First National Bank Of Pennsylvania Mortgage Rates, Fees & Info

Greenville, PA

LEI: N8T7HW55LK5D2ORCKP39

Tax ID: 25-1255405

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Mortgage Data

Bank Data

Review & Overview

First National Bank Of Pennsylvania is a small bank specializing in Home Purchase and Refi loans. First National Bank Of Pennsylvania has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Pittsburgh, Baltimore, Cleveland, Washington, and Charlotte among others. We have data for 135 markets. (Some data included below & more in-depth data is available with an active subscription.)

First National Bank Of Pennsylvania has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First National Bank Of Pennsylvania is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.96% 12/17/24
30 Year Conventional Purchase 6.14% 12/17/24
30 Year Conventional Refi 6.22% 12/17/24
30 Year Cash-out Refi 6.56% 12/17/24
30 Year FHA Purchase 7.07% 12/17/24
30 Year VA Purchase 6.23% 12/17/24
30 Year USDA Purchase 6.77% 12/17/24
15 Year Conventional Purchase 5.67% 12/17/24
15 Year Conventional Refi 5.17% 12/17/24
15 Year Cash-out Refi 5.17% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First National Bank Of Pennsylvania Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First National Bank Of Pennsylvania. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,420

Origination Dollar Volume (All Markets)

$2,269,730,000

Employee count

4,164 Show all (39) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PITTSBURGH, PA (FHA|USDA|VA) 3,145 $417,275,000 $132,679 $1,975 4.45%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,050 $339,420,000 $323,257 $4,396 4.33%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,058 $189,490,000 $179,102 $3,066 4.46%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 326 $146,930,000 $450,706 $6,332 4.30%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 503 $95,655,000 $190,169 $2,798 4.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 426 $80,670,000 $189,366 $3,219 4.35%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 777 $73,475,000 $94,562 $1,367 4.46%
RALEIGH-CARY, NC (FHA|USDA|VA) 256 $65,730,000 $256,758 $2,897 4.25%
STATE COLLEGE, PA (FHA|USDA|VA) 266 $52,630,000 $197,857 $2,988 4.39%
WINSTON-SALEM, NC (FHA|USDA|VA) 397 $52,055,000 $131,121 $2,345 4.46%
Outside of Metro Areas 411 $47,675,000 $115,998 $1,807 4.44%
LANCASTER, PA (FHA|USDA|VA) 176 $37,570,000 $213,466 $3,876 4.43%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 147 $36,575,000 $248,810 $3,896 4.46%
WILMINGTON, NC (FHA|USDA|VA) 147 $35,555,000 $241,871 $3,305 4.34%
AKRON, OH (FHA|USDA|VA) 193 $34,915,000 $180,907 $1,999 4.35%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 248 $34,550,000 $139,315 $2,426 4.48%
ERIE, PA (FHA|USDA|VA) 299 $32,175,000 $107,609 $1,546 4.56%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 143 $30,225,000 $211,364 $2,969 4.36%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 190 $29,280,000 $154,105 $2,846 4.51%
YORK-HANOVER, PA (FHA|USDA|VA) 167 $24,365,000 $145,898 $2,616 4.45%
ALTOONA, PA (FHA|USDA|VA) 227 $23,035,000 $101,476 $1,181 4.44%
New Castle, PA (FHA|USDA|VA) 248 $21,910,000 $88,347 $1,087 4.46%
JOHNSTOWN, PA (FHA|USDA|VA) 292 $21,510,000 $73,664 $1,281 4.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 64 $19,280,000 $301,250 $4,443 4.43%
READING, PA (FHA|USDA|VA) 152 $17,100,000 $112,500 $1,127 4.35%
Meadville, PA (FHA|USDA|VA) 191 $16,495,000 $86,361 $727 4.50%
Somerset, PA (FHA|USDA|VA) 187 $16,235,000 $86,818 $1,690 4.56%
Washington, NC (FHA|USDA|VA) 94 $16,090,000 $171,170 $3,369 4.50%
GREENVILLE, NC (FHA|USDA|VA) 80 $13,710,000 $171,375 $3,644 4.43%
Lewisburg, PA (FHA|USDA|VA) 46 $9,790,000 $212,826 $3,343 4.56%
LEBANON, PA (FHA|USDA|VA) 65 $8,995,000 $138,385 $2,357 4.32%
North Wilkesboro, NC (FHA|USDA|VA) 80 $8,300,000 $103,750 $2,212 4.61%
Boone, NC (FHA|USDA|VA) 39 $7,875,000 $201,923 $3,763 4.49%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 38 $7,800,000 $205,263 $3,149 4.55%
SALISBURY, MD-DE (FHA|USDA|VA) 17 $7,535,000 $443,235 $3,641 4.44%
Huntingdon, PA (FHA|USDA|VA) 74 $7,470,000 $100,946 $2,303 4.51%
TOLEDO, OH (FHA|USDA|VA) 6 $6,980,000 $1,163,333 $1,020 4.51%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 103 $6,705,000 $65,097 $1,036 4.58%
Lewistown, PA (FHA|USDA|VA) 78 $6,700,000 $85,897 $1,074 4.59%
Kill Devil Hills, NC (FHA|USDA|VA) 38 $6,520,000 $171,579 $3,259 4.59%
Oil City, PA (FHA|USDA|VA) 84 $6,410,000 $76,310 $587 4.58%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 17 $6,185,000 $363,824 $6,338 4.53%
Morehead City, NC (FHA|USDA|VA) 17 $5,995,000 $352,647 $3,332 4.40%
WILLIAMSPORT, PA (FHA|USDA|VA) 53 $5,975,000 $112,736 $1,079 4.32%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 22 $5,320,000 $241,818 $3,041 4.53%
BURLINGTON, NC (FHA|USDA|VA) 34 $5,270,000 $155,000 $3,829 4.65%
Lock Haven, PA (FHA|USDA|VA) 48 $5,230,000 $108,958 $2,115 4.56%
Sunbury, PA (FHA|USDA|VA) 55 $5,155,000 $93,727 $1,767 4.53%
Selinsgrove, PA (FHA|USDA|VA) 45 $4,675,000 $103,889 $1,330 4.42%
Mount Airy, NC (FHA|USDA|VA) 50 $4,490,000 $89,800 $2,001 4.60%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 14 $4,400,000 $314,286 $2,755 4.35%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 16 $4,380,000 $273,750 $3,804 4.61%
FAYETTEVILLE, NC (FHA|USDA|VA) 23 $4,325,000 $188,043 $2,771 4.57%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $4,170,000 $417,000 $4,767 4.34%
Indiana, PA (FHA|USDA|VA) 49 $4,085,000 $83,367 $1,159 4.85%
MORGANTOWN, WV (FHA|USDA|VA) 11 $3,995,000 $363,182 $4,511 4.43%
GETTYSBURG, PA (FHA|USDA|VA) 14 $3,770,000 $269,286 $6,470 4.63%
RICHMOND, VA (FHA|USDA|VA) 7 $3,705,000 $529,286 $11,168 4.59%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $3,485,000 $316,818 $4,545 4.42%
Cullowhee, NC (FHA|USDA|VA) 10 $3,320,000 $332,000 $5,811 4.49%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 12 $3,070,000 $255,833 $5,251 4.62%
COLUMBIA, SC (FHA|USDA|VA) 18 $2,940,000 $163,333 $3,522 4.67%
Pottsville, PA (FHA|USDA|VA) 27 $2,655,000 $98,333 $1,968 4.32%
WHEELING, WV-OH (FHA|USDA|VA) 40 $2,510,000 $62,750 $1,508 4.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $2,475,000 $825,000 $12,490 4.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 17 $2,465,000 $145,000 $1,531 4.89%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $2,390,000 $398,333 $5,105 4.44%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $2,295,000 $765,000 $9,270 4.16%
SUMTER, SC (FHA|USDA|VA) 12 $2,260,000 $188,333 $3,827 4.52%
Elizabeth City, NC (FHA|USDA|VA) 15 $2,235,000 $149,000 $4,084 4.64%
DuBois, PA (FHA|USDA|VA) 17 $2,195,000 $129,118 $2,428 4.39%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,120,000 $353,333 $5,417 4.32%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,830,000 $457,500 $6,803 4.06%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $1,755,000 $250,714 $3,753 4.24%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,740,000 $290,000 $3,387 4.40%
Easton, MD (FHA|USDA|VA) 4 $1,740,000 $435,000 $5,598 4.33%
Sanford, NC (FHA|USDA|VA) 16 $1,700,000 $106,250 $54 4.24%
Salem, OH (FHA|USDA|VA) 10 $1,670,000 $167,000 $2,734 4.30%
Key West, FL (FHA|USDA|VA) 1 $1,485,000 $1,485,000 $9,697 4.25%
JACKSONVILLE, NC (FHA|USDA|VA) 9 $1,415,000 $157,222 $2,736 4.77%
ROCKY MOUNT, NC (FHA|USDA|VA) 10 $1,320,000 $132,000 $2,984 4.60%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,175,000 $167,857 $2,321 4.64%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,044 4.42%
COLUMBUS, OH (FHA|USDA|VA) 8 $1,140,000 $142,500 $596 4.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,110,000 $555,000 $6,228 4.13%
NEW BERN, NC (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,193 4.51%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $1,090,000 $545,000 $4,265 3.78%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $6,931 4.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,030,000 $515,000 $5,157 4.06%
Albemarle, NC (FHA|USDA|VA) 7 $975,000 $139,286 $3,950 4.25%
Gaffney, SC (FHA|USDA|VA) 12 $770,000 $64,167 $1,937 4.95%
Ashtabula, OH (FHA|USDA|VA) 13 $765,000 $58,846 $1,959 4.39%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $760,000 $380,000 $4,741 3.81%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $745,000 $248,333 $3,439 4.54%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $740,000 $370,000 $5,453 4.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 4 $740,000 $185,000 $0 4.41%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $660,000 $330,000 $5,265 5.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $620,000 $310,000 $0 4.47%
Warren, PA (FHA|USDA|VA) 7 $535,000 $76,429 $3,673 4.72%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $535,000 $535,000 $5,395 3.75%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $515,000 $515,000 $3,947 4.75%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.65%
LYNCHBURG, VA (FHA|USDA|VA) 2 $500,000 $250,000 $3,486 4.81%
SPARTANBURG, SC (FHA|USDA|VA) 3 $495,000 $165,000 $1,017 4.31%
Wooster, OH (FHA|USDA|VA) 4 $460,000 $115,000 $934 4.32%
GOLDSBORO, NC (FHA|USDA|VA) 2 $440,000 $220,000 $3,330 4.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 6 $440,000 $73,333 $1,232 4.62%
SAVANNAH, GA (FHA|USDA|VA) 2 $420,000 $210,000 $6,958 4.50%
ROANOKE, VA (FHA|USDA|VA) 2 $360,000 $180,000 $2,940 4.33%
Marion, NC (FHA|USDA|VA) 1 $355,000 $355,000 $5,377 5.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $345,000 $345,000 $3,979 5.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $295,000 $98,333 $2,727 4.04%
Seneca Falls, NY (FHA|USDA|VA) 1 $275,000 $275,000 $4,084 5.00%
FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.85%
Olean, NY (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.24%
Seneca, SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,095 4.63%
Clarksburg, WV (FHA|USDA|VA) 1 $185,000 $185,000 $7,196 4.50%
Sayre, PA (FHA|USDA|VA) 2 $180,000 $90,000 $3,768 4.18%
Forest City, NC (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.90%
Shelby, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,742 4.38%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,856 4.25%
KNOXVILLE, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,023 4.75%
Henderson, NC (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.15%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,006 4.88%
Mount Vernon, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.79%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.49%
Cambridge, MD (FHA|USDA|VA) 1 $105,000 $105,000 $2,914 4.50%
Sandusky, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.24%
Laurinburg, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,222 4.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $75,000 $75,000 $2,913 3.63%
Coshocton, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.71%
Urbana, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.44%
Lumberton, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.34%
St. Marys, PA (FHA|USDA|VA) 1 $45,000 $45,000 $3,080 4.38%
Cambridge, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.29%
First National Bank Of Pennsylvania's top markets include Pittsburgh, Baltimore, Cleveland, Washington, and Charlotte among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,139 $1,756,285,000 $192,175 $2,378 4.49%
    HELOC 3,786 $430,500,000 $113,708 n/a 4.34%
    FHA 261 $43,945,000 $168,372 $6,285 4.33%
    USDA 124 $15,580,000 $125,645 $4,497 4.40%
    VA 98 $22,170,000 $226,224 $5,488 4.33%
    FHA 10 $990,000 $99,000 $0 4.98%
    FHA 2 $260,000 $130,000 $0 4.99%

    For 2018, First National Bank Of Pennsylvania's most frequently originated type of loan was Conventional, with 9,139 originations. Their 2nd most popular type was HELOC, with 3,786 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,518 $1,304,360,000 $288,703 $4,899 4.58%
    Refi 4,266 $553,380,000 $129,719 $434 4.36%
    Home Improvement 2,385 $158,455,000 $66,438 $4 4.37%
    Other 1,884 $171,180,000 $90,860 $478 4.39%
    Cash Out Refi 367 $82,355,000 $224,401 $3,696 4.51%

    For 2018, First National Bank Of Pennsylvania's most frequently cited loan purpose was Home Purchase, with 4,518 originations. The 2nd most popular reason was Refi, with 4,266 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 4,472 $521,120,000 $116,530 $691 4.27%
    30 Year 3,393 $791,405,000 $233,246 $4,194 4.56%
    15 Year 1,687 $189,275,000 $112,196 $841 4.49%
    20 Year 1,322 $180,400,000 $136,460 $395 4.75%
    10 Year 1,226 $78,600,000 $64,111 $80 4.32%
    30+ year 946 $496,270,000 $524,598 $7,602 4.53%
    5 Year 353 $12,295,000 $34,830 $0 4.30%
    3 Year 21 $365,000 $17,381 $0 4.32%

    For 2018, First National Bank Of Pennsylvania's most frequently cited loan duration was Other, with 4,472 originations. The 2nd most popular length was 30 Year, with 3,393 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,713 $816,755,000 $121,668
    $1k-2k 1,270 $288,010,000 $226,780
    $3k-4k 726 $360,680,000 $496,804
    $2k-3k 222 $70,300,000 $316,667
    $5k+ 205 $140,825,000 $686,951
    $4k-5k 188 $94,910,000 $504,840

    First National Bank Of Pennsylvania's average total fees were $4,194, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,713 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 8,661 $1,529,945,000 $176,648
    3-4% 3,268 $585,930,000 $179,293
    5-6% 1,237 $134,525,000 $108,751
    6-7% 182 $12,970,000 $71,264
    7-8% 62 $5,570,000 $89,839
    <2.5% 3 $325,000 $108,333
    2.5-3% 3 $415,000 $138,333
    Over 8% 1 $35,000 $35,000

    During 2018, First National Bank Of Pennsylvania's average interest rate for loans was 4.56%, while their most frequently originated rate bucket for loans was 4-5%, with 8,661 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 6,405 $324,405,000 $50,649 $648 4.53%
    $100k-200k 3,585 $504,245,000 $140,654 $2,399 4.34%
    $200k-400k 2,128 $583,590,000 $274,243 $4,333 4.40%
    $400k-600k 719 $350,565,000 $487,573 $6,128 4.38%
    $600k-1MM 471 $349,115,000 $741,221 $7,875 4.38%
    $1MM+ 112 $157,810,000 $1,409,018 $10,421 4.27%

    2018 saw First National Bank Of Pennsylvania place emphasis on $100,000 or less loans with 6,405 originations, totaling $324,405,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,625 $259,175,000 $98,733 $1,877 4.47%
    $100k-150k 2,605 $419,305,000 $160,962 $2,600 4.38%
    $50k or less 2,350 $163,740,000 $69,677 $1,586 4.58%
    $75k-100k 2,093 $247,905,000 $118,445 $1,963 4.40%
    $150k-250k 1,906 $508,050,000 $266,553 $4,042 4.33%
    $250k+ 1,292 $572,840,000 $443,375 $5,268 4.27%

    First National Bank Of Pennsylvania lent most frequently to those with incomes in the $50k-75k range, with 2,625 originations. The second most popular income band? $100k-150k, with 2,605 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,601 $519,555,000 $144,281 $1,935 4.38%
    30-36% 2,517 $449,365,000 $178,532 $2,731 4.43%
    <20% 1,787 $227,955,000 $127,563 $1,334 4.31%
    42% 483 $98,135,000 $203,178 $3,254 4.49%
    39% 466 $93,140,000 $199,871 $3,303 4.48%
    41% 461 $96,545,000 $209,425 $3,480 4.47%
    44% 455 $68,325,000 $150,165 $2,878 4.44%
    37% 428 $85,860,000 $200,607 $3,350 4.45%
    36% 418 $79,030,000 $189,067 $3,071 4.42%
    40% 404 $89,450,000 $221,411 $3,503 4.50%
    38% 403 $82,785,000 $205,422 $3,339 4.48%
    43% 354 $63,850,000 $180,367 $3,117 4.49%
    49% 296 $52,930,000 $178,818 $3,231 4.34%
    46% 233 $42,115,000 $180,751 $3,389 4.40%
    45% 231 $37,955,000 $164,307 $2,794 4.47%
    47% 207 $40,205,000 $194,227 $3,559 4.45%
    48% 199 $42,195,000 $212,035 $3,642 4.43%
    50-60% 157 $31,085,000 $197,994 $2,715 4.23%
    >60% 25 $8,445,000 $337,800 $2,041 4.94%

    First National Bank Of Pennsylvania lent most frequently to those with DTI ratios of 20-30%, with 3,601 originations. The next most common DTI ratio? 30-36%, with 2,517 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,789 $1,852,485,000 $157,137 $2,358 4.42%
    Not provided 707 $191,795,000 $271,280 $4,371 4.46%
    Asian 325 $93,325,000 $287,154 $4,258 4.32%
    Not applicable 274 $63,030,000 $230,036 $121 5.51%
    Black 271 $55,745,000 $205,701 $3,488 4.55%
    Asian Indian 14 $5,270,000 $376,429 $4,650 4.35%
    Other Asian 5 $3,005,000 $601,000 $9,384 4.23%
    American Indian 16 $2,650,000 $165,625 $1,876 4.01%
    Native Hawaiian or Islander 11 $1,485,000 $135,000 $1,526 4.21%
    Chinese 3 $435,000 $145,000 $3,362 4.42%
    Guamanian 1 $165,000 $165,000 $3,234 5.38%
    Filipino 1 $115,000 $115,000 $0 4.29%
    Other Pacific Islander 1 $115,000 $115,000 $0 3.59%
    Korean 2 $110,000 $55,000 $0 4.08%

    Approval Rates

    Total approvals of all applications
    76.61%

    First National Bank Of Pennsylvania has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    89.55%

    First National Bank Of Pennsylvania has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,420 $2,269,730,000 $169,130

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 5 $1,335,000 $267,000
    Multifamily:Site-Built 79 $39,355,000 $498,165
    Single Family (1-4 Units):Manufactured 265 $15,545,000 $58,660
    Single Family (1-4 Units):Site-Built 13,071 $2,213,495,000 $169,344

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,748 $240,510,000 $87,522 $247 4.32%
    40-60% 1,834 $263,180,000 $143,501 $1,280 4.31%
    60-80% 2,897 $684,735,000 $236,360 $3,107 4.52%
    80-100% 3,666 $984,730,000 $268,612 $4,422 4.50%
    Over 100% 23 $5,725,000 $248,913 $8,512 4.56%
    Under 20% 2,241 $88,865,000 $39,654 $16 4.52%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRST NATIONAL BANK OF PENNSYLVANIA Conventional home mortgage Trouble during payment process 5 25.0%
    FIRST NATIONAL BANK OF PENNSYLVANIA Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 5.0%
    FIRST NATIONAL BANK OF PENNSYLVANIA Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 5.0%
    FIRST NATIONAL BANK OF PENNSYLVANIA Home equity loan or line of credit (HELOC) Trouble during payment process 6 30.0%
    FIRST NATIONAL BANK OF PENNSYLVANIA Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 10.0%
    FIRST NATIONAL BANK OF PENNSYLVANIA Other type of mortgage Closing on a mortgage 2 10.0%
    FIRST NATIONAL BANK OF PENNSYLVANIA Other type of mortgage Trouble during payment process 1 5.0%
    FIRST NATIONAL BANK OF PENNSYLVANIA Conventional home mortgage Closing on a mortgage 2 10.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First National Bank of Pennsylvania 1 Fnb Boulevard Hermitage, PA 16148 Limited, Trust Office $0
    First National Bank of Pennsylvania 1 Juniper Trail Kitty Hawk, NC 27949 Full Service B&M $36,605
    First National Bank of Pennsylvania 1 W Pennsylvania Ave Towson, MD 21204 Full Service B&M $9,155
    First National Bank of Pennsylvania 1 West High Street Waynesburg, PA 15370 Full Service B&M $57,161
    First National Bank of Pennsylvania 10 South Market Street Shamokin, PA 17872 Full Service B&M $25,210
    First National Bank of Pennsylvania 100 East Main Street Stoystown, PA 15563 Full Service B&M $33,105
    First National Bank of Pennsylvania 100 Federal Street Pittsburgh, PA 15212 Full Service B&M $1,483,010
    First National Bank of Pennsylvania 100 North Statesville Road Huntersville, NC 28078 Full Service B&M $36,516
    First National Bank of Pennsylvania 1000 Bestgate Road Annapolis, MD 21401 Full Service B&M $163,906
    First National Bank of Pennsylvania 1001 Philadelphia Ave Northern Cambria, PA 15714 Full Service B&M $76,474
    First National Bank of Pennsylvania 1001 Red Banks Road Greenville, NC 27834 Full Service B&M $90,414
    First National Bank of Pennsylvania 1005 High House Road Cary, NC 27513 Full Service B&M $33,318
    First National Bank of Pennsylvania 10071 Darrow Road Twinsburg, OH 44087 Full Service B&M $28,673
    First National Bank of Pennsylvania 101 E Main Street Millheim, PA 16854 Full Service B&M $36,904
    First National Bank of Pennsylvania 101 North Bridge Street Jonesville, NC 28642 Full Service B&M $51,805
    First National Bank of Pennsylvania 101 North Howe Street Southport, NC 28461 Full Service B&M $60,559
    First National Bank of Pennsylvania 101 North Main Street Shenandoah, PA 17976 Full Service B&M $26,661
    First National Bank of Pennsylvania 101 North Second St Harrisburg, PA 17101 Full Service B&M $334,588
    First National Bank of Pennsylvania 1015 Commerce Street Wellsburg, WV 26070 Full Service B&M $33,584
    First National Bank of Pennsylvania 10231 Beach Drive Sw Calabash, NC 28467 Full Service B&M $48,771
    First National Bank of Pennsylvania 1024 Third Avenue New Brighton, PA 15066 Full Service B&M $27,161
    First National Bank of Pennsylvania 1029 Washington Pike Bridgeville, PA 15017 Full Service B&M $25,883
    First National Bank of Pennsylvania 1030 Indiana Avenue Farrell, PA 16121 Full Service B&M $57,546
    First National Bank of Pennsylvania 10335 N Nc Highway 109 Winston Salem, NC 27107 Full Service B&M $36,955
    First National Bank of Pennsylvania 104 Progress Lane Yadkinville, NC 27055 Full Service B&M $56,262
    First National Bank of Pennsylvania 1051 New Castle Road Prospect, PA 16052 Full Service B&M $60,898
    First National Bank of Pennsylvania 1053 Broad Street Johnstown, PA 15906 Full Service B&M $66,296
    First National Bank of Pennsylvania 10583 Perry Highway Wexford, PA 15090 Full Service B&M $21,446
    First National Bank of Pennsylvania 108 West Main Street North East, PA 16428 Limited, Drive-thru $0
    First National Bank of Pennsylvania 10840 Little Patuxent Parkway Columbia, MD 21044 Full Service B&M $34,985
    First National Bank of Pennsylvania 109 Sparks Valley Rd Sparks, MD 21152 Full Service B&M $23,987
    First National Bank of Pennsylvania 11 Foster Avenue Pittsburgh, PA 15205 Full Service B&M $68,285
    First National Bank of Pennsylvania 11 South Second Street Sunbury, PA 17801 Full Service B&M $34,547
    First National Bank of Pennsylvania 110 Burrell Plaza Lower Burrell, PA 15068 Full Service B&M $44,280
    First National Bank of Pennsylvania 113 W. Allegheny St Martinsburg, PA 16662 Limited, Mobile/Seasonal Office $238
    First National Bank of Pennsylvania 110 Butler Commons Butler, PA 16001 Full Service B&M $91,421
    First National Bank of Pennsylvania 110 South Main Street Davidsville, PA 15928 Full Service B&M $26,844
    First National Bank of Pennsylvania 110 South Main Street Masontown, PA 15461 Full Service B&M $69,971
    First National Bank of Pennsylvania 110 West Market Street Elkin, NC 28621 Full Service B&M $51,238
    First National Bank of Pennsylvania 1101 North Main Street Danbury, NC 27016 Full Service B&M $33,755
    First National Bank of Pennsylvania 11010 Clifton Blvd Cleveland, OH 44102 Full Service B&M $23,387
    First National Bank of Pennsylvania 1103 Harvey Point Road Hertford, NC 27944 Full Service B&M $30,456
    First National Bank of Pennsylvania 1107 Woodward Dr Greensburg, PA 15601 Full Service B&M $97,566
    First National Bank of Pennsylvania 111 North Logan Boulevard Burnham, PA 17009 Full Service B&M $22,389
    First National Bank of Pennsylvania 111 West High Street Ebensburg, PA 15931 Full Service B&M $108,914
    First National Bank of Pennsylvania 111 Zeigler Rd Lewisburg, PA 17837 Limited, Drive-thru $0
    First National Bank of Pennsylvania 1114 Carson Street Pittsburgh, PA 15203 Full Service B&M $112,951
    First National Bank of Pennsylvania 113 West Allegheny Street Martinsburg, PA 16662 Full Service B&M $31,820
    First National Bank of Pennsylvania 1130 Carlisle Road Camp Hill, PA 17011 Full Service B&M $50,540
    First National Bank of Pennsylvania 11492 Old U.S. Highway 52 Winston Salem, NC 27107 Full Service B&M $33,151
    First National Bank of Pennsylvania 115 Bowman Street Lebanon, PA 17046 Full Service B&M $35,921
    First National Bank of Pennsylvania 115 East Carver Street Durham, NC 27704 Full Service B&M $66,123
    First National Bank of Pennsylvania 1155 Kildaire Farm Road Cary, NC 27511 Full Service B&M $44,097
    First National Bank of Pennsylvania 116 W. 8th Ave Homestead, PA 15120 Full Service B&M $12,880
    First National Bank of Pennsylvania 117 Pauline Street East Bend, NC 27018 Full Service B&M $42,796
    First National Bank of Pennsylvania 117 South Allen Street State College, PA 16801 Full Service B&M $218,081
    First National Bank of Pennsylvania 119 West Main Street North East, PA 16428 Full Service B&M $48,204
    First National Bank of Pennsylvania 1190 State Road 303 Streetsboro, OH 44241 Full Service B&M $16,012
    First National Bank of Pennsylvania 1195 Freeport Road Pittsburgh, PA 15238 Full Service B&M $79,421
    First National Bank of Pennsylvania 120 East Central Avenue Edgewater, MD 21037 Full Service B&M $62,833
    First National Bank of Pennsylvania 120 Highland Park Boulevard Wilkes Barre, PA 18702 Full Service B&M $36,354
    First National Bank of Pennsylvania 12095 Perry Highway Wexford, PA 15090 Full Service B&M $33,319
    First National Bank of Pennsylvania 124 S. Juliana Street Bedford, PA 15522 Full Service B&M $81,222
    First National Bank of Pennsylvania 1244 Som Center Road Mayfield Heights, OH 44124 Full Service B&M $64,908
    First National Bank of Pennsylvania 1245 Shopping Center Road Stevensville, MD 21666 Full Service B&M $56,541
    First National Bank of Pennsylvania 1249 Market St Lemoyne, PA 17043 Full Service B&M $90,395
    First National Bank of Pennsylvania 125 North State Street Clarks Summit, PA 18411 Full Service B&M $48,686
    First National Bank of Pennsylvania 125 Stanton Blvd Steubenville, OH 43952 Full Service B&M $25,108
    First National Bank of Pennsylvania 126 Liberty Street Jamestown, PA 16134 Full Service B&M $30,519
    First National Bank of Pennsylvania 1266 Perry Hwy Portersville, PA 16051 Full Service B&M $51,035
    First National Bank of Pennsylvania 127 North Cross Lane Statesville, NC 28625 Full Service B&M $49,356
    First National Bank of Pennsylvania 128 West Adams Street Cochranton, PA 16314 Full Service B&M $34,119
    First National Bank of Pennsylvania 1291 South Main Street Greensburg, PA 15601 Full Service B&M $66,810
    First National Bank of Pennsylvania 12921 Lincoln Way North Huntingdon, PA 15642 Limited, Mobile/Seasonal Office $0
    First National Bank of Pennsylvania 1318 North Bridge Street Elkin, NC 28621 Full Service B&M $30,623
    First National Bank of Pennsylvania 133 Fayetteville Street Raleigh, NC 27601 Full Service B&M $73,271
    First National Bank of Pennsylvania 1331 Moore Street Huntingdon, PA 16652 Full Service B&M $5,779
    First National Bank of Pennsylvania 135 East Nashannock Avenue New Wilmington, PA 16142 Full Service B&M $72,693
    First National Bank of Pennsylvania 137 North Allegheny Street Bellefonte, PA 16823 Full Service B&M $108,227
    First National Bank of Pennsylvania 1372-B Cape St. Claire Road Annapolis, MD 21409 Full Service B&M $35,064
    First National Bank of Pennsylvania 13860 East Independence Boulevard Indian Trail, NC 28079 Full Service B&M $54,122
    First National Bank of Pennsylvania 139 North Center Street Corry, PA 16407 Full Service B&M $46,422
    First National Bank of Pennsylvania 13901 Ridge Road North Royalton, OH 44133 Full Service B&M $42,166
    First National Bank of Pennsylvania 1400 Mount Zion Road York, PA 17402 Full Service B&M $60,539
    First National Bank of Pennsylvania 1402 Logan Avenue Tyrone, PA 16686 Full Service B&M $41,543
    First National Bank of Pennsylvania 1404 West D Street North Wilkesboro, NC 28659 Full Service B&M $65,067
    First National Bank of Pennsylvania 1409 Main Street Follansbee, WV 26037 Full Service B&M $34,425
    First National Bank of Pennsylvania 1416 Lititz Pike Lancaster, PA 17601 Full Service B&M $105,756
    First National Bank of Pennsylvania 1422 Carolina Avenue Washington, NC 27889 Full Service B&M $50,722
    First National Bank of Pennsylvania 1424 East Grandview Boulevard Erie, PA 16504 Full Service B&M $36,703
    First National Bank of Pennsylvania 1448 Mt. Jefferson Road West Jefferson, NC 28694 Full Service B&M $63,855
    First National Bank of Pennsylvania 1458 Scalp Avenue Johnstown, PA 15904 Full Service B&M $99,150
    First National Bank of Pennsylvania 1461 Manheim Pike Lancaster, PA 17601 Full Service B&M $63,203
    First National Bank of Pennsylvania 1480 East College Avenue State College, PA 16801 Full Service B&M $52,611
    First National Bank of Pennsylvania 149 Jefferson Road Boone, NC 28607 Full Service B&M $32,417
    First National Bank of Pennsylvania 1500 Oxford Drive Bethel Park, PA 15102 Full Service B&M $91,815
    First National Bank of Pennsylvania 155 North Richard Street Bedford, PA 15522 Full Service B&M $18,340
    First National Bank of Pennsylvania 1567 East Pleasant Valley Boulevard Altoona, PA 16602 Full Service B&M $35,341
    First National Bank of Pennsylvania 16-20 East Shirley Street Mount Union, PA 17066 Full Service B&M $22,024
    First National Bank of Pennsylvania 1601 Main Street Dickson City, PA 18447 Full Service B&M $44,002
    First National Bank of Pennsylvania 161 South Stratford Road Winston-Salem, NC 27104 Full Service B&M $60,895
    First National Bank of Pennsylvania 1625 Beaver Rd Baden, PA 15005 Full Service B&M $50,271
    First National Bank of Pennsylvania 1646 Freeway Drive Reidsville, NC 27320 Full Service B&M $33,917
    First National Bank of Pennsylvania 165 Williamson Road Mooresville, NC 28115 Full Service B&M $46,527
    First National Bank of Pennsylvania 166 Main Street Greenville, PA 16125 Full Service B&M $98,231
    First National Bank of Pennsylvania 16652 Conneaut Lake Road Meadville, PA 16335 Full Service B&M $53,900
    First National Bank of Pennsylvania 1667 North Atherton Street State College, PA 16803 Full Service B&M $69,344
    First National Bank of Pennsylvania 1701 Duncan Avenue Allison Park, PA 15101 Full Service B&M $30,810
    First National Bank of Pennsylvania 1703 Seventh Avenue Beaver Falls, PA 15010 Full Service B&M $70,611
    First National Bank of Pennsylvania 1713 Union Ave Natrona Heights, PA 15065 Full Service B&M $33,867
    First National Bank of Pennsylvania 1724 Eastwood Road Wilmington, NC 28403 Full Service B&M $108,029
    First National Bank of Pennsylvania 1738 Gold Hill Road Fort Mill, SC 29708 Full Service B&M $25,248
    First National Bank of Pennsylvania 17780 Pearl Road Strongsville, OH 44136 Full Service B&M $35,989
    First National Bank of Pennsylvania 1789 Pine Hollow Rd Mckees Rocks, PA 15136 Full Service B&M $71,963
    First National Bank of Pennsylvania 1800 Philadelphia Avenue Northern Cambria, PA 15714 Limited, Drive-thru $0
    First National Bank of Pennsylvania 1811 South Atherton Street State College, PA 16801 Full Service B&M $76,598
    First National Bank of Pennsylvania 185 West Morganton Road Southern Pines, NC 28387 Full Service B&M $39,415
    First National Bank of Pennsylvania 18523 N. Frederick Avenue Gaithersburg, MD 20879 Full Service B&M $66,310
    First National Bank of Pennsylvania 1900 Minno Drive Suite 1 Johnstown, PA 15905 Full Service B&M $47,452
    First National Bank of Pennsylvania 1905 Towne Centre Boulevard, Suite 105 Annapolis, MD 21401 Full Service B&M $11,266
    First National Bank of Pennsylvania 1940 Murray Ave Pittsburgh, PA 15217 Full Service B&M $68,515
    First National Bank of Pennsylvania 19525 W. Catawba Avenue Cornelius, NC 28031 Full Service B&M $35,132
    First National Bank of Pennsylvania 197 Medical Park Road Mooresville, NC 28117 Full Service B&M $22,726
    First National Bank of Pennsylvania 1970 Greentree Road Pittsburgh, PA 15220 Full Service B&M $22,403
    First National Bank of Pennsylvania 2 South Market Street Selinsgrove, PA 17870 Full Service B&M $59,146
    First National Bank of Pennsylvania 200 Clay Pike North Huntingdon, PA 15642 Full Service B&M $142,689
    First National Bank of Pennsylvania 200 Pine Grove Square Grove City, PA 16127 Full Service B&M $99,523
    First National Bank of Pennsylvania 200 Weldon Street Latrobe, PA 15650 Full Service B&M $29,700
    First National Bank of Pennsylvania 200 Westchester Drive High Point, NC 27262 Full Service B&M $57,071
    First National Bank of Pennsylvania 2001 Fairview Road Raleigh, NC 27608 Full Service B&M $14,971
    First National Bank of Pennsylvania 20100 Route 19 Cranberry Township, PA 16066 Full Service B&M $102,108
    First National Bank of Pennsylvania 202 Divine Drive Wexford, PA 15090 Full Service B&M $55,764
    First National Bank of Pennsylvania 202 South Main Street Reidsville, NC 27320 Full Service B&M $68,082
    First National Bank of Pennsylvania 203 N. Main Street Bel Air, MD 21014 Full Service B&M $69,785
    First National Bank of Pennsylvania 2030 North Progress Avenue Harrisburg, PA 17110 Full Service B&M $49,803
    First National Bank of Pennsylvania 20300 Seneca Meadows Parkway Germantown, MD 20876 Full Service B&M $40,651
    First National Bank of Pennsylvania 204 Scuppernong Drive Columbia, NC 27925 Full Service B&M $22,786
    First National Bank of Pennsylvania 205 Us-64 Road Manteo, NC 27954 Full Service B&M $44,642
    First National Bank of Pennsylvania 2066 Indian Head Road Normalville, PA 15469 Full Service B&M $35,425
    First National Bank of Pennsylvania 207 West Cherokee Street Blacksburg, SC 29702 Full Service B&M $29,091
    First National Bank of Pennsylvania 210 North Main Street Fuquay Varina, NC 27526 Full Service B&M $43,720
    First National Bank of Pennsylvania 210 North Thirteenth Street Franklin, PA 16323 Full Service B&M $131,960
    First National Bank of Pennsylvania 210 Sixth Avenue Pittsburgh, PA 15222 Full Service Retail $96,451
    First National Bank of Pennsylvania 2100 Washington Pike Carnegie, PA 15106 Full Service B&M $48,235
    First National Bank of Pennsylvania 2100 York Crossing Drive York, PA 17408 Full Service B&M $89,389
    First National Bank of Pennsylvania 2101 State Hill Road Wyomissing, PA 19610 Full Service B&M $103,388
    First National Bank of Pennsylvania 2105 Rock Spring Rd Forest Hill, MD 21050 Full Service B&M $30,674
    First National Bank of Pennsylvania 211 Central Park Avenue, Suite M Pinehurst, NC 28374 Full Service B&M $39,005
    First National Bank of Pennsylvania 2111 Blowing Rock Road Boone, NC 28607 Full Service B&M $80,736
    First National Bank of Pennsylvania 2111 Richmond Road Beachwood, OH 44122 Full Service B&M $67,813
    First National Bank of Pennsylvania 2120 Cumberland Street Lebanon, PA 17042 Full Service B&M $43,156
    First National Bank of Pennsylvania 2121 Lincoln Highway E Lancaster, PA 17602 Full Service B&M $10,031
    First National Bank of Pennsylvania 2125 Centre Avenue Pittsburgh, PA 15219 Full Service B&M $1,645
    First National Bank of Pennsylvania 2128 N. Fountain Green Rd Bel Air, MD 21015 Full Service B&M $27,959
    First National Bank of Pennsylvania 2132 New Garden Road Greensboro, NC 27410 Full Service B&M $86,269
    First National Bank of Pennsylvania 215 High Street Williamsburg, PA 16693 Full Service B&M $20,880
    First National Bank of Pennsylvania 215 West Garfield Road Aurora, OH 44202 Full Service B&M $17,599
    First National Bank of Pennsylvania 2160 South Queen Street York, PA 17402 Full Service B&M $85,066
    First National Bank of Pennsylvania 2165a York Road Lutherville Timonium, MD 21093 Full Service B&M $124,824
    First National Bank of Pennsylvania 217 North Granard Street Gaffney, SC 29341 Full Service B&M $61,118
    First National Bank of Pennsylvania 21811 S. Atherton St State College, PA 16801 Full Service B&M $291
    First National Bank of Pennsylvania 2204 Lebanon Church Road West Mifflin, PA 15122 Full Service B&M $37,319
    First National Bank of Pennsylvania 222 South Allen Street State College, PA 16801 Limited, Drive-thru $0
    First National Bank of Pennsylvania 224 Allegheny Street Hollidaysburg, PA 16648 Full Service B&M $168,439
    First National Bank of Pennsylvania 227 Market Street Kittanning, PA 16201 Full Service B&M $50,038
    First National Bank of Pennsylvania 229 Main Street Meyersdale, PA 15552 Full Service B&M $35,540
    First National Bank of Pennsylvania 23 Carriage House Lane Reedsville, PA 17084 Full Service B&M $24,703
    First National Bank of Pennsylvania 23 Rohrerstown Road Lancaster, PA 17603 Full Service B&M $48,617
    First National Bank of Pennsylvania 230 East Mountain Street Kernersville, NC 27284 Full Service B&M $25,098
    First National Bank of Pennsylvania 2353 Harlansburg Rd New Castle, PA 16101 Full Service B&M $58,743
    First National Bank of Pennsylvania 237 South Churton Hillsborough, NC 27278 Full Service B&M $35,020
    First National Bank of Pennsylvania 2379 Brandermill Blvd Gambrills, MD 21054 Full Service B&M $31,160
    First National Bank of Pennsylvania 2386 Lewisville-Clemmons Road Clemmons, NC 27012 Full Service B&M $43,120
    First National Bank of Pennsylvania 2400 Stantonsburg Road Greenville, NC 27834 Full Service B&M $22,147
    First National Bank of Pennsylvania 2455 Onslow Drive Jacksonville, NC 28540 Full Service B&M $38,275
    First National Bank of Pennsylvania 25 North Kennedy Drive Mcadoo, PA 18237 Full Service B&M $32,283
    First National Bank of Pennsylvania 2505 East State Street Hermitage, PA 16148 Full Service B&M $30,434
    First National Bank of Pennsylvania 2506 Independence Boulevard Wilmington, NC 28412 Full Service B&M $34,793
    First National Bank of Pennsylvania 2550 Brownsville Road South Park, PA 15129 Full Service B&M $46,254
    First National Bank of Pennsylvania 256 Grove City Road Slippery Rock, PA 16057 Full Service B&M $158,082
    First National Bank of Pennsylvania 2591 Park Center State College, PA 16801 Full Service B&M $49,500
    First National Bank of Pennsylvania 2593 West Roosevelt Boulevard Monroe, NC 28110 Full Service B&M $122,849
    First National Bank of Pennsylvania 2610 Old Route 220 North Altoona, PA 16601 Full Service B&M $67,211
    First National Bank of Pennsylvania 2620 Washington Road Canonsburg, PA 15317 Full Service B&M $23,373
    First National Bank of Pennsylvania 2625 North Susquehanna Trail Shamokin Dam, PA 17876 Full Service B&M $17,902
    First National Bank of Pennsylvania 2634 Darlington Road Beaver Falls, PA 15010 Full Service B&M $112,398
    First National Bank of Pennsylvania 2701 Shillington Road Sinking Spring, PA 19608 Full Service B&M $26,949
    First National Bank of Pennsylvania 2719 Brodhead Road Aliquippa, PA 15001 Full Service B&M $55,673
    First National Bank of Pennsylvania 2721 South Croatan Highway Nags Head, NC 27959 Full Service B&M $32,997
    First National Bank of Pennsylvania 274 Jamesway Road Ebensburg, PA 15931 Full Service B&M $16,938
    First National Bank of Pennsylvania 2765 West 8th Street Erie, PA 16505 Full Service B&M $63,763
    First National Bank of Pennsylvania 281 Church Street, Suite B Montrose, PA 18801 Full Service B&M $73,697
    First National Bank of Pennsylvania 2951 National Pike Chalk Hill, PA 15421 Full Service B&M $16,701
    First National Bank of Pennsylvania 298 Lowes Boulevard Lexington, NC 27292 Full Service B&M $47,626
    First National Bank of Pennsylvania 300 E Lombard St Baltimore, MD 21202 Full Service B&M $49,275
    First National Bank of Pennsylvania 300 Main Street Watsontown, PA 17777 Full Service B&M $28,901
    First National Bank of Pennsylvania 3000 Old Hollow Road Walkertown, NC 27051 Full Service B&M $29,919
    First National Bank of Pennsylvania 301 Broad Street Montoursville, PA 17754 Full Service B&M $25,248
    First National Bank of Pennsylvania 301 East Fremont Street Burgaw, NC 28425 Full Service B&M $28,691
    First National Bank of Pennsylvania 301 West Main Street Wilkesboro, NC 28697 Full Service B&M $37,114
    First National Bank of Pennsylvania 30105 Detroit Road Westlake, OH 44145 Full Service B&M $10,118
    First National Bank of Pennsylvania 303 South Salem Street Apex, NC 27502 Full Service B&M $32,106
    First National Bank of Pennsylvania 3045 North Fifth Street Highway Reading, PA 19605 Full Service B&M $42,906
    First National Bank of Pennsylvania 305 North Seventh Street Creswell, NC 27928 Full Service B&M $15,959
    First National Bank of Pennsylvania 307 4th Avenue Pittsburgh, PA 15222 Full Service B&M $37,814
    First National Bank of Pennsylvania 3109 Cape Horn Road Red Lion, PA 17356 Full Service B&M $43,847
    First National Bank of Pennsylvania 311 Market Street Lewisburg, PA 17837 Full Service B&M $66,065
    First National Bank of Pennsylvania 315 East Main Street Clayton, NC 27520 Full Service B&M $41,320
    First National Bank of Pennsylvania 3167 Main Street West Middlesex, PA 16159 Full Service B&M $68,182
    First National Bank of Pennsylvania 32 East Market Street Lewistown, PA 17044 Full Service B&M $63,648
    First National Bank of Pennsylvania 320 Water Street Conneaut Lake, PA 16316 Full Service B&M $36,054
    First National Bank of Pennsylvania 3200 Wilmington Rd New Castle, PA 16105 Full Service B&M $136,339
    First National Bank of Pennsylvania 3201 Trindle Road Camp Hill, PA 17011 Full Service B&M $70,806
    First National Bank of Pennsylvania 3202 Randleman Road Greensboro, NC 27406 Full Service B&M $31,028
    First National Bank of Pennsylvania 322 East Innes Street Salisbury, NC 28144 Full Service B&M $39,353
    First National Bank of Pennsylvania 325 East Front St. Statesville, NC 28677 Full Service B&M $90,146
    First National Bank of Pennsylvania 3310 West 26th Street Erie, PA 16506 Full Service B&M $82,805
    First National Bank of Pennsylvania 3320 East State Street Hermitage, PA 16148 Full Service B&M $279,365
    First National Bank of Pennsylvania 3400 Westgate Drive Durham, NC 27707 Full Service B&M $65,093
    First National Bank of Pennsylvania 341 Main Street Spartansburg, PA 16434 Full Service B&M $14,827
    First National Bank of Pennsylvania 34180 Aurora Road Solon, OH 44139 Full Service B&M $87,129
    First National Bank of Pennsylvania 3475 East Broad Street Statesville, NC 28625 Full Service B&M $18,099
    First National Bank of Pennsylvania 35 East Main Street Nanticoke, PA 18634 Full Service B&M $48,299
    First National Bank of Pennsylvania 3500 Mt. Holly-Huntersville Road Charlotte, NC 28216 Full Service B&M $33,717
    First National Bank of Pennsylvania 3500 Old Salisbury Rd Winston Salem, NC 27127 Full Service B&M $38,313
    First National Bank of Pennsylvania 35050 Us 264 Engelhard, NC 27824 Full Service B&M $10,059
    First National Bank of Pennsylvania 3520 Forbes Avenue Pittsburgh, PA 15213 Full Service B&M $114,688
    First National Bank of Pennsylvania 3539 Washington Road Mcmurray, PA 15317 Full Service B&M $216,180
    First National Bank of Pennsylvania 360 Westminster Drive Huntingdon, PA 16652 Limited, Mobile/Seasonal Office $0
    First National Bank of Pennsylvania 361 Presidents Drive State College, PA 16803 Limited, Mobile/Seasonal Office $0
    First National Bank of Pennsylvania 3613 Medina Road Medina, OH 44256 Full Service B&M $51,178
    First National Bank of Pennsylvania 3618 Mitchell Avenue Linville, NC 28646 Full Service B&M $20,724
    First National Bank of Pennsylvania 36311 Detroit Road Avon, OH 44011 Full Service B&M $36,207
    First National Bank of Pennsylvania 366 East College Avenue State College, PA 16801 Full Service B&M $838
    First National Bank of Pennsylvania 37 Dundaff Street Carbondale, PA 18407 Full Service B&M $60,305
    First National Bank of Pennsylvania 3718 Belmont Avenue Youngstown, OH 44505 Full Service B&M $50,165
    First National Bank of Pennsylvania 3732 Pitt Street Schellsburg, PA 15559 Full Service B&M $24,292
    First National Bank of Pennsylvania 38 West First Avenue Lexington, NC 27292 Full Service B&M $160,823
    First National Bank of Pennsylvania 3891 Route 30 East Latrobe, PA 15650 Full Service B&M $30,100
    First National Bank of Pennsylvania 39 W Liberty Street Hubbard, OH 44425 Full Service B&M $54,967
    First National Bank of Pennsylvania 3908 Perrysville Ave Pittsburgh, PA 15214 Full Service B&M $15,343
    First National Bank of Pennsylvania 3951 Union Deposit Road Harrisburg, PA 17109 Full Service B&M $32,187
    First National Bank of Pennsylvania 396 South Centre Street Pottsville, PA 17901 Full Service B&M $10,741
    First National Bank of Pennsylvania 4 E Main Street Loganton, PA 17747 Full Service B&M $24,431
    First National Bank of Pennsylvania 4 Triangle Drive Greensburg, PA 15601 Full Service B&M $81,203
    First National Bank of Pennsylvania 40 Bellefonte Avenue Lock Haven, PA 17745 Full Service B&M $67,440
    First National Bank of Pennsylvania 400 E Boal Ave Boalsburg, PA 16827 Full Service B&M $41,890
    First National Bank of Pennsylvania 402 Constant Friendship Boulevard Abingdon, MD 21009 Full Service B&M $19,940
    First National Bank of Pennsylvania 402 West Main Street Ligonier, PA 15658 Full Service B&M $30,329
    First National Bank of Pennsylvania 403 East Boulevard Williamston, NC 27892 Full Service B&M $19,575
    First National Bank of Pennsylvania 413 Northfield Road Bedford, OH 44146 Full Service B&M $36,425
    First National Bank of Pennsylvania 415 Park Place Windber, PA 15963 Full Service B&M $30,853
    First National Bank of Pennsylvania 41934 Highway 12 Avon, NC 27915 Full Service Retail $28,862
    First National Bank of Pennsylvania 420 Grant Avenue Pittsburgh, PA 15209 Full Service B&M $37,237
    First National Bank of Pennsylvania 4200 Morganton Road Fayetteville, NC 28314 Full Service B&M $53,952
    First National Bank of Pennsylvania 4208 Ebenezer Road Ste A Baltimore, MD 21236 Full Service B&M $94,859
    First National Bank of Pennsylvania 4220 William Penn Highway Monroeville, PA 15146 Full Service B&M $134,287
    First National Bank of Pennsylvania 4222 Route 66 Apollo, PA 15613 Full Service B&M $55,581
    First National Bank of Pennsylvania 4250 Derry Street Harrisburg, PA 17111 Full Service B&M $67,739
    First National Bank of Pennsylvania 430 East 25th Avenue Altoona, PA 16601 Full Service B&M $67,172
    First National Bank of Pennsylvania 4300 Murray Ave Pittsburgh, PA 15217 Full Service B&M $37,630
    First National Bank of Pennsylvania 431 Penn Street Huntingdon, PA 16652 Full Service B&M $107,380
    First National Bank of Pennsylvania 4335 Matthews Mint Hill Road Matthews, NC 28105 Full Service B&M $72,794
    First National Bank of Pennsylvania 435 Main Street Bridgeport, OH 43912 Full Service B&M $26,823
    First National Bank of Pennsylvania 4350 Linglestown Road Harrisburg, PA 17112 Full Service B&M $37,558
    First National Bank of Pennsylvania 4481 South Nc Hwy 150 Lexington, NC 27295 Full Service B&M $46,066
    First National Bank of Pennsylvania 451 E Hungerford Drive Suite 101 Rockville, MD 20850 Full Service B&M $24,718
    First National Bank of Pennsylvania 46 South Mountain Boulevard Mountain Top, PA 18707 Full Service B&M $42,782
    First National Bank of Pennsylvania 4627 Rt 51 Suite 601 Belle Vernon, PA 15012 Full Service B&M $24,448
    First National Bank of Pennsylvania 4630 West 12th St Erie, PA 16505 Full Service B&M $50,019
    First National Bank of Pennsylvania 4638 Hicone Road Greensboro, NC 27405 Full Service B&M $32,591
    First National Bank of Pennsylvania 4700 Jonestown Road Harrisburg, PA 17109 Full Service B&M $78,647
    First National Bank of Pennsylvania 4711 Six Forks Road Raleigh, NC 27609 Full Service B&M $73,708
    First National Bank of Pennsylvania 4724 Liberty Ave Pittsburgh, PA 15224 Full Service B&M $10,360
    First National Bank of Pennsylvania 479 South Pennsylvania Ave Centre Hall, PA 16828 Full Service B&M $22,417
    First National Bank of Pennsylvania 4860 Carlisle Pike Mechanicsburg, PA 17050 Full Service B&M $121,440
    First National Bank of Pennsylvania 490 East North Avenue Pittsburgh, PA 15212 Full Service B&M $30,709
    First National Bank of Pennsylvania 4923 William Penn Highway Murrysville, PA 15668 Full Service B&M $25,314
    First National Bank of Pennsylvania 4960 William Flynn Highway Allison Park, PA 15101 Full Service B&M $33,554
    First National Bank of Pennsylvania 497 East Aurora Road Macedonia, OH 44056 Full Service B&M $38,351
    First National Bank of Pennsylvania 50 Main Street Conemaugh, PA 15909 Full Service B&M $33,658
    First National Bank of Pennsylvania 500 South Main Street Lexington, NC 27292 Limited, Drive-thru $0
    First National Bank of Pennsylvania 501 Towne Square Way Pittsburgh, PA 15227 Full Service B&M $86,956
    First National Bank of Pennsylvania 501 W Schuylkill Rd Pottstown, PA 19465 Full Service B&M $27,852
    First National Bank of Pennsylvania 503 Greenfield Avenue Pittsburgh, PA 15207 Full Service B&M $28,045
    First National Bank of Pennsylvania 5032 Simpson Ferry Road Mechanicsburg, PA 17050 Full Service B&M $84,311
    First National Bank of Pennsylvania 508-510 Hugart Street Confluence, PA 15424 Full Service B&M $37,162
    First National Bank of Pennsylvania 509 East Main Street Somerset, PA 15501 Full Service B&M $61,245
    First National Bank of Pennsylvania 51 Hadley Road Greenville, PA 16125 Full Service B&M $80,805
    First National Bank of Pennsylvania 5140 Perkiomen Avenue Reading, PA 19606 Full Service B&M $54,107
    First National Bank of Pennsylvania 515 Eastern Blvd Baltimore, MD 21221 Full Service B&M $32,416
    First National Bank of Pennsylvania 520 East Plaza Drive Mooresville, NC 28115 Full Service B&M $35,317
    First National Bank of Pennsylvania 520 Third Avenue Duncansville, PA 16635 Full Service B&M $10,099
    First National Bank of Pennsylvania 521 Main Street Forest City, PA 18421 Full Service B&M $74,127
    First National Bank of Pennsylvania 5229 River Road Bethesda, MD 20816 Full Service B&M $46,208
    First National Bank of Pennsylvania 532-534 Main Street Johnstown, PA 15901 Full Service B&M $60,456
    First National Bank of Pennsylvania 534 Main Street Berlin, PA 15530 Full Service B&M $28,450
    First National Bank of Pennsylvania 5340 Campbell Boulevard Nottingham, MD 21236 Full Service B&M $74,310
    First National Bank of Pennsylvania 540 North Pointe Circle Seven Fields, PA 16046 Full Service B&M $53,201
    First National Bank of Pennsylvania 540 Water Street Chardon, OH 44024 Full Service B&M $48,370
    First National Bank of Pennsylvania 55 Arsenal Road York, PA 17404 Full Service B&M $53,114
    First National Bank of Pennsylvania 55 Matthew Drive Uniontown, PA 15401 Full Service B&M $54,223
    First National Bank of Pennsylvania 55 Public Square Suite 105 Cleveland, OH 44113 Full Service B&M $63,832
    First National Bank of Pennsylvania 55 Wyoming Street Pittsburgh, PA 15211 Full Service B&M $21,700
    First National Bank of Pennsylvania 550 Central Avenue Johnstown, PA 15902 Full Service B&M $43,364
    First National Bank of Pennsylvania 559 Grant Street Pittsburgh, PA 15219 Full Service B&M $53,361
    First National Bank of Pennsylvania 5632 Mahoning Avenue Youngstown, OH 44515 Full Service B&M $48,181
    First National Bank of Pennsylvania 57 Main Nicholson, PA 18446 Full Service B&M $35,578
    First National Bank of Pennsylvania 5704 Main Street Shallotte, NC 28470 Full Service B&M $41,207
    First National Bank of Pennsylvania 57197 Kohler Road Hatteras, NC 27943 Full Service B&M $20,647
    First National Bank of Pennsylvania 575 Galleria Drive Johnstown, PA 15904 Full Service B&M $23,788
    First National Bank of Pennsylvania 576 Ritchie Hwy Severna Park, MD 21146 Full Service B&M $40,080
    First National Bank of Pennsylvania 58 West Main Street Uniontown, PA 15401 Full Service B&M $186,646
    First National Bank of Pennsylvania 580 Centerville Road Lancaster, PA 17601 Full Service B&M $46,346
    First National Bank of Pennsylvania 580 Wendel Rd Irwin, PA 15642 Full Service B&M $168,677
    First National Bank of Pennsylvania 5812 Sixth Avenue Altoona, PA 16602 Full Service B&M $40,879
    First National Bank of Pennsylvania 595 Franklin Street Clymer, PA 15728 Full Service B&M $32,340
    First National Bank of Pennsylvania 596 South Pike Road Sarver, PA 16055 Full Service B&M $63,191
    First National Bank of Pennsylvania 6 E. Main St Thompsontown, PA 17094 Full Service B&M $40,066
    First National Bank of Pennsylvania 600 Castle Shannon Boulevard Pittsburgh, PA 15234 Full Service B&M $70,592
    First National Bank of Pennsylvania 600 Wal-Mart Drive Gibsonia, PA 15044 Full Service B&M $27,760
    First National Bank of Pennsylvania 600 Walton Avenue Hummelstown, PA 17036 Full Service B&M $86,612
    First National Bank of Pennsylvania 6000 Penn Circle South Pittsburgh, PA 15206 Full Service B&M $9,644
    First National Bank of Pennsylvania 601 W Lackawanna Ave Scranton, PA 18504 Full Service B&M $69,725
    First National Bank of Pennsylvania 6023 National Park Grindstone, PA 15442 Full Service B&M $55,040
    First National Bank of Pennsylvania 604 Beaver Street Sewickley, PA 15143 Full Service B&M $47,560
    First National Bank of Pennsylvania 605 North Highway Street Madison, NC 27025 Full Service B&M $25,049
    First National Bank of Pennsylvania 606 E. Lancaster Avenue Shillington, PA 19607 Full Service B&M $29,542
    First National Bank of Pennsylvania 6071 Allentown Boulevard Harrisburg, PA 17112 Full Service B&M $89,697
    First National Bank of Pennsylvania 6123 Old U.S. Highway 52 Lexington, NC 27295 Full Service B&M $51,978
    First National Bank of Pennsylvania 6201 Fairview Road Charlotte, NC 28210 Full Service B&M $105,727
    First National Bank of Pennsylvania 6298 Steubenville Pike Pittsburgh, PA 15205 Full Service B&M $79,596
    First National Bank of Pennsylvania 6335 Baltimore National Pike Catonsville, MD 21228 Full Service B&M $46,421
    First National Bank of Pennsylvania 6408 Falls Of Neuse Rd. Raleigh, NC 27615 Full Service B&M $34,975
    First National Bank of Pennsylvania 647 South Main Street King, NC 27021 Full Service B&M $40,274
    First National Bank of Pennsylvania 65 Ashland Avenue Carlisle, PA 17013 Full Service B&M $72,356
    First National Bank of Pennsylvania 650 Caste Village Pittsburgh, PA 15236 Full Service B&M $67,090
    First National Bank of Pennsylvania 6515 Tippecanoe Road Canfield, OH 44406 Full Service B&M $64,294
    First National Bank of Pennsylvania 659 Main Street Rockwood, PA 15557 Full Service B&M $35,323
    First National Bank of Pennsylvania 670 Boardman-Poland Road Boardman, OH 44512 Full Service B&M $94,519
    First National Bank of Pennsylvania 681 Clairton Boulevard Pittsburgh, PA 15236 Full Service B&M $21,096
    First National Bank of Pennsylvania 6839 State Highway 94 Fairfield, NC 27826 Full Service B&M $6,579
    First National Bank of Pennsylvania 6960 Peach Street Erie, PA 16509 Full Service B&M $67,305
    First National Bank of Pennsylvania 6990 Heisley Road Mentor, OH 44060 Full Service B&M $54,336
    First National Bank of Pennsylvania 7 West State Street Sharon, PA 16146 Full Service B&M $66,156
    First National Bank of Pennsylvania 700 Holly Springs Road Holly Springs, NC 27540 Full Service B&M $65,851
    First National Bank of Pennsylvania 7003 East Marshville Blvd. Marshville, NC 28103 Full Service B&M $33,567
    First National Bank of Pennsylvania 701 Green Valley Road Greensboro, NC 27408 Full Service B&M $82,777
    First National Bank of Pennsylvania 7012 Buffalo Road Harborcreek, PA 16421 Limited, Drive-thru $22,626
    First National Bank of Pennsylvania 704 South College Road Wilmington, NC 28403 Full Service B&M $95,752
    First National Bank of Pennsylvania 708 S. Church Street Burlington, NC 27215 Full Service B&M $44,527
    First National Bank of Pennsylvania 709 East Main Street Jefferson, NC 28640 Full Service B&M $85,374
    First National Bank of Pennsylvania 7100 Creedmoor Road Raleigh, NC 27613 Full Service B&M $87,048
    First National Bank of Pennsylvania 7101 Bay Front Drive Annapolis, MD 21403 Full Service B&M $6,496
    First National Bank of Pennsylvania 711 State Street Erie, PA 16509 Full Service B&M $212,817
    First National Bank of Pennsylvania 7120 Warren Sharon Road Brookfield, OH 44403 Full Service B&M $47,250
    First National Bank of Pennsylvania 725 Front Street Cresson, PA 16630 Full Service B&M $60,445
    First National Bank of Pennsylvania 728 Center Avenue Pittsburgh, PA 15229 Full Service B&M $72,459
    First National Bank of Pennsylvania 732 Penn Ave Wilkinsburg, PA 15221 Full Service B&M $1,286
    First National Bank of Pennsylvania 7323 Center Street Mentor, OH 44060 Full Service B&M $45,572
    First National Bank of Pennsylvania 74 Allegheny River Blvd Verona, PA 15147 Full Service B&M $27,598
    First National Bank of Pennsylvania 74 E Tioga St Tunkhannock, PA 18657 Full Service B&M $55,600
    First National Bank of Pennsylvania 742 Wertzville Road Enola, PA 17025 Full Service B&M $63,055
    First National Bank of Pennsylvania 747 Corporation Street Beaver, PA 15009 Full Service B&M $137,654
    First National Bank of Pennsylvania 7475 Mcknight Road Pittsburgh, PA 15237 Full Service B&M $99,890
    First National Bank of Pennsylvania 7475 Wisconsin Ave Bethesda, MD 20814 Full Service B&M $30,092
    First National Bank of Pennsylvania 7546 Holabird Ave Dundalk, MD 21222 Full Service B&M $48,632
    First National Bank of Pennsylvania 782 Irvin Garrish Highway Ocracoke, NC 27960 Full Service B&M $18,586
    First National Bank of Pennsylvania 8 Edgewood Drive Greenville, PA 16125 Full Service B&M $18,980
    First National Bank of Pennsylvania 8 Garden Center Drive Greensburg, PA 15601 Limited, Mobile/Seasonal Office $0
    First National Bank of Pennsylvania 80 Main Street Swanquarter, NC 27885 Full Service B&M $29,855
    First National Bank of Pennsylvania 80 West Streetsboro Street Hudson, OH 44236 Full Service B&M $20,718
    First National Bank of Pennsylvania 800 S. Aiken Avenue Pittsburgh, PA 15232 Full Service B&M $22,223
    First National Bank of Pennsylvania 801 South Van Buren Road Eden, NC 27288 Full Service B&M $66,421
    First National Bank of Pennsylvania 805 Main Street Wintersville, OH 43953 Full Service B&M $57,859
    First National Bank of Pennsylvania 825 Beaver Grade Road Coraopolis, PA 15108 Full Service B&M $42,448
    First National Bank of Pennsylvania 837 Park Avenue Meadville, PA 16335 Full Service B&M $58,060
    First National Bank of Pennsylvania 8389 Mayfield Road Chesterland, OH 44026 Full Service B&M $20,452
    First National Bank of Pennsylvania 8500 Washington Street Chagrin Falls, OH 44023 Full Service B&M $34,756
    First National Bank of Pennsylvania 870 Spring Lane Sanford, NC 27330 Full Service B&M $27,347
    First National Bank of Pennsylvania 9 West Main Street Sharpsville, PA 16150 Full Service B&M $65,451
    First National Bank of Pennsylvania 90 Maynard Street Williamsport, PA 17701 Full Service B&M $93,794
    First National Bank of Pennsylvania 90 Tarentum Bridge Road New Kensington, PA 15068 Full Service B&M $47,852
    First National Bank of Pennsylvania 9001 Route 522 Middleburg, PA 17842 Full Service B&M $26,417
    First National Bank of Pennsylvania 903 East Main Street Palmyra, PA 17078 Full Service B&M $41,188
    First National Bank of Pennsylvania 911 Church Street Saxton, PA 16678 Full Service B&M $31,656
    First National Bank of Pennsylvania 9133 West Ridge Road Girard, PA 16417 Full Service B&M $58,286
    First National Bank of Pennsylvania 919 Randolph Street Thomasville, NC 27360 Full Service B&M $48,907
    First National Bank of Pennsylvania 92 Brooklyn Street Carbondale, PA 18407 Full Service Retail $138
    First National Bank of Pennsylvania 9231 Lakeside Blvd Owings Mills, MD 21117 Full Service B&M $24,757
    First National Bank of Pennsylvania 928 N. Eighty Eight Rd Rices Landing, PA 15357 Full Service B&M $57,111
    First National Bank of Pennsylvania 9416 Baltimore National Pike Ellicott City, MD 21042 Full Service B&M $268,043
    First National Bank of Pennsylvania 945 Vandora Springs Road Garner, NC 27529 Full Service B&M $22,647
    First National Bank of Pennsylvania 9600 Perry Highway Pittsburgh, PA 15237 Full Service B&M $119,279
    First National Bank of Pennsylvania 9613-A Harford Road, Suite A Baltimore, MD 21234 Full Service B&M $31,214
    First National Bank of Pennsylvania 98 Nason Drive Roaring Spring, PA 16673 Full Service B&M $35,062
    First National Bank of Pennsylvania 996 North Main Street Greensburg, PA 15601 Full Service B&M $54,999
    First National Bank of Pennsylvania Laurel Avenue And Second Street Cresson, PA 16630 Limited, Drive-thru $0
    First National Bank of Pennsylvania One Federal Plaza West Youngstown, OH 44503 Full Service B&M $78,512
    First National Bank of Pennsylvania One South Church Street Hazleton, PA 18201 Full Service B&M $39,815
    First National Bank of Pennsylvania Route 611 Tannersville, PA 18372 Full Service B&M $36,907
    First National Bank of Pennsylvania Two Kensington Square New Kensington, PA 15068 Full Service B&M $40,959
    First National Bank of Pennsylvania Washington Centre 32 North Mill Str New Castle, PA 16103 Full Service B&M $131,043

    For 2018, First National Bank Of Pennsylvania had 403 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,160,245
    Net interest income $941,065
    Total noninterest income $239,416
    Gross Fiduciary activities income $26,746
    Service charges on deposit accounts $72,565
    Trading account gains and fees $2,088
    Additional Noninterest Income $138,017
    Pre-tax net operating income $470,927
    Securities gains (or losses, -) $62
    Income before extraordinary items $386,824
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $386,824
    Minority interest net income $5,775
    Net income $381,049
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $386,773

    First National Bank Of Pennsylvania's gross interest income from loans was $1,160,245,000.
    First National Bank Of Pennsylvania's net interest income from loans was $941,065,000.
    First National Bank Of Pennsylvania's fee based income from loans was $72,565,000.
    First National Bank Of Pennsylvania's net income from loans was $381,049,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $219,180
    Provision for credit losses $54,322
    Total noninterest expense $655,232
    Salaries and employee benefits $349,895
    Premises and equipment expense $110,539
    Additional noninterest expense $194,798
    Applicable income taxes $84,165
    Net charge-offs $43,427
    Cash dividends $156,337

    First National Bank Of Pennsylvania's interest expense for loans was $219,180,000.
    First National Bank Of Pennsylvania's payroll and benefits expense were $349,895,000.
    First National Bank Of Pennsylvania's property, plant and equipment expenses $110,539,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 98.0%

    Deposits

    Type Value (in 000's)
    Total deposits $23,725,494
    Deposits held in domestic offices $23,725,494
    Deposits by Individuals, partnerships, and corporations $19,981,326
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $3,695,363
    Deposits by Commercial banks and other depository institutions in U.S. $48,805
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $3,062,285
    Demand deposits $1,968,923
    Nontransaction accounts $20,663,209
    Money market deposit accounts (MMDAs) $13,255,725
    Other savings deposits (excluding MMDAs) $2,138,034
    Total time deposits $5,269,450
    Total time and savings deposits $21,756,571
    Noninterest-bearing deposits $6,270,090
    Interest-bearing deposits $17,455,404
    Retail deposits $21,528,979
    IRAs and Keogh plan accounts $636,023
    Brokered deposits $1,221,140
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $33,026,384
    Cash & Balances due from depository institutions $493,838
    Interest-bearing balances $42,990
    Total securities $6,595,405
    Federal funds sold & reverse repurchase $0
    Net loans and leases $21,974,970
    Loan and leases loss allowance $178,754
    Trading account assets $42,427
    Bank premises and fixed assets $310,955
    Other real estate owned $34,657
    Goodwill and other intangibles $2,355,001
    All other assets $1,219,131

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $33,026,384
    Total Liabilities $28,272,158
    Total deposits $23,725,494
    Interest-bearing deposits $17,455,404
    Deposits held in domestic offices $23,725,494
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $1,785,780
    Trading liabilities $36,131
    Other borrowed funds $2,506,074
    Subordinated debt $0
    All other liabilities $218,679

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $21,974,970
    Loan and leases loss allowance $178,754
    Total loans and leases (domestic) $22,153,724
    All real estate loans $14,998,998
    Real estate loans in domestic offices $14,998,998
    Construction and development loans $1,407,887
    Residential 1-4 family construction $452,949
    Other construction, all land development and other land $954,938
    Loans secured by nonfarm nonresidential properties $6,514,340
    Nonfarm nonresidential secured by owner-occupied properties $2,656,161
    Commercial real estate & other non-farm, non-residential $3,858,179
    Multifamily residential real estate $586,092
    1-4 family residential loans $6,429,502
    Farmland loans $61,177
    Loans held in foreign offices $0
    Farm loans $27,427
    Commercial and industrial loans $4,197,595
    To non-U.S. addressees $0
    Loans to individuals $2,122,099
    Credit card loans $7,245
    Related Plans $99,313
    Consumer Auto Loans $1,947,384
    Other loans to individuals $68,157
    All other loans & leases $807,605
    Loans to foreign governments and official institutions $0
    Other loans $159,008
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $7,561
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $27,798
    Non 1-4 family restructured loans & leases $610
    Total loans and leases (foreign) $0

    First National Bank of Pennsylvania had $21,974,970,000 of loans outstanding in 2018. $14,998,998,000 of loans were in real estate loans. $1,407,887,000 of loans were in development loans. $586,092,000 of loans were in multifamily mortgage loans. $6,429,502,000 of loans were in 1-4 family mortgage loans. $27,427,000 of loans were in farm loans. $7,245,000 of loans were in credit card loans. $1,947,384,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 13,007 $1,796,624 $138,127
    Nonfarm, nonresidential loans - <$100k 3,858 $96,190 $24,933
    Nonfarm, nonresidential loans - $100-250k 4,321 $379,439 $87,813
    Nonfarm, nonresidential loans - $250k-1MM 4,828 $1,320,995 $273,611
    Commercial & Industrial, US addressed loans - <$1MM 54,005 $1,455,197 $26,946
    Commercial & Industrial, US addressed loans - <$100k 46,717 $405,945 $8,689
    Commercial & Industrial, US addressed loans - $100-250k 4,319 $362,072 $83,832
    Commercial & Industrial, US addressed loans - $250k-1MM 2,969 $687,180 $231,452
    Farmland loans - <$1MM 331 $33,777 $102,045
    Farmland loans - <$100k 126 $4,191 $33,262
    Farmland loans - $100-250k 133 $12,689 $95,406
    Farmland loans - $250k-1MM 72 $16,897 $234,681
    Agriculture operations loans - <$1MM 673 $19,196 $28,523
    Agriculture operations loans - <$100k 597 $9,651 $16,166
    Agriculture operations loans - $100-250k 59 $5,759 $97,610
    Agriculture operations loans - $250k-1MM 17 $3,786 $222,706