Arbor Realty Trust Mortgage Rates, Fees & Info

Albany, NY

LEI: 549300ASFUWYQO0RW077

Tax ID: 81-2566626

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Mortgage Data

Review & Overview

Arbor Realty Trust is a mid-sized mortgage company specializing in Cash Out Refi and Home Purchase loans. Arbor Realty Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Atlanta, Charlotte, Philadelphia, and Dallas among others. We have data for 178 markets. (Some data included below & more in-depth data is available with an active subscription.)

Arbor Realty Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 12/17/24
30 Year Cash-out Refi 6.27% 12/17/24
15 Year Conventional Purchase 5.68% 12/17/24
15 Year Conventional Refi 5.68% 12/17/24
15 Year Cash-out Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Arbor Realty Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Arbor Realty Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

811

Origination Dollar Volume (All Markets)

$7,069,895,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 173 $1,503,805,000 $8,692,514 $0 3.64%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 30 $460,710,000 $15,357,000 $0 4.12%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 21 $369,425,000 $17,591,667 $0 3.48%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 16 $238,250,000 $14,890,625 $0 3.61%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 20 $235,890,000 $11,794,500 $0 3.77%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 13 $220,125,000 $16,932,692 $0 4.05%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 32 $168,260,000 $5,258,125 $0 3.64%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 6 $162,660,000 $27,110,000 $0 3.22%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 22 $155,000,000 $7,045,455 $0 3.38%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 15 $140,785,000 $9,385,667 $0 3.74%
COLUMBUS, OH (FHA|USDA|VA) 6 $121,080,000 $20,180,000 $0 3.46%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 24 $114,000,000 $4,750,000 $0 3.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $103,345,000 $20,669,000 $0 3.60%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $98,725,000 $6,581,667 $0 4.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $91,470,000 $7,622,500 $0 3.96%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 11 $90,305,000 $8,209,545 $0 3.71%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 9 $89,735,000 $9,970,556 $0 2.83%
PROVO-OREM, UT (FHA|USDA|VA) 4 $85,210,000 $21,302,500 $0 4.07%
ROCHESTER, NY (FHA|USDA|VA) 3 $75,365,000 $25,121,667 $0 3.50%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $74,420,000 $37,210,000 $0 3.47%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 15 $74,265,000 $4,951,000 $0 3.64%
ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $73,745,000 $8,193,889 $0 3.33%
PITTSBURGH, PA (FHA|USDA|VA) 3 $66,635,000 $22,211,667 $0 3.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $60,955,000 $20,318,333 $0 4.04%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $58,115,000 $8,302,143 $0 3.96%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $57,760,000 $3,208,889 $0 3.20%
WICHITA, KS (FHA|USDA|VA) 9 $57,015,000 $6,335,000 $0 3.84%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $55,005,000 $55,005,000 $0 3.29%
SAVANNAH, GA (FHA|USDA|VA) 3 $52,725,000 $17,575,000 $0 3.68%
RICHMOND, VA (FHA|USDA|VA) 6 $51,360,000 $8,560,000 $0 3.88%
Outside of Metro Areas 11 $49,935,000 $4,539,545 $0 3.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $47,995,000 $15,998,333 $0 3.54%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $47,910,000 $11,977,500 $0 3.97%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $47,205,000 $15,735,000 $0 4.10%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $47,170,000 $5,896,250 $0 3.62%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $46,755,000 $6,679,286 $0 3.74%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $46,400,000 $11,600,000 $0 3.57%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $43,755,000 $8,751,000 $0 3.60%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $41,415,000 $13,805,000 $0 3.69%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $41,325,000 $13,775,000 $0 3.59%
TEXARKANA, TX-AR (FHA|USDA|VA) 6 $40,850,000 $6,808,333 $0 3.83%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $39,325,000 $4,369,444 $0 4.22%
JACKSON, MS (FHA|USDA|VA) 4 $37,730,000 $9,432,500 $0 3.86%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $37,425,000 $12,475,000 $0 3.91%
St. Marys, GA (FHA|USDA|VA) 2 $37,160,000 $18,580,000 $0 3.55%
BURLINGTON, NC (FHA|USDA|VA) 2 $36,750,000 $18,375,000 $0 4.93%
COLUMBIA, SC (FHA|USDA|VA) 3 $36,675,000 $12,225,000 $0 4.56%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $35,465,000 $11,821,667 $0 3.65%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 5 $32,455,000 $6,491,000 $0 3.54%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $30,685,000 $4,383,571 $0 4.12%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $26,135,000 $26,135,000 $0 4.61%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $25,940,000 $6,485,000 $0 4.03%
LOUISVILLE, KY (FHA|USDA|VA) 3 $25,645,000 $8,548,333 $0 4.58%
SYRACUSE, NY (FHA|USDA|VA) 2 $23,640,000 $11,820,000 $0 3.86%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $22,265,000 $22,265,000 $0 4.19%
SPARTANBURG, SC (FHA|USDA|VA) 2 $21,380,000 $10,690,000 $0 3.71%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $21,140,000 $10,570,000 $0 3.32%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $20,585,000 $6,861,667 $0 4.29%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $20,450,000 $10,225,000 $0 3.92%
DALTON, GA (FHA|USDA|VA) 3 $19,605,000 $6,535,000 $0 3.62%
Key West, FL (FHA|USDA|VA) 1 $19,585,000 $19,585,000 $0 3.05%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $18,675,000 $6,225,000 $0 3.46%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $18,340,000 $4,585,000 $0 4.07%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $18,065,000 $18,065,000 $0 3.96%
WACO, TX (FHA|USDA|VA) 4 $17,860,000 $4,465,000 $0 4.21%
WILMINGTON, NC (FHA|USDA|VA) 1 $17,105,000 $17,105,000 $0 3.95%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $16,505,000 $16,505,000 $0 3.16%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $15,310,000 $7,655,000 $0 3.20%
BATON ROUGE, LA (FHA|USDA|VA) 3 $15,205,000 $5,068,333 $0 4.18%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $15,100,000 $7,550,000 $0 3.22%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $15,025,000 $3,005,000 $0 3.71%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $14,545,000 $4,848,333 $0 3.28%
MONROE, LA (FHA|USDA|VA) 3 $14,535,000 $4,845,000 $0 3.74%
GAINESVILLE, FL (FHA|USDA|VA) 2 $14,230,000 $7,115,000 $0 3.91%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $14,195,000 $4,731,667 $0 3.50%
VISALIA, CA (FHA|USDA|VA) 2 $13,360,000 $6,680,000 $0 3.95%
AMARILLO, TX (FHA|USDA|VA) 1 $13,195,000 $13,195,000 $0 3.30%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $13,030,000 $6,515,000 $0 3.92%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $12,815,000 $4,271,667 $0 4.11%
YUMA, AZ (FHA|USDA|VA) 2 $12,350,000 $6,175,000 $0 4.12%
MONTGOMERY, AL (FHA|USDA|VA) 1 $12,195,000 $12,195,000 $0 4.88%
ST. GEORGE, UT (FHA|USDA|VA) 2 $11,880,000 $5,940,000 $0 3.76%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $11,755,000 $2,351,000 $0 3.78%
SAGINAW, MI (FHA|USDA|VA) 1 $11,725,000 $11,725,000 $0 3.33%
NILES, MI (FHA|USDA|VA) 3 $11,525,000 $3,841,667 $0 3.85%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $10,510,000 $5,255,000 $0 3.82%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $10,450,000 $5,225,000 $0 3.54%
WORCESTER, MA-CT (FHA|USDA|VA) 5 $10,335,000 $2,067,000 $0 4.74%
FRESNO, CA (FHA|USDA|VA) 3 $10,235,000 $3,411,667 $0 3.65%
BISMARCK, ND (FHA|USDA|VA) 1 $9,875,000 $9,875,000 $0 3.15%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $9,475,000 $9,475,000 $0 3.22%
ALBANY, GA (FHA|USDA|VA) 1 $9,455,000 $9,455,000 $0 3.87%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $9,430,000 $4,715,000 $0 3.23%
Alexandria, MN (FHA|USDA|VA) 1 $9,205,000 $9,205,000 $0 3.11%
Milledgeville, GA (FHA|USDA|VA) 1 $9,095,000 $9,095,000 $0 3.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $8,955,000 $8,955,000 $0 3.77%
SAN ANGELO, TX (FHA|USDA|VA) 1 $8,935,000 $8,935,000 $0 4.54%
ST. CLOUD, MN (FHA|USDA|VA) 2 $8,500,000 $4,250,000 $0 4.64%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $8,455,000 $8,455,000 $0 3.23%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $8,180,000 $4,090,000 $0 3.18%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $8,135,000 $8,135,000 $0 3.07%
PANAMA CITY, FL (FHA|USDA|VA) 2 $8,090,000 $4,045,000 $0 3.66%
HAMMOND, LA (FHA|USDA|VA) 1 $8,005,000 $8,005,000 $0 4.12%
Roswell, NM (FHA|USDA|VA) 1 $7,985,000 $7,985,000 $0 3.87%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $7,870,000 $3,935,000 $0 4.11%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $7,835,000 $7,835,000 $0 4.30%
SALEM, OR (FHA|USDA|VA) 2 $7,390,000 $3,695,000 $0 3.77%
RENO, NV (FHA|USDA|VA) 1 $7,305,000 $7,305,000 $0 3.48%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $7,085,000 $2,361,667 $0 4.24%
TYLER, TX (FHA|USDA|VA) 1 $7,005,000 $7,005,000 $0 3.82%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $6,825,000 $6,825,000 $0 3.34%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $6,685,000 $6,685,000 $0 3.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $6,660,000 $3,330,000 $0 3.70%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $6,585,000 $6,585,000 $0 4.79%
LINCOLN, NE (FHA|USDA|VA) 1 $6,555,000 $6,555,000 $0 3.91%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $6,205,000 $6,205,000 $0 3.52%
Fort Dodge, IA (FHA|USDA|VA) 1 $6,105,000 $6,105,000 $0 3.49%
MOBILE, AL (FHA|USDA|VA) 1 $6,075,000 $6,075,000 $0 3.55%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $6,025,000 $6,025,000 $0 3.99%
TULSA, OK (FHA|USDA|VA) 1 $5,755,000 $5,755,000 $0 3.90%
ROCKFORD, IL (FHA|USDA|VA) 2 $5,750,000 $2,875,000 $0 3.98%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $5,505,000 $5,505,000 $0 5.37%
Palestine, TX (FHA|USDA|VA) 1 $5,355,000 $5,355,000 $0 4.01%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $5,145,000 $5,145,000 $0 4.19%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $4,985,000 $4,985,000 $0 3.70%
Greenville, MS (FHA|USDA|VA) 1 $4,945,000 $4,945,000 $0 4.07%
CHEYENNE, WY (FHA|USDA|VA) 1 $4,855,000 $4,855,000 $0 2.55%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $4,590,000 $2,295,000 $0 3.59%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $4,135,000 $4,135,000 $0 5.03%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $4,035,000 $1,345,000 $0 3.72%
Blackfoot, ID (FHA|USDA|VA) 1 $4,025,000 $4,025,000 $0 4.11%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $3,940,000 $1,970,000 $0 4.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $3,855,000 $3,855,000 $0 4.01%
Bay City, TX (FHA|USDA|VA) 1 $3,825,000 $3,825,000 $0 4.89%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $3,725,000 $3,725,000 $0 4.39%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $3,705,000 $3,705,000 $0 2.77%
Paris, TX (FHA|USDA|VA) 1 $3,645,000 $3,645,000 $0 4.01%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $3,485,000 $3,485,000 $0 3.84%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $3,355,000 $3,355,000 $0 4.46%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $3,280,000 $1,640,000 $0 4.08%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $3,145,000 $3,145,000 $0 5.99%
KNOXVILLE, TN (FHA|USDA|VA) 1 $3,125,000 $3,125,000 $0 4.75%
POCATELLO, ID (FHA|USDA|VA) 1 $3,085,000 $3,085,000 $0 4.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $3,050,000 $1,525,000 $0 3.41%
Calhoun, GA (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 4.09%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $2,980,000 $1,490,000 $0 4.25%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $2,925,000 $2,925,000 $0 4.57%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $2,785,000 $2,785,000 $0 4.05%
DOTHAN, AL (FHA|USDA|VA) 1 $2,655,000 $2,655,000 $0 4.13%
Pahrump, NV (FHA|USDA|VA) 1 $2,565,000 $2,565,000 $0 4.38%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $2,345,000 $2,345,000 $0 5.87%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $2,305,000 $2,305,000 $0 3.71%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $2,275,000 $2,275,000 $0 4.10%
ANCHORAGE, AK (FHA|USDA|VA) 2 $2,040,000 $1,020,000 $0 4.76%
TOLEDO, OH (FHA|USDA|VA) 1 $2,015,000 $2,015,000 $0 2.53%
Wilson, NC (FHA|USDA|VA) 1 $1,995,000 $1,995,000 $0 4.54%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $1,985,000 $1,985,000 $0 3.60%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $1,965,000 $1,965,000 $0 4.15%
MONROE, MI (FHA|USDA|VA) 1 $1,935,000 $1,935,000 $0 4.25%
TUCSON, AZ (FHA|USDA|VA) 2 $1,880,000 $940,000 $0 5.47%
RAPID CITY, SD (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $0 4.82%
LAFAYETTE, LA (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $0 3.62%
Yankton, SD (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $0 4.06%
Brookings, SD (FHA|USDA|VA) 1 $1,665,000 $1,665,000 $0 4.42%
YAKIMA, WA (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $0 3.57%
KINGSTON, NY (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $0 4.60%
Connersville, IN (FHA|USDA|VA) 1 $1,625,000 $1,625,000 $0 3.82%
BINGHAMTON, NY (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 3.84%
SUMTER, SC (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $0 4.24%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $1,455,000 $1,455,000 $0 4.15%
Craig, CO (FHA|USDA|VA) 1 $1,425,000 $1,425,000 $0 3.78%
Ashtabula, OH (FHA|USDA|VA) 1 $1,395,000 $1,395,000 $0 3.95%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $1,395,000 $1,395,000 $0 3.68%
STOCKTON, CA (FHA|USDA|VA) 1 $1,385,000 $1,385,000 $0 3.89%
GREENVILLE, NC (FHA|USDA|VA) 1 $1,375,000 $1,375,000 $0 4.70%
BECKLEY, WV (FHA|USDA|VA) 1 $1,355,000 $1,355,000 $0 3.75%
Norfolk, NE (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $0 4.52%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $0 4.23%
Arbor Realty Trust's top markets include New York, Atlanta, Charlotte, Philadelphia, and Dallas among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 791 $6,867,765,000 $8,682,383 $0 3.80%
    FHA 20 $202,130,000 $10,106,500 $0 2.55%

    For 2021, Arbor Realty Trust's most frequently originated type of loan was Conventional, with 791 originations. Their 2nd most popular type was FHA, with 20 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 394 $3,586,290,000 $9,102,259 $0 3.62%
    Home Purchase 278 $2,655,130,000 $9,550,827 $0 3.95%
    Refi 139 $828,475,000 $5,960,252 $0 3.82%

    For 2021, Arbor Realty Trust's most frequently cited loan purpose was Cash Out Refi, with 394 originations. The 2nd most popular reason was Home Purchase, with 278 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 421 $4,326,865,000 $10,277,589 $0 3.71%
    Other 231 $1,821,245,000 $7,884,177 $0 4.04%
    20 Year 78 $239,960,000 $3,076,410 $0 3.42%
    5 Year 41 $231,155,000 $5,637,927 $0 3.83%
    30+ year 21 $240,385,000 $11,446,905 $0 2.55%
    15 Year 11 $164,025,000 $14,911,364 $0 3.92%
    30 Year 6 $20,900,000 $3,483,333 $0 4.62%
    3 Year 2 $25,360,000 $12,680,000 $0 4.99%

    For 2021, Arbor Realty Trust's most frequently cited loan duration was 10 Year, with 421 originations. The 2nd most popular length was Other, with 231 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 490 $4,747,500,000 $9,688,776
    4-5% 215 $1,040,835,000 $4,841,093
    2.5-3% 59 $975,375,000 $16,531,780
    5-6% 34 $190,680,000 $5,608,235
    <2.5% 12 $109,850,000 $9,154,167
    6-7% 1 $5,655,000 $5,655,000

    During 2021, Arbor Realty Trust's average interest rate for loans was 4.62%, while their most frequently originated rate bucket for loans was 3-4%, with 490 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 794 $7,056,030,000 $8,886,688 $0 3.74%
    $600k-1MM 16 $13,540,000 $846,250 $0 4.69%
    $200k-400k 1 $325,000 $325,000 $0 5.91%

    2021 saw Arbor Realty Trust place emphasis on $1MM+ loans with 794 originations, totaling $7,056,030,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 811 $7,069,895,000 $8,717,503 $0 3.77%

    Approval Rates

    Total approvals of all applications
    94.85%

    Arbor Realty Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.53%

    Arbor Realty Trust has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 811 $7,069,895,000 $8,717,503

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    811 $7,069,895,000 $8,717,503

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 23 $154,245,000 $6,706,304 $0 4.07%
    40-60% 113 $933,055,000 $8,257,124 $0 3.61%
    60-80% 602 $5,478,690,000 $9,100,814 $0 3.79%
    80-100% 52 $379,180,000 $7,291,923 $0 3.31%
    Under 20% 17 $43,495,000 $2,558,529 $0 4.98%