Nasa Federal Credit Union Mortgage Rates, Fees & Info

Upper Marlboro, MD

LEI: 549300KPBZCTMM3Y0061

Tax ID: 53-0258248

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Nasa Federal Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Nasa Federal Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Baltimore, Dallas, Salisbury, and Houston among others. We have data for 123 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nasa Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nasa Federal Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.58% 3/28/24
30 Year Conventional Refi 6.32% 3/28/24
30 Year Cash-out Refi 6.53% 3/28/24
30 Year FHA Purchase 7.18% 3/28/24
30 Year VA Purchase 6.44% 3/28/24
15 Year Conventional Purchase 5.89% 3/28/24
15 Year Conventional Refi 6.11% 3/28/24
15 Year Cash-out Refi 6.11% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nasa Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nasa Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,067

Origination Dollar Volume (All Markets)

$262,945,000
Show all (5) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 374 $103,290,000 $276,176 $5,407 4.48%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 301 $75,115,000 $249,551 $5,237 4.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 39 $11,065,000 $283,718 $6,582 4.19%
SALISBURY, MD-DE (FHA|USDA|VA) 27 $5,435,000 $201,296 $4,491 4.37%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 19 $4,885,000 $257,105 $6,459 4.14%
Outside of Metro Areas 24 $4,270,000 $177,917 $3,961 4.08%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $3,190,000 $265,833 $5,561 4.35%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 13 $2,945,000 $226,538 $4,138 4.67%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 14 $2,710,000 $193,571 $3,885 4.45%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $2,550,000 $255,000 $5,730 3.96%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 12 $2,400,000 $200,000 $2,777 4.90%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $2,090,000 $174,167 $4,193 4.17%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $1,905,000 $272,143 $6,164 4.25%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,259 5.47%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,655,000 $331,000 $6,082 4.23%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $1,435,000 $205,000 $4,092 4.55%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,899 4.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,033 5.48%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $8,017 4.17%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,520 3.98%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,637 4.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $935,000 $311,667 $4,940 4.92%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $935,000 $187,000 $3,417 4.60%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $915,000 $183,000 $3,575 4.45%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $895,000 $298,333 $5,813 4.38%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $865,000 $173,000 $1,641 4.48%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $835,000 $278,333 $7,558 4.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $825,000 $275,000 $5,820 3.79%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $750,000 $375,000 $11,154 3.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $720,000 $360,000 $6,075 4.19%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $670,000 $335,000 $7,065 4.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $660,000 $330,000 $5,849 4.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $655,000 $131,000 $1,789 5.48%
PITTSBURGH, PA (FHA|USDA|VA) 2 $640,000 $320,000 $7,617 4.44%
BEND, OR (FHA|USDA|VA) 1 $595,000 $595,000 $10,302 5.63%
READING, PA (FHA|USDA|VA) 3 $545,000 $181,667 $5,041 4.17%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $540,000 $135,000 $1,554 5.53%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $500,000 $250,000 $3,991 5.94%
RICHMOND, VA (FHA|USDA|VA) 6 $480,000 $80,000 $859 6.31%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $470,000 $117,500 $2,010 5.41%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $435,000 $435,000 $8,476 3.88%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $420,000 $210,000 $5,943 4.19%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $415,000 $415,000 $11,089 3.50%
LANCASTER, PA (FHA|USDA|VA) 2 $410,000 $205,000 $7,172 3.56%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $405,000 $405,000 $12,513 4.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $385,000 $385,000 $5,669 3.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $385,000 $385,000 $6,066 3.50%
OCALA, FL (FHA|USDA|VA) 2 $380,000 $190,000 $4,540 4.81%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $375,000 $375,000 $8,827 4.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $375,000 $125,000 $3,854 6.33%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $370,000 $185,000 $7,197 4.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $370,000 $185,000 $5,339 3.94%
Oak Harbor, WA (FHA|USDA|VA) 1 $365,000 $365,000 $6,148 5.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $335,000 $335,000 $6,127 4.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $330,000 $165,000 $4,363 3.50%
Los Alamos, NM (FHA|USDA|VA) 1 $315,000 $315,000 $7,118 3.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $315,000 $315,000 $9,952 3.38%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $315,000 $315,000 $6,001 3.75%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $310,000 $155,000 $6,159 5.31%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $305,000 $305,000 $6,506 3.63%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $5,924 4.25%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.00%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $290,000 $145,000 $3,844 4.75%
AMARILLO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,920 3.50%
GREELEY, CO (FHA|USDA|VA) 1 $285,000 $285,000 $4,743 3.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $5,288 3.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $285,000 $285,000 $6,085 3.63%
Boone, NC (FHA|USDA|VA) 1 $285,000 $285,000 $5,628 3.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,082 5.44%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $265,000 $265,000 $5,898 3.38%
FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $5,894 4.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $260,000 $130,000 $2,020 5.88%
ROANOKE, VA (FHA|USDA|VA) 2 $260,000 $130,000 $2,715 4.94%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $255,000 $255,000 $6,115 4.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,193 3.75%
PUEBLO, CO (FHA|USDA|VA) 1 $235,000 $235,000 $4,393 3.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,708 4.50%
Moscow, ID (FHA|USDA|VA) 1 $215,000 $215,000 $4,858 4.38%
SUMTER, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,244 3.63%
COLUMBUS, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,539 3.25%
Barre, VT (FHA|USDA|VA) 1 $205,000 $205,000 $4,834 4.25%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $200,000 $100,000 $4,116 4.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,903 3.88%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $185,000 $185,000 $4,090 4.25%
THE VILLAGES, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,549 4.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,441 3.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,765 4.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,714 3.00%
Hailey, ID (FHA|USDA|VA) 1 $165,000 $165,000 $4,117 3.38%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $165,000 $165,000 $4,869 3.25%
CASPER, WY (FHA|USDA|VA) 1 $165,000 $165,000 $3,295 3.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,130 3.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,833 5.63%
VALLEJO, CA (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.63%
Enterprise, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,570 4.13%
JACKSON, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,647 4.38%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,761 3.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.75%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,249 3.75%
ROME, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,476 3.50%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,085 3.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $115,000 $115,000 $3,953 5.75%
ERIE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,621 3.38%
Bozeman, MT (FHA|USDA|VA) 1 $115,000 $115,000 $150 7.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,437 4.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $105,000 $105,000 $5,784 3.38%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
Keene, NH (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.75%
Picayune, MS (FHA|USDA|VA) 1 $55,000 $55,000 $2,603 4.75%
Elizabeth City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
VISALIA, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.25%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.75%
Easton, MD (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.00%
Nasa Federal Credit Union's top markets include Washington, Baltimore, Dallas, Salisbury, and Houston among others.

Their top states include:
  • Maryland (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against NASA Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,004 $243,000,000 $242,032 $4,829 4.68%
    FHA 37 $10,945,000 $295,811 $8,903 3.60%
    VA 26 $9,000,000 $346,154 $6,990 3.58%

    For 2019, Nasa Federal Credit Union's most frequently originated type of loan was Conventional, with 1,004 originations. Their 2nd most popular type was FHA, with 37 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 412 $125,990,000 $305,801 $6,762 4.23%
    Refi 308 $80,980,000 $262,922 $5,318 4.55%
    Cash Out Refi 150 $45,230,000 $301,533 $6,438 3.96%
    Home Improvement 108 $5,790,000 $53,611 $10 5.98%
    Other 89 $4,955,000 $55,674 $152 6.10%

    For 2019, Nasa Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 412 originations. The 2nd most popular reason was Refi, with 308 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 645 $206,935,000 $320,829 $6,832 4.06%
    20 Year 163 $14,095,000 $86,472 $736 6.23%
    15 Year 120 $24,020,000 $200,167 $3,977 4.13%
    5 Year 63 $8,605,000 $136,587 $0 5.79%
    10 Year 48 $3,590,000 $74,792 $469 5.25%
    Other 28 $5,700,000 $203,571 $5,959 6.39%

    For 2019, Nasa Federal Credit Union's most frequently cited loan duration was 30 Year, with 645 originations. The 2nd most popular length was 20 Year, with 163 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 294 $26,750,000 $90,986
    $3k-4k 181 $55,265,000 $305,331
    $2k-3k 172 $37,910,000 $220,407
    $5k+ 142 $66,770,000 $470,211
    $4k-5k 131 $50,345,000 $384,313
    $1k-2k 79 $12,585,000 $159,304

    Nasa Federal Credit Union's average total fees were $6,832, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 294 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 430 $130,080,000 $302,512
    4-5% 286 $77,690,000 $271,643
    6-7% 208 $21,280,000 $102,308
    5-6% 113 $24,705,000 $218,628
    2.5-3% 29 $8,905,000 $307,069
    <2.5% 1 $285,000 $285,000

    During 2019, Nasa Federal Credit Union's average interest rate for loans was 4.06%, while their most frequently originated rate bucket for loans was 3-4%, with 430 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 446 $131,490,000 $294,821 $6,412 4.03%
    $100,000 or less 254 $13,190,000 $51,929 $171 6.05%
    $100k-200k 183 $26,965,000 $147,350 $3,662 4.53%
    $400k-600k 158 $73,410,000 $464,620 $8,838 4.07%
    $600k-1MM 26 $17,890,000 $688,077 $12,106 4.76%

    2019 saw Nasa Federal Credit Union place emphasis on $200k-400k loans with 446 originations, totaling $131,490,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 349 $88,535,000 $253,682 $4,945 4.58%
    $150k-250k 269 $77,985,000 $289,907 $5,622 4.57%
    $75k-100k 172 $37,770,000 $219,593 $4,864 4.33%
    $50k-75k 118 $21,180,000 $179,492 $4,330 4.30%
    $250k+ 55 $19,125,000 $347,727 $5,887 4.64%
    $50k or less 36 $5,030,000 $139,722 $3,373 4.26%

    Nasa Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 349 originations. The second most popular income band? $150k-250k, with 269 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 260 $69,960,000 $269,077 $5,415 4.26%
    30-36% 201 $51,435,000 $255,896 $5,004 4.62%
    <20% 76 $18,810,000 $247,500 $5,223 4.04%
    39% 59 $13,445,000 $227,881 $4,170 4.92%
    36% 50 $11,500,000 $230,000 $4,345 5.06%
    37% 45 $9,205,000 $204,556 $4,037 4.79%
    42% 42 $8,240,000 $196,190 $3,587 5.03%
    40% 42 $9,870,000 $235,000 $4,541 4.90%
    38% 40 $8,620,000 $215,500 $3,808 5.12%
    41% 39 $6,875,000 $176,282 $3,161 4.89%
    48% 26 $8,920,000 $343,077 $8,017 4.08%
    43% 25 $7,245,000 $289,800 $5,782 4.60%
    44% 19 $4,925,000 $259,211 $7,249 3.81%
    46% 18 $4,340,000 $241,111 $5,875 3.74%
    47% 16 $4,620,000 $288,750 $6,113 3.85%
    45% 14 $3,770,000 $269,286 $5,603 3.79%
    50-60% 13 $3,375,000 $259,615 $7,373 3.70%
    49% 11 $3,355,000 $305,000 $7,243 3.60%
    >60% 1 $205,000 $205,000 $4,930 3.38%

    Nasa Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 260 originations. The next most common DTI ratio? 30-36%, with 201 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 573 $138,865,000 $242,347 $4,796 4.49%
    Not provided 225 $57,355,000 $254,911 $5,138 4.52%
    Black 149 $39,195,000 $263,054 $5,732 4.43%
    Not applicable 68 $13,320,000 $195,882 $0 6.48%
    Asian 42 $11,740,000 $279,524 $5,197 4.46%
    American Indian 8 $2,030,000 $253,750 $5,926 4.77%
    Native Hawaiian or Islander 2 $440,000 $220,000 $3,405 5.31%

    Approval Rates

    Total approvals of all applications
    94.62%

    Nasa Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    74.51%

    Nasa Federal Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,067 $262,945,000 $246,434

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $295,000 $295,000
    Single Family (1-4 Units):Site-Built 1,066 $262,650,000 $246,388

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 58 $7,140,000 $123,103 $1,732 5.33%
    40-60% 66 $16,200,000 $245,455 $5,220 3.81%
    60-80% 270 $75,910,000 $281,148 $6,519 4.31%
    80-100% 451 $146,975,000 $325,887 $7,010 4.16%
    Over 100% 11 $4,765,000 $433,182 $12,450 5.41%
    Under 20% 209 $11,045,000 $52,847 $42 6.05%