Celebrity Home Loans Mortgage Rates, Fees & Info

SPRINGFIELD, IL

LEI: 549300OV8NE5ZPEPMF52

Tax ID: 20-4866754

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Mortgage Data

Review & Overview

Celebrity Home Loans is a small mortgage company specializing in Home Purchase and Refi loans. Celebrity Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, Denver, Los Angeles, Chicago, and San Diego among others. We have data for 129 markets. (Some data included below & more in-depth data is available with an active subscription.)

Celebrity Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Celebrity Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

4,660

Origination Dollar Volume (All Markets)

$1,891,630,000
Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 909 $560,345,000 $616,441 $5,311 4.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 712 $245,540,000 $344,860 $5,544 3.78%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 343 $193,435,000 $563,950 $4,990 4.15%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 671 $182,375,000 $271,796 $5,237 4.32%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 222 $111,070,000 $500,315 $4,792 4.09%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 92 $64,110,000 $696,848 $5,203 4.19%
ST. LOUIS, MO-IL (FHA|USDA|VA) 320 $58,110,000 $181,594 $4,654 4.32%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 106 $54,730,000 $516,321 $5,155 4.16%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 132 $46,370,000 $351,288 $4,968 4.29%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 62 $32,720,000 $527,742 $6,684 4.28%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 103 $31,455,000 $305,388 $5,636 4.04%
REDDING, CA (FHA|USDA|VA) 110 $29,860,000 $271,455 $6,388 4.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 76 $27,540,000 $362,368 $4,573 4.22%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 77 $20,495,000 $266,169 $5,018 3.98%
VALLEJO, CA (FHA|USDA|VA) 51 $18,765,000 $367,941 $5,576 4.55%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 49 $17,745,000 $362,143 $4,810 4.09%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 46 $17,650,000 $383,696 $6,786 4.25%
GREELEY, CO (FHA|USDA|VA) 39 $12,205,000 $312,949 $6,853 3.86%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 22 $11,200,000 $509,091 $5,216 4.04%
SALINAS, CA (FHA|USDA|VA) 15 $9,715,000 $647,667 $4,867 4.02%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 23 $8,935,000 $388,478 $5,254 4.17%
Outside of Metro Areas 40 $8,470,000 $211,750 $4,008 4.37%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 16 $7,720,000 $482,500 $4,966 4.31%
COLORADO SPRINGS, CO (FHA|USDA|VA) 27 $7,435,000 $275,370 $6,098 3.64%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 23 $6,515,000 $283,261 $8,392 4.00%
STOCKTON, CA (FHA|USDA|VA) 16 $5,620,000 $351,250 $4,828 4.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 18 $5,260,000 $292,222 $5,266 4.29%
NAPA, CA (FHA|USDA|VA) 6 $4,990,000 $831,667 $6,250 3.58%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 13 $4,795,000 $368,846 $5,621 4.73%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $4,620,000 $577,500 $6,155 4.05%
PORT ST. LUCIE, FL (FHA|USDA|VA) 22 $4,410,000 $200,455 $5,402 4.35%
Breckenridge, CO (FHA|USDA|VA) 8 $4,280,000 $535,000 $5,697 4.31%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $3,690,000 $307,500 $5,092 4.02%
FRESNO, CA (FHA|USDA|VA) 11 $3,305,000 $300,455 $4,441 4.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $3,175,000 $453,571 $6,384 3.79%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 14 $3,090,000 $220,714 $4,553 4.18%
FORT COLLINS, CO (FHA|USDA|VA) 9 $3,005,000 $333,889 $3,906 3.86%
Effingham, IL (FHA|USDA|VA) 17 $2,625,000 $154,412 $4,989 4.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,390,000 $298,750 $3,475 4.40%
BOULDER, CO (FHA|USDA|VA) 7 $2,385,000 $340,714 $3,290 4.50%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $1,985,000 $220,556 $3,091 4.61%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,930,000 $482,500 $3,030 3.59%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,580,000 $395,000 $4,970 4.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,174 3.62%
MODESTO, CA (FHA|USDA|VA) 5 $1,535,000 $307,000 $5,238 4.60%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $1,530,000 $255,000 $6,721 4.54%
BELLINGHAM, WA (FHA|USDA|VA) 2 $1,350,000 $675,000 $3,456 4.06%
MERCED, CA (FHA|USDA|VA) 5 $1,295,000 $259,000 $2,560 5.15%
BEND, OR (FHA|USDA|VA) 2 $1,290,000 $645,000 $4,282 3.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 5 $1,205,000 $241,000 $5,532 4.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,190,000 $297,500 $5,408 4.47%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $990,000 $495,000 $2,465 4.06%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $970,000 $242,500 $5,283 4.25%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $965,000 $193,000 $3,617 4.60%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $890,000 $222,500 $2,250 4.09%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $835,000 $278,333 $4,115 3.88%
LONGVIEW, WA (FHA|USDA|VA) 2 $810,000 $405,000 $3,572 4.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $800,000 $200,000 $4,590 4.50%
SALEM, OR (FHA|USDA|VA) 3 $795,000 $265,000 $5,350 4.00%
Red Bluff, CA (FHA|USDA|VA) 3 $775,000 $258,333 $8,758 3.67%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $735,000 $245,000 $5,050 4.67%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $730,000 $365,000 $5,882 4.06%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $725,000 $241,667 $4,010 4.38%
YUBA CITY, CA (FHA|USDA|VA) 3 $725,000 $241,667 $5,419 3.91%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $670,000 $335,000 $3,342 4.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $660,000 $330,000 $3,933 4.13%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $640,000 $320,000 $4,978 4.00%
CHICO, CA (FHA|USDA|VA) 2 $630,000 $315,000 $2,395 4.56%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $610,000 $305,000 $5,918 4.37%
RACINE, WI (FHA|USDA|VA) 4 $600,000 $150,000 $4,761 4.22%
KANKAKEE, IL (FHA|USDA|VA) 2 $590,000 $295,000 $7,565 4.13%
Farmington, MO (FHA|USDA|VA) 2 $590,000 $295,000 $8,001 3.75%
RENO, NV (FHA|USDA|VA) 2 $580,000 $290,000 $3,888 3.99%
Shelton, WA (FHA|USDA|VA) 2 $580,000 $290,000 $3,739 6.56%
WENATCHEE, WA (FHA|USDA|VA) 2 $570,000 $285,000 $6,487 4.25%
PEORIA, IL (FHA|USDA|VA) 2 $570,000 $285,000 $2,758 4.44%
VISALIA, CA (FHA|USDA|VA) 2 $570,000 $285,000 $5,854 3.63%
Port Angeles, WA (FHA|USDA|VA) 2 $560,000 $280,000 $3,883 4.75%
ROCKFORD, IL (FHA|USDA|VA) 3 $535,000 $178,333 $3,564 4.41%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $505,000 $168,333 $4,891 4.29%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $495,000 $165,000 $3,471 4.71%
Whitewater, WI (FHA|USDA|VA) 3 $485,000 $161,667 $4,091 3.96%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $470,000 $117,500 $4,919 4.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $470,000 $235,000 $7,258 4.00%
TYLER, TX (FHA|USDA|VA) 2 $460,000 $230,000 $6,221 3.94%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $445,000 $445,000 $2,884 4.00%
Fort Morgan, CO (FHA|USDA|VA) 3 $445,000 $148,333 $5,413 3.29%
Ellensburg, WA (FHA|USDA|VA) 1 $415,000 $415,000 $5,180 3.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $390,000 $195,000 $2,688 4.56%
Ukiah, CA (FHA|USDA|VA) 1 $385,000 $385,000 $2,686 3.50%
TUCSON, AZ (FHA|USDA|VA) 2 $380,000 $190,000 $5,186 3.81%
Salina, KS (FHA|USDA|VA) 2 $370,000 $185,000 $2,746 4.69%
Sonora, CA (FHA|USDA|VA) 2 $340,000 $170,000 $4,076 4.13%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $320,000 $160,000 $6,003 4.69%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $305,000 $305,000 $2,635 4.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,220 4.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $295,000 $295,000 $1,985 3.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $295,000 $98,333 $2,739 4.21%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $285,000 $285,000 $7,395 3.99%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $275,000 $275,000 $5,480 3.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $10,872 5.75%
THE VILLAGES, FL (FHA|USDA|VA) 1 $255,000 $255,000 $4,098 3.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $245,000 $245,000 $8,941 5.13%
Centralia, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,072 4.69%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $235,000 $235,000 $6,562 3.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $235,000 $235,000 $4,851 4.50%
PUEBLO, CO (FHA|USDA|VA) 1 $235,000 $235,000 $3,592 6.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $225,000 $225,000 $2,842 4.12%
Crescent City, CA (FHA|USDA|VA) 1 $225,000 $225,000 $5,504 3.88%
Glenwood Springs, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,614 5.69%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $6,496 3.50%
Centralia, WA (FHA|USDA|VA) 1 $205,000 $205,000 $1,911 3.99%
Newport, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,943 3.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $200,000 $100,000 $3,518 4.75%
GRANTS PASS, OR (FHA|USDA|VA) 1 $195,000 $195,000 $3,139 4.00%
WACO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,559 4.38%
Astoria, OR (FHA|USDA|VA) 1 $185,000 $185,000 $8,426 4.25%
YAKIMA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,886 4.63%
Marinette, WI-MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,119 3.88%
LYNCHBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $4,450 3.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $145,000 $145,000 $4,467 4.13%
Sedalia, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,817 4.88%
Rochelle, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,053 4.00%
Clearlake, CA (FHA|USDA|VA) 1 $125,000 $125,000 $4,913 4.13%
Ottawa, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,666 4.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,048 5.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $95,000 $95,000 $2,860 4.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,805 5.00%
Taylorville, IL (FHA|USDA|VA) 1 $35,000 $35,000 $863 5.25%
Celebrity Home Loans's top markets include San Francisco, Denver, Los Angeles, Chicago, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CELEBRITY HOME LOANS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    BEACON CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,463 $1,562,585,000 $451,223 $4,305 4.17%
    FHA 839 $222,195,000 $264,833 $8,537 4.23%
    VA 259 $98,765,000 $381,332 $7,024 3.80%
    HELOC 63 $3,275,000 $51,984 n/a 1.27%
    USDA 26 $4,060,000 $156,154 $5,048 4.21%
    FHA 9 $525,000 $58,333 $0 0.47%
    VA 1 $225,000 $225,000 $0 3.63%

    For 2019, Celebrity Home Loans's most frequently originated type of loan was Conventional, with 3,463 originations. Their 2nd most popular type was FHA, with 839 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,178 $801,500,000 $367,998 $6,310 4.10%
    Refi 1,672 $770,210,000 $460,652 $3,896 3.99%
    Cash Out Refi 808 $319,590,000 $395,532 $5,220 4.42%
    Other 2 $330,000 $165,000 $3,560 4.81%

    For 2019, Celebrity Home Loans's most frequently cited loan purpose was Home Purchase, with 2,178 originations. The 2nd most popular reason was Refi, with 1,672 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,409 $1,802,365,000 $408,792 $5,321 4.13%
    15 Year 121 $40,255,000 $332,686 $3,588 3.62%
    20 Year 79 $26,185,000 $331,456 $3,721 4.22%
    Other 29 $9,165,000 $316,034 $3,731 3.76%
    30+ year 14 $12,670,000 $905,000 $7,645 6.29%
    10 Year 5 $975,000 $195,000 $3,126 3.40%
    5 Year 3 $15,000 $5,000 $25 0.00%

    For 2019, Celebrity Home Loans's most frequently cited loan duration was 30 Year, with 4,409 originations. The 2nd most popular length was 15 Year, with 121 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,095 $1,274,395,000 $411,759
    $<1k 400 $167,550,000 $418,875
    $2k-3k 344 $116,800,000 $339,535
    $5k+ 255 $131,235,000 $514,647
    $3k-4k 234 $88,010,000 $376,111
    $4k-5k 203 $86,265,000 $424,951

    Celebrity Home Loans's average total fees were $5,321, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,095 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,246 $1,024,160,000 $455,993
    4-5% 1,977 $737,435,000 $373,007
    5-6% 259 $80,765,000 $311,834
    <2.5% 77 $1,465,000 $19,026
    6-7% 41 $19,505,000 $475,732
    7-8% 30 $14,780,000 $492,667
    2.5-3% 16 $7,770,000 $485,625
    Over 8% 10 $3,540,000 $354,000

    During 2019, Celebrity Home Loans's average interest rate for loans was 4.13%, while their most frequently originated rate bucket for loans was 3-4%, with 2,246 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,821 $547,485,000 $300,651 $5,386 4.17%
    $400k-600k 1,155 $556,535,000 $481,848 $5,126 4.07%
    $100k-200k 701 $108,555,000 $154,857 $4,785 4.44%
    $600k-1MM 670 $491,240,000 $733,194 $5,760 4.11%
    $100,000 or less 180 $8,810,000 $48,944 $3,131 2.72%
    $1MM+ 133 $179,005,000 $1,345,902 $6,047 3.99%

    2019 saw Celebrity Home Loans place emphasis on $200k-400k loans with 1,821 originations, totaling $547,485,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,102 $439,840,000 $399,129 $5,186 4.10%
    $150k-250k 992 $523,650,000 $527,873 $5,013 4.16%
    $50k-75k 738 $167,700,000 $227,236 $5,551 4.06%
    $75k-100k 716 $218,190,000 $304,735 $5,483 4.08%
    $50k or less 585 $131,775,000 $225,256 $5,233 4.24%
    $250k+ 526 $409,730,000 $778,954 $5,074 4.06%

    Celebrity Home Loans lent most frequently to those with incomes in the $100k-150k range, with 1,102 originations. The second most popular income band? $150k-250k, with 992 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 830 $384,070,000 $462,735 $4,375 4.04%
    30-36% 801 $353,305,000 $441,080 $4,725 4.06%
    50-60% 286 $82,810,000 $289,545 $8,759 4.13%
    <20% 194 $81,130,000 $418,196 $4,222 3.99%
    41% 191 $82,075,000 $429,712 $4,879 4.16%
    44% 189 $67,755,000 $358,492 $5,391 4.20%
    42% 185 $77,235,000 $417,486 $4,984 4.08%
    40% 182 $68,320,000 $375,385 $5,076 4.20%
    39% 181 $83,505,000 $461,354 $5,129 4.16%
    37% 175 $77,805,000 $444,600 $4,846 4.14%
    36% 171 $74,895,000 $437,982 $5,320 4.06%
    38% 165 $70,575,000 $427,727 $5,161 4.25%
    43% 163 $54,505,000 $334,387 $5,651 4.10%
    49% 162 $57,010,000 $351,914 $6,020 4.24%
    48% 145 $51,665,000 $356,310 $6,204 4.09%
    46% 129 $46,175,000 $357,946 $5,442 4.27%
    45% 127 $46,505,000 $366,181 $5,335 4.23%
    47% 124 $40,090,000 $323,306 $5,205 4.21%
    >60% 31 $11,135,000 $359,194 $7,176 4.10%

    Celebrity Home Loans lent most frequently to those with DTI ratios of 20-30%, with 830 originations. The next most common DTI ratio? 30-36%, with 801 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,347 $1,326,825,000 $396,422 $5,151 4.09%
    Not provided 544 $253,600,000 $466,176 $5,417 4.11%
    Asian 407 $217,035,000 $533,256 $5,128 4.20%
    Black 333 $83,995,000 $252,237 $5,984 4.31%
    Native Hawaiian or Islander 14 $5,300,000 $378,571 $5,771 3.84%
    American Indian 15 $4,875,000 $325,000 $5,712 4.17%

    Approval Rates

    Total approvals of all applications
    97.19%

    Celebrity Home Loans has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    80.67%

    Celebrity Home Loans has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,660 $1,891,630,000 $405,929

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 19 $5,045,000 $265,526
    Single Family (1-4 Units):Site-Built 4,641 $1,886,585,000 $406,504

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 120 $46,500,000 $387,500 $4,175 4.16%
    40-60% 541 $254,595,000 $470,601 $4,055 4.04%
    60-80% 1,725 $817,285,000 $473,788 $4,378 4.21%
    80-100% 2,116 $746,760,000 $352,911 $6,181 4.20%
    Over 100% 53 $20,615,000 $388,962 $12,278 3.89%
    Under 20% 105 $5,875,000 $55,952 $1,840 1.30%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Caliber Home Loans, Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 15 5.0%
    Caliber Home Loans, Inc. Conventional home mortgage Closing on a mortgage 17 5.7%
    Caliber Home Loans, Inc. Conventional home mortgage Incorrect information on your report 7 2.3%
    Caliber Home Loans, Inc. Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.3%
    Caliber Home Loans, Inc. Conventional home mortgage Struggling to pay mortgage 58 19.4%
    Caliber Home Loans, Inc. Conventional home mortgage Trouble during payment process 72 24.1%
    Caliber Home Loans, Inc. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 5 1.7%
    Caliber Home Loans, Inc. FHA mortgage Closing on a mortgage 3 1.0%
    Caliber Home Loans, Inc. FHA mortgage Improper use of your report 1 0.3%
    Caliber Home Loans, Inc. FHA mortgage Incorrect information on your report 3 1.0%
    Caliber Home Loans, Inc. FHA mortgage Problem with a credit reporting company's investigation into an existing problem 2 0.7%
    Caliber Home Loans, Inc. FHA mortgage Struggling to pay mortgage 24 8.0%
    Caliber Home Loans, Inc. FHA mortgage Trouble during payment process 29 9.7%
    Caliber Home Loans, Inc. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 0.3%
    Caliber Home Loans, Inc. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 0.3%
    Caliber Home Loans, Inc. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 3 1.0%
    Caliber Home Loans, Inc. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.3%
    Caliber Home Loans, Inc. Other type of mortgage Closing on a mortgage 5 1.7%
    Caliber Home Loans, Inc. Other type of mortgage Struggling to pay mortgage 9 3.0%
    Caliber Home Loans, Inc. Other type of mortgage Trouble during payment process 7 2.3%
    Caliber Home Loans, Inc. VA mortgage Applying for a mortgage or refinancing an existing mortgage 3 1.0%
    Caliber Home Loans, Inc. VA mortgage Closing on a mortgage 7 2.3%
    Caliber Home Loans, Inc. VA mortgage Incorrect information on your report 2 0.7%
    Caliber Home Loans, Inc. VA mortgage Struggling to pay mortgage 6 2.0%
    Caliber Home Loans, Inc. VA mortgage Trouble during payment process 17 5.7%