Nbh Bank Mortgage Rates, Fees & Info
Greenwood Village, COLEI: 549300T7AIY7RU1YDP31
Tax ID: 51-0678201
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Review & Overview
Nbh Bank is a small bank specializing in Refi and Home Purchase loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Colorado Springs, Denver, Salt Lake City, Kansas City, and Greeley among others. We have data for 246 markets. (Some data included below & more in-depth data is available with an active subscription.)Nbh Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbh Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.83% | 12/16/24 |
| 30 Year Conventional Purchase | 6.63% | 12/16/24 |
| 30 Year Conventional Refi | 6.48% | 12/16/24 |
| 30 Year Cash-out Refi | 6.69% | 12/16/24 |
| 30 Year FHA Purchase | 7.37% | 12/16/24 |
| 30 Year FHA Refi | 7.04% | 12/16/24 |
| 30 Year VA Purchase | 6.06% | 12/16/24 |
| 30 Year VA Refi | 5.97% | 12/16/24 |
| 30 Year USDA Purchase | 6.72% | 12/16/24 |
| 30 Year USDA Refi | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 6.12% | 12/16/24 |
| 15 Year Conventional Refi | 6.39% | 12/16/24 |
| 15 Year Cash-out Refi | 6.39% | 12/16/24 |
| 15 Year FHA Purchase | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nbh Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nbh Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,928Origination Dollar Volume (All Markets)
$2,584,530,000Employee count
1,201Awards
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NBH Bank - 2020
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2,599 | $801,875,000 | $308,532 | $4,105 | 3.07% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,815 | $630,905,000 | $347,606 | $3,625 | 3.23% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 569 | $184,125,000 | $323,594 | $4,036 | 3.20% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 881 | $165,845,000 | $188,246 | $2,433 | 3.42% |
| Outside of Metro Areas | 453 | $103,545,000 | $228,576 | $3,117 | 3.38% |
| GREELEY, CO (FHA|USDA|VA) | 223 | $59,395,000 | $266,345 | $3,422 | 3.27% |
| PROVO-OREM, UT (FHA|USDA|VA) | 160 | $49,800,000 | $311,250 | $4,022 | 3.16% |
| LAWRENCE, KS (FHA|USDA|VA) | 216 | $49,030,000 | $226,991 | $2,676 | 3.21% |
| FORT COLLINS, CO (FHA|USDA|VA) | 131 | $36,785,000 | $280,802 | $3,366 | 3.28% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 113 | $31,665,000 | $280,221 | $4,067 | 3.27% |
| BOULDER, CO (FHA|USDA|VA) | 93 | $30,235,000 | $325,108 | $3,107 | 3.29% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 79 | $29,665,000 | $375,506 | $5,055 | 2.72% |
| Emporia, KS (FHA|USDA|VA) | 123 | $17,135,000 | $139,309 | $2,540 | 3.15% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 31 | $16,675,000 | $537,903 | $7,841 | 2.90% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 84 | $16,110,000 | $191,786 | $3,683 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 47 | $15,475,000 | $329,255 | $3,215 | 3.28% |
| Glenwood Springs, CO (FHA|USDA|VA) | 30 | $15,160,000 | $505,333 | $3,435 | 3.40% |
| Salina, KS (FHA|USDA|VA) | 95 | $14,095,000 | $148,368 | $2,973 | 3.05% |
| PUEBLO, CO (FHA|USDA|VA) | 59 | $13,925,000 | $236,017 | $3,727 | 3.10% |
| TOPEKA, KS (FHA|USDA|VA) | 41 | $13,635,000 | $332,561 | $2,949 | 3.20% |
| Breckenridge, CO (FHA|USDA|VA) | 30 | $10,960,000 | $365,333 | $3,511 | 3.21% |
| Heber, UT (FHA|USDA|VA) | 19 | $9,925,000 | $522,368 | $6,479 | 3.61% |
| Ottawa, KS (FHA|USDA|VA) | 62 | $9,250,000 | $149,194 | $2,276 | 3.23% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 34 | $9,120,000 | $268,235 | $3,025 | 3.13% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 25 | $7,425,000 | $297,000 | $3,006 | 3.02% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 21 | $7,265,000 | $345,952 | $6,199 | 3.02% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 14 | $6,800,000 | $485,714 | $4,646 | 2.99% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 12 | $6,670,000 | $555,833 | $7,503 | 3.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $6,655,000 | $316,905 | $4,060 | 2.89% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 26 | $6,580,000 | $253,077 | $3,287 | 3.10% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 61 | $6,565,000 | $107,623 | $2,006 | 3.45% |
| Durango, CO (FHA|USDA|VA) | 31 | $6,505,000 | $209,839 | $2,781 | 3.43% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 20 | $6,090,000 | $304,500 | $7,583 | 2.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 13 | $5,865,000 | $451,154 | $5,218 | 2.96% |
| BEND, OR (FHA|USDA|VA) | 16 | $5,650,000 | $353,125 | $3,822 | 3.33% |
| ST. GEORGE, UT (FHA|USDA|VA) | 19 | $5,505,000 | $289,737 | $3,512 | 3.43% |
| Kirksville, MO (FHA|USDA|VA) | 42 | $5,170,000 | $123,095 | $2,050 | 3.33% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 10 | $4,500,000 | $450,000 | $7,569 | 3.12% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 11 | $4,255,000 | $386,818 | $4,207 | 3.33% |
| WICHITA, KS (FHA|USDA|VA) | 17 | $3,965,000 | $233,235 | $4,246 | 3.23% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $3,745,000 | $340,455 | $4,817 | 3.17% |
| Cañon City, CO (FHA|USDA|VA) | 18 | $3,740,000 | $207,778 | $3,283 | 3.16% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,725,000 | $286,538 | $3,778 | 2.97% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 12 | $3,700,000 | $308,333 | $5,245 | 2.79% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $3,395,000 | $377,222 | $2,849 | 3.10% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $3,375,000 | $375,000 | $4,587 | 3.08% |
| Montrose, CO (FHA|USDA|VA) | 14 | $3,360,000 | $240,000 | $2,932 | 3.30% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 17 | $3,335,000 | $196,176 | $2,911 | 3.29% |
| LOGAN, UT-ID (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $2,895 | 2.89% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $2,920,000 | $486,667 | $3,959 | 3.17% |
| Taos, NM (FHA|USDA|VA) | 15 | $2,795,000 | $186,333 | $3,300 | 3.76% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $3,599 | 3.25% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $3,077 | 3.30% |
| Maryville, MO (FHA|USDA|VA) | 23 | $2,235,000 | $97,174 | $1,944 | 3.59% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $7,468 | 2.96% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $8,420 | 2.83% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $3,534 | 3.02% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,055,000 | $158,077 | $3,689 | 2.83% |
| Outside of Metro Areas | 4 | $1,940,000 | $485,000 | $4,181 | 3.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $2,640 | 3.09% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $2,926 | 3.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $5,016 | 2.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $3,373 | 2.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $4,580 | 3.14% |
| Cedar City, UT (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $3,108 | 3.71% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $1,822 | 2.80% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $1,231 | 2.97% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $1,907 | 3.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $1,447 | 3.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $4,774 | 2.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $7,377 | 2.91% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $1,900 | 2.68% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $3,637 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $2,200 | 3.40% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $8,180 | 3.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $2,261 | 3.13% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,320 | 3.19% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,192 | 3.34% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $4,834 | 3.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $1,559 | 2.79% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $8,976 | 2.88% |
| Laramie, WY (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,792 | 3.37% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $4,032 | 2.56% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $2,855 | 2.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,625 | 2.93% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $1,824 | 3.22% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $3,848 | 3.25% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $9,394 | 2.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,958 | 3.03% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $3,145 | 3.22% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $1,258 | 3.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,393 | 3.37% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,131 | 3.00% |
| Wooster, OH (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $0 | 3.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,924 | 3.19% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,758 | 2.56% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $3,322 | 3.45% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $2,382 | 3.41% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,056 | 3.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $1,519 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,502 | 3.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $1,347 | 3.19% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,002 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,445 | 2.63% |
| Sanford, NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,733 | 2.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $12,990 | 2.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,101 | 3.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $1,891 | 3.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,861 | 3.25% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,540 | 3.06% |
| McPherson, KS (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,410 | 3.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,510 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,330 | 2.67% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,301 | 3.25% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $683 | 3.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $0 | 4.18% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,201 | 3.56% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,052 | 2.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,139 | 2.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,337 | 3.19% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,527 | 3.19% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,327 | 2.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,851 | 2.56% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,984 | 3.37% |
| Brookings, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,903 | 2.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,612 | 2.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,077 | 3.19% |
| Prineville, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,372 | 3.38% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $1,309 | 2.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,371 | 3.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,662 | 2.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 3.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,383 | 3.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,053 | 2.94% |
| Laconia, NH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $1,791 | 3.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $105 | 2.50% |
| Urbana, OH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $1,825 | 2.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,866 | 3.00% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,521 | 2.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,012 | 2.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,795 | 3.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,236 | 3.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,334 | 3.63% |
| Fallon, NV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $648 | 2.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,419 | 2.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,724 | 2.88% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,138 | 3.06% |
| SALEM, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,094 | 2.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,169 | 3.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $924 | 3.41% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,567 | 2.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,542 | 2.38% |
| Jesup, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,351 | 2.50% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,624 | 3.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $968 | 2.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,275 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,733 | 3.38% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,602 | 2.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,704 | 3.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,910 | 3.19% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,288 | 2.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,141 | 3.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,628 | 3.12% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,966 | 3.17% |
| Atchison, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,456 | 3.00% |
| DuBois, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,237 | 2.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,631 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,502 | 3.71% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,248 | 3.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,771 | 2.99% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,965 | 2.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,889 | 3.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,911 | 2.99% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,962 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,614 | 3.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $850 | 2.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,670 | 3.25% |
| Hays, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,635 | 3.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,233 | 3.38% |
| Concord, NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,426 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,658 | 3.50% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,561 | 2.38% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,348 | 3.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,983 | 2.75% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,519 | 2.81% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,995 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,833 | 2.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.63% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,166 | 2.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,495 | 3.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,876 | 2.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,426 | 3.75% |
| Meridian, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,036 | 2.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,695 | 3.13% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,233 | 2.50% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,558 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,903 | 2.88% |
| Clovis, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,869 | 3.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,370 | 3.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.88% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $215 | 3.00% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,155 | 3.99% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,804 | 2.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,933 | 2.75% |
| North Platte, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,391 | 2.38% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,463 | 3.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $579 | 2.75% |
| Price, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,213 | 3.13% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,012 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,251 | 3.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,254 | 3.38% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,161 | 2.63% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,118 | 2.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,812 | 2.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,173 | 2.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,997 | 2.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,445 | 3.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,579 | 2.88% |
| OCALA, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,142 | 2.75% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,267 | 3.63% |
| Branson, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,256 | 3.40% |
| Vernal, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,470 | 2.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,724 | 3.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $335 | 4.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,687 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,171 | 2.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,691 | 3.50% |
| Columbus, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,189 | 3.50% |
| Española, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,732 | 2.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,850 | 2.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.75% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,263 | 3.50% |
| Garden City, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,731 | 3.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,060 | 2.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,291 | 3.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,266 | 3.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,543 | 2.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,343 | 3.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,811 | 3.00% |
| Deming, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,677 | 3.50% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,484 | 2.50% |
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Product Mix
For 2020, Nbh Bank's most frequently originated type of loan was Conventional, with 6,393 originations. Their 2nd most popular type was VA, with 1,518 originations.
Loan Reason
For 2020, Nbh Bank's most frequently cited loan purpose was Refi, with 3,926 originations. The 2nd most popular reason was Home Purchase, with 3,337 originations.
Loan Duration/Length
For 2020, Nbh Bank's most frequently cited loan duration was 30 Year, with 7,162 originations. The 2nd most popular length was 15 Year, with 807 originations.
Origination Fees/Closing Costs
Nbh Bank's average total fees were $3,810, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,610 originations.
Interest Rates
During 2020, Nbh Bank's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 3,919 originations.
Loan Sizing
2020 saw Nbh Bank place emphasis on $200k-400k loans with 4,546 originations, totaling $1,341,200,000 in origination value.
Applicant Income
Nbh Bank lent most frequently to those with incomes in the $100k-150k range, with 1,952 originations. The second most popular income band? $50k-75k, with 1,846 originations.
Applicant Debt to Income Ratio
Nbh Bank lent most frequently to those with DTI ratios of 20-30%, with 2,003 originations. The next most common DTI ratio? 30-36%, with 1,531 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.15%
Nbh Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.92%
Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,928 | $2,584,530,000 | $289,486 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| NOVA Financial Holding Company, LLC | FHA mortgage | Closing on a mortgage | 1 | 33.3% |
| NOVA Financial Holding Company, LLC | FHA mortgage | Trouble during payment process | 1 | 33.3% |
| NOVA Financial Holding Company, LLC | Other type of mortgage | Struggling to pay mortgage | 1 | 33.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Nbh Bank | 100 Main Street Grand Junction, CO 81501 | Full Service B&M | $22,042 |
| Nbh Bank | 100 West Colorado Avenue, Unit C Telluride, CO 81435 | Full Service B&M | $33,886 |
| Nbh Bank | 1002 Highway 65 North Carrollton, MO 64633 | Full Service B&M | $25,158 |
| Nbh Bank | 101 East Warren Avenue Cripple Creek, CO 80813 | Full Service B&M | $31,638 |
| Nbh Bank | 1016 South Main Maryville, MO 64468 | Limited, Drive-thru | $0 |
| Nbh Bank | 102 South Highway 71 Savannah, MO 64485 | Full Service B&M | $37,079 |
| Nbh Bank | 110 South Fourth Street Edwardsville, KS 66113 | Full Service B&M | $58,105 |
| Nbh Bank | 1100 N.W. Outer Road Blue Springs, MO 64015 | Full Service B&M | $60,291 |
| Nbh Bank | 1100 North Main Street Gunnison, CO 81230 | Full Service B&M | $54,359 |
| Nbh Bank | 1111 Main Street Suite 100 Kansas City, MO 64105 | Full Service B&M | $313,034 |
| Nbh Bank | 11111 W 95th St Overland Park, KS 66214 | Full Service B&M | $121,955 |
| Nbh Bank | 120 So Elizabeth St Elizabeth, CO 80107 | Full Service B&M | $55,420 |
| Nbh Bank | 1205 Ne Douglas Street Lees Summit, MO 64086 | Full Service B&M | $54,725 |
| Nbh Bank | 121 East Main Street Questa, NM 87556 | Full Service B&M | $25,649 |
| Nbh Bank | 1211 Main Street Lexington, MO 64067 | Full Service B&M | $46,973 |
| Nbh Bank | 123 W. 1st Street Pueblo, CO 81003 | Full Service B&M | $17,672 |
| Nbh Bank | 12500 South 71 Highway Grandview, MO 64030 | Full Service B&M | $79,617 |
| Nbh Bank | 1270 Automation Drive Windsor, CO 80550 | Full Service B&M | $17,670 |
| Nbh Bank | 12907 S. Parker Road Parker, CO 80134 | Full Service B&M | $25,257 |
| Nbh Bank | 1304 N. Walnut Cameron, MO 64429 | Full Service B&M | $83,768 |
| Nbh Bank | 13270 Metcalf Avenue Overland Park, KS 66213 | Full Service B&M | $86,175 |
| Nbh Bank | 134 N. Crown Hill Road Excelsior Springs, MO 64024 | Full Service B&M | $59,979 |
| Nbh Bank | 13425 Shawnee Mission Parkway Shawnee, KS 66216 | Full Service B&M | $56,330 |
| Nbh Bank | 1356 Paseo Del Pueblo Sur Taos, NM 87571 | Full Service B&M | $102,176 |
| Nbh Bank | 13725 Struthers Road Suite 1 Colorado Springs, CO 80921 | Full Service B&M | $25,997 |
| Nbh Bank | 14735 West 119th Street Olathe, KS 66062 | Full Service B&M | $37,516 |
| Nbh Bank | 15040 West 87th Street Lenexa, KS 66215 | Full Service B&M | $50,244 |
| Nbh Bank | 1506 South Main Ottawa, KS 66067 | Full Service B&M | $9,702 |
| Nbh Bank | 1580 N Church Road Liberty, MO 64068 | Full Service B&M | $68,696 |
| Nbh Bank | 1701 Main Ave Durango, CO 81301 | Full Service B&M | $47,790 |
| Nbh Bank | 1810 Grand Ave Glenwood Springs, CO 81602 | Full Service B&M | $23,415 |
| Nbh Bank | 18301 East 40 Highway Independence, MO 64055 | Full Service B&M | $107,503 |
| Nbh Bank | 18601 East Main Street Parker, CO 80134 | Full Service B&M | $29,702 |
| Nbh Bank | 1899 Woodmoor Drive Monument, CO 80132 | Full Service B&M | $91,240 |
| Nbh Bank | 19 North Tejon, Ste 100 Colorado Springs, CO 80903 | Full Service B&M | $55,222 |
| Nbh Bank | 1904 North Baltimore Kirksville, MO 63501 | Full Service B&M | $34,182 |
| Nbh Bank | 200 North Spartan Drive Richmond, MO 64085 | Full Service B&M | $90,733 |
| Nbh Bank | 2002 East Santa Fe Olathe, KS 66062 | Full Service B&M | $82,307 |
| Nbh Bank | 201 N. Jesse James Road Excelsior Springs, MO 64024 | Full Service B&M | $76,410 |
| Nbh Bank | 201 North Elson Street Kirksville, MO 63501 | Full Service B&M | $114,692 |
| Nbh Bank | 201 North Main Street Rocky Ford, CO 81067 | Full Service B&M | $26,914 |
| Nbh Bank | 2045 Broadway Street Boulder, CO 80302 | Full Service B&M | $4,875 |
| Nbh Bank | 2061 Main Street Alamosa, CO 81101 | Full Service B&M | $27,893 |
| Nbh Bank | 210 N. Mill St. Aspen, CO 81611 | Full Service B&M | $113,437 |
| Nbh Bank | 212 South Broadway Louisburg, KS 66053 | Full Service B&M | $31,277 |
| Nbh Bank | 2155 Louisiana Blvd Ne Albuquerque, NM 87110 | Full Service B&M | $41,007 |
| Nbh Bank | 219 Paseo Del Pueblo Norte Taos, NM 87571 | Full Service B&M | $24,470 |
| Nbh Bank | 219 South Main Street Rock Port, MO 64482 | Full Service B&M | $61,172 |
| Nbh Bank | 231 Silver Street Lake City, CO 81235 | Full Service B&M | $19,736 |
| Nbh Bank | 255 Gold Rivers Road, #140 Basalt, CO 81621 | Full Service B&M | $27,834 |
| Nbh Bank | 2710 Walsh Tarlton Lane Austin, TX 78746 | Full Service B&M | $30,509 |
| Nbh Bank | 277 Broadway Denver, CO 80203 | Full Service B&M | $124,558 |
| Nbh Bank | 29889 Us Highway 160 South Fork, CO 81154 | Full Service B&M | $39,915 |
| Nbh Bank | 301 North Commerce Drive Bayfield, CO 81122 | Full Service B&M | $60,602 |
| Nbh Bank | 3045 Iowa Street Lawrence, KS 66046 | Full Service B&M | $14,447 |
| Nbh Bank | 305 South Guyrene Street Dove Creek, CO 81324 | Full Service B&M | $38,516 |
| Nbh Bank | 3095 South Parker Road Aurora, CO 80014 | Full Service Retail | $17,743 |
| Nbh Bank | 3102 Maple Ave, Suite 24 Dallas, TX 75201 | Full Service B&M | $147,488 |
| Nbh Bank | 313 Chambers Ave. Unit A Eagle, CO 81631 | Full Service B&M | $11,670 |
| Nbh Bank | 326 Comanche Street Kiowa, CO 80117 | Full Service B&M | $39,866 |
| Nbh Bank | 330 S 12th Street Unit B Stuite 1 Montrose, CO 81401 | Full Service B&M | $27,739 |
| Nbh Bank | 345 South Washington Street Chillicothe, MO 64601 | Full Service B&M | $74,569 |
| Nbh Bank | 3473 W. 32nd Ave Denver, CO 80211 | Full Service B&M | $23,819 |
| Nbh Bank | 3500 Rainbow Boulevard Kansas City, KS 66103 | Full Service B&M | $33,428 |
| Nbh Bank | 3501 South Broadway Englewood, CO 80110 | Full Service B&M | $40,218 |
| Nbh Bank | 3635 23rd Avenue Evans, CO 80620 | Full Service B&M | $94,043 |
| Nbh Bank | 3780 West 10th Street Greeley, CO 80634 | Full Service B&M | $56,804 |
| Nbh Bank | 385 Justin Avenue Platteville, CO 80651 | Full Service B&M | $25,266 |
| Nbh Bank | 400 Harrison Avenue Leadville, CO 80461 | Full Service B&M | $72,557 |
| Nbh Bank | 402 North Main Maryville, MO 64468 | Full Service B&M | $131,993 |
| Nbh Bank | 434 South Main Street Ottawa, KS 66067 | Full Service B&M | $76,843 |
| Nbh Bank | 4532 Boardwalk Drive Fort Collins, CO 80525 | Full Service B&M | $52,183 |
| Nbh Bank | 4600 Shawnee Drive Kansas City, KS 66106 | Full Service B&M | $35,399 |
| Nbh Bank | 4831 West 6th Street Lawrence, KS 66049 | Full Service B&M | $39,557 |
| Nbh Bank | 5 Super Market Road Questa, NM 87556 | Full Service B&M | $2,098 |
| Nbh Bank | 501 Main Street La Jara, CO 81140 | Full Service B&M | $62,478 |
| Nbh Bank | 501 Main Street Walsenburg, CO 81089 | Full Service B&M | $59,154 |
| Nbh Bank | 502 N Main St Maryville, MO 64468 | Limited, Drive-thru | $0 |
| Nbh Bank | 503 6th Street Crested Butte, CO 81224 | Full Service B&M | $69,516 |
| Nbh Bank | 5175 North Academy Boulevard Colorado Springs, CO 80918 | Full Service B&M | $56,012 |
| Nbh Bank | 520 Highway 24 South Buena Vista, CO 81211 | Full Service B&M | $19,780 |
| Nbh Bank | 5800 East Bannister Road Kansas City, MO 64134 | Full Service B&M | $9,046 |
| Nbh Bank | 59 North Broadway Monte Vista, CO 81144 | Full Service B&M | $27,528 |
| Nbh Bank | 7900 East 1st Avenue Denver, CO 80230 | Full Service B&M | $24,290 |
| Nbh Bank | 6249 Brookside Boulevard Kansas City, MO 64113 | Full Service B&M | $39,202 |
| Nbh Bank | 6425 North Oak Trafficway Gladstone, MO 64118 | Full Service B&M | $86,286 |
| Nbh Bank | 6430 North Cosby Avenue Kansas City, MO 64151 | Full Service B&M | $44,858 |
| Nbh Bank | 651 Scott Avenue Woodland Park, CO 80863 | Full Service B&M | $20,881 |
| Nbh Bank | 70 W Benchmark Road Suite 101 Avon, CO 81620 | Full Service B&M | $6,974 |
| Nbh Bank | 710 Paseo Del Pueblo Sur Suite A Taos, NM 87571 | Full Service B&M | $12,090 |
| Nbh Bank | 7251 West 20th Street, Building A Greeley, CO 80634 | Full Service B&M | $30,936 |
| Nbh Bank | 7480 W. Highway 50 Salida, CO 81201 | Full Service B&M | $21,343 |
| Nbh Bank | 7530 Grandview Avenue Arvada, CO 80002 | Full Service B&M | $81,561 |
| Nbh Bank | 7579 West 151st Street Overland Park, KS 66223 | Full Service B&M | $42,663 |
| Nbh Bank | 7800 East Orchard Road Suite 200 Greenwood Village, CO 80111 | Full Service B&M | $384,925 |
| Nbh Bank | 7804 State Avenue Kansas City, KS 66112 | Full Service B&M | $76,342 |
| Nbh Bank | 7904 Ward Parkway Kansas City, MO 64114 | Full Service B&M | $32,981 |
| Nbh Bank | 801 N 500 W, Ste 202 West Bountiful, UT 84010 | Full Service B&M | $13,777 |
| Nbh Bank | 801 N. 36th Street St. Joseph, MO 64506 | Full Service B&M | $88,536 |
| Nbh Bank | 931 West Foxwood Dr. Raymore, MO 64083 | Full Service B&M | $35,468 |
| Nbh Bank | 950 Sutton Place Liberty, MO 64068 | Full Service B&M | $55,492 |
For 2020, Nbh Bank had 101 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $218,002 |
| Net interest income | $192,946 |
| Total noninterest income | $141,470 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $14,090 |
| Trading account gains and fees | $827 |
| Additional Noninterest Income | $126,553 |
| Pre-tax net operating income | $117,154 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $94,616 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $94,616 |
| Minority interest net income | $0 |
| Net income | $94,616 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $94,616 |
Nbh Bank's gross interest income from loans was $218,002,000.
Nbh Bank's net interest income from loans was $192,946,000.
Nbh Bank's fee based income from loans was $14,090,000.
Nbh Bank's net income from loans was $94,616,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $25,056 |
| Provision for credit losses | $17,534 |
| Total noninterest expense | $199,728 |
| Salaries and employee benefits | $136,034 |
| Premises and equipment expense | $28,069 |
| Additional noninterest expense | $35,625 |
| Applicable income taxes | $22,538 |
| Net charge-offs | $2,657 |
| Cash dividends | $27,203 |
Nbh Bank's interest expense for loans was $25,056,000.
Nbh Bank's payroll and benefits expense were $136,034,000.
Nbh Bank's property, plant and equipment expenses $28,069,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 2.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $5,778,451 |
| Deposits held in domestic offices | $5,778,451 |
| Deposits by Individuals, partnerships, and corporations | $5,304,688 |
| Deposits by U.S. Government | $18 |
| Deposits by States and political subdivisions in the U.S. | $438,687 |
| Deposits by Commercial banks and other depository institutions in U.S. | $35,058 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $201,899 |
| Demand deposits | $201,899 |
| Nontransaction accounts | $5,576,552 |
| Money market deposit accounts (MMDAs) | $3,943,591 |
| Other savings deposits (excluding MMDAs) | $646,829 |
| Total time deposits | $986,132 |
| Total time and savings deposits | $5,576,552 |
| Noninterest-bearing deposits | $2,213,461 |
| Interest-bearing deposits | $3,564,990 |
| Retail deposits | $5,623,048 |
| IRAs and Keogh plan accounts | $158,256 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $6,656,382 |
| Cash & Balances due from depository institutions | $604,119 |
| Interest-bearing balances | $539,395 |
| Total securities | $1,038,101 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $4,541,762 |
| Loan and leases loss allowance | $59,777 |
| Trading account assets | $18,149 |
| Bank premises and fixed assets | $132,383 |
| Other real estate owned | $4,730 |
| Goodwill and other intangibles | $132,955 |
| All other assets | $184,183 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $6,656,382 |
| Total Liabilities | $5,931,380 |
| Total deposits | $5,778,451 |
| Interest-bearing deposits | $3,564,990 |
| Deposits held in domestic offices | $5,778,451 |
| % insured (estimated) | $81 |
| Federal funds purchased and repurchase agreements | $22,897 |
| Trading liabilities | $18,176 |
| Other borrowed funds | $25,992 |
| Subordinated debt | $0 |
| All other liabilities | $85,864 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $4,541,762 |
| Loan and leases loss allowance | $59,777 |
| Total loans and leases (domestic) | $4,601,539 |
| All real estate loans | $2,170,688 |
| Real estate loans in domestic offices | $2,170,688 |
| Construction and development loans | $189,804 |
| Residential 1-4 family construction | $33,886 |
| Other construction, all land development and other land | $155,918 |
| Loans secured by nonfarm nonresidential properties | $920,018 |
| Nonfarm nonresidential secured by owner-occupied properties | $476,800 |
| Commercial real estate & other non-farm, non-residential | $443,218 |
| Multifamily residential real estate | $68,756 |
| 1-4 family residential loans | $881,317 |
| Farmland loans | $110,793 |
| Loans held in foreign offices | $0 |
| Farm loans | $99,504 |
| Commercial and industrial loans | $1,440,764 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $19,006 |
| Credit card loans | $0 |
| Related Plans | $2,853 |
| Consumer Auto Loans | $6,141 |
| Other loans to individuals | $10,012 |
| All other loans & leases | $871,577 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $13,945 |
| Non 1-4 family restructured loans & leases | $11,872 |
| Total loans and leases (foreign) | $0 |
NBH Bank had $4,541,762,000 of loans outstanding in 2020. $2,170,688,000 of loans were in real estate loans. $189,804,000 of loans were in development loans. $68,756,000 of loans were in multifamily mortgage loans. $881,317,000 of loans were in 1-4 family mortgage loans. $99,504,000 of loans were in farm loans. $0 of loans were in credit card loans. $6,141,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 670 | $170,113 | $253,900 |
| Nonfarm, nonresidential loans - <$100k | 108 | $4,150 | $38,426 |
| Nonfarm, nonresidential loans - $100-250k | 189 | $24,144 | $127,746 |
| Nonfarm, nonresidential loans - $250k-1MM | 373 | $141,819 | $380,212 |
| Commercial & Industrial, US addressed loans - <$1MM | 2,443 | $206,939 | $84,707 |
| Commercial & Industrial, US addressed loans - <$100k | 1,638 | $41,435 | $25,296 |
| Commercial & Industrial, US addressed loans - $100-250k | 390 | $38,934 | $99,831 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 415 | $126,570 | $304,988 |
| Farmland loans - <$1MM | 167 | $14,881 | $89,108 |
| Farmland loans - <$100k | 77 | $2,178 | $28,286 |
| Farmland loans - $100-250k | 58 | $5,508 | $94,966 |
| Farmland loans - $250k-1MM | 32 | $7,195 | $224,844 |
| Agriculture operations loans - <$1MM | 203 | $11,405 | $56,182 |
| Agriculture operations loans - <$100k | 151 | $3,034 | $20,093 |
| Agriculture operations loans - $100-250k | 37 | $4,429 | $119,703 |
| Agriculture operations loans - $250k-1MM | 15 | $3,942 | $262,800 |