EUGENE - SPRINGFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Eugene - Springfield averaged
6.56%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.47% and
one month ago for the week of 2025-02-27, the
average rate was 6.98%.
Eugene - Springfield's average rate one year ago was 7.01%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.58%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Eugene - Springfield 30 Year Fixed Rate | 2025-04-03 | 6.56% |
| Eugene - Springfield 30 Year Fixed Rate Refi | 2025-04-03 | 7.58% |
| Eugene - Springfield 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Eugene - Springfield 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Eugene - Springfield 30 Year FHA | 2025-04-03 | 5.9% |
| Eugene - Springfield 30 Year FHA Refi | 2025-04-03 | 5.79% |
| Eugene - Springfield 30 Year USDA | 2025-04-03 | 6.22% |
| Eugene - Springfield 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Eugene - Springfield 30 Year VA | 2025-04-03 | 6.12% |
| Eugene - Springfield 30 Year VA Refi | 2025-04-03 | 5.27% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EUGENE-SPRINGFIELD, OR.
EUGENE - SPRINGFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EUGENE-SPRINGFIELD, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
EUGENE - SPRINGFIELD Average Closing Costs & Other Stats
EUGENE-SPRINGFIELD, OR's 181 lenders originated 6,626
loans during 2024. The total origination value was $1,854,410,000, with an average loan value of
$279,869.
EUGENE - SPRINGFIELD's average closing costs are $6,410.
The top EUGENE - SPRINGFIELD lender as defined by loan originations is SUMMIT FUNDING, INC., with
231 loans originated. Their average total fees are
$10,662, which is $1,043
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,803), OnPoint Community Credit Union ($4,627), JPMorgan Chase Bank ($5,344), SELCO COMMUNITY ($5,412) and OREGON COMMUNITY ($5,780).
The lowest rate EUGENE - SPRINGFIELD lenders (with over 10 loans originated) are
FIRST COMMUNITY (5.25%), DHI MORTGAGE COMPANY, LTD. (5.61%), EAGLE HOME MORTGAGE, LLC (5.78%), SELCO COMMUNITY (6.33%) and TWINSTAR (6.33%).
EUGENE-SPRINGFIELD, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| SUMMIT FUNDING, INC. | $142,220,000 | $159,705,000 | 12.3% | 8.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $129,265,000 | $153,000,000 | 18.4% | 8.3% |
| CMG MORTGAGE, INC. | $84,070,000 | $104,660,000 | 24.5% | 5.6% |
| OREGON COMMUNITY | $95,505,000 | $97,850,000 | 2.5% | 5.3% |
| QUICKEN LOANS, LLC | $57,720,000 | $84,740,000 | 46.8% | 4.6% |
| SELCO COMMUNITY | $86,925,000 | $76,265,000 | -12.3% | 4.1% |
| GUILD MORTGAGE COMPANY | $55,175,000 | $74,140,000 | 34.4% | 4.0% |
| Umpqua Bank | $54,205,000 | $55,335,000 | 2.1% | 3.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $45,965,000 | $53,420,000 | 16.2% | 2.9% |
| DIRECTORS MORTGAGE, INC. | $39,975,000 | $52,955,000 | 32.5% | 2.9% |
| LOANDEPOT.COM, LLC | $41,375,000 | $42,820,000 | 3.5% | 2.3% |
| DHI MORTGAGE COMPANY, LTD. | $31,430,000 | $39,665,000 | 26.2% | 2.1% |
| U.S. Bank | $30,150,000 | $39,180,000 | 30.0% | 2.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $39,145,000 | $35,805,000 | -8.5% | 1.9% |
| Century Mortgage Company DBA Century Lending Company | $22,490,000 | $32,515,000 | 44.6% | 1.8% |
| Banner Bank | $25,490,000 | $31,740,000 | 24.5% | 1.7% |
| TWINSTAR | $29,015,000 | $30,155,000 | 3.9% | 1.6% |
| OnPoint Community Credit Union | $22,290,000 | $28,810,000 | 29.3% | 1.6% |
| NEWREZ LLC | $22,155,000 | $25,225,000 | 13.9% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $10,395,000 | $21,650,000 | 108.3% | 1.2% |
| JPMorgan Chase Bank | $13,665,000 | $21,535,000 | 57.6% | 1.2% |
| Mortgage Research Center, LLC | $14,900,000 | $21,300,000 | 43.0% | 1.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $9,540,000 | $16,235,000 | 70.2% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $8,130,000 | $15,565,000 | 91.5% | 0.8% |
| MORTGAGE EXPRESS, LLC | $13,960,000 | $13,755,000 | -1.5% | 0.7% |
| V.I.P. MORTGAGE, INC. | $5,025,000 | $13,640,000 | 171.4% | 0.7% |
| EAGLE HOME MORTGAGE, LLC | $12,295,000 | $12,695,000 | 3.3% | 0.7% |
| HomeStreet Bank | $1,510,000 | $12,520,000 | 729.1% | 0.7% |
| Oregon State Credit Union | $1,420,000 | $12,380,000 | 771.8% | 0.7% |
| FIRST COMMUNITY | $2,425,000 | $11,330,000 | 367.2% | 0.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $8,300,000 | $9,780,000 | 17.8% | 0.5% |
| GREYSTONE SERVICING COMPANY LLC | $1,715,000 | $9,005,000 | 425.1% | 0.5% |
| Bank of America | $12,055,000 | $8,955,000 | -25.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $10,765,000 | $8,875,000 | -17.6% | 0.5% |
| NATIONS DIRECT MORTGAGE, LLC | $11,205,000 | $8,425,000 | -24.8% | 0.5% |
| ORIX REAL ESTATE CAPITAL, LLC | $8,315,000 | n/a | 0.4% | |
| LPMC, LLC | $5,075,000 | $8,085,000 | 59.3% | 0.4% |
| Heritage Bank | $3,715,000 | $7,790,000 | 109.7% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $14,190,000 | $7,645,000 | -46.1% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $2,595,000 | $7,455,000 | 187.3% | 0.4% |
| GUARANTEED RATE, INC. | $3,360,000 | $7,285,000 | 116.8% | 0.4% |
| S1L, Inc. | $3,220,000 | $7,265,000 | 125.6% | 0.4% |
| EVERETT FINANCIAL, INC. | $580,000 | $7,080,000 | 1,120.7% | 0.4% |
| Washington Federal Bank | $8,640,000 | $7,055,000 | -18.3% | 0.4% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,030,000 | $6,875,000 | 567.5% | 0.4% |
| BROKER SOLUTIONS, INC. | $7,170,000 | $6,720,000 | -6.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,960,000 | $6,720,000 | 12.8% | 0.4% |
| BMO Harris Bank | $5,025,000 | $6,610,000 | 31.5% | 0.4% |
| BAY EQUITY LLC | $3,620,000 | $6,575,000 | 81.6% | 0.4% |
| Wells Fargo Bank | $8,660,000 | $6,175,000 | -28.7% | 0.3% |
| Flagstar Bank, FSB | $5,525,000 | $6,035,000 | 9.2% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $7,330,000 | $5,915,000 | -19.3% | 0.3% |
| NBKC BANK | $1,925,000 | $5,595,000 | 190.6% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,570,000 | $5,425,000 | -17.4% | 0.3% |
| ROGUE | $5,465,000 | $5,310,000 | -2.8% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,855,000 | $5,220,000 | -10.8% | 0.3% |
| FIRST TECHNOLOGY | $7,760,000 | $5,125,000 | -34.0% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $5,025,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $5,430,000 | $5,020,000 | -7.6% | 0.3% |
| KeyBank | $6,090,000 | $4,810,000 | -21.0% | 0.3% |
| Figure Lending LLC | $1,425,000 | $4,755,000 | 233.7% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $15,150,000 | $4,635,000 | -69.4% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,140,000 | $4,575,000 | 301.3% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $5,580,000 | $4,380,000 | -21.5% | 0.2% |
| Northwest Farm Credit Services, FLCA | $4,800,000 | $4,275,000 | -10.9% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $3,725,000 | $4,220,000 | 13.3% | 0.2% |
| The Loan Store, Inc. | $770,000 | $4,025,000 | 422.7% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $7,555,000 | $3,955,000 | -47.7% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $10,120,000 | $3,860,000 | -61.9% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,130,000 | $3,790,000 | 235.4% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $820,000 | $3,725,000 | 354.3% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $395,000 | $3,710,000 | 839.2% | 0.2% |
| Carrington Mortgage Services, LLC | $3,490,000 | $3,660,000 | 4.9% | 0.2% |
| LIMA ONE CAPITAL, LLC | $1,215,000 | $3,545,000 | 191.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $2,020,000 | $3,430,000 | 69.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,480,000 | $3,305,000 | -5.0% | 0.2% |
| Oregon Pacific Banking Company | $16,295,000 | $3,290,000 | -79.8% | 0.2% |
| Plains Commerce Bank | $1,480,000 | $3,110,000 | 110.1% | 0.2% |
| SUMMIT MORTGAGE CORPORATION | $1,055,000 | $2,915,000 | 176.3% | 0.2% |
| Commerce Home Mortgage, Inc. | $2,100,000 | $2,905,000 | 38.3% | 0.2% |
| Citizens Bank | $2,855,000 | n/a | 0.2% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,780,000 | $2,805,000 | -41.3% | 0.2% |
| ENVOY MORTGAGE, LTD | $345,000 | $2,765,000 | 701.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,260,000 | $2,700,000 | 114.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,635,000 | $2,655,000 | 62.4% | 0.1% |
| The Federal Savings Bank | $1,335,000 | $2,555,000 | 91.4% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $845,000 | $2,485,000 | 194.1% | 0.1% |
| 1st Security Bank of Washington | $1,165,000 | $2,420,000 | 107.7% | 0.1% |
| PHH Mortgage Corporation | $1,475,000 | $2,400,000 | 62.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $2,210,000 | $2,380,000 | 7.7% | 0.1% |
| Willamette Valley Bank | $4,875,000 | $2,365,000 | -51.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $2,435,000 | $2,355,000 | -3.3% | 0.1% |
| Discover Bank | $3,705,000 | $2,340,000 | -36.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $995,000 | $2,290,000 | 130.2% | 0.1% |
| ALLIANT CREDIT UNION | $3,965,000 | $2,260,000 | -43.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,040,000 | $2,170,000 | 108.7% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $3,120,000 | $2,150,000 | -31.1% | 0.1% |
| Morgan Stanley Private Bank | $2,365,000 | $2,130,000 | -9.9% | 0.1% |
| First Federal Bank | $1,600,000 | $2,120,000 | 32.5% | 0.1% |
| AMWEST FUNDING CORP. | $1,355,000 | $2,085,000 | 53.9% | 0.1% |
| MARION AND POLK SCHOOLS CREDIT UNION | $145,000 | $2,080,000 | 1,334.5% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $3,100,000 | $2,055,000 | -33.7% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $2,040,000 | n/a | 0.1% | |
| Magnolia Bank | $770,000 | $2,025,000 | 163.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $2,725,000 | $2,020,000 | -25.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,520,000 | $1,895,000 | 24.7% | 0.1% |
| Nations Lending Corporation | $760,000 | $1,805,000 | 137.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,240,000 | $1,785,000 | 44.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,745,000 | $1,775,000 | 1.7% | 0.1% |
| Equity Prime Mortgage LLC | $255,000 | $1,685,000 | 560.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $415,000 | $1,655,000 | 298.8% | 0.1% |
| Rivermark Community Credit Union | $1,700,000 | $1,650,000 | -2.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,625,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $960,000 | $1,600,000 | 66.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,575,000 | $1,555,000 | -39.6% | 0.1% |
| OCMBC, INC. | $660,000 | $1,520,000 | 130.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,725,000 | $1,460,000 | -15.4% | 0.1% |
| RF Renovo Management Company, LLC | $750,000 | $1,430,000 | 90.7% | 0.1% |
| Ally Bank | $2,065,000 | $1,405,000 | -32.0% | 0.1% |
| Bank of the Pacific | $1,950,000 | $1,405,000 | -27.9% | 0.1% |
| Stifel Bank and Trust | $475,000 | $1,405,000 | 195.8% | 0.1% |
| PNC Bank | $3,360,000 | $1,340,000 | -60.1% | 0.1% |
| CARDINAL FINANCIAL | $3,590,000 | $1,335,000 | -62.8% | 0.1% |
| MOUNTAIN AMERICA | $15,000 | $1,330,000 | 8,766.7% | 0.1% |
| First Interstate Bank | $2,590,000 | $1,265,000 | -51.2% | 0.1% |
| Academy Bank | $615,000 | $1,235,000 | 100.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,235,000 | n/a | 0.1% | |
| TruHome Solutions, LLC | $1,450,000 | $1,225,000 | -15.5% | 0.1% |
| Citadel Servicing Corporation | $1,525,000 | $1,220,000 | -20.0% | 0.1% |
| PACIFIC CASCADE FEDERAL CREDIT UNION | $915,000 | $1,200,000 | 31.1% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $65,000 | $1,190,000 | 1,730.8% | 0.1% |
| PLANET HOME LENDING, LLC | $755,000 | $1,190,000 | 57.6% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $1,160,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $475,000 | $1,155,000 | 143.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,035,000 | $1,155,000 | 11.6% | 0.1% |
| OAKTREE FUNDING CORP. | $205,000 | $1,155,000 | 463.4% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $3,420,000 | $1,155,000 | -66.2% | 0.1% |
| Cornerstone First Mortgage, Inc | $1,140,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $935,000 | $1,105,000 | 18.2% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $1,090,000 | n/a | 0.1% | |
| Mid Oregon Federal Credit Union | $450,000 | $1,090,000 | 142.2% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,060,000 | $1,085,000 | 2.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,060,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $335,000 | $1,010,000 | 201.5% | 0.1% |
| The Huntington National Bank | $6,710,000 | $1,005,000 | -85.0% | 0.1% |
| A&D Mortgage LLC | $315,000 | $985,000 | 212.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $65,000 | $980,000 | 1,407.7% | 0.1% |
| Greenbox Loans, Inc. | $295,000 | $970,000 | 228.8% | 0.1% |
| LADERA LENDING, INC. | $845,000 | $970,000 | 14.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $265,000 | $960,000 | 262.3% | 0.1% |
| Coastal Community Bank | $1,005,000 | $930,000 | -7.5% | 0.1% |
| Unitus Community Credit Union | $1,425,000 | $915,000 | -35.8% | 0.0% |
| CLM MORTGAGE, INC | $900,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $540,000 | $895,000 | 65.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $870,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $430,000 | $840,000 | 95.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $835,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $820,000 | n/a | 0.0% | |
| Washington Trust Bank | $820,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $810,000 | n/a | 0.0% | |
| UBS Bank USA | $805,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $735,000 | $800,000 | 8.8% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,790,000 | $790,000 | -55.9% | 0.0% |
| INTELLILOAN, INC. | $770,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $285,000 | $760,000 | 166.7% | 0.0% |
| Northpointe Bank | $2,170,000 | $760,000 | -65.0% | 0.0% |
| Loan Simple, Inc. | $1,055,000 | $750,000 | -28.9% | 0.0% |
| OREGONIANS CREDIT UNION | $240,000 | $740,000 | 208.3% | 0.0% |
| MLD MORTGAGE INC. | $265,000 | $730,000 | 175.5% | 0.0% |
| GoPrime Mortgage, Inc. | $840,000 | $720,000 | -14.3% | 0.0% |
| NEW DAY FINANCIAL, LLC | $1,245,000 | $700,000 | -43.8% | 0.0% |
| BM Real Estate Services, Inc. | $690,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $360,000 | $670,000 | 86.1% | 0.0% |
| HighTechLending Inc | $670,000 | n/a | 0.0% | |
| Armed Forces Bank | $660,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $305,000 | $660,000 | 116.4% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $720,000 | $660,000 | -8.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $25,000 | $650,000 | 2,500.0% | 0.0% |
| VERITAS FUNDING, LLC | $1,610,000 | $650,000 | -59.6% | 0.0% |
| Franklin Loan Corporation | $1,430,000 | $640,000 | -55.2% | 0.0% |
| NexBank | $1,075,000 | $615,000 | -42.8% | 0.0% |
| LOANPAL, LLC | $610,000 | n/a | 0.0% | |
| ARC HOME LLC | $670,000 | $600,000 | -10.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,095,000 | $600,000 | -71.4% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $385,000 | $600,000 | 55.8% | 0.0% |
| Citibank | $595,000 | n/a | 0.0% | |
| First National Bank of America | $590,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $580,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $495,000 | $575,000 | 16.2% | 0.0% |
| HomeTrust Bank | $1,125,000 | $570,000 | -49.3% | 0.0% |
| BELEM SERVICING LLC | $565,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $555,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $3,555,000 | $545,000 | -84.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $335,000 | $530,000 | 58.2% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $525,000 | n/a | 0.0% | |
| Sunflower Bank | $525,000 | n/a | 0.0% | |
| City National Bank | $515,000 | n/a | 0.0% | |
| Raymond James Bank | $505,000 | n/a | 0.0% | |
| Old National Bank | $535,000 | $500,000 | -6.5% | 0.0% |
| GTE Federal Credit Union | $325,000 | $470,000 | 44.6% | 0.0% |
| Ixonia Bank | $1,125,000 | $465,000 | -58.7% | 0.0% |
| Nicolet National Bank | $465,000 | n/a | 0.0% | |
| Clackamas Federal Credit Union | $165,000 | $460,000 | 178.8% | 0.0% |
| iQ Credit Union | $195,000 | $455,000 | 133.3% | 0.0% |
| Community Bank | $435,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $435,000 | n/a | 0.0% | |
| NP, Inc. | $305,000 | $435,000 | 42.6% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $415,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $410,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $405,000 | n/a | 0.0% | |
| Zions Bank | $405,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $475,000 | $395,000 | -16.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $375,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $375,000 | n/a | 0.0% | |
| Bank of England | $365,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $365,000 | $365,000 | 0.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $445,000 | $360,000 | -19.1% | 0.0% |
| AHL FUNDING | $355,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $315,000 | $355,000 | 12.7% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $515,000 | $355,000 | -31.1% | 0.0% |
| Opportunity Bank of Montana | $355,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $345,000 | n/a | 0.0% | |
| EMM LOANS LLC | $345,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $335,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $335,000 | n/a | 0.0% | |
| Pinnacle Bank | $325,000 | n/a | 0.0% | |
| BOKF | $315,000 | n/a | 0.0% | |
| NBH Bank | $305,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $510,000 | $300,000 | -41.2% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $740,000 | $285,000 | -61.5% | 0.0% |
| Secured Investment Corp. | $285,000 | n/a | 0.0% | |
| Point West Credit Union | $85,000 | $280,000 | 229.4% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $275,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $275,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $255,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $255,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $255,000 | n/a | 0.0% | |
| ADVANCIAL | $245,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $2,590,000 | $245,000 | -90.5% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| Union Savings Bank | $235,000 | n/a | 0.0% | |
| JLB CORPORATION | $165,000 | $225,000 | 36.4% | 0.0% |
| FIDELITY BANK | $215,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $610,000 | $205,000 | -66.4% | 0.0% |
| FUNDLOANS CAPITAL | $205,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $530,000 | $190,000 | -64.2% | 0.0% |
| Elements Financial Federal Credit Union | $185,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $175,000 | $175,000 | 0.0% | 0.0% |
| Axos Bank | $175,000 | n/a | 0.0% | |
| Bank of Utah | $155,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $155,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $150,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $105,000 | n/a | 0.0% | |
| SCENIC OAKS FUNDING, INC. | $105,000 | n/a | 0.0% | |
| USAGENCIES | $105,000 | $85,000 | -19.0% | 0.0% |
| American Airlines Federal Credit Union | $205,000 | $65,000 | -68.3% | 0.0% |
| BayCoast Bank | $60,000 | n/a | 0.0% | |
| CENTRAL WILLAMETTE Credit Union | $75,000 | $55,000 | -26.7% | 0.0% |
| RED CANOE CREDIT UNION | $2,945,000 | $35,000 | -98.8% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $95,000 | $25,000 | -73.7% | 0.0% |
EUGENE - SPRINGFIELD's top lender by overall market share is SUMMIT FUNDING, INC., with 8.6% market share. In second place, with 8.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $153,000,000 in loans. In third place, with 5.6%, is CMG MORTGAGE, INC., having originated $104,660,000 in loans. In fourth place, with 5.3%, is OREGON COMMUNITY, having originated $97,850,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $84,740,000 in loans.
EUGENE - SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $343,248 (5.6%) | $424,259 (1.7%) | 1.27 | 657 |
| 2018-02-01 | $372,450 (8.2%) | $464,865 (6.4%) | 1.35 | 598 |
| 2018-03-01 | $394,950 (13.2%) | $476,747 (8.2%) | 1.39 | 599 |
| 2018-04-01 | $399,995 (14.3%) | $489,077 (9.9%) | 1.36 | 654 |
| 2018-05-01 | $407,498 (11.0%) | $498,672 (11.1%) | 1.36 | 697 |
| 2018-06-01 | $385,000 (7.1%) | $472,030 (7.6%) | 1.28 | 872 |
| 2018-07-01 | $389,375 (11.3%) | $481,076 (11.5%) | 1.30 | 915 |
| 2018-08-01 | $371,200 (7.6%) | $470,755 (12.2%) | 1.24 | 1,036 |
| 2018-09-01 | $369,000 (10.2%) | $467,745 (13.8%) | 1.24 | 1,012 |
| 2018-10-01 | $368,625 (8.5%) | $465,156 (11.7%) | 1.25 | 952 |
| 2018-11-01 | $361,450 (3.3%) | $461,338 (7.7%) | 1.23 | 908 |
| 2018-12-01 | $365,000 (7.4%) | $470,922 (10.1%) | 1.26 | 784 |
| 2019-01-01 | $366,950 (6.9%) | $475,780 (12.1%) | 1.27 | 654 |
| 2019-02-01 | $382,350 (2.7%) | $478,407 (2.9%) | 1.29 | 625 |
| 2019-03-01 | $385,643 (-2.4%) | $474,513 (-0.5%) | 1.26 | 603 |
| 2019-04-01 | $379,450 (-5.1%) | $454,309 (-7.1%) | 1.20 | 623 |
| 2019-05-01 | $383,620 (-5.9%) | $456,465 (-8.5%) | 1.20 | 704 |
| 2019-06-01 | $385,000 (0.0%) | $463,953 (-1.7%) | 1.20 | 793 |
| 2019-07-01 | $398,950 (2.5%) | $473,853 (-1.5%) | 1.25 | 799 |
| 2019-08-01 | $395,455 (6.5%) | $469,577 (-0.3%) | 1.25 | 796 |
| 2019-09-01 | $392,386 (6.3%) | $466,944 (-0.2%) | 1.26 | 800 |
| 2019-10-01 | $390,248 (5.9%) | $463,136 (-0.4%) | 1.26 | 790 |
| 2019-11-01 | $397,000 (9.8%) | $469,424 (1.8%) | 1.30 | 670 |
| 2019-12-01 | $399,000 (9.3%) | $469,106 (-0.4%) | 1.33 | 530 |
| 2020-01-01 | $399,000 (8.7%) | $471,745 (-0.9%) | 1.33 | 493 |
| 2020-02-01 | $399,450 (4.5%) | $478,021 (-0.1%) | 1.31 | 458 |
| 2020-03-01 | $403,725 (4.7%) | $480,505 (1.3%) | 1.27 | 510 |
| 2020-04-01 | $399,500 (5.3%) | $468,482 (3.1%) | 1.25 | 641 |
| 2020-05-01 | $419,000 (9.2%) | $477,853 (4.7%) | 1.27 | 635 |
| 2020-06-01 | $434,350 (12.8%) | $493,556 (6.4%) | 1.28 | 581 |
| 2020-07-01 | $422,000 (5.8%) | $493,513 (4.2%) | 1.22 | 519 |
| 2020-08-01 | $425,000 (7.5%) | $501,757 (6.9%) | 1.22 | 488 |
| 2020-09-01 | $434,350 (10.7%) | $510,294 (9.3%) | 1.24 | 480 |
| 2020-10-01 | $424,250 (8.7%) | $513,229 (10.8%) | 1.22 | 448 |
| 2020-11-01 | $410,000 (3.3%) | $513,655 (9.4%) | 1.20 | 371 |
| 2020-12-01 | $420,000 (5.3%) | $537,269 (14.5%) | 1.25 | 321 |
| 2021-01-01 | $425,000 (6.5%) | $541,681 (14.8%) | 1.27 | 263 |
| 2021-02-01 | $414,988 (3.9%) | $526,335 (10.1%) | 1.21 | 250 |
| 2021-03-01 | $434,719 (7.7%) | $547,781 (14.0%) | 1.23 | 244 |
| 2021-04-01 | $434,500 (8.8%) | $559,384 (19.4%) | 1.18 | 260 |
| 2021-05-01 | $449,950 (7.4%) | $567,339 (18.7%) | 1.20 | 306 |
| 2021-06-01 | $450,000 (3.6%) | $589,166 (19.4%) | 1.18 | 344 |
| 2021-07-01 | $449,900 (6.6%) | $580,074 (17.5%) | 1.19 | 396 |
| 2021-08-01 | $461,975 (8.7%) | $603,840 (20.4%) | 1.23 | 452 |
| 2021-09-01 | $454,673 (4.7%) | $604,833 (18.5%) | 1.21 | 423 |
| 2021-10-01 | $456,230 (7.5%) | $605,193 (17.9%) | 1.22 | 398 |
| 2021-11-01 | $467,450 (14.0%) | $626,640 (22.0%) | 1.25 | 340 |
| 2021-12-01 | $461,250 (9.8%) | $616,898 (14.8%) | 1.25 | 263 |
| 2022-01-01 | $468,750 (10.3%) | $625,983 (15.6%) | 1.27 | 233 |
| 2022-02-01 | $469,950 (13.2%) | $648,400 (23.2%) | 1.22 | 230 |
| 2022-03-01 | $467,450 (7.5%) | $611,534 (11.6%) | 1.17 | 245 |
| 2022-04-01 | $485,000 (11.6%) | $611,522 (9.3%) | 1.16 | 258 |
| 2022-05-01 | $492,725 (9.5%) | $621,080 (9.5%) | 1.13 | 361 |
| 2022-06-01 | $505,000 (12.2%) | $610,638 (3.6%) | 1.12 | 436 |
| 2022-07-01 | $514,950 (14.5%) | $619,614 (6.8%) | 1.16 | 581 |
| 2022-08-01 | $508,198 (10.0%) | $617,211 (2.2%) | 1.17 | 573 |
| 2022-09-01 | $500,965 (10.2%) | $631,360 (4.4%) | 1.17 | 524 |
| 2022-10-01 | $510,000 (11.8%) | $638,794 (5.6%) | 1.20 | 536 |
| 2022-11-01 | $499,950 (7.0%) | $628,990 (0.4%) | 1.20 | 516 |
| 2022-12-01 | $500,000 (8.4%) | $626,399 (1.5%) | 1.23 | 439 |
| 2023-01-01 | $518,063 (10.5%) | $633,234 (1.2%) | 1.28 | 406 |
| 2023-02-01 | $511,200 (8.8%) | $626,042 (-3.5%) | 1.23 | 367 |
| 2023-03-01 | $515,425 (10.3%) | $627,285 (2.6%) | 1.22 | 397 |
| 2023-04-01 | $524,950 (8.2%) | $625,437 (2.3%) | 1.22 | 426 |
| 2023-05-01 | $532,000 (8.0%) | $633,129 (1.9%) | 1.21 | 467 |
| 2023-06-01 | $537,475 (6.4%) | $645,417 (5.7%) | 1.21 | 554 |
| 2023-07-01 | $535,000 (3.9%) | $657,883 (6.2%) | 1.22 | 646 |
| 2023-08-01 | $525,000 (3.3%) | $650,321 (5.4%) | 1.21 | 721 |
| 2023-09-01 | $535,000 (6.8%) | $647,388 (2.5%) | 1.25 | 769 |
| 2023-10-01 | $529,475 (3.8%) | $653,311 (2.3%) | 1.25 | 745 |
| 2023-11-01 | $522,447 (4.5%) | $649,023 (3.2%) | 1.24 | 696 |
| 2023-12-01 | $522,450 (4.5%) | $656,759 (4.9%) | 1.27 | 644 |
| 2024-01-01 | $527,000 (1.7%) | $666,661 (5.3%) | 1.29 | 549 |
| 2024-02-01 | $521,236 (2.0%) | $663,837 (6.0%) | 1.25 | 498 |
| 2024-03-01 | $525,000 (1.9%) | $663,301 (5.7%) | 1.24 | 534 |
| 2024-04-01 | $534,500 (1.8%) | $665,599 (6.4%) | 1.24 | 607 |
| 2024-05-01 | $549,000 (3.2%) | $682,267 (7.8%) | 1.25 | 675 |
| 2024-06-01 | $539,900 (0.5%) | $669,678 (3.8%) | 1.23 | 767 |
| 2024-07-01 | $547,124 (2.3%) | $672,724 (2.3%) | 1.25 | 835 |
| 2024-08-01 | $546,798 (4.2%) | $665,338 (2.3%) | 1.27 | 896 |
| 2024-09-01 | $549,450 (2.7%) | $670,206 (3.5%) | 1.29 | 928 |
| 2024-10-01 | $540,700 (2.1%) | $670,994 (2.7%) | 1.27 | 907 |
| 2024-11-01 | $525,000 (0.5%) | $650,680 (0.3%) | 1.26 | 858 |
| 2024-12-01 | $524,925 (0.5%) | $644,925 (-1.8%) | 1.30 | 742 |
| 2025-01-01 | $523,675 (-0.6%) | $644,891 (-3.3%) | 1.31 | 654 |
| 2025-02-01 | $529,725 (1.6%) | $665,835 (0.3%) | 1.29 | 646 |
| 2025-03-01 | $529,950 (0.9%) | $666,722 (0.5%) | 0.00 | 676 |
EUGENE - SPRINGFIELD's median listing price for 2025-03-01 was $529,950, a difference of
$4,950
(0.9%) versus the prior year and
$225 versus the prior month.
EUGENE - SPRINGFIELD's median listing price comes in at 0% of the national average.
EUGENE - SPRINGFIELD's average listing price for 2025-03-01 was $666,722, a difference of $3,421 (0.5%) versus the prior year and $887 versus the prior month.
For the 2025-03-01 period, EUGENE - SPRINGFIELD had 676 MLS listings, a difference of 30 listings (5%) versus the prior month and 142 listings (27%) versus the prior year.
EUGENE - SPRINGFIELD's median listing price comes in at 0% of the national average.
EUGENE - SPRINGFIELD's average listing price for 2025-03-01 was $666,722, a difference of $3,421 (0.5%) versus the prior year and $887 versus the prior month.
For the 2025-03-01 period, EUGENE - SPRINGFIELD had 676 MLS listings, a difference of 30 listings (5%) versus the prior month and 142 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - EUGENE - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 76 days | 1,907 sqft |
| 2018-02-01 | 59 days | 1,965 sqft |
| 2018-03-01 | 44 days | 2,000 sqft |
| 2018-04-01 | 38 days | 2,045 sqft |
| 2018-05-01 | 36 days | 2,058 sqft |
| 2018-06-01 | 32 days | 1,951 sqft |
| 2018-07-01 | 38 days | 1,939 sqft |
| 2018-08-01 | 39 days | 1,929 sqft |
| 2018-09-01 | 46 days | 1,912 sqft |
| 2018-10-01 | 55 days | 1,902 sqft |
| 2018-11-01 | 55 days | 1,858 sqft |
| 2018-12-01 | 59 days | 1,851 sqft |
| 2019-01-01 | 68 days | 1,847 sqft |
| 2019-02-01 | 62 days | 1,886 sqft |
| 2019-03-01 | 49 days | 1,879 sqft |
| 2019-04-01 | 37 days | 1,842 sqft |
| 2019-05-01 | 28 days | 1,877 sqft |
| 2019-06-01 | 32 days | 1,876 sqft |
| 2019-07-01 | 37 days | 1,960 sqft |
| 2019-08-01 | 40 days | 1,944 sqft |
| 2019-09-01 | 46 days | 1,938 sqft |
| 2019-10-01 | 50 days | 1,935 sqft |
| 2019-11-01 | 64 days | 1,957 sqft |
| 2019-12-01 | 76 days | 1,929 sqft |
| 2020-01-01 | 75 days | 1,927 sqft |
| 2020-02-01 | 51 days | 1,949 sqft |
| 2020-03-01 | 44 days | 1,925 sqft |
| 2020-04-01 | 41 days | 1,866 sqft |
| 2020-05-01 | 59 days | 1,916 sqft |
| 2020-06-01 | 60 days | 1,952 sqft |
| 2020-07-01 | 48 days | 1,934 sqft |
| 2020-08-01 | 46 days | 1,935 sqft |
| 2020-09-01 | 44 days | 1,844 sqft |
| 2020-10-01 | 49 days | 1,810 sqft |
| 2020-11-01 | 69 days | 1,707 sqft |
| 2020-12-01 | 78 days | 1,702 sqft |
| 2021-01-01 | 61 days | 1,638 sqft |
| 2021-02-01 | 48 days | 1,564 sqft |
| 2021-03-01 | 41 days | 1,626 sqft |
| 2021-04-01 | 33 days | 1,618 sqft |
| 2021-05-01 | 26 days | 1,689 sqft |
| 2021-06-01 | 27 days | 1,732 sqft |
| 2021-07-01 | 31 days | 1,710 sqft |
| 2021-08-01 | 35 days | 1,707 sqft |
| 2021-09-01 | 42 days | 1,761 sqft |
| 2021-10-01 | 54 days | 1,726 sqft |
| 2021-11-01 | 55 days | 1,739 sqft |
| 2021-12-01 | 49 days | 1,671 sqft |
| 2022-01-01 | 64 days | 1,688 sqft |
| 2022-02-01 | 31 days | 1,707 sqft |
| 2022-03-01 | 29 days | 1,649 sqft |
| 2022-04-01 | 29 days | 1,686 sqft |
| 2022-05-01 | 23 days | 1,709 sqft |
| 2022-06-01 | 26 days | 1,738 sqft |
| 2022-07-01 | 29 days | 1,789 sqft |
| 2022-08-01 | 35 days | 1,815 sqft |
| 2022-09-01 | 44 days | 1,796 sqft |
| 2022-10-01 | 43 days | 1,816 sqft |
| 2022-11-01 | 46 days | 1,840 sqft |
| 2022-12-01 | 60 days | 1,812 sqft |
| 2023-01-01 | 69 days | 1,815 sqft |
| 2023-02-01 | 56 days | 1,759 sqft |
| 2023-03-01 | 38 days | 1,799 sqft |
| 2023-04-01 | 40 days | 1,786 sqft |
| 2023-05-01 | 40 days | 1,817 sqft |
| 2023-06-01 | 36 days | 1,823 sqft |
| 2023-07-01 | 38 days | 1,814 sqft |
| 2023-08-01 | 40 days | 1,844 sqft |
| 2023-09-01 | 44 days | 1,842 sqft |
| 2023-10-01 | 52 days | 1,823 sqft |
| 2023-11-01 | 56 days | 1,801 sqft |
| 2023-12-01 | 64 days | 1,802 sqft |
| 2024-01-01 | 73 days | 1,817 sqft |
| 2024-02-01 | 73 days | 1,794 sqft |
| 2024-03-01 | 44 days | 1,755 sqft |
| 2024-04-01 | 44 days | 1,785 sqft |
| 2024-05-01 | 42 days | 1,829 sqft |
| 2024-06-01 | 44 days | 1,825 sqft |
| 2024-07-01 | 46 days | 1,839 sqft |
| 2024-08-01 | 47 days | 1,846 sqft |
| 2024-09-01 | 53 days | 1,869 sqft |
| 2024-10-01 | 58 days | 1,858 sqft |
| 2024-11-01 | 66 days | 1,795 sqft |
| 2024-12-01 | 77 days | 1,762 sqft |
| 2025-01-01 | 82 days | 1,762 sqft |
| 2025-02-01 | 72 days | 1,773 sqft |
| 2025-03-01 | 0 days | 1,795 sqft |
EUGENE - SPRINGFIELD's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
EUGENE - SPRINGFIELD's median square footage for active listings during the 2025-03-01 period was 1,795 sqft. One year prior, the average listing was 1,755 sqft.
EUGENE - SPRINGFIELD's median square footage for active listings during the 2025-03-01 period was 1,795 sqft. One year prior, the average listing was 1,755 sqft.
EUGENE-SPRINGFIELD, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,376 | $1,280,730,000 | $379,363 |
| Home Improvement | 1,010 | $86,130,000 | $85,277 |
| Other | 799 | $74,225,000 | $92,897 |
| Refi | 765 | $222,265,000 | $290,542 |
| Cash Out Refi | 672 | $189,540,000 | $282,054 |
| NA | 4 | $1,520,000 | $380,000 |
Eugene - Springfield's most frequently cited loan purpose was Home Purchase, with 3,376 originations. The 2nd most popular reason was Home Improvement, with 1,010 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,211 | $835,375,000 | $377,827 |
| Over 8% | 2,170 | $231,630,000 | $106,742 |
| 7-8% | 1,157 | $358,685,000 | $310,013 |
| 5-6% | 920 | $366,520,000 | $398,391 |
| 4-5% | 95 | $50,885,000 | $535,632 |
| <2.5% | 38 | $2,330,000 | $61,316 |
| 3-4% | 9 | $1,955,000 | $217,222 |
| 2.5-3% | 9 | $1,985,000 | $220,556 |
During 2024, Eugene - Springfield's most frequently originated rate bucket was 6-7%, with 2,211 originations.
Loan Sizing (EUGENE-SPRINGFIELD, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,371 | $730,725,000 | $308,193 |
| $100,000 or less | 1,751 | $93,355,000 | $53,315 |
| $400k-600k | 1,217 | $574,055,000 | $471,697 |
| $100k-200k | 912 | $124,640,000 | $136,667 |
| $600k-1000k | 341 | $243,385,000 | $713,739 |
| $Over $1MM | 34 | $88,250,000 | $2,595,588 |
EUGENE - SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 2,371 originations, totaling $730,725,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,056 | $850,810,000 | $413,818 |
| Under 20% | 1,779 | $108,995,000 | $61,268 |
| 60-80% | 1,183 | $471,755,000 | $398,779 |
| 20-40% | 792 | $137,680,000 | $173,838 |
| 40-60% | 660 | $207,940,000 | $315,061 |
| Over 100% | 62 | $36,570,000 | $589,839 |
EUGENE - SPRINGFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,056 originations, totaling $850,810,000 in origination value.