Deephaven Mortgage Rates, Fees & Info
DOVER, DELEI: 549300Y5Y88FQLI7VE83
Tax ID: 45-5633615
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Mortgage Data
Review & Overview
Deephaven Mortgage is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Deephaven Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Phoenix, Miami, San Diego, and Atlanta among others. We have data for 118 markets. (Some data included below & more in-depth data is available with an active subscription.)Deephaven Mortgage has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Deephaven Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.92% | 12/16/24 |
| 30 Year Conventional Refi | 8.03% | 12/16/24 |
| 30 Year Cash-out Refi | 8.61% | 12/16/24 |
| 15 Year Conventional Purchase | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Deephaven Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
567Origination Dollar Volume (All Markets)
$256,905,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 65 | $52,615,000 | $809,462 | $11,785 | 5.47% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 42 | $19,030,000 | $453,095 | $7,307 | 6.32% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 38 | $16,360,000 | $430,526 | $12,985 | 6.24% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $13,200,000 | $733,333 | $8,693 | 5.70% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 20 | $8,980,000 | $449,000 | $7,076 | 6.23% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 23 | $7,735,000 | $336,304 | $7,228 | 6.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 19 | $6,755,000 | $355,526 | $8,912 | 6.51% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 13 | $6,655,000 | $511,923 | $9,349 | 6.14% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 15 | $5,145,000 | $343,000 | $8,099 | 6.85% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 15 | $4,815,000 | $321,000 | $8,468 | 6.32% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $4,695,000 | $426,818 | $7,391 | 6.57% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 11 | $4,665,000 | $424,091 | $13,497 | 6.49% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10 | $4,310,000 | $431,000 | $8,548 | 6.80% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $4,310,000 | $307,857 | $4,729 | 6.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $4,305,000 | $391,364 | $5,976 | 6.19% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $4,260,000 | $532,500 | $9,391 | 5.84% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $4,085,000 | $453,889 | $7,111 | 6.19% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $4,025,000 | $1,341,667 | $23,542 | 5.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 8 | $3,800,000 | $475,000 | $6,348 | 5.67% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $3,790,000 | $379,000 | $7,011 | 6.36% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 8 | $3,750,000 | $468,750 | $6,332 | 6.11% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $3,320,000 | $553,333 | $11,935 | 6.04% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 7 | $3,045,000 | $435,000 | $6,334 | 6.70% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $2,945,000 | $589,000 | $9,400 | 6.20% |
| Key West, FL (FHA|USDA|VA) | 3 | $2,565,000 | $855,000 | $25,661 | 5.79% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $9,404 | 5.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,985,000 | $661,667 | $12,940 | 7.04% |
| Outside of Metro Areas | 7 | $1,785,000 | $255,000 | $7,060 | 6.50% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $18,542 | 6.65% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $6,371 | 7.29% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $6,242 | 6.05% |
| Edwards, CO (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $0 | 6.99% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $1,445,000 | $1,445,000 | $6,074 | 4.99% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $4,825 | 6.40% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,674 | 5.94% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $10,810 | 6.00% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $8,403 | 7.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,093 | 5.96% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $7,578 | 7.04% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $3,460 | 4.63% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,886 | 5.79% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 5.83% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,987 | 5.31% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,125 | 6.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $6,253 | 6.56% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $8,749 | 5.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,142 | 7.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,860 | 5.29% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,467 | 7.04% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $8,878 | 6.44% |
| TYLER, TX (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $10,279 | 5.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,666 | 6.72% |
| Outside of Metro Areas | 2 | $770,000 | $385,000 | $5,026 | 6.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $15,321 | 5.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,247 | 6.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,710 | 6.79% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $22,706 | 5.13% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,126 | 7.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,138 | 6.99% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,296 | 6.56% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 6.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,256 | 5.99% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,670 | 6.56% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $16,822 | 5.44% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $6,644 | 6.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $15,012 | 7.06% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $13,794 | 5.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,841 | 6.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,153 | 7.25% |
| Torrington, CT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,229 | 5.99% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,917 | 5.99% |
| RENO, NV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,368 | 6.25% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,472 | 6.38% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $11,494 | 6.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $15,094 | 5.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,808 | 4.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,792 | 6.56% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,156 | 5.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,439 | 7.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,433 | 5.63% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,664 | 7.49% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,685 | 6.99% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,666 | 8.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,912 | 7.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,958 | 4.99% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,783 | 4.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,823 | 6.25% |
| BEND, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,049 | 5.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 6.63% |
| DALTON, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,719 | 7.19% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,604 | 8.38% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,754 | 5.44% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,996 | 7.56% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 7.19% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,616 | 6.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,208 | 7.63% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 6.38% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,059 | 5.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.50% |
| REDDING, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,063 | 6.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,595 | 8.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,720 | 7.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,987 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,945 | 6.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,081 | 7.99% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,790 | 7.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,529 | 5.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,899 | 5.99% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,219 | 7.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,282 | 9.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,023 | 8.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,450 | 7.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,319 | 8.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against DEEPHAVEN MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 567 | $256,905,000 | $453,095 | $8,565 | 6.28% |
For 2020, Deephaven Mortgage's most frequently originated type of loan was Conventional, with 567 originations.
Loan Reason
For 2020, Deephaven Mortgage's most frequently cited loan purpose was Home Purchase, with 331 originations. The 2nd most popular reason was Cash Out Refi, with 130 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 555 | $245,055,000 | $441,541 | $8,465 | 6.31% |
| 30+ year | 12 | $11,850,000 | $987,500 | $12,935 | 5.13% |
For 2020, Deephaven Mortgage's most frequently cited loan duration was 30 Year, with 555 originations. The 2nd most popular length was 30+ year, with 12 originations.
Origination Fees/Closing Costs
Deephaven Mortgage's average total fees were $8,465, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 181 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 180 | $86,210,000 | $478,944 |
| 6-7% | 137 | $58,355,000 | $425,949 |
| 4-5% | 101 | $63,635,000 | $630,050 |
| 7-8% | 101 | $35,805,000 | $354,505 |
| Over 8% | 48 | $12,900,000 | $268,750 |
During 2020, Deephaven Mortgage's average interest rate for loans was 6.31%, while their most frequently originated rate bucket for loans was 5-6%, with 180 originations.
Loan Sizing
2020 saw Deephaven Mortgage place emphasis on $200k-400k loans with 194 originations, totaling $56,840,000 in origination value.
Applicant Income
Deephaven Mortgage lent most frequently to those with incomes in the $250k+ range, with 164 originations. The second most popular income band? $150k-250k, with 106 originations.
Applicant Debt to Income Ratio
Deephaven Mortgage lent most frequently to those with DTI ratios of 20-30%, with 94 originations. The next most common DTI ratio? 30-36%, with 71 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications61.24%
Deephaven Mortgage has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination89.42%
Deephaven Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 567 | $256,905,000 | $453,095 |