SHERMAN - DENISON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sherman - Denison averaged 6.66% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.67% and one month ago for the week of 2024-10-10, the average rate was 6.1%.

Sherman - Denison's average rate one year ago was 7.28%.

For refis of the same type during the week of 2024-11-14, the average rate was 7.45%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Sherman - Denison 30 Year Fixed Rate 2024-11-14 6.66%
Sherman - Denison 30 Year Fixed Rate Refi 2024-11-14 7.45%
Sherman - Denison 15 Year Fixed Rate 2024-11-14 6.19%
Sherman - Denison 15 Year Fixed Rate Refi 2024-11-14 6.49%
Sherman - Denison 30 Year FHA 2024-11-14 -0.2%
Sherman - Denison 30 Year FHA Refi 2024-11-14 0.1%
Sherman - Denison 30 Year USDA 2024-11-14 0.2%
Sherman - Denison 30 Year USDA Refi 2024-11-14 0.1%
Sherman - Denison 30 Year VA 2024-11-14 0.02%
Sherman - Denison 30 Year VA Refi 2024-11-14 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHERMAN-DENISON, TX.

SHERMAN - DENISON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHERMAN-DENISON, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 97 6.98% $7,687
First United Bank and Trust Company 88 7.03% $6,653
UNITED WHOLESALE MORTGAGE, LLC 78 6.73% $8,824
GUILD MORTGAGE COMPANY 74 6.92% $8,921
PRIMELENDING, A PLAINSCAPITAL COMPANY 54 6.25% $9,217
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 42 6.82% $7,774
Independent Bank 40 7.01% $7,953
BancorpSouth 39 6.43% $9,132
GUARANTEED RATE, INC. 34 6.78% $7,519
Town Square Mortgage & Investments, Inc. 29 6.99% $7,558
PULTE MORTGAGE LLC 27 5.96% $2,649
ARK-LA-TEX FINANCIAL SERVICES, LLC. 24 6.96% $7,558
JPMorgan Chase Bank 24 6.90% $4,620
SFMC, LP 22 6.95% $9,741
American National Bank & Trust 22 6.99% $7,266
DHI MORTGAGE COMPANY, LTD. 21 5.57% $5,056
CARDINAL FINANCIAL 21 6.60% $10,059
CROSSCOUNTRY MORTGAGE, LLC 20 6.66% $9,871
First State Bank 20 7.08% $8,309
NFM, INC. 17 6.86% $13,172
EVERETT FINANCIAL, INC. 16 7.14% $10,131
CMG MORTGAGE, INC. 16 6.59% $7,026
HIGHLAND HOMELOANS, LLC 16 5.77% $10,848
Wells Fargo Bank 16 6.43% $4,481
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 15 6.81% $11,013
NEWREZ LLC 13 6.92% $7,418
PENNYMAC LOAN SERVICES, LLC 13 6.71% $8,884
MATTAMY HOME FUNDING, LLC 11 6.56% $5,164
S1L, Inc. 10 7.06% $6,706
Republic State Mortgage Co. 10 6.66% $8,276
NexBank 10 6.78% $10,682
Mr. Cooper ( Nationstar Mortgage ) 10 6.75% $12,465
AMERICAN FINANCIAL NETWORK, INC. 10 6.68% $8,936
LOANDEPOT.COM, LLC 9 6.84% $6,125
Citizens Bank 9 6.89% $9,144
AmeriHome Mortgage Company, LLC 9 6.51% $6,236
First Bank 9 6.62% $11,542
Prosperity Home Mortgage, LLC 8 6.59% $9,822
Gateway First Bank 8 6.58% $8,348
NAVY FEDERAL CREDIT UNION 8 7.08% $4,988
THE MORTGAGE LINK, INC. 7 6.93% $10,446
LOANPEOPLE, LLC 7 6.69% $13,116
Flagstar Bank, FSB 7 7.12% $7,149
ROYAL UNITED MORTGAGE LLC 7 7.34% $9,447
SUCCESS MORTGAGE PARTNERS, INC. 6 6.56% $7,763
Prosperity Bank 6 6.27% $6,831
Renasant Bank 6 6.17% $15,555
U.S. Bank 6 6.52% $4,265
AMERISAVE MORTGAGE CORPORATION 6 6.85% $11,879
INTEGRITY MORTGAGE CORPORATION OF TEXAS 5 6.75% $7,251
SWBC MORTGAGE CORPORATION 5 6.43% $5,445
First Horizon Bank 5 6.60% $5,464
Texas Mortgage Lending, LLC 5 6.62% $7,051
PRIORITY HOME MORTGAGE, L.P. 5 5.85% $3,856
Neighborhood Loans, Inc. 5 7.08% $11,858
DAS Acquisition Company, LLC 5 7.25% $9,132
Toyota Financial Savings Bank 4 6.59% $6,297
Network Funding, L.P. 4 6.94% $6,780
Farmers Bank & Trust Company 4 6.22% $11,448
Bank of England 4 7.75% $10,995
PLANET HOME LENDING, LLC 4 6.53% $8,377
Bank of America 4 5.47% $19,772
CALIBER HOME LOANS, INC. 4 6.53% $7,484
CORNERSTONE HOME LENDING, INC. 4 6.22% $10,976
AMCAP MORTGAGE, LTD. 4 6.47% $10,706
THRIVE MORTGAGE, LLC 4 6.69% $8,151
Sierra Pacific Mortgage Company, Inc. 4 7.31% $5,482
FIRST CONTINENTAL MORTGAGE, LTD. 3 7.33% $5,571
The Huntington National Bank 3 6.63% $16,586
BOKF 3 7.38% $6,915
Simmons Bank 3 6.79% $6,130
BROKER SOLUTIONS, INC. 3 6.42% $8,189
USAA Federal Savings Bank 3 6.04% $6,719
Nations Lending Corporation 3 7.25% $6,172
CAPITAL CONCEPTS, INC. 3 7.83% $11,588
WILLOW BEND MORTGAGE COMPANY, LLC 3 7.04% $9,674
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.29% $5,879
FREEDOM MORTGAGE CORPORATION 3 6.58% $10,394
ACADEMY MORTGAGE CORPORATION 3 7.08% $7,732
ARC HOME LLC 3 7.63% $13,392
Century Mortgage Company DBA Century Lending Company 3 7.25% $4,587
GUARANTEED RATE AFFINITY, LLC 3 7.00% $6,818
PLAZA HOME MORTGAGE, INC. 3 6.96% $5,446
PENTAGON FEDERAL CREDIT UNION 3 6.17% $6,258
INTERLINC MORTGAGE SERVICES, LLC 3 6.95% $5,207
Ixonia Bank 3 7.08% $9,097
Citibank 3 5.83% $17,090
BAY EQUITY LLC 3 7.25% $6,520
CITIZENS EQUITY FIRST 3 6.13% $1,480
North American Savings Bank, F.S.B. 3 6.54% $4,312
Magnolia Bank 3 5.87% $10,876
Ally Bank 3 6.67% $5,750
NBKC BANK 3 6.67% $4,703
Mortgage Research Center, LLC 3 6.33% $7,249
NBH Bank 3 7.29% $9,797
GUIDANCE RESIDENTIAL, LLC 2 7.31% $7,154
AMERICAN FINANCING CORPORATION 2 6.81% $5,261
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 7.44% $4,146
EECU 2 6.69% $5,923
Paramount Residential Mortgage Group, Inc. 2 8.13% $13,765
CHERRY CREEK MORTGAGE, LLC 2 7.13% $919
HOMEXPRESS MORTGAGE CORP. 2 9.56% $10,977
Origin Bank 2 7.06% $4,368
DRAPER AND KRAMER MORTGAGE CORP. 2 6.62% $10,701
CHURCHILL MORTGAGE CORPORATION 2 6.94% $12,747
MID AMERICA MORTGAGE, INC. 2 7.13% $2,941
CLM MORTGAGE, INC 2 6.50% $6,260
Sunflower Bank 2 7.06% $7,226
OPEN MORTGAGE, LLC 2 6.44% $5,921
Veritex Community Bank 2 6.13% $5,813
SECURITYNATIONAL MORTGAGE COMPANY 2 6.31% $10,374
Watermark Capital, Inc. 2 7.00% $4,240
Kwik Mortgage Corporation 2 6.75% $6,169
STAR ONE CREDIT UNION 2 5.88% $2,702
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $6,733
First National Bank of America 2 10.06% $8,993
Regions Bank 2 6.44% $11,121
Raymond James Bank 2 5.00% $5,392
BETTER MORTGAGE CORPORATION 2 5.75% $5,959
SECURITY SERVICE 2 6.88% $12,137
Discover Bank 2 6.49% $0
Northpointe Bank 2 6.19% $13,706
GARDNER FINANCIAL SERVICES, LTD. 2 6.56% $9,701
CRESTMARK MORTGAGE COMPANY, LTD. 2 6.18% $11,166
LOANPAL, LLC 2 6.69% $5,633
BMO Harris Bank 2 6.81% $8,731
GMFS LLC 2 6.50% $16,380
Strong Home Mortgage, LLC 2 6.81% $8,143
The Loan Store, Inc. 2 6.06% $15,925
PNC Bank 2 6.75% $5,663
ZILLOW HOME LOANS, LLC 1 6.88% $4,650
5TH STREET CAPITAL, INC. 1 8.88% $33,522
A&D Mortgage LLC 1 8.38% $13,604
A+ Federal Credit Union 1 5.88% $2,848
American Bank of Commerce 1 7.38% $5,514
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.88% $10,894
AMERICAN HERITAGE LENDING, INC. 1 7.75% $15,542
ANGEL OAK HOME LOANS LLC 1 5.70% $3,736
Arvest Bank 1 6.00% $5,894
AXIA FINANCIAL, LLC 1 6.00% $7,781
Bank of Colorado 1 7.38% $8,321
Bell Bank 1 5.75% $8,615
BNC National Bank 1 5.88% $5,190
BROOKHOLLOW MORTGAGE SERVICES, LTD 1 6.63% $11,643
CALCON MUTUAL MORTGAGE LLC 1 7.00% $6,309
Carrington Mortgage Services, LLC 1 6.50% $23,352
CASTLE & COOKE MORTGAGE, LLC 1 7.99% $14,733
Centennial Bank 1 5.88% $5,524
Chambers Bank 1 7.47% $19,022
City Bank 1 7.50% $4,562
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.50% $9,478
Colonial Savings, F.A. 1 6.88% $7,120
Commerce Bank 1 7.13% $4,559
Commerce Home Mortgage, Inc. 1 9.38% $9,692
Constant Investments, Inc. 1 6.88% $5,804
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.50% $6,311
EASTMAN 1 5.88% $6,293
EMBRACE HOME LOANS, INC. 1 6.25% $5,728
Encompass Lending Group, LP 1 8.00% $7,097
ENDEAVOR CAPITAL, LLC. 1 7.63% $8,377
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.63% $10,199
Farm Credit Mid-America, ACA 1 6.75% $11,331
FBC MORTGAGE, LLC 1 6.63% $12,007
First Financial Bank 1 7.70% $4,494
First Liberty Bank 1 8.00% $5,535
First National Bank 1 4.99% $11,466
First Savings Bank 1 6.25% $3,159
Florida Capital Bank 1 6.63% $5,740
GECU 1 7.13% $10,384
Generations Bank 1 7.13% $6,889
GSF Mortgage Corporation 1 7.00% $4,087
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.88% $6,743
HOMESTEAD FUNDING CORP. 1 7.38% $4,986
INTERCAP LENDING INC. 1 6.75% $15,901
JMAC LENDING, INC. 1 6.38% $8,683
LAKEVIEW LOAN SERVICING, LLC 1 6.50% $12,707
LAND HOME FINANCIAL SERVICES, INC. 1 7.88% $11,692
MEGASTAR FINANCIAL CORP. 1 6.88% $5,382
MICHIGAN MUTUAL, INC. 1 7.25% $7,167
MLD MORTGAGE INC. 1 6.88% $4,746
Morgan Stanley Private Bank 1 6.00% $2,579
MORIA DEVELOPMENT, INC. 1 6.25% $7,338
MOVEMENT MORTGAGE, LLC 1 5.99% $8,757
M&T Bank 1 7.38% $3,915
NATIONS RELIABLE LENDING, LLC 1 7.38% $10,460
NEXERA HOLDING LLC 1 8.38% $9,288
NOVA FINANCIAL & INVESTMENT CORPORATION 1 8.13% $7,081
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.38% $10,105
RANDOLPH-BROOKS 1 7.88% $34
RESIDENTIAL BANCORP 1 7.99% $7,167
RUOFF MORTGAGE COMPANY, INC. 1 6.88% $5,989
Security State Bank & Trust 1 7.63% $6,717
SIRVA MORTGAGE, INC. 1 6.50% $3,042
Southside Bank 1 5.75% $4,070
STANDARD MORTGAGE CORPORATION 1 7.13% $4,865
S&T Bank 1 6.50% $7,496
SUMMIT FUNDING, INC. 1 6.13% $11,383
TEXANS 1 6.50% $7,238
The Northern Trust Company 1 6.25% $7,457
TIB The Independent Bankersbank 1 6.75% $2,852
TOTAL MORTGAGE SERVICES, LLC 1 7.50% $4,115
TRIAD FINANCIAL SERVICES, INC. 1 10.13% $825
Truist 1 6.88% $5,441
TRUWEST Credit Union 1 7.00% $5,703
UIF CORPORATION 1 6.38% $9,674
UNIVERSITY Federal Credit Union 1 6.13% $7,617
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.99% $7,435
V.I.P. MORTGAGE, INC. 1 7.13% $9,691
VISION ONE MORTGAGE, INC. 1 8.63% $24,160
WEBSTER FIRST Federal Credit Union 1 6.38% $4,817
21ST MORTGAGE CORPORATION 1 8.25% $7,198

SHERMAN - DENISON Average Closing Costs & Other Stats

SHERMAN-DENISON, TX's 211 lenders originated 3,334 loans during 2023. The total origination value was $1,001,580,000, with an average loan value of $300,414.

SHERMAN - DENISON's average closing costs are $6,528.

The top SHERMAN - DENISON lender as defined by loan originations is QUICKEN LOANS, LLC, with 97 loans originated. Their average total fees are $7,687, which is $1,034 higher than the next largest lender, First United Bank and Trust Company.

The lowest fee SHERMAN - DENISON lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($2,649), Wells Fargo Bank ($4,481), JPMorgan Chase Bank ($4,620), DHI MORTGAGE COMPANY, LTD. ($5,056) and MATTAMY HOME FUNDING, LLC ($5,164).

The lowest rate SHERMAN - DENISON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.57%), HIGHLAND HOMELOANS, LLC (5.77%), PULTE MORTGAGE LLC (5.96%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.25%) and BancorpSouth (6.43%).

SHERMAN-DENISON, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First United Bank and Trust Company $138,170,000 $67,220,000 -51.3% 6.7%
UNITED WHOLESALE MORTGAGE, LLC $38,780,000 $53,475,000 37.9% 5.3%
Prosperity Bank $9,980,000 $46,165,000 362.6% 4.6%
GUILD MORTGAGE COMPANY $48,590,000 $35,440,000 -27.1% 3.5%
QUICKEN LOANS, LLC $55,950,000 $34,420,000 -38.5% 3.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $31,040,000 $33,920,000 9.3% 3.4%
DHI MORTGAGE COMPANY, LTD. $15,360,000 $26,320,000 71.4% 2.6%
BancorpSouth $18,420,000 $24,095,000 30.8% 2.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $32,250,000 $22,210,000 -31.1% 2.2%
GUARANTEED RATE, INC. $12,570,000 $20,570,000 63.6% 2.1%
Independent Bank $26,480,000 $20,240,000 -23.6% 2.0%
CARDINAL FINANCIAL $20,005,000 $16,945,000 -15.3% 1.7%
GREYSTONE SERVICING COMPANY LLC $25,290,000 $15,365,000 -39.2% 1.5%
Legend Bank, N.A. $5,120,000 $14,520,000 183.6% 1.4%
Town Square Mortgage & Investments, Inc. $18,890,000 $14,230,000 -24.7% 1.4%
Mortgage Research Center, LLC $17,905,000 $13,405,000 -25.1% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $13,460,000 $12,685,000 -5.8% 1.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $12,340,000 $12,415,000 0.6% 1.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $6,695,000 $12,055,000 80.1% 1.2%
EVERETT FINANCIAL, INC. $20,700,000 $11,420,000 -44.8% 1.1%
ORIX REAL ESTATE CAPITAL, LLC $11,345,000 n/a 1.1%
NFM, INC. $4,090,000 $11,220,000 174.3% 1.1%
First State Bank $2,265,000 $11,175,000 393.4% 1.1%
American National Bank & Trust $1,045,000 $10,450,000 900.0% 1.0%
SFMC, LP $12,065,000 $10,330,000 -14.4% 1.0%
First National Bank $11,315,000 $10,325,000 -8.7% 1.0%
PULTE MORTGAGE LLC $24,900,000 $9,435,000 -62.1% 0.9%
CMG MORTGAGE, INC. $4,180,000 $9,340,000 123.4% 0.9%
PENNYMAC LOAN SERVICES, LLC $8,060,000 $8,045,000 -0.2% 0.8%
Republic State Mortgage Co. $2,520,000 $7,190,000 185.3% 0.7%
JPMorgan Chase Bank $13,805,000 $6,670,000 -51.7% 0.7%
First Bank $8,985,000 $6,235,000 -30.6% 0.6%
NAVY FEDERAL CREDIT UNION $4,665,000 $5,765,000 23.6% 0.6%
NEWREZ LLC $1,680,000 $5,730,000 241.1% 0.6%
HIGHLAND HOMELOANS, LLC $12,260,000 $5,690,000 -53.6% 0.6%
Southside Bank $2,045,000 $5,600,000 173.8% 0.6%
Citizens Bank $4,625,000 $5,440,000 17.6% 0.5%
Bank of America $4,850,000 $5,135,000 5.9% 0.5%
Community National Bank & Trust of Texas $1,835,000 $5,015,000 173.3% 0.5%
Texas Security Bank $870,000 $5,005,000 475.3% 0.5%
THE MORTGAGE LINK, INC. $1,275,000 $4,985,000 291.0% 0.5%
The First National Bank of Tom Bean $7,405,000 $4,785,000 -35.4% 0.5%
21ST MORTGAGE CORPORATION $6,950,000 $4,755,000 -31.6% 0.5%
Wells Fargo Bank $10,605,000 $4,650,000 -56.2% 0.5%
Prosperity Home Mortgage, LLC $12,200,000 $4,490,000 -63.2% 0.4%
Arbor Realty Trust, Inc. $14,620,000 $4,465,000 -69.5% 0.4%
S1L, Inc. $2,005,000 $4,430,000 120.9% 0.4%
NexBank $6,955,000 $4,425,000 -36.4% 0.4%
Gateway First Bank $4,900,000 $4,155,000 -15.2% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,685,000 $4,125,000 144.8% 0.4%
LENDINGHOME FUNDING CORPORATION $1,445,000 $4,005,000 177.2% 0.4%
MATTAMY HOME FUNDING, LLC $1,980,000 $3,835,000 93.7% 0.4%
MID AMERICA MORTGAGE, INC. $2,840,000 $3,785,000 33.3% 0.4%
TRIAD FINANCIAL SERVICES, INC. $2,480,000 $3,705,000 49.4% 0.4%
Renasant Bank $3,680,000 n/a 0.4%
LOANDEPOT.COM, LLC $10,730,000 $3,570,000 -66.7% 0.4%
Simmons Bank $7,835,000 $3,550,000 -54.7% 0.4%
U.S. Bank $4,285,000 $3,485,000 -18.7% 0.3%
Third Coast Bank SSB $2,260,000 $3,430,000 51.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $9,345,000 $3,300,000 -64.7% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,790,000 $3,165,000 76.8% 0.3%
First Horizon Bank $1,535,000 $3,140,000 104.6% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $1,370,000 $3,130,000 128.5% 0.3%
USAA Federal Savings Bank $4,405,000 $3,120,000 -29.2% 0.3%
PRIORITY HOME MORTGAGE, L.P. $5,730,000 $2,995,000 -47.7% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $675,000 $2,935,000 334.8% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $2,815,000 n/a 0.3%
Frost Bank $3,580,000 $2,740,000 -23.5% 0.3%
ACADEMY MORTGAGE CORPORATION $2,025,000 $2,715,000 34.1% 0.3%
The Huntington National Bank $2,655,000 n/a 0.3%
LOANPEOPLE, LLC $930,000 $2,635,000 183.3% 0.3%
AMERISAVE MORTGAGE CORPORATION $5,735,000 $2,630,000 -54.1% 0.3%
NBKC BANK $1,440,000 $2,530,000 75.7% 0.3%
Paramount Residential Mortgage Group, Inc. $9,550,000 $2,525,000 -73.6% 0.3%
Farmers Bank & Trust Company $5,065,000 $2,490,000 -50.8% 0.2%
CORNERSTONE HOME LENDING, INC. $960,000 $2,485,000 158.9% 0.2%
Magnolia Bank $2,515,000 $2,470,000 -1.8% 0.2%
WILLOW BEND MORTGAGE COMPANY, LLC $6,085,000 $2,465,000 -59.5% 0.2%
RANDOLPH-BROOKS $8,760,000 $2,385,000 -72.8% 0.2%
AmeriHome Mortgage Company, LLC $3,070,000 $2,375,000 -22.6% 0.2%
Toyota Financial Savings Bank $685,000 $2,350,000 243.1% 0.2%
AMCAP MORTGAGE, LTD. $9,100,000 $2,340,000 -74.3% 0.2%
Flagstar Bank, FSB $5,355,000 $2,335,000 -56.4% 0.2%
SWBC MORTGAGE CORPORATION $2,965,000 $2,335,000 -21.2% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,080,000 $2,335,000 116.2% 0.2%
b1BANK $2,300,000 $2,315,000 0.7% 0.2%
RF Renovo Management Company, LLC $930,000 $2,310,000 148.4% 0.2%
Texas Bank $2,930,000 $2,295,000 -21.7% 0.2%
BMO Harris Bank $2,255,000 n/a 0.2%
Neighborhood Loans, Inc. $1,185,000 $2,240,000 89.0% 0.2%
CALIBER HOME LOANS, INC. $21,360,000 $2,235,000 -89.5% 0.2%
Credit Union of Texas $2,245,000 $2,230,000 -0.7% 0.2%
FIRST CONTINENTAL MORTGAGE, LTD. $2,200,000 n/a 0.2%
Zions Bank $1,765,000 $2,180,000 23.5% 0.2%
Citibank $995,000 $2,155,000 116.6% 0.2%
GUARANTEED RATE AFFINITY, LLC $2,755,000 $2,140,000 -22.3% 0.2%
Nations Lending Corporation $620,000 $2,085,000 236.3% 0.2%
Texas Bank and Trust Company $2,820,000 $2,025,000 -28.2% 0.2%
PLAZA HOME MORTGAGE, INC. $1,460,000 $1,975,000 35.3% 0.2%
FREEDOM MORTGAGE CORPORATION $7,130,000 $1,945,000 -72.7% 0.2%
PNC Bank $1,940,000 $1,905,000 -1.8% 0.2%
ROYAL UNITED MORTGAGE LLC $640,000 $1,900,000 196.9% 0.2%
PLANET HOME LENDING, LLC $420,000 $1,885,000 348.8% 0.2%
CRESTMARK MORTGAGE COMPANY, LTD. $10,285,000 $1,860,000 -81.9% 0.2%
PointBank $1,790,000 n/a 0.2%
Bank of England $2,430,000 $1,685,000 -30.7% 0.2%
GENEVA FINANCIAL, LLC $1,080,000 $1,675,000 55.1% 0.2%
CLM MORTGAGE, INC $1,655,000 n/a 0.2%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $3,080,000 $1,655,000 -46.3% 0.2%
The American National Bank of Texas $2,990,000 $1,655,000 -44.6% 0.2%
FINANCE OF AMERICA REVERSE LLC $295,000 $1,640,000 455.9% 0.2%
DAS Acquisition Company, LLC $2,195,000 $1,625,000 -26.0% 0.2%
HOMEXPRESS MORTGAGE CORP. $210,000 $1,625,000 673.8% 0.2%
CALCON MUTUAL MORTGAGE LLC $825,000 $1,595,000 93.3% 0.2%
Ixonia Bank $890,000 $1,595,000 79.2% 0.2%
BAY EQUITY LLC $1,310,000 $1,585,000 21.0% 0.2%
THRIVE MORTGAGE, LLC $9,250,000 $1,520,000 -83.6% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $1,505,000 $1,495,000 -0.7% 0.1%
Texas Mortgage Lending, LLC $1,410,000 $1,490,000 5.7% 0.1%
Veritex Community Bank $1,495,000 $1,490,000 -0.3% 0.1%
SECURITY SERVICE $85,000 $1,470,000 1,629.4% 0.1%
Ameristate Bank $4,035,000 $1,455,000 -63.9% 0.1%
SOUTHWEST STAGE FUNDING, LLC $2,015,000 $1,430,000 -29.0% 0.1%
Alliance Bank $1,245,000 $1,400,000 12.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,015,000 $1,395,000 -30.8% 0.1%
FBC MORTGAGE, LLC $1,805,000 $1,385,000 -23.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $4,915,000 $1,385,000 -71.8% 0.1%
BROKER SOLUTIONS, INC. $3,175,000 $1,375,000 -56.7% 0.1%
MOVEMENT MORTGAGE, LLC $4,730,000 $1,375,000 -70.9% 0.1%
Century Mortgage Company DBA Century Lending Company $785,000 $1,345,000 71.3% 0.1%
Cornerstone First Mortgage, Inc $1,330,000 n/a 0.1%
NBH Bank $805,000 $1,330,000 65.2% 0.1%
Discover Bank $1,125,000 $1,325,000 17.8% 0.1%
AMWEST FUNDING CORP. $1,315,000 n/a 0.1%
CITY $1,035,000 $1,315,000 27.1% 0.1%
NP, Inc. $1,305,000 n/a 0.1%
Kwik Mortgage Corporation $515,000 $1,300,000 152.4% 0.1%
OPEN MORTGAGE, LLC $1,300,000 n/a 0.1%
Nascoga Federal Credit Union $3,445,000 $1,255,000 -63.6% 0.1%
UNITED BUILT HOMES, L.L.C. $1,280,000 $1,220,000 -4.7% 0.1%
ARC HOME LLC $530,000 $1,215,000 129.2% 0.1%
Northpointe Bank $440,000 $1,175,000 167.0% 0.1%
DEEPHAVEN MORTGAGE LLC $1,170,000 n/a 0.1%
5TH STREET CAPITAL, INC. $1,165,000 n/a 0.1%
Ally Bank $1,165,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,040,000 $1,150,000 -43.6% 0.1%
BETTER MORTGAGE CORPORATION $4,685,000 $1,145,000 -75.6% 0.1%
Sierra Pacific Mortgage Company, Inc. $55,000 $1,140,000 1,972.7% 0.1%
Truist $3,140,000 $1,125,000 -64.2% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,485,000 $1,115,000 -24.9% 0.1%
Chambers Bank $1,105,000 n/a 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $2,010,000 $1,105,000 -45.0% 0.1%
MEMBER FIRST MORTGAGE, LLC $1,540,000 $1,100,000 -28.6% 0.1%
BOKF $2,570,000 $1,075,000 -58.2% 0.1%
Regions Bank $1,190,000 $1,065,000 -10.5% 0.1%
The Loan Store, Inc. $1,060,000 n/a 0.1%
Strong Home Mortgage, LLC $1,825,000 $1,045,000 -42.7% 0.1%
First Savings Bank $860,000 $1,040,000 20.9% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $1,040,000 n/a 0.1%
Carrington Mortgage Services, LLC $2,240,000 $1,025,000 -54.2% 0.1%
North American Savings Bank, F.S.B. $995,000 $1,015,000 2.0% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,005,000 n/a 0.1%
Sunflower Bank $2,395,000 $980,000 -59.1% 0.1%
CITIZENS EQUITY FIRST $975,000 n/a 0.1%
Network Funding, L.P. $890,000 $965,000 8.4% 0.1%
GMFS LLC $960,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $270,000 $955,000 253.7% 0.1%
Commerce Home Mortgage, Inc. $1,365,000 $925,000 -32.2% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $800,000 $905,000 13.1% 0.1%
New Century Bank $905,000 n/a 0.1%
INTERCAP LENDING INC. $430,000 $900,000 109.3% 0.1%
BROOKHOLLOW MORTGAGE SERVICES, LTD $5,805,000 $860,000 -85.2% 0.1%
Plains Commerce Bank $185,000 $855,000 362.2% 0.1%
Equity Prime Mortgage LLC $540,000 $815,000 50.9% 0.1%
Raymond James Bank $810,000 n/a 0.1%
CAPITAL CONCEPTS, INC. $805,000 n/a 0.1%
American State Bank $785,000 n/a 0.1%
The Northern Trust Company $745,000 n/a 0.1%
EECU $275,000 $735,000 167.3% 0.1%
DATCU $1,690,000 $725,000 -57.1% 0.1%
S&T Bank $725,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $705,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $2,925,000 $695,000 -76.2% 0.1%
V.I.P. MORTGAGE, INC. $695,000 n/a 0.1%
UIF CORPORATION $685,000 n/a 0.1%
Armstrong Bank $670,000 n/a 0.1%
Broadway National Bank $1,000,000 $655,000 -34.5% 0.1%
GUIDANCE RESIDENTIAL, LLC $630,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $975,000 $630,000 -35.4% 0.1%
First Federal Bank $625,000 n/a 0.1%
HomeBank Texas $830,000 $615,000 -25.9% 0.1%
SUMMIT FUNDING, INC. $3,025,000 $615,000 -79.7% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,020,000 $610,000 -69.8% 0.1%
Bank of Whittier $315,000 $610,000 93.7% 0.1%
MICHIGAN MUTUAL, INC. $830,000 $610,000 -26.5% 0.1%
NATIONS RELIABLE LENDING, LLC $890,000 $605,000 -32.0% 0.1%
A&D Mortgage LLC $740,000 $595,000 -19.6% 0.1%
Great Plains National Bank $960,000 $590,000 -38.5% 0.1%
LOANPAL, LLC $1,400,000 $585,000 -58.2% 0.1%
Arvest Bank $570,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $550,000 n/a 0.1%
Morgan Stanley Private Bank $315,000 $525,000 66.7% 0.1%
Origin Bank $840,000 $525,000 -37.5% 0.1%
Herring Bank $515,000 n/a 0.1%
VISION ONE MORTGAGE, INC. $505,000 n/a 0.1%
CASTLE & COOKE MORTGAGE, LLC $175,000 $495,000 182.9% 0.0%
Citizens National Bank of Texas $495,000 n/a 0.0%
American Bank $475,000 n/a 0.0%
GECU $475,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,290,000 $475,000 -63.2% 0.0%
Washington Federal Bank $475,000 $475,000 0.0% 0.0%
ASPIRE FINANCIAL, INC. $8,120,000 $465,000 -94.3% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $465,000 n/a 0.0%
OCMBC, INC. $440,000 $465,000 5.7% 0.0%
Watermark Capital, Inc. $680,000 $460,000 -32.4% 0.0%
TEXANS $1,495,000 $450,000 -69.9% 0.0%
First National Bank Texas $445,000 n/a 0.0%
FirstBank Southwest $305,000 $435,000 42.6% 0.0%
First Financial Bank $2,515,000 $425,000 -83.1% 0.0%
SILVER HILL FUNDING, LLC $415,000 n/a 0.0%
STAR ONE CREDIT UNION $410,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $8,920,000 $405,000 -95.5% 0.0%
BancFirst $155,000 $405,000 161.3% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $255,000 $405,000 58.8% 0.0%
TRUWEST Credit Union $205,000 $405,000 97.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $305,000 $400,000 31.1% 0.0%
Farm Credit Mid-America, ACA $1,895,000 $395,000 -79.2% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $395,000 n/a 0.0%
Commercial Bank of Texas $970,000 $390,000 -59.8% 0.0%
First National Bank of America $290,000 $390,000 34.5% 0.0%
DOMINION FINANCIAL SERVICES, LLC $375,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $365,000 n/a 0.0%
Liberty National Bank $365,000 n/a 0.0%
Lincoln Savings Bank $365,000 n/a 0.0%
Midwest Mortgage Associates Corporation $860,000 $365,000 -57.6% 0.0%
BNC National Bank $730,000 $355,000 -51.4% 0.0%
CERTIFIED FUNDING, L.P. $200,000 $355,000 77.5% 0.0%
Colonial Savings, F.A. $2,750,000 $355,000 -87.1% 0.0%
Bank of Colorado $345,000 n/a 0.0%
INTOUCH CREDIT UNION $200,000 $345,000 72.5% 0.0%
AMERICA'S CREDIT UNION $335,000 n/a 0.0%
North Dallas Bank & Trust Co. $605,000 $335,000 -44.6% 0.0%
NTFN, INC. $1,305,000 $335,000 -74.3% 0.0%
TIB The Independent Bankersbank $415,000 $325,000 -21.7% 0.0%
VILLAGE CAPITAL MORTGAGE $405,000 $325,000 -19.8% 0.0%
CSL Financial, LLC $315,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $315,000 n/a 0.0%
H E B $305,000 n/a 0.0%
JMAC LENDING, INC. $305,000 n/a 0.0%
MLD MORTGAGE INC. $300,000 n/a 0.0%
Florida Capital Bank $295,000 n/a 0.0%
Generations Bank $295,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $295,000 n/a 0.0%
United Nations Federal Credit Union $265,000 $295,000 11.3% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $335,000 $285,000 -14.9% 0.0%
EASTMAN $275,000 n/a 0.0%
RANLIFE, INC. $275,000 n/a 0.0%
BM Real Estate Services, Inc. $105,000 $265,000 152.4% 0.0%
Ciera Bank $265,000 n/a 0.0%
SPRING EQ, LLC $560,000 $265,000 -52.7% 0.0%
US MORTGAGE CORPORATION $265,000 n/a 0.0%
Comerica Bank $295,000 $260,000 -11.9% 0.0%
AXIA FINANCIAL, LLC $255,000 n/a 0.0%
Centennial Bank $14,615,000 $255,000 -98.3% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $295,000 $255,000 -13.6% 0.0%
Hometown Equity Mortgage, LLC $255,000 n/a 0.0%
JSC $255,000 n/a 0.0%
Preston Home Loans Inc $255,000 n/a 0.0%
TEXAS TECH $430,000 $255,000 -40.7% 0.0%
DELMAR FINANCIAL COMPANY $115,000 $245,000 113.0% 0.0%
ENCORE BANK $14,255,000 $245,000 -98.3% 0.0%
LAKEVIEW LOAN SERVICING, LLC $2,845,000 $245,000 -91.4% 0.0%
MORIA DEVELOPMENT, INC. $265,000 $245,000 -7.5% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $195,000 $240,000 23.1% 0.0%
Bell Bank $235,000 n/a 0.0%
Constant Investments, Inc. $235,000 n/a 0.0%
General Mortgage Capital Corporation $235,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $1,560,000 $235,000 -84.9% 0.0%
M&T Bank $235,000 n/a 0.0%
SIRVA MORTGAGE, INC. $575,000 $235,000 -59.1% 0.0%
STANDARD MORTGAGE CORPORATION $235,000 n/a 0.0%
Trinity Oaks Mortgage, LLC $580,000 $235,000 -59.5% 0.0%
Waterstone Mortgage Corporation $1,410,000 $235,000 -83.3% 0.0%
American Airlines Federal Credit Union $380,000 $225,000 -40.8% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $610,000 $225,000 -63.1% 0.0%
EMBRACE HOME LOANS, INC. $225,000 n/a 0.0%
UNIVERSITY Federal Credit Union $670,000 $225,000 -66.4% 0.0%
First Liberty Bank $220,000 n/a 0.0%
Cathay Bank $215,000 n/a 0.0%
BELEM SERVICING LLC $205,000 n/a 0.0%
Commerce Bank $205,000 n/a 0.0%
Encompass Lending Group, LP $1,390,000 $205,000 -85.3% 0.0%
First Western Federal Savings Bank $205,000 n/a 0.0%
Grandview Bank $205,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $205,000 n/a 0.0%
PEGASUS BANK $205,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $2,800,000 $205,000 -92.7% 0.0%
A+ Federal Credit Union $805,000 $195,000 -75.8% 0.0%
PlainsCapital Bank $195,000 n/a 0.0%
Security State Bank & Trust $195,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,060,000 $190,000 -82.1% 0.0%
CIVIC FINANCIAL SERVICES, LLC $7,420,000 $185,000 -97.5% 0.0%
RUOFF MORTGAGE COMPANY, INC. $265,000 $185,000 -30.2% 0.0%
American Bank of Commerce $175,000 $175,000 0.0% 0.0%
City Bank $1,860,000 $175,000 -90.6% 0.0%
HOMESIDE FINANCIAL, LLC $2,495,000 $175,000 -93.0% 0.0%
Firefighters First Federal Credit Union $305,000 $165,000 -45.9% 0.0%
HOMESTEAD FUNDING CORP. $155,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $205,000 $155,000 -24.4% 0.0%
WEBSTER FIRST Federal Credit Union $155,000 n/a 0.0%
NEXERA HOLDING LLC $145,000 n/a 0.0%
Citadel Servicing Corporation $135,000 n/a 0.0%
First Texoma National Bank $3,495,000 $135,000 -96.1% 0.0%
Loan Simple, Inc. $1,655,000 $135,000 -91.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $435,000 $135,000 -69.0% 0.0%
First IC Corporation $125,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $400,000 $125,000 -68.8% 0.0%
LONE STAR $125,000 n/a 0.0%
RESIDENTIAL BANCORP $280,000 $115,000 -58.9% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,620,000 $105,000 -93.5% 0.0%
FORT WORTH COMMUNITY $110,000 $105,000 -4.5% 0.0%
GSF Mortgage Corporation $105,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $85,000 n/a 0.0%
United Community Bank $500,000 $85,000 -83.0% 0.0%
TEXELL Credit Union $65,000 n/a 0.0%
CommunityBank of Texas, N.A. $55,000 n/a 0.0%
FIRST SERVICE Credit Union $55,000 n/a 0.0%
InterBank $355,000 $55,000 -84.5% 0.0%
The First National Bank of Granbury $1,675,000 $55,000 -96.7% 0.0%
LIBERTYONE Credit Union $55,000 $45,000 -18.2% 0.0%
Deere Employees Credit Union $190,000 $25,000 -86.8% 0.0%
International Bank of Commerce $385,000 $25,000 -93.5% 0.0%

SHERMAN - DENISON's top lender by overall market share is First United Bank and Trust Company, with 6.7% market share. In second place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $53,475,000 in loans. In third place, with 4.6%, is Prosperity Bank, having originated $46,165,000 in loans. In fourth place, with 3.5%, is GUILD MORTGAGE COMPANY, having originated $35,440,000 in loans. In fifth place, with 3.4%, is QUICKEN LOANS, LLC, having originated $34,420,000 in loans.


SHERMAN - DENISON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SHERMAN - DENISON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $246,373 (13.4%) $333,732 (11.0%) 0.00 432
2018-02-01 $259,625 (19.7%) $344,628 (13.0%) 0.00 386
2018-03-01 $265,000 (17.8%) $347,639 (14.1%) 0.00 387
2018-04-01 $269,253 (19.1%) $349,751 (14.6%) 0.00 392
2018-05-01 $269,450 (13.3%) $353,498 (13.4%) 0.00 436
2018-06-01 $259,900 (8.7%) $353,310 (13.8%) 0.00 471
2018-07-01 $249,950 (12.6%) $336,814 (13.4%) 0.00 524
2018-08-01 $249,900 (10.5%) $338,619 (11.7%) 0.00 557
2018-09-01 $245,000 (7.6%) $340,851 (10.0%) 0.00 565
2018-10-01 $245,200 (4.0%) $335,957 (5.1%) 0.00 591
2018-11-01 $247,000 (8.6%) $338,556 (5.0%) 0.00 590
2018-12-01 $239,995 (7.3%) $331,029 (4.5%) 0.00 573
2019-01-01 $241,223 (-2.1%) $334,320 (0.2%) 0.00 508
2019-02-01 $238,175 (-8.3%) $324,568 (-5.8%) 0.00 527
2019-03-01 $243,286 (-8.2%) $328,656 (-5.5%) 0.00 529
2019-04-01 $246,198 (-8.6%) $332,373 (-5.0%) 0.00 538
2019-05-01 $249,350 (-7.5%) $334,447 (-5.4%) 0.00 567
2019-06-01 $245,900 (-5.4%) $324,029 (-8.3%) 0.00 606
2019-07-01 $250,000 (0.0%) $332,138 (-1.4%) 0.00 642
2019-08-01 $247,700 (-0.9%) $329,447 (-2.7%) 0.00 659
2019-09-01 $245,000 (0.0%) $328,212 (-3.7%) 0.00 655
2019-10-01 $244,475 (-0.3%) $328,588 (-2.2%) 0.00 642
2019-11-01 $249,000 (0.8%) $332,162 (-1.9%) 0.00 600
2019-12-01 $245,200 (2.2%) $333,509 (0.8%) 0.00 545
2020-01-01 $247,900 (2.8%) $333,736 (-0.2%) 0.00 513
2020-02-01 $249,900 (4.9%) $333,615 (2.8%) 0.00 496
2020-03-01 $236,463 (-2.8%) $329,399 (0.2%) 0.00 592
2020-04-01 $239,000 (-2.9%) $333,421 (0.3%) 0.00 582
2020-05-01 $244,500 (-2.0%) $343,535 (2.7%) 0.00 544
2020-06-01 $241,225 (-1.9%) $332,823 (2.7%) 0.00 519
2020-07-01 $239,924 (-4.0%) $338,852 (2.0%) 0.00 466
2020-08-01 $249,950 (0.9%) $343,338 (4.2%) 0.00 429
2020-09-01 $254,775 (4.0%) $347,001 (5.7%) 0.00 401
2020-10-01 $263,905 (8.0%) $351,981 (7.1%) 0.00 392
2020-11-01 $269,325 (8.2%) $362,256 (9.1%) 0.00 368
2020-12-01 $266,144 (8.5%) $368,265 (10.4%) 0.00 323
2021-01-01 $285,000 (15.0%) $390,152 (16.9%) 0.00 243
2021-02-01 $279,814 (12.0%) $383,553 (15.0%) 0.00 198
2021-03-01 $277,400 (17.3%) $425,145 (29.1%) 0.00 160
2021-04-01 $278,950 (16.7%) $437,512 (31.2%) 0.00 154
2021-05-01 $295,000 (20.7%) $441,259 (28.5%) 0.00 178
2021-06-01 $312,206 (29.4%) $455,249 (36.8%) 0.00 193
2021-07-01 $329,000 (37.1%) $453,992 (34.0%) 0.00 259
2021-08-01 $330,000 (32.0%) $465,180 (35.5%) 0.00 290
2021-09-01 $330,808 (29.8%) $421,341 (21.4%) 0.00 307
2021-10-01 $355,000 (34.5%) $441,706 (25.5%) 0.00 276
2021-11-01 $358,255 (33.0%) $431,944 (19.2%) 0.00 249
2021-12-01 $352,450 (32.4%) $423,331 (15.0%) 0.00 230
2022-01-01 $360,400 (26.5%) $430,685 (10.4%) 0.00 188
2022-02-01 $348,868 (24.7%) $444,663 (15.9%) 0.00 175
2022-03-01 $353,650 (27.5%) $446,081 (4.9%) 0.00 174
2022-04-01 $352,900 (26.5%) $476,045 (8.8%) 0.00 203
2022-05-01 $380,375 (28.9%) $501,721 (13.7%) 0.00 288
2022-06-01 $370,118 (18.6%) $496,961 (9.2%) 0.00 355
2022-07-01 $389,000 (18.2%) $498,850 (9.9%) 0.00 461
2022-08-01 $376,538 (14.1%) $498,023 (7.1%) 0.00 495
2022-09-01 $368,623 (11.4%) $483,765 (14.8%) 0.00 523
2022-10-01 $365,983 (3.1%) $483,676 (9.5%) 0.00 580
2022-11-01 $359,385 (0.3%) $465,702 (7.8%) 0.00 617
2022-12-01 $359,900 (2.1%) $478,755 (13.1%) 0.00 562
2023-01-01 $345,950 (-4.0%) $459,553 (6.7%) 0.00 524
2023-02-01 $349,950 (0.3%) $453,014 (1.9%) 0.00 480
2023-03-01 $359,000 (1.5%) $472,954 (6.0%) 0.00 465
2023-04-01 $365,000 (3.4%) $484,017 (1.7%) 0.00 471
2023-05-01 $386,950 (1.7%) $523,428 (4.3%) 0.00 499
2023-06-01 $385,000 (4.0%) $532,287 (7.1%) 0.00 552
2023-07-01 $391,170 (0.6%) $536,712 (7.6%) 0.00 617
2023-08-01 $386,000 (2.5%) $544,221 (9.3%) 0.00 637
2023-09-01 $385,000 (4.4%) $535,460 (10.7%) 0.00 667
2023-10-01 $373,935 (2.2%) $514,190 (6.3%) 0.00 736
2023-11-01 $379,225 (5.5%) $525,085 (12.8%) 0.00 727
2023-12-01 $375,000 (4.2%) $532,833 (11.3%) 0.00 700
2024-01-01 $373,290 (7.9%) $531,115 (15.6%) 0.00 661
2024-02-01 $374,945 (7.1%) $544,639 (20.2%) 0.00 678
2024-03-01 $379,000 (5.6%) $544,856 (15.2%) 0.00 732
2024-04-01 $395,056 (8.2%) $547,301 (13.1%) 0.00 824
2024-05-01 $408,064 (5.5%) $564,484 (7.8%) 0.00 846
2024-06-01 $405,000 (5.2%) $568,795 (6.9%) 0.00 885
2024-07-01 $397,000 (1.5%) $545,892 (1.7%) 0.00 943
2024-08-01 $384,500 (-0.4%) $534,188 (-1.8%) 0.00 995
2024-09-01 $368,245 (-4.4%) $499,189 (-6.8%) 0.00 1,010
2024-10-01 $360,250 (-3.7%) $483,527 (-6.0%) 0.00 1,005
SHERMAN - DENISON's median listing price for 2024-10-01 was $360,250, a difference of $-13,685 (-3.7%) versus the prior year and $-7,995 versus the prior month.

SHERMAN - DENISON's median listing price comes in at 0% of the national average.

SHERMAN - DENISON's average listing price for 2024-10-01 was $483,527, a difference of $-30,663 (-6.0%) versus the prior year and $-15,662 versus the prior month.

For the 2024-10-01 period, SHERMAN - DENISON had 1,005 MLS listings, a difference of -5 listings (0%) versus the prior month and 269 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SHERMAN - DENISON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,099 sqft
2018-02-01 0 days 2,126 sqft
2018-03-01 0 days 2,135 sqft
2018-04-01 0 days 2,131 sqft
2018-05-01 0 days 2,120 sqft
2018-06-01 0 days 2,103 sqft
2018-07-01 0 days 2,070 sqft
2018-08-01 0 days 2,086 sqft
2018-09-01 0 days 2,061 sqft
2018-10-01 0 days 2,039 sqft
2018-11-01 0 days 2,029 sqft
2018-12-01 0 days 2,003 sqft
2019-01-01 0 days 1,999 sqft
2019-02-01 0 days 1,963 sqft
2019-03-01 0 days 1,973 sqft
2019-04-01 0 days 2,007 sqft
2019-05-01 0 days 2,013 sqft
2019-06-01 0 days 2,000 sqft
2019-07-01 0 days 2,000 sqft
2019-08-01 0 days 1,973 sqft
2019-09-01 0 days 1,970 sqft
2019-10-01 0 days 1,984 sqft
2019-11-01 0 days 1,997 sqft
2019-12-01 0 days 1,987 sqft
2020-01-01 0 days 1,977 sqft
2020-02-01 0 days 1,960 sqft
2020-03-01 0 days 1,924 sqft
2020-04-01 0 days 1,900 sqft
2020-05-01 0 days 1,904 sqft
2020-06-01 0 days 1,911 sqft
2020-07-01 0 days 1,899 sqft
2020-08-01 0 days 1,902 sqft
2020-09-01 0 days 1,930 sqft
2020-10-01 0 days 1,992 sqft
2020-11-01 0 days 2,025 sqft
2020-12-01 0 days 1,989 sqft
2021-01-01 0 days 2,010 sqft
2021-02-01 0 days 2,034 sqft
2021-03-01 0 days 1,953 sqft
2021-04-01 0 days 1,883 sqft
2021-05-01 0 days 1,897 sqft
2021-06-01 0 days 1,963 sqft
2021-07-01 0 days 2,020 sqft
2021-08-01 0 days 2,026 sqft
2021-09-01 0 days 2,005 sqft
2021-10-01 0 days 2,067 sqft
2021-11-01 0 days 2,038 sqft
2021-12-01 0 days 2,006 sqft
2022-01-01 0 days 1,920 sqft
2022-02-01 0 days 1,842 sqft
2022-03-01 0 days 1,847 sqft
2022-04-01 0 days 1,850 sqft
2022-05-01 0 days 1,924 sqft
2022-06-01 0 days 1,870 sqft
2022-07-01 0 days 1,977 sqft
2022-08-01 0 days 1,971 sqft
2022-09-01 0 days 1,920 sqft
2022-10-01 0 days 1,931 sqft
2022-11-01 0 days 1,912 sqft
2022-12-01 0 days 1,914 sqft
2023-01-01 0 days 1,863 sqft
2023-02-01 0 days 1,862 sqft
2023-03-01 0 days 1,896 sqft
2023-04-01 0 days 1,908 sqft
2023-05-01 0 days 1,917 sqft
2023-06-01 0 days 1,953 sqft
2023-07-01 0 days 1,933 sqft
2023-08-01 0 days 1,974 sqft
2023-09-01 0 days 1,957 sqft
2023-10-01 0 days 1,927 sqft
2023-11-01 0 days 1,936 sqft
2023-12-01 0 days 1,931 sqft
2024-01-01 0 days 1,902 sqft
2024-02-01 0 days 1,940 sqft
2024-03-01 0 days 1,955 sqft
2024-04-01 0 days 1,978 sqft
2024-05-01 0 days 2,016 sqft
2024-06-01 0 days 2,024 sqft
2024-07-01 0 days 2,009 sqft
2024-08-01 0 days 1,980 sqft
2024-09-01 0 days 1,887 sqft
2024-10-01 0 days 1,858 sqft
SHERMAN - DENISON's median listing age (time on market) for 2024-10-01 was 0 days.

SHERMAN - DENISON's median square footage for active listings during the 2024-10-01 period was 1,858 sqft. One year prior, the average listing was 1,927 sqft.

SHERMAN-DENISON, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
75020 Sherman-Denison, TX MSA $690 $850 $990 $1,340 $1,650
75021 Sherman-Denison, TX MSA $730 $900 $1,050 $1,420 $1,750
75058 Sherman-Denison, TX MSA $970 $1,190 $1,390 $1,880 $2,320
75076 Sherman-Denison, TX MSA $820 $1,010 $1,180 $1,590 $1,970
75090 Sherman-Denison, TX MSA $710 $870 $1,020 $1,380 $1,700
75091 Sherman-Denison, TX MSA $730 $900 $1,050 $1,420 $1,750
75092 Sherman-Denison, TX MSA $750 $930 $1,080 $1,460 $1,800
75414 Sherman-Denison, TX MSA $600 $750 $890 $1,190 $1,440
75459 Sherman-Denison, TX MSA $680 $840 $980 $1,320 $1,640
75479 Sherman-Denison, TX MSA $730 $900 $1,050 $1,420 $1,750
75489 Sherman-Denison, TX MSA $780 $960 $1,120 $1,510 $1,870
75490 Sherman-Denison, TX MSA $750 $950 $1,120 $1,500 $1,790
75491 Sherman-Denison, TX MSA $590 $720 $840 $1,130 $1,400
75495 Sherman-Denison, TX MSA $890 $1,080 $1,260 $1,700 $2,110
76233 Sherman-Denison, TX MSA $870 $1,060 $1,240 $1,680 $2,070
76240 Sherman-Denison, TX MSA $730 $900 $1,050 $1,420 $1,750
76245 Sherman-Denison, TX MSA $600 $750 $890 $1,190 $1,420
76258 Sherman-Denison, TX MSA $1,140 $1,210 $1,420 $1,800 $2,340
76264 Sherman-Denison, TX MSA $670 $820 $960 $1,300 $1,600
76268 Sherman-Denison, TX MSA $760 $940 $1,090 $1,470 $1,820
76271 Sherman-Denison, TX MSA $870 $1,060 $1,240 $1,680 $2,070
76273 Sherman-Denison, TX MSA $820 $1,000 $1,170 $1,580 $1,950

2022 Average & Median Rent Data Statistics
SHERMAN-DENISON, TX average 1BR rent: $936, median: $915
SHERMAN-DENISON, TX average 2BR rent: $1,095, median: $1,065
SHERMAN-DENISON, TX average 3BR rent: $1,472, median: $1,440

SHERMAN-DENISON, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,556 $822,060,000 $321,620
Cash Out Refi 280 $56,070,000 $200,250
Refi 212 $86,100,000 $406,132
Other 188 $25,200,000 $134,043
Home Improvement 98 $12,150,000 $123,980

Sherman - Denison's most frequently cited loan purpose was Home Purchase, with 2,556 originations. The 2nd most popular reason was Cash Out Refi, with 280 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,188 $363,890,000 $306,305
7-8% 904 $239,930,000 $265,409
Over 8% 513 $129,465,000 $252,368
5-6% 497 $165,915,000 $333,833
4-5% 77 $24,155,000 $313,701
<2.5% 33 $11,555,000 $350,152
2.5-3% 7 $1,145,000 $163,571
3-4% 5 $855,000 $171,000

During 2023, Sherman - Denison's most frequently originated rate bucket was 6-7%, with 1,188 originations.

Loan Sizing (SHERMAN-DENISON, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,551 $434,035,000 $279,842
$100k-200k 832 $127,510,000 $153,257
$400k-600k 396 $188,020,000 $474,798
$100,000 or less 366 $21,030,000 $57,459
$600k-1000k 149 $106,355,000 $713,792
$Over $1MM 40 $124,630,000 $3,115,750

SHERMAN - DENISON's loan sizing saw the bucket of loans from $200k-400k with 1,551 originations, totaling $434,035,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,436 $447,460,000 $311,602
60-80% 928 $286,940,000 $309,203
40-60% 361 $143,125,000 $396,468
20-40% 237 $35,495,000 $149,768
Under 20% 199 $11,015,000 $55,352
Over 100% 49 $26,835,000 $547,653

SHERMAN - DENISON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,436 originations, totaling $447,460,000 in origination value.