Eustis And American Mortgage Company Rates, Fees & Info

NEW ORLEANS, LA

LEI: 549300DG3IV05V4C4E03

Tax ID: 72-0484657

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Mortgage Data

Review & Overview

Eustis And American Mortgage Company is a small mortgage company specializing in Home Purchase loans. Eustis And American Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New Orleans, Dallas, Houston, Baton Rouge, and Nashville among others. We have data for 138 markets. (Some data included below & more in-depth data is available with an active subscription.)

Eustis And American Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eustis And American Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/28/24
30 Year Conventional Purchase 6.76% 4/28/24
30 Year Conventional Refi 6.59% 4/28/24
30 Year Cash-out Refi 6.91% 4/28/24
30 Year FHA Purchase 7.57% 4/28/24
30 Year FHA Refi 7.47% 4/28/24
30 Year VA Purchase 6.45% 4/28/24
30 Year VA Refi 6.80% 4/28/24
30 Year USDA Purchase 6.88% 4/28/24
30 Year USDA Refi 7.21% 4/28/24
15 Year Conventional Purchase 6.11% 4/28/24
15 Year Conventional Refi 5.98% 4/28/24
15 Year Cash-out Refi 5.98% 4/28/24
15 Year FHA Purchase 7.66% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Eustis And American Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Eustis And American Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,320

Origination Dollar Volume (All Markets)

$1,351,560,000
Show all (20) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1,142 $343,520,000 $300,806 $5,607 3.09%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 732 $222,350,000 $303,757 $7,315 3.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 619 $151,615,000 $244,935 $5,904 3.10%
BATON ROUGE, LA (FHA|USDA|VA) 512 $125,850,000 $245,801 $6,202 2.98%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 258 $72,830,000 $282,287 $4,462 3.11%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 304 $64,970,000 $213,717 $5,697 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 309 $59,735,000 $193,317 $4,131 3.16%
Outside of Metro Areas 173 $37,235,000 $215,231 $5,930 3.13%
EL PASO, TX (FHA|USDA|VA) 113 $25,245,000 $223,407 $5,880 2.87%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 123 $24,865,000 $202,154 $6,263 2.86%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 105 $21,735,000 $207,000 $7,955 2.87%
AMARILLO, TX (FHA|USDA|VA) 109 $20,235,000 $185,642 $6,429 3.26%
Fort Polk South, LA (FHA|USDA|VA) 90 $17,360,000 $192,889 $5,303 2.81%
DeRidder, LA (FHA|USDA|VA) 81 $15,705,000 $193,889 $5,642 2.84%
LAFAYETTE, LA (FHA|USDA|VA) 53 $10,895,000 $205,566 $5,599 2.97%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 26 $10,710,000 $411,923 $7,578 3.18%
Picayune, MS (FHA|USDA|VA) 58 $10,520,000 $181,379 $5,493 2.98%
HAMMOND, LA (FHA|USDA|VA) 39 $7,975,000 $204,487 $4,902 2.93%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 31 $6,325,000 $204,032 $4,643 2.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $6,175,000 $325,000 $6,789 3.11%
Minden, LA (FHA|USDA|VA) 34 $5,320,000 $156,471 $5,516 3.08%
Pampa, TX (FHA|USDA|VA) 35 $5,105,000 $145,857 $5,593 3.23%
CANTON-MASSILLON, OH (FHA|USDA|VA) 21 $4,075,000 $194,048 $3,813 3.46%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $3,935,000 $787,000 $9,107 3.20%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 9 $3,735,000 $415,000 $4,067 2.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 7 $3,275,000 $467,857 $4,079 2.95%
ALEXANDRIA, LA (FHA|USDA|VA) 9 $2,805,000 $311,667 $5,916 2.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $2,680,000 $446,667 $9,708 3.13%
LAKE CHARLES, LA (FHA|USDA|VA) 10 $2,680,000 $268,000 $6,480 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $2,580,000 $258,000 $6,590 2.85%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $2,330,000 $291,250 $5,612 3.22%
TYLER, TX (FHA|USDA|VA) 8 $2,270,000 $283,750 $5,556 3.20%
Huntsville, TX (FHA|USDA|VA) 11 $1,875,000 $170,455 $4,662 3.30%
JACKSON, MS (FHA|USDA|VA) 6 $1,740,000 $290,000 $8,970 2.90%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,610,000 $268,333 $8,207 2.94%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,550,000 $258,333 $8,342 3.21%
Opelousas, LA (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,726 3.34%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,395,000 $279,000 $6,916 3.25%
AKRON, OH (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,539 3.57%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,038 3.25%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,551 3.73%
MOBILE, AL (FHA|USDA|VA) 8 $1,230,000 $153,750 $4,531 3.16%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,210,000 $302,500 $8,671 3.06%
Bay City, TX (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,137 3.43%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,674 3.53%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,150,000 $143,750 $4,616 3.75%
WACO, TX (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,364 3.30%
Paris, TX (FHA|USDA|VA) 3 $1,075,000 $358,333 $7,004 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 3 $995,000 $331,667 $4,805 2.88%
MONROE, LA (FHA|USDA|VA) 4 $980,000 $245,000 $8,503 2.97%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $890,000 $222,500 $5,545 3.69%
Athens, TX (FHA|USDA|VA) 4 $880,000 $220,000 $6,187 3.03%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $860,000 $430,000 $5,168 3.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $780,000 $390,000 $9,681 2.87%
Bogalusa, LA (FHA|USDA|VA) 4 $770,000 $192,500 $7,245 3.31%
Natchitoches, LA (FHA|USDA|VA) 4 $760,000 $190,000 $8,021 2.88%
MIDLAND, TX (FHA|USDA|VA) 3 $735,000 $245,000 $7,352 3.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $730,000 $182,500 $6,114 2.91%
Hereford, TX (FHA|USDA|VA) 4 $730,000 $182,500 $5,962 2.88%
LONGVIEW, TX (FHA|USDA|VA) 5 $705,000 $141,000 $4,543 3.28%
New Castle, IN (FHA|USDA|VA) 6 $700,000 $116,667 $4,798 3.21%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $690,000 $172,500 $6,043 3.66%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $690,000 $172,500 $4,887 3.38%
Alamogordo, NM (FHA|USDA|VA) 2 $670,000 $335,000 $8,827 2.88%
Lufkin, TX (FHA|USDA|VA) 5 $665,000 $133,000 $6,268 3.23%
BOULDER, CO (FHA|USDA|VA) 1 $645,000 $645,000 $3,269 2.50%
Ruston, LA (FHA|USDA|VA) 3 $645,000 $215,000 $4,969 3.38%
Granbury, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,768 2.96%
Corsicana, TX (FHA|USDA|VA) 2 $570,000 $285,000 $17,042 3.00%
Glenwood Springs, CO (FHA|USDA|VA) 1 $545,000 $545,000 $4,112 3.50%
Cookeville, TN (FHA|USDA|VA) 2 $540,000 $270,000 $7,054 3.19%
ASHEVILLE, NC (FHA|USDA|VA) 2 $530,000 $265,000 $5,713 3.13%
Brevard, NC (FHA|USDA|VA) 1 $525,000 $525,000 $5,900 2.88%
Morgan City, LA (FHA|USDA|VA) 3 $515,000 $171,667 $4,100 2.67%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $515,000 $515,000 $4,024 2.88%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $510,000 $255,000 $8,038 3.31%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $465,000 $155,000 $3,743 3.42%
Borger, TX (FHA|USDA|VA) 5 $455,000 $91,000 $5,021 3.28%
SAVANNAH, GA (FHA|USDA|VA) 2 $450,000 $225,000 $8,697 3.19%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $410,000 $205,000 $2,971 2.81%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $405,000 $405,000 $5,250 2.99%
GREELEY, CO (FHA|USDA|VA) 1 $395,000 $395,000 $4,043 2.38%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $395,000 $395,000 $3,262 2.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $390,000 $195,000 $4,399 2.94%
Gainesville, TX (FHA|USDA|VA) 2 $380,000 $190,000 $6,069 3.12%
HATTIESBURG, MS (FHA|USDA|VA) 1 $355,000 $355,000 $13,573 3.13%
Bonham, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,977 4.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,442 2.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $315,000 $315,000 $4,399 3.25%
Natchez, MS-LA (FHA|USDA|VA) 1 $315,000 $315,000 $3,541 2.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $310,000 $155,000 $5,558 3.38%
Wooster, OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,964 3.25%
Warrensburg, MO (FHA|USDA|VA) 1 $305,000 $305,000 $2,761 3.00%
LAS CRUCES, NM (FHA|USDA|VA) 2 $300,000 $150,000 $5,791 3.00%
KNOXVILLE, TN (FHA|USDA|VA) 1 $295,000 $295,000 $4,777 4.13%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $290,000 $145,000 $4,850 3.19%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $3,749 3.38%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $275,000 $275,000 $8,425 3.25%
COLUMBUS, IN (FHA|USDA|VA) 2 $260,000 $130,000 $6,715 3.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $5,893 2.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,845 3.88%
Kerrville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,871 2.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $225,000 $225,000 $6,184 3.50%
Ashland, OH (FHA|USDA|VA) 1 $215,000 $215,000 $5,390 3.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,876 3.13%
LAREDO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,261 2.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $215,000 $215,000 $3,684 3.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,849 4.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,454 3.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $195,000 $195,000 $3,650 2.63%
VICTORIA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,423 2.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $9,875 3.50%
Columbus, MS (FHA|USDA|VA) 1 $185,000 $185,000 $6,773 3.25%
KOKOMO, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,648 2.75%
Frankfort, IN (FHA|USDA|VA) 2 $180,000 $90,000 $3,930 3.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,247 3.00%
Nacogdoches, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,059 2.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,356 3.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,570 3.50%
ODESSA, TX (FHA|USDA|VA) 2 $170,000 $85,000 $4,022 3.06%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,983 2.50%
LOUISVILLE, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,556 2.63%
Palestine, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,735 3.00%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,181 3.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,780 2.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,185 3.38%
Holland, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,891 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,721 3.75%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,771 2.63%
MUNCIE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,462 2.25%
ABILENE, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,762 3.88%
Tupelo, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,171 3.63%
Statesboro, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,631 3.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,623 3.25%
Connersville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,672 3.38%
Marion, IN (FHA|USDA|VA) 1 $65,000 $65,000 $2,686 2.38%
Vincennes, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,207 2.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,500 3.38%
Eustis And American Mortgage Company's top markets include New Orleans, Dallas, Houston, Baton Rouge, and Nashville among others.

Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,471 $934,625,000 $269,267 $4,932 3.10%
    FHA 1,114 $243,860,000 $218,905 $8,452 3.11%
    VA 403 $115,135,000 $285,695 $7,215 2.80%
    USDA 322 $56,940,000 $176,832 $5,736 2.85%
    HELOC 9 $945,000 $105,000 n/a 5.43%
    FHA 1 $55,000 $55,000 $0 5.25%

    For 2021, Eustis And American Mortgage Company's most frequently originated type of loan was Conventional, with 3,471 originations. Their 2nd most popular type was FHA, with 1,114 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,450 $881,540,000 $255,519 $6,438 3.10%
    Refi 1,072 $264,770,000 $246,987 $4,571 2.87%
    Cash Out Refi 790 $204,530,000 $258,899 $5,296 3.21%
    Other 7 $615,000 $87,857 $0 5.59%
    Home Improvement 1 $105,000 $105,000 $7,403 2.25%

    For 2021, Eustis And American Mortgage Company's most frequently cited loan purpose was Home Purchase, with 3,450 originations. The 2nd most popular reason was Refi, with 1,072 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,696 $1,220,120,000 $259,821 $6,105 3.12%
    15 Year 416 $86,960,000 $209,038 $4,230 2.57%
    20 Year 139 $30,585,000 $220,036 $4,480 2.87%
    Other 48 $10,250,000 $213,542 $4,379 3.30%
    10 Year 21 $3,645,000 $173,571 $3,730 2.74%

    For 2021, Eustis And American Mortgage Company's most frequently cited loan duration was 30 Year, with 4,696 originations. The 2nd most popular length was 15 Year, with 416 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,441 $852,795,000 $247,833
    $2k-3k 628 $150,520,000 $239,682
    $<1k 379 $85,795,000 $226,372
    $3k-4k 328 $82,660,000 $252,012
    $5k+ 315 $115,735,000 $367,413
    $4k-5k 210 $60,750,000 $289,286

    Eustis And American Mortgage Company's average total fees were $6,105, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,441 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,396 $595,720,000 $248,631
    2.5-3% 2,024 $536,970,000 $265,301
    <2.5% 748 $190,110,000 $254,158
    4-5% 141 $27,605,000 $195,780
    5-6% 6 $500,000 $83,333
    6-7% 5 $655,000 $131,000

    During 2021, Eustis And American Mortgage Company's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 3-4%, with 2,396 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,577 $714,725,000 $277,348 $6,449 3.03%
    $100k-200k 1,853 $286,495,000 $154,611 $4,892 3.09%
    $400k-600k 499 $237,005,000 $474,960 $7,009 3.01%
    $100,000 or less 289 $23,135,000 $80,052 $3,873 3.37%
    $600k-1MM 76 $56,820,000 $747,632 $9,586 3.16%
    $1MM+ 26 $33,380,000 $1,283,846 $11,354 3.07%

    2021 saw Eustis And American Mortgage Company place emphasis on $200k-400k loans with 2,577 originations, totaling $714,725,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,255 $264,425,000 $210,697 $5,884 3.07%
    $100k-150k 1,115 $317,055,000 $284,354 $6,257 3.08%
    $75k-100k 990 $247,510,000 $250,010 $6,129 3.06%
    $50k or less 981 $158,305,000 $161,371 $5,077 3.02%
    $150k-250k 705 $235,455,000 $333,979 $5,787 3.12%
    $250k+ 246 $121,120,000 $492,358 $7,005 3.18%

    Eustis And American Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,255 originations. The second most popular income band? $100k-150k, with 1,115 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    43% 4 $950,000 $237,500 $5,402 2.97%
    20-30% 4 $1,020,000 $255,000 $3,860 2.94%
    30-36% 4 $1,100,000 $275,000 $4,972 3.38%
    <20% 2 $220,000 $110,000 $3,261 3.44%
    41% 2 $650,000 $325,000 $3,755 2.88%
    44% 2 $480,000 $240,000 $4,597 2.81%
    49% 2 $620,000 $310,000 $3,870 3.06%
    48% 1 $175,000 $175,000 $5,662 3.63%
    39% 1 $315,000 $315,000 $10,603 3.63%
    50-60% 1 $415,000 $415,000 $15,289 2.88%

    Eustis And American Mortgage Company lent most frequently to those with DTI ratios of 43%, with 4 originations. The next most common DTI ratio? 20-30%, with 4 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,571 $920,745,000 $257,840 $5,702 3.05%
    Not provided 809 $217,675,000 $269,067 $6,154 3.11%
    Black 682 $154,460,000 $226,481 $6,863 3.11%
    Asian 235 $53,485,000 $227,596 $5,033 3.15%
    American Indian 19 $4,115,000 $216,579 $5,961 3.00%
    Native Hawaiian or Islander 4 $1,080,000 $270,000 $5,024 2.91%

    Approval Rates

    Total approvals of all applications
    96.27%

    Eustis And American Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    70.56%

    Eustis And American Mortgage Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,320 $1,351,560,000 $254,053

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,320 $1,351,560,000 $254,053

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1 $125,000 $125,000 $3,347 2.88%
    40-60% 2 $300,000 $150,000 $4,933 2.75%
    60-80% 6 $1,230,000 $205,000 $3,579 3.29%
    80-100% 12 $3,440,000 $286,667 $6,369 3.15%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    EUSTIS MORTGAGE CORPORATION FHA mortgage Closing on a mortgage 1 100.0%