Eagle Home Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 549300H3IZO24NSOO931

Tax ID: 59-1494026

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Eagle Home Mortgage is a large mortgage company specializing in Home Purchase loans. Eagle Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Tampa, Miami, Riverside, Houston, and Phoenix among others. We have data for 138 markets. (Some data included below & more in-depth data is available with an active subscription.)

Eagle Home Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eagle Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 11/18/24
30 Year Conventional Purchase 6.38% 11/18/24
30 Year Conventional Refi 6.55% 11/18/24
30 Year Cash-out Refi 6.80% 11/18/24
30 Year FHA Purchase 6.95% 11/18/24
30 Year FHA Refi 6.19% 11/18/24
30 Year VA Purchase 5.88% 11/18/24
30 Year VA Refi 6.27% 11/18/24
30 Year USDA Purchase 6.41% 11/18/24
15 Year Conventional Purchase 6.00% 11/18/24
15 Year Conventional Refi 6.01% 11/18/24
15 Year Cash-out Refi 6.01% 11/18/24
15 Year FHA Purchase 5.22% 11/18/24
15 Year VA Purchase 5.85% 11/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Eagle Home Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Eagle Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

40,354

Origination Dollar Volume (All Markets)

$13,083,840,000
Show all (36) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3,172 $825,650,000 $260,293 $5,856 3.20%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,062 $734,040,000 $355,984 $7,613 3.14%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,702 $707,190,000 $415,505 $6,793 3.18%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,270 $594,390,000 $261,846 $6,913 3.17%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,928 $573,780,000 $297,604 $5,773 3.26%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,927 $516,365,000 $267,963 $6,921 3.12%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,142 $499,980,000 $437,811 $5,251 3.11%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,084 $462,530,000 $426,688 $7,329 3.18%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,113 $396,435,000 $356,186 $4,305 3.15%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,327 $390,325,000 $294,141 $6,106 3.17%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,685 $374,495,000 $222,252 $6,482 2.85%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,380 $369,640,000 $267,855 $6,782 3.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,119 $364,655,000 $325,876 $5,000 3.09%
JACKSONVILLE, FL (FHA|USDA|VA) 1,256 $356,270,000 $283,654 $5,531 3.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 818 $351,710,000 $429,963 $7,721 3.18%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,213 $348,585,000 $287,374 $4,398 3.16%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 995 $332,655,000 $334,327 $6,751 3.17%
RALEIGH-CARY, NC (FHA|USDA|VA) 882 $286,890,000 $325,272 $3,886 3.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 385 $275,415,000 $715,364 $7,446 3.09%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 551 $261,485,000 $474,564 $6,330 3.15%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 888 $254,550,000 $286,655 $4,472 3.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 474 $252,810,000 $533,354 $6,433 3.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 899 $251,495,000 $279,750 $4,934 3.22%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 793 $244,285,000 $308,052 $5,877 3.09%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 427 $242,085,000 $566,944 $7,771 3.12%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 626 $240,260,000 $383,802 $8,113 3.18%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 519 $198,515,000 $382,495 $5,296 3.05%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 740 $188,920,000 $255,297 $4,994 3.15%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 657 $185,035,000 $281,636 $5,128 3.14%
RENO, NV (FHA|USDA|VA) 360 $131,790,000 $366,083 $5,551 3.31%
FRESNO, CA (FHA|USDA|VA) 366 $118,010,000 $322,432 $5,820 3.13%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 377 $117,005,000 $310,358 $4,833 3.08%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 379 $112,405,000 $296,583 $6,156 3.07%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 277 $96,765,000 $349,332 $4,684 3.04%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 145 $96,565,000 $665,966 $7,200 3.20%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 352 $86,600,000 $246,023 $5,671 3.16%
STOCKTON, CA (FHA|USDA|VA) 167 $83,275,000 $498,653 $6,626 3.27%
BAKERSFIELD, CA (FHA|USDA|VA) 264 $76,830,000 $291,023 $6,824 3.11%
TUCSON, AZ (FHA|USDA|VA) 260 $76,080,000 $292,615 $6,438 3.20%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 278 $75,060,000 $270,000 $3,708 3.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 324 $68,820,000 $212,407 $4,748 3.26%
PUNTA GORDA, FL (FHA|USDA|VA) 269 $66,825,000 $248,420 $4,664 3.12%
BOULDER, CO (FHA|USDA|VA) 133 $62,775,000 $471,992 $5,798 3.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 208 $62,060,000 $298,365 $5,797 3.35%
PORT ST. LUCIE, FL (FHA|USDA|VA) 202 $53,370,000 $264,208 $6,812 3.23%
SALT LAKE CITY, UT (FHA|USDA|VA) 172 $49,650,000 $288,663 $3,889 3.08%
SALISBURY, MD-DE (FHA|USDA|VA) 161 $41,385,000 $257,050 $5,518 3.05%
MADERA, CA (FHA|USDA|VA) 104 $39,370,000 $378,558 $5,453 3.08%
VISALIA, CA (FHA|USDA|VA) 145 $39,055,000 $269,345 $6,648 3.14%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 117 $38,205,000 $326,538 $7,305 2.95%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 67 $36,855,000 $550,075 $10,834 3.01%
FORT COLLINS, CO (FHA|USDA|VA) 86 $31,710,000 $368,721 $5,508 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 116 $29,530,000 $254,569 $3,277 3.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 79 $29,525,000 $373,734 $4,295 3.05%
PROVO-OREM, UT (FHA|USDA|VA) 81 $29,345,000 $362,284 $4,361 2.96%
MERCED, CA (FHA|USDA|VA) 99 $28,245,000 $285,303 $6,312 3.23%
GREELEY, CO (FHA|USDA|VA) 62 $25,500,000 $411,290 $5,704 3.23%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 106 $21,800,000 $205,660 $3,896 3.20%
CARSON CITY, NV (FHA|USDA|VA) 59 $20,685,000 $350,593 $4,587 3.22%
YUBA CITY, CA (FHA|USDA|VA) 53 $19,945,000 $376,321 $7,002 3.22%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 54 $16,570,000 $306,852 $3,601 3.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 43 $13,975,000 $325,000 $4,486 3.22%
Fernley, NV (FHA|USDA|VA) 47 $13,645,000 $290,319 $4,181 3.18%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $13,295,000 $428,871 $7,357 2.81%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 38 $12,230,000 $321,842 $6,925 3.17%
Pahrump, NV (FHA|USDA|VA) 43 $10,905,000 $253,605 $5,332 3.21%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 20 $7,020,000 $351,000 $3,712 2.97%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 24 $6,460,000 $269,167 $6,339 3.48%
GAINESVILLE, GA (FHA|USDA|VA) 14 $3,780,000 $270,000 $3,939 2.82%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $3,285,000 $252,692 $6,321 2.96%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $3,070,000 $307,000 $3,793 3.16%
Outside of Metro Areas 9 $2,825,000 $313,889 $3,493 3.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $1,935,000 $276,429 $2,517 2.86%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,575,000 $525,000 $5,521 2.92%
RICHMOND, VA (FHA|USDA|VA) 5 $1,425,000 $285,000 $2,547 3.22%
Glenwood Springs, CO (FHA|USDA|VA) 4 $1,400,000 $350,000 $3,930 2.72%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,265,000 $421,667 $5,073 3.00%
LONGVIEW, TX (FHA|USDA|VA) 3 $1,115,000 $371,667 $9,805 2.96%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,876 2.96%
BEND, OR (FHA|USDA|VA) 1 $935,000 $935,000 $15,288 2.75%
MODESTO, CA (FHA|USDA|VA) 1 $865,000 $865,000 $7,228 5.13%
PITTSBURGH, PA (FHA|USDA|VA) 3 $855,000 $285,000 $4,006 3.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $835,000 $835,000 $3,528 3.75%
WACO, TX (FHA|USDA|VA) 4 $810,000 $202,500 $4,990 3.03%
Heber, UT (FHA|USDA|VA) 2 $800,000 $400,000 $2,738 2.62%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $705,000 $235,000 $5,759 3.17%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $695,000 $231,667 $7,809 2.87%
Georgetown, SC (FHA|USDA|VA) 2 $690,000 $345,000 $3,172 2.94%
Payson, AZ (FHA|USDA|VA) 3 $645,000 $215,000 $4,365 3.04%
Wauchula, FL (FHA|USDA|VA) 4 $630,000 $157,500 $6,750 3.69%
GOLDSBORO, NC (FHA|USDA|VA) 2 $560,000 $280,000 $3,210 3.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $515,000 $515,000 $1,194 2.38%
Brenham, TX (FHA|USDA|VA) 1 $515,000 $515,000 $8,875 2.99%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $480,000 $240,000 $5,777 2.94%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $475,000 $475,000 $4,014 2.99%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $10,755 3.50%
Susanville, CA (FHA|USDA|VA) 1 $445,000 $445,000 $154 4.13%
VALLEJO, CA (FHA|USDA|VA) 1 $435,000 $435,000 $5,392 3.00%
Key West, FL (FHA|USDA|VA) 1 $415,000 $415,000 $5,013 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $405,000 $405,000 $2,009 3.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,708 3.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $385,000 $385,000 $1,732 3.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $1,728 2.99%
Show Low, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $5,007 2.38%
Brainerd, MN (FHA|USDA|VA) 1 $315,000 $315,000 $4,051 2.50%
WILMINGTON, NC (FHA|USDA|VA) 1 $295,000 $295,000 $1,632 3.13%
Oak Harbor, WA (FHA|USDA|VA) 1 $295,000 $295,000 $3,749 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $290,000 $145,000 $3,108 2.75%
Centralia, WA (FHA|USDA|VA) 1 $285,000 $285,000 $6,440 3.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $285,000 $285,000 $2,577 2.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $275,000 $275,000 $3,847 3.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $265,000 $265,000 $1,703 2.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $255,000 $255,000 $1,353 2.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,746 4.38%
YUMA, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $2,223 2.88%
Morehead City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $2,832 2.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $245,000 $245,000 $2,495 3.25%
Moses Lake, WA (FHA|USDA|VA) 1 $245,000 $245,000 $4,244 2.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $2,441 2.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $225,000 $225,000 $7,197 3.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,443 3.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $215,000 $215,000 $3,572 3.25%
Clewiston, FL (FHA|USDA|VA) 1 $205,000 $205,000 $1,798 3.75%
BRUNSWICK, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,578 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $9,242 3.00%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,024 3.38%
Rochelle, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,116 3.25%
Sterling, IL (FHA|USDA|VA) 1 $155,000 $155,000 $6,584 4.25%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,040 4.13%
NEW BERN, NC (FHA|USDA|VA) 1 $135,000 $135,000 $1,343 2.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,480 2.88%
PANAMA CITY, FL (FHA|USDA|VA) 1 $125,000 $125,000 $6,054 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,538 3.13%
Winnemucca, NV (FHA|USDA|VA) 1 $115,000 $115,000 $4,716 4.75%
GAINESVILLE, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,266 3.00%
Crossville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $4,963 3.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $85,000 $85,000 $2,671 2.63%
Lake City, FL (FHA|USDA|VA) 1 $65,000 $65,000 $3,523 3.75%
Eagle Home Mortgage's top markets include Tampa, Miami, Riverside, Houston, and Phoenix among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 26,924 $8,955,710,000 $332,629 $4,826 3.15%
    FHA 8,607 $2,427,205,000 $282,004 $9,748 3.18%
    VA 4,579 $1,643,685,000 $358,962 $6,015 3.03%
    USDA 244 $57,240,000 $234,590 $6,708 3.01%

    For 2020, Eagle Home Mortgage's most frequently originated type of loan was Conventional, with 26,924 originations. Their 2nd most popular type was FHA, with 8,607 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 38,189 $12,372,005,000 $323,968 $6,187 3.15%
    Refi 1,733 $574,075,000 $331,261 $3,022 3.03%
    Cash Out Refi 355 $112,985,000 $318,268 $3,381 3.19%
    Home Improvement 77 $24,775,000 $321,753 $3,039 3.09%

    For 2020, Eagle Home Mortgage's most frequently cited loan purpose was Home Purchase, with 38,189 originations. The 2nd most popular reason was Refi, with 1,733 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 38,103 $12,489,465,000 $327,782 $6,155 3.17%
    15 Year 1,979 $523,695,000 $264,626 $3,788 2.73%
    20 Year 183 $51,825,000 $283,197 $3,701 3.30%
    10 Year 67 $12,425,000 $185,448 $2,550 2.64%
    Other 20 $6,360,000 $318,000 $2,828 3.01%
    5 Year 2 $70,000 $35,000 $877 4.31%

    For 2020, Eagle Home Mortgage's most frequently cited loan duration was 30 Year, with 38,103 originations. The 2nd most popular length was 15 Year, with 1,979 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 20,140 $6,487,280,000 $322,109
    $<1k 8,862 $2,682,680,000 $302,717
    $2k-3k 4,232 $1,301,120,000 $307,448
    $3k-4k 2,883 $944,955,000 $327,768
    $5k+ 2,338 $999,580,000 $427,536
    $4k-5k 1,898 $667,680,000 $351,781

    Eagle Home Mortgage's average total fees were $6,155, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 20,140 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 18,252 $5,964,880,000 $326,807
    2.5-3% 17,096 $5,604,600,000 $327,831
    <2.5% 3,412 $1,032,380,000 $302,573
    4-5% 1,482 $455,190,000 $307,146
    5-6% 89 $24,555,000 $275,899
    6-7% 23 $2,235,000 $97,174

    During 2020, Eagle Home Mortgage's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 3-4%, with 18,252 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 25,855 $7,499,185,000 $290,048 $6,066 3.15%
    $400k-600k 7,964 $3,757,340,000 $471,791 $6,712 3.12%
    $100k-200k 4,817 $809,095,000 $167,967 $4,200 3.14%
    $600k-1MM 1,271 $901,635,000 $709,390 $8,567 3.24%
    $100,000 or less 372 $27,020,000 $72,634 $1,711 3.20%
    $1MM+ 75 $89,565,000 $1,194,200 $11,070 3.07%

    2020 saw Eagle Home Mortgage place emphasis on $200k-400k loans with 25,855 originations, totaling $7,499,185,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 11,292 $3,975,210,000 $352,038 $6,157 3.16%
    $50k-75k 8,832 $2,235,450,000 $253,108 $6,136 3.11%
    $75k-100k 8,480 $2,574,970,000 $303,652 $6,352 3.15%
    $150k-250k 6,762 $2,759,690,000 $408,117 $5,991 3.19%
    $50k or less 2,271 $449,825,000 $198,074 $4,958 3.05%
    $250k+ 1,899 $827,815,000 $435,922 $5,904 3.23%

    Eagle Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 11,292 originations. The second most popular income band? $50k-75k, with 8,832 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,689 $2,184,505,000 $326,582 $4,999 3.09%
    30-36% 6,479 $2,156,095,000 $332,782 $5,488 3.15%
    50-60% 4,626 $1,416,350,000 $306,172 $8,526 3.12%
    <20% 1,976 $571,930,000 $289,438 $4,290 3.02%
    44% 1,781 $585,485,000 $328,739 $6,160 3.22%
    49% 1,655 $532,355,000 $321,665 $6,413 3.18%
    42% 1,602 $541,240,000 $337,853 $6,133 3.19%
    43% 1,569 $510,965,000 $325,663 $5,923 3.20%
    41% 1,499 $493,835,000 $329,443 $6,140 3.19%
    45% 1,477 $472,595,000 $319,970 $6,223 3.14%
    48% 1,426 $444,710,000 $311,858 $6,182 3.17%
    40% 1,401 $468,845,000 $334,650 $5,867 3.17%
    39% 1,398 $457,780,000 $327,454 $5,837 3.18%
    38% 1,390 $464,810,000 $334,396 $5,845 3.15%
    47% 1,351 $429,875,000 $318,190 $6,556 3.16%
    37% 1,284 $438,050,000 $341,160 $5,990 3.17%
    46% 1,280 $406,680,000 $317,719 $6,285 3.18%
    36% 1,171 $390,565,000 $333,531 $5,824 3.18%
    >60% 270 $106,740,000 $395,333 $7,628 3.04%

    Eagle Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 6,689 originations. The next most common DTI ratio? 30-36%, with 6,479 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 24,114 $7,531,170,000 $312,315 $5,776 3.14%
    Asian 6,085 $2,345,105,000 $385,391 $5,909 3.12%
    Not provided 5,123 $1,627,635,000 $317,711 $6,272 3.13%
    Black 4,456 $1,393,530,000 $312,731 $7,116 3.20%
    American Indian 428 $133,310,000 $311,472 $6,676 3.14%
    Native Hawaiian or Islander 129 $46,595,000 $361,202 $6,839 3.11%
    Asian Indian 10 $3,490,000 $349,000 $5,284 3.75%
    Filipino 3 $1,295,000 $431,667 $8,811 3.58%
    Other Asian 3 $975,000 $325,000 $6,665 4.25%
    Japanese 1 $445,000 $445,000 $5,332 4.00%
    Chinese 1 $145,000 $145,000 $4,581 4.38%
    Vietnamese 1 $145,000 $145,000 $2,787 3.50%

    Approval Rates

    Total approvals of all applications
    89.42%

    Eagle Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    73.94%

    Eagle Home Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    8482.65 1 $205,000 $205,000
    NA 40,353 $13,083,635,000 $324,230

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 40,354 $13,083,840,000 $324,227

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,018 $165,650,000 $162,721 $2,800 2.99%
    40-60% 2,333 $595,025,000 $255,047 $3,723 3.01%
    60-80% 9,322 $3,151,260,000 $338,045 $4,871 3.16%
    80-100% 25,915 $8,571,035,000 $330,736 $6,456 3.16%
    Over 100% 1,581 $584,215,000 $369,522 $11,567 3.01%
    Under 20% 174 $13,270,000 $76,264 $1,669 3.57%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Eagle Home Mortgage, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%