Gold Star Mortgage Financial Group Corporation Rates, Fees & Info
PLYMOUTH, MILEI: 5493002Y5XYV7DV1ZV88
Tax ID: 38-3564305
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Mortgage Data
Review & Overview
Gold Star Mortgage Financial Group Corporation is a smaller mortgage company specializing in Home Purchase loans. Gold Star Mortgage Financial Group Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Detroit, Miami, Sacramento, Ann Arbor, and Las Vegas among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)Gold Star Mortgage Financial Group Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gold Star Mortgage Financial Group Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 12/17/24 |
| 30 Year Conventional Refi | 6.64% | 12/17/24 |
| 30 Year Cash-out Refi | 6.98% | 12/17/24 |
| 30 Year FHA Purchase | 7.50% | 12/17/24 |
| 30 Year FHA Refi | 7.30% | 12/17/24 |
| 30 Year VA Purchase | 6.22% | 12/17/24 |
| 30 Year VA Refi | 5.99% | 12/17/24 |
| 30 Year USDA Purchase | 6.85% | 12/17/24 |
| 30 Year USDA Refi | 7.30% | 12/17/24 |
| 15 Year Conventional Purchase | 6.10% | 12/17/24 |
| 15 Year Conventional Refi | 6.19% | 12/17/24 |
| 15 Year Cash-out Refi | 6.19% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gold Star Mortgage Financial Group Corporation Mortgage Calculator
Your Estimates
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This is not an official calculator from Gold Star Mortgage Financial Group Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,491Origination Dollar Volume (All Markets)
$792,095,000Awards
GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION - 2018
GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1,002 | $190,860,000 | $190,479 | $3,641 | 4.97% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 607 | $147,625,000 | $243,204 | $6,726 | 4.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 149 | $50,455,000 | $338,624 | $4,196 | 4.78% |
| ANN ARBOR, MI (FHA|USDA|VA) | 171 | $42,945,000 | $251,140 | $3,054 | 4.76% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 140 | $35,460,000 | $253,286 | $5,067 | 5.04% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 94 | $28,490,000 | $303,085 | $5,375 | 4.53% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 57 | $21,625,000 | $379,386 | $5,175 | 4.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 100 | $20,230,000 | $202,300 | $6,649 | 5.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 81 | $17,665,000 | $218,086 | $4,420 | 4.85% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 63 | $16,645,000 | $264,206 | $5,027 | 4.83% |
| MERCED, CA (FHA|USDA|VA) | 82 | $16,520,000 | $201,463 | $5,309 | 5.10% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 92 | $15,900,000 | $172,826 | $5,936 | 4.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 26 | $12,850,000 | $494,231 | $6,719 | 4.81% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 35 | $10,235,000 | $292,429 | $5,799 | 4.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 45 | $9,025,000 | $200,556 | $5,362 | 5.11% |
| Outside of Metro Areas | 48 | $8,040,000 | $167,500 | $4,278 | 4.98% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 32 | $7,670,000 | $239,688 | $4,859 | 5.08% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $6,775,000 | $322,619 | $3,627 | 4.71% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 33 | $6,355,000 | $192,576 | $4,543 | 4.83% |
| MONROE, MI (FHA|USDA|VA) | 33 | $6,165,000 | $186,818 | $3,642 | 4.84% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 29 | $5,565,000 | $191,897 | $5,938 | 5.19% |
| JACKSON, MI (FHA|USDA|VA) | 27 | $5,155,000 | $190,926 | $3,609 | 4.90% |
| Adrian, MI (FHA|USDA|VA) | 33 | $5,115,000 | $155,000 | $3,777 | 5.01% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 28 | $4,920,000 | $175,714 | $5,749 | 4.90% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 19 | $4,775,000 | $251,316 | $5,588 | 5.06% |
| FLINT, MI (FHA|USDA|VA) | 30 | $4,740,000 | $158,000 | $4,699 | 5.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 29 | $4,695,000 | $161,897 | $8,882 | 4.77% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 18 | $4,590,000 | $255,000 | $5,499 | 4.88% |
| REDDING, CA (FHA|USDA|VA) | 19 | $4,165,000 | $219,211 | $3,818 | 4.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $3,290,000 | $182,778 | $7,085 | 5.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $3,095,000 | $442,143 | $2,853 | 4.66% |
| MODESTO, CA (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $4,054 | 4.72% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 12 | $3,000,000 | $250,000 | $7,188 | 5.05% |
| AKRON, OH (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $6,658 | 4.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $6,896 | 4.79% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $3,709 | 4.65% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $5,077 | 4.97% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $9,608 | 4.33% |
| RENO, NV (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $4,981 | 4.87% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 14 | $2,100,000 | $150,000 | $5,160 | 5.06% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $6,115 | 4.82% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $3,553 | 4.98% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $6,288 | 5.44% |
| Hillsdale, MI (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $3,869 | 4.93% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $5,299 | 5.05% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $6,070 | 5.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $5,046 | 4.69% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $5,906 | 5.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,586 | 4.97% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,748 | 5.06% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,743 | 4.70% |
| MUSKEGON, MI (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $4,130 | 4.98% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $5,676 | 5.28% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $2,747 | 4.71% |
| Sonora, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,781 | 5.08% |
| Holland, MI (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,490 | 4.66% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,733 | 4.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,200 | 5.12% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,148 | 5.06% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,713 | 5.25% |
| MADERA, CA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,707 | 4.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $2,809 | 5.15% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,806 | 4.74% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,036 | 5.19% |
| SALEM, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,530 | 4.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $5,490 | 5.78% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,860 | 5.03% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,564 | 5.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,008 | 4.88% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,005 | 4.84% |
| Key West, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,494 | 4.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,504 | 5.00% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,186 | 4.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,097 | 4.71% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,118 | 5.19% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,022 | 4.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,321 | 4.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,321 | 5.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,060 | 4.94% |
| CHICO, CA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,825 | 5.12% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,706 | 4.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,827 | 5.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,450 | 4.25% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,882 | 4.88% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,841 | 5.21% |
| Newport, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,535 | 5.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,511 | 4.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,937 | 4.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,987 | 4.99% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,812 | 4.94% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,663 | 4.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,271 | 4.99% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,035 | 4.75% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,215 | 5.21% |
| TYLER, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,865 | 5.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,440 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,695 | 4.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,263 | 5.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,920 | 4.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,226 | 4.75% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,140 | 4.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,813 | 5.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,263 | 5.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,101 | 4.94% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,323 | 5.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,970 | 4.94% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,322 | 4.81% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,638 | 5.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,983 | 4.99% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,532 | 5.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,177 | 4.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,616 | 4.50% |
| Ludington, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,118 | 4.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,768 | 5.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,922 | 5.88% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,533 | 5.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,473 | 4.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,756 | 5.50% |
| Alma, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,035 | 4.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,437 | 4.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,853 | 4.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,288 | 5.63% |
| OCALA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,516 | 4.99% |
| El Campo, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,909 | 5.63% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,660 | 4.99% |
| WACO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,093 | 5.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,568 | 5.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,040 | 5.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,116 | 4.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,255 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,271 | 4.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,213 | 4.00% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,138 | 5.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,598 | 4.99% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,424 | 5.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,548 | 5.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,209 | 5.50% |
| Marion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,847 | 5.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,997 | 4.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,689 | 5.88% |
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Product Mix
For 2018, Gold Star Mortgage Financial Group Corporation's most frequently originated type of loan was Conventional, with 2,394 originations. Their 2nd most popular type was FHA, with 865 originations.
Loan Reason
For 2018, Gold Star Mortgage Financial Group Corporation's most frequently cited loan purpose was Home Purchase, with 2,943 originations. The 2nd most popular reason was Cash Out Refi, with 374 originations.
Loan Duration/Length
For 2018, Gold Star Mortgage Financial Group Corporation's most frequently cited loan duration was 30 Year, with 3,258 originations. The 2nd most popular length was 15 Year, with 152 originations.
Origination Fees/Closing Costs
Gold Star Mortgage Financial Group Corporation's average total fees were $4,981, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,175 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 2,100 | $510,560,000 | $243,124 |
| 5-6% | 1,273 | $252,355,000 | $198,236 |
| 3-4% | 101 | $26,605,000 | $263,416 |
| 6-7% | 17 | $2,575,000 | $151,471 |
During 2018, Gold Star Mortgage Financial Group Corporation's average interest rate for loans was 4.98%, while their most frequently originated rate bucket for loans was 4-5%, with 2,100 originations.
Loan Sizing
2018 saw Gold Star Mortgage Financial Group Corporation place emphasis on $200k-400k loans with 1,638 originations, totaling $447,980,000 in origination value.
Applicant Income
Gold Star Mortgage Financial Group Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,029 originations. The second most popular income band? $75k-100k, with 713 originations.
Applicant Debt to Income Ratio
Gold Star Mortgage Financial Group Corporation lent most frequently to those with DTI ratios of 30-36%, with 525 originations. The next most common DTI ratio? 20-30%, with 457 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.87%
Gold Star Mortgage Financial Group Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination44.20%
Gold Star Mortgage Financial Group Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,491 | $792,095,000 | $226,896 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 3 | $335,000 | $111,667 |
| Single Family (1-4 Units):Site-Built | 3,488 | $791,760,000 | $226,995 |