Valley National Bank Mortgage Rates, Fees & Info
Passaic, NJLEI: KI0VI4JRMCIJ329YTN75
Tax ID: 22-1186387
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Mortgage Data
Bank Data
Review & Overview
Valley National Bank is a mid-sized bank specializing in Home Purchase and Cash Out Refi loans. Valley National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Tampa, Miami, Ocean City, and Allentown among others. We have data for 128 markets. (Some data included below & more in-depth data is available with an active subscription.)Valley National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Valley National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.43% | 11/17/24 |
| 30 Year Conventional Purchase | 6.21% | 11/17/24 |
| 30 Year Conventional Refi | 6.40% | 11/17/24 |
| 30 Year Cash-out Refi | 6.50% | 11/17/24 |
| 30 Year FHA Purchase | 7.29% | 11/17/24 |
| 30 Year FHA Refi | 6.27% | 11/17/24 |
| 30 Year VA Purchase | 6.51% | 11/17/24 |
| 30 Year USDA Purchase | 6.75% | 11/17/24 |
| 15 Year Conventional Purchase | 5.97% | 11/17/24 |
| 15 Year Conventional Refi | 5.97% | 11/17/24 |
| 15 Year Cash-out Refi | 5.97% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Valley National Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Valley National Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,364Origination Dollar Volume (All Markets)
$4,418,940,000Employee count
3,370Awards
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Valley National Bank - 2021
Valley National Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4,543 | $2,635,295,000 | $580,078 | $2,931 | 3.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 519 | $396,055,000 | $763,112 | $4,075 | 3.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 467 | $325,215,000 | $696,392 | $4,915 | 3.08% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 190 | $141,770,000 | $746,158 | $4,687 | 3.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 74 | $90,260,000 | $1,219,730 | $1,367 | 3.03% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 128 | $86,810,000 | $678,203 | $5,653 | 3.01% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 265 | $79,585,000 | $300,321 | $4,495 | 3.10% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 97 | $74,675,000 | $769,845 | $3,186 | 3.07% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 88 | $59,900,000 | $680,682 | $4,347 | 3.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 47 | $57,505,000 | $1,223,511 | $3,988 | 3.16% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 54 | $52,450,000 | $971,296 | $5,401 | 3.08% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 114 | $39,200,000 | $343,860 | $3,688 | 3.10% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 43 | $36,035,000 | $838,023 | $3,566 | 3.02% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 100 | $34,680,000 | $346,800 | $4,102 | 3.05% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 37 | $28,035,000 | $757,703 | $7,580 | 3.17% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 34 | $21,750,000 | $639,706 | $2,998 | 3.41% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 39 | $20,005,000 | $512,949 | $3,159 | 3.15% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 33 | $16,805,000 | $509,242 | $3,507 | 3.10% |
| KINGSTON, NY (FHA|USDA|VA) | 45 | $13,885,000 | $308,556 | $4,227 | 3.07% |
| Outside of Metro Areas | 45 | $13,095,000 | $291,000 | $3,762 | 3.23% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $12,665,000 | $2,533,000 | $1,550 | 3.10% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $12,005,000 | $12,005,000 | $0 | 3.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 21 | $9,845,000 | $468,810 | $4,605 | 3.23% |
| MONTGOMERY, AL (FHA|USDA|VA) | 50 | $9,500,000 | $190,000 | $3,649 | 3.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 41 | $9,295,000 | $226,707 | $2,578 | 3.17% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $8,580,000 | $4,290,000 | $6,588 | 3.56% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $7,280,000 | $1,820,000 | $5,399 | 3.69% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $6,755,000 | $6,755,000 | $0 | 4.00% |
| Sevierville, TN (FHA|USDA|VA) | 9 | $5,965,000 | $662,778 | $0 | 4.04% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $5,865,000 | $837,857 | $5,531 | 2.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $5,140,000 | $856,667 | $7,152 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 23 | $5,125,000 | $222,826 | $3,311 | 3.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 16 | $4,890,000 | $305,625 | $4,600 | 3.17% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $4,720,000 | $786,667 | $4,391 | 3.63% |
| Key West, FL (FHA|USDA|VA) | 7 | $4,475,000 | $639,286 | $7,922 | 2.86% |
| Alexander City, AL (FHA|USDA|VA) | 23 | $4,125,000 | $179,348 | $2,561 | 3.12% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $3,935,000 | $3,935,000 | $0 | 3.00% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $3,810,000 | $1,905,000 | $5,180 | 3.76% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $3,555,000 | $3,555,000 | $0 | 4.21% |
| Torrington, CT (FHA|USDA|VA) | 6 | $3,270,000 | $545,000 | $6,447 | 2.85% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $3,060,000 | $765,000 | $6,036 | 3.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $2,735,000 | $911,667 | $2,386 | 2.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $5,265 | 3.11% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $4,372 | 3.63% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $6,744 | 3.17% |
| GLENS FALLS, NY (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $3,973 | 3.18% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $6,910 | 2.81% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $4,927 | 3.22% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $1,925,000 | $641,667 | $5,871 | 2.83% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $7,277 | 3.08% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $4,312 | 3.17% |
| ROCHESTER, NY (FHA|USDA|VA) | 11 | $1,775,000 | $161,364 | $3,752 | 3.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $5,968 | 3.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $4,793 | 2.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $3,897 | 3.13% |
| Easton, MD (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $7,230 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $6,175 | 3.17% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $1,342 | 3.06% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $7,274 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $0 | 4.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $7,094 | 3.29% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $5,550 | 3.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $4,906 | 3.04% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $6,667 | 3.13% |
| Malone, NY (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $0 | 3.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $1,035,000 | $1,035,000 | $7,419 | 3.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $4,323 | 2.94% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $3,263 | 3.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $7,968 | 3.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,900 | 3.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,319 | 2.69% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $5,190 | 2.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,416 | 3.19% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 4.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,940 | 3.13% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,130 | 3.50% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,095 | 3.19% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,939 | 3.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,477 | 3.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,662 | 2.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,413 | 2.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 2.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,232 | 2.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 2.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 3.69% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,560 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,523 | 2.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,865 | 3.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,838 | 2.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.65% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,072 | 2.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,574 | 3.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,322 | 3.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,508 | 3.50% |
| Athens, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,201 | 2.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,828 | 2.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,520 | 3.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,142 | 3.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,592 | 3.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $499 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,575 | 2.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,852 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $499 | 2.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,724 | 2.63% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,399 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,804 | 2.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,154 | 3.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,921 | 3.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,343 | 3.13% |
| Hudson, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,869 | 3.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,375 | 2.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $499 | 3.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,550 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,603 | 3.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $499 | 3.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,391 | 3.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $499 | 2.50% |
| Bradford, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,309 | 2.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| Crossville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,138 | 3.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.25% |
| Auburn, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,433 | 2.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $499 | 3.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,022 | 2.63% |
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Product Mix
For 2021, Valley National Bank's most frequently originated type of loan was Conventional, with 6,182 originations. Their 2nd most popular type was HELOC, with 1,063 originations.
Loan Reason
For 2021, Valley National Bank's most frequently cited loan purpose was Home Purchase, with 2,586 originations. The 2nd most popular reason was Refi, with 2,207 originations.
Loan Duration/Length
For 2021, Valley National Bank's most frequently cited loan duration was 30 Year, with 5,092 originations. The 2nd most popular length was 15 Year, with 1,020 originations.
Origination Fees/Closing Costs
Valley National Bank's average total fees were $4,446, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,852 originations.
Interest Rates
During 2021, Valley National Bank's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,425 originations.
Loan Sizing
2021 saw Valley National Bank place emphasis on $200k-400k loans with 2,529 originations, totaling $725,465,000 in origination value.
Applicant Income
Valley National Bank lent most frequently to those with incomes in the $250k+ range, with 1,636 originations. The second most popular income band? $150k-250k, with 1,604 originations.
Applicant Debt to Income Ratio
Valley National Bank lent most frequently to those with DTI ratios of 20-30%, with 1,668 originations. The next most common DTI ratio? 30-36%, with 1,381 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.09%
Valley National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.19%
Valley National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,364 | $4,418,940,000 | $600,073 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,364 | $4,418,940,000 | $600,073 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| VALLEY NATIONAL BANCORP | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 28.6% |
| VALLEY NATIONAL BANCORP | Conventional home mortgage | Closing on a mortgage | 1 | 14.3% |
| VALLEY NATIONAL BANCORP | Conventional home mortgage | Trouble during payment process | 2 | 28.6% |
| VALLEY NATIONAL BANCORP | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 14.3% |
| VALLEY NATIONAL BANCORP | Other type of mortgage | Incorrect information on your report | 1 | 14.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Valley National Bank | 1 Bayshore Plaza Atlantic Highlands, NJ 7716 | Full Service B&M | $44,120 |
| Valley National Bank | 1 Passaic Avenue Fairfield, NJ 7006 | Full Service B&M | $80,492 |
| Valley National Bank | 10 Madison Ave Morristown, NJ 7960 | Full Service B&M | $109,800 |
| Valley National Bank | 100 Central Avenue Kearny, NJ 7032 | Full Service B&M | $89,821 |
| Valley National Bank | 100 Durham Avenue South Plainfield, NJ 7080 | Full Service B&M | $135,153 |
| Valley National Bank | 100 E Blackwell St Dover, NJ 7801 | Full Service B&M | $87,702 |
| Valley National Bank | 100 Park Avenue New York, NY 10017 | Full Service B&M | $577,879 |
| Valley National Bank | 1001 Brickell Bay Drive Miami, FL 33131 | Full Service B&M | $422,236 |
| Valley National Bank | 1020 Buttonwood Street Barefoot Bay, FL 32976 | Full Service B&M | $38,640 |
| Valley National Bank | 1020 Summit Ave Union City, NJ 7087 | Full Service B&M | $31,281 |
| Valley National Bank | 103 Franklin Avenue Ridgewood, NJ 7450 | Full Service B&M | $136,896 |
| Valley National Bank | 1040 Avenue Of The Americas New York City, NY 10018 | Full Service B&M | $513,976 |
| Valley National Bank | 105 Mill Street Hackettstown, NJ 7840 | Full Service B&M | $76,066 |
| Valley National Bank | 1050 Franklin Ave Garden City, NY 11530 | Full Service B&M | $87,232 |
| Valley National Bank | 1055 Old Country Road Westbury, NY 11590 | Full Service B&M | $41,380 |
| Valley National Bank | 1059 Bloomfield Avenue West Caldwell, NJ 7006 | Full Service B&M | $117,525 |
| Valley National Bank | 107-01 Liberty Avenue Ozone Park, NY 11417 | Full Service B&M | $34,287 |
| Valley National Bank | 10739 Deerwood Park Boulevard, Suite 100 Jacksonville, FL 32255 | Full Service B&M | $200,290 |
| Valley National Bank | 1100 Corporate Parkway Birmingham, AL 35242 | Full Service B&M | $61,181 |
| Valley National Bank | 1100 Livingston Avenue North Brunswick, NJ 8902 | Full Service B&M | $63,543 |
| Valley National Bank | 111 4th Avenue New York, NY 10003 | Full Service B&M | $16,888 |
| Valley National Bank | 111 Hackensack Avenue Hackensack, NJ 7601 | Full Service B&M | $262,158 |
| Valley National Bank | 1125 East Bay Dr Largo, FL 33770 | Full Service B&M | $191,548 |
| Valley National Bank | 113 E. Whiting Street Tampa, FL 33602 | Full Service B&M | $516,687 |
| Valley National Bank | 115 Center Street Landing, NJ 7850 | Full Service B&M | $82,278 |
| Valley National Bank | 115 Main St Little Falls, NJ 7424 | Full Service B&M | $186,038 |
| Valley National Bank | 115 Valley Street South Orange, NJ 7079 | Full Service B&M | $48,589 |
| Valley National Bank | 1154 Lee Street Alexander City, AL 35010 | Full Service B&M | $47,019 |
| Valley National Bank | 117 South Avenue West Cranford, NJ 7016 | Full Service B&M | $154,933 |
| Valley National Bank | 1173 Ocean Avenue Sea Bright, NJ 7760 | Full Service B&M | $49,237 |
| Valley National Bank | 11811 U.S. 1 North Palm Beach, FL 33408 | Full Service B&M | $286,297 |
| Valley National Bank | 1200 International Parkway South Heathrow, FL 32746 | Full Service B&M | $125,165 |
| Valley National Bank | 1200 Preakness Avenue Wayne, NJ 7470 | Full Service B&M | $129,262 |
| Valley National Bank | 1212 Avenue M Brooklyn, NY 11230 | Full Service B&M | $35,832 |
| Valley National Bank | 128 Market Street Passaic, NJ 7055 | Full Service B&M | $27,908 |
| Valley National Bank | 1301 N Tiamiami Trail Sarasota, FL 34236 | Full Service B&M | $0 |
| Valley National Bank | 1328 Second Avenue New York, NY 10021 | Full Service B&M | $36,118 |
| Valley National Bank | 1334 Route 22 And Rock Avenue North Plainfield, NJ 7060 | Full Service B&M | $135,483 |
| Valley National Bank | 135 South Street Oyster Bay, NY 11771 | Full Service B&M | $93,730 |
| Valley National Bank | 1372 Palisade Avenue Fort Lee, NJ 7024 | Full Service B&M | $171,416 |
| Valley National Bank | 140 Markham Place Little Silver, NJ 7739 | Full Service B&M | $81,345 |
| Valley National Bank | 1400 Valley Road Wayne, NJ 7470 | Full Service B&M | $3,494,890 |
| Valley National Bank | 1421 Van Houten Ave Clifton, NJ 7013 | Full Service B&M | $190,573 |
| Valley National Bank | 1422 Broad Street Bloomfield, NJ 7003 | Full Service B&M | $97,970 |
| Valley National Bank | 1435 Pine Ridge Rd Naples, FL 34109 | Full Service B&M | $119,451 |
| Valley National Bank | 1445 Route 23 South Wayne, NJ 7470 | Full Service B&M | $263,579 |
| Valley National Bank | 147 Main Street Lodi, NJ 7644 | Full Service B&M | $56,237 |
| Valley National Bank | 1481 Rt 23 S Butler, NJ 7405 | Full Service B&M | $127,880 |
| Valley National Bank | 15 Roseland Avenue North Caldwell, NJ 7006 | Full Service B&M | $175,778 |
| Valley National Bank | 1505 Avenue J Brooklyn, NY 11230 | Full Service B&M | $35,105 |
| Valley National Bank | 151 Canal St New York, NY 10002 | Full Service B&M | $45,781 |
| Valley National Bank | 151 Paris Avenue Northvale, NJ 7647 | Full Service B&M | $96,445 |
| Valley National Bank | 152 Rt 94 Blairstown, NJ 7825 | Full Service B&M | $54,704 |
| Valley National Bank | 1569 Third Avenue New York, NY 10128 | Full Service B&M | $33,058 |
| Valley National Bank | 15801 Biscayne Boulevard North Miami Beach, FL 33162 | Full Service B&M | $102,071 |
| Valley National Bank | 159 8th Avenue New York, NY 10011 | Full Service B&M | $24,634 |
| Valley National Bank | 161 North Franklin Turnpike Ramsey, NJ 7446 | Full Service B&M | $327,158 |
| Valley National Bank | 1617 Gulf-To-Bay Blvd Clearwater, FL 33755 | Full Service B&M | $526,801 |
| Valley National Bank | 1633 Sheepshead Bay Road Brooklyn, NY 11235 | Full Service B&M | $74,924 |
| Valley National Bank | 166 Morris Avenue Springfield, NJ 7081 | Full Service B&M | $102,676 |
| Valley National Bank | 167 Bloomfield Avenue Newark, NJ 7104 | Full Service B&M | $95,806 |
| Valley National Bank | 167 Fairfield Road Fairfield, NJ 7004 | Full Service B&M | $94,885 |
| Valley National Bank | 1680 Fruitville Road Sarasota, FL 34236 | Full Service B&M | $349,202 |
| Valley National Bank | 171 Browertown Road Little Falls, NJ 7424 | Full Service B&M | $90,094 |
| Valley National Bank | 171 River Road Nutley, NJ 7110 | Full Service B&M | $119,434 |
| Valley National Bank | 1717 Indian River Boulevard Vero Beach, FL 32960 | Full Service B&M | $95,239 |
| Valley National Bank | 1720 Lee Road Winter Park, FL 32789 | Full Service B&M | $93,173 |
| Valley National Bank | 1840 4th Street North Saint Petersburg, FL 33704 | Full Service B&M | $214,346 |
| Valley National Bank | 185 E. Indiantown Road, Unit 101, 102 And 103 Jupiter, FL 33477 | Full Service B&M | $235,783 |
| Valley National Bank | 1850 Old Moultrie Road Saint Augustine, FL 32086 | Full Service B&M | $84,027 |
| Valley National Bank | 187 Columbia Turnpike Florham Park, NJ 7932 | Full Service B&M | $208,044 |
| Valley National Bank | 19027-29 Biscayne Boulevard Aventura, FL 33180 | Full Service B&M | $104,989 |
| Valley National Bank | 1904 First Avenue North Birmingham, AL 35203 | Full Service B&M | $36,712 |
| Valley National Bank | 1921 S Dale Mabry Hwy Tampa, FL 33629 | Full Service B&M | $301,366 |
| Valley National Bank | 1922 Westfield Avenue Scotch Plains, NJ 7076 | Full Service B&M | $87,121 |
| Valley National Bank | 1930 Martin Street South Pell City, AL 35128 | Full Service B&M | $95,963 |
| Valley National Bank | 1946 East Glenn Ave Auburn, AL 36830 | Full Service B&M | $67,091 |
| Valley National Bank | 199 Moonachie Road Moonachie, NJ 7074 | Full Service B&M | $333,209 |
| Valley National Bank | 2 Main Street Chester, NJ 7930 | Full Service B&M | $83,770 |
| Valley National Bank | 20-24 Fair Lawn Avenue Fair Lawn, NJ 7410 | Full Service B&M | $210,284 |
| Valley National Bank | 200 Black Oak Ridge Road Wayne, NJ 7470 | Full Service B&M | $176,771 |
| Valley National Bank | 200 E. New England Avenue Winter Park, FL 32789 | Full Service B&M | $131,614 |
| Valley National Bank | 2001 Bergenline Ave Union City, NJ 7087 | Full Service B&M | $41,083 |
| Valley National Bank | 2028 East 7th Avenue Tampa, FL 33605 | Full Service B&M | $188,273 |
| Valley National Bank | 2054 86th Street Brooklyn, NY 11214 | Full Service B&M | $68,289 |
| Valley National Bank | 207-209 Hackensack St Wood Ridge, NJ 7075 | Full Service B&M | $80,859 |
| Valley National Bank | 207-211 Brighton Beach Avenue Brooklyn, NY 11235 | Full Service B&M | $66,337 |
| Valley National Bank | 2084 Lincoln Highway Route 27 Edison, NJ 8817 | Full Service B&M | $52,631 |
| Valley National Bank | 210 Fieldstown Road Suite 142 Gardendale, AL 35071 | Full Service B&M | $47,832 |
| Valley National Bank | 211 Main Street Passaic, NJ 7055 | Full Service B&M | $241,094 |
| Valley National Bank | 2121 Ponce De Leon Blvd Miami, FL 33134 | Full Service B&M | $142,455 |
| Valley National Bank | 2124 Route 35 Holmdel Township, NJ 7733 | Full Service B&M | $101,831 |
| Valley National Bank | 2160 Lemonie Avenue Fort Lee, NJ 7024 | Full Service B&M | $126,239 |
| Valley National Bank | 22 Bloomfield Avenue Belleville, NJ 7109 | Full Service B&M | $59,324 |
| Valley National Bank | 236 Grand Ave Park Ridge, NJ 7656 | Full Service B&M | $91,228 |
| Valley National Bank | 237 Washington Avenue Belleville, NJ 7109 | Full Service B&M | $68,690 |
| Valley National Bank | 24 Broadway Hillsdale, NJ 7642 | Full Service B&M | $259,510 |
| Valley National Bank | 24 South Kinderkamack Road Montvale, NJ 7645 | Full Service B&M | $146,975 |
| Valley National Bank | 250 Route 10 Succasunna, NJ 7876 | Full Service B&M | $193,026 |
| Valley National Bank | 2571 Countryside Blvd Clearwater, FL 33761 | Full Service B&M | $170,127 |
| Valley National Bank | 27 Kinderkamack Rd Emerson, NJ 7630 | Full Service B&M | $83,209 |
| Valley National Bank | 27 Smith Street Farmingdale, NY 11735 | Full Service B&M | $65,869 |
| Valley National Bank | 2740 Zelda Road Montgomery, AL 36106 | Full Service B&M | $185,051 |
| Valley National Bank | 2781 West Bay Drive Belleair Bluffs, FL 33770 | Full Service B&M | $122,194 |
| Valley National Bank | 2784 Morris Avenue Union, NJ 7083 | Full Service B&M | $179,385 |
| Valley National Bank | 2818 Route 27 North Brunswick, NJ 8902 | Full Service B&M | $27,240 |
| Valley National Bank | 284 Boulevard Hasbrouck Heights, NJ 7604 | Full Service B&M | $84,718 |
| Valley National Bank | 289 Ferry Street Newark, NJ 7104 | Full Service B&M | $104,573 |
| Valley National Bank | 2902 Avenue U Brooklyn, NY 11229 | Full Service B&M | $57,313 |
| Valley National Bank | 295 Fifth Avenue New York City, NY 10016 | Full Service B&M | $164,997 |
| Valley National Bank | 30 Sheridan Ave Ho Ho Kus, NJ 7423 | Full Service B&M | $97,843 |
| Valley National Bank | 301 East Las Olas Blvd Fort Lauderdale, FL 33301 | Full Service B&M | $409,754 |
| Valley National Bank | 301 Shore Drive Highlands, NJ 7732 | Full Service B&M | $56,951 |
| Valley National Bank | 307 Evernia Street West Palm Beach, FL 33401 | Full Service Retail | $184,217 |
| Valley National Bank | 31 Beaverbrook Road Lincoln Park, NJ 7035 | Full Service B&M | $94,317 |
| Valley National Bank | 31-00 Broadway Fair Lawn, NJ 7410 | Full Service B&M | $62,110 |
| Valley National Bank | 311 Fairview Ave Fairview, NJ 7022 | Full Service B&M | $69,652 |
| Valley National Bank | 311 Marin Boulevard Jersey City, NJ 7302 | Full Service B&M | $49,463 |
| Valley National Bank | 323 Route 206 Hillsborough, NJ 8844 | Full Service B&M | $110,784 |
| Valley National Bank | 325 Palisade Avenue Bogota, NJ 7603 | Full Service B&M | $292,416 |
| Valley National Bank | 335 South County Road Palm Beach, FL 33480 | Full Service B&M | $62,698 |
| Valley National Bank | 339 Nassau Boulevard Garden City South, NY 11530 | Full Service B&M | $82,489 |
| Valley National Bank | 342 Route Us 46 Budd Lake, NJ 7828 | Full Service B&M | $99,988 |
| Valley National Bank | 348 Central Ave Jersey City, NJ 7307 | Full Service B&M | $34,687 |
| Valley National Bank | 3495 Route 9 Freehold, NJ 7728 | Full Service B&M | $54,332 |
| Valley National Bank | 350 Kinderkamack Road Oradell, NJ 7649 | Full Service B&M | $99,717 |
| Valley National Bank | 350 Park Ave New York, NY 10022 | Full Service B&M | $26,093 |
| Valley National Bank | 350 Ramapo Valley Road Oakland, NJ 7436 | Full Service B&M | $91,805 |
| Valley National Bank | 356 Franklin Avenue Wyckoff, NJ 7481 | Full Service B&M | $114,683 |
| Valley National Bank | 370 Pascack Rd, Po Box 1329 Township Of Washington, NJ 7676 | Full Service B&M | $365,463 |
| Valley National Bank | 3702 West Bearss Avenue Tampa, FL 33618 | Full Service B&M | $267,290 |
| Valley National Bank | 371 Franklin Avenue Nutley, NJ 7110 | Full Service B&M | $223,945 |
| Valley National Bank | 3740 Highway 14 At Highway 143 Millbrook, AL 36054 | Full Service B&M | $33,498 |
| Valley National Bank | 375 Main Street Chatham, NJ 7928 | Full Service B&M | $71,225 |
| Valley National Bank | 381-383 Franklin Avenue Belleville, NJ 7109 | Full Service B&M | $230,856 |
| Valley National Bank | 391 North Broadnax Street Dadeville, AL 36853 | Full Service B&M | $80,710 |
| Valley National Bank | 40 Meadowland Parkway Secaucus, NJ 7094 | Full Service B&M | $83,706 |
| Valley National Bank | 405 N West Shore Blvd Tampa, FL 33609 | Full Service B&M | $301,698 |
| Valley National Bank | 405 Rochelle Avenue Rochelle Park, NJ 7662 | Full Service B&M | $112,476 |
| Valley National Bank | 41 Front Street Rockville Centre, NY 11570 | Full Service B&M | $167,739 |
| Valley National Bank | 410 Route 94, Willow Road Fredon, NJ 7860 | Full Service B&M | $88,849 |
| Valley National Bank | 416 Main Street Keyport, NJ 7735 | Full Service B&M | $67,033 |
| Valley National Bank | 4250 Veterans Memorial Highway Holbrook, NY 11741 | Full Service B&M | $147,382 |
| Valley National Bank | 427 South Florida Avenue Lakeland, FL 33801 | Full Service B&M | $49,556 |
| Valley National Bank | 433 Harrison Avenue Harrison, NJ 7029 | Full Service B&M | $151,772 |
| Valley National Bank | 4405-09 Bergenline Avenue Union City, NJ 7087 | Full Service B&M | $165,259 |
| Valley National Bank | 450 Broadway New York, NY 10013 | Full Service B&M | $146,724 |
| Valley National Bank | 450 South Orange Avenue Orlando, FL 32801 | Full Service B&M | $260,308 |
| Valley National Bank | 4501 13th Ave Brooklyn, NY 11219 | Full Service B&M | $58,898 |
| Valley National Bank | 456 Valley Brook Road Lyndhurst, NJ 7071 | Full Service B&M | $82,849 |
| Valley National Bank | 460 Chamberlain Ave Paterson, NJ 7522 | Full Service B&M | $91,643 |
| Valley National Bank | 4643 Highway 280 Alexander City, AL 35010 | Full Service B&M | $203,897 |
| Valley National Bank | 465 Broad Street Shrewsbury, NJ 7702 | Full Service B&M | $218,125 |
| Valley National Bank | 466 West Union Avenue Bound Brook, NJ 8805 | Full Service B&M | $100,120 |
| Valley National Bank | 4790 140th Avenue N Clearwater, FL 33762 | Limited, Administrative | $0 |
| Valley National Bank | 4790 140th Avenue N. Clearwater, FL 33762 | Limited, Administrative | $0 |
| Valley National Bank | 491 Pompton Avenue Cedar Grove, NJ 7009 | Full Service B&M | $139,183 |
| Valley National Bank | 5 Sicomac Road North Haledon, NJ 7508 | Full Service B&M | $130,393 |
| Valley National Bank | 50 Jimmy Gould Alabaster, AL 35007 | Full Service B&M | $48,080 |
| Valley National Bank | 500 Bibb Street Montgomery, AL 36104 | Full Service B&M | $208,203 |
| Valley National Bank | 501 North Broadway Jericho, NY 11753 | Full Service B&M | $154,322 |
| Valley National Bank | 501 Stelton Road Piscataway, NJ 8854 | Full Service B&M | $45,417 |
| Valley National Bank | 505 Allwood Road Clifton, NJ 7012 | Full Service B&M | $177,594 |
| Valley National Bank | 51 Gibraltar Drive Morris Plains, NJ 7950 | Full Service B&M | $184,638 |
| Valley National Bank | 516 Wanaque Avenue Pompton Lakes, NJ 7442 | Full Service B&M | $130,891 |
| Valley National Bank | 522 Broadway Bayonne, NJ 7002 | Full Service B&M | $70,646 |
| Valley National Bank | 5220 Summerlin Commons Boulevard Fort Myers, FL 33919 | Full Service B&M | $107,902 |
| Valley National Bank | 5236 U.S. Highway 231 Wetumpka, AL 36092 | Full Service B&M | $39,141 |
| Valley National Bank | 535 Getty Avenue Clifton, NJ 7011 | Full Service B&M | $157,637 |
| Valley National Bank | 538 Route 515 Vernon, NJ 7462 | Full Service B&M | $86,682 |
| Valley National Bank | 54 Whippany Road Whippany, NJ 7981 | Full Service B&M | $88,217 |
| Valley National Bank | 540 Cr 519, Suite 9 Belvidere, NJ 7823 | Full Service B&M | $70,106 |
| Valley National Bank | 540 Rahway Avenue Woodbridge, NJ 7095 | Full Service B&M | $47,136 |
| Valley National Bank | 5400 Atlanta Highway Montgomery, AL 36109 | Full Service B&M | $76,962 |
| Valley National Bank | 55 Union Boulevard Totowa, NJ 7512 | Full Service B&M | $200,298 |
| Valley National Bank | 580 East Jericho Tpke Huntington Township, NY 11746 | Full Service B&M | $66,866 |
| Valley National Bank | 6 Bloomfield Avenue Denville, NJ 7834 | Full Service B&M | $78,957 |
| Valley National Bank | 604 Valley Road Upper Montclair, NJ 7043 | Full Service B&M | $72,790 |
| Valley National Bank | 6117 18th Avenue Brooklyn, NY 11204 | Full Service B&M | $40,301 |
| Valley National Bank | 615 Main Avenue Passaic, NJ 7055 | Full Service B&M | $277,220 |
| Valley National Bank | 629 Ridge Road North Arlington, NJ 7031 | Full Service B&M | $88,123 |
| Valley National Bank | 637 Eagle Rock Avenue West Orange, NJ 7052 | Full Service B&M | $32,361 |
| Valley National Bank | 6401 Grand Avenue Maspeth, NY 11378 | Full Service B&M | $31,607 |
| Valley National Bank | 668 Oakfield Drive Brandon, FL 33511 | Full Service B&M | $259,998 |
| Valley National Bank | 67 Franklin Turnpike Waldwick, NJ 7463 | Full Service B&M | $84,738 |
| Valley National Bank | 670 Westwood Avenue River Vale, NJ 7675 | Full Service B&M | $71,965 |
| Valley National Bank | 672 Somerset Street, Suite 676 North Plainfield, NJ 7060 | Full Service B&M | $63,472 |
| Valley National Bank | 69-20 80th Street Middle Village, NY 11379 | Full Service B&M | $81,790 |
| Valley National Bank | 699 Hillside Avenue New Hyde Park, NY 11040 | Full Service B&M | $265,534 |
| Valley National Bank | 7 Woodport Road Sparta, NJ 7871 | Full Service B&M | $102,109 |
| Valley National Bank | 710 East Tarpon Avenue Tarpon Springs, FL 34689 | Full Service B&M | $140,586 |
| Valley National Bank | 715 Route 15 South Lake Hopatcong, NJ 7849 | Full Service B&M | $65,565 |
| Valley National Bank | 72-80 Midland Avenue Kearny, NJ 7032 | Full Service B&M | $184,368 |
| Valley National Bank | 7225 Broadway North Bergen, NJ 7047 | Full Service B&M | $35,730 |
| Valley National Bank | 73 South Livingston Avenue Livingston, NJ 7039 | Full Service B&M | $457,021 |
| Valley National Bank | 732 Anderson Avenue Cliffside Park, NJ 7010 | Full Service B&M | $126,968 |
| Valley National Bank | 74 West 47th Street New York, NY 10036 | Full Service B&M | $286,514 |
| Valley National Bank | 740 Veterans Memorial Highway Hauppauge, NY 11788 | Full Service B&M | $140,442 |
| Valley National Bank | 76-09 Main Street Kew Gardens Hills, NY 11367 | Full Service B&M | $53,286 |
| Valley National Bank | 760 Highway 35 Middletown, NJ 7748 | Full Service B&M | $71,530 |
| Valley National Bank | 7625 Sandlake Road Orlando, FL 32819 | Full Service B&M | $65,088 |
| Valley National Bank | 7726 Third Avenue Brooklyn, NY 11209 | Full Service B&M | $63,783 |
| Valley National Bank | 777 West Park Avenue Oakhurst, NJ 7755 | Full Service B&M | $82,427 |
| Valley National Bank | 7911 Vaughn Road Montgomery, AL 36116 | Full Service B&M | $50,610 |
| Valley National Bank | 7996 Mediterranean Dr Estero, FL 33928 | Full Service B&M | $21,973 |
| Valley National Bank | 80 Broadway Elmwood Park, NJ 7407 | Full Service B&M | $180,890 |
| Valley National Bank | 80 East Ridgewood Avenue Paramus, NJ 7652 | Full Service B&M | $215,017 |
| Valley National Bank | 80 West Street Englewood, NJ 7631 | Full Service B&M | $104,844 |
| Valley National Bank | 800 Route 46 Parsippany, NJ 7054 | Full Service B&M | $309,519 |
| Valley National Bank | 801 Central Avenue Westfield, NJ 7090 | Full Service B&M | $92,630 |
| Valley National Bank | 801 Tennent Road Manalapan, NJ 7726 | Full Service B&M | $91,162 |
| Valley National Bank | 8484 Nw 36 Street Miami, FL 33166 | Full Service B&M | $44,135 |
| Valley National Bank | 85 County Road Tenafly, NJ 7670 | Full Service B&M | $211,173 |
| Valley National Bank | 868 Broad Avenue Ridgefield, NJ 7657 | Full Service B&M | $315,154 |
| Valley National Bank | 882 Mountain Avenue Mountainside, NJ 7092 | Full Service B&M | $73,113 |
| Valley National Bank | 900 River Rd New Milford, NJ 7646 | Full Service B&M | $89,879 |
| Valley National Bank | 9160 Bonita Beach Road Bonita Springs, FL 34135 | Full Service B&M | $124,136 |
| Valley National Bank | 92 Euclid Avenue Birmingham, AL 35213 | Full Service B&M | $57,345 |
| Valley National Bank | 924 Broadway New York, NY 10010 | Full Service B&M | $533,536 |
| Valley National Bank | 925 Allwood Road Clifton, NJ 7012 | Full Service B&M | $496,661 |
| Valley National Bank | 94 North Main Street Milltown, NJ 8850 | Full Service B&M | $66,304 |
| Valley National Bank | 94-05 63rd Drive Rego Park, NY 11374 | Full Service B&M | $94,520 |
| Valley National Bank | 960 Port Washington Blvd. Port Washington, NY 11050 | Full Service B&M | $84,875 |
| Valley National Bank | 98 Westwood Ave Westwood, NJ 7675 | Full Service B&M | $48,426 |
| Valley National Bank | Depot Plaza, 142 Maplewood Avenue Maplewood, NJ 7040 | Full Service B&M | $118,914 |
| Valley National Bank | New Independence Pkwy & Hamlin Groves Trl Winter Garden, FL 34787 | Full Service B&M | $16,079 |
| Valley National Bank | One North Federal Highway Boca Raton, FL 33432 | Full Service B&M | $291,358 |
| Valley National Bank | One Sw 129th Avenue Suite 100 Pembroke Pines, FL 33027 | Full Service B&M | $75,802 |
For 2021, Valley National Bank had 228 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,334,213 |
| Net interest income | $1,233,588 |
| Total noninterest income | $152,681 |
| Gross Fiduciary activities income | $2,176 |
| Service charges on deposit accounts | $19,443 |
| Trading account gains and fees | $1,223 |
| Additional Noninterest Income | $129,839 |
| Pre-tax net operating income | $667,108 |
| Securities gains (or losses, -) | $545 |
| Income before extraordinary items | $491,305 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $491,305 |
| Minority interest net income | $-40 |
| Net income | $491,345 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $490,874 |
Valley National Bank's gross interest income from loans was $1,334,213,000.
Valley National Bank's net interest income from loans was $1,233,588,000.
Valley National Bank's fee based income from loans was $19,443,000.
Valley National Bank's net income from loans was $491,345,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $100,625 |
| Provision for credit losses | $27,244 |
| Total noninterest expense | $691,917 |
| Salaries and employee benefits | $375,107 |
| Premises and equipment expense | $132,016 |
| Additional noninterest expense | $184,794 |
| Applicable income taxes | $176,348 |
| Net charge-offs | $15,090 |
| Cash dividends | $150,000 |
Valley National Bank's interest expense for loans was $100,625,000.
Valley National Bank's payroll and benefits expense were $375,107,000.
Valley National Bank's property, plant and equipment expenses $132,016,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.2% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $35,710,172 |
| Deposits held in domestic offices | $35,710,172 |
| Deposits by Individuals, partnerships, and corporations | $32,298,004 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $3,402,579 |
| Deposits by Commercial banks and other depository institutions in U.S. | $9,589 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $3,148,112 |
| Demand deposits | $1,976,193 |
| Nontransaction accounts | $32,562,060 |
| Money market deposit accounts (MMDAs) | $15,527,664 |
| Other savings deposits (excluding MMDAs) | $13,377,372 |
| Total time deposits | $3,657,024 |
| Total time and savings deposits | $33,733,979 |
| Noninterest-bearing deposits | $11,753,508 |
| Interest-bearing deposits | $23,956,664 |
| Retail deposits | $33,462,869 |
| IRAs and Keogh plan accounts | $988,739 |
| Brokered deposits | $1,377,976 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $43,424,817 |
| Cash & Balances due from depository institutions | $2,049,174 |
| Interest-bearing balances | $1,844,514 |
| Total securities | $3,826,679 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $33,933,971 |
| Loan and leases loss allowance | $359,202 |
| Trading account assets | $221,542 |
| Bank premises and fixed assets | $584,590 |
| Other real estate owned | $2,259 |
| Goodwill and other intangibles | $1,521,240 |
| All other assets | $1,285,362 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $43,424,817 |
| Total Liabilities | $37,665,704 |
| Total deposits | $35,710,172 |
| Interest-bearing deposits | $23,956,664 |
| Deposits held in domestic offices | $35,710,172 |
| % insured (estimated) | $61 |
| Federal funds purchased and repurchase agreements | $155,726 |
| Trading liabilities | $48,258 |
| Other borrowed funds | $1,289,800 |
| Subordinated debt | $0 |
| All other liabilities | $461,748 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $33,933,971 |
| Loan and leases loss allowance | $359,202 |
| Total loans and leases (domestic) | $34,293,173 |
| All real estate loans | $25,875,425 |
| Real estate loans in domestic offices | $25,875,425 |
| Construction and development loans | $1,854,580 |
| Residential 1-4 family construction | $289,951 |
| Other construction, all land development and other land | $1,564,629 |
| Loans secured by nonfarm nonresidential properties | $13,781,209 |
| Nonfarm nonresidential secured by owner-occupied properties | $3,558,994 |
| Commercial real estate & other non-farm, non-residential | $10,222,215 |
| Multifamily residential real estate | $5,147,037 |
| 1-4 family residential loans | $5,085,359 |
| Farmland loans | $7,240 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $5,129,274 |
| To non-U.S. addressees | $5,221 |
| Loans to individuals | $2,387,109 |
| Credit card loans | $12,843 |
| Related Plans | $974,883 |
| Consumer Auto Loans | $1,386,948 |
| Other loans to individuals | $12,435 |
| All other loans & leases | $901,365 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $146,022 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $280,622 |
| Loans secured by real estate to non-U.S. addressees | $3,140 |
| Restructured Loans & leases | $89,853 |
| Non 1-4 family restructured loans & leases | $72,729 |
| Total loans and leases (foreign) | $0 |
Valley National Bank had $33,933,971,000 of loans outstanding in 2021. $25,875,425,000 of loans were in real estate loans. $1,854,580,000 of loans were in development loans. $5,147,037,000 of loans were in multifamily mortgage loans. $5,085,359,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $12,843,000 of loans were in credit card loans. $1,386,948,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 2,879 | $1,030,321 | $357,875 |
| Nonfarm, nonresidential loans - <$100k | 133 | $4,516 | $33,955 |
| Nonfarm, nonresidential loans - $100-250k | 511 | $61,076 | $119,523 |
| Nonfarm, nonresidential loans - $250k-1MM | 2,235 | $964,729 | $431,646 |
| Commercial & Industrial, US addressed loans - <$1MM | 15,145 | $963,936 | $63,647 |
| Commercial & Industrial, US addressed loans - <$100k | 11,188 | $265,296 | $23,713 |
| Commercial & Industrial, US addressed loans - $100-250k | 1,557 | $136,982 | $87,978 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 2,400 | $561,658 | $234,024 |
| Farmland loans - <$1MM | 5 | $732 | $146,400 |
| Farmland loans - <$100k | 2 | $28 | $14,000 |
| Farmland loans - $100-250k | 2 | $345 | $172,500 |
| Farmland loans - $250k-1MM | 1 | $359 | $359,000 |