Goprime Mortgage Rates, Fees & Info
Raleigh, NCLEI: 549300OYEKEORA1GI088
Tax ID: 20-2409656
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Mortgage Data
Review & Overview
Goprime Mortgage is a smaller mortgage company specializing in Home Purchase loans. Goprime Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Raleigh, Asheville, Fayetteville, Bozeman, and Durham among others. We have data for 131 markets. (Some data included below & more in-depth data is available with an active subscription.)Goprime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Goprime Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 4/22/24 |
| 30 Year Conventional Refi | 6.56% | 4/22/24 |
| 30 Year Cash-out Refi | 6.78% | 4/22/24 |
| 30 Year FHA Purchase | 7.77% | 4/22/24 |
| 30 Year FHA Refi | 7.20% | 4/22/24 |
| 30 Year VA Purchase | 6.30% | 4/22/24 |
| 30 Year VA Refi | 6.01% | 4/22/24 |
| 30 Year USDA Purchase | 7.14% | 4/22/24 |
| 15 Year Conventional Purchase | 6.14% | 4/22/24 |
| 15 Year Conventional Refi | 6.05% | 4/22/24 |
| 15 Year Cash-out Refi | 6.05% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Goprime Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,990Origination Dollar Volume (All Markets)
$625,100,000Awards
GoPrime Mortgage - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| RALEIGH-CARY, NC (FHA|USDA|VA) | 466 | $161,750,000 | $347,103 | $5,378 | 4.83% |
| ASHEVILLE, NC (FHA|USDA|VA) | 172 | $53,080,000 | $308,605 | $6,837 | 4.99% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 187 | $46,945,000 | $251,043 | $7,687 | 4.90% |
| Bozeman, MT (FHA|USDA|VA) | 89 | $44,685,000 | $502,079 | $8,562 | 4.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 102 | $36,990,000 | $362,647 | $5,550 | 5.03% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 96 | $31,390,000 | $326,979 | $6,618 | 4.84% |
| Outside of Metro Areas | 119 | $29,735,000 | $249,874 | $6,340 | 5.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 76 | $28,390,000 | $373,553 | $8,508 | 4.64% |
| Roseburg, OR (FHA|USDA|VA) | 101 | $27,665,000 | $273,911 | $8,346 | 4.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 61 | $15,245,000 | $249,918 | $7,156 | 5.18% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 34 | $11,400,000 | $335,294 | $8,910 | 4.90% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 15 | $8,135,000 | $542,333 | $12,700 | 4.65% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $6,140,000 | $383,750 | $7,144 | 5.01% |
| Sanford, NC (FHA|USDA|VA) | 21 | $6,075,000 | $289,286 | $5,975 | 4.52% |
| WILMINGTON, NC (FHA|USDA|VA) | 11 | $4,665,000 | $424,091 | $6,298 | 5.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $4,590,000 | $459,000 | $8,951 | 5.57% |
| BURLINGTON, NC (FHA|USDA|VA) | 18 | $4,480,000 | $248,889 | $6,239 | 5.04% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 14 | $4,260,000 | $304,286 | $6,899 | 5.42% |
| Richmond-Berea, KY (FHA|USDA|VA) | 19 | $3,375,000 | $177,632 | $6,536 | 5.49% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $3,055,000 | $339,444 | $6,956 | 4.08% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $7,291 | 5.06% |
| RENO, NV (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $10,093 | 6.18% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 14 | $2,680,000 | $191,429 | $6,013 | 5.60% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $5,833 | 5.35% |
| GREENVILLE, NC (FHA|USDA|VA) | 14 | $2,460,000 | $175,714 | $3,665 | 5.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $6,658 | 4.94% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,375,000 | $475,000 | $11,988 | 4.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $7,584 | 5.14% |
| Wilson, NC (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $7,315 | 5.40% |
| Brevard, NC (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $7,221 | 5.03% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $6,279 | 4.60% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $5,485 | 5.34% |
| Forest City, NC (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $7,658 | 5.30% |
| Boone, NC (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $7,560 | 6.03% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $12,306 | 4.69% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $6,927 | 4.91% |
| Danville, KY (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $5,686 | 4.72% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $5,386 | 4.16% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $3,397 | 4.31% |
| VALDOSTA, GA (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $6,404 | 5.10% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $11,279 | 4.94% |
| Cullowhee, NC (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $8,507 | 4.96% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $4,928 | 3.60% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $9,899 | 6.09% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $11,202 | 4.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $12,315 | 5.21% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $7,098 | 4.96% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $10,367 | 5.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $6,105 | 5.33% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,756 | 5.00% |
| Lumberton, NC (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $7,433 | 5.56% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $10,315 | 4.94% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,013 | 5.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $20,186 | 5.50% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $15,919 | 5.88% |
| Marion, NC (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $6,982 | 6.12% |
| Cullman, AL (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $9,633 | 5.88% |
| Henderson, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $11,513 | 5.50% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,178 | 5.67% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,170 | 5.37% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,955 | 5.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $9,216 | 5.38% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $12,120 | 5.12% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,921 | 4.46% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $6,480 | 3.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $9,093 | 5.50% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,156 | 3.88% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,847 | 5.31% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,030 | 2.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,286 | 3.94% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,808 | 6.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,636 | 4.04% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,597 | 5.40% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,154 | 5.00% |
| Rockingham, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,183 | 4.83% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $3,012 | 3.63% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,406 | 5.41% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,715 | 3.19% |
| Washington, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,182 | 5.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,037 | 2.65% |
| Tifton, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,434 | 5.63% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,176 | 4.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $15,931 | 3.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,640 | 3.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,276 | 4.75% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,190 | 5.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,211 | 4.69% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,191 | 3.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,123 | 6.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,740 | 5.13% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,183 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,035 | 6.44% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,150 | 5.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,644 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,922 | 4.38% |
| London, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,795 | 4.75% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,580 | 6.19% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,250 | 6.69% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,216 | 4.62% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,686 | 3.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,701 | 5.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,839 | 6.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,493 | 3.63% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,033 | 4.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,749 | 4.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,878 | 5.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,691 | 6.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,430 | 4.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,385 | 4.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,936 | 4.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,349 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,648 | 3.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,482 | 5.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,376 | 4.99% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,655 | 4.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,483 | 4.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,626 | 6.50% |
| Danville, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,296 | 2.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,959 | 5.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,296 | 3.88% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,570 | 5.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,459 | 5.13% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,087 | 5.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,616 | 5.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,385 | 5.99% |
| SALEM, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,138 | 2.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,737 | 5.50% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,474 | 4.00% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,023 | 6.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,918 | 5.25% |
| Jackson, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,414 | 5.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against GoPrime Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, Goprime Mortgage's most frequently originated type of loan was Conventional, with 1,285 originations. Their 2nd most popular type was VA, with 348 originations.
Loan Reason
For 2022, Goprime Mortgage's most frequently cited loan purpose was Home Purchase, with 1,612 originations. The 2nd most popular reason was Cash Out Refi, with 291 originations.
Loan Duration/Length
For 2022, Goprime Mortgage's most frequently cited loan duration was 30 Year, with 1,916 originations. The 2nd most popular length was 15 Year, with 56 originations.
Origination Fees/Closing Costs
Goprime Mortgage's average total fees were $6,894, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 740 originations.
Interest Rates
During 2022, Goprime Mortgage's average interest rate for loans was 4.95%, while their most frequently originated rate bucket for loans was 5-6%, with 697 originations.
Loan Sizing
2022 saw Goprime Mortgage place emphasis on $200k-400k loans with 1,073 originations, totaling $314,405,000 in origination value.
Applicant Income
Goprime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 473 originations. The second most popular income band? $100k-150k, with 457 originations.
Applicant Debt to Income Ratio
Goprime Mortgage lent most frequently to those with DTI ratios of 30-36%, with 384 originations. The next most common DTI ratio? 20-30%, with 302 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.51%
Goprime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination71.46%
Goprime Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,990 | $625,100,000 | $314,121 |