485,000 $1,485,000 $0 4.90%
ABILENE, TX (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $0 4.84%
Russellville, AR (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 5.05%
Lufkin, TX (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $0 4.93%
MEDFORD, OR (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $0 5.05%
GETTYSBURG, PA (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $0 5.10%
Bay City, TX (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $0 4.72%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $0 4.97%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $1,065,000 $1,065,000 $0 5.13%
BINGHAMTON, NY (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $0 5.52%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $0 5.18%
LUBBOCK, TX (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $0 5.46%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 5.35%
AMARILLO, TX (FHA|USDA|VA) 1 $995,000 $995,000 $0 4.99%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $985,000 $985,000 $0 5.29%
Branson, MO (FHA|USDA|VA) 1 $985,000 $985,000 $0 5.19%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $975,000 $975,000 $0 4.85%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $965,000 $965,000 $0 5.08%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $915,000 $915,000 $0 5.44%
READING, PA (FHA|USDA|VA) 1 $905,000 $905,000 $0 5.18%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $825,000 $825,000 $0 5.25%
RENO, NV (FHA|USDA|VA) 1 $755,000 $755,000 $0 5.34%
Arbor Realty Trust's top markets include New York, Dallas, Atlanta, Houston, and Los Angeles among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 920 $4,970,630,000 $5,402,859 $0 4.69%
    FHA 8 $82,680,000 $10,335,000 $0 4.36%

    For 2018, Arbor Realty Trust's most frequently originated type of loan was Conventional, with 920 originations. Their 2nd most popular type was FHA, with 8 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 427 $1,965,415,000 $4,602,845 $0 4.64%
    Cash Out Refi 423 $2,676,515,000 $6,327,459 $0 4.68%
    Refi 78 $411,380,000 $5,274,103 $0 4.99%

    For 2018, Arbor Realty Trust's most frequently cited loan purpose was Home Purchase, with 427 originations. The 2nd most popular reason was Cash Out Refi, with 423 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 311 $924,675,000 $2,973,232 $0 4.28%
    10 Year 286 $1,819,750,000 $6,362,762 $0 4.91%
    Other 240 $1,902,490,000 $7,927,042 $0 4.86%
    15 Year 39 $214,945,000 $5,511,410 $0 5.15%
    5 Year 26 $74,670,000 $2,871,923 $0 4.56%
    30 Year 20 $40,890,000 $2,044,500 $0 5.15%
    30+ year 6 $75,890,000 $12,648,333 $0 4.24%

    For 2018, Arbor Realty Trust's most frequently cited loan duration was 20 Year, with 311 originations. The 2nd most popular length was 10 Year, with 286 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 546 $3,223,440,000 $5,903,736
    5-6% 249 $1,148,655,000 $4,613,072
    3-4% 121 $599,875,000 $4,957,645
    6-7% 10 $33,420,000 $3,342,000
    % 2 $47,920,000 $23,960,000

    During 2018, Arbor Realty Trust's average interest rate for loans was 5.15%, while their most frequently originated rate bucket for loans was 4-5%, with 546 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 875 $5,008,305,000 $5,723,777 $0 4.67%
    $600k-1MM 52 $44,570,000 $857,115 $0 5.02%
    $400k-600k 1 $435,000 $435,000 $0 5.98%

    2018 saw Arbor Realty Trust place emphasis on $1MM+ loans with 875 originations, totaling $5,008,305,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 925 $5,048,965,000 $5,458,341 $0 4.69%
    White 3 $4,345,000 $1,448,333 $0 4.51%

    Approval Rates

    Total approvals of all applications
    95.93%

    Arbor Realty Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    88.25%

    Arbor Realty Trust has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 928 $5,053,310,000 $5,445,377

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 928 $5,053,310,000 $5,445,377

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 21 $108,385,000 $5,161,190 $0 4.63%
    40-60% 143 $700,365,000 $4,897,657 $0 4.38%
    60-80% 706 $4,010,050,000 $5,679,958 $0 4.72%
    80-100% 35 $176,215,000 $5,034,714 $0 4.78%
    Over 100% 1 $11,885,000 $11,885,000 $0 4.75%
    Under 20% 22 $46,410,000 $2,109,545 $0 5.53%