Eagle Home Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 549300H3IZO24NSOO931

Tax ID: 59-1494026

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Eagle Home Mortgage is a large mortgage company specializing in Home Purchase loans. Eagle Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Tampa, Houston, Miami, Phoenix, and Denver among others. We have data for 126 markets. (Some data included below & more in-depth data is available with an active subscription.)

Eagle Home Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eagle Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 11/18/24
30 Year Conventional Purchase 6.38% 11/18/24
30 Year Conventional Refi 6.55% 11/18/24
30 Year Cash-out Refi 6.80% 11/18/24
30 Year FHA Purchase 6.95% 11/18/24
30 Year FHA Refi 6.19% 11/18/24
30 Year VA Purchase 5.88% 11/18/24
30 Year VA Refi 6.27% 11/18/24
30 Year USDA Purchase 6.41% 11/18/24
15 Year Conventional Purchase 6.00% 11/18/24
15 Year Conventional Refi 6.01% 11/18/24
15 Year Cash-out Refi 6.01% 11/18/24
15 Year FHA Purchase 5.22% 11/18/24
15 Year VA Purchase 5.85% 11/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Eagle Home Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Eagle Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

32,626

Origination Dollar Volume (All Markets)

$9,992,510,000
Show all (60) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,973 $740,335,000 $249,020 $5,193 4.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,263 $601,745,000 $265,906 $6,516 3.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,731 $591,595,000 $341,765 $7,024 4.06%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,662 $468,490,000 $281,883 $5,285 4.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,105 $462,205,000 $418,285 $5,371 4.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,555 $452,065,000 $290,717 $7,327 4.06%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,425 $399,475,000 $280,333 $5,632 4.16%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,261 $355,745,000 $282,113 $5,014 4.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 844 $343,690,000 $407,216 $7,833 4.09%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 962 $320,700,000 $333,368 $4,290 4.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,135 $315,195,000 $277,705 $7,231 4.06%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 977 $310,325,000 $317,631 $5,127 3.99%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 885 $290,625,000 $328,390 $6,447 4.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,272 $289,510,000 $227,602 $6,689 3.82%
RALEIGH-CARY, NC (FHA|USDA|VA) 843 $278,755,000 $330,670 $4,957 3.87%
JACKSONVILLE, FL (FHA|USDA|VA) 969 $272,745,000 $281,471 $5,150 4.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 590 $268,910,000 $455,780 $8,296 4.17%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 653 $261,495,000 $400,452 $7,184 3.66%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 611 $223,265,000 $365,409 $7,200 4.10%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 786 $215,370,000 $274,008 $4,840 4.23%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 672 $197,190,000 $293,438 $5,609 4.12%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 510 $187,140,000 $366,941 $5,597 3.96%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 645 $185,825,000 $288,101 $4,085 3.96%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 616 $161,780,000 $262,630 $5,429 4.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 639 $161,095,000 $252,105 $4,717 4.11%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 372 $151,730,000 $407,876 $7,386 3.74%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 415 $128,255,000 $309,048 $5,261 3.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 354 $102,120,000 $288,475 $5,986 4.18%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 309 $78,315,000 $253,447 $4,428 4.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 110 $77,470,000 $704,273 $9,017 3.61%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 132 $71,780,000 $543,788 $9,423 3.69%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 129 $65,405,000 $507,016 $7,544 3.73%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 195 $61,655,000 $316,179 $6,353 3.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 274 $59,970,000 $218,869 $4,482 4.31%
RENO, NV (FHA|USDA|VA) 162 $59,130,000 $365,000 $5,454 3.88%
BOULDER, CO (FHA|USDA|VA) 124 $52,650,000 $424,597 $5,184 3.98%
TUCSON, AZ (FHA|USDA|VA) 183 $52,635,000 $287,623 $5,631 4.05%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 76 $47,050,000 $619,079 $6,853 3.77%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 184 $41,800,000 $227,174 $5,172 4.15%
FRESNO, CA (FHA|USDA|VA) 127 $40,685,000 $320,354 $6,826 3.74%
PORT ST. LUCIE, FL (FHA|USDA|VA) 161 $39,825,000 $247,360 $5,396 4.15%
SALT LAKE CITY, UT (FHA|USDA|VA) 111 $31,565,000 $284,369 $4,301 4.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 107 $31,145,000 $291,075 $4,900 3.95%
GREELEY, CO (FHA|USDA|VA) 74 $30,500,000 $412,162 $5,153 3.96%
FORT COLLINS, CO (FHA|USDA|VA) 75 $28,495,000 $379,933 $5,172 3.92%
STOCKTON, CA (FHA|USDA|VA) 70 $27,750,000 $396,429 $6,599 4.04%
BAKERSFIELD, CA (FHA|USDA|VA) 104 $27,260,000 $262,115 $6,886 3.69%
PUNTA GORDA, FL (FHA|USDA|VA) 98 $25,530,000 $260,510 $5,356 4.08%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 39 $21,695,000 $556,282 $9,111 3.72%
MERCED, CA (FHA|USDA|VA) 72 $19,990,000 $277,639 $6,513 3.84%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 110 $19,770,000 $179,727 $3,595 4.20%
SALISBURY, MD-DE (FHA|USDA|VA) 81 $18,705,000 $230,926 $5,916 4.00%
PROVO-OREM, UT (FHA|USDA|VA) 62 $18,050,000 $291,129 $4,961 4.04%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 57 $16,585,000 $290,965 $4,190 3.95%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 66 $16,400,000 $248,485 $3,228 4.12%
VISALIA, CA (FHA|USDA|VA) 55 $15,505,000 $281,909 $7,482 3.74%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 38 $13,980,000 $367,895 $4,567 4.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $13,790,000 $299,783 $4,616 4.12%
MADERA, CA (FHA|USDA|VA) 37 $12,835,000 $346,892 $7,733 3.65%
BOISE CITY, ID (FHA|USDA|VA) 47 $10,365,000 $220,532 $6,070 4.84%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 35 $9,925,000 $283,571 $5,370 3.77%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 31 $9,565,000 $308,548 $4,888 4.60%
CARSON CITY, NV (FHA|USDA|VA) 30 $8,810,000 $293,667 $4,099 3.90%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 25 $7,475,000 $299,000 $6,452 5.05%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 27 $6,835,000 $253,148 $4,872 3.80%
Pahrump, NV (FHA|USDA|VA) 25 $6,795,000 $271,800 $7,204 3.94%
YUBA CITY, CA (FHA|USDA|VA) 15 $5,785,000 $385,667 $6,503 3.68%
Mountain Home, ID (FHA|USDA|VA) 21 $3,805,000 $181,190 $5,307 4.78%
Outside of Metro Areas 16 $3,800,000 $237,500 $4,575 4.92%
Fernley, NV (FHA|USDA|VA) 13 $3,735,000 $287,308 $4,503 3.91%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $3,710,000 $618,333 $5,898 3.96%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $3,280,000 $410,000 $3,531 3.84%
Morehead City, NC (FHA|USDA|VA) 10 $2,290,000 $229,000 $4,244 4.26%
Shelton, WA (FHA|USDA|VA) 10 $2,140,000 $214,000 $5,923 5.19%
MEDFORD, OR (FHA|USDA|VA) 8 $1,950,000 $243,750 $4,779 4.97%
ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $1,840,000 $230,000 $5,959 5.16%
OCALA, FL (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,539 4.86%
TWIN FALLS, ID (FHA|USDA|VA) 6 $1,260,000 $210,000 $6,803 4.96%
Moses Lake, WA (FHA|USDA|VA) 7 $1,245,000 $177,857 $7,106 5.55%
Ellensburg, WA (FHA|USDA|VA) 4 $1,230,000 $307,500 $7,239 4.78%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,105,000 $368,333 $6,365 3.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,157 4.16%
GRANTS PASS, OR (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,485 5.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $980,000 $490,000 $4,572 4.56%
CORVALLIS, OR (FHA|USDA|VA) 3 $905,000 $301,667 $6,891 4.58%
Newport, OR (FHA|USDA|VA) 3 $845,000 $281,667 $8,668 4.79%
Georgetown, SC (FHA|USDA|VA) 2 $840,000 $420,000 $2,094 3.18%
Boone, NC (FHA|USDA|VA) 1 $745,000 $745,000 $4,031 3.50%
SALEM, OR (FHA|USDA|VA) 3 $735,000 $245,000 $9,847 5.08%
Centralia, WA (FHA|USDA|VA) 3 $735,000 $245,000 $6,142 4.79%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $720,000 $180,000 $4,324 4.70%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $635,000 $635,000 $15,817 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $630,000 $315,000 $7,908 4.06%
Oak Harbor, WA (FHA|USDA|VA) 2 $590,000 $295,000 $5,421 4.75%
RICHMOND, VA (FHA|USDA|VA) 2 $570,000 $285,000 $8,071 4.56%
Heber, UT (FHA|USDA|VA) 1 $475,000 $475,000 $2,584 4.38%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $445,000 $445,000 $3,056 5.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $430,000 $215,000 $3,754 3.75%
Key West, FL (FHA|USDA|VA) 1 $405,000 $405,000 $5,416 4.38%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $400,000 $200,000 $6,036 4.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $400,000 $200,000 $5,963 5.25%
DULUTH, MN-WI (FHA|USDA|VA) 1 $385,000 $385,000 $3,781 3.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $365,000 $365,000 $8,274 3.99%
BELLINGHAM, WA (FHA|USDA|VA) 1 $345,000 $345,000 $8,168 4.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $305,000 $305,000 $8,248 3.88%
WACO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,340 3.25%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $265,000 $265,000 $8,522 4.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $265,000 $265,000 $9,030 4.75%
Hood River, OR (FHA|USDA|VA) 1 $245,000 $245,000 $11,742 4.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $245,000 $245,000 $10,761 5.75%
Jefferson, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,755 3.50%
Quincy, IL-MO (FHA|USDA|VA) 1 $235,000 $235,000 $2,769 4.50%
Elko, NV (FHA|USDA|VA) 1 $215,000 $215,000 $3,718 3.99%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,000 3.75%
ST. CLOUD, MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,768 4.88%
Aberdeen, WA (FHA|USDA|VA) 1 $185,000 $185,000 $6,443 5.38%
BEND, OR (FHA|USDA|VA) 1 $185,000 $185,000 $4,535 4.50%
LaGrange, GA-AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,188 3.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,378 4.50%
Roseburg, OR (FHA|USDA|VA) 1 $155,000 $155,000 $6,070 5.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,891 3.88%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,342 4.50%
PUEBLO, CO (FHA|USDA|VA) 2 $130,000 $65,000 $3,236 5.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,486 5.63%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $95,000 $95,000 $2,724 5.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $85,000 $85,000 $1,384 4.25%
Eagle Home Mortgage's top markets include Tampa, Houston, Miami, Phoenix, and Denver among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against EAGLE HOME MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Schools Financial Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 21,762 $6,770,770,000 $311,128 $4,983 4.05%
    FHA 6,470 $1,783,230,000 $275,615 $9,457 4.10%
    VA 4,274 $1,411,800,000 $330,323 $5,265 3.88%
    USDA 120 $26,710,000 $222,583 $6,391 3.95%

    For 2019, Eagle Home Mortgage's most frequently originated type of loan was Conventional, with 21,762 originations. Their 2nd most popular type was FHA, with 6,470 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 32,121 $9,836,975,000 $306,247 $5,945 4.04%
    Refi 330 $106,700,000 $323,333 $3,307 3.76%
    Cash Out Refi 160 $44,990,000 $281,188 $4,223 4.27%
    Home Improvement 15 $3,845,000 $256,333 $3,477 4.26%

    For 2019, Eagle Home Mortgage's most frequently cited loan purpose was Home Purchase, with 32,121 originations. The 2nd most popular reason was Refi, with 330 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 30,686 $9,524,780,000 $310,395 $6,026 4.06%
    15 Year 1,721 $419,345,000 $243,664 $4,101 3.50%
    20 Year 165 $39,655,000 $240,333 $3,893 4.71%
    10 Year 54 $8,730,000 $161,667 $3,116 3.55%

    For 2019, Eagle Home Mortgage's most frequently cited loan duration was 30 Year, with 30,686 originations. The 2nd most popular length was 15 Year, with 1,721 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 14,903 $4,558,195,000 $305,858
    $<1k 7,669 $2,147,415,000 $280,012
    $2k-3k 3,595 $1,041,575,000 $289,729
    $3k-4k 2,434 $742,620,000 $305,103
    $5k+ 2,323 $941,245,000 $405,185
    $4k-5k 1,695 $559,165,000 $329,891

    Eagle Home Mortgage's average total fees were $6,026, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 14,903 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 17,984 $5,670,410,000 $315,303
    4-5% 11,517 $3,480,435,000 $302,200
    5-6% 1,673 $442,765,000 $264,653
    2.5-3% 1,343 $379,295,000 $282,424
    6-7% 76 $13,510,000 $177,763
    <2.5% 18 $4,550,000 $252,778
    7-8% 14 $1,410,000 $100,714
    Over 8% 1 $135,000 $135,000

    During 2019, Eagle Home Mortgage's average interest rate for loans was 4.06%, while their most frequently originated rate bucket for loans was 3-4%, with 17,984 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 21,761 $6,240,715,000 $286,784 $5,960 4.04%
    $400k-600k 5,568 $2,581,990,000 $463,719 $7,144 3.97%
    $100k-200k 4,231 $706,415,000 $166,962 $4,031 4.08%
    $600k-1MM 595 $410,295,000 $689,571 $8,941 3.91%
    $100,000 or less 454 $32,520,000 $71,630 $1,630 4.26%
    $1MM+ 17 $20,575,000 $1,210,294 $9,352 3.84%

    2019 saw Eagle Home Mortgage place emphasis on $200k-400k loans with 21,761 originations, totaling $6,240,715,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 9,820 $3,277,060,000 $333,713 $6,171 4.04%
    $75k-100k 7,083 $2,028,325,000 $286,365 $6,119 4.05%
    $50k-75k 6,733 $1,624,785,000 $241,317 $5,654 4.03%
    $150k-250k 5,577 $2,089,885,000 $374,733 $6,049 4.04%
    $50k or less 1,689 $312,985,000 $185,308 $4,464 3.97%
    $250k+ 1,369 $553,645,000 $404,416 $5,910 4.08%

    Eagle Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 9,820 originations. The second most popular income band? $75k-100k, with 7,083 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 5,069 $1,591,695,000 $314,006 $5,480 4.02%
    20-30% 4,815 $1,471,025,000 $305,509 $5,097 3.94%
    50-60% 4,006 $1,186,520,000 $296,186 $7,961 3.98%
    49% 1,704 $506,620,000 $297,312 $5,975 4.10%
    44% 1,380 $426,060,000 $308,739 $5,976 4.12%
    48% 1,268 $378,050,000 $298,147 $6,049 4.13%
    42% 1,268 $407,330,000 $321,238 $5,878 4.15%
    47% 1,260 $380,070,000 $301,643 $6,045 4.10%
    <20% 1,243 $333,445,000 $268,258 $4,442 3.84%
    40% 1,226 $377,650,000 $308,034 $5,780 4.09%
    43% 1,201 $366,335,000 $305,025 $5,950 4.12%
    46% 1,201 $360,915,000 $300,512 $5,966 4.10%
    45% 1,192 $361,590,000 $303,347 $5,900 4.11%
    41% 1,182 $374,100,000 $316,497 $5,923 4.07%
    38% 1,100 $346,230,000 $314,755 $5,768 4.05%
    39% 1,095 $353,445,000 $322,781 $6,036 4.12%
    36% 1,044 $325,040,000 $311,341 $5,658 4.08%
    37% 1,014 $324,250,000 $319,773 $5,509 4.05%
    >60% 329 $112,065,000 $340,623 $5,670 3.87%

    Eagle Home Mortgage lent most frequently to those with DTI ratios of 30-36%, with 5,069 originations. The next most common DTI ratio? 20-30%, with 4,815 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,029 $5,956,425,000 $297,390 $5,698 4.05%
    Not provided 4,074 $1,238,750,000 $304,062 $6,022 4.01%
    Black 3,625 $1,091,305,000 $301,050 $6,707 4.12%
    Asian 3,006 $1,041,280,000 $346,401 $6,038 3.93%
    Asian Indian 985 $365,695,000 $371,264 $5,845 3.88%
    American Indian 280 $84,120,000 $300,429 $6,611 4.08%
    Filipino 155 $56,555,000 $364,871 $7,551 3.89%
    Chinese 133 $44,855,000 $337,256 $6,015 3.89%
    Other Asian 121 $41,595,000 $343,760 $5,800 3.88%
    Native Hawaiian or Islander 59 $19,065,000 $323,136 $6,165 4.09%
    Vietnamese 56 $17,890,000 $319,464 $5,705 3.88%
    Korean 52 $17,010,000 $327,115 $5,552 3.85%
    Other Pacific Islander 26 $9,190,000 $353,462 $8,960 4.16%
    Japanese 14 $4,830,000 $345,000 $6,658 3.86%
    Guamanian 5 $1,925,000 $385,000 $4,876 3.95%
    Native Hawaiian 4 $1,310,000 $327,500 $7,775 4.34%
    Samoan 2 $710,000 $355,000 $12,050 3.38%

    Approval Rates

    Total approvals of all applications
    89.06%

    Eagle Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    73.49%

    Eagle Home Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 32,626 $9,992,510,000 $306,274

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 22 $4,430,000 $201,364
    Single Family (1-4 Units):Site-Built 32,604 $9,988,080,000 $306,345

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 925 $128,295,000 $138,697 $2,554 3.91%
    40-60% 1,844 $428,020,000 $232,115 $3,901 3.89%
    60-80% 7,549 $2,373,635,000 $314,430 $5,087 4.04%
    80-100% 20,727 $6,577,265,000 $317,328 $6,311 4.06%
    Over 100% 1,343 $458,065,000 $341,076 $10,039 3.89%
    Under 20% 197 $14,105,000 $71,599 $1,504 4.68%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Eagle Home Mortgage, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 8 30.8%
    Eagle Home Mortgage, LLC Conventional home mortgage Closing on a mortgage 6 23.1%
    Eagle Home Mortgage, LLC Conventional home mortgage Struggling to pay mortgage 1 3.8%
    Eagle Home Mortgage, LLC Conventional home mortgage Trouble during payment process 2 7.7%
    Eagle Home Mortgage, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 7.7%
    Eagle Home Mortgage, LLC FHA mortgage Closing on a mortgage 2 7.7%
    Eagle Home Mortgage, LLC Other type of mortgage Closing on a mortgage 1 3.8%
    Eagle Home Mortgage, LLC VA mortgage Closing on a mortgage 3 11.5%
    Eagle Home Mortgage, LLC VA mortgage Incorrect information on your report 1 3.8%