Nbh Bank Mortgage Rates, Fees & Info

Greenwood Village, CO

LEI: 549300T7AIY7RU1YDP31

Tax ID: 51-0678201

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Nbh Bank is a small bank specializing in Home Purchase and Refi loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Colorado Springs, Denver, Salt Lake City, Kansas City, and Greeley among others. We have data for 177 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nbh Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbh Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	5.83%	12/16/24
30 Year Conventional Purchase	6.63%	12/16/24
30 Year Conventional Refi	6.48%	12/16/24
30 Year Cash-out Refi	6.69%	12/16/24
30 Year FHA Purchase	7.37%	12/16/24
30 Year FHA Refi	7.04%	12/16/24
30 Year VA Purchase	6.06%	12/16/24
30 Year VA Refi	5.97%	12/16/24
30 Year USDA Purchase	6.72%	12/16/24
30 Year USDA Refi	6.27%	12/16/24
15 Year Conventional Purchase	6.12%	12/16/24
15 Year Conventional Refi	6.39%	12/16/24
15 Year Cash-out Refi	6.39%	12/16/24
15 Year FHA Purchase	5.68%	12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nbh Bank Mortgage Calculator

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This is not an official calculator from Nbh Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

5,844

Origination Dollar Volume (All Markets)

$1,546,810,000

Employee count

1,229

Awards

NBH Bank 30 Year Conventional Loans gold

NBH Bank 30 Year Conventional Loans bronze

NBH Bank 30 Year Conventional Loans silver

Show all (29) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	1,663	$496,895,000	$298,794	$4,370	4.11%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	1,065	$348,435,000	$327,169	$3,735	4.30%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	360	$132,050,000	$366,806	$3,945	4.22%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	789	$115,705,000	$146,648	$2,637	4.59%
Outside of Metro Areas	332	$67,760,000	$204,096	$2,978	4.57%
GREELEY, CO (FHA\|USDA\|VA)	143	$33,495,000	$234,231	$3,722	4.46%
LAWRENCE, KS (FHA\|USDA\|VA)	168	$32,690,000	$194,583	$2,796	4.24%
PROVO-OREM, UT (FHA\|USDA\|VA)	90	$28,260,000	$314,000	$4,430	3.98%
FORT COLLINS, CO (FHA\|USDA\|VA)	71	$19,715,000	$277,676	$3,415	4.10%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	68	$17,530,000	$257,794	$4,008	4.53%
BOULDER, CO (FHA\|USDA\|VA)	47	$16,755,000	$356,489	$3,791	4.28%
WICHITA, KS (FHA\|USDA\|VA)	6	$12,880,000	$2,146,667	$2,748	4.09%
Salina, KS (FHA\|USDA\|VA)	102	$12,150,000	$119,118	$2,783	4.35%
Emporia, KS (FHA\|USDA\|VA)	99	$12,045,000	$121,667	$2,679	4.27%
Edwards, CO (FHA\|USDA\|VA)	29	$10,225,000	$352,586	$4,160	4.51%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	28	$9,610,000	$343,214	$4,138	3.68%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	16	$9,320,000	$582,500	$7,873	3.88%
PUEBLO, CO (FHA\|USDA\|VA)	47	$9,085,000	$193,298	$3,549	4.38%
Glenwood Springs, CO (FHA\|USDA\|VA)	27	$8,055,000	$298,333	$3,654	4.81%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	73	$7,245,000	$99,247	$1,867	4.76%
BAKERSFIELD, CA (FHA\|USDA\|VA)	28	$6,880,000	$245,714	$3,281	3.83%
Durango, CO (FHA\|USDA\|VA)	41	$6,675,000	$162,805	$3,083	4.98%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	37	$6,505,000	$175,811	$2,568	4.36%
Breckenridge, CO (FHA\|USDA\|VA)	12	$6,390,000	$532,500	$2,089	4.15%
Heber, UT (FHA\|USDA\|VA)	14	$6,120,000	$437,143	$4,706	4.49%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	20	$5,930,000	$296,500	$4,556	4.27%
Ottawa, KS (FHA\|USDA\|VA)	42	$5,430,000	$129,286	$2,282	4.46%
TOPEKA, KS (FHA\|USDA\|VA)	13	$5,265,000	$405,000	$2,939	4.26%
Taos, NM (FHA\|USDA\|VA)	21	$3,945,000	$187,857	$3,692	5.11%
ST. GEORGE, UT (FHA\|USDA\|VA)	12	$3,430,000	$285,833	$4,218	4.28%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	12	$3,270,000	$272,500	$3,205	4.02%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	12	$2,550,000	$212,500	$3,379	4.49%
Cañon City, CO (FHA\|USDA\|VA)	11	$2,535,000	$230,455	$3,442	4.50%
Kirksville, MO (FHA\|USDA\|VA)	24	$2,390,000	$99,583	$1,697	4.67%
LOGAN, UT-ID (FHA\|USDA\|VA)	9	$2,345,000	$260,556	$3,427	4.35%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	8	$2,120,000	$265,000	$4,050	3.98%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	5	$2,055,000	$411,000	$3,789	3.60%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	6	$2,020,000	$336,667	$3,825	3.85%
Montrose, CO (FHA\|USDA\|VA)	10	$1,990,000	$199,000	$2,600	4.63%
BEND, OR (FHA\|USDA\|VA)	5	$1,925,000	$385,000	$4,192	3.92%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	7	$1,915,000	$273,571	$3,184	4.31%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	5	$1,755,000	$351,000	$4,875	3.35%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	9	$1,705,000	$189,444	$1,268	4.38%
BOISE CITY, ID (FHA\|USDA\|VA)	5	$1,665,000	$333,000	$6,222	4.17%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	5	$1,655,000	$331,000	$4,813	4.10%
Steamboat Springs, CO (FHA\|USDA\|VA)	7	$1,655,000	$236,429	$3,476	4.39%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	4	$1,650,000	$412,500	$4,272	4.00%
JACKSONVILLE, FL (FHA\|USDA\|VA)	6	$1,610,000	$268,333	$5,478	4.17%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	6	$1,540,000	$256,667	$8,379	3.88%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	6	$1,540,000	$256,667	$4,132	4.44%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	5	$1,505,000	$301,000	$2,817	3.83%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	2	$1,370,000	$685,000	$6,117	4.19%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	4	$1,340,000	$335,000	$5,000	3.97%
Maryville, MO (FHA\|USDA\|VA)	24	$1,330,000	$55,417	$1,281	4.82%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	4	$1,280,000	$320,000	$3,612	4.19%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	4	$1,280,000	$320,000	$2,447	3.69%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	4	$1,220,000	$305,000	$4,101	4.22%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	3	$1,215,000	$405,000	$6,118	4.08%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	4	$1,110,000	$277,500	$4,425	4.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	4	$1,020,000	$255,000	$6,774	4.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	3	$1,005,000	$335,000	$2,176	3.58%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	1	$1,005,000	$1,005,000	$3,510	3.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	3	$975,000	$325,000	$2,639	3.58%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	4	$960,000	$240,000	$2,674	3.81%
WILMINGTON, NC (FHA\|USDA\|VA)	3	$905,000	$301,667	$2,206	4.22%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	3	$865,000	$288,333	$2,963	4.17%
Outside of Metro Areas	2	$750,000	$375,000	$8,398	4.00%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	1	$715,000	$715,000	$5,644	3.50%
Warrensburg, MO (FHA\|USDA\|VA)	4	$710,000	$177,500	$1,847	5.31%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	1	$705,000	$705,000	$5,495	5.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	2	$680,000	$340,000	$3,005	4.88%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	2	$650,000	$325,000	$4,238	3.81%
SALINAS, CA (FHA\|USDA\|VA)	1	$645,000	$645,000	$1,409	4.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	1	$625,000	$625,000	$0	4.99%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	1	$615,000	$615,000	$11,967	4.13%
CHEYENNE, WY (FHA\|USDA\|VA)	3	$585,000	$195,000	$266	4.29%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	2	$540,000	$270,000	$2,747	3.69%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	2	$520,000	$260,000	$2,726	4.31%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	4	$500,000	$125,000	$5,311	4.66%
POCATELLO, ID (FHA\|USDA\|VA)	2	$490,000	$245,000	$3,074	4.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	3	$465,000	$155,000	$1,990	4.08%
Urbana, OH (FHA\|USDA\|VA)	1	$465,000	$465,000	$2,094	3.25%
MODESTO, CA (FHA\|USDA\|VA)	1	$465,000	$465,000	$577	3.63%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	2	$460,000	$230,000	$5,519	4.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	2	$450,000	$225,000	$3,017	4.31%
MIDLAND, MI (FHA\|USDA\|VA)	1	$445,000	$445,000	$1,167	3.38%
Dumas, TX (FHA\|USDA\|VA)	1	$435,000	$435,000	$6,282	3.63%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	1	$435,000	$435,000	$0	5.00%
Rexburg, ID (FHA\|USDA\|VA)	2	$410,000	$205,000	$1,167	4.06%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	1	$395,000	$395,000	$3,896	4.50%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	2	$380,000	$190,000	$2,760	4.19%
BILLINGS, MT (FHA\|USDA\|VA)	1	$375,000	$375,000	$2,190	4.38%
SPARTANBURG, SC (FHA\|USDA\|VA)	1	$375,000	$375,000	$1,286	3.25%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	1	$375,000	$375,000	$3,818	4.88%
SUMTER, SC (FHA\|USDA\|VA)	1	$365,000	$365,000	$3,023	3.25%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	1	$355,000	$355,000	$2,882	3.63%
CHICO, CA (FHA\|USDA\|VA)	1	$355,000	$355,000	$3,842	4.12%
OCALA, FL (FHA\|USDA\|VA)	2	$350,000	$175,000	$2,914	3.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	2	$340,000	$170,000	$3,358	3.75%
MANHATTAN, KS (FHA\|USDA\|VA)	2	$340,000	$170,000	$2,363	4.63%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	4.93%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	1	$335,000	$335,000	$2,972	4.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	1	$335,000	$335,000	$5,201	3.88%
CORVALLIS, OR (FHA\|USDA\|VA)	1	$325,000	$325,000	$3,759	3.88%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	1	$325,000	$325,000	$4,314	3.50%
SPRINGFIELD, MO (FHA\|USDA\|VA)	2	$320,000	$160,000	$1,346	3.63%
SIOUX FALLS, SD (FHA\|USDA\|VA)	2	$320,000	$160,000	$3,268	4.44%
Las Vegas, NM (FHA\|USDA\|VA)	1	$315,000	$315,000	$7,288	4.42%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	1	$315,000	$315,000	$4,115	3.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	2	$310,000	$155,000	$5,649	4.25%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$305,000	$305,000	$3,042	3.25%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	1	$305,000	$305,000	$2,481	3.99%
ABILENE, TX (FHA\|USDA\|VA)	2	$300,000	$150,000	$4,636	3.69%
SAVANNAH, GA (FHA\|USDA\|VA)	1	$295,000	$295,000	$2,466	3.25%
Craig, CO (FHA\|USDA\|VA)	1	$295,000	$295,000	$1,232	4.00%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	2	$290,000	$145,000	$8,130	3.94%
The Dalles, OR (FHA\|USDA\|VA)	1	$275,000	$275,000	$3,699	4.88%
GREAT FALLS, MT (FHA\|USDA\|VA)	1	$275,000	$275,000	$3,702	3.25%
LONGVIEW, WA (FHA\|USDA\|VA)	1	$275,000	$275,000	$5,784	4.63%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$265,000	$265,000	$1,042	4.13%
FRESNO, CA (FHA\|USDA\|VA)	1	$265,000	$265,000	$4,507	3.88%
Wooster, OH (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	5.25%
SPRINGFIELD, MA (FHA\|USDA\|VA)	1	$255,000	$255,000	$423	3.38%
CASPER, WY (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	4.00%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$245,000	$245,000	$4,392	4.38%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	1	$245,000	$245,000	$1,189	3.88%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	1	$245,000	$245,000	$7,209	3.88%
ENID, OK (FHA\|USDA\|VA)	1	$235,000	$235,000	$4,388	4.12%
LAS CRUCES, NM (FHA\|USDA\|VA)	3	$235,000	$78,333	$2,435	5.25%
Bartlesville, OK (FHA\|USDA\|VA)	1	$235,000	$235,000	$1,100	3.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	4.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	1	$215,000	$215,000	$3,206	4.50%
Marion, OH (FHA\|USDA\|VA)	1	$215,000	$215,000	$950	3.25%
Granbury, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$3,844	4.25%
RICHMOND, VA (FHA\|USDA\|VA)	1	$205,000	$205,000	$1,094	3.50%
IDAHO FALLS, ID (FHA\|USDA\|VA)	1	$205,000	$205,000	$3,819	4.88%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$205,000	$205,000	$1,903	4.75%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	1	$205,000	$205,000	$3,452	3.38%
Rock Springs, WY (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,201	4.25%
Jefferson, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$1,614	3.38%
CARSON CITY, NV (FHA\|USDA\|VA)	1	$195,000	$195,000	$603	3.25%
Garden City, KS (FHA\|USDA\|VA)	1	$185,000	$185,000	$5,248	3.75%
North Platte, NE (FHA\|USDA\|VA)	1	$185,000	$185,000	$2,928	4.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	1	$185,000	$185,000	$1,598	4.13%
GLENS FALLS, NY (FHA\|USDA\|VA)	1	$185,000	$185,000	$4,435	3.75%
Augusta-Waterville, ME (FHA\|USDA\|VA)	1	$175,000	$175,000	$17	3.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,670	3.88%
TULSA, OK (FHA\|USDA\|VA)	1	$165,000	$165,000	$2,260	3.25%
Fort Dodge, IA (FHA\|USDA\|VA)	1	$155,000	$155,000	$2,605	3.88%
TUCSON, AZ (FHA\|USDA\|VA)	1	$155,000	$155,000	$2,150	4.25%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$474	3.38%
Meridian, MS (FHA\|USDA\|VA)	1	$145,000	$145,000	$4,297	4.13%
Fort Morgan, CO (FHA\|USDA\|VA)	1	$145,000	$145,000	$4,166	4.88%
LINCOLN, NE (FHA\|USDA\|VA)	1	$145,000	$145,000	$2,663	4.63%
TWIN FALLS, ID (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.00%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.25%
LAWTON, OK (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.50%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,673	4.75%
Winfield, KS (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,730	4.00%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	1	$125,000	$125,000	$2,194	3.50%
Warren, PA (FHA\|USDA\|VA)	1	$125,000	$125,000	$1,354	3.63%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.99%
McPherson, KS (FHA\|USDA\|VA)	1	$125,000	$125,000	$965	3.88%
Alamogordo, NM (FHA\|USDA\|VA)	2	$120,000	$60,000	$1,598	4.49%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,906	3.88%
Cedar City, UT (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,537	4.25%
Coos Bay, OR (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.50%
BELLINGHAM, WA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.75%
RENO, NV (FHA\|USDA\|VA)	1	$85,000	$85,000	$3,873	4.00%
WHEELING, WV-OH (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	3.63%
Muskogee, OK (FHA\|USDA\|VA)	1	$65,000	$65,000	$2,366	4.00%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.38%
JOHNSON CITY, TN (FHA\|USDA\|VA)	1	$65,000	$65,000	$1,150	5.25%
FARMINGTON, NM (FHA\|USDA\|VA)	1	$55,000	$55,000	$2,732	4.13%
GREEN BAY, WI (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.75%
LUBBOCK, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$2,920	4.13%
Stillwater, OK (FHA\|USDA\|VA)	1	$55,000	$55,000	$2,876	4.38%

Nbh Bank's top markets include Colorado Springs, Denver, Salt Lake City, Kansas City, and Greeley among others.

Their top states include:

Colorado (FHA|USDA|VA)

Utah (FHA|USDA|VA)

Kansas (FHA|USDA|VA)

Missouri (FHA|USDA|VA)

Virginia (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against NBH Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

ABNB Federal Credit Union
Similarity Rank: 75

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LYNDON STATE BANK
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WEST COMMUNITY
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Jordan Federal Credit Union
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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	3,802	$1,045,370,000	$274,953	$2,870	4.27%
VA	969	$334,395,000	$345,093	$4,476	3.71%
HELOC	560	$53,030,000	$94,696	n/a	5.59%
FHA	458	$103,200,000	$225,328	$7,986	4.27%
USDA	55	$10,815,000	$196,636	$3,177	3.86%

For 2019, Nbh Bank's most frequently originated type of loan was Conventional, with 3,802 originations. Their 2nd most popular type was VA, with 969 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	3,128	$909,390,000	$290,726	$4,215	4.26%
Refi	1,463	$405,715,000	$277,317	$2,786	4.06%
Cash Out Refi	716	$193,720,000	$270,559	$3,846	4.20%
Home Improvement	294	$19,770,000	$67,245	$352	5.34%
Other	243	$18,215,000	$74,959	$702	5.26%

For 2019, Nbh Bank's most frequently cited loan purpose was Home Purchase, with 3,128 originations. The 2nd most popular reason was Refi, with 1,463 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	4,444	$1,297,870,000	$292,050	$3,923	4.14%
10 Year	602	$47,550,000	$78,987	$478	5.50%
15 Year	419	$73,815,000	$176,169	$2,066	4.02%
20 Year	164	$41,320,000	$251,951	$2,885	3.99%
Other	108	$18,820,000	$174,259	$674	5.12%
5 Year	53	$8,695,000	$164,057	$168	5.17%
30+ year	41	$21,975,000	$535,976	$8,912	4.63%
1 Year	9	$3,865,000	$429,444	$2,638	6.72%
3 Year	4	$32,900,000	$8,225,000	$0	4.82%

For 2019, Nbh Bank's most frequently cited loan duration was 30 Year, with 4,444 originations. The 2nd most popular length was 10 Year, with 602 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	2,659	$666,045,000	$250,487
$1k-2k	1,674	$505,380,000	$301,900
$2k-3k	255	$83,035,000	$325,627
$3k-4k	137	$46,885,000	$342,226
$4k-5k	93	$36,625,000	$393,817
$5k+	75	$38,935,000	$519,133

Nbh Bank's average total fees were $3,923, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,659 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	2,656	$802,210,000	$302,037
4-5%	2,270	$618,910,000	$272,648
5-6%	726	$101,250,000	$139,463
6-7%	151	$15,555,000	$103,013
7-8%	25	$3,085,000	$123,400
2.5-3%	13	$4,915,000	$378,077
%	3	$885,000	$295,000

During 2019, Nbh Bank's average interest rate for loans was 4.14%, while their most frequently originated rate bucket for loans was 3-4%, with 2,656 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	2,626	$764,240,000	$291,028	$3,885	4.08%
$100k-200k	1,226	$183,060,000	$149,315	$3,549	4.38%
$100,000 or less	992	$54,030,000	$54,466	$1,206	5.04%
$400k-600k	851	$396,195,000	$465,564	$4,320	4.02%
$600k-1MM	130	$91,740,000	$705,692	$6,219	4.17%
$1MM+	19	$57,545,000	$3,028,684	$6,045	4.48%

2019 saw Nbh Bank place emphasis on $200k-400k loans with 2,626 originations, totaling $764,240,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	1,312	$271,550,000	$206,974	$4,055	4.31%
$100k-150k	1,182	$336,500,000	$284,687	$3,859	4.35%
$75k-100k	1,000	$259,340,000	$259,340	$3,843	4.28%
$50k or less	776	$101,610,000	$130,941	$3,315	4.37%
$150k-250k	763	$263,085,000	$344,803	$3,960	4.42%
$250k+	277	$113,435,000	$409,513	$3,705	4.48%

Nbh Bank lent most frequently to those with incomes in the $50k-75k range, with 1,312 originations. The second most popular income band? $100k-150k, with 1,182 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	1,149	$263,435,000	$229,273	$3,025	4.33%
30-36%	973	$241,785,000	$248,494	$3,889	4.35%
<20%	419	$81,455,000	$194,403	$2,562	4.38%
42%	280	$70,070,000	$250,250	$3,770	4.58%
50-60%	244	$75,330,000	$308,730	$6,463	4.12%
41%	229	$59,645,000	$260,459	$3,571	4.46%
39%	220	$57,960,000	$263,455	$3,691	4.41%
40%	211	$57,615,000	$273,057	$3,352	4.39%
44%	210	$58,100,000	$276,667	$3,662	4.26%
38%	204	$52,400,000	$256,863	$3,387	4.40%
43%	201	$54,915,000	$273,209	$3,811	4.31%
37%	192	$50,600,000	$263,542	$3,752	4.39%
36%	178	$48,020,000	$269,775	$3,611	4.31%
45%	156	$42,820,000	$274,487	$3,972	4.28%
47%	133	$37,745,000	$283,797	$7,714	4.21%
48%	130	$36,700,000	$282,308	$4,228	4.21%
49%	127	$37,235,000	$293,189	$4,477	4.30%
46%	127	$36,105,000	$284,291	$4,455	4.25%
>60%	18	$3,140,000	$174,444	$2,417	4.65%

Nbh Bank lent most frequently to those with DTI ratios of 20-30%, with 1,149 originations. The next most common DTI ratio? 30-36%, with 973 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	4,236	$1,074,480,000	$253,654	$3,645	4.28%
Not provided	1,246	$335,830,000	$269,526	$3,744	4.35%
Black	187	$50,035,000	$267,567	$4,030	4.29%
Not applicable	32	$48,130,000	$1,504,063	$0	5.81%
Asian	108	$29,730,000	$275,278	$3,209	4.15%
American Indian	27	$6,215,000	$230,185	$3,269	4.25%
Native Hawaiian or Islander	5	$1,585,000	$317,000	$2,130	3.77%
Asian Indian	1	$435,000	$435,000	$733	3.88%
Filipino	1	$245,000	$245,000	$1,858	4.25%
Japanese	1	$125,000	$125,000	$149	3.48%

Approval Rates

Total approvals of all applications
90.91%

Nbh Bank has an average approval rate.

Pick Rate

Approvals leading to origination
63.93%

Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	5,844	$1,546,810,000	$264,683

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Multifamily:Manufactured	2	$140,000	$70,000
Multifamily:Site-Built	12	$43,540,000	$3,628,333
Single Family (1-4 Units):Manufactured	50	$5,560,000	$111,200
Single Family (1-4 Units):Site-Built	5,780	$1,497,570,000	$259,095

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	409	$52,255,000	$127,763	$1,787	4.92%
40-60%	481	$112,135,000	$233,129	$2,837	4.18%
60-80%	1,641	$523,425,000	$318,967	$3,299	4.21%
80-100%	2,650	$774,770,000	$292,366	$4,021	4.12%
Over 100%	181	$59,915,000	$331,022	$8,435	3.79%
Under 20%	479	$22,635,000	$47,255	$435	5.39%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
NBH Bank	100 Main Street Grand Junction, CO 81501	Full Service B&M	$21,384
NBH Bank	100 West Colorado Avenue, Unit C Telluride, CO 81435	Full Service B&M	$36,911
NBH Bank	1002 Highway 65 North Carrollton, MO 64633	Full Service B&M	$24,047
NBH Bank	101 East Warren Avenue Cripple Creek, CO 80813	Full Service B&M	$26,224
NBH Bank	1016 South Main Maryville, MO 64468	Limited, Drive-thru	$0
NBH Bank	12117 Bee Cave Road, Building 1, Suite 100 Austin, TX 78738	Full Service B&M	$38,431
NBH Bank	102 South Highway 71 Savannah, MO 64485	Full Service B&M	$34,564
NBH Bank	1044 West Drake Road Fort Collins, CO 80525	Full Service B&M	$24,315
NBH Bank	110 South Fourth Street Edwardsville, KS 66113	Full Service B&M	$52,022
NBH Bank	1100 N.W. Outer Road Blue Springs, MO 64015	Full Service B&M	$50,960
NBH Bank	1100 North Main Street Gunnison, CO 81230	Full Service B&M	$48,062
NBH Bank	1111 Main Street Suite 100 Kansas City, MO 64105	Full Service B&M	$164,684
NBH Bank	11111 W 95th St Overland Park, KS 66214	Full Service B&M	$115,892
NBH Bank	120 So Elizabeth St Elizabeth, CO 80107	Full Service B&M	$45,712
NBH Bank	1205 Ne Douglas Street Lees Summit, MO 64086	Full Service B&M	$47,160
NBH Bank	121 East Main Street Questa, NM 87556	Full Service B&M	$19,886
NBH Bank	1211 Main Street Lexington, MO 64067	Full Service B&M	$45,151
NBH Bank	123 W. 1st Street Pueblo, CO 81003	Full Service B&M	$18,325
NBH Bank	12500 South 71 Highway Grandview, MO 64030	Full Service B&M	$70,997
NBH Bank	1270 Automation Drive Windsor, CO 80550	Full Service B&M	$18,986
NBH Bank	12907 S. Parker Road Parker, CO 80134	Full Service B&M	$19,336
NBH Bank	1304 N. Walnut Cameron, MO 64429	Full Service B&M	$77,591
NBH Bank	13270 Metcalf Avenue Overland Park, KS 66213	Full Service B&M	$88,220
NBH Bank	134 N. Crown Hill Road Excelsior Springs, MO 64024	Full Service B&M	$47,242
NBH Bank	13425 Shawnee Mission Parkway Shawnee, KS 66216	Full Service B&M	$49,995
NBH Bank	1356 Paseo Del Pueblo Sur Taos, NM 87571	Full Service B&M	$90,865
NBH Bank	13725 Struthers Road Suite 1 Colorado Springs, CO 80921	Full Service B&M	$23,820
NBH Bank	14735 West 119th Street Olathe, KS 66062	Full Service B&M	$37,434
NBH Bank	15040 West 87th Street Lenexa, KS 66215	Full Service B&M	$49,017
NBH Bank	1506 South Main Ottawa, KS 66067	Full Service B&M	$9,967
NBH Bank	1580 N Church Road Liberty, MO 64068	Full Service B&M	$56,124
NBH Bank	15970 S. Bradley Dr. Olathe, KS 66062	Full Service B&M	$16,369
NBH Bank	1701 Main Ave Durango, CO 81301	Full Service B&M	$42,303
NBH Bank	1810 Grand Ave Glenwood Springs, CO 81602	Full Service B&M	$25,025
NBH Bank	18301 East 40 Highway Independence, MO 64055	Full Service B&M	$101,817
NBH Bank	18601 East Main Street Parker, CO 80134	Full Service B&M	$18,219
NBH Bank	1899 Woodmoor Drive Monument, CO 80132	Full Service B&M	$96,443
NBH Bank	19 North Tejon, Ste 100 Colorado Springs, CO 80903	Full Service B&M	$48,786
NBH Bank	1904 North Baltimore Kirksville, MO 63501	Full Service B&M	$31,102
NBH Bank	200 North Spartan Drive Richmond, MO 64085	Full Service B&M	$82,254
NBH Bank	2002 East Santa Fe Olathe, KS 66062	Full Service B&M	$57,170
NBH Bank	201 N. Jesse James Road Excelsior Springs, MO 64024	Full Service B&M	$66,890
NBH Bank	201 North Elson Street Kirksville, MO 63501	Full Service B&M	$107,164
NBH Bank	201 North Main Street Rocky Ford, CO 81067	Full Service B&M	$25,684
NBH Bank	2045 Broadway Street Boulder, CO 80302	Full Service B&M	$2,640
NBH Bank	2061 Main Street Alamosa, CO 81101	Full Service B&M	$24,564
NBH Bank	210 N. Mill St. Aspen, CO 81611	Full Service B&M	$87,268
NBH Bank	212 South Broadway Louisburg, KS 66053	Full Service B&M	$28,152
NBH Bank	2155 Louisiana Blvd Ne Albuquerque, NM 87110	Full Service B&M	$26,838
NBH Bank	219 Paseo Del Pueblo Norte Taos, NM 87571	Full Service B&M	$21,677
NBH Bank	219 South Main Street Rock Port, MO 64482	Full Service B&M	$58,128
NBH Bank	231 Silver Street Lake City, CO 81235	Full Service B&M	$16,876
NBH Bank	255 Gold Rivers Road, #140 Basalt, CO 81621	Full Service B&M	$18,350
NBH Bank	25877 Conifer Road Conifer, CO 80433	Full Service B&M	$9,893
NBH Bank	277 Broadway Denver, CO 80203	Full Service B&M	$56,909
NBH Bank	29889 Us Highway 160 South Fork, CO 81154	Full Service B&M	$30,244
NBH Bank	301 North Commerce Drive Bayfield, CO 81122	Full Service B&M	$55,036
NBH Bank	3045 Iowa Street Lawrence, KS 66046	Full Service B&M	$9,485
NBH Bank	305 South Guyrene Street Dove Creek, CO 81324	Full Service B&M	$35,392
NBH Bank	3095 South Parker Road Aurora, CO 80014	Full Service Retail	$13,140
NBH Bank	3102 Maple Ave, Suite 24 Dallas, TX 75201	Full Service B&M	$137,786
NBH Bank	313 Chambers Ave. Unit A Eagle, CO 81631	Full Service B&M	$10,432
NBH Bank	326 Comanche Street Kiowa, CO 80117	Full Service B&M	$40,490
NBH Bank	330 S 12th Street Unit B Stuite 1 Montrose, CO 81401	Full Service B&M	$23,848
NBH Bank	345 South Washington Street Chillicothe, MO 64601	Full Service B&M	$70,637
NBH Bank	3473 W. 32nd Ave Denver, CO 80211	Full Service B&M	$23,598
NBH Bank	3500 Rainbow Boulevard Kansas City, KS 66103	Full Service B&M	$30,383
NBH Bank	3501 South Broadway Englewood, CO 80110	Full Service B&M	$27,741
NBH Bank	3635 23rd Avenue Evans, CO 80620	Full Service B&M	$87,754
NBH Bank	370 Justin Avenue Platteville, CO 80651	Full Service B&M	$24,318
NBH Bank	3780 West 10th Street Greeley, CO 80634	Full Service B&M	$57,079
NBH Bank	400 Harrison Avenue Leadville, CO 80461	Full Service B&M	$60,750
NBH Bank	402 North Main Maryville, MO 64468	Full Service B&M	$127,223
NBH Bank	434 South Main Street Ottawa, KS 66067	Full Service B&M	$66,546
NBH Bank	4532 Boardwalk Drive Fort Collins, CO 80525	Full Service B&M	$19,576
NBH Bank	4600 Shawnee Drive Kansas City, KS 66106	Full Service B&M	$32,412
NBH Bank	4831 West 6th Street Lawrence, KS 66049	Full Service B&M	$34,050
NBH Bank	5 Super Market Road Questa, NM 87556	Full Service B&M	$2,899
NBH Bank	501 Main Street La Jara, CO 81140	Full Service B&M	$52,130
NBH Bank	501 Main Street Walsenburg, CO 81089	Full Service B&M	$40,636
NBH Bank	502 N Main St Maryville, MO 64468	Limited, Drive-thru	$0
NBH Bank	503 6th Street Crested Butte, CO 81224	Full Service B&M	$64,874
NBH Bank	5175 North Academy Boulevard Colorado Springs, CO 80918	Full Service B&M	$45,890
NBH Bank	520 Highway 24 South Buena Vista, CO 81211	Full Service B&M	$17,128
NBH Bank	5800 East Bannister Road Kansas City, MO 64134	Full Service B&M	$9,914
NBH Bank	59 North Broadway Monte Vista, CO 81144	Full Service B&M	$19,635
NBH Bank	6249 Brookside Boulevard Kansas City, MO 64113	Full Service B&M	$35,861
NBH Bank	6425 North Oak Trafficway Gladstone, MO 64118	Full Service B&M	$76,044
NBH Bank	6430 North Cosby Avenue Kansas City, MO 64151	Full Service B&M	$40,572
NBH Bank	651 Scott Avenue Woodland Park, CO 80863	Full Service B&M	$20,852
NBH Bank	70 W Benchmark Road Suite 101 Avon, CO 81620	Full Service B&M	$6,122
NBH Bank	710 Paseo Del Pueblo Sur Suite A Taos, NM 87571	Full Service B&M	$10,094
NBH Bank	7251 West 20th Street, Building A Greeley, CO 80634	Full Service B&M	$24,363
NBH Bank	745 New Hampshire Street Lawrence, KS 66044	Full Service B&M	$1,883
NBH Bank	7480 W. Highway 50 Salida, CO 81201	Full Service B&M	$16,067
NBH Bank	7530 Grandview Avenue Arvada, CO 80002	Full Service B&M	$78,504
NBH Bank	7579 West 151st Street Overland Park, KS 66223	Full Service B&M	$35,838
NBH Bank	7800 East Orchard Road Suite 200 Greenwood Village, CO 80111	Full Service B&M	$374,279
NBH Bank	7804 State Avenue Kansas City, KS 66112	Full Service B&M	$59,019
NBH Bank	7900 East 1st Avenue Denver, CO 80230	Full Service B&M	$21,868
NBH Bank	7904 Ward Parkway Kansas City, MO 64114	Full Service B&M	$32,090
NBH Bank	801 N. 36th Street St. Joseph, MO 64506	Full Service B&M	$87,144
NBH Bank	801 North 500 West, Suite 202 West Bountiful, UT 84010	Full Service B&M	$1,347
NBH Bank	931 West Foxwood Dr. Raymore, MO 64083	Full Service B&M	$29,002
NBH Bank	950 Sutton Place Liberty, MO 64068	Full Service B&M	$52,063

For 2019, Nbh Bank had 105 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$242,602
Net interest income	$205,831
Total noninterest income	$90,653
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$16,955
Trading account gains and fees	$1,164
Additional Noninterest Income	$72,534
Pre-tax net operating income	$102,988
Securities gains (or losses, -)	$595
Income before extraordinary items	$83,859
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$83,859
Minority interest net income	$0
Net income	$83,859
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$83,377

Nbh Bank's gross interest income from loans was $242,602,000.
Nbh Bank's net interest income from loans was $205,831,000.
Nbh Bank's fee based income from loans was $16,955,000.
Nbh Bank's net income from loans was $83,859,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$36,771
Provision for credit losses	$11,643
Total noninterest expense	$181,853
Salaries and employee benefits	$117,806
Premises and equipment expense	$27,246
Additional noninterest expense	$36,801
Applicable income taxes	$19,724
Net charge-offs	$8,271
Cash dividends	$55,728

Nbh Bank's interest expense for loans was $36,771,000.
Nbh Bank's payroll and benefits expense were $117,806,000.
Nbh Bank's property, plant and equipment expenses $27,246,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	0.0%
All other family	0.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$4,856,096
Deposits held in domestic offices	$4,856,096
Deposits by Individuals, partnerships, and corporations	$4,535,749
Deposits by U.S. Government	$5
Deposits by States and political subdivisions in the U.S.	$313,250
Deposits by Commercial banks and other depository institutions in U.S.	$7,092
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$171,649
Demand deposits	$131,701
Nontransaction accounts	$4,684,447
Money market deposit accounts (MMDAs)	$3,083,763
Other savings deposits (excluding MMDAs)	$542,531
Total time deposits	$1,058,153
Total time and savings deposits	$4,724,395
Noninterest-bearing deposits	$1,293,954
Interest-bearing deposits	$3,562,142
Retail deposits	$4,708,152
IRAs and Keogh plan accounts	$162,205
Brokered deposits	$0
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$5,893,793
Cash & Balances due from depository institutions	$111,562
Interest-bearing balances	$43,742
Total securities	$820,665
Federal funds sold & reverse repurchase	$0
Net loans and leases	$4,493,786
Loan and leases loss allowance	$39,064
Trading account assets	$9,004
Bank premises and fixed assets	$141,336
Other real estate owned	$7,300
Goodwill and other intangibles	$126,387
All other assets	$183,753

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$5,893,794
Total Liabilities	$5,239,286
Total deposits	$4,856,096
Interest-bearing deposits	$3,562,142
Deposits held in domestic offices	$4,856,096
% insured (estimated)	$84
Federal funds purchased and repurchase agreements	$56,935
Trading liabilities	$9,021
Other borrowed funds	$237,191
Subordinated debt	$0
All other liabilities	$80,043

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$4,493,786
Loan and leases loss allowance	$39,064
Total loans and leases (domestic)	$4,532,850
All real estate loans	$2,109,805
Real estate loans in domestic offices	$2,109,805
Construction and development loans	$161,143
Residential 1-4 family construction	$32,451
Other construction, all land development and other land	$128,692
Loans secured by nonfarm nonresidential properties	$927,097
Nonfarm nonresidential secured by owner-occupied properties	$459,829
Commercial real estate & other non-farm, non-residential	$467,268
Multifamily residential real estate	$55,810
1-4 family residential loans	$866,654
Farmland loans	$99,101
Loans held in foreign offices	$0
Farm loans	$154,028
Commercial and industrial loans	$1,408,598
To non-U.S. addressees	$0
Loans to individuals	$21,758
Credit card loans	$0
Related Plans	$3,453
Consumer Auto Loans	$5,787
Other loans to individuals	$12,518
All other loans & leases	$838,661
Loans to foreign governments and official institutions	$0
Other loans	$0
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$1
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$6,886
Non 1-4 family restructured loans & leases	$5,772
Total loans and leases (foreign)	$0

NBH Bank had $4,493,786,000 of loans outstanding in 2019. $2,109,805,000 of loans were in real estate loans. $161,143,000 of loans were in development loans. $55,810,000 of loans were in multifamily mortgage loans. $866,654,000 of loans were in 1-4 family mortgage loans. $154,028,000 of loans were in farm loans. $0 of loans were in credit card loans. $5,787,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	745	$181,392	$243,479
Nonfarm, nonresidential loans - <$100k	126	$4,945	$39,246
Nonfarm, nonresidential loans - $100-250k	228	$29,650	$130,044
Nonfarm, nonresidential loans - $250k-1MM	391	$146,797	$375,440
Commercial & Industrial, US addressed loans - <$1MM	1,442	$143,767	$99,700
Commercial & Industrial, US addressed loans - <$100k	896	$20,591	$22,981
Commercial & Industrial, US addressed loans - $100-250k	241	$24,322	$100,921
Commercial & Industrial, US addressed loans - $250k-1MM	305	$98,854	$324,111
Farmland loans - <$1MM	204	$17,553	$86,044
Farmland loans - <$100k	90	$2,737	$30,411
Farmland loans - $100-250k	79	$7,303	$92,443
Farmland loans - $250k-1MM	35	$7,513	$214,657
Agriculture operations loans - <$1MM	230	$13,728	$59,687
Agriculture operations loans - <$100k	170	$3,508	$20,635
Agriculture operations loans - $100-250k	43	$4,681	$108,860
Agriculture operations loans - $250k-1MM	17	$5,539	$325,824