Nbh Bank Mortgage Rates, Fees & Info

Greenwood Village, CO

LEI: 549300T7AIY7RU1YDP31

Tax ID: 51-0678201

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Nbh Bank is a small bank specializing in Home Purchase loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Colorado Springs, Denver, Kansas City, Salt Lake City, and Boulder among others. We have data for 174 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Nbh Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbh Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 5.83% 5/5/24
    30 Year Conventional Purchase 6.63% 5/5/24
    30 Year Conventional Refi 6.48% 5/5/24
    30 Year Cash-out Refi 6.69% 5/5/24
    30 Year FHA Purchase 7.37% 5/5/24
    30 Year FHA Refi 7.04% 5/5/24
    30 Year VA Purchase 6.06% 5/5/24
    30 Year VA Refi 5.97% 5/5/24
    30 Year USDA Purchase 6.72% 5/5/24
    30 Year USDA Refi 6.27% 5/5/24
    15 Year Conventional Purchase 6.12% 5/5/24
    15 Year Conventional Refi 6.39% 5/5/24
    15 Year Cash-out Refi 6.39% 5/5/24
    15 Year FHA Purchase 5.68% 5/5/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Nbh Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Nbh Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    5,062

    Origination Dollar Volume (All Markets)

    $1,197,970,000

    Employee count

    1,202 Show all (28) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1,377 $380,455,000 $276,293 $4,624 4.73%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 846 $260,510,000 $307,931 $3,955 4.79%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 725 $101,225,000 $139,621 $2,196 4.81%
    SALT LAKE CITY, UT (FHA|USDA|VA) 268 $73,040,000 $272,537 $2,796 4.92%
    Outside of Metro Areas 291 $55,205,000 $189,708 $2,854 4.89%
    BOULDER, CO (FHA|USDA|VA) 60 $33,980,000 $566,333 $3,964 4.85%
    GREELEY, CO (FHA|USDA|VA) 168 $33,240,000 $197,857 $3,829 4.76%
    LAWRENCE, KS (FHA|USDA|VA) 152 $26,560,000 $174,737 $2,581 4.75%
    PROVO-OREM, UT (FHA|USDA|VA) 79 $19,805,000 $250,696 $2,443 5.00%
    FORT COLLINS, CO (FHA|USDA|VA) 69 $17,445,000 $252,826 $3,017 4.74%
    Salina, KS (FHA|USDA|VA) 115 $13,955,000 $121,348 $2,863 4.82%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 58 $13,050,000 $225,000 $3,250 4.88%
    Edwards, CO (FHA|USDA|VA) 28 $11,660,000 $416,429 $5,311 4.56%
    PUEBLO, CO (FHA|USDA|VA) 53 $9,625,000 $181,604 $3,692 5.00%
    Emporia, KS (FHA|USDA|VA) 79 $8,585,000 $108,671 $2,303 4.70%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 86 $8,100,000 $94,186 $1,715 4.81%
    Glenwood Springs, CO (FHA|USDA|VA) 24 $7,720,000 $321,667 $2,708 4.89%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 21 $7,345,000 $349,762 $5,831 4.30%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 25 $6,145,000 $245,800 $4,335 4.69%
    Ottawa, KS (FHA|USDA|VA) 57 $5,265,000 $92,368 $2,309 4.90%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 7 $5,185,000 $740,714 $7,775 4.77%
    Durango, CO (FHA|USDA|VA) 36 $5,140,000 $142,778 $1,971 4.94%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $4,860,000 $347,143 $5,767 9.45%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 16 $4,460,000 $278,750 $4,040 4.68%
    BAKERSFIELD, CA (FHA|USDA|VA) 18 $4,450,000 $247,222 $3,284 4.50%
    TOPEKA, KS (FHA|USDA|VA) 21 $3,135,000 $149,286 $2,602 4.86%
    Taos, NM (FHA|USDA|VA) 23 $3,045,000 $132,391 $1,949 5.14%
    Montrose, CO (FHA|USDA|VA) 14 $2,980,000 $212,857 $3,503 4.37%
    GRAND JUNCTION, CO (FHA|USDA|VA) 15 $2,785,000 $185,667 $2,565 4.80%
    ALBUQUERQUE, NM (FHA|USDA|VA) 13 $2,695,000 $207,308 $3,788 4.76%
    Breckenridge, CO (FHA|USDA|VA) 5 $2,485,000 $497,000 $1,214 4.65%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,360,000 $236,000 $6,666 4.39%
    ST. GEORGE, UT (FHA|USDA|VA) 10 $2,210,000 $221,000 $4,154 5.20%
    Williston, ND (FHA|USDA|VA) 1 $2,115,000 $2,115,000 $0 4.89%
    Kirksville, MO (FHA|USDA|VA) 29 $1,995,000 $68,793 $1,864 4.64%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,975,000 $658,333 $7,563 4.58%
    Cañon City, CO (FHA|USDA|VA) 9 $1,965,000 $218,333 $4,031 4.72%
    Maryville, MO (FHA|USDA|VA) 28 $1,960,000 $70,000 $2,182 4.57%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,570,000 $392,500 $4,124 4.69%
    Heber, UT (FHA|USDA|VA) 4 $1,350,000 $337,500 $3,558 4.97%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $1,285,000 $142,778 $2,286 4.88%
    WICHITA, KS (FHA|USDA|VA) 7 $1,225,000 $175,000 $4,405 4.48%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,352 4.50%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,217 4.75%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $920,000 $230,000 $2,403 4.00%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $910,000 $455,000 $7,290 4.38%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $830,000 $415,000 $8,087 4.13%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $825,000 $275,000 $4,964 4.58%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $810,000 $405,000 $3,608 4.50%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $790,000 $395,000 $5,450 4.69%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $790,000 $395,000 $2,869 4.44%
    Steamboat Springs, CO (FHA|USDA|VA) 3 $745,000 $248,333 $3,423 5.04%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $735,000 $735,000 $2,036 4.63%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $690,000 $345,000 $1,337 4.19%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $665,000 $665,000 $0 3.25%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $665,000 $221,667 $4,072 4.88%
    LOGAN, UT-ID (FHA|USDA|VA) 4 $650,000 $162,500 $2,727 4.63%
    SALINAS, CA (FHA|USDA|VA) 1 $645,000 $645,000 $3,897 5.13%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $640,000 $320,000 $3,421 4.56%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $630,000 $315,000 $4,709 4.31%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $600,000 $300,000 $3,582 4.69%
    SAVANNAH, GA (FHA|USDA|VA) 2 $590,000 $295,000 $6,371 4.25%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $4,488 4.94%
    Cedar City, UT (FHA|USDA|VA) 2 $550,000 $275,000 $4,933 4.25%
    FRESNO, CA (FHA|USDA|VA) 2 $530,000 $265,000 $3,621 4.56%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $530,000 $265,000 $3,283 4.56%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $505,000 $505,000 $2,042 4.75%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $500,000 $250,000 $4,870 5.94%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $500,000 $125,000 $2,008 5.09%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $485,000 $485,000 $5,988 4.75%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $475,000 $475,000 $0 4.63%
    MODESTO, CA (FHA|USDA|VA) 1 $465,000 $465,000 $4,857 4.88%
    IDAHO FALLS, ID (FHA|USDA|VA) 2 $460,000 $230,000 $2,523 4.69%
    Dumas, TX (FHA|USDA|VA) 1 $455,000 $455,000 $6,543 3.88%
    MIDLAND, MI (FHA|USDA|VA) 1 $455,000 $455,000 $1,371 4.38%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $450,000 $225,000 $3,847 4.69%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $445,000 $445,000 $4,391 4.63%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $435,000 $435,000 $0 5.00%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $415,000 $415,000 $1,090 4.13%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $400,000 $200,000 $2,059 4.63%
    BEND, OR (FHA|USDA|VA) 1 $385,000 $385,000 $3,060 4.88%
    Nogales, AZ (FHA|USDA|VA) 1 $375,000 $375,000 $8,953 4.00%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,885 4.75%
    Bozeman, MT (FHA|USDA|VA) 1 $365,000 $365,000 $2,065 4.63%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $360,000 $180,000 $3,271 4.56%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $355,000 $355,000 $725 4.63%
    CHICO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $2,809 5.13%
    Brookings, OR (FHA|USDA|VA) 1 $345,000 $345,000 $5,298 4.63%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $345,000 $345,000 $14,146 4.50%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $340,000 $170,000 $4,904 4.75%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $340,000 $170,000 $5,940 4.56%
    Moscow, ID (FHA|USDA|VA) 1 $335,000 $335,000 $2,398 4.75%
    McPherson, KS (FHA|USDA|VA) 3 $335,000 $111,667 $1,022 5.13%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $335,000 $335,000 $4,084 4.75%
    MUNCIE, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,975 4.50%
    CHEYENNE, WY (FHA|USDA|VA) 1 $325,000 $325,000 $10,893 4.25%
    CORVALLIS, OR (FHA|USDA|VA) 1 $325,000 $325,000 $1,304 5.00%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $305,000 $305,000 $6,450 4.63%
    Craig, CO (FHA|USDA|VA) 1 $295,000 $295,000 $10,020 4.88%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $290,000 $145,000 $0 5.31%
    AMARILLO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $2,425 4.50%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,759 4.50%
    Stillwater, OK (FHA|USDA|VA) 1 $275,000 $275,000 $3,622 4.88%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $270,000 $135,000 $2,009 4.50%
    HUNTSVILLE, AL (FHA|USDA|VA) 2 $270,000 $135,000 $4,950 5.13%
    Granbury, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,616 4.75%
    Jackson, WY-ID (FHA|USDA|VA) 1 $265,000 $265,000 $5,482 4.13%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $265,000 $265,000 $11,004 4.50%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.24%
    MANHATTAN, KS (FHA|USDA|VA) 1 $255,000 $255,000 $2,869 4.88%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $250,000 $125,000 $6,870 4.81%
    COLUMBUS, OH (FHA|USDA|VA) 1 $245,000 $245,000 $1,179 4.25%
    EL PASO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,549 4.63%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $245,000 $245,000 $650 4.88%
    YUBA CITY, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,735 4.38%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $5,430 4.75%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $235,000 $235,000 $6,893 4.38%
    Wooster, OH (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.50%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,153 4.88%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $225,000 $225,000 $2,713 5.13%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $225,000 $225,000 $7,349 4.25%
    Rutland, VT (FHA|USDA|VA) 1 $225,000 $225,000 $618 5.13%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $2,739 5.13%
    Marion, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,243 4.25%
    Show Low, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $5,631 4.50%
    Price, UT (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.63%
    Jefferson, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,074 4.50%
    SUMTER, SC (FHA|USDA|VA) 1 $195,000 $195,000 $4,097 4.25%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $195,000 $195,000 $1,806 4.25%
    Pahrump, NV (FHA|USDA|VA) 1 $195,000 $195,000 $2,032 4.63%
    POCATELLO, ID (FHA|USDA|VA) 1 $195,000 $195,000 $3,517 4.50%
    Seneca, SC (FHA|USDA|VA) 1 $185,000 $185,000 $8,887 4.63%
    Ruidoso, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,056 5.00%
    WORCESTER, MA-CT (FHA|USDA|VA) 1 $185,000 $185,000 $7,104 4.38%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.50%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $175,000 $175,000 $2,832 4.88%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $175,000 $175,000 $5,475 5.00%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,289 4.25%
    Garden City, KS (FHA|USDA|VA) 1 $175,000 $175,000 $3,668 5.00%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $6,810 4.25%
    TULSA, OK (FHA|USDA|VA) 1 $165,000 $165,000 $2,778 4.00%
    LINCOLN, NE (FHA|USDA|VA) 1 $165,000 $165,000 $5,436 4.75%
    North Platte, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,469 4.63%
    Aberdeen, WA (FHA|USDA|VA) 1 $165,000 $165,000 $2,553 4.50%
    Aberdeen, SD (FHA|USDA|VA) 1 $165,000 $165,000 $3,709 4.63%
    Warrensburg, MO (FHA|USDA|VA) 2 $160,000 $80,000 $1,337 4.43%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.25%
    HAMMOND, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,547 4.75%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,067 4.38%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,810 4.63%
    MEDFORD, OR (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.88%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $145,000 $145,000 $542 4.50%
    Fort Morgan, CO (FHA|USDA|VA) 1 $145,000 $145,000 $3,027 5.38%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,655 5.50%
    Silver City, NM (FHA|USDA|VA) 1 $135,000 $135,000 $2,812 4.75%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,463 4.50%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,871 4.88%
    Greenwood, SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,215 4.63%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,328 5.50%
    Branson, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,312 4.75%
    FARGO, ND-MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,136 5.13%
    Atchison, KS (FHA|USDA|VA) 1 $105,000 $105,000 $3,459 3.25%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,316 4.63%
    Fort Dodge, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.88%
    Jacksonville, IL (FHA|USDA|VA) 1 $95,000 $95,000 $159 4.38%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
    Mountain Home, AR (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
    MONROE, LA (FHA|USDA|VA) 1 $95,000 $95,000 $5,080 5.38%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.13%
    Mexico, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,632 4.88%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,511 4.75%
    Bartlesville, OK (FHA|USDA|VA) 1 $75,000 $75,000 $6,005 5.00%
    LAS CRUCES, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.00%
    FARMINGTON, NM (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.00%
    Nbh Bank's top markets include Colorado Springs, Denver, Kansas City, Salt Lake City, and Boulder among others.

    Their top states include:
  • Colorado (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • California (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,137 $819,085,000 $261,105 $2,668 4.85%
    HELOC 757 $64,145,000 $84,736 n/a 4.75%
    VA 602 $196,820,000 $326,944 $6,188 4.62%
    FHA 526 $110,790,000 $210,627 $5,647 4.80%
    USDA 40 $7,130,000 $178,250 $3,271 4.49%

    For 2018, Nbh Bank's most frequently originated type of loan was Conventional, with 3,137 originations. Their 2nd most popular type was HELOC, with 757 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,380 $910,760,000 $269,456 $3,799 4.77%
    Refi 538 $117,600,000 $218,587 $2,430 4.83%
    Cash Out Refi 490 $119,330,000 $243,531 $3,943 4.82%
    Other 390 $32,470,000 $83,256 $1,089 4.92%
    Home Improvement 264 $17,810,000 $67,462 $687 4.88%

    For 2018, Nbh Bank's most frequently cited loan purpose was Home Purchase, with 3,380 originations. The 2nd most popular reason was Refi, with 538 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,701 $1,007,545,000 $272,236 $3,860 4.78%
    10 Year 783 $64,635,000 $82,548 $683 4.77%
    15 Year 246 $48,270,000 $196,220 $2,701 4.33%
    Other 181 $35,545,000 $196,381 $371 5.75%
    20 Year 96 $20,610,000 $214,688 $2,850 4.67%
    5 Year 36 $2,810,000 $78,056 $375 5.59%
    1 Year 11 $11,485,000 $1,044,091 $0 6.59%
    30+ year 7 $4,955,000 $707,857 $12,496 4.36%
    3 Year 1 $2,115,000 $2,115,000 $0 4.89%

    For 2018, Nbh Bank's most frequently cited loan duration was 30 Year, with 3,701 originations. The 2nd most popular length was 10 Year, with 783 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,425 $581,595,000 $239,833
    $1k-2k 1,125 $316,265,000 $281,124
    $2k-3k 169 $48,865,000 $289,142
    $3k-4k 119 $34,465,000 $289,622
    $4k-5k 49 $19,695,000 $401,939
    $5k+ 48 $27,730,000 $577,708

    Nbh Bank's average total fees were $3,860, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,425 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 3,551 $890,865,000 $250,877
    5-6% 950 $191,750,000 $201,842
    3-4% 360 $89,090,000 $247,472
    6-7% 157 $11,625,000 $74,045
    7-8% 32 $12,960,000 $405,000
    <2.5% 2 $30,000 $15,000
    Over 8% 2 $450,000 $225,000

    During 2018, Nbh Bank's average interest rate for loans was 4.78%, while their most frequently originated rate bucket for loans was 4-5%, with 3,551 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,115 $597,175,000 $282,352 $4,087 4.74%
    $100k-200k 1,242 $185,670,000 $149,493 $2,873 4.77%
    $100,000 or less 1,063 $56,115,000 $52,789 $1,326 5.07%
    $400k-600k 539 $247,045,000 $458,340 $4,680 4.59%
    $600k-1MM 85 $59,305,000 $697,706 $6,494 4.57%
    $1MM+ 18 $52,660,000 $2,925,556 $10,542 5.02%

    2018 saw Nbh Bank place emphasis on $200k-400k loans with 2,115 originations, totaling $597,175,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,324 $259,140,000 $195,725 $3,657 4.78%
    $100k-150k 1,049 $283,765,000 $270,510 $3,948 4.82%
    $75k-100k 917 $210,515,000 $229,569 $3,774 4.78%
    $50k or less 812 $104,540,000 $128,744 $2,849 4.83%
    $150k-250k 623 $199,445,000 $320,136 $3,895 4.78%
    $250k+ 226 $87,860,000 $388,761 $3,981 4.65%

    Nbh Bank lent most frequently to those with incomes in the $50k-75k range, with 1,324 originations. The second most popular income band? $100k-150k, with 1,049 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 953 $198,725,000 $208,526 $2,952 4.71%
    30-36% 851 $188,345,000 $221,322 $3,454 4.76%
    <20% 381 $65,595,000 $172,165 $2,590 4.63%
    42% 255 $63,955,000 $250,804 $3,776 4.84%
    50-60% 253 $70,255,000 $277,688 $5,901 4.72%
    44% 200 $49,800,000 $249,000 $3,264 4.88%
    49% 198 $50,960,000 $257,374 $4,006 4.87%
    41% 198 $44,840,000 $226,465 $3,893 4.74%
    38% 195 $46,295,000 $237,410 $3,292 4.84%
    36% 191 $48,085,000 $251,754 $3,477 4.73%
    39% 188 $46,860,000 $249,255 $3,670 4.76%
    37% 180 $40,880,000 $227,111 $3,605 4.83%
    43% 180 $44,890,000 $249,389 $3,695 4.91%
    40% 169 $40,455,000 $239,379 $3,356 4.83%
    47% 163 $42,525,000 $260,890 $3,566 4.88%
    48% 160 $41,120,000 $257,000 $4,092 5.29%
    46% 135 $36,525,000 $270,556 $4,906 4.73%
    45% 126 $31,100,000 $246,825 $3,938 4.91%
    >60% 17 $2,695,000 $158,529 $2,105 5.30%

    Nbh Bank lent most frequently to those with DTI ratios of 20-30%, with 953 originations. The next most common DTI ratio? 30-36%, with 851 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,766 $835,520,000 $221,859 $3,558 4.77%
    Not provided 1,006 $260,660,000 $259,105 $3,710 4.85%
    Not applicable 32 $38,910,000 $1,215,938 $0 5.97%
    Black 123 $29,535,000 $240,122 $3,912 4.91%
    Asian 98 $26,430,000 $269,694 $4,000 4.75%
    American Indian 29 $5,225,000 $180,172 $3,925 4.57%
    Native Hawaiian or Islander 8 $1,690,000 $211,250 $5,185 5.00%

    Approval Rates

    Total approvals of all applications
    88.48%

    Nbh Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    67.50%

    Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    196.21 1 $45,000 $45,000
    NA 5,061 $1,197,925,000 $236,697

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $545,000 $545,000
    Multifamily:Site-Built 10 $22,950,000 $2,295,000
    Single Family (1-4 Units):Manufactured 52 $5,380,000 $103,462
    Single Family (1-4 Units):Site-Built 4,999 $1,169,095,000 $233,866

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 435 $60,715,000 $139,575 $1,816 4.80%
    40-60% 400 $90,130,000 $225,325 $2,888 4.60%
    60-80% 1,214 $348,180,000 $286,804 $3,133 4.76%
    80-100% 2,304 $621,430,000 $269,718 $3,797 4.74%
    Over 100% 167 $51,595,000 $308,952 $9,655 4.94%
    Under 20% 541 $25,825,000 $47,736 $468 5.22%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    NOVA Financial & Investment Corporation Conventional home mortgage Closing on a mortgage 1 50.0%
    NOVA Financial & Investment Corporation FHA mortgage Struggling to pay mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    NBH Bank 100 Main Street Grand Junction, CO 81501 Full Service B&M $21,936
    NBH Bank 100 West Colorado Avenue, Unit C Telluride, CO 81435 Full Service B&M $40,563
    NBH Bank 1002 Highway 65 North Carrollton, MO 64633 Full Service B&M $25,862
    NBH Bank 101 East Warren Avenue Cripple Creek, CO 80813 Full Service B&M $20,712
    NBH Bank 1016 South Main Maryville, MO 64468 Limited, Drive-thru $0
    NBH Bank 102 South Highway 71 Savannah, MO 64485 Full Service B&M $36,735
    NBH Bank 1044 West Drake Road Fort Collins, CO 80525 Full Service B&M $21,684
    NBH Bank 110 South Fourth Street Edwardsville, KS 66113 Full Service B&M $50,881
    NBH Bank 1100 N.W. Outer Road Blue Springs, MO 64015 Full Service B&M $58,754
    NBH Bank 1100 North Main Street Gunnison, CO 81230 Full Service B&M $52,293
    NBH Bank 1111 Main Street Suite 100 Kansas City, MO 64105 Full Service B&M $115,724
    NBH Bank 11111 W 95th St Overland Park, KS 66214 Full Service B&M $117,830
    NBH Bank 120 So Elizabeth St Elizabeth, CO 80107 Full Service B&M $38,683
    NBH Bank 1205 Ne Douglas Street Lees Summit, MO 64086 Full Service B&M $42,415
    NBH Bank 121 East Main Street Questa, NM 87556 Full Service B&M $19,227
    NBH Bank 1211 Main Street Lexington, MO 64067 Full Service B&M $47,078
    NBH Bank 12117 Bee Cave Road Austin, TX 78738 Full Service B&M $24,835
    NBH Bank 123 W. 1st Street Pueblo, CO 81003 Full Service B&M $21,041
    NBH Bank 12500 South 71 Highway Grandview, MO 64030 Full Service B&M $64,767
    NBH Bank 1270 Automation Drive Windsor, CO 80550 Full Service B&M $20,533
    NBH Bank 12907 S. Parker Road Parker, CO 80134 Full Service B&M $20,980
    NBH Bank 1304 N. Walnut Cameron, MO 64429 Full Service B&M $81,373
    NBH Bank 13270 Metcalf Avenue Overland Park, KS 66213 Full Service B&M $99,327
    NBH Bank 134 N. Crown Hill Road Excelsior Springs, MO 64024 Full Service B&M $45,913
    NBH Bank 13425 Shawnee Mission Parkway Shawnee, KS 66216 Full Service B&M $50,972
    NBH Bank 1356 Paseo Del Pueblo Sur Taos, NM 87571 Full Service B&M $88,726
    NBH Bank 13725 Struthers Road Suite 1 Colorado Springs, CO 80921 Full Service B&M $27,323
    NBH Bank 14735 West 119th Street Olathe, KS 66062 Full Service B&M $31,184
    NBH Bank 15040 West 87th Street Lenexa, KS 66215 Full Service B&M $52,817
    NBH Bank 1506 South Main Ottawa, KS 66067 Full Service B&M $8,371
    NBH Bank 1580 N Church Road Liberty, MO 64068 Full Service B&M $54,290
    NBH Bank 15970 S. Bradley Dr. Olathe, KS 66062 Full Service B&M $18,111
    NBH Bank 1701 Main Ave Durango, CO 81301 Full Service B&M $44,346
    NBH Bank 1810 Grand Ave Glenwood Springs, CO 81602 Full Service B&M $32,142
    NBH Bank 18301 East 40 Highway Independence, MO 64055 Full Service B&M $114,588
    NBH Bank 18601 East Main Street Parker, CO 80134 Full Service B&M $17,930
    NBH Bank 1899 Woodmoor Drive Monument, CO 80132 Full Service B&M $97,521
    NBH Bank 19 North Tejon, Ste 100 Colorado Springs, CO 80903 Full Service B&M $49,805
    NBH Bank 1904 North Baltimore Kirksville, MO 63501 Full Service B&M $28,742
    NBH Bank 200 North Spartan Drive Richmond, MO 64085 Full Service B&M $81,640
    NBH Bank 2002 East Santa Fe Olathe, KS 66062 Full Service B&M $55,666
    NBH Bank 201 N. Jesse James Road Excelsior Springs, MO 64024 Full Service B&M $66,517
    NBH Bank 201 North Elson Street Kirksville, MO 63501 Full Service B&M $108,233
    NBH Bank 201 North Main Street Rocky Ford, CO 81067 Full Service B&M $27,370
    NBH Bank 2045 Broadway Street Boulder, CO 80302 Full Service B&M $1,197
    NBH Bank 2061 Main Street Alamosa, CO 81101 Full Service B&M $23,778
    NBH Bank 210 N. Mill St. Aspen, CO 81611 Full Service B&M $89,365
    NBH Bank 212 South Broadway Louisburg, KS 66053 Full Service B&M $26,437
    NBH Bank 2155 Louisiana Blvd Ne Albuquerque, NM 87110 Full Service B&M $22,681
    NBH Bank 219 Paseo Del Pueblo Norte Taos, NM 87571 Full Service B&M $22,426
    NBH Bank 219 South Main Street Rock Port, MO 64482 Full Service B&M $59,856
    NBH Bank 231 Silver Street Lake City, CO 81235 Full Service B&M $16,995
    NBH Bank 255 Gold Rivers Road, #140 Basalt, CO 81621 Full Service B&M $19,757
    NBH Bank 25877 Conifer Road Conifer, CO 80433 Full Service B&M $10,694
    NBH Bank 277 Broadway Denver, CO 80203 Full Service B&M $59,828
    NBH Bank 29889 Us Highway 160 South Fork, CO 81154 Full Service B&M $25,148
    NBH Bank 301 North Commerce Drive Bayfield, CO 81122 Full Service B&M $56,703
    NBH Bank 3045 Iowa Street Lawrence, KS 66046 Full Service B&M $9,495
    NBH Bank 305 South Guyrene Street Dove Creek, CO 81324 Full Service B&M $36,703
    NBH Bank 3095 South Parker Road Aurora, CO 80014 Full Service Retail $14,579
    NBH Bank 3102 Maple Ave Dallas, TX 75201 Full Service B&M $140,062
    NBH Bank 313 Chambers Ave. Unit A Eagle, CO 81631 Full Service B&M $10,730
    NBH Bank 326 Comanche Street Kiowa, CO 80117 Full Service B&M $37,529
    NBH Bank 330 S 12th Street Unit B Stuite 1 Montrose, CO 81401 Full Service B&M $24,048
    NBH Bank 345 South Washington Street Chillicothe, MO 64601 Full Service B&M $70,868
    NBH Bank 3473 W. 32nd Ave Denver, CO 80211 Full Service B&M $24,172
    NBH Bank 3500 Rainbow Boulevard Kansas City, KS 66103 Full Service B&M $32,216
    NBH Bank 3501 South Broadway Englewood, CO 80110 Full Service B&M $27,146
    NBH Bank 3635 23rd Avenue Evans, CO 80620 Full Service B&M $82,246
    NBH Bank 370 Justin Avenue Platteville, CO 80651 Full Service B&M $20,366
    NBH Bank 3780 West 10th Street Greeley, CO 80634 Full Service B&M $60,613
    NBH Bank 400 Harrison Avenue Leadville, CO 80461 Full Service B&M $69,054
    NBH Bank 402 North Main Maryville, MO 64468 Full Service B&M $131,146
    NBH Bank 434 South Main Street Ottawa, KS 66067 Full Service B&M $62,565
    NBH Bank 4532 Boardwalk Drive Fort Collins, CO 80525 Full Service B&M $22,257
    NBH Bank 4600 Shawnee Drive Kansas City, KS 66106 Full Service B&M $32,310
    NBH Bank 4831 West 6th Street Lawrence, KS 66049 Full Service B&M $47,022
    NBH Bank 5 Super Market Road Questa, NM 87556 Full Service B&M $110
    NBH Bank 501 Main Street La Jara, CO 81140 Full Service B&M $46,200
    NBH Bank 501 Main Street Walsenburg, CO 81089 Full Service B&M $38,132
    NBH Bank 502 N Main St Maryville, MO 64468 Limited, Drive-thru $0
    NBH Bank 503 6th Street Crested Butte, CO 81224 Full Service B&M $54,900
    NBH Bank 5175 North Academy Boulevard Colorado Springs, CO 80918 Full Service B&M $44,428
    NBH Bank 520 Highway 24 South Buena Vista, CO 81211 Full Service B&M $16,629
    NBH Bank 5800 East Bannister Road Kansas City, MO 64134 Full Service B&M $9,161
    NBH Bank 59 North Broadway Monte Vista, CO 81144 Full Service B&M $22,094
    NBH Bank 6249 Brookside Boulevard Kansas City, MO 64113 Full Service B&M $36,376
    NBH Bank 6425 North Oak Trafficway Gladstone, MO 64118 Full Service B&M $79,014
    NBH Bank 6430 North Cosby Avenue Kansas City, MO 64151 Full Service B&M $41,117
    NBH Bank 651 Scott Avenue Woodland Park, CO 80863 Full Service B&M $18,271
    NBH Bank 70 W Benchmark Road Suite 101 Avon, CO 81620 Full Service B&M $7,243
    NBH Bank 710 Paseo Del Pueblo Sur Suite A Taos, NM 87571 Full Service B&M $10,613
    NBH Bank 7251 West 20th Street, Building A Greeley, CO 80634 Full Service B&M $22,599
    NBH Bank 745 New Hampshire Street Lawrence, KS 66044 Full Service B&M $1,459
    NBH Bank 7480 W. Highway 50 Salida, CO 81201 Full Service B&M $18,921
    NBH Bank 7530 Grandview Avenue Arvada, CO 80002 Full Service B&M $82,190
    NBH Bank 7579 West 151st Street Overland Park, KS 66223 Full Service B&M $36,052
    NBH Bank 7800 East Orchard Road Suite 200 Greenwood Village, CO 80111 Full Service B&M $278,307
    NBH Bank 7804 State Avenue Kansas City, KS 66112 Full Service B&M $59,051
    NBH Bank 7900 East 1st Avenue Denver, CO 80230 Full Service B&M $21,196
    NBH Bank 7904 Ward Parkway Kansas City, MO 64114 Full Service B&M $35,341
    NBH Bank 801 N. 36th Street St. Joseph, MO 64506 Full Service B&M $90,959
    NBH Bank 931 West Foxwood Dr. Raymore, MO 64083 Full Service B&M $31,128
    NBH Bank 950 Sutton Place Liberty, MO 64068 Full Service B&M $49,731

    For 2018, Nbh Bank had 104 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $221,278
    Net interest income $197,325
    Total noninterest income $72,347
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $17,211
    Trading account gains and fees $843
    Additional Noninterest Income $54,293
    Pre-tax net operating income $82,442
    Securities gains (or losses, -) $49
    Income before extraordinary items $67,020
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $67,020
    Minority interest net income $0
    Net income $67,020
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $66,980

    Nbh Bank's gross interest income from loans was $221,278,000.
    Nbh Bank's net interest income from loans was $197,325,000.
    Nbh Bank's fee based income from loans was $17,211,000.
    Nbh Bank's net income from loans was $67,020,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $23,953
    Provision for credit losses $5,197
    Total noninterest expense $182,033
    Salaries and employee benefits $110,496
    Premises and equipment expense $28,402
    Additional noninterest expense $43,135
    Applicable income taxes $15,471
    Net charge-offs $769
    Cash dividends $47,344

    Nbh Bank's interest expense for loans was $23,953,000.
    Nbh Bank's payroll and benefits expense were $110,496,000.
    Nbh Bank's property, plant and equipment expenses $28,402,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 1.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,617,289
    Deposits held in domestic offices $4,617,289
    Deposits by Individuals, partnerships, and corporations $4,295,512
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $315,178
    Deposits by Commercial banks and other depository institutions in U.S. $6,597
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $156,457
    Demand deposits $124,067
    Nontransaction accounts $4,460,832
    Money market deposit accounts (MMDAs) $2,839,823
    Other savings deposits (excluding MMDAs) $540,481
    Total time deposits $1,080,528
    Total time and savings deposits $4,493,222
    Noninterest-bearing deposits $1,143,694
    Interest-bearing deposits $3,473,595
    Retail deposits $4,479,961
    IRAs and Keogh plan accounts $171,932
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,665,667
    Cash & Balances due from depository institutions $111,965
    Interest-bearing balances $38,705
    Total securities $1,026,031
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,104,736
    Loan and leases loss allowance $35,692
    Trading account assets $3,191
    Bank premises and fixed assets $109,986
    Other real estate owned $10,596
    Goodwill and other intangibles $128,497
    All other assets $170,665

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,665,667
    Total Liabilities $5,052,883
    Total deposits $4,617,289
    Interest-bearing deposits $3,473,595
    Deposits held in domestic offices $4,617,289
    % insured (estimated) $88
    Federal funds purchased and repurchase agreements $66,047
    Trading liabilities $3,349
    Other borrowed funds $301,660
    Subordinated debt $0
    All other liabilities $64,538

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,104,736
    Loan and leases loss allowance $35,692
    Total loans and leases (domestic) $4,140,428
    All real estate loans $1,994,429
    Real estate loans in domestic offices $1,994,429
    Construction and development loans $170,908
    Residential 1-4 family construction $41,935
    Other construction, all land development and other land $128,973
    Loans secured by nonfarm nonresidential properties $806,080
    Nonfarm nonresidential secured by owner-occupied properties $410,990
    Commercial real estate & other non-farm, non-residential $395,090
    Multifamily residential real estate $58,096
    1-4 family residential loans $870,398
    Farmland loans $88,947
    Loans held in foreign offices $0
    Farm loans $139,151
    Commercial and industrial loans $1,214,932
    To non-U.S. addressees $0
    Loans to individuals $24,614
    Credit card loans $0
    Related Plans $4,081
    Consumer Auto Loans $7,335
    Other loans to individuals $13,198
    All other loans & leases $767,302
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $2
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $4,048
    Non 1-4 family restructured loans & leases $2,959
    Total loans and leases (foreign) $0

    NBH Bank had $4,104,736,000 of loans outstanding in 2018. $1,994,429,000 of loans were in real estate loans. $170,908,000 of loans were in development loans. $58,096,000 of loans were in multifamily mortgage loans. $870,398,000 of loans were in 1-4 family mortgage loans. $139,151,000 of loans were in farm loans. $0 of loans were in credit card loans. $7,335,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 764 $185,003 $242,151
    Nonfarm, nonresidential loans - <$100k 136 $5,198 $38,221
    Nonfarm, nonresidential loans - $100-250k 234 $31,508 $134,650
    Nonfarm, nonresidential loans - $250k-1MM 394 $148,297 $376,388
    Commercial & Industrial, US addressed loans - <$1MM 1,386 $143,602 $103,609
    Commercial & Industrial, US addressed loans - <$100k 861 $19,353 $22,477
    Commercial & Industrial, US addressed loans - $100-250k 232 $24,894 $107,302
    Commercial & Industrial, US addressed loans - $250k-1MM 293 $99,355 $339,096
    Farmland loans - <$1MM 249 $22,082 $88,683
    Farmland loans - <$100k 114 $3,908 $34,281
    Farmland loans - $100-250k 95 $8,967 $94,389
    Farmland loans - $250k-1MM 40 $9,207 $230,175
    Agriculture operations loans - <$1MM 230 $12,874 $55,974
    Agriculture operations loans - <$100k 165 $3,409 $20,661
    Agriculture operations loans - $100-250k 45 $4,637 $103,044
    Agriculture operations loans - $250k-1MM 20 $4,828 $241,400