BEND Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bend averaged 6.44% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.75% and one month ago for the week of 2025-02-27, the average rate was 6.76%.

Bend's average rate one year ago was 6.89%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Bend 30 Year Fixed Rate 2025-04-03 6.44%
Bend 30 Year Fixed Rate Refi 2025-04-03 6.86%
Bend 15 Year Fixed Rate 2025-04-03 5.72%
Bend 15 Year Fixed Rate Refi 2025-04-03 6.02%
Bend 30 Year FHA 2025-04-03 6.01%
Bend 30 Year FHA Refi 2025-04-03 6.16%
Bend 30 Year USDA 2025-04-03 6.42%
Bend 30 Year USDA Refi 2025-04-03 6.22%
Bend 30 Year VA 2025-04-03 6.1%
Bend 30 Year VA Refi 2025-04-03 5.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BEND, OR.

BEND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BEND, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 189 6.65% $9,975
LOANDEPOT.COM, LLC 189 6.64% $10,110
The Loan Store, Inc. 168 6.66% $9,946
GUILD MORTGAGE COMPANY 158 6.75% $9,920
QUICKEN LOANS, LLC 132 6.58% $9,994
NEWREZ LLC 109 6.93% $7,605
OnPoint Community Credit Union 89 6.60% $6,174
CMG MORTGAGE, INC. 83 6.68% $7,280
MOVEMENT MORTGAGE, LLC 80 6.86% $7,618
U.S. Bank 64 6.57% $9,508
Century Mortgage Company DBA Century Lending Company 57 6.79% $8,606
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 54 6.48% $6,891
NATIONS DIRECT MORTGAGE, LLC 49 6.66% $7,612
PENNYMAC LOAN SERVICES, LLC 49 6.66% $9,197
EAGLE HOME MORTGAGE, LLC 46 5.75% $7,041
SELCO COMMUNITY 44 6.36% $4,993
FIRST COMMUNITY 39 5.23% $7,139
Umpqua Bank 39 6.57% $8,277
CANOPY MORTGAGE, LLC 37 6.78% $11,571
JPMorgan Chase Bank 34 6.60% $7,736
CHURCHILL MORTGAGE CORPORATION 30 6.64% $9,985
Wells Fargo Bank 30 6.57% $8,108
SUMMIT FUNDING, INC. 29 7.09% $11,793
CROSSCOUNTRY MORTGAGE, LLC 29 6.82% $8,532
GUARANTEED RATE, INC. 27 6.71% $6,737
Morgan Stanley Private Bank 26 5.94% $4,652
LEADERONE FINANCIAL CORPORATION 24 7.24% $6,575
Sunflower Bank 24 6.55% $9,008
Flagstar Bank, FSB 21 6.89% $6,658
Washington Trust Bank 19 6.72% $7,939
PROVIDENT FUNDING ASSOCIATES, L.P. 18 6.51% $5,995
DIRECTORS MORTGAGE, INC. 17 6.98% $14,901
Bank of America 17 6.42% $6,184
LPMC, LLC 16 6.73% $6,960
BAY EQUITY LLC 16 6.54% $8,657
AXIA FINANCIAL, LLC 15 6.96% $10,007
Charles Schwab Bank, SSB 15 5.81% $5,152
AMERICAN PACIFIC MORTGAGE CORPORATION 15 6.99% $8,030
BROKER SOLUTIONS, INC. 14 6.73% $9,792
MUTUAL OF OMAHA MORTGAGE, INC. 13 6.42% $9,348
BMO Harris Bank 13 6.80% $8,390
UBS Bank USA 12 6.44% $5,723
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 6.91% $13,643
Sierra Pacific Mortgage Company, Inc. 12 6.49% $8,841
LENDSURE MORTGAGE CORP. 11 7.74% $17,016
PREMIER MORTGAGE RESOURCES, L.L.C. 11 6.48% $9,861
Commerce Home Mortgage, Inc. 11 6.93% $11,328
Northwest Farm Credit Services, FLCA 11 6.69% $16,141
ARK-LA-TEX FINANCIAL SERVICES, LLC. 11 6.91% $7,964
Mr. Cooper ( Nationstar Mortgage ) 11 6.58% $8,934
MORTGAGE EXPRESS, LLC 11 6.87% $7,825
MEMBER FIRST MORTGAGE, LLC 11 6.43% $6,850
MASON MCDUFFIE MORTGAGE CORPORATION 11 7.02% $6,212
BETTER MORTGAGE CORPORATION 10 6.61% $6,807
Citadel Servicing Corporation 10 8.32% $14,706
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 10 7.03% $8,276
SAMMAMISH MORTGAGE COMPANY 9 6.31% $4,030
Washington Federal Bank 9 6.83% $17,393
PACIFIC RESIDENTIAL MORTGAGE, LLC 9 6.98% $11,205
Paramount Residential Mortgage Group, Inc. 8 7.09% $6,315
Plains Commerce Bank 8 6.30% $6,688
NAVY FEDERAL CREDIT UNION 8 6.02% $6,356
DHI MORTGAGE COMPANY, LTD. 8 5.81% $4,375
KeyBank 8 6.94% $8,222
Northpointe Bank 7 6.71% $15,150
NBKC BANK 7 6.64% $4,651
Golden Empire Mortgage, Inc. 7 7.00% $14,075
CALCON MUTUAL MORTGAGE LLC 7 5.07% $13,002
PLAZA HOME MORTGAGE, INC. 6 6.63% $12,084
Prosperity Home Mortgage, LLC 6 6.98% $9,373
S1L, Inc. 6 6.98% $8,429
Boeing Employees Credit Union 5 6.58% $6,717
OREGON COMMUNITY 5 6.70% $4,748
ROGUE 5 6.65% $5,072
PRIORITY HOME LENDING, LLC 5 7.18% $11,144
USAA Federal Savings Bank 5 6.60% $6,148
FIRST TECHNOLOGY 5 6.68% $5,992
1st Security Bank of Washington 4 6.81% $9,469
American Mortgage & Equity Consultants, Inc. 4 7.21% $10,860
Farmers Bank & Trust 4 6.06% $5,272
FREEDOM MORTGAGE CORPORATION 4 6.18% $6,578
HOMEXPRESS MORTGAGE CORP. 4 8.50% $23,568
NexBank 4 7.09% $11,172
Rivermark Community Credit Union 4 6.56% $5,920
SCENIC OAKS FUNDING, INC. 4 6.65% $6,363
Stifel Bank and Trust 4 6.13% $4,899
TWINSTAR 4 6.53% $9,969
V.I.P. MORTGAGE, INC. 4 6.72% $8,300
AMERICAN FINANCIAL RESOURCES, INC. 3 6.58% $9,087
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 7.04% $9,169
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 7.96% $14,717
NMSI, INC. 3 7.29% $8,832
SUMMIT MORTGAGE CORPORATION 3 7.04% $6,722
Unitus Community Credit Union 3 6.58% $4,070
ARC HOME LLC 3 7.63% $7,433
ALLIANT CREDIT UNION 3 6.00% $5,918
Raymond James Bank 3 5.71% $4,938
CORNERSTONE HOME LENDING, INC. 3 7.91% $12,728
Willamette Valley Bank 3 7.13% $13,387
NFM, INC. 3 7.41% $7,687
The Huntington National Bank 3 6.58% $8,458
PLANET HOME LENDING, LLC 3 6.63% $7,291
Bank of the Pacific 3 6.58% $11,516
RESIDENTIAL WHOLESALE MORTGAGE, INC. 3 6.71% $6,070
PNC Bank 3 6.50% $4,396
MLD MORTGAGE INC. 3 6.54% $11,275
PANORAMA MORTGAGE GROUP, LLC 2 6.75% $7,002
HomeStreet Bank 2 7.19% $4,209
LADERA LENDING, INC. 2 7.25% $4,534
COLUMBIA COMMUNITY CREDIT UNION 2 6.25% $5,949
21ST MORTGAGE CORPORATION 2 8.71% $8,518
Banner Bank 2 7.81% $7,080
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.62% $5,602
ROYAL UNITED MORTGAGE LLC 2 6.75% $15,945
Axos Bank 2 7.25% $19,065
OCMBC, INC. 2 7.25% $32,060
City National Bank 2 6.80% $5,986
NEXERA HOLDING LLC 2 8.88% $14,508
Citibank 2 7.00% $5,503
AMERISAVE MORTGAGE CORPORATION 2 6.50% $10,052
Equity Prime Mortgage LLC 2 6.63% $6,999
AMERICAN HERITAGE LENDING, INC. 2 8.06% $26,623
TRIAD FINANCIAL SERVICES, INC. 2 8.58% $9,500
CARDINAL FINANCIAL 2 6.93% $5,946
ZILLOW HOME LOANS, LLC 2 6.13% $11,356
AMERICAN FINANCIAL NETWORK, INC. 2 8.06% $10,051
ENVOY MORTGAGE, LTD 2 6.13% $9,219
Ally Bank 2 7.06% $7,233
GUARANTEED RATE AFFINITY, LLC 2 7.06% $7,413
A&D Mortgage LLC 2 7.38% $8,726
STAR ONE CREDIT UNION 1 5.88% $3,389
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.88% $4,931
SUCCESS MORTGAGE PARTNERS, INC. 1 6.88% $6,994
T2 FINANCIAL LLC 1 7.13% $5,921
The Federal Savings Bank 1 6.88% $6,911
Truist 1 6.53% $6,448
UNION HOME MORTGAGE CORP. 1 7.13% $5,843
United Nations Federal Credit Union 1 6.63% $6,128
ALLIED MORTGAGE GROUP, INC. 1 6.38% $4,799
Zions Bank 1 6.63% $34,150
AHL FUNDING 1 6.88% $6,421
Watermark Capital, Inc. 1 7.13% $7,374
JMJ FINANCIAL GROUP 1 6.38% $12,271
LAKEVIEW LOAN SERVICING, LLC 1 6.38% $7,235
Leader Bank 1 6.75% $9,374
JMAC LENDING, INC. 1 8.63% $14,725
Ixonia Bank 1 6.75% $4,672
iQ Credit Union 1 6.13% $2,822
Logan Finance Corporation 1 7.87% $33,834
HORIZON 1 6.13% $19,179
MARION AND POLK SCHOOLS CREDIT UNION 1 6.88% $5,373
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 9.50% $10,978
MORIA DEVELOPMENT, INC. 1 7.99% $8,287
Greenbox Loans, Inc. 1 8.50% $105,312
Glacier Bank 1 6.63% $6,249
GENEVA FINANCIAL, LLC 1 7.00% $15,085
FOUNDATION MORTGAGE CORPORATION 1 7.75% $15,512
First National Bank of Omaha 1 6.63% $5,700
First Interstate Bank 1 7.13% $2,973
First-Citizens Bank & Trust Company 1 6.50% $4,407
First Bank 1 7.38% $4,604
NEW WAVE LENDING GROUP INC 1 8.38% $11,162
Waterstone Mortgage Corporation 1 6.38% $17,306
FIBRE FEDERAL CREDIT UNION 1 5.50% $8,099
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.88% $6,273
NP, Inc. 1 6.50% $22,224
Old National Bank 1 6.00% $7,469
ON Q FINANCIAL, INC. 1 5.75% $10,495
OREGONIANS CREDIT UNION 1 6.38% $3,257
Pacific NW Federal Credit Union 1 6.88% $4,491
Paramount Bank 1 7.38% $11,791
COAST 2 COAST FUNDING GROUP, INC. 1 6.63% $6,030
PENTAGON FEDERAL CREDIT UNION 1 5.88% $12,415
Citizens Bank 1 5.50% $16,115
CHEVRON 1 6.88% $7,466
Cf Bank 1 6.88% $5,462
BOKF 1 6.13% $4,587
BAY-VALLEY MORTGAGE GROUP 1 6.88% $3,922
RANLIFE, INC. 1 6.99% $5,553
RED CANOE CREDIT UNION 1 5.50% $54,240
RELIANCE FIRST CAPITAL, LLC 1 6.63% $8,872
RESIDENTIAL BANCORP 1 7.63% $2,301
RESIDENTIAL MORTGAGE, LLC 1 6.88% $15,173
Bank of England 1 7.00% $5,691
Servion, Inc. 1 7.13% $4,762
SIRVA MORTGAGE, INC. 1 6.50% $4,365
Southwest Airlines Federal Credit Union 1 6.13% $7,916
SPOKANE TEACHERS 1 7.13% $6,127

BEND Average Closing Costs & Other Stats

BEND, OR's 188 lenders originated 5,890 loans during 2024. The total origination value was $2,369,320,000, with an average loan value of $402,261.

BEND's average closing costs are $6,565.

The top BEND lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 189 loans originated. Their average total fees are $9,975, which is $136 lower than the next largest lender, LOANDEPOT.COM, LLC.

The lowest fee BEND lenders (with over 10 loans originated) are Morgan Stanley Private Bank ($4,652), SELCO COMMUNITY ($4,993), Charles Schwab Bank, SSB ($5,152), UBS Bank USA ($5,723) and PROVIDENT FUNDING ASSOCIATES, L.P. ($5,995).

The lowest rate BEND lenders (with over 10 loans originated) are FIRST COMMUNITY (5.23%), EAGLE HOME MORTGAGE, LLC (5.75%), Charles Schwab Bank, SSB (5.81%), Morgan Stanley Private Bank (5.94%) and SELCO COMMUNITY (6.36%).

BEND, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $109,020,000 $159,235,000 46.1% 6.7%
LOANDEPOT.COM, LLC $72,060,000 $125,625,000 74.3% 5.3%
GUILD MORTGAGE COMPANY $87,530,000 $96,540,000 10.3% 4.1%
The Loan Store, Inc. $22,310,000 $96,445,000 332.3% 4.1%
NEWREZ LLC $19,985,000 $91,060,000 355.6% 3.8%
OnPoint Community Credit Union $88,770,000 $90,765,000 2.2% 3.8%
Umpqua Bank $52,245,000 $87,630,000 67.7% 3.7%
QUICKEN LOANS, LLC $106,855,000 $86,150,000 -19.4% 3.6%
U.S. Bank $95,885,000 $78,630,000 -18.0% 3.3%
Mid Oregon Federal Credit Union $68,470,000 $74,530,000 8.9% 3.1%
CMG MORTGAGE, INC. $43,935,000 $66,350,000 51.0% 2.8%
JPMorgan Chase Bank $24,910,000 $50,390,000 102.3% 2.1%
MOVEMENT MORTGAGE, LLC $26,095,000 $49,210,000 88.6% 2.1%
PENNYMAC LOAN SERVICES, LLC $18,500,000 $46,825,000 153.1% 2.0%
SELCO COMMUNITY $44,755,000 $45,255,000 1.1% 1.9%
Century Mortgage Company DBA Century Lending Company $6,245,000 $39,460,000 531.9% 1.7%
NATIONS DIRECT MORTGAGE, LLC $29,605,000 $39,225,000 32.5% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $38,505,000 $35,715,000 -7.2% 1.5%
First Interstate Bank $38,525,000 $32,180,000 -16.5% 1.4%
Banner Bank $13,155,000 $32,125,000 144.2% 1.4%
FIRST COMMUNITY $6,030,000 $27,170,000 350.6% 1.1%
EAGLE HOME MORTGAGE, LLC $4,325,000 $24,685,000 470.8% 1.0%
GUARANTEED RATE, INC. $11,210,000 $22,655,000 102.1% 1.0%
Bank of America $28,600,000 $22,365,000 -21.8% 0.9%
CANOPY MORTGAGE, LLC $17,205,000 $21,410,000 24.4% 0.9%
Washington Federal Bank $45,385,000 $21,055,000 -53.6% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $16,180,000 $19,730,000 21.9% 0.8%
Washington Trust Bank $12,910,000 $19,280,000 49.3% 0.8%
Wells Fargo Bank $59,145,000 $19,230,000 -67.5% 0.8%
CHURCHILL MORTGAGE CORPORATION $17,500,000 $18,790,000 7.4% 0.8%
Morgan Stanley Private Bank $19,135,000 $17,950,000 -6.2% 0.8%
SUMMIT FUNDING, INC. $19,740,000 $17,455,000 -11.6% 0.7%
LEADERONE FINANCIAL CORPORATION $20,760,000 $17,160,000 -17.3% 0.7%
Sunflower Bank $15,310,000 n/a 0.6%
BMO Harris Bank $5,935,000 $15,060,000 153.7% 0.6%
Flagstar Bank, FSB $12,915,000 $14,650,000 13.4% 0.6%
Northwest Farm Credit Services, FLCA $1,680,000 $13,645,000 712.2% 0.6%
GREYSTONE SERVICING COMPANY LLC $7,105,000 $13,505,000 90.1% 0.6%
Charles Schwab Bank, SSB $8,060,000 $12,830,000 59.2% 0.5%
UBS Bank USA $9,825,000 $12,070,000 22.8% 0.5%
Mortgage Research Center, LLC $10,085,000 $11,050,000 9.6% 0.5%
DIRECTORS MORTGAGE, INC. $9,135,000 $10,950,000 19.9% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $32,910,000 $10,895,000 -66.9% 0.5%
Commerce Home Mortgage, Inc. $14,855,000 $10,770,000 -27.5% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $3,925,000 $10,620,000 170.6% 0.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $13,770,000 $10,595,000 -23.1% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $6,270,000 $10,400,000 65.9% 0.4%
NAVY FEDERAL CREDIT UNION $8,940,000 $10,375,000 16.1% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $22,205,000 $10,090,000 -54.6% 0.4%
AXIA FINANCIAL, LLC $6,585,000 $9,900,000 50.3% 0.4%
FIRST TECHNOLOGY $13,400,000 $9,710,000 -27.5% 0.4%
LPMC, LLC $7,250,000 $9,700,000 33.8% 0.4%
BAY EQUITY LLC $2,835,000 $9,565,000 237.4% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,900,000 $9,375,000 18.7% 0.4%
Golden Empire Mortgage, Inc. $4,130,000 $8,240,000 99.5% 0.3%
FREEDOM MORTGAGE CORPORATION $1,660,000 $7,975,000 380.4% 0.3%
LENDSURE MORTGAGE CORP. $5,135,000 $7,885,000 53.6% 0.3%
BROKER SOLUTIONS, INC. $4,630,000 $7,560,000 63.3% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $8,895,000 $7,320,000 -17.7% 0.3%
CALCON MUTUAL MORTGAGE LLC $7,305,000 n/a 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $750,000 $7,200,000 860.0% 0.3%
USAA Federal Savings Bank $1,775,000 $6,850,000 285.9% 0.3%
Citadel Servicing Corporation $5,350,000 $6,815,000 27.4% 0.3%
Boeing Employees Credit Union $5,535,000 $6,715,000 21.3% 0.3%
Equity Prime Mortgage LLC $680,000 $6,515,000 858.1% 0.3%
KeyBank $10,445,000 $6,510,000 -37.7% 0.3%
FINANCE OF AMERICA REVERSE LLC $5,875,000 $6,415,000 9.2% 0.3%
PLAZA HOME MORTGAGE, INC. $6,165,000 $6,060,000 -1.7% 0.3%
OREGON COMMUNITY $9,250,000 $6,035,000 -34.8% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $9,765,000 $6,015,000 -38.4% 0.3%
ALLIANT CREDIT UNION $2,065,000 $5,965,000 188.9% 0.3%
Prosperity Home Mortgage, LLC $3,310,000 $5,960,000 80.1% 0.3%
Sierra Pacific Mortgage Company, Inc. $4,195,000 $5,945,000 41.7% 0.3%
BETTER MORTGAGE CORPORATION $2,325,000 $5,800,000 149.5% 0.2%
MEMBER FIRST MORTGAGE, LLC $5,765,000 n/a 0.2%
iQ Credit Union $640,000 $5,715,000 793.0% 0.2%
MORTGAGE EXPRESS, LLC $9,980,000 $5,470,000 -45.2% 0.2%
Paramount Residential Mortgage Group, Inc. $1,845,000 $5,385,000 191.9% 0.2%
Northpointe Bank $5,290,000 n/a 0.2%
Plains Commerce Bank $3,140,000 $5,205,000 65.8% 0.2%
TWINSTAR $4,925,000 $4,965,000 0.8% 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $6,540,000 $4,945,000 -24.4% 0.2%
V.I.P. MORTGAGE, INC. $1,435,000 $4,880,000 240.1% 0.2%
Stifel Bank and Trust $2,605,000 $4,675,000 79.5% 0.2%
HOMEXPRESS MORTGAGE CORP. $3,685,000 $4,595,000 24.7% 0.2%
DHI MORTGAGE COMPANY, LTD. $17,950,000 $4,395,000 -75.5% 0.2%
NBKC BANK $2,250,000 $4,320,000 92.0% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $205,000 $4,155,000 1,926.8% 0.2%
LONGBRIDGE FINANCIAL, LLC $2,680,000 $4,150,000 54.9% 0.2%
SAMMAMISH MORTGAGE COMPANY $3,730,000 $3,945,000 5.8% 0.2%
PLANET HOME LENDING, LLC $390,000 $3,890,000 897.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,625,000 $3,780,000 132.6% 0.2%
Idaho First Bank $4,110,000 $3,555,000 -13.5% 0.2%
Rivermark Community Credit Union $555,000 $3,380,000 509.0% 0.1%
CORNERSTONE HOME LENDING, INC. $1,275,000 $3,230,000 153.3% 0.1%
ROGUE $1,760,000 $3,205,000 82.1% 0.1%
1st Security Bank of Washington $4,905,000 $3,150,000 -35.8% 0.1%
S1L, Inc. $5,665,000 $3,015,000 -46.8% 0.1%
VILLAGE CAPITAL MORTGAGE $2,995,000 n/a 0.1%
Raymond James Bank $155,000 $2,965,000 1,812.9% 0.1%
Bank of the Pacific $2,955,000 n/a 0.1%
Greenbox Loans, Inc. $2,905,000 n/a 0.1%
ENVOY MORTGAGE, LTD $1,875,000 $2,795,000 49.1% 0.1%
HomeStreet Bank $3,400,000 $2,740,000 -19.4% 0.1%
PRIORITY HOME LENDING, LLC $3,455,000 $2,695,000 -22.0% 0.1%
PNC Bank $6,180,000 $2,655,000 -57.0% 0.1%
Figure Lending LLC $3,395,000 $2,580,000 -24.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $3,770,000 $2,555,000 -32.2% 0.1%
City National Bank $2,605,000 $2,495,000 -4.2% 0.1%
The Huntington National Bank $3,245,000 $2,495,000 -23.1% 0.1%
Discover Bank $1,720,000 $2,350,000 36.6% 0.1%
ARC HOME LLC $4,245,000 $2,345,000 -44.8% 0.1%
Willamette Valley Bank $8,935,000 $2,330,000 -73.9% 0.1%
AMERISAVE MORTGAGE CORPORATION $3,800,000 $2,260,000 -40.5% 0.1%
NexBank $555,000 $2,260,000 307.2% 0.1%
Logan Finance Corporation $495,000 $2,195,000 343.4% 0.1%
American Mortgage & Equity Consultants, Inc. $1,960,000 $2,175,000 11.0% 0.1%
SCENIC OAKS FUNDING, INC. $2,160,000 n/a 0.1%
NEXERA HOLDING LLC $1,210,000 $2,135,000 76.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $2,250,000 $2,100,000 -6.7% 0.1%
Farmers Bank & Trust $1,745,000 $2,080,000 19.2% 0.1%
Oregon State Credit Union $315,000 $2,080,000 560.3% 0.1%
Zions Bank $1,670,000 $2,075,000 24.3% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $2,020,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,060,000 $1,985,000 87.3% 0.1%
Leader Bank $795,000 $1,980,000 149.1% 0.1%
AMERICAN HERITAGE LENDING, INC. $930,000 $1,970,000 111.8% 0.1%
HOMESIDE FINANCIAL, LLC $1,945,000 n/a 0.1%
Nations Lending Corporation $13,470,000 $1,945,000 -85.6% 0.1%
GEORGIA'S OWN $220,000 $1,915,000 770.5% 0.1%
NMSI, INC. $1,585,000 $1,895,000 19.6% 0.1%
NFM, INC. $800,000 $1,850,000 131.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $7,000,000 $1,835,000 -73.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,480,000 $1,755,000 -29.2% 0.1%
OCMBC, INC. $2,385,000 $1,725,000 -27.7% 0.1%
Hometown Equity Mortgage, LLC $325,000 $1,720,000 429.2% 0.1%
PANORAMA MORTGAGE GROUP, LLC $3,390,000 $1,675,000 -50.6% 0.1%
Carrington Mortgage Services, LLC $1,870,000 $1,665,000 -11.0% 0.1%
Truist $1,605,000 n/a 0.1%
Merchants Mortgage & Trust Corporation $1,210,000 $1,550,000 28.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,410,000 $1,550,000 9.9% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $140,000 $1,535,000 996.4% 0.1%
The Federal Savings Bank $1,145,000 $1,530,000 33.6% 0.1%
Equity Bank $1,505,000 $1,505,000 0.0% 0.1%
Axos Bank $3,510,000 $1,480,000 -57.8% 0.1%
21ST MORTGAGE CORPORATION $1,085,000 $1,470,000 35.5% 0.1%
LADERA LENDING, INC. $825,000 $1,470,000 78.2% 0.1%
CARDINAL FINANCIAL $3,880,000 $1,430,000 -63.1% 0.1%
USAlliance Federal Credit Union $505,000 $1,345,000 166.3% 0.1%
BNY Mellon $2,395,000 $1,335,000 -44.3% 0.1%
GENEVA FINANCIAL, LLC $1,345,000 $1,325,000 -1.5% 0.1%
Citibank $6,990,000 $1,310,000 -81.3% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,280,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $445,000 $1,275,000 186.5% 0.1%
MARION AND POLK SCHOOLS CREDIT UNION $1,275,000 $1,270,000 -0.4% 0.1%
UNION HOME MORTGAGE CORP. $1,170,000 $1,255,000 7.3% 0.1%
Ally Bank $1,775,000 $1,240,000 -30.1% 0.1%
SPRING EQ, LLC $225,000 $1,220,000 442.2% 0.1%
RED CANOE CREDIT UNION $545,000 $1,185,000 117.4% 0.1%
CHEVRON $1,170,000 n/a 0.0%
MLD MORTGAGE INC. $1,165,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $1,105,000 n/a 0.0%
JMJ FINANCIAL GROUP $1,100,000 $1,100,000 0.0% 0.0%
A&D Mortgage LLC $715,000 $1,070,000 49.7% 0.0%
Bank of England $3,380,000 $1,040,000 -69.2% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $465,000 $1,005,000 116.1% 0.0%
RESIDENTIAL MORTGAGE, LLC $1,070,000 $970,000 -9.3% 0.0%
OREGONIANS CREDIT UNION $800,000 $935,000 16.9% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $925,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $905,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $3,570,000 $895,000 -74.9% 0.0%
Coastal Community Bank $580,000 $890,000 53.4% 0.0%
JMAC LENDING, INC. $605,000 $875,000 44.6% 0.0%
AmeriHome Mortgage Company, LLC $1,550,000 $870,000 -43.9% 0.0%
Consolidated Federal Credit Union $360,000 $860,000 138.9% 0.0%
RANLIFE, INC. $840,000 n/a 0.0%
Heritage Bank $3,735,000 $820,000 -78.0% 0.0%
Bethpage Federal Credit Union $985,000 $815,000 -17.3% 0.0%
DEEPHAVEN MORTGAGE LLC $1,075,000 $815,000 -24.2% 0.0%
Barrington Bank & Trust Company, N.A. $2,185,000 $785,000 -64.1% 0.0%
Citizens Bank $775,000 n/a 0.0%
AHL FUNDING $770,000 n/a 0.0%
First Merchants Bank $765,000 n/a 0.0%
Servion, Inc. $525,000 $755,000 43.8% 0.0%
ROYAL UNITED MORTGAGE LLC $285,000 $740,000 159.6% 0.0%
Home Mortgage Alliance Corp $730,000 n/a 0.0%
Loan Simple, Inc. $1,315,000 $730,000 -44.5% 0.0%
RESIDENTIAL BANCORP $725,000 n/a 0.0%
Waterstone Mortgage Corporation $725,000 n/a 0.0%
United Nations Federal Credit Union $715,000 n/a 0.0%
First National Bank of Omaha $705,000 n/a 0.0%
Ixonia Bank $705,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $495,000 $690,000 39.4% 0.0%
ZILLOW HOME LOANS, LLC $690,000 n/a 0.0%
COAST 2 COAST FUNDING GROUP, INC. $655,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $655,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $880,000 $635,000 -27.8% 0.0%
FOUNDATION MORTGAGE CORPORATION $625,000 n/a 0.0%
HighTechLending Inc $480,000 $615,000 28.1% 0.0%
PHH Mortgage Corporation $500,000 $610,000 22.0% 0.0%
STAR ONE CREDIT UNION $1,100,000 $595,000 -45.9% 0.0%
Luxury Mortgage Corp. $585,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $675,000 $575,000 -14.8% 0.0%
NEW WAVE LENDING GROUP INC $305,000 $575,000 88.5% 0.0%
Paramount Bank $575,000 n/a 0.0%
Lakeview Community Capital, LLC $565,000 n/a 0.0%
Unitus Community Credit Union $1,325,000 $565,000 -57.4% 0.0%
Firefighters First Federal Credit Union $335,000 $560,000 67.2% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $635,000 $560,000 -11.8% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $555,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $365,000 $555,000 52.1% 0.0%
Watermark Capital, Inc. $555,000 n/a 0.0%
Cornerstone First Mortgage, Inc $625,000 $515,000 -17.6% 0.0%
Secured Investment Corp. $515,000 n/a 0.0%
First Bank $505,000 n/a 0.0%
T2 FINANCIAL LLC $495,000 n/a 0.0%
First Financial Northwest Bank $485,000 n/a 0.0%
SPOKANE TEACHERS $130,000 $475,000 265.4% 0.0%
AMERICAN FINANCING CORPORATION $245,000 $465,000 89.8% 0.0%
FIBRE FEDERAL CREDIT UNION $75,000 $465,000 520.0% 0.0%
Cf Bank $445,000 n/a 0.0%
First National Bank Texas $445,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $185,000 $445,000 140.5% 0.0%
SIRVA MORTGAGE, INC. $435,000 n/a 0.0%
HORIZON $425,000 n/a 0.0%
LOANPAL, LLC $420,000 n/a 0.0%
BOKF $655,000 $415,000 -36.6% 0.0%
ALLIED MORTGAGE GROUP, INC. $395,000 n/a 0.0%
NuVision Federal Credit Union $395,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $380,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $380,000 n/a 0.0%
Southwest Airlines Federal Credit Union $375,000 n/a 0.0%
Timberland Bank $55,000 $375,000 581.8% 0.0%
NP, Inc. $405,000 $365,000 -9.9% 0.0%
LIMA ONE CAPITAL, LLC $910,000 $355,000 -61.0% 0.0%
VERITAS FUNDING, LLC $355,000 $345,000 -2.8% 0.0%
Texana Bank $325,000 n/a 0.0%
First-Citizens Bank & Trust Company $7,745,000 $315,000 -95.9% 0.0%
GTE Federal Credit Union $315,000 n/a 0.0%
Pacific NW Federal Credit Union $205,000 $315,000 53.7% 0.0%
Glacier Bank $305,000 n/a 0.0%
KINECTA $1,840,000 $305,000 -83.4% 0.0%
Old National Bank $295,000 n/a 0.0%
Clackamas Federal Credit Union $275,000 n/a 0.0%
General Mortgage Capital Corporation $275,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $305,000 $265,000 -13.1% 0.0%
BAY-VALLEY MORTGAGE GROUP $525,000 $255,000 -51.4% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $255,000 n/a 0.0%
Wauna Federal Credit Union $755,000 $255,000 -66.2% 0.0%
GESA $65,000 $235,000 261.5% 0.0%
ON Q FINANCIAL, INC. $1,075,000 $235,000 -78.1% 0.0%
Quontic Bank $225,000 n/a 0.0%
MOUNTAIN AMERICA $345,000 $215,000 -37.7% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $2,260,000 $210,000 -90.7% 0.0%
NW PRIORITY CREDIT UNION $155,000 n/a 0.0%
EVERETT FINANCIAL, INC. $605,000 $105,000 -82.6% 0.0%
OAKTREE FUNDING CORP. $870,000 $95,000 -89.1% 0.0%
HomeTrust Bank $3,215,000 $55,000 -98.3% 0.0%
Northwest Federal Credit Union $45,000 n/a 0.0%

BEND's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.7% market share. In second place, with 5.3%, is LOANDEPOT.COM, LLC, having originated $125,625,000 in loans. In third place, with 4.1%, is GUILD MORTGAGE COMPANY, having originated $96,540,000 in loans. In fourth place, with 4.1%, is The Loan Store, Inc., having originated $96,445,000 in loans. In fifth place, with 3.8%, is NEWREZ LLC, having originated $91,060,000 in loans.


BEND Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $432,675 (7.7%) $606,671 (3.0%) 1.60 1,392
2018-02-01 $436,725 (9.2%) $609,596 (5.9%) 1.59 1,367
2018-03-01 $445,700 (5.0%) $613,474 (5.0%) 1.56 1,495
2018-04-01 $457,725 (7.1%) $629,862 (6.6%) 1.55 1,606
2018-05-01 $459,450 (5.7%) $629,204 (7.5%) 1.53 1,737
2018-06-01 $474,900 (5.0%) $632,942 (3.9%) 1.58 1,879
2018-07-01 $472,839 (3.9%) $635,692 (3.9%) 1.58 2,044
2018-08-01 $469,900 (4.4%) $628,241 (3.9%) 1.57 2,078
2018-09-01 $473,450 (8.8%) $631,943 (6.6%) 1.59 2,048
2018-10-01 $466,925 (7.2%) $626,123 (5.2%) 1.58 1,927
2018-11-01 $461,725 (5.2%) $635,430 (5.9%) 1.57 1,748
2018-12-01 $459,979 (5.8%) $644,969 (7.7%) 1.59 1,570
2019-01-01 $464,450 (7.3%) $652,581 (7.6%) 1.60 1,425
2019-02-01 $469,500 (7.5%) $647,635 (6.2%) 1.59 1,386
2019-03-01 $484,586 (8.7%) $649,952 (6.0%) 1.58 1,419
2019-04-01 $495,500 (8.3%) $650,630 (3.3%) 1.57 1,466
2019-05-01 $495,000 (7.7%) $654,532 (4.0%) 1.55 1,667
2019-06-01 $489,900 (3.2%) $651,737 (3.0%) 1.53 1,971
2019-07-01 $499,000 (5.5%) $653,218 (2.8%) 1.56 2,067
2019-08-01 $492,455 (4.8%) $659,664 (5.0%) 1.56 2,003
2019-09-01 $482,636 (1.9%) $652,615 (3.3%) 1.54 1,943
2019-10-01 $478,091 (2.4%) $650,598 (3.9%) 1.54 1,855
2019-11-01 $474,900 (2.9%) $664,538 (4.6%) 1.56 1,573
2019-12-01 $466,750 (1.5%) $670,170 (3.9%) 1.56 1,279
2020-01-01 $454,900 (-2.1%) $663,777 (1.7%) 1.52 1,145
2020-02-01 $450,000 (-4.2%) $662,052 (2.2%) 1.47 1,102
2020-03-01 $464,500 (-4.1%) $661,763 (1.8%) 1.46 1,201
2020-04-01 $468,850 (-5.4%) $652,640 (0.3%) 1.47 1,399
2020-05-01 $478,160 (-3.4%) $661,606 (1.1%) 1.45 1,393
2020-06-01 $487,250 (-0.5%) $688,092 (5.6%) 1.44 1,231
2020-07-01 $509,250 (2.1%) $709,754 (8.7%) 1.48 1,078
2020-08-01 $499,900 (1.5%) $759,672 (15.2%) 1.43 795
2020-09-01 $526,198 (9.0%) $773,000 (18.5%) 1.51 701
2020-10-01 $539,900 (12.9%) $795,776 (22.3%) 1.55 597
2020-11-01 $571,975 (20.4%) $817,671 (23.0%) 1.67 505
2020-12-01 $552,703 (18.4%) $819,214 (22.2%) 1.64 452
2021-01-01 $549,950 (20.9%) $848,315 (27.8%) 1.64 396
2021-02-01 $604,925 (34.4%) $906,165 (36.9%) 1.76 365
2021-03-01 $568,703 (22.4%) $923,899 (39.6%) 1.61 379
2021-04-01 $624,725 (33.3%) $964,181 (47.7%) 1.69 383
2021-05-01 $642,500 (34.4%) $934,371 (41.2%) 1.71 435
2021-06-01 $657,500 (34.9%) $959,547 (39.5%) 1.73 557
2021-07-01 $689,450 (35.4%) $984,800 (38.8%) 1.82 694
2021-08-01 $678,750 (35.8%) $970,307 (27.7%) 1.81 802
2021-09-01 $687,500 (30.7%) $962,303 (24.5%) 1.83 878
2021-10-01 $665,000 (23.2%) $935,550 (17.6%) 1.77 887
2021-11-01 $653,146 (14.2%) $938,349 (14.8%) 1.75 735
2021-12-01 $668,604 (21.0%) $993,717 (21.3%) 1.81 553
2022-01-01 $649,450 (18.1%) $988,783 (16.6%) 1.76 398
2022-02-01 $682,425 (12.8%) $980,393 (8.2%) 1.77 382
2022-03-01 $683,009 (20.1%) $949,619 (2.8%) 1.71 446
2022-04-01 $699,500 (12.0%) $970,185 (0.6%) 1.67 566
2022-05-01 $734,500 (14.3%) $985,031 (5.4%) 1.68 792
2022-06-01 $722,225 (9.8%) $957,203 (-0.2%) 1.61 1,006
2022-07-01 $699,900 (1.5%) $950,095 (-3.5%) 1.58 1,246
2022-08-01 $684,700 (0.9%) $928,574 (-4.3%) 1.58 1,281
2022-09-01 $666,907 (-3.0%) $938,722 (-2.5%) 1.56 1,268
2022-10-01 $649,900 (-2.3%) $924,094 (-1.2%) 1.53 1,260
2022-11-01 $637,592 (-2.4%) $920,910 (-1.9%) 1.53 1,145
2022-12-01 $625,000 (-6.5%) $918,627 (-7.6%) 1.54 1,030
2023-01-01 $622,200 (-4.2%) $903,852 (-8.6%) 1.54 867
2023-02-01 $625,000 (-8.4%) $936,349 (-4.5%) 1.51 821
2023-03-01 $636,200 (-6.9%) $943,930 (-0.6%) 1.50 847
2023-04-01 $658,700 (-5.8%) $991,799 (2.2%) 1.53 869
2023-05-01 $712,400 (-3.0%) $1,011,334 (2.7%) 1.62 987
2023-06-01 $709,450 (-1.8%) $1,004,382 (4.9%) 1.59 1,102
2023-07-01 $734,900 (5.0%) $996,724 (4.9%) 1.67 1,263
2023-08-01 $727,000 (6.2%) $988,448 (6.5%) 1.67 1,277
2023-09-01 $725,000 (8.7%) $968,824 (3.2%) 1.69 1,296
2023-10-01 $699,775 (7.7%) $951,874 (3.0%) 1.65 1,253
2023-11-01 $682,050 (7.0%) $939,114 (2.0%) 1.62 1,191
2023-12-01 $675,000 (8.0%) $935,595 (1.9%) 1.65 1,058
2024-01-01 $649,950 (4.5%) $909,367 (0.6%) 1.59 958
2024-02-01 $649,950 (4.0%) $914,197 (-2.4%) 1.56 937
2024-03-01 $659,900 (3.7%) $935,250 (-0.9%) 1.55 1,001
2024-04-01 $699,000 (6.1%) $986,299 (-0.6%) 1.63 1,151
2024-05-01 $724,900 (1.8%) $1,001,747 (-1.0%) 1.65 1,385
2024-06-01 $726,788 (2.4%) $1,017,674 (1.3%) 1.65 1,608
2024-07-01 $724,950 (-1.4%) $1,010,609 (1.4%) 1.66 1,814
2024-08-01 $710,000 (-2.3%) $1,005,018 (1.7%) 1.65 1,844
2024-09-01 $705,374 (-2.7%) $999,206 (3.1%) 1.66 1,789
2024-10-01 $699,450 (-0.1%) $976,909 (2.6%) 1.65 1,687
2024-11-01 $689,900 (1.2%) $955,768 (1.8%) 1.66 1,608
2024-12-01 $674,069 (-0.1%) $947,021 (1.2%) 1.67 1,367
2025-01-01 $664,499 (2.2%) $961,042 (5.7%) 1.66 1,199
2025-02-01 $678,844 (4.5%) $965,081 (5.6%) 1.65 1,206
2025-03-01 $699,000 (5.9%) $1,004,089 (7.4%) 0.00 1,366
BEND's median listing price for 2025-03-01 was $699,000, a difference of $39,100 (5.9%) versus the prior year and $20,156 versus the prior month.

BEND's median listing price comes in at 0% of the national average.

BEND's average listing price for 2025-03-01 was $1,004,089, a difference of $68,839 (7.4%) versus the prior year and $39,008 versus the prior month.

For the 2025-03-01 period, BEND had 1,366 MLS listings, a difference of 160 listings (13%) versus the prior month and 365 listings (36%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 2,024 sqft
2018-02-01 84 days 2,010 sqft
2018-03-01 58 days 2,015 sqft
2018-04-01 54 days 2,030 sqft
2018-05-01 52 days 2,043 sqft
2018-06-01 51 days 2,040 sqft
2018-07-01 57 days 2,039 sqft
2018-08-01 63 days 2,030 sqft
2018-09-01 69 days 2,051 sqft
2018-10-01 80 days 2,028 sqft
2018-11-01 88 days 2,025 sqft
2018-12-01 103 days 2,021 sqft
2019-01-01 109 days 2,033 sqft
2019-02-01 104 days 2,040 sqft
2019-03-01 87 days 2,039 sqft
2019-04-01 66 days 2,046 sqft
2019-05-01 44 days 2,058 sqft
2019-06-01 43 days 2,072 sqft
2019-07-01 55 days 2,075 sqft
2019-08-01 66 days 2,062 sqft
2019-09-01 75 days 2,034 sqft
2019-10-01 82 days 2,023 sqft
2019-11-01 92 days 2,032 sqft
2019-12-01 100 days 2,029 sqft
2020-01-01 103 days 2,023 sqft
2020-02-01 89 days 2,005 sqft
2020-03-01 54 days 2,021 sqft
2020-04-01 51 days 2,009 sqft
2020-05-01 68 days 2,023 sqft
2020-06-01 70 days 2,046 sqft
2020-07-01 63 days 2,054 sqft
2020-08-01 60 days 2,038 sqft
2020-09-01 60 days 2,009 sqft
2020-10-01 69 days 1,981 sqft
2020-11-01 69 days 1,990 sqft
2020-12-01 68 days 1,945 sqft
2021-01-01 59 days 1,959 sqft
2021-02-01 42 days 1,994 sqft
2021-03-01 40 days 1,943 sqft
2021-04-01 37 days 2,016 sqft
2021-05-01 34 days 1,948 sqft
2021-06-01 31 days 1,983 sqft
2021-07-01 33 days 1,996 sqft
2021-08-01 37 days 1,982 sqft
2021-09-01 40 days 1,990 sqft
2021-10-01 47 days 1,960 sqft
2021-11-01 63 days 1,924 sqft
2021-12-01 84 days 1,957 sqft
2022-01-01 92 days 1,920 sqft
2022-02-01 44 days 1,919 sqft
2022-03-01 34 days 1,940 sqft
2022-04-01 33 days 1,962 sqft
2022-05-01 32 days 1,991 sqft
2022-06-01 36 days 1,996 sqft
2022-07-01 39 days 1,971 sqft
2022-08-01 52 days 1,962 sqft
2022-09-01 62 days 1,944 sqft
2022-10-01 68 days 1,927 sqft
2022-11-01 74 days 1,914 sqft
2022-12-01 92 days 1,908 sqft
2023-01-01 95 days 1,921 sqft
2023-02-01 92 days 1,902 sqft
2023-03-01 61 days 1,908 sqft
2023-04-01 56 days 1,927 sqft
2023-05-01 49 days 1,981 sqft
2023-06-01 46 days 1,998 sqft
2023-07-01 48 days 2,026 sqft
2023-08-01 55 days 2,010 sqft
2023-09-01 64 days 1,991 sqft
2023-10-01 71 days 1,984 sqft
2023-11-01 77 days 1,963 sqft
2023-12-01 85 days 1,953 sqft
2024-01-01 92 days 1,930 sqft
2024-02-01 88 days 1,933 sqft
2024-03-01 61 days 1,930 sqft
2024-04-01 47 days 1,946 sqft
2024-05-01 46 days 1,962 sqft
2024-06-01 51 days 1,987 sqft
2024-07-01 56 days 1,969 sqft
2024-08-01 65 days 1,976 sqft
2024-09-01 79 days 1,998 sqft
2024-10-01 86 days 1,977 sqft
2024-11-01 93 days 1,941 sqft
2024-12-01 98 days 1,933 sqft
2025-01-01 103 days 1,940 sqft
2025-02-01 94 days 1,938 sqft
2025-03-01 0 days 1,960 sqft
BEND's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

BEND's median square footage for active listings during the 2025-03-01 period was 1,960 sqft. One year prior, the average listing was 1,930 sqft.

BEND, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,133 $1,671,325,000 $533,458
Other 826 $130,780,000 $158,329
Home Improvement 763 $112,555,000 $147,516
Refi 613 $263,945,000 $430,579
Cash Out Refi 553 $189,365,000 $342,432
NA 2 $1,350,000 $675,000

Bend's most frequently cited loan purpose was Home Purchase, with 3,133 originations. The 2nd most popular reason was Other, with 826 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,153 $1,085,985,000 $504,405
Over 8% 1,819 $335,615,000 $184,505
7-8% 1,024 $506,690,000 $494,814
5-6% 768 $385,090,000 $501,419
4-5% 79 $37,645,000 $476,519
<2.5% 9 $1,805,000 $200,556
2.5-3% 7 $3,075,000 $439,286
3-4% 3 $1,155,000 $385,000

During 2024, Bend's most frequently originated rate bucket was 6-7%, with 2,153 originations.

Loan Sizing (BEND, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,545 $470,065,000 $304,249
$400k-600k 1,517 $741,975,000 $489,107
$100,000 or less 963 $56,305,000 $58,468
$100k-200k 830 $113,330,000 $136,542
$600k-1000k 794 $578,510,000 $728,602
$Over $1MM 241 $409,135,000 $1,697,656

BEND's loan sizing saw the bucket of loans from $200k-400k with 1,545 originations, totaling $470,065,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,483 $807,365,000 $544,413
Under 20% 1,435 $135,275,000 $94,268
60-80% 1,252 $762,790,000 $609,257
20-40% 896 $259,810,000 $289,967
40-60% 722 $348,620,000 $482,853
Over 100% 44 $26,230,000 $596,136

BEND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,483 originations, totaling $807,365,000 in origination value.