Gold Star Mortgage Financial Group Corporation Rates, Fees & Info
PLYMOUTH, MILEI: 5493002Y5XYV7DV1ZV88
Tax ID: 38-3564305
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Mortgage Data
Review & Overview
Gold Star Mortgage Financial Group Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Gold Star Mortgage Financial Group Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Detroit, Miami, Raleigh, Chicago, and Seattle among others. We have data for 245 markets. (Some data included below & more in-depth data is available with an active subscription.)Gold Star Mortgage Financial Group Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Gold Star Mortgage Financial Group Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 4/22/24 |
| 30 Year Conventional Refi | 6.64% | 4/22/24 |
| 30 Year Cash-out Refi | 6.98% | 4/22/24 |
| 30 Year FHA Purchase | 7.50% | 4/22/24 |
| 30 Year FHA Refi | 7.30% | 4/22/24 |
| 30 Year VA Purchase | 6.22% | 4/22/24 |
| 30 Year VA Refi | 5.99% | 4/22/24 |
| 30 Year USDA Purchase | 6.85% | 4/22/24 |
| 30 Year USDA Refi | 7.30% | 4/22/24 |
| 15 Year Conventional Purchase | 6.10% | 4/22/24 |
| 15 Year Conventional Refi | 6.19% | 4/22/24 |
| 15 Year Cash-out Refi | 6.19% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Gold Star Mortgage Financial Group Corporation Mortgage Calculator
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This is not an official calculator from Gold Star Mortgage Financial Group Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,272Origination Dollar Volume (All Markets)
$2,903,320,000Awards
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GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION - 2021
GOLD STAR MORTGAGE FINANCIAL GROUP CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1,993 | $452,185,000 | $226,887 | $3,258 | 3.11% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 923 | $298,435,000 | $323,332 | $5,877 | 3.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 788 | $226,460,000 | $287,386 | $1,600 | 2.97% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 740 | $173,530,000 | $234,500 | $4,693 | 3.02% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 366 | $154,410,000 | $421,885 | $6,645 | 3.20% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 433 | $151,105,000 | $348,972 | $7,003 | 2.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 409 | $121,625,000 | $297,372 | $6,519 | 3.06% |
| ANN ARBOR, MI (FHA|USDA|VA) | 351 | $108,065,000 | $307,877 | $2,870 | 2.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 311 | $93,385,000 | $300,273 | $5,990 | 3.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 232 | $88,510,000 | $381,509 | $2,870 | 2.97% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 221 | $73,475,000 | $332,466 | $5,457 | 3.07% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 232 | $67,010,000 | $288,836 | $5,957 | 2.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 294 | $57,930,000 | $197,041 | $6,496 | 3.26% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 156 | $46,790,000 | $299,936 | $1,667 | 2.93% |
| Outside of Metro Areas | 209 | $45,945,000 | $219,833 | $4,221 | 3.17% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 132 | $37,600,000 | $284,848 | $6,627 | 3.35% |
| MERCED, CA (FHA|USDA|VA) | 113 | $29,865,000 | $264,292 | $6,170 | 3.29% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 105 | $28,475,000 | $271,190 | $6,631 | 3.03% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 78 | $27,240,000 | $349,231 | $6,588 | 3.10% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 70 | $27,170,000 | $388,143 | $7,304 | 3.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 55 | $26,045,000 | $473,545 | $4,806 | 3.02% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 59 | $23,615,000 | $400,254 | $5,376 | 2.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 67 | $20,655,000 | $308,284 | $5,160 | 2.83% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 42 | $18,920,000 | $450,476 | $5,817 | 3.10% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 83 | $18,875,000 | $227,410 | $4,570 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 42 | $18,760,000 | $446,667 | $5,600 | 2.97% |
| BATON ROUGE, LA (FHA|USDA|VA) | 85 | $18,265,000 | $214,882 | $7,113 | 3.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 63 | $18,135,000 | $287,857 | $5,961 | 3.03% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 34 | $17,350,000 | $510,294 | $2,498 | 2.89% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 30 | $17,070,000 | $569,000 | $3,494 | 2.95% |
| Adrian, MI (FHA|USDA|VA) | 74 | $14,510,000 | $196,081 | $3,657 | 3.18% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 34 | $14,200,000 | $417,647 | $5,074 | 2.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 43 | $13,955,000 | $324,535 | $6,484 | 3.15% |
| REDDING, CA (FHA|USDA|VA) | 45 | $13,545,000 | $301,000 | $4,595 | 3.23% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 71 | $13,145,000 | $185,141 | $4,095 | 3.16% |
| FLINT, MI (FHA|USDA|VA) | 66 | $12,910,000 | $195,606 | $4,137 | 3.14% |
| MONROE, MI (FHA|USDA|VA) | 58 | $12,870,000 | $221,897 | $3,228 | 2.98% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 33 | $11,585,000 | $351,061 | $7,020 | 2.83% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 31 | $10,885,000 | $351,129 | $5,212 | 2.96% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 40 | $10,860,000 | $271,500 | $6,124 | 2.66% |
| JACKSON, MI (FHA|USDA|VA) | 41 | $9,175,000 | $223,780 | $3,993 | 3.16% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 43 | $9,175,000 | $213,372 | $4,525 | 3.18% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 22 | $6,880,000 | $312,727 | $4,519 | 2.83% |
| OCALA, FL (FHA|USDA|VA) | 26 | $6,310,000 | $242,692 | $7,276 | 3.28% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 22 | $5,970,000 | $271,364 | $3,873 | 2.91% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 20 | $5,940,000 | $297,000 | $7,086 | 3.21% |
| AKRON, OH (FHA|USDA|VA) | 29 | $5,885,000 | $202,931 | $6,358 | 3.01% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 21 | $5,875,000 | $279,762 | $5,560 | 2.83% |
| MODESTO, CA (FHA|USDA|VA) | 19 | $5,785,000 | $304,474 | $3,871 | 3.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 21 | $5,775,000 | $275,000 | $5,870 | 2.71% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 24 | $5,620,000 | $234,167 | $4,823 | 3.15% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 24 | $5,030,000 | $209,583 | $1,760 | 3.09% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $4,895,000 | $376,538 | $1,930 | 3.36% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 17 | $4,535,000 | $266,765 | $5,382 | 2.95% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $6,139 | 2.96% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $4,425,000 | $340,385 | $3,923 | 2.96% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $4,140,000 | $295,714 | $7,566 | 2.95% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $4,020,000 | $335,000 | $6,047 | 3.18% |
| SALINAS, CA (FHA|USDA|VA) | 7 | $3,635,000 | $519,286 | $2,848 | 2.70% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $3,490,000 | $349,000 | $2,720 | 3.17% |
| THE VILLAGES, FL (FHA|USDA|VA) | 10 | $3,250,000 | $325,000 | $7,361 | 3.01% |
| KANKAKEE, IL (FHA|USDA|VA) | 15 | $3,155,000 | $210,333 | $4,198 | 2.93% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 13 | $3,125,000 | $240,385 | $6,035 | 3.19% |
| Morehead City, NC (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $2,026 | 3.18% |
| Hillsdale, MI (FHA|USDA|VA) | 13 | $3,015,000 | $231,923 | $3,202 | 3.02% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $2,990,000 | $747,500 | $4,935 | 3.06% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 18 | $2,890,000 | $160,556 | $4,502 | 3.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $5,545 | 2.77% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 11 | $2,815,000 | $255,909 | $5,558 | 2.71% |
| Shelton, WA (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $7,095 | 2.89% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $2,640,000 | $264,000 | $2,783 | 3.16% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 13 | $2,615,000 | $201,154 | $5,127 | 3.26% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $4,208 | 2.99% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $8,364 | 3.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $3,660 | 2.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $2,365,000 | $181,923 | $7,147 | 3.34% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $2,330,000 | $166,429 | $6,499 | 3.11% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $1,793 | 3.26% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 8 | $2,210,000 | $276,250 | $2,125 | 3.09% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,210,000 | $552,500 | $4,511 | 3.21% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $6,474 | 3.28% |
| BURLINGTON, NC (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $1,820 | 3.14% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,875,000 | $625,000 | $1,789 | 2.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $2,958 | 3.05% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $4,781 | 2.76% |
| Holland, MI (FHA|USDA|VA) | 11 | $1,815,000 | $165,000 | $5,093 | 3.19% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $1,951 | 2.94% |
| Traverse City, MI (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $3,286 | 2.94% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 12 | $1,770,000 | $147,500 | $4,151 | 3.37% |
| Sanford, NC (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $1,676 | 2.95% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $8,255 | 3.17% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $6,121 | 3.06% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $5,495 | 3.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $5,523 | 3.13% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $5,045 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $8,653 | 3.58% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $5,460 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $5,546 | 3.27% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $7,231 | 2.93% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $6,573 | 3.06% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $10,935 | 3.08% |
| GOLDSBORO, NC (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $1,659 | 3.02% |
| NILES, MI (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,559 | 2.82% |
| MUSKEGON, MI (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $5,099 | 3.26% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,809 | 2.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $7,484 | 3.54% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,527 | 3.20% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $7,563 | 3.16% |
| Centralia, WA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $6,638 | 3.21% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $4,880 | 3.04% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,228 | 2.84% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $9,380 | 2.91% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,760 | 3.20% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,867 | 3.22% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $1,631 | 3.12% |
| SAGINAW, MI (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $4,822 | 3.46% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $7,058 | 2.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,685 | 3.29% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,360 | 2.79% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,511 | 3.15% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,714 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,770 | 2.63% |
| Boone, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $1,622 | 2.87% |
| Alpena, MI (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $4,009 | 3.54% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,829 | 2.62% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,807 | 3.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,890 | 3.22% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,676 | 3.17% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,925 | 3.16% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,258 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,930 | 3.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,485 | 3.43% |
| MADISON, WI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,881 | 2.94% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,045 | 3.06% |
| Hailey, ID (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $5,665 | 2.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,792 | 2.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $5,313 | 2.81% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $3,257 | 3.22% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,016 | 3.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,042 | 3.06% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,207 | 3.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,214 | 3.06% |
| SALEM, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,660 | 2.99% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,711 | 3.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,457 | 3.79% |
| Key West, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,733 | 3.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,111 | 3.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,232 | 3.00% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,958 | 2.44% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,311 | 3.31% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,489 | 2.88% |
| Sturgis, MI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,810 | 3.12% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,317 | 3.12% |
| Marquette, MI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,553 | 3.44% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,006 | 3.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,473 | 3.00% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,083 | 2.99% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,433 | 3.62% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,066 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,164 | 3.06% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,076 | 2.81% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,211 | 2.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,870 | 2.69% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,037 | 2.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,068 | 2.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,712 | 2.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,706 | 3.06% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,085 | 2.94% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,382 | 2.88% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,074 | 2.93% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,914 | 2.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 3.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,020 | 3.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,148 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,137 | 2.81% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,456 | 3.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,044 | 2.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,080 | 2.99% |
| Newport, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,877 | 3.13% |
| Ludington, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,502 | 2.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,362 | 2.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,249 | 3.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,893 | 3.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,268 | 3.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,730 | 3.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,764 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,859 | 2.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,587 | 2.69% |
| Payson, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,046 | 2.99% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,682 | 2.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,935 | 3.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,603 | 3.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,502 | 2.99% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,514 | 3.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,476 | 2.99% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,487 | 3.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,224 | 3.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,962 | 2.88% |
| NAPA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,235 | 2.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,825 | 3.25% |
| Auburn, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $931 | 3.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,670 | 2.99% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,906 | 3.50% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,445 | 3.25% |
| Wooster, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,660 | 3.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,967 | 3.75% |
| Fernley, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,473 | 3.38% |
| Paris, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,159 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,504 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,075 | 2.99% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,591 | 3.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,339 | 3.88% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,064 | 3.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,183 | 2.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,664 | 3.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,584 | 3.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,947 | 3.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,393 | 3.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,696 | 2.50% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,420 | 3.19% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,303 | 4.99% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,945 | 3.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,682 | 3.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,050 | 3.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,719 | 3.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,778 | 2.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,117 | 3.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,167 | 3.63% |
| Easton, MD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,415 | 3.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,739 | 3.13% |
| Richmond, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,105 | 3.50% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,317 | 3.50% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,559 | 3.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,344 | 3.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,504 | 2.75% |
| Torrington, CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,485 | 3.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,517 | 2.13% |
| Othello, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,455 | 2.63% |
| Alma, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,840 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,714 | 2.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,271 | 2.75% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,243 | 3.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,291 | 3.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,185 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,612 | 2.75% |
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Product Mix
For 2021, Gold Star Mortgage Financial Group Corporation's most frequently originated type of loan was Conventional, with 8,393 originations. Their 2nd most popular type was FHA, with 1,309 originations.
Loan Reason
For 2021, Gold Star Mortgage Financial Group Corporation's most frequently cited loan purpose was Home Purchase, with 5,414 originations. The 2nd most popular reason was Refi, with 2,963 originations.
Loan Duration/Length
For 2021, Gold Star Mortgage Financial Group Corporation's most frequently cited loan duration was 30 Year, with 8,440 originations. The 2nd most popular length was 15 Year, with 1,116 originations.
Origination Fees/Closing Costs
Gold Star Mortgage Financial Group Corporation's average total fees were $4,991, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,020 originations.
Interest Rates
During 2021, Gold Star Mortgage Financial Group Corporation's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 4,452 originations.
Loan Sizing
2021 saw Gold Star Mortgage Financial Group Corporation place emphasis on $200k-400k loans with 5,395 originations, totaling $1,539,905,000 in origination value.
Applicant Income
Gold Star Mortgage Financial Group Corporation lent most frequently to those with incomes in the $100k-150k range, with 2,398 originations. The second most popular income band? $50k-75k, with 2,362 originations.
Applicant Debt to Income Ratio
Gold Star Mortgage Financial Group Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,056 originations. The next most common DTI ratio? 30-36%, with 1,736 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.70%
Gold Star Mortgage Financial Group Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination63.63%
Gold Star Mortgage Financial Group Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,272 | $2,903,320,000 | $282,644 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,272 | $2,903,320,000 | $282,644 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GOLD STAR MORTGAGE FINANCIAL | FHA mortgage | Trouble during payment process | 1 | 100.0% |