Goprime Mortgage Rates, Fees & Info
Raleigh, NCLEI: 549300OYEKEORA1GI088
Tax ID: 20-2409656
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Mortgage Data
Review & Overview
Goprime Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Goprime Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Raleigh, Bozeman, Asheville, Pinehurst, and Durham among others. We have data for 168 markets. (Some data included below & more in-depth data is available with an active subscription.)Goprime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Goprime Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 12/16/24 |
| 30 Year Conventional Refi | 6.56% | 12/16/24 |
| 30 Year Cash-out Refi | 6.78% | 12/16/24 |
| 30 Year FHA Purchase | 7.77% | 12/16/24 |
| 30 Year FHA Refi | 7.20% | 12/16/24 |
| 30 Year VA Purchase | 6.30% | 12/16/24 |
| 30 Year VA Refi | 6.01% | 12/16/24 |
| 30 Year USDA Purchase | 7.14% | 12/16/24 |
| 15 Year Conventional Purchase | 6.14% | 12/16/24 |
| 15 Year Conventional Refi | 6.05% | 12/16/24 |
| 15 Year Cash-out Refi | 6.05% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Goprime Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,032Origination Dollar Volume (All Markets)
$1,156,640,000Awards
GoPrime Mortgage - 2021
GoPrime Mortgage is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1,000 | $294,080,000 | $294,080 | $3,858 | 3.05% |
| Bozeman, MT (FHA|USDA|VA) | 286 | $111,380,000 | $389,441 | $4,892 | 3.01% |
| ASHEVILLE, NC (FHA|USDA|VA) | 335 | $90,245,000 | $269,388 | $4,775 | 3.18% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 197 | $60,295,000 | $306,066 | $5,806 | 2.68% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 198 | $58,470,000 | $295,303 | $3,855 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 256 | $57,100,000 | $223,047 | $5,507 | 3.14% |
| Roseburg, OR (FHA|USDA|VA) | 211 | $54,545,000 | $258,507 | $5,511 | 3.09% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 171 | $54,485,000 | $318,626 | $6,713 | 2.92% |
| Outside of Metro Areas | 196 | $42,790,000 | $218,316 | $5,059 | 3.26% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 83 | $30,835,000 | $371,506 | $9,207 | 3.11% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 121 | $30,015,000 | $248,058 | $4,332 | 3.22% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 69 | $29,825,000 | $432,246 | $7,678 | 3.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 89 | $25,115,000 | $282,191 | $6,168 | 3.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 29 | $14,015,000 | $483,276 | $6,436 | 2.84% |
| STOCKTON, CA (FHA|USDA|VA) | 37 | $13,095,000 | $353,919 | $9,645 | 3.09% |
| RICHMOND, VA (FHA|USDA|VA) | 30 | $9,030,000 | $301,000 | $4,569 | 2.73% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $8,165,000 | $263,387 | $4,146 | 3.14% |
| Sanford, NC (FHA|USDA|VA) | 36 | $8,070,000 | $224,167 | $4,684 | 3.06% |
| Brevard, NC (FHA|USDA|VA) | 29 | $7,395,000 | $255,000 | $5,299 | 3.23% |
| Richmond-Berea, KY (FHA|USDA|VA) | 33 | $6,405,000 | $194,091 | $5,897 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 30 | $6,310,000 | $210,333 | $5,059 | 3.23% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 28 | $6,120,000 | $218,571 | $4,792 | 3.40% |
| WILMINGTON, NC (FHA|USDA|VA) | 21 | $6,105,000 | $290,714 | $4,414 | 3.21% |
| BURLINGTON, NC (FHA|USDA|VA) | 25 | $5,495,000 | $219,800 | $3,402 | 3.23% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $5,420,000 | $542,000 | $12,705 | 2.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $5,095,000 | $339,667 | $8,993 | 3.31% |
| Danville, KY (FHA|USDA|VA) | 26 | $3,980,000 | $153,077 | $5,560 | 3.47% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $3,525,000 | $235,000 | $3,993 | 3.30% |
| Morehead City, NC (FHA|USDA|VA) | 12 | $3,470,000 | $289,167 | $3,946 | 3.04% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 15 | $3,435,000 | $229,000 | $5,538 | 3.29% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $3,315,000 | $221,000 | $3,416 | 3.17% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $2,915,000 | $194,333 | $5,646 | 3.39% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $8,596 | 3.19% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $5,566 | 3.23% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $5,407 | 3.33% |
| Forest City, NC (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $6,959 | 3.30% |
| Boone, NC (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $3,261 | 2.98% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $3,381 | 3.19% |
| Shelby, NC (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $3,767 | 3.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $3,319 | 2.79% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $5,127 | 2.98% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $4,589 | 3.27% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $4,566 | 3.25% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $4,956 | 3.07% |
| Washington, NC (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,644 | 3.45% |
| Helena, MT (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $5,408 | 2.90% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $6,069 | 3.19% |
| Jasper, AL (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $4,626 | 3.28% |
| Cullman, AL (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $4,285 | 3.18% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,870 | 2.89% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $5,422 | 3.10% |
| GOLDSBORO, NC (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $4,438 | 3.08% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $4,183 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $1,435,000 | $1,435,000 | $12,265 | 4.00% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $6,157 | 3.22% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $2,228 | 2.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $3,774 | 2.77% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $3,269 | 3.17% |
| Marion, NC (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $4,983 | 3.21% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $3,471 | 3.37% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,607 | 2.91% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,313 | 3.04% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $3,098 | 3.17% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,857 | 2.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $6,046 | 3.58% |
| Wilson, NC (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,835 | 3.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $11,826 | 3.12% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $7,148 | 3.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,830 | 3.42% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,397 | 2.96% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,663 | 2.81% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $32,657 | 3.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,249 | 2.84% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $7,835 | 2.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,377 | 3.04% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,349 | 2.46% |
| Moultrie, GA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,182 | 3.59% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,568 | 2.93% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,282 | 2.44% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,571 | 3.58% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,851 | 3.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,732 | 2.92% |
| Henderson, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,739 | 2.91% |
| Easton, MD (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $26,363 | 2.63% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,344 | 3.54% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,251 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,135 | 3.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,787 | 3.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,792 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,618 | 2.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,794 | 3.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,907 | 3.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,623 | 3.49% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,925 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,880 | 3.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,693 | 3.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,273 | 2.63% |
| Somerset, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,506 | 3.50% |
| Seneca, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,971 | 2.94% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,076 | 2.87% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,199 | 2.69% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,047 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,617 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,186 | 3.63% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,742 | 2.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,009 | 2.88% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,941 | 2.81% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,571 | 3.49% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,335 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,750 | 3.31% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,971 | 2.81% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,150 | 2.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,129 | 2.88% |
| Waycross, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,447 | 3.69% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,944 | 4.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,120 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,646 | 3.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,368 | 3.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,906 | 3.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,772 | 2.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,158 | 2.85% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,213 | 2.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,572 | 3.50% |
| MONROE, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,283 | 2.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,485 | 3.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,192 | 3.25% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,001 | 2.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,232 | 4.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,837 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,615 | 2.88% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,816 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,544 | 2.63% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,766 | 3.75% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,749 | 2.63% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,288 | 2.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,186 | 2.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,414 | 2.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,052 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,930 | 3.50% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,109 | 3.38% |
| Sonora, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,730 | 3.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,172 | 3.75% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,420 | 3.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,175 | 2.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,030 | 2.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,974 | 3.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,847 | 3.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,759 | 2.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,247 | 4.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,313 | 3.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,014 | 3.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,656 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,738 | 4.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,143 | 3.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,257 | 3.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,126 | 2.63% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,339 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,472 | 3.25% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,554 | 3.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,572 | 3.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,980 | 3.25% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,922 | 4.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,916 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,678 | 3.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,819 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,668 | 2.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,151 | 2.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,014 | 2.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against GoPrime Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, Goprime Mortgage's most frequently originated type of loan was Conventional, with 2,784 originations. Their 2nd most popular type was VA, with 612 originations.
Loan Reason
For 2021, Goprime Mortgage's most frequently cited loan purpose was Home Purchase, with 2,412 originations. The 2nd most popular reason was Refi, with 999 originations.
Loan Duration/Length
For 2021, Goprime Mortgage's most frequently cited loan duration was 30 Year, with 3,709 originations. The 2nd most popular length was 15 Year, with 193 originations.
Origination Fees/Closing Costs
Goprime Mortgage's average total fees were $5,204, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,431 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,923 | $525,315,000 | $273,175 |
| 2.5-3% | 1,659 | $502,025,000 | $302,607 |
| <2.5% | 351 | $108,455,000 | $308,989 |
| 4-5% | 99 | $20,845,000 | $210,556 |
During 2021, Goprime Mortgage's average interest rate for loans was 3.13%, while their most frequently originated rate bucket for loans was 3-4%, with 1,923 originations.
Loan Sizing
2021 saw Goprime Mortgage place emphasis on $200k-400k loans with 2,206 originations, totaling $625,300,000 in origination value.
Applicant Income
Goprime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,033 originations. The second most popular income band? $100k-150k, with 845 originations.
Applicant Debt to Income Ratio
Goprime Mortgage lent most frequently to those with DTI ratios of 20-30%, with 817 originations. The next most common DTI ratio? 30-36%, with 720 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.66%
Goprime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination84.40%
Goprime Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,032 | $1,156,640,000 | $286,865 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,032 | $1,156,640,000 | $286,865 |