Nbh Bank Mortgage Rates, Fees & Info

Greenwood Village, CO

LEI: 549300T7AIY7RU1YDP31

Tax ID: 51-0678201

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Mortgage Data

Bank Data

Review & Overview

Nbh Bank is a small bank specializing in Refi and Home Purchase loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Colorado Springs, Denver, Salt Lake City, Kansas City, and Greeley among others. We have data for 246 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nbh Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbh Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.83% 3/28/24
30 Year Conventional Purchase 6.63% 3/28/24
30 Year Conventional Refi 6.48% 3/28/24
30 Year Cash-out Refi 6.69% 3/28/24
30 Year FHA Purchase 7.37% 3/28/24
30 Year FHA Refi 7.04% 3/28/24
30 Year VA Purchase 6.06% 3/28/24
30 Year VA Refi 5.97% 3/28/24
30 Year USDA Purchase 6.72% 3/28/24
30 Year USDA Refi 6.27% 3/28/24
15 Year Conventional Purchase 6.12% 3/28/24
15 Year Conventional Refi 6.39% 3/28/24
15 Year Cash-out Refi 6.39% 3/28/24
15 Year FHA Purchase 5.68% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nbh Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nbh Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,928

Origination Dollar Volume (All Markets)

$2,584,530,000

Employee count

1,201 Show all (37) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLORADO SPRINGS, CO (FHA|USDA|VA) 2,599 $801,875,000 $308,532 $4,105 3.07%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,815 $630,905,000 $347,606 $3,625 3.23%
SALT LAKE CITY, UT (FHA|USDA|VA) 569 $184,125,000 $323,594 $4,036 3.20%
KANSAS CITY, MO-KS (FHA|USDA|VA) 881 $165,845,000 $188,246 $2,433 3.42%
Outside of Metro Areas 453 $103,545,000 $228,576 $3,117 3.38%
GREELEY, CO (FHA|USDA|VA) 223 $59,395,000 $266,345 $3,422 3.27%
PROVO-OREM, UT (FHA|USDA|VA) 160 $49,800,000 $311,250 $4,022 3.16%
LAWRENCE, KS (FHA|USDA|VA) 216 $49,030,000 $226,991 $2,676 3.21%
FORT COLLINS, CO (FHA|USDA|VA) 131 $36,785,000 $280,802 $3,366 3.28%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 113 $31,665,000 $280,221 $4,067 3.27%
BOULDER, CO (FHA|USDA|VA) 93 $30,235,000 $325,108 $3,107 3.29%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 79 $29,665,000 $375,506 $5,055 2.72%
Emporia, KS (FHA|USDA|VA) 123 $17,135,000 $139,309 $2,540 3.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 31 $16,675,000 $537,903 $7,841 2.90%
ST. LOUIS, MO-IL (FHA|USDA|VA) 84 $16,110,000 $191,786 $3,683 3.25%
Edwards, CO (FHA|USDA|VA) 47 $15,475,000 $329,255 $3,215 3.28%
Glenwood Springs, CO (FHA|USDA|VA) 30 $15,160,000 $505,333 $3,435 3.40%
Salina, KS (FHA|USDA|VA) 95 $14,095,000 $148,368 $2,973 3.05%
PUEBLO, CO (FHA|USDA|VA) 59 $13,925,000 $236,017 $3,727 3.10%
TOPEKA, KS (FHA|USDA|VA) 41 $13,635,000 $332,561 $2,949 3.20%
Breckenridge, CO (FHA|USDA|VA) 30 $10,960,000 $365,333 $3,511 3.21%
Heber, UT (FHA|USDA|VA) 19 $9,925,000 $522,368 $6,479 3.61%
Ottawa, KS (FHA|USDA|VA) 62 $9,250,000 $149,194 $2,276 3.23%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 34 $9,120,000 $268,235 $3,025 3.13%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 25 $7,425,000 $297,000 $3,006 3.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 21 $7,265,000 $345,952 $6,199 3.02%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 14 $6,800,000 $485,714 $4,646 2.99%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 12 $6,670,000 $555,833 $7,503 3.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 21 $6,655,000 $316,905 $4,060 2.89%
BAKERSFIELD, CA (FHA|USDA|VA) 26 $6,580,000 $253,077 $3,287 3.10%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 61 $6,565,000 $107,623 $2,006 3.45%
Durango, CO (FHA|USDA|VA) 31 $6,505,000 $209,839 $2,781 3.43%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 20 $6,090,000 $304,500 $7,583 2.74%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 13 $5,865,000 $451,154 $5,218 2.96%
BEND, OR (FHA|USDA|VA) 16 $5,650,000 $353,125 $3,822 3.33%
ST. GEORGE, UT (FHA|USDA|VA) 19 $5,505,000 $289,737 $3,512 3.43%
Kirksville, MO (FHA|USDA|VA) 42 $5,170,000 $123,095 $2,050 3.33%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 10 $4,500,000 $450,000 $7,569 3.12%
ALBUQUERQUE, NM (FHA|USDA|VA) 11 $4,255,000 $386,818 $4,207 3.33%
WICHITA, KS (FHA|USDA|VA) 17 $3,965,000 $233,235 $4,246 3.23%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 11 $3,745,000 $340,455 $4,817 3.17%
CaƱon City, CO (FHA|USDA|VA) 18 $3,740,000 $207,778 $3,283 3.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 13 $3,725,000 $286,538 $3,778 2.97%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 12 $3,700,000 $308,333 $5,245 2.79%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 9 $3,395,000 $377,222 $2,849 3.10%
BOISE CITY, ID (FHA|USDA|VA) 9 $3,375,000 $375,000 $4,587 3.08%
Montrose, CO (FHA|USDA|VA) 14 $3,360,000 $240,000 $2,932 3.30%
GRAND JUNCTION, CO (FHA|USDA|VA) 17 $3,335,000 $196,176 $2,911 3.29%
LOGAN, UT-ID (FHA|USDA|VA) 12 $3,110,000 $259,167 $2,895 2.89%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $2,920,000 $486,667 $3,959 3.17%
Taos, NM (FHA|USDA|VA) 15 $2,795,000 $186,333 $3,300 3.76%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $2,755,000 $551,000 $3,599 3.25%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $2,395,000 $479,000 $3,077 3.30%
Maryville, MO (FHA|USDA|VA) 23 $2,235,000 $97,174 $1,944 3.59%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $2,215,000 $316,429 $7,468 2.96%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $2,090,000 $348,333 $8,420 2.83%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,055,000 $293,571 $3,534 3.02%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $2,055,000 $158,077 $3,689 2.83%
Outside of Metro Areas 4 $1,940,000 $485,000 $4,181 3.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $1,915,000 $273,571 $2,640 3.09%
Steamboat Springs, CO (FHA|USDA|VA) 6 $1,780,000 $296,667 $2,926 3.44%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,725,000 $345,000 $5,016 2.95%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,705,000 $341,000 $3,373 2.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $1,655,000 $236,429 $4,580 3.14%
Cedar City, UT (FHA|USDA|VA) 7 $1,625,000 $232,143 $3,108 3.71%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,505,000 $301,000 $1,822 2.80%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $1,460,000 $365,000 $1,231 2.97%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $1,445,000 $289,000 $1,907 3.13%
CHEYENNE, WY (FHA|USDA|VA) 5 $1,445,000 $289,000 $1,447 3.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $1,425,000 $285,000 $4,774 2.75%
COLUMBUS, OH (FHA|USDA|VA) 4 $1,390,000 $347,500 $7,377 2.91%
ANCHORAGE, AK (FHA|USDA|VA) 5 $1,385,000 $277,000 $1,900 2.68%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,325,000 $265,000 $3,637 3.00%
TUCSON, AZ (FHA|USDA|VA) 6 $1,320,000 $220,000 $2,200 3.40%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $1,255,000 $418,333 $8,180 3.04%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,240,000 $310,000 $2,261 3.13%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,320 3.19%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,192 3.34%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $1,190,000 $595,000 $4,834 3.13%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,155,000 $385,000 $1,559 2.79%
VISALIA, CA (FHA|USDA|VA) 3 $1,135,000 $378,333 $8,976 2.88%
Laramie, WY (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,792 3.37%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,032 2.56%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,095,000 $219,000 $2,855 2.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,625 2.93%
RENO, NV (FHA|USDA|VA) 4 $1,080,000 $270,000 $1,824 3.22%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $3,848 3.25%
RICHMOND, VA (FHA|USDA|VA) 3 $1,015,000 $338,333 $9,394 2.88%
Fort Morgan, CO (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,958 3.03%
Bozeman, MT (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,145 3.22%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $985,000 $328,333 $1,258 3.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $985,000 $328,333 $2,393 3.37%
PITTSBURGH, PA (FHA|USDA|VA) 2 $890,000 $445,000 $3,131 3.00%
Wooster, OH (FHA|USDA|VA) 6 $880,000 $146,667 $0 3.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $880,000 $440,000 $3,924 3.19%
ANN ARBOR, MI (FHA|USDA|VA) 2 $860,000 $430,000 $3,758 2.56%
LAS CRUCES, NM (FHA|USDA|VA) 5 $855,000 $171,000 $3,322 3.45%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $850,000 $212,500 $2,382 3.41%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $840,000 $420,000 $4,056 3.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $800,000 $200,000 $1,519 3.13%
FRESNO, CA (FHA|USDA|VA) 3 $785,000 $261,667 $5,502 3.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $780,000 $390,000 $1,347 3.19%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $780,000 $390,000 $4,002 3.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $770,000 $385,000 $10,445 2.63%
Sanford, NC (FHA|USDA|VA) 2 $770,000 $385,000 $5,733 2.56%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $750,000 $375,000 $12,990 2.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $735,000 $245,000 $3,101 3.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $710,000 $177,500 $1,891 3.13%
KNOXVILLE, TN (FHA|USDA|VA) 2 $710,000 $355,000 $7,861 3.25%
Enterprise, AL (FHA|USDA|VA) 2 $680,000 $340,000 $7,540 3.06%
McPherson, KS (FHA|USDA|VA) 4 $680,000 $170,000 $3,410 3.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $680,000 $340,000 $2,510 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 3 $675,000 $225,000 $3,330 2.67%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $670,000 $335,000 $7,301 3.25%
Sevierville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $683 3.56%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $665,000 $133,000 $0 4.18%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $650,000 $325,000 $3,201 3.56%
MANHATTAN, KS (FHA|USDA|VA) 2 $590,000 $295,000 $1,052 2.44%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $575,000 $575,000 $7,139 2.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $570,000 $285,000 $1,337 3.19%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $570,000 $285,000 $4,527 3.19%
SAVANNAH, GA (FHA|USDA|VA) 2 $550,000 $275,000 $9,327 2.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $550,000 $275,000 $4,851 2.56%
TWIN FALLS, ID (FHA|USDA|VA) 2 $530,000 $265,000 $3,984 3.37%
Brookings, OR (FHA|USDA|VA) 2 $520,000 $260,000 $2,903 2.69%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $515,000 $515,000 $2,612 2.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $500,000 $250,000 $10,077 3.19%
Prineville, OR (FHA|USDA|VA) 1 $495,000 $495,000 $5,372 3.38%
Brainerd, MN (FHA|USDA|VA) 1 $495,000 $495,000 $1,309 2.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $495,000 $165,000 $1,371 3.25%
COLUMBIA, SC (FHA|USDA|VA) 2 $490,000 $245,000 $4,662 2.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $480,000 $240,000 $0 3.50%
GREAT FALLS, MT (FHA|USDA|VA) 2 $480,000 $240,000 $5,383 3.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $470,000 $235,000 $4,053 2.94%
Laconia, NH (FHA|USDA|VA) 1 $465,000 $465,000 $1,791 3.38%
ENID, OK (FHA|USDA|VA) 1 $465,000 $465,000 $105 2.50%
Urbana, OH (FHA|USDA|VA) 1 $465,000 $465,000 $1,825 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,866 3.00%
MIDLAND, MI (FHA|USDA|VA) 1 $455,000 $455,000 $3,521 2.25%
STOCKTON, CA (FHA|USDA|VA) 1 $435,000 $435,000 $4,012 2.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $420,000 $210,000 $1,795 3.06%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $410,000 $205,000 $5,236 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $410,000 $205,000 $1,334 3.63%
Fallon, NV (FHA|USDA|VA) 2 $410,000 $205,000 $648 2.63%
Mountain Home, AR (FHA|USDA|VA) 1 $405,000 $405,000 $2,419 2.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $405,000 $405,000 $4,724 2.88%
Rock Springs, WY (FHA|USDA|VA) 2 $400,000 $200,000 $2,138 3.06%
SALEM, OR (FHA|USDA|VA) 1 $395,000 $395,000 $4,094 2.75%
Shelbyville, TN (FHA|USDA|VA) 1 $395,000 $395,000 $2,169 3.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $390,000 $195,000 $924 3.41%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $385,000 $385,000 $4,567 2.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $385,000 $385,000 $4,542 2.38%
Jesup, GA (FHA|USDA|VA) 1 $385,000 $385,000 $4,351 2.50%
BILLINGS, MT (FHA|USDA|VA) 1 $375,000 $375,000 $1,624 3.75%
SPARTANBURG, SC (FHA|USDA|VA) 1 $375,000 $375,000 $968 2.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $365,000 $365,000 $8,275 3.00%
MOBILE, AL (FHA|USDA|VA) 1 $365,000 $365,000 $3,733 3.38%
GLENS FALLS, NY (FHA|USDA|VA) 1 $365,000 $365,000 $4,602 2.50%
CHICO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $2,704 3.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $350,000 $175,000 $2,910 3.19%
HATTIESBURG, MS (FHA|USDA|VA) 2 $350,000 $175,000 $6,288 2.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $345,000 $345,000 $1,141 3.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $345,000 $345,000 $4,628 3.12%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $345,000 $115,000 $2,966 3.17%
Atchison, KS (FHA|USDA|VA) 2 $340,000 $170,000 $2,456 3.00%
DuBois, PA (FHA|USDA|VA) 1 $335,000 $335,000 $3,237 2.75%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $335,000 $335,000 $3,631 2.88%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $335,000 $111,667 $2,502 3.71%
Rexburg, ID (FHA|USDA|VA) 2 $330,000 $165,000 $8,248 3.06%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $325,000 $325,000 $3,771 2.99%
SANTA FE, NM (FHA|USDA|VA) 2 $320,000 $160,000 $4,965 2.63%
Williston, ND (FHA|USDA|VA) 1 $315,000 $315,000 $3,889 3.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $315,000 $315,000 $4,911 2.99%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $305,000 $305,000 $8,962 3.25%
Kalispell, MT (FHA|USDA|VA) 1 $295,000 $295,000 $8,614 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $295,000 $295,000 $850 2.75%
Port Angeles, WA (FHA|USDA|VA) 1 $295,000 $295,000 $6,670 3.25%
Hays, KS (FHA|USDA|VA) 1 $295,000 $295,000 $4,635 3.25%
Craig, CO (FHA|USDA|VA) 1 $285,000 $285,000 $1,233 3.38%
Concord, NH (FHA|USDA|VA) 1 $285,000 $285,000 $3,426 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $275,000 $275,000 $11,658 3.50%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $275,000 $275,000 $1,561 2.38%
Jackson, WY-ID (FHA|USDA|VA) 1 $275,000 $275,000 $5,348 3.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $275,000 $275,000 $1,983 2.75%
Hutchinson, KS (FHA|USDA|VA) 2 $270,000 $135,000 $2,519 2.81%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $8,995 3.00%
MIDLAND, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,833 2.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.63%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,166 2.88%
WACO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $1,495 3.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $235,000 $235,000 $2,876 2.50%
YAKIMA, WA (FHA|USDA|VA) 1 $235,000 $235,000 $2,426 3.75%
Meridian, MS (FHA|USDA|VA) 1 $235,000 $235,000 $2,036 2.50%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,695 3.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $225,000 $225,000 $6,233 2.50%
RAPID CITY, SD (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.25%
WILMINGTON, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,558 2.88%
Show Low, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $1,903 2.88%
Clovis, NM (FHA|USDA|VA) 1 $225,000 $225,000 $7,869 3.25%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $215,000 $215,000 $13,370 3.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.88%
Plymouth, IN (FHA|USDA|VA) 1 $205,000 $205,000 $215 3.00%
Warrensburg, MO (FHA|USDA|VA) 2 $200,000 $100,000 $1,155 3.99%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $195,000 $195,000 $6,804 2.50%
Roswell, NM (FHA|USDA|VA) 1 $195,000 $195,000 $1,933 2.75%
North Platte, NE (FHA|USDA|VA) 1 $195,000 $195,000 $2,391 2.38%
Chillicothe, OH (FHA|USDA|VA) 1 $195,000 $195,000 $10,463 3.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $195,000 $195,000 $579 2.75%
Price, UT (FHA|USDA|VA) 1 $185,000 $185,000 $3,213 3.13%
MODESTO, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,012 3.13%
EL PASO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,251 3.25%
Harrison, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,254 3.38%
Spearfish, SD (FHA|USDA|VA) 1 $175,000 $175,000 $3,161 2.63%
Stillwater, OK (FHA|USDA|VA) 1 $175,000 $175,000 $4,118 2.88%
MANKATO, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,812 2.38%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $165,000 $165,000 $1,173 2.75%
MUNCIE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,997 2.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,445 3.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,579 2.88%
OCALA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $1,142 2.75%
Dodge City, KS (FHA|USDA|VA) 1 $165,000 $165,000 $1,267 3.63%
Branson, MO (FHA|USDA|VA) 2 $160,000 $80,000 $2,256 3.40%
Vernal, UT (FHA|USDA|VA) 1 $155,000 $155,000 $3,470 2.50%
LINCOLN, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,724 3.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $155,000 $155,000 $335 4.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,687 3.25%
Lumberton, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,171 2.38%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,691 3.50%
Columbus, MS (FHA|USDA|VA) 1 $145,000 $145,000 $1,189 3.50%
EspaƱola, NM (FHA|USDA|VA) 1 $135,000 $135,000 $1,732 2.88%
Winfield, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,850 2.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.75%
DOTHAN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.00%
Sterling, CO (FHA|USDA|VA) 1 $125,000 $125,000 $1,263 3.50%
Garden City, KS (FHA|USDA|VA) 1 $125,000 $125,000 $1,731 3.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,060 2.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $115,000 $115,000 $3,291 3.38%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $115,000 $115,000 $2,266 3.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $3,543 2.99%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.38%
PEORIA, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,343 3.00%
Alamogordo, NM (FHA|USDA|VA) 1 $85,000 $85,000 $2,811 3.00%
Deming, NM (FHA|USDA|VA) 1 $65,000 $65,000 $1,677 3.50%
Sedalia, MO (FHA|USDA|VA) 1 $45,000 $45,000 $1,484 2.50%
Nbh Bank's top markets include Colorado Springs, Denver, Salt Lake City, Kansas City, and Greeley among others.

Their top states include:
  • Colorado (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,393 $1,848,595,000 $289,159 $2,985 3.25%
    VA 1,518 $548,090,000 $361,061 $4,999 2.78%
    FHA 576 $143,460,000 $249,063 $7,002 3.10%
    HELOC 394 $35,160,000 $89,239 n/a 4.11%
    USDA 47 $9,225,000 $196,277 $3,308 2.95%

    For 2020, Nbh Bank's most frequently originated type of loan was Conventional, with 6,393 originations. Their 2nd most popular type was VA, with 1,518 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 3,926 $1,121,840,000 $285,746 $2,767 3.04%
    Home Purchase 3,337 $1,065,405,000 $319,270 $4,758 3.22%
    Cash Out Refi 1,295 $364,695,000 $281,618 $3,605 3.34%
    Home Improvement 224 $16,140,000 $72,054 $528 4.11%
    Other 146 $16,450,000 $112,671 $1,624 4.01%

    For 2020, Nbh Bank's most frequently cited loan purpose was Refi, with 3,926 originations. The 2nd most popular reason was Home Purchase, with 3,337 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,162 $2,213,630,000 $309,080 $3,810 3.16%
    15 Year 807 $168,245,000 $208,482 $2,499 2.90%
    10 Year 441 $35,165,000 $79,739 $543 4.08%
    20 Year 310 $81,460,000 $262,774 $2,774 3.14%
    Other 93 $23,055,000 $247,903 $1,790 3.37%
    30+ year 62 $37,880,000 $610,968 $10,264 4.13%
    1 Year 28 $6,110,000 $218,214 $0 4.61%
    5 Year 24 $12,420,000 $517,500 $160 3.99%
    3 Year 1 $6,565,000 $6,565,000 $0 4.25%

    For 2020, Nbh Bank's most frequently cited loan duration was 30 Year, with 7,162 originations. The 2nd most popular length was 15 Year, with 807 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,610 $1,112,340,000 $308,127
    $<1k 3,372 $919,970,000 $272,826
    $2k-3k 465 $151,715,000 $326,269
    $3k-4k 226 $76,820,000 $339,912
    $5k+ 127 $76,655,000 $603,583
    $4k-5k 119 $46,095,000 $387,353

    Nbh Bank's average total fees were $3,810, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,610 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,919 $1,118,305,000 $285,355
    2.5-3% 3,317 $997,855,000 $300,831
    <2.5% 1,018 $316,980,000 $311,375
    4-5% 577 $140,555,000 $243,596
    5-6% 90 $10,620,000 $118,000
    6-7% 7 $215,000 $30,714

    During 2020, Nbh Bank's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 3,919 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,546 $1,341,200,000 $295,029 $3,719 3.11%
    $100k-200k 1,824 $280,690,000 $153,887 $2,619 3.23%
    $400k-600k 1,536 $719,720,000 $468,568 $4,513 3.09%
    $100,000 or less 806 $48,180,000 $59,777 $1,545 3.77%
    $600k-1MM 181 $132,115,000 $729,917 $7,519 3.24%
    $1MM+ 35 $62,625,000 $1,789,286 $12,981 3.48%

    2020 saw Nbh Bank place emphasis on $200k-400k loans with 4,546 originations, totaling $1,341,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,952 $619,200,000 $317,213 $4,034 3.21%
    $50k-75k 1,846 $426,820,000 $231,213 $3,818 3.21%
    $75k-100k 1,505 $411,885,000 $273,678 $3,917 3.22%
    $150k-250k 1,267 $451,335,000 $356,223 $3,851 3.31%
    $50k or less 957 $147,325,000 $153,945 $3,059 3.26%
    $250k+ 433 $195,695,000 $451,952 $4,786 3.43%

    Nbh Bank lent most frequently to those with incomes in the $100k-150k range, with 1,952 originations. The second most popular income band? $50k-75k, with 1,846 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,003 $556,275,000 $277,721 $3,331 3.19%
    30-36% 1,531 $430,745,000 $281,349 $3,610 3.25%
    <20% 910 $222,870,000 $244,912 $2,804 3.19%
    42% 323 $91,185,000 $282,307 $3,934 3.36%
    40% 320 $91,730,000 $286,656 $4,224 3.26%
    44% 312 $90,050,000 $288,622 $4,142 3.28%
    41% 289 $81,625,000 $282,439 $3,829 3.34%
    43% 285 $80,955,000 $284,053 $4,204 3.34%
    38% 281 $83,695,000 $297,847 $3,700 3.26%
    39% 274 $83,350,000 $304,197 $4,280 3.35%
    37% 260 $76,310,000 $293,500 $3,841 3.32%
    36% 247 $73,415,000 $297,227 $3,945 3.31%
    50-60% 215 $68,485,000 $318,535 $7,168 3.06%
    45% 201 $61,985,000 $308,383 $3,854 3.20%
    49% 200 $63,580,000 $317,900 $5,258 3.19%
    46% 169 $52,195,000 $308,846 $4,896 3.14%
    48% 158 $44,650,000 $282,595 $4,860 3.16%
    47% 149 $42,955,000 $288,289 $4,554 3.31%
    >60% 10 $2,850,000 $285,000 $3,950 3.93%

    Nbh Bank lent most frequently to those with DTI ratios of 20-30%, with 2,003 originations. The next most common DTI ratio? 30-36%, with 1,531 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,291 $1,783,635,000 $283,522 $3,547 3.18%
    Not provided 2,193 $659,225,000 $300,604 $3,847 3.23%
    Black 252 $66,500,000 $263,889 $4,506 3.20%
    Asian 135 $40,005,000 $296,333 $3,310 3.11%
    Not applicable 6 $20,500,000 $3,416,667 $0 4.49%
    American Indian 39 $11,635,000 $298,333 $3,989 3.04%
    Native Hawaiian or Islander 6 $1,240,000 $206,667 $1,640 3.75%
    Japanese 1 $425,000 $425,000 $2,844 3.38%
    Filipino 1 $425,000 $425,000 $3,736 3.13%
    Asian Indian 2 $400,000 $200,000 $4,032 3.75%
    Other Asian 1 $315,000 $315,000 $3,550 3.50%
    Guamanian 1 $225,000 $225,000 $3,006 2.88%

    Approval Rates

    Total approvals of all applications
    95.15%

    Nbh Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    68.92%

    Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,928 $2,584,530,000 $289,486

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $1,675,000 $1,675,000
    Multifamily:Site-Built 3 $18,375,000 $6,125,000
    Single Family (1-4 Units):Manufactured 43 $6,515,000 $151,512
    Single Family (1-4 Units):Site-Built 8,881 $2,557,965,000 $288,027

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 543 $84,915,000 $156,381 $2,398 3.32%
    40-60% 1,434 $364,530,000 $254,205 $2,730 3.03%
    60-80% 3,167 $1,018,965,000 $321,745 $3,225 3.24%
    80-100% 3,168 $994,640,000 $313,965 $3,990 3.11%
    Over 100% 249 $99,115,000 $398,052 $12,170 2.87%
    Under 20% 365 $21,735,000 $59,548 $737 4.15%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    NOVA Financial Holding Company, LLC FHA mortgage Closing on a mortgage 1 33.3%
    NOVA Financial Holding Company, LLC FHA mortgage Trouble during payment process 1 33.3%
    NOVA Financial Holding Company, LLC Other type of mortgage Struggling to pay mortgage 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Nbh Bank 100 Main Street Grand Junction, CO 81501 Full Service B&M $22,042
    Nbh Bank 100 West Colorado Avenue, Unit C Telluride, CO 81435 Full Service B&M $33,886
    Nbh Bank 1002 Highway 65 North Carrollton, MO 64633 Full Service B&M $25,158
    Nbh Bank 101 East Warren Avenue Cripple Creek, CO 80813 Full Service B&M $31,638
    Nbh Bank 1016 South Main Maryville, MO 64468 Limited, Drive-thru $0
    Nbh Bank 102 South Highway 71 Savannah, MO 64485 Full Service B&M $37,079
    Nbh Bank 110 South Fourth Street Edwardsville, KS 66113 Full Service B&M $58,105
    Nbh Bank 1100 N.W. Outer Road Blue Springs, MO 64015 Full Service B&M $60,291
    Nbh Bank 1100 North Main Street Gunnison, CO 81230 Full Service B&M $54,359
    Nbh Bank 1111 Main Street Suite 100 Kansas City, MO 64105 Full Service B&M $313,034
    Nbh Bank 11111 W 95th St Overland Park, KS 66214 Full Service B&M $121,955
    Nbh Bank 120 So Elizabeth St Elizabeth, CO 80107 Full Service B&M $55,420
    Nbh Bank 1205 Ne Douglas Street Lees Summit, MO 64086 Full Service B&M $54,725
    Nbh Bank 121 East Main Street Questa, NM 87556 Full Service B&M $25,649
    Nbh Bank 1211 Main Street Lexington, MO 64067 Full Service B&M $46,973
    Nbh Bank 123 W. 1st Street Pueblo, CO 81003 Full Service B&M $17,672
    Nbh Bank 12500 South 71 Highway Grandview, MO 64030 Full Service B&M $79,617
    Nbh Bank 1270 Automation Drive Windsor, CO 80550 Full Service B&M $17,670
    Nbh Bank 12907 S. Parker Road Parker, CO 80134 Full Service B&M $25,257
    Nbh Bank 1304 N. Walnut Cameron, MO 64429 Full Service B&M $83,768
    Nbh Bank 13270 Metcalf Avenue Overland Park, KS 66213 Full Service B&M $86,175
    Nbh Bank 134 N. Crown Hill Road Excelsior Springs, MO 64024 Full Service B&M $59,979
    Nbh Bank 13425 Shawnee Mission Parkway Shawnee, KS 66216 Full Service B&M $56,330
    Nbh Bank 1356 Paseo Del Pueblo Sur Taos, NM 87571 Full Service B&M $102,176
    Nbh Bank 13725 Struthers Road Suite 1 Colorado Springs, CO 80921 Full Service B&M $25,997
    Nbh Bank 14735 West 119th Street Olathe, KS 66062 Full Service B&M $37,516
    Nbh Bank 15040 West 87th Street Lenexa, KS 66215 Full Service B&M $50,244
    Nbh Bank 1506 South Main Ottawa, KS 66067 Full Service B&M $9,702
    Nbh Bank 1580 N Church Road Liberty, MO 64068 Full Service B&M $68,696
    Nbh Bank 1701 Main Ave Durango, CO 81301 Full Service B&M $47,790
    Nbh Bank 1810 Grand Ave Glenwood Springs, CO 81602 Full Service B&M $23,415
    Nbh Bank 18301 East 40 Highway Independence, MO 64055 Full Service B&M $107,503
    Nbh Bank 18601 East Main Street Parker, CO 80134 Full Service B&M $29,702
    Nbh Bank 1899 Woodmoor Drive Monument, CO 80132 Full Service B&M $91,240
    Nbh Bank 19 North Tejon, Ste 100 Colorado Springs, CO 80903 Full Service B&M $55,222
    Nbh Bank 1904 North Baltimore Kirksville, MO 63501 Full Service B&M $34,182
    Nbh Bank 200 North Spartan Drive Richmond, MO 64085 Full Service B&M $90,733
    Nbh Bank 2002 East Santa Fe Olathe, KS 66062 Full Service B&M $82,307
    Nbh Bank 201 N. Jesse James Road Excelsior Springs, MO 64024 Full Service B&M $76,410
    Nbh Bank 201 North Elson Street Kirksville, MO 63501 Full Service B&M $114,692
    Nbh Bank 201 North Main Street Rocky Ford, CO 81067 Full Service B&M $26,914
    Nbh Bank 2045 Broadway Street Boulder, CO 80302 Full Service B&M $4,875
    Nbh Bank 2061 Main Street Alamosa, CO 81101 Full Service B&M $27,893
    Nbh Bank 210 N. Mill St. Aspen, CO 81611 Full Service B&M $113,437
    Nbh Bank 212 South Broadway Louisburg, KS 66053 Full Service B&M $31,277
    Nbh Bank 2155 Louisiana Blvd Ne Albuquerque, NM 87110 Full Service B&M $41,007
    Nbh Bank 219 Paseo Del Pueblo Norte Taos, NM 87571 Full Service B&M $24,470
    Nbh Bank 219 South Main Street Rock Port, MO 64482 Full Service B&M $61,172
    Nbh Bank 231 Silver Street Lake City, CO 81235 Full Service B&M $19,736
    Nbh Bank 255 Gold Rivers Road, #140 Basalt, CO 81621 Full Service B&M $27,834
    Nbh Bank 2710 Walsh Tarlton Lane Austin, TX 78746 Full Service B&M $30,509
    Nbh Bank 277 Broadway Denver, CO 80203 Full Service B&M $124,558
    Nbh Bank 29889 Us Highway 160 South Fork, CO 81154 Full Service B&M $39,915
    Nbh Bank 301 North Commerce Drive Bayfield, CO 81122 Full Service B&M $60,602
    Nbh Bank 3045 Iowa Street Lawrence, KS 66046 Full Service B&M $14,447
    Nbh Bank 305 South Guyrene Street Dove Creek, CO 81324 Full Service B&M $38,516
    Nbh Bank 3095 South Parker Road Aurora, CO 80014 Full Service Retail $17,743
    Nbh Bank 3102 Maple Ave, Suite 24 Dallas, TX 75201 Full Service B&M $147,488
    Nbh Bank 313 Chambers Ave. Unit A Eagle, CO 81631 Full Service B&M $11,670
    Nbh Bank 326 Comanche Street Kiowa, CO 80117 Full Service B&M $39,866
    Nbh Bank 330 S 12th Street Unit B Stuite 1 Montrose, CO 81401 Full Service B&M $27,739
    Nbh Bank 345 South Washington Street Chillicothe, MO 64601 Full Service B&M $74,569
    Nbh Bank 3473 W. 32nd Ave Denver, CO 80211 Full Service B&M $23,819
    Nbh Bank 3500 Rainbow Boulevard Kansas City, KS 66103 Full Service B&M $33,428
    Nbh Bank 3501 South Broadway Englewood, CO 80110 Full Service B&M $40,218
    Nbh Bank 3635 23rd Avenue Evans, CO 80620 Full Service B&M $94,043
    Nbh Bank 3780 West 10th Street Greeley, CO 80634 Full Service B&M $56,804
    Nbh Bank 385 Justin Avenue Platteville, CO 80651 Full Service B&M $25,266
    Nbh Bank 400 Harrison Avenue Leadville, CO 80461 Full Service B&M $72,557
    Nbh Bank 402 North Main Maryville, MO 64468 Full Service B&M $131,993
    Nbh Bank 434 South Main Street Ottawa, KS 66067 Full Service B&M $76,843
    Nbh Bank 4532 Boardwalk Drive Fort Collins, CO 80525 Full Service B&M $52,183
    Nbh Bank 4600 Shawnee Drive Kansas City, KS 66106 Full Service B&M $35,399
    Nbh Bank 4831 West 6th Street Lawrence, KS 66049 Full Service B&M $39,557
    Nbh Bank 5 Super Market Road Questa, NM 87556 Full Service B&M $2,098
    Nbh Bank 501 Main Street La Jara, CO 81140 Full Service B&M $62,478
    Nbh Bank 501 Main Street Walsenburg, CO 81089 Full Service B&M $59,154
    Nbh Bank 502 N Main St Maryville, MO 64468 Limited, Drive-thru $0
    Nbh Bank 503 6th Street Crested Butte, CO 81224 Full Service B&M $69,516
    Nbh Bank 5175 North Academy Boulevard Colorado Springs, CO 80918 Full Service B&M $56,012
    Nbh Bank 520 Highway 24 South Buena Vista, CO 81211 Full Service B&M $19,780
    Nbh Bank 5800 East Bannister Road Kansas City, MO 64134 Full Service B&M $9,046
    Nbh Bank 59 North Broadway Monte Vista, CO 81144 Full Service B&M $27,528
    Nbh Bank 7900 East 1st Avenue Denver, CO 80230 Full Service B&M $24,290
    Nbh Bank 6249 Brookside Boulevard Kansas City, MO 64113 Full Service B&M $39,202
    Nbh Bank 6425 North Oak Trafficway Gladstone, MO 64118 Full Service B&M $86,286
    Nbh Bank 6430 North Cosby Avenue Kansas City, MO 64151 Full Service B&M $44,858
    Nbh Bank 651 Scott Avenue Woodland Park, CO 80863 Full Service B&M $20,881
    Nbh Bank 70 W Benchmark Road Suite 101 Avon, CO 81620 Full Service B&M $6,974
    Nbh Bank 710 Paseo Del Pueblo Sur Suite A Taos, NM 87571 Full Service B&M $12,090
    Nbh Bank 7251 West 20th Street, Building A Greeley, CO 80634 Full Service B&M $30,936
    Nbh Bank 7480 W. Highway 50 Salida, CO 81201 Full Service B&M $21,343
    Nbh Bank 7530 Grandview Avenue Arvada, CO 80002 Full Service B&M $81,561
    Nbh Bank 7579 West 151st Street Overland Park, KS 66223 Full Service B&M $42,663
    Nbh Bank 7800 East Orchard Road Suite 200 Greenwood Village, CO 80111 Full Service B&M $384,925
    Nbh Bank 7804 State Avenue Kansas City, KS 66112 Full Service B&M $76,342
    Nbh Bank 7904 Ward Parkway Kansas City, MO 64114 Full Service B&M $32,981
    Nbh Bank 801 N 500 W, Ste 202 West Bountiful, UT 84010 Full Service B&M $13,777
    Nbh Bank 801 N. 36th Street St. Joseph, MO 64506 Full Service B&M $88,536
    Nbh Bank 931 West Foxwood Dr. Raymore, MO 64083 Full Service B&M $35,468
    Nbh Bank 950 Sutton Place Liberty, MO 64068 Full Service B&M $55,492

    For 2020, Nbh Bank had 101 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $218,002
    Net interest income $192,946
    Total noninterest income $141,470
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $14,090
    Trading account gains and fees $827
    Additional Noninterest Income $126,553
    Pre-tax net operating income $117,154
    Securities gains (or losses, -) $0
    Income before extraordinary items $94,616
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $94,616
    Minority interest net income $0
    Net income $94,616
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $94,616

    Nbh Bank's gross interest income from loans was $218,002,000.
    Nbh Bank's net interest income from loans was $192,946,000.
    Nbh Bank's fee based income from loans was $14,090,000.
    Nbh Bank's net income from loans was $94,616,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $25,056
    Provision for credit losses $17,534
    Total noninterest expense $199,728
    Salaries and employee benefits $136,034
    Premises and equipment expense $28,069
    Additional noninterest expense $35,625
    Applicable income taxes $22,538
    Net charge-offs $2,657
    Cash dividends $27,203

    Nbh Bank's interest expense for loans was $25,056,000.
    Nbh Bank's payroll and benefits expense were $136,034,000.
    Nbh Bank's property, plant and equipment expenses $28,069,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 2.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $5,778,451
    Deposits held in domestic offices $5,778,451
    Deposits by Individuals, partnerships, and corporations $5,304,688
    Deposits by U.S. Government $18
    Deposits by States and political subdivisions in the U.S. $438,687
    Deposits by Commercial banks and other depository institutions in U.S. $35,058
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $201,899
    Demand deposits $201,899
    Nontransaction accounts $5,576,552
    Money market deposit accounts (MMDAs) $3,943,591
    Other savings deposits (excluding MMDAs) $646,829
    Total time deposits $986,132
    Total time and savings deposits $5,576,552
    Noninterest-bearing deposits $2,213,461
    Interest-bearing deposits $3,564,990
    Retail deposits $5,623,048
    IRAs and Keogh plan accounts $158,256
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $6,656,382
    Cash & Balances due from depository institutions $604,119
    Interest-bearing balances $539,395
    Total securities $1,038,101
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,541,762
    Loan and leases loss allowance $59,777
    Trading account assets $18,149
    Bank premises and fixed assets $132,383
    Other real estate owned $4,730
    Goodwill and other intangibles $132,955
    All other assets $184,183

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $6,656,382
    Total Liabilities $5,931,380
    Total deposits $5,778,451
    Interest-bearing deposits $3,564,990
    Deposits held in domestic offices $5,778,451
    % insured (estimated) $81
    Federal funds purchased and repurchase agreements $22,897
    Trading liabilities $18,176
    Other borrowed funds $25,992
    Subordinated debt $0
    All other liabilities $85,864

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,541,762
    Loan and leases loss allowance $59,777
    Total loans and leases (domestic) $4,601,539
    All real estate loans $2,170,688
    Real estate loans in domestic offices $2,170,688
    Construction and development loans $189,804
    Residential 1-4 family construction $33,886
    Other construction, all land development and other land $155,918
    Loans secured by nonfarm nonresidential properties $920,018
    Nonfarm nonresidential secured by owner-occupied properties $476,800
    Commercial real estate & other non-farm, non-residential $443,218
    Multifamily residential real estate $68,756
    1-4 family residential loans $881,317
    Farmland loans $110,793
    Loans held in foreign offices $0
    Farm loans $99,504
    Commercial and industrial loans $1,440,764
    To non-U.S. addressees $0
    Loans to individuals $19,006
    Credit card loans $0
    Related Plans $2,853
    Consumer Auto Loans $6,141
    Other loans to individuals $10,012
    All other loans & leases $871,577
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $13,945
    Non 1-4 family restructured loans & leases $11,872
    Total loans and leases (foreign) $0

    NBH Bank had $4,541,762,000 of loans outstanding in 2020. $2,170,688,000 of loans were in real estate loans. $189,804,000 of loans were in development loans. $68,756,000 of loans were in multifamily mortgage loans. $881,317,000 of loans were in 1-4 family mortgage loans. $99,504,000 of loans were in farm loans. $0 of loans were in credit card loans. $6,141,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 670 $170,113 $253,900
    Nonfarm, nonresidential loans - <$100k 108 $4,150 $38,426
    Nonfarm, nonresidential loans - $100-250k 189 $24,144 $127,746
    Nonfarm, nonresidential loans - $250k-1MM 373 $141,819 $380,212
    Commercial & Industrial, US addressed loans - <$1MM 2,443 $206,939 $84,707
    Commercial & Industrial, US addressed loans - <$100k 1,638 $41,435 $25,296
    Commercial & Industrial, US addressed loans - $100-250k 390 $38,934 $99,831
    Commercial & Industrial, US addressed loans - $250k-1MM 415 $126,570 $304,988
    Farmland loans - <$1MM 167 $14,881 $89,108
    Farmland loans - <$100k 77 $2,178 $28,286
    Farmland loans - $100-250k 58 $5,508 $94,966
    Farmland loans - $250k-1MM 32 $7,195 $224,844
    Agriculture operations loans - <$1MM 203 $11,405 $56,182
    Agriculture operations loans - <$100k 151 $3,034 $20,093
    Agriculture operations loans - $100-250k 37 $4,429 $119,703
    Agriculture operations loans - $250k-1MM 15 $3,942 $262,800