Nbh Bank Mortgage Rates, Fees & Info

Greenwood Village, CO

LEI: 549300T7AIY7RU1YDP31

Tax ID: 51-0678201

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Mortgage Data

Review & Overview

Nbh Bank is a small bank specializing in Home Purchase loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Colorado Springs, Denver, Kansas City, Salt Lake City, and Provo among others. We have data for 207 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nbh Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbh Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.83% 12/16/24
30 Year Conventional Purchase 6.63% 12/16/24
30 Year Conventional Refi 6.48% 12/16/24
30 Year Cash-out Refi 6.69% 12/16/24
30 Year FHA Purchase 7.37% 12/16/24
30 Year FHA Refi 7.04% 12/16/24
30 Year VA Purchase 6.06% 12/16/24
30 Year VA Refi 5.97% 12/16/24
30 Year USDA Purchase 6.72% 12/16/24
30 Year USDA Refi 6.27% 12/16/24
15 Year Conventional Purchase 6.12% 12/16/24
15 Year Conventional Refi 6.39% 12/16/24
15 Year Cash-out Refi 6.39% 12/16/24
15 Year FHA Purchase 5.68% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nbh Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nbh Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,515

Origination Dollar Volume (All Markets)

$1,297,265,000
Show all (21) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLORADO SPRINGS, CO (FHA|USDA|VA) 656 $265,740,000 $405,091 $7,218 4.65%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 399 $167,925,000 $420,865 $6,005 4.77%
KANSAS CITY, MO-KS (FHA|USDA|VA) 505 $116,265,000 $230,228 $3,304 5.22%
Outside of Metro Areas 315 $97,945,000 $310,937 $5,161 5.24%
SALT LAKE CITY, UT (FHA|USDA|VA) 204 $95,070,000 $466,029 $7,942 4.83%
PROVO-OREM, UT (FHA|USDA|VA) 123 $64,495,000 $524,350 $9,323 4.76%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 9 $44,555,000 $4,950,556 $4,961 5.39%
Heber, UT (FHA|USDA|VA) 33 $42,885,000 $1,299,545 $14,778 4.83%
LAWRENCE, KS (FHA|USDA|VA) 130 $34,120,000 $262,462 $4,047 4.97%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 73 $27,505,000 $376,781 $7,398 5.63%
Emporia, KS (FHA|USDA|VA) 87 $18,915,000 $217,414 $2,660 5.12%
TOPEKA, KS (FHA|USDA|VA) 91 $16,045,000 $176,319 $3,948 5.23%
Edwards, CO (FHA|USDA|VA) 14 $15,490,000 $1,106,429 $10,596 4.82%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 30 $14,900,000 $496,667 $9,402 4.58%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 15 $14,435,000 $962,333 $10,644 4.36%
GREELEY, CO (FHA|USDA|VA) 52 $13,750,000 $264,423 $4,718 5.03%
Salina, KS (FHA|USDA|VA) 86 $12,210,000 $141,977 $3,296 5.09%
FORT COLLINS, CO (FHA|USDA|VA) 22 $9,520,000 $432,727 $7,647 4.41%
Jackson, WY-ID (FHA|USDA|VA) 9 $8,905,000 $989,444 $7,011 6.00%
BOULDER, CO (FHA|USDA|VA) 14 $8,530,000 $609,286 $6,303 5.29%
ST. GEORGE, UT (FHA|USDA|VA) 20 $8,370,000 $418,500 $4,717 5.05%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 17 $8,235,000 $484,412 $11,072 3.57%
PUEBLO, CO (FHA|USDA|VA) 26 $8,020,000 $308,462 $6,273 4.93%
Taos, NM (FHA|USDA|VA) 16 $6,490,000 $405,625 $6,886 5.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $5,570,000 $696,250 $17,456 4.08%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 48 $5,500,000 $114,583 $2,223 5.37%
Durango, CO (FHA|USDA|VA) 17 $5,485,000 $322,647 $7,245 5.35%
Ottawa, KS (FHA|USDA|VA) 33 $5,285,000 $160,152 $2,716 5.21%
Nacogdoches, TX (FHA|USDA|VA) 2 $4,760,000 $2,380,000 $1,035 4.92%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $4,685,000 $425,909 $7,179 4.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $4,055,000 $368,636 $7,516 5.08%
Glenwood Springs, CO (FHA|USDA|VA) 11 $3,765,000 $342,273 $5,100 4.91%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $3,385,000 $1,128,333 $17,839 4.71%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $3,225,000 $645,000 $8,338 5.03%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $3,160,000 $395,000 $7,538 5.31%
WICHITA, KS (FHA|USDA|VA) 17 $3,095,000 $182,059 $4,897 5.42%
BEND, OR (FHA|USDA|VA) 6 $3,070,000 $511,667 $8,495 4.58%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 8 $3,020,000 $377,500 $11,743 3.94%
LOGAN, UT-ID (FHA|USDA|VA) 6 $2,960,000 $493,333 $8,384 4.57%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $2,945,000 $2,945,000 $51,681 6.00%
CaƱon City, CO (FHA|USDA|VA) 10 $2,770,000 $277,000 $6,224 5.39%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $2,675,000 $2,675,000 $12,489 3.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $2,645,000 $377,857 $8,646 4.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $2,635,000 $292,778 $5,354 4.81%
Liberal, KS (FHA|USDA|VA) 2 $2,590,000 $1,295,000 $0 4.00%
BAKERSFIELD, CA (FHA|USDA|VA) 9 $2,535,000 $281,667 $7,652 3.69%
GRAND JUNCTION, CO (FHA|USDA|VA) 11 $2,485,000 $225,909 $4,744 4.60%
PITTSBURGH, PA (FHA|USDA|VA) 2 $2,310,000 $1,155,000 $20,958 4.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $2,305,000 $329,286 $5,201 4.55%
Kirksville, MO (FHA|USDA|VA) 20 $2,140,000 $107,000 $1,968 5.35%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $2,095,000 $299,286 $4,247 5.07%
Montrose, CO (FHA|USDA|VA) 8 $2,090,000 $261,250 $6,176 5.22%
ALBUQUERQUE, NM (FHA|USDA|VA) 6 $2,070,000 $345,000 $6,810 4.35%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $2,005,000 $668,333 $8,583 5.75%
Breckenridge, CO (FHA|USDA|VA) 3 $1,945,000 $648,333 $3,511 4.41%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,925,000 $385,000 $7,877 4.43%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $1,760,000 $880,000 $17,439 5.62%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,465,000 $488,333 $10,961 4.75%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,460,000 $243,333 $7,483 5.73%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $1,340,000 $335,000 $5,494 4.50%
Steamboat Springs, CO (FHA|USDA|VA) 2 $1,330,000 $665,000 $3,971 4.03%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $1,305,000 $186,429 $3,378 4.92%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,275,000 $255,000 $8,092 4.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $1,200,000 $600,000 $10,773 4.94%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $1,180,000 $295,000 $2,964 4.24%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $1,145,000 $381,667 $2,294 4.13%
Granbury, TX (FHA|USDA|VA) 2 $1,120,000 $560,000 $6,022 5.63%
RENO, NV (FHA|USDA|VA) 2 $1,060,000 $530,000 $6,117 3.94%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $8,848 4.48%
Maryville, MO (FHA|USDA|VA) 11 $1,035,000 $94,091 $2,254 5.39%
Vernal, UT (FHA|USDA|VA) 4 $960,000 $240,000 $5,819 4.44%
KNOXVILLE, TN (FHA|USDA|VA) 2 $950,000 $475,000 $5,319 5.69%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $945,000 $945,000 $18,702 2.62%
POCATELLO, ID (FHA|USDA|VA) 2 $910,000 $455,000 $5,515 4.56%
Athens, TX (FHA|USDA|VA) 4 $900,000 $225,000 $3,837 5.34%
OCALA, FL (FHA|USDA|VA) 4 $880,000 $220,000 $2,752 5.75%
PANAMA CITY, FL (FHA|USDA|VA) 2 $870,000 $435,000 $4,684 5.20%
Kalispell, MT (FHA|USDA|VA) 2 $860,000 $430,000 $15,757 6.00%
LUBBOCK, TX (FHA|USDA|VA) 3 $855,000 $285,000 $6,464 6.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $855,000 $285,000 $6,257 5.62%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $850,000 $425,000 $4,753 4.94%
MANHATTAN, KS (FHA|USDA|VA) 5 $835,000 $167,000 $3,329 5.51%
MISSOULA, MT (FHA|USDA|VA) 1 $825,000 $825,000 $25,945 3.50%
Fort Morgan, CO (FHA|USDA|VA) 2 $820,000 $410,000 $9,382 5.38%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $820,000 $410,000 $5,487 3.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $805,000 $268,333 $5,103 5.94%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $775,000 $775,000 $42,938 4.37%
SAVANNAH, GA (FHA|USDA|VA) 3 $755,000 $251,667 $8,355 4.92%
Port Angeles, WA (FHA|USDA|VA) 3 $745,000 $248,333 $0 4.87%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $735,000 $245,000 $3,287 5.17%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $730,000 $365,000 $5,187 4.43%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $720,000 $360,000 $5,186 4.44%
SANTA FE, NM (FHA|USDA|VA) 1 $705,000 $705,000 $5,979 3.62%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $670,000 $335,000 $1,946 5.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $665,000 $665,000 $6,504 5.25%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $640,000 $320,000 $2,941 4.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $620,000 $310,000 $4,994 5.46%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $620,000 $310,000 $6,130 4.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $615,000 $615,000 $13,892 5.25%
Roseburg, OR (FHA|USDA|VA) 1 $605,000 $605,000 $10,433 5.13%
Helena, MT (FHA|USDA|VA) 2 $600,000 $300,000 $2,477 4.56%
Outside of Metro Areas 2 $580,000 $290,000 $4,353 6.13%
Sedalia, MO (FHA|USDA|VA) 4 $570,000 $142,500 $2,813 5.78%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $560,000 $280,000 $8,809 3.81%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $555,000 $555,000 $8,004 3.88%
ANCHORAGE, AK (FHA|USDA|VA) 1 $555,000 $555,000 $23,723 3.25%
TUCSON, AZ (FHA|USDA|VA) 1 $555,000 $555,000 $9,354 4.88%
Cedar City, UT (FHA|USDA|VA) 2 $550,000 $275,000 $5,743 5.40%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $550,000 $275,000 $1,869 5.63%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $550,000 $275,000 $5,124 4.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $545,000 $545,000 $23,598 5.38%
Sterling, CO (FHA|USDA|VA) 3 $535,000 $178,333 $5,897 5.58%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $520,000 $260,000 $3,154 3.88%
Hays, KS (FHA|USDA|VA) 3 $515,000 $171,667 $2,468 4.75%
Garden City, KS (FHA|USDA|VA) 2 $510,000 $255,000 $4,881 3.88%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $505,000 $505,000 $2,515 3.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $505,000 $505,000 $7,051 4.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $505,000 $505,000 $11,602 4.63%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $500,000 $250,000 $5,310 4.06%
COLUMBIA, MO (FHA|USDA|VA) 2 $500,000 $250,000 $5,170 4.69%
Greenwood, SC (FHA|USDA|VA) 2 $480,000 $240,000 $9,430 5.19%
Georgetown, SC (FHA|USDA|VA) 1 $475,000 $475,000 $5,947 3.75%
Malvern, AR (FHA|USDA|VA) 1 $465,000 $465,000 $6,769 6.75%
SALEM, OR (FHA|USDA|VA) 2 $460,000 $230,000 $3,861 5.19%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $455,000 $455,000 $25,613 5.63%
Brenham, TX (FHA|USDA|VA) 1 $455,000 $455,000 $12,067 4.83%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $450,000 $225,000 $12,380 5.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $435,000 $435,000 $7,633 3.82%
LAS CRUCES, NM (FHA|USDA|VA) 2 $430,000 $215,000 $4,913 5.69%
Show Low, AZ (FHA|USDA|VA) 1 $425,000 $425,000 $8,562 5.85%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $415,000 $415,000 $6,026 3.88%
Hutchinson, KS (FHA|USDA|VA) 3 $415,000 $138,333 $4,041 4.92%
Craig, CO (FHA|USDA|VA) 1 $415,000 $415,000 $7,918 5.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $410,000 $205,000 $5,746 5.69%
DOTHAN, AL (FHA|USDA|VA) 1 $395,000 $395,000 $8,941 5.13%
Prineville, OR (FHA|USDA|VA) 1 $395,000 $395,000 $7,571 4.99%
CASPER, WY (FHA|USDA|VA) 1 $395,000 $395,000 $12,750 5.38%
NEW BERN, NC (FHA|USDA|VA) 1 $385,000 $385,000 $6,490 4.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $380,000 $190,000 $4,471 5.75%
Blackfoot, ID (FHA|USDA|VA) 1 $375,000 $375,000 $8,470 5.00%
Cookeville, TN (FHA|USDA|VA) 1 $365,000 $365,000 $991 6.62%
Las Vegas, NM (FHA|USDA|VA) 1 $355,000 $355,000 $4,481 3.75%
Sheridan, WY (FHA|USDA|VA) 1 $355,000 $355,000 $5,010 6.13%
Weatherford, OK (FHA|USDA|VA) 2 $350,000 $175,000 $4,183 5.62%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $345,000 $345,000 $8,361 5.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $345,000 $345,000 $0 4.54%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $16,984 4.63%
BOISE CITY, ID (FHA|USDA|VA) 1 $335,000 $335,000 $7,880 3.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $335,000 $335,000 $15,054 5.13%
Astoria, OR (FHA|USDA|VA) 1 $335,000 $335,000 $4,379 5.38%
Coffeyville, KS (FHA|USDA|VA) 2 $330,000 $165,000 $6,150 6.06%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $315,000 $315,000 $12,744 4.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $315,000 $315,000 $4,583 6.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $315,000 $315,000 $5,272 3.25%
APPLETON, WI (FHA|USDA|VA) 1 $315,000 $315,000 $300 6.13%
MADISON, WI (FHA|USDA|VA) 1 $305,000 $305,000 $3,877 6.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $300,000 $150,000 $3,210 5.50%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $295,000 $295,000 $10,273 5.62%
TULSA, OK (FHA|USDA|VA) 1 $295,000 $295,000 $3,602 4.00%
Gillette, WY (FHA|USDA|VA) 1 $285,000 $285,000 $3,769 4.99%
RICHMOND, VA (FHA|USDA|VA) 1 $285,000 $285,000 $4,891 6.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $285,000 $285,000 $3,296 4.88%
McComb, MS (FHA|USDA|VA) 1 $275,000 $275,000 $5,637 5.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $275,000 $275,000 $0 6.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $265,000 $265,000 $4,475 5.50%
Alamogordo, NM (FHA|USDA|VA) 1 $255,000 $255,000 $6,770 4.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,735 5.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $7,161 5.13%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $255,000 $255,000 $8,242 3.99%
FARMINGTON, NM (FHA|USDA|VA) 1 $255,000 $255,000 $4,217 5.50%
Baraboo, WI (FHA|USDA|VA) 1 $255,000 $255,000 $4,778 5.63%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $255,000 $255,000 $9,448 3.63%
Price, UT (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.32%
TYLER, TX (FHA|USDA|VA) 1 $245,000 $245,000 $11,311 5.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,899 5.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $235,000 $235,000 $9,319 6.13%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.99%
ABILENE, TX (FHA|USDA|VA) 1 $225,000 $225,000 $13,123 4.63%
Stillwater, OK (FHA|USDA|VA) 1 $225,000 $225,000 $5,490 5.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $205,000 $205,000 $6,544 6.38%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $205,000 $205,000 $7,625 5.25%
Laramie, WY (FHA|USDA|VA) 1 $205,000 $205,000 $3,117 4.25%
EspaƱola, NM (FHA|USDA|VA) 2 $200,000 $100,000 $5,122 6.62%
Great Bend, KS (FHA|USDA|VA) 2 $200,000 $100,000 $2,273 4.50%
Lebanon, MO (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $185,000 $185,000 $11,026 5.38%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,822 5.75%
Warrensburg, MO (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.00%
Fremont, NE (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.00%
MANKATO, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,962 5.13%
Bluefield, WV-VA (FHA|USDA|VA) 2 $150,000 $75,000 $2,079 8.25%
McPherson, KS (FHA|USDA|VA) 2 $150,000 $75,000 $2,747 4.63%
ST. CLOUD, MN (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.63%
Riverton, WY (FHA|USDA|VA) 1 $145,000 $145,000 $3,250 3.50%
WACO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,312 7.25%
Rock Springs, WY (FHA|USDA|VA) 1 $125,000 $125,000 $5,888 5.00%
AMARILLO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,844 4.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,782 5.25%
COLUMBIA, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.38%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,017 4.25%
Pittsburg, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,754 5.38%
Branson, MO (FHA|USDA|VA) 1 $45,000 $45,000 $2,730 6.10%
Marshall, MO (FHA|USDA|VA) 1 $35,000 $35,000 $439 4.83%
Nbh Bank's top markets include Colorado Springs, Denver, Kansas City, Salt Lake City, and Provo among others.

Their top states include:
  • Colorado (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,341 $960,585,000 $410,331 $4,757 4.99%
    VA 442 $206,610,000 $467,443 $10,747 4.34%
    HELOC 380 $42,060,000 $110,684 n/a 5.43%
    FHA 339 $85,855,000 $253,260 $7,419 5.08%
    USDA 13 $2,155,000 $165,769 $3,002 4.12%

    For 2022, Nbh Bank's most frequently originated type of loan was Conventional, with 2,341 originations. Their 2nd most popular type was VA, with 442 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,491 $1,035,495,000 $415,695 $6,425 4.95%
    Cash Out Refi 357 $126,245,000 $353,627 $5,538 4.52%
    Refi 322 $96,720,000 $300,373 $3,931 4.90%
    Home Improvement 226 $23,590,000 $104,381 $1,477 5.44%
    Other 119 $15,215,000 $127,857 $1,914 5.62%

    For 2022, Nbh Bank's most frequently cited loan purpose was Home Purchase, with 2,491 originations. The 2nd most popular reason was Cash Out Refi, with 357 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,718 $978,110,000 $359,864 $5,921 4.89%
    10 Year 409 $58,425,000 $142,848 $1,309 5.47%
    15 Year 152 $27,670,000 $182,039 $2,660 4.67%
    30+ year 138 $125,280,000 $907,826 $13,292 5.12%
    Other 39 $32,895,000 $843,462 $2,858 5.10%
    5 Year 25 $17,635,000 $705,400 $96 5.39%
    20 Year 17 $4,005,000 $235,588 $4,031 4.52%
    1 Year 15 $4,115,000 $274,333 $0 4.98%
    3 Year 2 $49,130,000 $24,565,000 $0 4.02%

    For 2022, Nbh Bank's most frequently cited loan duration was 30 Year, with 2,718 originations. The 2nd most popular length was 10 Year, with 409 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,070 $297,270,000 $277,822
    $1k-2k 820 $300,350,000 $366,280
    $5k+ 339 $245,335,000 $723,702
    $2k-3k 270 $94,430,000 $349,741
    $3k-4k 182 $74,600,000 $409,890
    $4k-5k 127 $52,645,000 $414,528

    Nbh Bank's average total fees were $5,921, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,070 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 997 $415,615,000 $416,866
    5-6% 988 $332,680,000 $336,721
    3-4% 806 $341,650,000 $423,883
    6-7% 479 $129,375,000 $270,094
    7-8% 122 $28,930,000 $237,131
    2.5-3% 87 $36,615,000 $420,862
    <2.5% 21 $10,475,000 $498,810
    Over 8% 13 $855,000 $65,769
    % 2 $1,070,000 $535,000

    During 2022, Nbh Bank's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 997 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,194 $350,380,000 $293,451 $5,306 4.90%
    $400k-600k 741 $355,575,000 $479,858 $7,860 4.71%
    $100k-200k 650 $95,410,000 $146,785 $3,156 5.14%
    $100,000 or less 500 $28,360,000 $56,720 $1,646 5.50%
    $600k-1MM 336 $240,540,000 $715,893 $9,665 4.61%
    $1MM+ 94 $227,000,000 $2,414,894 $15,676 4.73%

    2022 saw Nbh Bank place emphasis on $200k-400k loans with 1,194 originations, totaling $350,380,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 894 $329,840,000 $368,949 $6,640 4.95%
    $50k-75k 652 $146,070,000 $224,034 $4,992 4.93%
    $75k-100k 604 $168,320,000 $278,675 $5,814 4.92%
    $150k-250k 583 $251,565,000 $431,501 $7,107 4.98%
    $50k or less 355 $41,585,000 $117,141 $3,005 5.01%
    $250k+ 342 $242,250,000 $708,333 $9,057 5.01%

    Nbh Bank lent most frequently to those with incomes in the $100k-150k range, with 894 originations. The second most popular income band? $50k-75k, with 652 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 631 $192,605,000 $305,238 $4,929 4.87%
    30-36% 603 $210,815,000 $349,610 $5,619 4.95%
    <20% 256 $64,460,000 $251,797 $4,196 5.08%
    42% 176 $63,610,000 $361,420 $6,278 5.19%
    50-60% 176 $69,890,000 $397,102 $9,950 4.88%
    44% 167 $57,235,000 $342,725 $6,291 4.87%
    38% 162 $59,570,000 $367,716 $5,779 4.98%
    39% 161 $62,005,000 $385,124 $5,472 4.98%
    41% 140 $53,680,000 $383,429 $6,179 5.16%
    36% 139 $47,105,000 $338,885 $5,605 5.03%
    43% 133 $48,965,000 $368,158 $5,976 4.83%
    37% 131 $44,725,000 $341,412 $5,079 4.94%
    49% 127 $46,035,000 $362,480 $6,943 4.92%
    40% 118 $42,690,000 $361,780 $6,010 5.16%
    45% 103 $38,825,000 $376,942 $6,395 4.87%
    46% 84 $29,880,000 $355,714 $7,324 4.76%
    48% 82 $26,150,000 $318,902 $6,297 5.16%
    47% 79 $26,685,000 $337,785 $7,508 4.82%
    >60% 14 $6,290,000 $449,286 $10,851 4.92%

    Nbh Bank lent most frequently to those with DTI ratios of 20-30%, with 631 originations. The next most common DTI ratio? 30-36%, with 603 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,259 $751,855,000 $332,826 $5,474 4.97%
    Not provided 993 $356,865,000 $359,381 $7,301 4.92%
    Not applicable 27 $104,495,000 $3,870,185 $0 5.11%
    Black 122 $43,410,000 $355,820 $7,568 5.01%
    Asian 76 $29,230,000 $384,605 $6,530 5.06%
    American Indian 31 $8,315,000 $268,226 $4,790 5.13%
    Asian Indian 4 $1,270,000 $317,500 $3,952 5.32%
    Vietnamese 1 $1,025,000 $1,025,000 $5,562 3.25%
    Native Hawaiian or Islander 2 $800,000 $400,000 $8,978 5.28%

    Approval Rates

    Total approvals of all applications
    92.58%

    Nbh Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    67.51%

    Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,515 $1,297,265,000 $369,065

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,515 $1,297,265,000 $369,065

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 275 $49,475,000 $179,909 $2,979 5.06%
    40-60% 331 $185,455,000 $560,287 $5,583 4.71%
    60-80% 944 $428,580,000 $454,004 $5,761 4.91%
    80-100% 1,551 $563,345,000 $363,214 $6,008 4.92%
    Over 100% 108 $48,930,000 $453,056 $16,564 4.54%
    Under 20% 306 $21,480,000 $70,196 $941 5.61%