Goprime Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 549300OYEKEORA1GI088

Tax ID: 20-2409656

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Mortgage Data

Review & Overview

Goprime Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Goprime Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Raleigh, Bozeman, Asheville, Los Angeles, and Durham among others. We have data for 183 markets. (Some data included below & more in-depth data is available with an active subscription.)

Goprime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Goprime Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.75% 4/22/24
30 Year Conventional Refi 6.56% 4/22/24
30 Year Cash-out Refi 6.78% 4/22/24
30 Year FHA Purchase 7.77% 4/22/24
30 Year FHA Refi 7.20% 4/22/24
30 Year VA Purchase 6.30% 4/22/24
30 Year VA Refi 6.01% 4/22/24
30 Year USDA Purchase 7.14% 4/22/24
15 Year Conventional Purchase 6.14% 4/22/24
15 Year Conventional Refi 6.05% 4/22/24
15 Year Cash-out Refi 6.05% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Goprime Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Goprime Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,178

Origination Dollar Volume (All Markets)

$1,371,480,000
Show all (18) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
RALEIGH-CARY, NC (FHA|USDA|VA) 1,368 $376,320,000 $275,088 $3,650 3.16%
Bozeman, MT (FHA|USDA|VA) 339 $116,025,000 $342,257 $4,385 3.07%
ASHEVILLE, NC (FHA|USDA|VA) 441 $106,485,000 $241,463 $4,414 3.26%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 135 $57,545,000 $426,259 $6,722 3.30%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 204 $57,350,000 $281,127 $3,735 3.18%
Roseburg, OR (FHA|USDA|VA) 222 $56,580,000 $254,865 $4,985 3.12%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 198 $56,090,000 $283,283 $4,812 2.89%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 196 $54,530,000 $278,214 $4,288 2.78%
FAYETTEVILLE, NC (FHA|USDA|VA) 234 $51,520,000 $220,171 $4,803 3.07%
Outside of Metro Areas 235 $50,135,000 $213,340 $4,831 3.32%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 122 $39,380,000 $322,787 $8,476 3.28%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 81 $32,305,000 $398,827 $5,297 2.86%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 223 $27,795,000 $124,641 $4,522 3.41%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 126 $25,890,000 $205,476 $4,148 3.31%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 40 $16,900,000 $422,500 $9,207 3.09%
STOCKTON, CA (FHA|USDA|VA) 60 $15,960,000 $266,000 $9,261 3.02%
Richmond-Berea, KY (FHA|USDA|VA) 47 $9,355,000 $199,043 $6,035 3.48%
RICHMOND, VA (FHA|USDA|VA) 31 $9,235,000 $297,903 $3,849 2.89%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 24 $8,260,000 $344,167 $2,981 2.81%
Sanford, NC (FHA|USDA|VA) 39 $7,955,000 $203,974 $3,684 3.21%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 27 $7,115,000 $263,519 $5,616 3.41%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 36 $7,000,000 $194,444 $5,724 3.55%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $6,970,000 $268,077 $3,966 3.07%
BURLINGTON, NC (FHA|USDA|VA) 34 $6,340,000 $186,471 $4,625 3.55%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 24 $5,450,000 $227,083 $3,933 3.30%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 27 $5,185,000 $192,037 $4,503 3.47%
WILMINGTON, NC (FHA|USDA|VA) 18 $5,170,000 $287,222 $3,246 3.11%
Brevard, NC (FHA|USDA|VA) 19 $4,755,000 $250,263 $5,030 3.41%
MOBILE, AL (FHA|USDA|VA) 21 $4,405,000 $209,762 $5,727 3.79%
London, KY (FHA|USDA|VA) 27 $4,145,000 $153,519 $4,284 3.79%
MADISON, WI (FHA|USDA|VA) 13 $4,055,000 $311,923 $4,079 3.11%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $3,825,000 $294,231 $4,859 3.34%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 11 $3,675,000 $334,091 $3,533 2.70%
Morehead City, NC (FHA|USDA|VA) 12 $3,440,000 $286,667 $3,095 2.98%
VALDOSTA, GA (FHA|USDA|VA) 19 $3,225,000 $169,737 $5,272 3.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 19 $3,185,000 $167,632 $5,661 3.53%
Danville, KY (FHA|USDA|VA) 22 $3,180,000 $144,545 $4,705 3.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 7 $3,085,000 $440,714 $8,205 3.05%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 6 $2,610,000 $435,000 $7,400 3.25%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $2,600,000 $325,000 $5,316 2.95%
ROCKY MOUNT, NC (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,604 3.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $2,460,000 $246,000 $4,070 3.21%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $2,460,000 $307,500 $6,889 3.09%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $2,415,000 $345,000 $2,205 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,370,000 $592,500 $7,345 3.66%
Roanoke Rapids, NC (FHA|USDA|VA) 7 $2,305,000 $329,286 $5,450 3.34%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $2,275,000 $325,000 $8,878 3.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $2,245,000 $249,444 $3,440 2.97%
Helena, MT (FHA|USDA|VA) 7 $2,185,000 $312,143 $6,630 3.16%
JACKSONVILLE, NC (FHA|USDA|VA) 9 $2,145,000 $238,333 $3,841 3.06%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $2,035,000 $290,714 $3,042 3.07%
Jasper, AL (FHA|USDA|VA) 10 $1,950,000 $195,000 $4,227 3.43%
WINSTON-SALEM, NC (FHA|USDA|VA) 10 $1,950,000 $195,000 $2,711 3.47%
NEW BERN, NC (FHA|USDA|VA) 7 $1,945,000 $277,857 $2,978 2.82%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,830,000 $228,750 $8,204 3.00%
Mount Sterling, KY (FHA|USDA|VA) 11 $1,815,000 $165,000 $5,100 3.40%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,685,000 $337,000 $3,798 3.05%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,610,000 $402,500 $3,550 2.56%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,859 3.22%
MISSOULA, MT (FHA|USDA|VA) 6 $1,480,000 $246,667 $6,831 2.93%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $1,425,000 $475,000 $7,690 3.29%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,375,000 $458,333 $7,420 3.08%
Boone, NC (FHA|USDA|VA) 4 $1,370,000 $342,500 $2,615 2.81%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,481 3.21%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,350,000 $337,500 $4,708 3.18%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 8 $1,340,000 $167,500 $3,755 3.37%
SALEM, OR (FHA|USDA|VA) 4 $1,290,000 $322,500 $4,146 2.88%
Forest City, NC (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,426 3.04%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,202 3.63%
Cullowhee, NC (FHA|USDA|VA) 6 $1,190,000 $198,333 $4,475 3.02%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,113 3.27%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,786 2.96%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,766 3.17%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,030,000 $515,000 $2,413 3.13%
Lumberton, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,486 3.60%
RENO, NV (FHA|USDA|VA) 3 $995,000 $331,667 $5,373 2.92%
ROANOKE, VA (FHA|USDA|VA) 3 $985,000 $328,333 $3,281 3.04%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $965,000 $321,667 $3,390 3.08%
ANCHORAGE, AK (FHA|USDA|VA) 3 $955,000 $318,333 $3,146 2.63%
Moultrie, GA (FHA|USDA|VA) 6 $950,000 $158,333 $5,077 3.65%
BEND, OR (FHA|USDA|VA) 3 $935,000 $311,667 $5,978 2.79%
MODESTO, CA (FHA|USDA|VA) 3 $865,000 $288,333 $13,910 3.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $835,000 $278,333 $4,315 2.88%
Oak Harbor, WA (FHA|USDA|VA) 2 $820,000 $410,000 $11,376 3.50%
Seneca, SC (FHA|USDA|VA) 2 $800,000 $400,000 $3,811 3.25%
Frankfort, KY (FHA|USDA|VA) 4 $800,000 $200,000 $5,757 3.56%
Wilson, NC (FHA|USDA|VA) 5 $795,000 $159,000 $4,093 3.53%
Shelby, NC (FHA|USDA|VA) 4 $790,000 $197,500 $3,625 3.56%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $785,000 $261,667 $3,764 3.54%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $770,000 $385,000 $3,612 3.13%
GOLDSBORO, NC (FHA|USDA|VA) 6 $740,000 $123,333 $3,400 3.17%
Laurinburg, NC (FHA|USDA|VA) 4 $740,000 $185,000 $3,464 3.09%
Portsmouth, OH (FHA|USDA|VA) 8 $730,000 $91,250 $4,896 3.42%
Marion, NC (FHA|USDA|VA) 3 $685,000 $228,333 $7,104 2.63%
Kalispell, MT (FHA|USDA|VA) 2 $670,000 $335,000 $1,958 3.13%
LOUISVILLE, KY (FHA|USDA|VA) 3 $645,000 $215,000 $2,439 2.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $620,000 $310,000 $7,378 3.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $605,000 $201,667 $3,738 3.33%
Coos Bay, OR (FHA|USDA|VA) 3 $605,000 $201,667 $3,851 3.00%
CORVALLIS, OR (FHA|USDA|VA) 2 $590,000 $295,000 $3,784 2.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $590,000 $295,000 $3,742 3.13%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $590,000 $295,000 $3,195 2.90%
Rexburg, ID (FHA|USDA|VA) 2 $580,000 $290,000 $5,148 3.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $575,000 $191,667 $1,111 2.54%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $575,000 $575,000 $2,318 2.63%
GREENVILLE, NC (FHA|USDA|VA) 3 $575,000 $191,667 $4,711 3.46%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $575,000 $575,000 $10,882 3.25%
FLORENCE, SC (FHA|USDA|VA) 3 $565,000 $188,333 $6,255 3.71%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $555,000 $111,000 $3,091 4.02%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $550,000 $275,000 $8,080 4.37%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $535,000 $535,000 $15,891 3.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $530,000 $265,000 $3,931 3.00%
DECATUR, AL (FHA|USDA|VA) 3 $525,000 $175,000 $4,515 3.17%
VISALIA, CA (FHA|USDA|VA) 2 $490,000 $245,000 $7,423 3.06%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $485,000 $485,000 $1,570 2.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $475,000 $158,333 $4,327 3.63%
BOULDER, CO (FHA|USDA|VA) 1 $475,000 $475,000 $2,983 2.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $455,000 $151,667 $7,559 4.13%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $435,000 $435,000 $5,165 3.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $435,000 $435,000 $12,779 2.50%
Key West, FL (FHA|USDA|VA) 1 $435,000 $435,000 $3,604 2.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $425,000 $425,000 $2,237 2.99%
Washington, NC (FHA|USDA|VA) 3 $425,000 $141,667 $4,071 2.88%
MERCED, CA (FHA|USDA|VA) 2 $420,000 $210,000 $4,052 3.56%
Henderson, NC (FHA|USDA|VA) 2 $420,000 $210,000 $3,277 2.81%
MADERA, CA (FHA|USDA|VA) 1 $415,000 $415,000 $13,384 3.50%
Cullman, AL (FHA|USDA|VA) 2 $410,000 $205,000 $5,536 3.56%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $405,000 $405,000 $15,196 2.75%
CHICO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $11,853 2.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $405,000 $405,000 $7,327 2.88%
Albertville, AL (FHA|USDA|VA) 1 $405,000 $405,000 $3,366 3.63%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $395,000 $395,000 $1,120 3.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $390,000 $195,000 $2,247 3.00%
MORRISTOWN, TN (FHA|USDA|VA) 1 $385,000 $385,000 $2,111 3.00%
Elizabeth City, NC (FHA|USDA|VA) 2 $380,000 $190,000 $9,622 3.13%
SALINAS, CA (FHA|USDA|VA) 1 $365,000 $365,000 $8,031 4.13%
VALLEJO, CA (FHA|USDA|VA) 1 $365,000 $365,000 $5,794 4.13%
Shelton, WA (FHA|USDA|VA) 1 $355,000 $355,000 $3,126 2.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $345,000 $345,000 $4,306 2.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $345,000 $345,000 $4,643 2.88%
BILLINGS, MT (FHA|USDA|VA) 1 $345,000 $345,000 $4,518 2.63%
Heber, UT (FHA|USDA|VA) 2 $330,000 $165,000 $2,220 2.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,783 3.37%
ST. GEORGE, UT (FHA|USDA|VA) 1 $315,000 $315,000 $9,134 2.88%
FORT COLLINS, CO (FHA|USDA|VA) 1 $315,000 $315,000 $2,213 3.00%
KNOXVILLE, TN (FHA|USDA|VA) 1 $315,000 $315,000 $9,559 4.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $300,000 $150,000 $5,065 3.44%
Georgetown, SC (FHA|USDA|VA) 1 $295,000 $295,000 $3,791 3.88%
Baraboo, WI (FHA|USDA|VA) 1 $245,000 $245,000 $3,091 3.63%
Vernal, UT (FHA|USDA|VA) 1 $245,000 $245,000 $5,840 3.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $240,000 $120,000 $1,845 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,879 2.25%
COLUMBIA, SC (FHA|USDA|VA) 1 $235,000 $235,000 $7,896 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $10,716 2.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $230,000 $115,000 $3,736 3.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $225,000 $225,000 $6,314 2.75%
GRANTS PASS, OR (FHA|USDA|VA) 1 $225,000 $225,000 $2,688 2.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $13,010 3.63%
Cedar City, UT (FHA|USDA|VA) 1 $215,000 $215,000 $5,055 3.99%
Outside of Metro Areas 1 $215,000 $215,000 $3,367 3.38%
Somerset, KY (FHA|USDA|VA) 2 $210,000 $105,000 $4,399 4.06%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $205,000 $205,000 $5,281 3.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $180,000 $90,000 $3,890 3.49%
Martinsville, VA (FHA|USDA|VA) 1 $175,000 $175,000 $4,959 3.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $175,000 $175,000 $1,863 3.50%
PUEBLO, CO (FHA|USDA|VA) 1 $165,000 $165,000 $8,770 2.75%
Orangeburg, SC (FHA|USDA|VA) 1 $165,000 $165,000 $6,464 3.38%
Greeneville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $3,086 3.00%
Mayfield, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,919 3.38%
Tifton, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,169 3.88%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $155,000 $155,000 $4,024 3.99%
Clovis, NM (FHA|USDA|VA) 1 $145,000 $145,000 $1,753 2.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $2,853 3.50%
Scottsboro, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,892 3.75%
STAUNTON, VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,643 3.88%
Huntsville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,152 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $105,000 $105,000 $2,775 2.38%
North Wilkesboro, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,544 3.00%
Crossville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,386 2.63%
Kinston, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,875 3.00%
Middlesborough, KY (FHA|USDA|VA) 1 $85,000 $85,000 $5,775 4.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,488 4.25%
Rockingham, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,046 3.00%
Goprime Mortgage's top markets include Raleigh, Bozeman, Asheville, Los Angeles, and Durham among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Montana (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,384 $930,870,000 $275,080 $3,798 3.17%
    VA 879 $270,575,000 $307,821 $5,260 2.91%
    FHA 541 $107,035,000 $197,847 $7,645 3.51%
    USDA 374 $63,000,000 $168,449 $5,407 3.36%

    For 2020, Goprime Mortgage's most frequently originated type of loan was Conventional, with 3,384 originations. Their 2nd most popular type was VA, with 879 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,693 $671,015,000 $249,170 $5,417 3.26%
    Refi 1,885 $533,945,000 $283,260 $3,407 3.01%
    Cash Out Refi 600 $166,520,000 $277,533 $4,414 3.31%

    For 2020, Goprime Mortgage's most frequently cited loan purpose was Home Purchase, with 2,693 originations. The 2nd most popular reason was Refi, with 1,885 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,693 $1,246,675,000 $265,646 $4,697 3.20%
    15 Year 273 $68,885,000 $252,326 $3,384 2.81%
    20 Year 137 $34,955,000 $255,146 $3,200 3.10%
    Other 53 $14,315,000 $270,094 $2,729 2.89%
    10 Year 12 $2,240,000 $186,667 $2,901 2.81%
    30+ year 9 $3,805,000 $422,778 $5,206 4.90%
    1 Year 1 $605,000 $605,000 $0 6.00%

    For 2020, Goprime Mortgage's most frequently cited loan duration was 30 Year, with 4,693 originations. The 2nd most popular length was 15 Year, with 273 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,157 $788,565,000 $249,783
    $<1k 935 $261,015,000 $279,160
    $2k-3k 471 $111,595,000 $236,932
    $3k-4k 272 $78,130,000 $287,243
    $5k+ 222 $90,880,000 $409,369
    $4k-5k 121 $41,295,000 $341,281

    Goprime Mortgage's average total fees were $4,697, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,157 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,344 $585,290,000 $249,697
    2.5-3% 2,100 $592,590,000 $282,186
    <2.5% 443 $131,745,000 $297,393
    4-5% 264 $55,840,000 $211,515
    5-6% 24 $6,000,000 $250,000

    During 2020, Goprime Mortgage's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 3-4%, with 2,344 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,727 $767,605,000 $281,483 $4,657 3.12%
    $100k-200k 1,461 $227,885,000 $155,979 $4,022 3.31%
    $400k-600k 683 $317,925,000 $465,483 $5,281 3.05%
    $100,000 or less 252 $18,280,000 $72,540 $3,504 3.38%
    $600k-1MM 52 $36,000,000 $692,308 $10,350 3.21%
    $1MM+ 3 $3,785,000 $1,261,667 $5,345 3.33%

    2020 saw Goprime Mortgage place emphasis on $200k-400k loans with 2,727 originations, totaling $767,605,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,201 $265,375,000 $220,962 $4,965 3.26%
    $50k or less 1,157 $235,905,000 $203,894 $4,165 3.15%
    $100k-150k 1,047 $321,415,000 $306,987 $4,413 3.17%
    $75k-100k 891 $234,615,000 $263,316 $4,909 3.18%
    $150k-250k 642 $222,210,000 $346,121 $4,337 3.13%
    $250k+ 222 $85,890,000 $386,892 $4,498 3.06%

    Goprime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,201 originations. The second most popular income band? $50k or less, with 1,157 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,101 $294,465,000 $267,452 $4,102 3.13%
    30-36% 904 $235,230,000 $260,210 $4,449 3.22%
    <20% 417 $103,945,000 $249,269 $3,445 3.04%
    50-60% 226 $57,470,000 $254,292 $7,724 3.28%
    42% 197 $52,825,000 $268,147 $4,610 3.26%
    43% 182 $46,000,000 $252,747 $4,932 3.25%
    37% 174 $44,730,000 $257,069 $4,738 3.26%
    39% 172 $40,880,000 $237,674 $4,717 3.37%
    44% 172 $43,760,000 $254,419 $4,911 3.36%
    38% 170 $43,410,000 $255,353 $5,204 3.33%
    41% 168 $41,180,000 $245,119 $4,708 3.26%
    40% 167 $44,315,000 $265,359 $5,272 3.29%
    36% 155 $38,885,000 $250,871 $4,348 3.23%
    49% 129 $36,265,000 $281,124 $5,615 3.28%
    47% 116 $32,760,000 $282,414 $5,000 3.25%
    45% 115 $31,595,000 $274,739 $5,292 3.28%
    46% 114 $29,340,000 $257,368 $4,978 3.30%
    48% 98 $27,110,000 $276,633 $5,521 3.25%
    >60% 21 $7,375,000 $351,190 $6,529 2.92%

    Goprime Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,101 originations. The next most common DTI ratio? 30-36%, with 904 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,279 $1,123,085,000 $262,464 $4,456 3.18%
    Not provided 519 $152,125,000 $293,112 $5,375 3.12%
    Black 234 $54,750,000 $233,974 $5,005 3.31%
    Asian 85 $24,155,000 $284,176 $3,903 3.14%
    Asian Indian 20 $6,470,000 $323,500 $3,977 3.04%
    American Indian 25 $6,065,000 $242,600 $4,190 3.14%
    Native Hawaiian or Islander 8 $2,750,000 $343,750 $6,678 3.25%
    Other Asian 4 $1,150,000 $287,500 $4,659 3.62%
    Chinese 1 $555,000 $555,000 $8,059 3.63%
    Not applicable 1 $145,000 $145,000 $1,239 2.88%
    Filipino 1 $135,000 $135,000 $3,762 3.99%
    Other Pacific Islander 1 $95,000 $95,000 $2,139 3.38%

    Approval Rates

    Total approvals of all applications
    95.62%

    Goprime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.99%

    Goprime Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,178 $1,371,480,000 $264,867

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 106 $18,510,000 $174,623
    Single Family (1-4 Units):Site-Built 5,072 $1,352,970,000 $266,753

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 119 $22,445,000 $188,613 $3,109 2.99%
    40-60% 558 $145,140,000 $260,108 $3,500 3.02%
    60-80% 1,549 $439,645,000 $283,825 $3,776 3.20%
    80-100% 2,727 $704,655,000 $258,399 $4,990 3.23%
    Over 100% 181 $52,995,000 $292,790 $9,451 3.06%
    Under 20% 28 $1,110,000 $39,643 $1,420 1.71%