Gold Star Mortgage Financial Group Corporation Rates, Fees & Info
PLYMOUTH, MILEI: 5493002Y5XYV7DV1ZV88
Tax ID: 38-3564305
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Mortgage Data
Review & Overview
Gold Star Mortgage Financial Group Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Gold Star Mortgage Financial Group Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Detroit, Miami, Raleigh, Chicago, and Phoenix among others. We have data for 230 markets. (Some data included below & more in-depth data is available with an active subscription.)Gold Star Mortgage Financial Group Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gold Star Mortgage Financial Group Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 4/22/24 |
| 30 Year Conventional Refi | 6.64% | 4/22/24 |
| 30 Year Cash-out Refi | 6.98% | 4/22/24 |
| 30 Year FHA Purchase | 7.50% | 4/22/24 |
| 30 Year FHA Refi | 7.30% | 4/22/24 |
| 30 Year VA Purchase | 6.22% | 4/22/24 |
| 30 Year VA Refi | 5.99% | 4/22/24 |
| 30 Year USDA Purchase | 6.85% | 4/22/24 |
| 30 Year USDA Refi | 7.30% | 4/22/24 |
| 15 Year Conventional Purchase | 6.10% | 4/22/24 |
| 15 Year Conventional Refi | 6.19% | 4/22/24 |
| 15 Year Cash-out Refi | 6.19% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gold Star Mortgage Financial Group Corporation Mortgage Calculator
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This is not an official calculator from Gold Star Mortgage Financial Group Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,305Origination Dollar Volume (All Markets)
$2,705,025,000Awards
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GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION - 2020
GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2,422 | $523,230,000 | $216,032 | $3,415 | 3.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 911 | $279,005,000 | $306,262 | $5,855 | 3.16% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 775 | $235,295,000 | $303,606 | $1,727 | 3.22% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 734 | $159,670,000 | $217,534 | $4,449 | 3.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 373 | $115,915,000 | $310,764 | $6,285 | 3.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 319 | $113,195,000 | $354,843 | $5,186 | 3.16% |
| ANN ARBOR, MI (FHA|USDA|VA) | 385 | $107,725,000 | $279,805 | $2,850 | 3.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 339 | $103,295,000 | $304,705 | $5,545 | 3.03% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 284 | $77,450,000 | $272,711 | $6,191 | 3.09% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 253 | $70,935,000 | $280,375 | $6,142 | 3.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 254 | $67,350,000 | $265,157 | $5,349 | 2.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 152 | $58,270,000 | $383,355 | $3,724 | 3.10% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 199 | $58,125,000 | $292,085 | $6,138 | 3.48% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 276 | $50,190,000 | $181,848 | $5,974 | 3.32% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 143 | $42,055,000 | $294,091 | $1,743 | 3.21% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 90 | $40,530,000 | $450,333 | $5,136 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 138 | $33,350,000 | $241,667 | $5,396 | 3.47% |
| Outside of Metro Areas | 161 | $30,025,000 | $186,491 | $3,971 | 3.42% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 115 | $27,745,000 | $241,261 | $7,684 | 3.47% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 76 | $25,960,000 | $341,579 | $6,869 | 3.18% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 126 | $24,650,000 | $195,635 | $4,155 | 3.27% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 63 | $23,385,000 | $371,190 | $4,742 | 3.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 71 | $20,485,000 | $288,521 | $6,320 | 3.39% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 42 | $19,800,000 | $471,429 | $2,869 | 3.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 68 | $18,100,000 | $266,176 | $5,264 | 3.28% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 34 | $16,070,000 | $472,647 | $2,545 | 3.23% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 34 | $15,420,000 | $453,529 | $5,339 | 2.87% |
| REDDING, CA (FHA|USDA|VA) | 54 | $15,300,000 | $283,333 | $4,541 | 3.13% |
| Adrian, MI (FHA|USDA|VA) | 83 | $14,365,000 | $173,072 | $3,680 | 3.31% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 48 | $14,000,000 | $291,667 | $7,303 | 3.06% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 41 | $13,195,000 | $321,829 | $5,679 | 3.19% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 47 | $12,665,000 | $269,468 | $6,670 | 3.30% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 42 | $12,610,000 | $300,238 | $5,389 | 3.28% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 70 | $12,000,000 | $171,429 | $4,487 | 3.48% |
| FLINT, MI (FHA|USDA|VA) | 66 | $11,780,000 | $178,485 | $5,067 | 3.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 41 | $11,555,000 | $281,829 | $5,210 | 2.89% |
| MONROE, MI (FHA|USDA|VA) | 58 | $10,760,000 | $185,517 | $4,389 | 3.20% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 47 | $9,835,000 | $209,255 | $6,768 | 3.18% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 28 | $9,000,000 | $321,429 | $5,545 | 2.90% |
| JACKSON, MI (FHA|USDA|VA) | 46 | $8,430,000 | $183,261 | $4,230 | 3.27% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 28 | $6,710,000 | $239,643 | $5,365 | 2.68% |
| AKRON, OH (FHA|USDA|VA) | 33 | $6,295,000 | $190,758 | $6,105 | 3.35% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 19 | $6,015,000 | $316,579 | $7,538 | 3.18% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 25 | $5,665,000 | $226,600 | $4,477 | 3.18% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 17 | $4,515,000 | $265,588 | $7,211 | 2.90% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $4,365,000 | $485,000 | $3,710 | 3.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $4,055,000 | $311,923 | $1,723 | 3.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 15 | $3,915,000 | $261,000 | $4,861 | 2.98% |
| MODESTO, CA (FHA|USDA|VA) | 13 | $3,805,000 | $292,692 | $4,905 | 3.26% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $6,656 | 3.43% |
| COLUMBUS, OH (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $4,195 | 3.18% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $3,055,000 | $339,444 | $5,309 | 3.03% |
| Hillsdale, MI (FHA|USDA|VA) | 17 | $2,945,000 | $173,235 | $4,457 | 3.20% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,800,000 | $350,000 | $6,555 | 2.92% |
| NILES, MI (FHA|USDA|VA) | 14 | $2,710,000 | $193,571 | $4,813 | 3.21% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $6,624 | 2.81% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 14 | $2,580,000 | $184,286 | $7,313 | 3.45% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $2,575,000 | $234,091 | $6,575 | 2.93% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $2,219 | 3.10% |
| Sonora, CA (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $2,733 | 3.07% |
| THE VILLAGES, FL (FHA|USDA|VA) | 14 | $2,360,000 | $168,571 | $3,541 | 3.14% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $9,034 | 2.89% |
| TUCSON, AZ (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $4,590 | 2.81% |
| Holland, MI (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $5,376 | 3.40% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $4,890 | 3.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $6,931 | 3.05% |
| Traverse City, MI (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $2,585 | 3.15% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $1,550 | 3.21% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $1,851 | 3.16% |
| SAGINAW, MI (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $4,905 | 3.53% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $1,922 | 3.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $4,506 | 2.59% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $3,213 | 2.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $3,640 | 3.10% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $2,701 | 3.28% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $5,286 | 2.25% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $2,598 | 3.25% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $5,428 | 3.59% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $4,838 | 3.35% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $7,204 | 2.96% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,928 | 3.33% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $7,033 | 3.19% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $2,382 | 3.31% |
| MUSKEGON, MI (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $4,998 | 3.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $3,345 | 3.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $4,106 | 3.48% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $7,073 | 2.97% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $3,659 | 3.20% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $2,776 | 3.12% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $5,837 | 2.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $1,793 | 2.97% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,257 | 3.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $2,829 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $1,563 | 2.96% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $6,214 | 3.29% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,109 | 2.90% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,467 | 3.27% |
| SALEM, OR (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $8,344 | 3.00% |
| Sanford, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $1,500 | 2.97% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,779 | 2.97% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $9,108 | 3.09% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,171 | 3.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $3,453 | 3.66% |
| Big Rapids, MI (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,634 | 3.30% |
| RACINE, WI (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $5,376 | 2.81% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $5,263 | 3.18% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,574 | 3.25% |
| OCALA, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $7,052 | 3.60% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,446 | 4.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,883 | 3.19% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,831 | 3.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,973 | 3.46% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $3,322 | 2.96% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,895 | 3.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,554 | 3.63% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,943 | 2.75% |
| BAY CITY, MI (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,442 | 3.29% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,152 | 2.75% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,378 | 4.13% |
| Ludington, MI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,865 | 3.22% |
| Washington, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,325 | 3.21% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,854 | 3.04% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,979 | 2.87% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,093 | 3.40% |
| MADISON, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,122 | 3.29% |
| MADERA, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,681 | 3.58% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,092 | 3.44% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,515 | 3.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,116 | 3.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $12,414 | 3.50% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,408 | 3.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,993 | 3.87% |
| Boone, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,460 | 3.37% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,381 | 3.21% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,661 | 2.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,722 | 3.44% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,988 | 3.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,811 | 3.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,471 | 2.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,130 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,998 | 3.50% |
| Alma, MI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,961 | 3.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $20,719 | 2.75% |
| RENO, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,245 | 2.93% |
| Alpena, MI (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,880 | 3.65% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,459 | 3.44% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,287 | 2.99% |
| Marquette, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,170 | 2.75% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,935 | 2.87% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 2.75% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,493 | 2.88% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,083 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,435 | 3.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,125 | 3.49% |
| CHICO, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,563 | 3.50% |
| Palatka, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,652 | 3.31% |
| Wilson, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,588 | 2.87% |
| Key West, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,867 | 2.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,048 | 3.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,416 | 3.88% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,887 | 3.31% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,498 | 3.87% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,451 | 3.38% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,104 | 2.99% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,843 | 3.38% |
| Henderson, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,035 | 3.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,361 | 2.69% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,784 | 3.69% |
| Wooster, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,398 | 3.38% |
| TYLER, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,372 | 3.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,689 | 2.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,383 | 3.38% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,889 | 3.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,301 | 3.99% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,672 | 3.31% |
| Susanville, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,317 | 2.99% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,431 | 2.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,701 | 3.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,261 | 3.44% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,689 | 3.25% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,041 | 3.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,663 | 4.00% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,299 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,051 | 2.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,879 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,777 | 3.06% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,112 | 3.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,742 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,822 | 3.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,315 | 2.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,388 | 2.99% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,787 | 3.75% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,983 | 2.99% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,933 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,644 | 3.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,245 | 2.99% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,262 | 3.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,457 | 3.50% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,576 | 3.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,772 | 3.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,102 | 2.75% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,909 | 3.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,510 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,277 | 3.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,197 | 2.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,745 | 4.13% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,548 | 2.50% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,844 | 4.13% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,872 | 3.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,937 | 4.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,305 | 3.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,844 | 3.38% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,475 | 3.99% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,873 | 5.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,171 | 2.25% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,956 | 2.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,172 | 2.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $950 | 5.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,568 | 2.75% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,261 | 3.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,105 | 2.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,152 | 3.50% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,821 | 3.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,034 | 3.63% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,356 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,639 | 3.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,789 | 4.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,276 | 3.25% |
| Macomb, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,558 | 2.99% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,800 | 4.25% |
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Product Mix
For 2020, Gold Star Mortgage Financial Group Corporation's most frequently originated type of loan was Conventional, with 8,234 originations. Their 2nd most popular type was FHA, with 1,428 originations.
Loan Reason
For 2020, Gold Star Mortgage Financial Group Corporation's most frequently cited loan purpose was Home Purchase, with 4,900 originations. The 2nd most popular reason was Refi, with 4,169 originations.
Loan Duration/Length
For 2020, Gold Star Mortgage Financial Group Corporation's most frequently cited loan duration was 30 Year, with 8,383 originations. The 2nd most popular length was 15 Year, with 1,315 originations.
Origination Fees/Closing Costs
Gold Star Mortgage Financial Group Corporation's average total fees were $4,771, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,774 originations.
Interest Rates
During 2020, Gold Star Mortgage Financial Group Corporation's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 3-4%, with 4,655 originations.
Loan Sizing
2020 saw Gold Star Mortgage Financial Group Corporation place emphasis on $200k-400k loans with 5,500 originations, totaling $1,555,920,000 in origination value.
Applicant Income
Gold Star Mortgage Financial Group Corporation lent most frequently to those with incomes in the $100k-150k range, with 2,407 originations. The second most popular income band? $50k-75k, with 2,342 originations.
Applicant Debt to Income Ratio
Gold Star Mortgage Financial Group Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,216 originations. The next most common DTI ratio? 30-36%, with 1,859 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.88%
Gold Star Mortgage Financial Group Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination56.89%
Gold Star Mortgage Financial Group Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,305 | $2,705,025,000 | $262,496 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 56 | $10,660,000 | $190,357 |
| Single Family (1-4 Units):Site-Built | 10,249 | $2,694,365,000 | $262,891 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GOLD STAR MORTGAGE FINANCIAL | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL | FHA mortgage | Closing on a mortgage | 1 | 50.0% |