First National Bank Of Pennsylvania Mortgage Rates, Fees & Info
Greenville, PALEI: N8T7HW55LK5D2ORCKP39
Tax ID: 25-1255405
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Review & Overview
First National Bank Of Pennsylvania is a mid-sized bank specializing in Refi and Home Purchase loans. First National Bank Of Pennsylvania has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Pittsburgh, Baltimore, Washington, Cleveland, and Charlotte among others. We have data for 156 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Pennsylvania has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First National Bank Of Pennsylvania is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 4.96% | 4/22/24 |
| 30 Year Conventional Purchase | 6.14% | 4/22/24 |
| 30 Year Conventional Refi | 6.22% | 4/22/24 |
| 30 Year Cash-out Refi | 6.56% | 4/22/24 |
| 30 Year FHA Purchase | 7.07% | 4/22/24 |
| 30 Year VA Purchase | 6.23% | 4/22/24 |
| 30 Year USDA Purchase | 6.77% | 4/22/24 |
| 15 Year Conventional Purchase | 5.67% | 4/22/24 |
| 15 Year Conventional Refi | 5.17% | 4/22/24 |
| 15 Year Cash-out Refi | 5.17% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First National Bank Of Pennsylvania Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
16,428Origination Dollar Volume (All Markets)
$3,984,320,000Employee count
3,961Awards
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First National Bank of Pennsylvania - 2020
First National Bank of Pennsylvania is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PITTSBURGH, PA (FHA|USDA|VA) | 3,338 | $671,380,000 | $201,132 | $2,690 | 3.28% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,322 | $477,800,000 | $361,422 | $3,727 | 3.20% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 798 | $366,490,000 | $459,261 | $4,792 | 3.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1,219 | $273,185,000 | $224,106 | $3,006 | 3.27% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 792 | $243,930,000 | $307,992 | $2,980 | 3.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 562 | $168,220,000 | $299,324 | $2,710 | 3.10% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 613 | $111,915,000 | $182,569 | $2,154 | 3.30% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 290 | $106,850,000 | $368,448 | $2,124 | 3.31% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 380 | $106,430,000 | $280,079 | $3,568 | 3.27% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 432 | $98,340,000 | $227,639 | $2,625 | 3.36% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 754 | $89,110,000 | $118,183 | $1,523 | 3.43% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 247 | $80,775,000 | $327,024 | $3,669 | 3.21% |
| Outside of Metro Areas | 435 | $74,255,000 | $170,701 | $1,844 | 3.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 256 | $74,200,000 | $289,844 | $3,096 | 3.12% |
| AKRON, OH (FHA|USDA|VA) | 258 | $48,250,000 | $187,016 | $1,842 | 3.29% |
| ERIE, PA (FHA|USDA|VA) | 284 | $47,000,000 | $165,493 | $1,512 | 3.40% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 116 | $44,920,000 | $387,241 | $5,007 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 156 | $44,310,000 | $284,038 | $3,651 | 3.27% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 19 | $43,665,000 | $2,298,158 | $3,869 | 3.14% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 241 | $41,245,000 | $171,141 | $1,657 | 3.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 174 | $37,030,000 | $212,816 | $2,081 | 3.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 22 | $36,020,000 | $1,637,273 | $3,171 | 3.16% |
| ALTOONA, PA (FHA|USDA|VA) | 240 | $35,860,000 | $149,417 | $1,383 | 3.46% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 215 | $34,105,000 | $158,628 | $1,479 | 3.34% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 72 | $32,100,000 | $445,833 | $3,589 | 2.90% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 311 | $29,305,000 | $94,228 | $1,373 | 3.54% |
| New Castle, PA (FHA|USDA|VA) | 231 | $28,985,000 | $125,476 | $1,908 | 3.46% |
| READING, PA (FHA|USDA|VA) | 155 | $26,225,000 | $169,194 | $1,393 | 3.56% |
| Washington, NC (FHA|USDA|VA) | 118 | $24,570,000 | $208,220 | $3,034 | 3.26% |
| Somerset, PA (FHA|USDA|VA) | 174 | $22,440,000 | $128,966 | $1,848 | 3.48% |
| TOLEDO, OH (FHA|USDA|VA) | 17 | $21,905,000 | $1,288,529 | $4,412 | 3.21% |
| Boone, NC (FHA|USDA|VA) | 64 | $20,000,000 | $312,500 | $3,001 | 3.26% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 83 | $18,285,000 | $220,301 | $2,683 | 3.38% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 71 | $16,375,000 | $230,634 | $2,091 | 3.45% |
| North Wilkesboro, NC (FHA|USDA|VA) | 109 | $15,125,000 | $138,761 | $1,949 | 3.36% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 40 | $14,960,000 | $374,000 | $3,941 | 3.08% |
| GREENVILLE, NC (FHA|USDA|VA) | 81 | $14,745,000 | $182,037 | $2,318 | 3.39% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 46 | $13,540,000 | $294,348 | $2,956 | 3.10% |
| Morehead City, NC (FHA|USDA|VA) | 36 | $13,420,000 | $372,778 | $3,548 | 3.10% |
| Meadville, PA (FHA|USDA|VA) | 123 | $12,875,000 | $104,675 | $1,049 | 3.44% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 23 | $11,915,000 | $518,043 | $4,629 | 3.24% |
| Lewisburg, PA (FHA|USDA|VA) | 58 | $11,080,000 | $191,034 | $2,855 | 3.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 120 | $10,110,000 | $84,250 | $1,287 | 3.70% |
| Salem, OH (FHA|USDA|VA) | 13 | $9,785,000 | $752,692 | $626 | 3.25% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 28 | $9,700,000 | $346,429 | $3,685 | 3.23% |
| BURLINGTON, NC (FHA|USDA|VA) | 44 | $9,440,000 | $214,545 | $3,098 | 3.16% |
| RICHMOND, VA (FHA|USDA|VA) | 21 | $8,365,000 | $398,333 | $4,425 | 3.23% |
| Selinsgrove, PA (FHA|USDA|VA) | 54 | $8,050,000 | $149,074 | $2,277 | 3.44% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 69 | $7,785,000 | $112,826 | $840 | 3.40% |
| LEBANON, PA (FHA|USDA|VA) | 44 | $7,190,000 | $163,409 | $1,442 | 3.30% |
| Huntingdon, PA (FHA|USDA|VA) | 70 | $7,090,000 | $101,286 | $805 | 3.61% |
| COLUMBUS, OH (FHA|USDA|VA) | 26 | $6,960,000 | $267,692 | $3,004 | 2.98% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 21 | $6,865,000 | $326,905 | $2,877 | 3.31% |
| Lewistown, PA (FHA|USDA|VA) | 62 | $6,850,000 | $110,484 | $963 | 3.48% |
| Indiana, PA (FHA|USDA|VA) | 61 | $6,405,000 | $105,000 | $1,454 | 3.53% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 23 | $6,375,000 | $277,174 | $4,621 | 3.24% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 19 | $5,975,000 | $314,474 | $3,589 | 3.39% |
| Oil City, PA (FHA|USDA|VA) | 67 | $5,615,000 | $83,806 | $990 | 3.57% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 31 | $5,575,000 | $179,839 | $2,296 | 3.37% |
| Sanford, NC (FHA|USDA|VA) | 35 | $5,535,000 | $158,143 | $1,112 | 3.15% |
| Mount Airy, NC (FHA|USDA|VA) | 43 | $5,305,000 | $123,372 | $2,027 | 3.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 19 | $5,305,000 | $279,211 | $2,209 | 3.27% |
| Sunbury, PA (FHA|USDA|VA) | 57 | $5,185,000 | $90,965 | $1,141 | 3.51% |
| GETTYSBURG, PA (FHA|USDA|VA) | 17 | $5,135,000 | $302,059 | $4,762 | 3.15% |
| Pottsville, PA (FHA|USDA|VA) | 42 | $5,030,000 | $119,762 | $1,656 | 3.34% |
| Elizabeth City, NC (FHA|USDA|VA) | 26 | $4,750,000 | $182,692 | $2,845 | 3.29% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $4,720,000 | $472,000 | $3,501 | 3.24% |
| DuBois, PA (FHA|USDA|VA) | 30 | $4,170,000 | $139,000 | $2,741 | 3.29% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $3,790,000 | $631,667 | $4,939 | 3.10% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 17 | $3,655,000 | $215,000 | $3,930 | 3.30% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $3,570,000 | $595,000 | $3,371 | 3.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $3,560,000 | $593,333 | $6,666 | 3.27% |
| Lock Haven, PA (FHA|USDA|VA) | 34 | $3,540,000 | $104,118 | $386 | 3.46% |
| COLUMBIA, SC (FHA|USDA|VA) | 12 | $3,490,000 | $290,833 | $3,417 | 3.48% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 23 | $3,375,000 | $146,739 | $943 | 3.50% |
| Ashtabula, OH (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $2,494 | 3.51% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 10 | $3,080,000 | $308,000 | $4,105 | 2.90% |
| WHEELING, WV-OH (FHA|USDA|VA) | 20 | $2,960,000 | $148,000 | $1,457 | 3.23% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $3,454 | 3.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $4,814 | 3.07% |
| ROANOKE, VA (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $3,451 | 3.30% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $3,323 | 3.14% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $2,505,000 | $501,000 | $4,400 | 3.15% |
| Key West, FL (FHA|USDA|VA) | 3 | $2,335,000 | $778,333 | $6,654 | 3.46% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $3,064 | 3.14% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $5,212 | 2.85% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $4,071 | 3.71% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $2,120,000 | $530,000 | $2,661 | 3.74% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $4,041 | 3.19% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $3,027 | 3.19% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $3,704 | 3.32% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $3,205 | 3.24% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $5,260 | 3.42% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $2,304 | 3.52% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $5,561 | 3.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $4,446 | 3.18% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $2,464 | 3.48% |
| Sandusky, OH (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $3,101 | 3.04% |
| Easton, MD (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $2,735 | 2.84% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $3,441 | 3.09% |
| Gaffney, SC (FHA|USDA|VA) | 11 | $1,415,000 | $128,636 | $942 | 3.76% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $5,290 | 2.83% |
| Marion, NC (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $3,506 | 2.75% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $2,048 | 3.35% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $4,572 | 3.19% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $8,163 | 3.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $5,519 | 3.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $4,078 | 2.62% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,494 | 3.49% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $5,151 | 3.25% |
| Kinston, NC (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,277 | 3.21% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $7,355 | 3.00% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,289 | 3.38% |
| Shelby, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,767 | 3.25% |
| LIMA, OH (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,248 | 3.80% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 3.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $12,205 | 3.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,841 | 2.81% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,599 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,508 | 3.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,349 | 3.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,974 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,040 | 2.75% |
| Brevard, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,094 | 3.08% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,982 | 2.88% |
| Wilson, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,168 | 3.91% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,436 | 3.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,644 | 3.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $1,979 | 3.42% |
| Warren, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 2.24% |
| Wooster, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 2.91% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,744 | 3.56% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,150 | 2.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,008 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,977 | 3.38% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,501 | 4.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,687 | 3.88% |
| DOVER, DE (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,301 | 3.25% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,125 | 3.13% |
| Olean, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,192 | 2.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,211 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,182 | 3.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,782 | 3.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,947 | 2.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,468 | 3.88% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,716 | 2.38% |
| Elkins, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,314 | 4.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.74% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,212 | 2.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.04% |
| Lake City, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,012 | 2.75% |
| Bradford, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,714 | 2.88% |
| Henderson, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.49% |
| Forest City, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.74% |
| Ashland, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 2.99% |
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Product Mix
For 2020, First National Bank Of Pennsylvania's most frequently originated type of loan was Conventional, with 12,320 originations. Their 2nd most popular type was HELOC, with 3,904 originations.
Loan Reason
For 2020, First National Bank Of Pennsylvania's most frequently cited loan purpose was Refi, with 7,604 originations. The 2nd most popular reason was Home Purchase, with 4,332 originations.
Loan Duration/Length
For 2020, First National Bank Of Pennsylvania's most frequently cited loan duration was 30 Year, with 4,739 originations. The 2nd most popular length was Other, with 4,600 originations.
Origination Fees/Closing Costs
First National Bank Of Pennsylvania's average total fees were $4,301, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,793 originations.
Interest Rates
During 2020, First National Bank Of Pennsylvania's average interest rate for loans was 3.23%, while their most frequently originated rate bucket for loans was 3-4%, with 8,607 originations.
Loan Sizing
2020 saw First National Bank Of Pennsylvania place emphasis on $100,000 or less loans with 4,847 originations, totaling $265,225,000 in origination value.
Applicant Income
First National Bank Of Pennsylvania lent most frequently to those with incomes in the $100k-150k range, with 3,449 originations. The second most popular income band? $150k-250k, with 2,981 originations.
Applicant Debt to Income Ratio
First National Bank Of Pennsylvania lent most frequently to those with DTI ratios of 20-30%, with 4,709 originations. The next most common DTI ratio? 30-36%, with 2,877 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications80.09%
First National Bank Of Pennsylvania has a below average approval rate.
Pick Rate
Approvals leading to origination87.57%
First National Bank Of Pennsylvania has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 16,428 | $3,984,320,000 | $242,532 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF PENNSYLVANIA | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 3 | 11.5% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 3.8% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Other type of mortgage | Trouble during payment process | 1 | 3.8% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Other type of mortgage | Struggling to pay mortgage | 1 | 3.8% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Other type of mortgage | Closing on a mortgage | 2 | 7.7% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.8% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Closing on a mortgage | 2 | 7.7% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Struggling to pay mortgage | 1 | 3.8% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Trouble during payment process | 7 | 26.9% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.8% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | FHA mortgage | Trouble during payment process | 2 | 7.7% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 15.4% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First National Bank of Pennsylvania | 1 Fnb Boulevard Hermitage, PA 16148 | Limited, Trust Office | $0 |
| First National Bank of Pennsylvania | 1 Juniper Trail Kitty Hawk, NC 27949 | Full Service B&M | $51,152 |
| First National Bank of Pennsylvania | 1 W Pennsylvania Ave Towson, MD 21204 | Full Service B&M | $44,459 |
| First National Bank of Pennsylvania | 1 West High Street Waynesburg, PA 15370 | Full Service B&M | $69,558 |
| First National Bank of Pennsylvania | 10 South Market Street Shamokin, PA 17872 | Full Service B&M | $37,171 |
| First National Bank of Pennsylvania | 100 Federal Street Pittsburgh, PA 15212 | Full Service B&M | $1,802,883 |
| First National Bank of Pennsylvania | 100 North Statesville Road Huntersville, NC 28078 | Full Service B&M | $48,999 |
| First National Bank of Pennsylvania | 1000 Bestgate Road Annapolis, MD 21401 | Full Service B&M | $253,590 |
| First National Bank of Pennsylvania | 1001 Philadelphia Ave Northern Cambria, PA 15714 | Full Service B&M | $93,640 |
| First National Bank of Pennsylvania | 1001 Red Banks Road Greenville, NC 27834 | Full Service B&M | $97,959 |
| First National Bank of Pennsylvania | 1005 High House Road Cary, NC 27513 | Full Service B&M | $45,436 |
| First National Bank of Pennsylvania | 10071 Darrow Road Twinsburg, OH 44087 | Full Service B&M | $36,888 |
| First National Bank of Pennsylvania | 101 E Main Street Millheim, PA 16854 | Full Service B&M | $48,800 |
| First National Bank of Pennsylvania | 101 North Bridge Street Jonesville, NC 28642 | Full Service B&M | $59,603 |
| First National Bank of Pennsylvania | 101 North Howe Street Southport, NC 28461 | Full Service B&M | $70,582 |
| First National Bank of Pennsylvania | 101 North Main Street Shenandoah, PA 17976 | Full Service B&M | $35,194 |
| First National Bank of Pennsylvania | 101 North Second St Harrisburg, PA 17101 | Full Service B&M | $583,235 |
| First National Bank of Pennsylvania | 1015 Commerce Street Wellsburg, WV 26070 | Full Service B&M | $36,155 |
| First National Bank of Pennsylvania | 10231 Beach Drive Sw Calabash, NC 28467 | Full Service B&M | $57,502 |
| First National Bank of Pennsylvania | 1024 Third Avenue New Brighton, PA 15066 | Full Service B&M | $26,449 |
| First National Bank of Pennsylvania | 1029 Washington Pike Bridgeville, PA 15017 | Full Service B&M | $46,992 |
| First National Bank of Pennsylvania | 1030 Indiana Avenue Farrell, PA 16121 | Full Service B&M | $62,288 |
| First National Bank of Pennsylvania | 10335 N Nc Highway 109 Winston Salem, NC 27107 | Full Service B&M | $52,224 |
| First National Bank of Pennsylvania | 104 Progress Lane Yadkinville, NC 27055 | Full Service B&M | $104,409 |
| First National Bank of Pennsylvania | 1053 Broad Street Johnstown, PA 15906 | Full Service B&M | $96,196 |
| First National Bank of Pennsylvania | 10583 Perry Highway Wexford, PA 15090 | Full Service B&M | $34,647 |
| First National Bank of Pennsylvania | 108 West Main Street North East, PA 16428 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 111 North Logan Boulevard Burnham, PA 17009 | Full Service B&M | $27,173 |
| First National Bank of Pennsylvania | 10840 Little Patuxent Parkway Columbia, MD 21044 | Full Service B&M | $55,939 |
| First National Bank of Pennsylvania | 109 Sparks Valley Rd Sparks, MD 21152 | Full Service B&M | $36,748 |
| First National Bank of Pennsylvania | 11 Foster Avenue, Ingram Shopping Center Pittsburgh, PA 15205 | Full Service B&M | $86,855 |
| First National Bank of Pennsylvania | 11 South Second Street Sunbury, PA 17801 | Full Service B&M | $32,884 |
| First National Bank of Pennsylvania | 110 Burrell Plaza Lower Burrell, PA 15068 | Full Service B&M | $51,222 |
| First National Bank of Pennsylvania | 110 Butler Commons Butler, PA 16001 | Full Service B&M | $114,924 |
| First National Bank of Pennsylvania | 110 South Main Street Davidsville, PA 15928 | Full Service B&M | $35,403 |
| First National Bank of Pennsylvania | 110 South Main Street Masontown, PA 15461 | Full Service B&M | $66,513 |
| First National Bank of Pennsylvania | 1101 North Main Street Danbury, NC 27016 | Full Service B&M | $38,028 |
| First National Bank of Pennsylvania | 11010 Clifton Blvd Cleveland, OH 44102 | Full Service B&M | $31,911 |
| First National Bank of Pennsylvania | 1103 Harvey Point Road Hertford, NC 27944 | Full Service B&M | $41,346 |
| First National Bank of Pennsylvania | 1107 Woodward Dr Greensburg, PA 15601 | Full Service B&M | $124,574 |
| First National Bank of Pennsylvania | 111 West High Street Ebensburg, PA 15931 | Full Service B&M | $135,996 |
| First National Bank of Pennsylvania | 111 Zeigler Rd Lewisburg, PA 17837 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 1114 Carson Street Pittsburgh, PA 15203 | Full Service B&M | $150,626 |
| First National Bank of Pennsylvania | 113 West Allegheny Street Martinsburg, PA 16662 | Full Service B&M | $99,668 |
| First National Bank of Pennsylvania | 115 Bowman Street Lebanon, PA 17046 | Full Service B&M | $96,455 |
| First National Bank of Pennsylvania | 115 East Carver Street Durham, NC 27704 | Full Service B&M | $131,674 |
| First National Bank of Pennsylvania | 1155 Kildaire Farm Road Cary, NC 27511 | Full Service B&M | $53,516 |
| First National Bank of Pennsylvania | 116 W. 8th Ave Homestead, PA 15120 | Full Service B&M | $15,782 |
| First National Bank of Pennsylvania | 117 South Allen Street State College, PA 16801 | Full Service B&M | $219,670 |
| First National Bank of Pennsylvania | 119 West Main Street North East, PA 16428 | Full Service B&M | $71,212 |
| First National Bank of Pennsylvania | 1190 State Road 303 Streetsboro, OH 44241 | Full Service B&M | $43,371 |
| First National Bank of Pennsylvania | 1195 Freeport Road Pittsburgh, PA 15238 | Full Service B&M | $98,268 |
| First National Bank of Pennsylvania | 120 East Central Avenue Edgewater, MD 21037 | Full Service B&M | $76,230 |
| First National Bank of Pennsylvania | 120 Highland Park Boulevard Wilkes Barre, PA 18702 | Full Service B&M | $52,076 |
| First National Bank of Pennsylvania | 12095 Perry Highway Wexford, PA 15090 | Full Service B&M | $44,665 |
| First National Bank of Pennsylvania | 124 S. Juliana Street Bedford, PA 15522 | Full Service B&M | $117,361 |
| First National Bank of Pennsylvania | 1244 Som Center Road Mayfield Heights, OH 44124 | Full Service B&M | $103,517 |
| First National Bank of Pennsylvania | 1245 Shopping Center Road Stevensville, MD 21666 | Full Service B&M | $79,548 |
| First National Bank of Pennsylvania | 1249 Market St Lemoyne, PA 17043 | Full Service B&M | $140,283 |
| First National Bank of Pennsylvania | 125 North State Street Clarks Summit, PA 18411 | Full Service B&M | $62,735 |
| First National Bank of Pennsylvania | 125 Stanton Blvd Steubenville, OH 43952 | Full Service B&M | $31,063 |
| First National Bank of Pennsylvania | 126 Liberty Street Jamestown, PA 16134 | Full Service B&M | $39,938 |
| First National Bank of Pennsylvania | 1266 Perry Hwy Portersville, PA 16051 | Full Service B&M | $127,799 |
| First National Bank of Pennsylvania | 127 North Cross Lane Statesville, NC 28625 | Full Service B&M | $73,830 |
| First National Bank of Pennsylvania | 128 West Adams Street Cochranton, PA 16314 | Full Service B&M | $40,765 |
| First National Bank of Pennsylvania | 1291 South Main Street Greensburg, PA 15601 | Full Service B&M | $88,616 |
| First National Bank of Pennsylvania | 1318 North Bridge Street Elkin, NC 28621 | Full Service B&M | $105,514 |
| First National Bank of Pennsylvania | 1331 Moore Street Huntingdon, PA 16652 | Full Service B&M | $6,177 |
| First National Bank of Pennsylvania | 135 East Nashannock Avenue New Wilmington, PA 16142 | Full Service B&M | $112,526 |
| First National Bank of Pennsylvania | 137 North Allegheny Street Bellefonte, PA 16823 | Full Service B&M | $138,060 |
| First National Bank of Pennsylvania | 1372-B Cape St. Claire Road Annapolis, MD 21409 | Full Service B&M | $47,323 |
| First National Bank of Pennsylvania | 13860 East Independence Boulevard Indian Trail, NC 28079 | Full Service B&M | $73,884 |
| First National Bank of Pennsylvania | 139 North Center Street Corry, PA 16407 | Full Service B&M | $86,497 |
| First National Bank of Pennsylvania | 13901 Ridge Road North Royalton, OH 44133 | Full Service B&M | $63,317 |
| First National Bank of Pennsylvania | 1400 Mount Zion Road York, PA 17402 | Full Service B&M | $70,157 |
| First National Bank of Pennsylvania | 1402 Logan Avenue Tyrone, PA 16686 | Full Service B&M | $50,088 |
| First National Bank of Pennsylvania | 1404 West D Street North Wilkesboro, NC 28659 | Full Service B&M | $83,126 |
| First National Bank of Pennsylvania | 1409 Main Street Follansbee, WV 26037 | Full Service B&M | $38,326 |
| First National Bank of Pennsylvania | 1416 Lititz Pike Lancaster, PA 17601 | Full Service B&M | $158,875 |
| First National Bank of Pennsylvania | 1422 Carolina Avenue Washington, NC 27889 | Full Service B&M | $78,117 |
| First National Bank of Pennsylvania | 1424 East Grandview Boulevard Erie, PA 16504 | Full Service B&M | $48,793 |
| First National Bank of Pennsylvania | 1448 Mt. Jefferson Road West Jefferson, NC 28694 | Full Service B&M | $72,484 |
| First National Bank of Pennsylvania | 1458 Scalp Avenue Johnstown, PA 15904 | Full Service B&M | $196,963 |
| First National Bank of Pennsylvania | 1461 Manheim Pike Lancaster, PA 17601 | Full Service B&M | $87,176 |
| First National Bank of Pennsylvania | 1480 East College Avenue State College, PA 16801 | Full Service B&M | $64,737 |
| First National Bank of Pennsylvania | 1500 Oxford Drive Bethel Park, PA 15102 | Full Service B&M | $102,211 |
| First National Bank of Pennsylvania | 155 North Richard Street Bedford, PA 15522 | Full Service B&M | $19,727 |
| First National Bank of Pennsylvania | 1567 East Pleasant Valley Boulevard Altoona, PA 16602 | Full Service B&M | $48,225 |
| First National Bank of Pennsylvania | 1601 Main Street Dickson City, PA 18447 | Full Service B&M | $58,482 |
| First National Bank of Pennsylvania | 161 South Stratford Road Winston-Salem, NC 27104 | Full Service B&M | $65,662 |
| First National Bank of Pennsylvania | 1625 Beaver Rd Baden, PA 15005 | Full Service B&M | $62,469 |
| First National Bank of Pennsylvania | 1646 Freeway Drive Reidsville, NC 27320 | Full Service B&M | $39,700 |
| First National Bank of Pennsylvania | 165 Williamson Road Mooresville, NC 28115 | Full Service B&M | $105,246 |
| First National Bank of Pennsylvania | 166 Main Street Greenville, PA 16125 | Full Service B&M | $140,392 |
| First National Bank of Pennsylvania | 16652 Conneaut Lake Road Meadville, PA 16335 | Full Service B&M | $110,670 |
| First National Bank of Pennsylvania | 1667 North Atherton Street State College, PA 16803 | Full Service B&M | $87,418 |
| First National Bank of Pennsylvania | 1701 Duncan Avenue Allison Park, PA 15101 | Full Service B&M | $43,877 |
| First National Bank of Pennsylvania | 1703 Seventh Avenue Beaver Falls, PA 15010 | Full Service B&M | $81,459 |
| First National Bank of Pennsylvania | 1713 Union Ave Natrona Heights, PA 15065 | Full Service B&M | $43,334 |
| First National Bank of Pennsylvania | 1724 Eastwood Road Wilmington, NC 28403 | Full Service B&M | $107,411 |
| First National Bank of Pennsylvania | 1738 Gold Hill Road Fort Mill, SC 29708 | Full Service B&M | $41,887 |
| First National Bank of Pennsylvania | 17780 Pearl Road Strongsville, OH 44136 | Full Service B&M | $44,320 |
| First National Bank of Pennsylvania | 1789 Pine Hollow Rd Mckees Rocks, PA 15136 | Full Service B&M | $86,076 |
| First National Bank of Pennsylvania | 1800 Philadelphia Avenue Northern Cambria, PA 15714 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 1811 South Atherton Street State College, PA 16801 | Full Service B&M | $85,934 |
| First National Bank of Pennsylvania | 185 West Morganton Road Southern Pines, NC 28387 | Full Service B&M | $38,839 |
| First National Bank of Pennsylvania | 18523 N. Frederick Avenue Gaithersburg, MD 20879 | Full Service B&M | $67,567 |
| First National Bank of Pennsylvania | 1900 Minno Drive Suite 1 Johnstown, PA 15905 | Full Service B&M | $58,510 |
| First National Bank of Pennsylvania | 1940 Murray Ave Pittsburgh, PA 15217 | Full Service B&M | $79,863 |
| First National Bank of Pennsylvania | 19525 W. Catawba Avenue Cornelius, NC 28031 | Full Service B&M | $48,353 |
| First National Bank of Pennsylvania | 1970 Greentree Road Pittsburgh, PA 15220 | Full Service B&M | $31,908 |
| First National Bank of Pennsylvania | 2 South Market Street Selinsgrove, PA 17870 | Full Service B&M | $87,182 |
| First National Bank of Pennsylvania | 200 Clay Pike North Huntingdon, PA 15642 | Full Service B&M | $164,254 |
| First National Bank of Pennsylvania | 200 Pine Grove Square Grove City, PA 16127 | Full Service B&M | $117,194 |
| First National Bank of Pennsylvania | 200 Westchester Drive High Point, NC 27262 | Full Service B&M | $53,141 |
| First National Bank of Pennsylvania | 2001 Fairview Road Raleigh, NC 27608 | Full Service B&M | $102,440 |
| First National Bank of Pennsylvania | 20100 Route 19 Cranberry Township, PA 16066 | Full Service B&M | $116,669 |
| First National Bank of Pennsylvania | 202 Divine Drive Wexford, PA 15090 | Full Service B&M | $66,382 |
| First National Bank of Pennsylvania | 202 South Main Street Reidsville, NC 27320 | Full Service B&M | $77,212 |
| First National Bank of Pennsylvania | 203 N. Main Street Bel Air, MD 21014 | Full Service B&M | $94,406 |
| First National Bank of Pennsylvania | 2030 North Progress Avenue Harrisburg, PA 17110 | Full Service B&M | $51,133 |
| First National Bank of Pennsylvania | 20300 Seneca Meadows Parkway Germantown, MD 20876 | Full Service B&M | $39,837 |
| First National Bank of Pennsylvania | 204 Scuppernong Drive Columbia, NC 27925 | Full Service B&M | $40,989 |
| First National Bank of Pennsylvania | 205 Us-64 Road Manteo, NC 27954 | Full Service B&M | $61,614 |
| First National Bank of Pennsylvania | 2066 Indian Head Road Normalville, PA 15469 | Full Service B&M | $40,741 |
| First National Bank of Pennsylvania | 210 North Main Street Fuquay Varina, NC 27526 | Full Service B&M | $51,803 |
| First National Bank of Pennsylvania | 210 North Thirteenth Street Franklin, PA 16323 | Full Service B&M | $170,119 |
| First National Bank of Pennsylvania | 210 Sixth Avenue Pittsburgh, PA 15222 | Full Service Retail | $359,921 |
| First National Bank of Pennsylvania | 2100 Washington Pike Carnegie, PA 15106 | Full Service B&M | $61,668 |
| First National Bank of Pennsylvania | 2100 York Crossing Drive York, PA 17408 | Full Service B&M | $102,088 |
| First National Bank of Pennsylvania | 2101 State Hill Road Wyomissing, PA 19610 | Full Service B&M | $115,266 |
| First National Bank of Pennsylvania | 211 Central Park Avenue, Suite M Pinehurst, NC 28374 | Full Service B&M | $41,199 |
| First National Bank of Pennsylvania | 2111 Blowing Rock Road Boone, NC 28607 | Full Service B&M | $143,032 |
| First National Bank of Pennsylvania | 2111 Richmond Road Beachwood, OH 44122 | Full Service B&M | $80,675 |
| First National Bank of Pennsylvania | 2121 Lincoln Highway E Lancaster, PA 17602 | Full Service B&M | $16,051 |
| First National Bank of Pennsylvania | 2125 Centre Avenue Pittsburgh, PA 15219 | Full Service B&M | $4,374 |
| First National Bank of Pennsylvania | 2128 N. Fountain Green Rd Bel Air, MD 21015 | Full Service B&M | $72,600 |
| First National Bank of Pennsylvania | 2132 New Garden Road Greensboro, NC 27410 | Full Service B&M | $85,305 |
| First National Bank of Pennsylvania | 2160 South Queen Street York, PA 17402 | Full Service B&M | $279,985 |
| First National Bank of Pennsylvania | 2165a York Road Lutherville Timonium, MD 21093 | Full Service B&M | $139,324 |
| First National Bank of Pennsylvania | 217 North Granard Street Gaffney, SC 29341 | Full Service B&M | $95,545 |
| First National Bank of Pennsylvania | 2204 Lebanon Church Road West Mifflin, PA 15122 | Full Service B&M | $60,754 |
| First National Bank of Pennsylvania | 222 South Allen Street State College, PA 16801 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 224 Allegheny Street Hollidaysburg, PA 16648 | Full Service B&M | $196,985 |
| First National Bank of Pennsylvania | 227 Market Street Kittanning, PA 16201 | Full Service B&M | $49,689 |
| First National Bank of Pennsylvania | 229 Main Street Meyersdale, PA 15552 | Full Service B&M | $38,618 |
| First National Bank of Pennsylvania | 23 Carriage House Lane Reedsville, PA 17084 | Full Service B&M | $28,437 |
| First National Bank of Pennsylvania | 23 Rohrerstown Road Lancaster, PA 17603 | Full Service B&M | $112,432 |
| First National Bank of Pennsylvania | 230 East Mountain Street Kernersville, NC 27284 | Full Service B&M | $25,746 |
| First National Bank of Pennsylvania | 2353 Harlansburg Rd New Castle, PA 16101 | Full Service B&M | $70,026 |
| First National Bank of Pennsylvania | 237 South Churton Hillsborough, NC 27278 | Full Service B&M | $53,442 |
| First National Bank of Pennsylvania | 2379 Brandermill Blvd Gambrills, MD 21054 | Full Service B&M | $55,704 |
| First National Bank of Pennsylvania | 2386 Lewisville-Clemmons Road Clemmons, NC 27012 | Full Service B&M | $41,546 |
| First National Bank of Pennsylvania | 2400 Stantonsburg Road Greenville, NC 27834 | Full Service B&M | $42,572 |
| First National Bank of Pennsylvania | 2455 Onslow Drive Jacksonville, NC 28540 | Full Service B&M | $60,612 |
| First National Bank of Pennsylvania | 25 North Kennedy Drive Mcadoo, PA 18237 | Full Service B&M | $39,978 |
| First National Bank of Pennsylvania | 2505 East State Street Hermitage, PA 16148 | Full Service B&M | $43,915 |
| First National Bank of Pennsylvania | 2506 Independence Boulevard Wilmington, NC 28412 | Full Service B&M | $41,538 |
| First National Bank of Pennsylvania | 2550 Brownsville Road South Park, PA 15129 | Full Service B&M | $54,799 |
| First National Bank of Pennsylvania | 256 Grove City Road Slippery Rock, PA 16057 | Full Service B&M | $181,768 |
| First National Bank of Pennsylvania | 2591 Park Center State College, PA 16801 | Full Service B&M | $53,915 |
| First National Bank of Pennsylvania | 2593 West Roosevelt Boulevard Monroe, NC 28110 | Full Service B&M | $174,137 |
| First National Bank of Pennsylvania | 2610 Old Route 220 North Altoona, PA 16601 | Full Service B&M | $90,397 |
| First National Bank of Pennsylvania | 2620 Washington Road Canonsburg, PA 15317 | Full Service B&M | $32,046 |
| First National Bank of Pennsylvania | 2625 North Susquehanna Trail Shamokin Dam, PA 17876 | Full Service B&M | $25,465 |
| First National Bank of Pennsylvania | 2634 Darlington Road Beaver Falls, PA 15010 | Full Service B&M | $154,798 |
| First National Bank of Pennsylvania | 2719 Brodhead Road Aliquippa, PA 15001 | Full Service B&M | $45,229 |
| First National Bank of Pennsylvania | 2721 South Croatan Highway Nags Head, NC 27959 | Full Service B&M | $51,925 |
| First National Bank of Pennsylvania | 274 Jamesway Road Ebensburg, PA 15931 | Full Service B&M | $22,070 |
| First National Bank of Pennsylvania | 2765 West 8th Street Erie, PA 16505 | Full Service B&M | $81,231 |
| First National Bank of Pennsylvania | 281 Church Street, Suite B Montrose, PA 18801 | Full Service B&M | $86,115 |
| First National Bank of Pennsylvania | 2951 National Pike Chalk Hill, PA 15421 | Full Service B&M | $21,223 |
| First National Bank of Pennsylvania | 298 Lowes Boulevard Lexington, NC 27292 | Full Service B&M | $61,044 |
| First National Bank of Pennsylvania | 300 E Lombard St Baltimore, MD 21202 | Full Service B&M | $96,988 |
| First National Bank of Pennsylvania | 300 Main Street Watsontown, PA 17777 | Full Service B&M | $31,855 |
| First National Bank of Pennsylvania | 3000 Old Hollow Road Walkertown, NC 27051 | Full Service B&M | $37,725 |
| First National Bank of Pennsylvania | 301 Broad Street Montoursville, PA 17754 | Full Service B&M | $36,316 |
| First National Bank of Pennsylvania | 301 East Fremont Street Burgaw, NC 28425 | Full Service B&M | $39,580 |
| First National Bank of Pennsylvania | 301 West Main Street Wilkesboro, NC 28697 | Full Service B&M | $63,580 |
| First National Bank of Pennsylvania | 30105 Detroit Road Westlake, OH 44145 | Full Service B&M | $45,116 |
| First National Bank of Pennsylvania | 303 South Salem Street Apex, NC 27502 | Full Service B&M | $45,090 |
| First National Bank of Pennsylvania | 3045 North Fifth Street Highway Reading, PA 19605 | Full Service B&M | $65,090 |
| First National Bank of Pennsylvania | 307 4th Avenue Pittsburgh, PA 15222 | Full Service B&M | $51,637 |
| First National Bank of Pennsylvania | 3109 Cape Horn Road Red Lion, PA 17356 | Full Service B&M | $50,498 |
| First National Bank of Pennsylvania | 311 Market Street Lewisburg, PA 17837 | Full Service B&M | $105,283 |
| First National Bank of Pennsylvania | 315 East Main Street Clayton, NC 27520 | Full Service B&M | $57,669 |
| First National Bank of Pennsylvania | 3167 Main Street West Middlesex, PA 16159 | Full Service B&M | $84,024 |
| First National Bank of Pennsylvania | 317 Meeting Street Charleston, SC 29401 | Full Service B&M | $46,206 |
| First National Bank of Pennsylvania | 32 East Market Street Lewistown, PA 17044 | Full Service B&M | $69,388 |
| First National Bank of Pennsylvania | 3200 Wilmington Rd New Castle, PA 16105 | Full Service B&M | $156,986 |
| First National Bank of Pennsylvania | 3201 Trindle Road Camp Hill, PA 17011 | Full Service B&M | $86,694 |
| First National Bank of Pennsylvania | 3202 Randleman Road Greensboro, NC 27406 | Full Service B&M | $33,259 |
| First National Bank of Pennsylvania | 322 East Innes Street Salisbury, NC 28144 | Full Service B&M | $50,743 |
| First National Bank of Pennsylvania | 325 East Front St. Statesville, NC 28677 | Full Service B&M | $110,002 |
| First National Bank of Pennsylvania | 3296 West Market Street Fairlawn, OH 44333 | Full Service B&M | $22,600 |
| First National Bank of Pennsylvania | 3310 West 26th Street Erie, PA 16506 | Full Service B&M | $164,697 |
| First National Bank of Pennsylvania | 3320 East State Street Hermitage, PA 16148 | Full Service B&M | $334,713 |
| First National Bank of Pennsylvania | 3400 Westgate Drive Durham, NC 27707 | Full Service B&M | $80,439 |
| First National Bank of Pennsylvania | 34180 Aurora Road Solon, OH 44139 | Full Service B&M | $129,625 |
| First National Bank of Pennsylvania | 35 East Main Street Nanticoke, PA 18634 | Full Service B&M | $52,817 |
| First National Bank of Pennsylvania | 3500 Mt. Holly-Huntersville Road Charlotte, NC 28216 | Full Service B&M | $50,156 |
| First National Bank of Pennsylvania | 3500 Old Salisbury Rd Winston Salem, NC 27127 | Full Service B&M | $70,412 |
| First National Bank of Pennsylvania | 3520 Forbes Avenue Pittsburgh, PA 15213 | Full Service B&M | $186,547 |
| First National Bank of Pennsylvania | 3539 Washington Road Mcmurray, PA 15317 | Full Service B&M | $101,792 |
| First National Bank of Pennsylvania | 361 Presidents Drive State College, PA 16803 | Limited, Mobile/Seasonal Office | $0 |
| First National Bank of Pennsylvania | 3613 Medina Road Medina, OH 44256 | Full Service B&M | $51,453 |
| First National Bank of Pennsylvania | 3618 Mitchell Avenue Linville, NC 28646 | Full Service B&M | $27,427 |
| First National Bank of Pennsylvania | 36311 Detroit Road Avon, OH 44011 | Full Service B&M | $53,027 |
| First National Bank of Pennsylvania | 366 East College Avenue State College, PA 16801 | Full Service B&M | $1,281 |
| First National Bank of Pennsylvania | 37 Dundaff Street Carbondale, PA 18407 | Full Service B&M | $71,151 |
| First National Bank of Pennsylvania | 3718 Belmont Avenue Youngstown, OH 44505 | Full Service B&M | $57,211 |
| First National Bank of Pennsylvania | 38 West First Avenue Lexington, NC 27292 | Full Service B&M | $182,920 |
| First National Bank of Pennsylvania | 3891 Route 30 East Latrobe, PA 15650 | Full Service B&M | $80,089 |
| First National Bank of Pennsylvania | 39 W Liberty Street Hubbard, OH 44425 | Full Service B&M | $71,525 |
| First National Bank of Pennsylvania | 3908 Perrysville Ave Pittsburgh, PA 15214 | Full Service B&M | $12,441 |
| First National Bank of Pennsylvania | 3951 Union Deposit Road Harrisburg, PA 17109 | Full Service B&M | $35,247 |
| First National Bank of Pennsylvania | 396 South Centre Street Pottsville, PA 17901 | Full Service B&M | $19,315 |
| First National Bank of Pennsylvania | 4 E Main Street Loganton, PA 17747 | Full Service B&M | $26,424 |
| First National Bank of Pennsylvania | 4 Triangle Drive Greensburg, PA 15601 | Full Service B&M | $128,318 |
| First National Bank of Pennsylvania | 40 Bellefonte Avenue Lock Haven, PA 17745 | Full Service B&M | $115,292 |
| First National Bank of Pennsylvania | 400 E Boal Ave Boalsburg, PA 16827 | Full Service B&M | $77,697 |
| First National Bank of Pennsylvania | 402 Constant Friendship Boulevard Abingdon, MD 21009 | Full Service B&M | $31,022 |
| First National Bank of Pennsylvania | 402 West Main Street Ligonier, PA 15658 | Full Service B&M | $45,647 |
| First National Bank of Pennsylvania | 403 East Boulevard Williamston, NC 27892 | Full Service B&M | $22,816 |
| First National Bank of Pennsylvania | 413 Northfield Road Bedford, OH 44146 | Full Service B&M | $37,207 |
| First National Bank of Pennsylvania | 41934 Highway 12 Avon, NC 27915 | Full Service Retail | $48,490 |
| First National Bank of Pennsylvania | 420 Grant Avenue Pittsburgh, PA 15209 | Full Service B&M | $46,158 |
| First National Bank of Pennsylvania | 4200 Morganton Road Fayetteville, NC 28314 | Full Service B&M | $63,946 |
| First National Bank of Pennsylvania | 4208 Ebenezer Road Ste A Baltimore, MD 21236 | Full Service B&M | $103,019 |
| First National Bank of Pennsylvania | 4220 William Penn Highway Monroeville, PA 15146 | Full Service B&M | $137,829 |
| First National Bank of Pennsylvania | 4222 Route 66 Apollo, PA 15613 | Full Service B&M | $64,580 |
| First National Bank of Pennsylvania | 4250 Derry Street Harrisburg, PA 17111 | Full Service B&M | $87,522 |
| First National Bank of Pennsylvania | 430 East 25th Avenue Altoona, PA 16601 | Full Service B&M | $85,299 |
| First National Bank of Pennsylvania | 4300 Murray Ave Pittsburgh, PA 15217 | Full Service B&M | $73,383 |
| First National Bank of Pennsylvania | 431 Penn Street Huntingdon, PA 16652 | Full Service B&M | $142,641 |
| First National Bank of Pennsylvania | 4335 Matthews Mint Hill Road Matthews, NC 28105 | Full Service B&M | $69,587 |
| First National Bank of Pennsylvania | 435 Main Street Bridgeport, OH 43912 | Full Service B&M | $30,499 |
| First National Bank of Pennsylvania | 4350 Linglestown Road Harrisburg, PA 17112 | Full Service B&M | $46,269 |
| First National Bank of Pennsylvania | 4481 South Nc Hwy 150 Lexington, NC 27295 | Full Service B&M | $64,336 |
| First National Bank of Pennsylvania | 451 E Hungerford Drive Suite 101 Rockville, MD 20850 | Full Service B&M | $35,264 |
| First National Bank of Pennsylvania | 46 South Mountain Boulevard Mountain Top, PA 18707 | Full Service B&M | $45,824 |
| First National Bank of Pennsylvania | 4627 Rt 51 Suite 601 Belle Vernon, PA 15012 | Full Service B&M | $34,766 |
| First National Bank of Pennsylvania | 4630 West 12th St Erie, PA 16505 | Full Service B&M | $53,788 |
| First National Bank of Pennsylvania | 4638 Hicone Road Greensboro, NC 27405 | Full Service B&M | $40,614 |
| First National Bank of Pennsylvania | 4700 Jonestown Road Harrisburg, PA 17109 | Full Service B&M | $86,949 |
| First National Bank of Pennsylvania | 4724 Liberty Ave Pittsburgh, PA 15224 | Full Service B&M | $13,253 |
| First National Bank of Pennsylvania | 4860 Carlisle Pike Mechanicsburg, PA 17050 | Full Service B&M | $122,365 |
| First National Bank of Pennsylvania | 490 East North Avenue Pittsburgh, PA 15212 | Full Service B&M | $40,229 |
| First National Bank of Pennsylvania | 4923 William Penn Highway Murrysville, PA 15668 | Full Service B&M | $32,494 |
| First National Bank of Pennsylvania | 4960 William Flynn Highway Allison Park, PA 15101 | Full Service B&M | $37,092 |
| First National Bank of Pennsylvania | 497 East Aurora Road Macedonia, OH 44056 | Full Service B&M | $51,325 |
| First National Bank of Pennsylvania | 500 South Main Street Lexington, NC 27292 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | 501 Fayetteville St, Ste 100 Raleigh, NC 27601 | Full Service B&M | $77,439 |
| First National Bank of Pennsylvania | 5812 Sixth Avenue Altoona, PA 16602 | Full Service B&M | $55,959 |
| First National Bank of Pennsylvania | 501 Towne Square Way, Brentwood Town Square Pittsburgh, PA 15227 | Full Service B&M | $94,506 |
| First National Bank of Pennsylvania | 5032 Simpson Ferry Road Mechanicsburg, PA 17050 | Full Service B&M | $69,130 |
| First National Bank of Pennsylvania | 5074 Main St Shallotte, NC 28470 | Full Service B&M | $50,997 |
| First National Bank of Pennsylvania | 508-510 Hugart Street Confluence, PA 15424 | Full Service B&M | $41,013 |
| First National Bank of Pennsylvania | 509 East Main Street Somerset, PA 15501 | Full Service B&M | $117,678 |
| First National Bank of Pennsylvania | 51 Hadley Road Greenville, PA 16125 | Full Service B&M | $95,706 |
| First National Bank of Pennsylvania | 5140 Perkiomen Avenue Reading, PA 19606 | Full Service B&M | $156,523 |
| First National Bank of Pennsylvania | 520 East Plaza Drive Mooresville, NC 28115 | Full Service B&M | $33,562 |
| First National Bank of Pennsylvania | 521 Main Street Forest City, PA 18421 | Full Service B&M | $76,692 |
| First National Bank of Pennsylvania | 5229 River Road Bethesda, MD 20816 | Full Service B&M | $50,126 |
| First National Bank of Pennsylvania | 532-534 Main Street Johnstown, PA 15901 | Full Service B&M | $80,536 |
| First National Bank of Pennsylvania | 5340 Campbell Boulevard Nottingham, MD 21236 | Full Service B&M | $95,644 |
| First National Bank of Pennsylvania | 540 North Pointe Circle Seven Fields, PA 16046 | Full Service B&M | $62,501 |
| First National Bank of Pennsylvania | 540 Water Street Chardon, OH 44024 | Full Service B&M | $79,396 |
| First National Bank of Pennsylvania | 55 Arsenal Road York, PA 17404 | Full Service B&M | $55,639 |
| First National Bank of Pennsylvania | 55 Matthew Drive Uniontown, PA 15401 | Full Service B&M | $61,443 |
| First National Bank of Pennsylvania | 55 Public Square Suite 105 Cleveland, OH 44113 | Full Service B&M | $55,350 |
| First National Bank of Pennsylvania | 550 Central Avenue Johnstown, PA 15902 | Full Service B&M | $53,237 |
| First National Bank of Pennsylvania | 559 Grant Street Pittsburgh, PA 15219 | Full Service B&M | $90,013 |
| First National Bank of Pennsylvania | 5632 Mahoning Avenue Youngstown, OH 44515 | Full Service B&M | $61,767 |
| First National Bank of Pennsylvania | 57197 Kohler Road Hatteras, NC 27943 | Full Service B&M | $25,679 |
| First National Bank of Pennsylvania | 576 Ritchie Hwy Severna Park, MD 21146 | Full Service B&M | $59,889 |
| First National Bank of Pennsylvania | 58 West Main Street Uniontown, PA 15401 | Full Service B&M | $194,374 |
| First National Bank of Pennsylvania | 580 Wendel Rd Irwin, PA 15642 | Full Service B&M | $196,577 |
| First National Bank of Pennsylvania | 595 Franklin Street Clymer, PA 15728 | Full Service B&M | $35,418 |
| First National Bank of Pennsylvania | 596 South Pike Road Sarver, PA 16055 | Full Service B&M | $79,618 |
| First National Bank of Pennsylvania | 6 E. Main St Thompsontown, PA 17094 | Full Service B&M | $50,638 |
| First National Bank of Pennsylvania | 600 Castle Shannon Boulevard Pittsburgh, PA 15234 | Full Service B&M | $105,229 |
| First National Bank of Pennsylvania | 600 Wal-Mart Drive Gibsonia, PA 15044 | Full Service B&M | $37,960 |
| First National Bank of Pennsylvania | 600 Walton Avenue Hummelstown, PA 17036 | Full Service B&M | $93,507 |
| First National Bank of Pennsylvania | 6000 Penn Circle South Pittsburgh, PA 15206 | Full Service B&M | $8,908 |
| First National Bank of Pennsylvania | 601 W Lackawanna Ave Scranton, PA 18504 | Full Service B&M | $98,440 |
| First National Bank of Pennsylvania | 6023 National Park Grindstone, PA 15442 | Full Service B&M | $67,445 |
| First National Bank of Pennsylvania | 604 Beaver Street Sewickley, PA 15143 | Full Service B&M | $63,644 |
| First National Bank of Pennsylvania | 605 North Highway Street Madison, NC 27025 | Full Service B&M | $37,975 |
| First National Bank of Pennsylvania | 606 E. Lancaster Avenue Shillington, PA 19607 | Full Service B&M | $70,471 |
| First National Bank of Pennsylvania | 6071 Allentown Boulevard Harrisburg, PA 17112 | Full Service B&M | $106,210 |
| First National Bank of Pennsylvania | 6123 Old U.S. Highway 52 Lexington, NC 27295 | Full Service B&M | $84,755 |
| First National Bank of Pennsylvania | 6201 Fairview Road Charlotte, NC 28210 | Full Service B&M | $199,915 |
| First National Bank of Pennsylvania | 6298 Steubenville Pike Pittsburgh, PA 15205 | Full Service B&M | $91,504 |
| First National Bank of Pennsylvania | 6335 Baltimore National Pike Catonsville, MD 21228 | Full Service B&M | $50,707 |
| First National Bank of Pennsylvania | 6408 Falls Of Neuse Rd. Raleigh, NC 27615 | Full Service B&M | $32,089 |
| First National Bank of Pennsylvania | 647 South Main Street King, NC 27021 | Full Service B&M | $53,464 |
| First National Bank of Pennsylvania | 65 Ashland Avenue Carlisle, PA 17013 | Full Service B&M | $136,461 |
| First National Bank of Pennsylvania | 650 Caste Village Pittsburgh, PA 15236 | Full Service B&M | $64,300 |
| First National Bank of Pennsylvania | 6515 Tippecanoe Road Canfield, OH 44406 | Full Service B&M | $85,591 |
| First National Bank of Pennsylvania | 659 Main Street Rockwood, PA 15557 | Full Service B&M | $38,426 |
| First National Bank of Pennsylvania | 670 Boardman-Poland Road Boardman, OH 44512 | Full Service B&M | $114,693 |
| First National Bank of Pennsylvania | 681 Clairton Boulevard Pittsburgh, PA 15236 | Full Service B&M | $27,211 |
| First National Bank of Pennsylvania | 6960 Peach Street Erie, PA 16509 | Full Service B&M | $104,411 |
| First National Bank of Pennsylvania | 7 West State Street Sharon, PA 16146 | Full Service B&M | $83,377 |
| First National Bank of Pennsylvania | 700 Holly Springs Road Holly Springs, NC 27540 | Full Service B&M | $92,330 |
| First National Bank of Pennsylvania | 701 Green Valley Road, Suite 102 Greensboro, NC 27408 | Full Service B&M | $157,285 |
| First National Bank of Pennsylvania | 7012 Buffalo Road Harborcreek, PA 16421 | Limited, Drive-thru | $26,469 |
| First National Bank of Pennsylvania | 704 South College Road Wilmington, NC 28403 | Full Service B&M | $114,949 |
| First National Bank of Pennsylvania | 708 S. Church Street Burlington, NC 27215 | Full Service B&M | $37,662 |
| First National Bank of Pennsylvania | 709 East Main Street Jefferson, NC 28640 | Full Service B&M | $110,278 |
| First National Bank of Pennsylvania | 7100 Creedmoor Road Raleigh, NC 27613 | Full Service B&M | $87,941 |
| First National Bank of Pennsylvania | 711 State Street Erie, PA 16509 | Full Service B&M | $256,149 |
| First National Bank of Pennsylvania | 7120 Warren Sharon Road Brookfield, OH 44403 | Full Service B&M | $64,021 |
| First National Bank of Pennsylvania | 725 Front Street Cresson, PA 16630 | Full Service B&M | $79,175 |
| First National Bank of Pennsylvania | 728 Center Avenue Pittsburgh, PA 15229 | Full Service B&M | $81,258 |
| First National Bank of Pennsylvania | 732 Penn Ave Wilkinsburg, PA 15221 | Full Service B&M | $5,391 |
| First National Bank of Pennsylvania | 7323 Center Street Mentor, OH 44060 | Full Service B&M | $132,076 |
| First National Bank of Pennsylvania | 74 Allegheny River Blvd Verona, PA 15147 | Full Service B&M | $38,667 |
| First National Bank of Pennsylvania | 74 E Tioga St Tunkhannock, PA 18657 | Full Service B&M | $97,809 |
| First National Bank of Pennsylvania | 742 Wertzville Road Enola, PA 17025 | Full Service B&M | $82,793 |
| First National Bank of Pennsylvania | 747 Corporation Street Beaver, PA 15009 | Full Service B&M | $163,501 |
| First National Bank of Pennsylvania | 7475 Mcknight Road Pittsburgh, PA 15237 | Full Service B&M | $122,603 |
| First National Bank of Pennsylvania | 7475 Wisconsin Ave Bethesda, MD 20814 | Full Service B&M | $83,977 |
| First National Bank of Pennsylvania | 7546 Holabird Ave Dundalk, MD 21222 | Full Service B&M | $104,119 |
| First National Bank of Pennsylvania | 782 Irvin Garrish Highway Ocracoke, NC 27960 | Full Service B&M | $29,263 |
| First National Bank of Pennsylvania | 80 Main Street Swanquarter, NC 27885 | Full Service B&M | $55,275 |
| First National Bank of Pennsylvania | 80 West Streetsboro Street Hudson, OH 44236 | Full Service B&M | $26,799 |
| First National Bank of Pennsylvania | 800 S. Aiken Avenue Pittsburgh, PA 15232 | Full Service B&M | $43,812 |
| First National Bank of Pennsylvania | 801 South Van Buren Road Eden, NC 27288 | Full Service B&M | $91,022 |
| First National Bank of Pennsylvania | 805 Main Street Wintersville, OH 43953 | Full Service B&M | $70,175 |
| First National Bank of Pennsylvania | 825 Beaver Grade Road Coraopolis, PA 15108 | Full Service B&M | $94,533 |
| First National Bank of Pennsylvania | 837 Park Avenue Meadville, PA 16335 | Full Service B&M | $75,417 |
| First National Bank of Pennsylvania | 8500 Washington Street Chagrin Falls, OH 44023 | Full Service B&M | $47,683 |
| First National Bank of Pennsylvania | 870 Spring Lane Sanford, NC 27330 | Full Service B&M | $36,312 |
| First National Bank of Pennsylvania | 9 West Main Street Sharpsville, PA 16150 | Full Service B&M | $75,874 |
| First National Bank of Pennsylvania | 90 Maynard Street Williamsport, PA 17701 | Full Service B&M | $103,483 |
| First National Bank of Pennsylvania | 90 Tarentum Bridge Road New Kensington, PA 15068 | Full Service B&M | $56,050 |
| First National Bank of Pennsylvania | 9001 Route 522 Middleburg, PA 17842 | Full Service B&M | $37,039 |
| First National Bank of Pennsylvania | 903 East Main Street Palmyra, PA 17078 | Full Service B&M | $44,147 |
| First National Bank of Pennsylvania | 911 Church Street Saxton, PA 16678 | Full Service B&M | $35,371 |
| First National Bank of Pennsylvania | 9133 West Ridge Road Girard, PA 16417 | Full Service B&M | $80,758 |
| First National Bank of Pennsylvania | 919 Randolph Street Thomasville, NC 27360 | Full Service B&M | $52,535 |
| First National Bank of Pennsylvania | 9231 Lakeside Blvd Owings Mills, MD 21117 | Full Service B&M | $37,207 |
| First National Bank of Pennsylvania | 928 N. Eighty Eight Rd Rices Landing, PA 15357 | Full Service B&M | $70,566 |
| First National Bank of Pennsylvania | 9416 Baltimore National Pike Ellicott City, MD 21042 | Full Service B&M | $281,425 |
| First National Bank of Pennsylvania | 945 Vandora Springs Road Garner, NC 27529 | Full Service B&M | $28,702 |
| First National Bank of Pennsylvania | 9600 Perry Highway Pittsburgh, PA 15237 | Full Service B&M | $159,478 |
| First National Bank of Pennsylvania | 9613-A Harford Road, Suite A Baltimore, MD 21234 | Full Service B&M | $40,657 |
| First National Bank of Pennsylvania | 996 North Main Street Greensburg, PA 15601 | Full Service B&M | $69,552 |
| First National Bank of Pennsylvania | Laurel Avenue And Second Street Cresson, PA 16630 | Limited, Drive-thru | $0 |
| First National Bank of Pennsylvania | One Federal Plaza West Youngstown, OH 44503 | Full Service B&M | $113,449 |
| First National Bank of Pennsylvania | One South Church Street Hazleton, PA 18201 | Full Service B&M | $53,228 |
| First National Bank of Pennsylvania | Route 611 Tannersville, PA 18372 | Full Service B&M | $51,806 |
| First National Bank of Pennsylvania | Two Kensington Square New Kensington, PA 15068 | Full Service B&M | $60,314 |
| First National Bank of Pennsylvania | Washington Centre 32 North Mill Str New Castle, PA 16103 | Full Service B&M | $168,216 |
For 2020, First National Bank Of Pennsylvania had 356 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,142,749 |
| Net interest income | $954,998 |
| Total noninterest income | $252,987 |
| Gross Fiduciary activities income | $32,224 |
| Service charges on deposit accounts | $55,057 |
| Trading account gains and fees | $-2,209 |
| Additional Noninterest Income | $167,915 |
| Pre-tax net operating income | $378,369 |
| Securities gains (or losses, -) | $282 |
| Income before extraordinary items | $314,331 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $314,331 |
| Minority interest net income | $5,899 |
| Net income | $308,432 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $314,096 |
First National Bank Of Pennsylvania's gross interest income from loans was $1,142,749,000.
First National Bank Of Pennsylvania's net interest income from loans was $954,998,000.
First National Bank Of Pennsylvania's fee based income from loans was $55,057,000.
First National Bank Of Pennsylvania's net income from loans was $308,432,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $187,751 |
| Provision for credit losses | $121,772 |
| Total noninterest expense | $707,844 |
| Salaries and employee benefits | $390,293 |
| Premises and equipment expense | $120,244 |
| Additional noninterest expense | $197,307 |
| Applicable income taxes | $64,320 |
| Net charge-offs | $59,421 |
| Cash dividends | $293,701 |
First National Bank Of Pennsylvania's interest expense for loans was $187,751,000.
First National Bank Of Pennsylvania's payroll and benefits expense were $390,293,000.
First National Bank Of Pennsylvania's property, plant and equipment expenses $120,244,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 1.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.9% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 43.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $29,540,721 |
| Deposits held in domestic offices | $29,540,721 |
| Deposits by Individuals, partnerships, and corporations | $24,123,726 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $5,317,771 |
| Deposits by Commercial banks and other depository institutions in U.S. | $99,224 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $3,581,036 |
| Demand deposits | $2,419,892 |
| Nontransaction accounts | $25,959,685 |
| Money market deposit accounts (MMDAs) | $19,691,268 |
| Other savings deposits (excluding MMDAs) | $2,605,999 |
| Total time deposits | $3,662,418 |
| Total time and savings deposits | $27,120,829 |
| Noninterest-bearing deposits | $9,458,966 |
| Interest-bearing deposits | $20,081,755 |
| Retail deposits | $28,895,000 |
| IRAs and Keogh plan accounts | $571,128 |
| Brokered deposits | $51,923 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $37,335,270 |
| Cash & Balances due from depository institutions | $1,392,465 |
| Interest-bearing balances | $1,010,772 |
| Total securities | $6,330,720 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $25,234,484 |
| Loan and leases loss allowance | $362,777 |
| Trading account assets | $349,859 |
| Bank premises and fixed assets | $432,878 |
| Other real estate owned | $8,590 |
| Goodwill and other intangibles | $2,327,659 |
| All other assets | $1,258,615 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $37,335,270 |
| Total Liabilities | $32,271,673 |
| Total deposits | $29,540,721 |
| Interest-bearing deposits | $20,081,755 |
| Deposits held in domestic offices | $29,540,721 |
| % insured (estimated) | $57 |
| Federal funds purchased and repurchase agreements | $402,896 |
| Trading liabilities | $38,421 |
| Other borrowed funds | $1,680,000 |
| Subordinated debt | $270,000 |
| All other liabilities | $339,635 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $25,234,484 |
| Loan and leases loss allowance | $362,777 |
| Total loans and leases (domestic) | $25,597,261 |
| All real estate loans | $16,440,806 |
| Real estate loans in domestic offices | $16,440,806 |
| Construction and development loans | $1,966,173 |
| Residential 1-4 family construction | $367,622 |
| Other construction, all land development and other land | $1,598,551 |
| Loans secured by nonfarm nonresidential properties | $7,120,270 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,414,634 |
| Commercial real estate & other non-farm, non-residential | $4,705,636 |
| Multifamily residential real estate | $406,637 |
| 1-4 family residential loans | $6,920,168 |
| Farmland loans | $27,558 |
| Loans held in foreign offices | $0 |
| Farm loans | $24,366 |
| Commercial and industrial loans | $6,894,844 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $1,371,780 |
| Credit card loans | $7,410 |
| Related Plans | $78,136 |
| Consumer Auto Loans | $1,237,259 |
| Other loans to individuals | $48,975 |
| All other loans & leases | $865,465 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $91,733 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $4,017 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $49,280 |
| Non 1-4 family restructured loans & leases | $4,414 |
| Total loans and leases (foreign) | $0 |
First National Bank of Pennsylvania had $25,234,484,000 of loans outstanding in 2020. $16,440,806,000 of loans were in real estate loans. $1,966,173,000 of loans were in development loans. $406,637,000 of loans were in multifamily mortgage loans. $6,920,168,000 of loans were in 1-4 family mortgage loans. $24,366,000 of loans were in farm loans. $7,410,000 of loans were in credit card loans. $1,237,259,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 10,321 | $1,703,353 | $165,038 |
| Nonfarm, nonresidential loans - <$100k | 2,933 | $77,247 | $26,337 |
| Nonfarm, nonresidential loans - $100-250k | 3,362 | $341,758 | $101,653 |
| Nonfarm, nonresidential loans - $250k-1MM | 4,026 | $1,284,348 | $319,013 |
| Commercial & Industrial, US addressed loans - <$1MM | 78,911 | $2,703,187 | $34,256 |
| Commercial & Industrial, US addressed loans - <$100k | 67,563 | $754,438 | $11,166 |
| Commercial & Industrial, US addressed loans - $100-250k | 7,077 | $716,161 | $101,196 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 4,271 | $1,232,588 | $288,595 |
| Farmland loans - <$1MM | 224 | $20,018 | $89,366 |
| Farmland loans - <$100k | 83 | $2,351 | $28,325 |
| Farmland loans - $100-250k | 91 | $7,381 | $81,110 |
| Farmland loans - $250k-1MM | 50 | $10,286 | $205,720 |
| Agriculture operations loans - <$1MM | 612 | $13,004 | $21,248 |
| Agriculture operations loans - <$100k | 549 | $7,059 | $12,858 |
| Agriculture operations loans - $100-250k | 47 | $3,699 | $78,702 |
| Agriculture operations loans - $250k-1MM | 16 | $2,246 | $140,375 |