Evergreen Moneysource Mortgage Company Rates, Fees & Info

OLYMPIA, WA

LEI: 54930060G4MDPWHISD89

Tax ID: 91-1374387

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Mortgage Data

Review & Overview

Evergreen Moneysource Mortgage Company is a small mortgage company specializing in Home Purchase loans. Evergreen Moneysource Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Las Vegas, Portland, Bremerton, and Boise City among others. We have data for 120 markets. (Some data included below & more in-depth data is available with an active subscription.)

Evergreen Moneysource Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Evergreen Moneysource Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.81% 10/31/24
30 Year Conventional Refi 6.74% 10/31/24
30 Year Cash-out Refi 6.93% 10/31/24
30 Year FHA Purchase 7.80% 10/31/24
30 Year FHA Refi 7.40% 10/31/24
30 Year VA Purchase 6.58% 10/31/24
30 Year VA Refi 6.32% 10/31/24
30 Year USDA Purchase 6.96% 10/31/24
30 Year USDA Refi 6.27% 10/31/24
15 Year Conventional Purchase 6.96% 10/31/24
15 Year Conventional Refi 6.26% 10/31/24
15 Year Cash-out Refi 6.26% 10/31/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Evergreen Moneysource Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Evergreen Moneysource Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,880

Origination Dollar Volume (All Markets)

$2,725,410,000
Show all (7) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,283 $681,975,000 $531,547 $11,856 5.08%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 639 $236,785,000 $370,556 $9,651 4.99%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 521 $218,775,000 $419,914 $9,399 5.14%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 439 $192,815,000 $439,214 $10,589 5.12%
BOISE CITY, ID (FHA|USDA|VA) 537 $172,415,000 $321,071 $11,206 4.91%
Outside of Metro Areas 311 $93,945,000 $302,074 $8,592 5.35%
MEDFORD, OR (FHA|USDA|VA) 213 $76,375,000 $358,568 $10,541 4.93%
Port Angeles, WA (FHA|USDA|VA) 190 $68,130,000 $358,579 $7,145 5.21%
WENATCHEE, WA (FHA|USDA|VA) 164 $66,480,000 $405,366 $11,845 5.14%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 157 $65,365,000 $416,338 $8,211 4.67%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 116 $46,680,000 $402,414 $10,233 5.07%
YAKIMA, WA (FHA|USDA|VA) 154 $42,510,000 $276,039 $8,468 5.07%
YUBA CITY, CA (FHA|USDA|VA) 109 $39,345,000 $360,963 $9,659 4.97%
RENO, NV (FHA|USDA|VA) 93 $38,885,000 $418,118 $6,233 5.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 96 $37,500,000 $390,625 $9,873 4.79%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 107 $37,345,000 $349,019 $10,308 5.21%
STOCKTON, CA (FHA|USDA|VA) 92 $34,310,000 $372,935 $10,497 4.85%
LONGVIEW, WA (FHA|USDA|VA) 99 $32,915,000 $332,475 $10,607 5.31%
Sandpoint, ID (FHA|USDA|VA) 88 $32,030,000 $363,977 $9,775 5.29%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 75 $30,995,000 $413,267 $10,011 5.00%
Shelton, WA (FHA|USDA|VA) 86 $30,890,000 $359,186 $11,049 5.31%
BEND, OR (FHA|USDA|VA) 77 $30,505,000 $396,169 $10,167 5.20%
Ellensburg, WA (FHA|USDA|VA) 63 $25,015,000 $397,063 $11,220 5.46%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 60 $21,950,000 $365,833 $9,177 5.18%
SALEM, OR (FHA|USDA|VA) 62 $21,250,000 $342,742 $9,521 5.12%
Moses Lake, WA (FHA|USDA|VA) 59 $20,365,000 $345,169 $10,688 5.55%
YUMA, AZ (FHA|USDA|VA) 85 $19,815,000 $233,118 $6,965 5.30%
Newport, OR (FHA|USDA|VA) 61 $17,015,000 $278,934 $9,437 5.19%
Prineville, OR (FHA|USDA|VA) 56 $16,820,000 $300,357 $9,236 5.12%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 34 $16,220,000 $477,059 $10,733 4.70%
Truckee-Grass Valley, CA (FHA|USDA|VA) 35 $14,035,000 $401,000 $11,501 4.70%
Oak Harbor, WA (FHA|USDA|VA) 26 $12,490,000 $480,385 $9,256 5.41%
Outside of Metro Areas 36 $12,080,000 $335,556 $9,008 5.19%
Eureka-Arcata, CA (FHA|USDA|VA) 32 $12,070,000 $377,188 $9,607 5.30%
Aberdeen, WA (FHA|USDA|VA) 38 $11,810,000 $310,789 $10,452 5.43%
Centralia, WA (FHA|USDA|VA) 34 $10,760,000 $316,471 $8,709 5.77%
Winnemucca, NV (FHA|USDA|VA) 40 $10,690,000 $267,250 $5,845 5.58%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 18 $10,620,000 $590,000 $17,332 4.90%
BELLINGHAM, WA (FHA|USDA|VA) 26 $9,960,000 $383,077 $8,323 5.79%
GRANTS PASS, OR (FHA|USDA|VA) 26 $9,360,000 $360,000 $10,390 5.12%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 22 $8,930,000 $405,909 $10,691 5.17%
MODESTO, CA (FHA|USDA|VA) 23 $7,915,000 $344,130 $9,996 4.80%
CHICO, CA (FHA|USDA|VA) 24 $7,200,000 $300,000 $9,626 5.10%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 12 $6,330,000 $527,500 $12,195 5.47%
Ontario, OR-ID (FHA|USDA|VA) 23 $5,735,000 $249,348 $13,707 4.93%
WALLA WALLA, WA (FHA|USDA|VA) 16 $5,040,000 $315,000 $8,670 5.51%
Fernley, NV (FHA|USDA|VA) 16 $4,970,000 $310,625 $7,097 4.98%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 15 $4,905,000 $327,000 $7,378 5.61%
Pahrump, NV (FHA|USDA|VA) 16 $4,750,000 $296,875 $10,991 5.07%
MERCED, CA (FHA|USDA|VA) 15 $4,725,000 $315,000 $7,704 5.05%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $4,700,000 $293,750 $6,251 4.91%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 14 $4,580,000 $327,143 $10,332 5.46%
TUCSON, AZ (FHA|USDA|VA) 14 $4,160,000 $297,143 $9,202 5.19%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $4,080,000 $510,000 $9,832 5.48%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $3,730,000 $621,667 $10,547 4.54%
Mountain Home, ID (FHA|USDA|VA) 14 $3,300,000 $235,714 $13,959 4.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $2,890,000 $240,833 $9,326 5.36%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,890,000 $481,667 $11,166 5.47%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 9 $2,855,000 $317,222 $7,785 5.42%
CORVALLIS, OR (FHA|USDA|VA) 7 $2,605,000 $372,143 $9,873 4.62%
ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $2,530,000 $316,250 $9,690 4.76%
Fallon, NV (FHA|USDA|VA) 9 $2,495,000 $277,222 $4,431 4.23%
Klamath Falls, OR (FHA|USDA|VA) 10 $2,420,000 $242,000 $8,728 5.23%
Roseburg, OR (FHA|USDA|VA) 10 $2,390,000 $239,000 $9,064 5.87%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $1,820,000 $227,500 $7,375 5.64%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,755,000 $351,000 $12,449 5.40%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,655,000 $331,000 $4,862 4.93%
Coos Bay, OR (FHA|USDA|VA) 3 $1,515,000 $505,000 $17,149 5.21%
Elko, NV (FHA|USDA|VA) 5 $1,505,000 $301,000 $8,081 5.48%
Brookings, OR (FHA|USDA|VA) 4 $1,460,000 $365,000 $10,183 5.00%
POCATELLO, ID (FHA|USDA|VA) 7 $1,455,000 $207,857 $6,957 3.70%
Kalispell, MT (FHA|USDA|VA) 3 $1,405,000 $468,333 $7,818 5.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,325,000 $441,667 $10,602 6.13%
VALLEJO, CA (FHA|USDA|VA) 3 $1,255,000 $418,333 $12,608 5.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,115,000 $371,667 $6,268 6.63%
Hailey, ID (FHA|USDA|VA) 2 $1,080,000 $540,000 $6,431 6.31%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,350 4.09%
Astoria, OR (FHA|USDA|VA) 3 $1,015,000 $338,333 $9,505 6.08%
Burley, ID (FHA|USDA|VA) 3 $915,000 $305,000 $24,782 4.38%
MADERA, CA (FHA|USDA|VA) 2 $870,000 $435,000 $15,518 5.25%
Othello, WA (FHA|USDA|VA) 2 $850,000 $425,000 $15,551 5.56%
MISSOULA, MT (FHA|USDA|VA) 3 $835,000 $278,333 $6,696 4.62%
REDDING, CA (FHA|USDA|VA) 2 $830,000 $415,000 $5,191 4.75%
NAPA, CA (FHA|USDA|VA) 1 $785,000 $785,000 $9,787 5.63%
Helena, MT (FHA|USDA|VA) 2 $780,000 $390,000 $16,347 5.44%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $765,000 $765,000 $29,289 6.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $735,000 $735,000 $31,564 3.99%
FRESNO, CA (FHA|USDA|VA) 2 $720,000 $360,000 $15,563 4.00%
Pullman, WA (FHA|USDA|VA) 2 $710,000 $355,000 $7,968 4.88%
TWIN FALLS, ID (FHA|USDA|VA) 2 $650,000 $325,000 $6,669 6.06%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $615,000 $615,000 $4,656 4.38%
Athens, TX (FHA|USDA|VA) 2 $590,000 $295,000 $8,413 5.19%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $26,043 6.63%
Bozeman, MT (FHA|USDA|VA) 2 $570,000 $285,000 $7,277 5.56%
Crescent City, CA (FHA|USDA|VA) 2 $560,000 $280,000 $6,135 4.44%
SALINAS, CA (FHA|USDA|VA) 1 $555,000 $555,000 $4,007 3.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $515,000 $515,000 $16,540 3.99%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $485,000 $485,000 $4,040 4.38%
Nogales, AZ (FHA|USDA|VA) 1 $485,000 $485,000 $11,067 3.88%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $480,000 $240,000 $5,861 5.19%
Sheridan, WY (FHA|USDA|VA) 1 $455,000 $455,000 $17,779 6.25%
Breckenridge, CO (FHA|USDA|VA) 1 $455,000 $455,000 $4,199 4.50%
Blackfoot, ID (FHA|USDA|VA) 2 $440,000 $220,000 $7,826 5.25%
Rexburg, ID (FHA|USDA|VA) 1 $395,000 $395,000 $0 4.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $355,000 $355,000 $0 5.00%
Clearlake, CA (FHA|USDA|VA) 1 $345,000 $345,000 $6,821 5.50%
The Dalles, OR (FHA|USDA|VA) 1 $345,000 $345,000 $14,834 6.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $335,000 $335,000 $7,534 5.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $325,000 $325,000 $8,623 6.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,332 4.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $275,000 $275,000 $8,550 4.99%
Susanville, CA (FHA|USDA|VA) 3 $275,000 $91,667 $4,819 5.13%
LOGAN, UT-ID (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $7,573 6.50%
EL PASO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,430 4.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,002 4.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,546 6.50%
PUEBLO, CO (FHA|USDA|VA) 1 $155,000 $155,000 $8,360 4.50%
AMARILLO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,778 5.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,833 3.88%
Evergreen Moneysource Mortgage Company's top markets include Seattle, Las Vegas, Portland, Bremerton, and Boise City among others.

Their top states include:
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,348 $2,141,280,000 $400,389 $9,072 5.08%
    FHA 1,035 $368,735,000 $356,266 $14,654 5.30%
    VA 472 $207,300,000 $439,195 $14,248 4.84%
    USDA 25 $8,095,000 $323,800 $10,955 4.89%

    For 2022, Evergreen Moneysource Mortgage Company's most frequently originated type of loan was Conventional, with 5,348 originations. Their 2nd most popular type was FHA, with 1,035 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,236 $2,160,810,000 $412,683 $10,420 5.24%
    Cash Out Refi 1,117 $370,715,000 $331,885 $8,988 4.60%
    Refi 523 $192,085,000 $367,275 $9,533 4.72%
    Home Improvement 4 $1,800,000 $450,000 $17,491 7.03%

    For 2022, Evergreen Moneysource Mortgage Company's most frequently cited loan purpose was Home Purchase, with 5,236 originations. The 2nd most popular reason was Cash Out Refi, with 1,117 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,408 $2,605,490,000 $406,600 $10,123 5.10%
    15 Year 232 $46,790,000 $201,681 $7,007 4.57%
    30+ year 119 $56,255,000 $472,731 $15,593 6.56%
    10 Year 59 $1,645,000 $27,881 $1,908 4.82%
    20 Year 51 $11,645,000 $228,333 $7,754 4.16%
    Other 11 $3,585,000 $325,909 $7,525 4.27%

    For 2022, Evergreen Moneysource Mortgage Company's most frequently cited loan duration was 30 Year, with 6,408 originations. The 2nd most popular length was 15 Year, with 232 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,457 $1,567,815,000 $453,519
    $1k-2k 914 $372,080,000 $407,090
    $4k-5k 826 $274,310,000 $332,094
    $3k-4k 718 $224,760,000 $313,036
    $2k-3k 594 $193,440,000 $325,657
    $<1k 218 $41,970,000 $192,523

    Evergreen Moneysource Mortgage Company's average total fees were $10,123, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,457 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,978 $818,650,000 $413,878
    4-5% 1,722 $688,970,000 $400,099
    3-4% 1,562 $620,450,000 $397,215
    6-7% 1,149 $433,495,000 $377,280
    7-8% 317 $116,745,000 $368,281
    2.5-3% 111 $39,725,000 $357,883
    <2.5% 22 $3,150,000 $143,182
    Over 8% 19 $4,225,000 $222,368

    During 2022, Evergreen Moneysource Mortgage Company's average interest rate for loans was 5.10%, while their most frequently originated rate bucket for loans was 5-6%, with 1,978 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,202 $988,640,000 $308,757 $8,798 5.08%
    $400k-600k 2,071 $995,925,000 $480,891 $11,455 5.14%
    $600k-1MM 768 $544,580,000 $709,089 $14,185 5.10%
    $100k-200k 604 $95,640,000 $158,344 $5,967 4.97%
    $100,000 or less 163 $5,135,000 $31,503 $3,002 5.70%
    $1MM+ 72 $95,490,000 $1,326,250 $16,679 4.55%

    2022 saw Evergreen Moneysource Mortgage Company place emphasis on $200k-400k loans with 3,202 originations, totaling $988,640,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,883 $780,355,000 $414,421 $10,504 5.24%
    $75k-100k 1,470 $506,380,000 $344,476 $9,742 5.06%
    $50k-75k 1,299 $362,135,000 $278,780 $8,516 4.98%
    $150k-250k 1,264 $657,220,000 $519,953 $11,413 5.17%
    $250k+ 488 $321,330,000 $658,463 $12,602 5.16%
    $50k or less 447 $86,175,000 $192,785 $6,835 4.74%

    Evergreen Moneysource Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 1,883 originations. The second most popular income band? $75k-100k, with 1,470 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,031 $421,555,000 $408,880 $9,605 4.92%
    20-30% 777 $303,345,000 $390,405 $9,078 4.96%
    50-60% 470 $183,880,000 $391,234 $14,336 5.28%
    49% 449 $175,575,000 $391,036 $10,199 5.38%
    44% 447 $174,255,000 $389,832 $10,334 5.17%
    43% 339 $132,105,000 $389,690 $9,707 5.25%
    45% 333 $136,135,000 $408,814 $10,159 5.25%
    47% 320 $128,020,000 $400,063 $10,132 5.29%
    42% 320 $133,870,000 $418,344 $9,955 5.19%
    46% 312 $119,830,000 $384,071 $10,548 5.17%
    48% 302 $119,720,000 $396,424 $10,316 5.25%
    40% 293 $111,905,000 $381,928 $9,356 4.93%
    41% 273 $111,665,000 $409,029 $9,990 5.11%
    39% 265 $103,215,000 $389,491 $9,595 5.07%
    <20% 254 $85,050,000 $334,843 $7,756 4.80%
    38% 240 $100,890,000 $420,375 $9,963 5.03%
    36% 209 $85,565,000 $409,402 $9,948 4.94%
    37% 208 $82,970,000 $398,894 $9,631 5.00%
    >60% 33 $14,625,000 $443,182 $16,431 5.21%

    Evergreen Moneysource Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 1,031 originations. The next most common DTI ratio? 20-30%, with 777 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,396 $2,109,970,000 $391,025 $9,980 5.10%
    Not provided 811 $328,045,000 $404,494 $10,069 5.06%
    Asian 306 $139,310,000 $455,261 $10,783 5.11%
    Black 225 $93,115,000 $413,844 $11,526 5.12%
    American Indian 102 $38,450,000 $376,961 $10,609 5.06%
    Native Hawaiian or Islander 38 $15,840,000 $416,842 $11,200 5.21%
    Other Pacific Islander 1 $365,000 $365,000 $16,242 4.38%
    Asian Indian 1 $315,000 $315,000 $0 5.25%

    Approval Rates

    Total approvals of all applications
    95.88%

    Evergreen Moneysource Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    68.78%

    Evergreen Moneysource Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,880 $2,725,410,000 $396,135

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,880 $2,725,410,000 $396,135

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 319 $69,595,000 $218,166 $6,360 4.82%
    40-60% 859 $278,565,000 $324,290 $7,690 4.83%
    60-80% 1,970 $837,010,000 $424,878 $9,963 5.02%
    80-100% 3,429 $1,467,905,000 $428,085 $10,926 5.21%
    Over 100% 134 $61,880,000 $461,791 $20,370 4.99%
    Under 20% 165 $8,695,000 $52,697 $3,839 5.64%