Contour Mortgage Corporation Rates, Fees & Info

DOVER, DE

LEI: 549300LLKEKXL2RM1F61

Tax ID: 04-3212636

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Contour Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Contour Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Atlanta, Reading, Philadelphia, and Baltimore among others. We have data for 248 markets. (Some data included below & more in-depth data is available with an active subscription.)

Contour Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Contour Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.69%	11/17/24
30 Year Conventional Refi	6.63%	11/17/24
30 Year Cash-out Refi	6.82%	11/17/24
30 Year FHA Purchase	7.46%	11/17/24
30 Year FHA Refi	7.06%	11/17/24
30 Year VA Purchase	6.48%	11/17/24
30 Year VA Refi	5.96%	11/17/24
30 Year USDA Purchase	7.19%	11/17/24
15 Year Conventional Purchase	6.27%	11/17/24
15 Year Conventional Refi	6.21%	11/17/24
15 Year Cash-out Refi	6.21%	11/17/24
15 Year VA Purchase	5.68%	11/17/24
15 Year VA Refi	6.20%	11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Contour Mortgage Corporation Mortgage Calculator

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This is not an official calculator from Contour Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

3,695

Origination Dollar Volume (All Markets)

$1,442,455,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	1,954	$954,290,000	$488,378	$14,372	5.01%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	160	$44,520,000	$278,250	$9,623	5.35%
READING, PA (FHA\|USDA\|VA)	106	$26,240,000	$247,547	$8,064	5.21%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	85	$26,045,000	$306,412	$10,542	4.96%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	67	$18,805,000	$280,672	$10,203	5.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	49	$18,055,000	$368,469	$12,523	4.47%
JACKSONVILLE, FL (FHA\|USDA\|VA)	61	$16,705,000	$273,852	$9,464	4.70%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	18	$13,350,000	$741,667	$24,544	4.67%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	42	$13,200,000	$314,286	$11,853	5.38%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	37	$12,695,000	$343,108	$10,707	5.42%
Outside of Metro Areas	45	$10,585,000	$235,222	$8,861	5.19%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	39	$10,405,000	$266,795	$9,335	5.22%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	25	$8,345,000	$333,800	$13,747	5.07%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	21	$7,935,000	$377,857	$10,522	4.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	22	$7,810,000	$355,000	$13,028	5.02%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	28	$7,570,000	$270,357	$9,675	4.99%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	17	$7,245,000	$426,176	$9,460	5.43%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	27	$6,465,000	$239,444	$7,905	4.53%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	27	$6,255,000	$231,667	$9,330	4.90%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	30	$6,040,000	$201,333	$8,227	5.42%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	14	$5,790,000	$413,571	$14,259	4.36%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	18	$5,320,000	$295,556	$11,383	4.93%
PITTSBURGH, PA (FHA\|USDA\|VA)	22	$5,260,000	$239,091	$9,242	5.34%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	15	$5,215,000	$347,667	$11,842	4.58%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	20	$4,800,000	$240,000	$8,926	5.19%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	14	$4,470,000	$319,286	$10,649	5.52%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	14	$4,440,000	$317,143	$9,931	5.15%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	18	$4,420,000	$245,556	$11,290	4.56%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	11	$4,375,000	$397,727	$14,537	4.34%
BATTLE CREEK, MI (FHA\|USDA\|VA)	26	$4,200,000	$161,538	$6,406	5.66%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	16	$4,080,000	$255,000	$8,473	4.97%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	14	$3,900,000	$278,571	$11,847	4.57%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	16	$3,670,000	$229,375	$8,521	5.66%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	12	$3,470,000	$289,167	$10,680	4.74%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	9	$3,385,000	$376,111	$14,426	4.25%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	10	$3,230,000	$323,000	$11,904	4.60%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	13	$3,165,000	$243,462	$9,263	5.26%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	9	$3,135,000	$348,333	$12,720	4.88%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	12	$3,130,000	$260,833	$8,641	4.80%
SPARTANBURG, SC (FHA\|USDA\|VA)	14	$3,060,000	$218,571	$9,985	5.79%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	11	$2,895,000	$263,182	$10,717	5.47%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	13	$2,865,000	$220,385	$9,423	5.20%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	7	$2,855,000	$407,857	$10,092	4.34%
SAVANNAH, GA (FHA\|USDA\|VA)	10	$2,820,000	$282,000	$8,148	5.26%
OCALA, FL (FHA\|USDA\|VA)	9	$2,685,000	$298,333	$11,164	5.06%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	12	$2,620,000	$218,333	$8,768	4.48%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	7	$2,505,000	$357,857	$12,176	4.48%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	8	$2,470,000	$308,750	$11,457	4.92%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	6	$2,430,000	$405,000	$9,378	4.88%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	7	$2,395,000	$342,143	$7,271	4.61%
KINGSTON, NY (FHA\|USDA\|VA)	8	$2,230,000	$278,750	$9,236	4.66%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	7	$2,215,000	$316,429	$10,918	4.34%
LANCASTER, PA (FHA\|USDA\|VA)	7	$2,155,000	$307,857	$8,027	4.46%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	6	$2,120,000	$353,333	$15,573	3.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	8	$2,070,000	$258,750	$10,364	4.64%
DOVER, DE (FHA\|USDA\|VA)	5	$2,005,000	$401,000	$14,313	5.93%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	7	$2,005,000	$286,429	$11,729	4.71%
WORCESTER, MA-CT (FHA\|USDA\|VA)	6	$1,900,000	$316,667	$8,979	4.96%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	4	$1,730,000	$432,500	$17,154	5.28%
YORK-HANOVER, PA (FHA\|USDA\|VA)	8	$1,710,000	$213,750	$10,096	5.14%
HINESVILLE, GA (FHA\|USDA\|VA)	8	$1,660,000	$207,500	$10,383	5.36%
LaGrange, GA-AL (FHA\|USDA\|VA)	7	$1,605,000	$229,286	$7,288	5.96%
PUNTA GORDA, FL (FHA\|USDA\|VA)	4	$1,600,000	$400,000	$10,901	4.16%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	5	$1,555,000	$311,000	$16,998	4.55%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	5	$1,535,000	$307,000	$12,523	4.55%
COLUMBUS, OH (FHA\|USDA\|VA)	6	$1,520,000	$253,333	$11,706	4.60%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	3	$1,435,000	$478,333	$16,602	5.54%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	5	$1,385,000	$277,000	$7,866	5.03%
JACKSONVILLE, NC (FHA\|USDA\|VA)	4	$1,380,000	$345,000	$9,301	4.91%
COLUMBIA, SC (FHA\|USDA\|VA)	6	$1,330,000	$221,667	$10,051	5.25%
Pottsville, PA (FHA\|USDA\|VA)	8	$1,320,000	$165,000	$6,164	5.20%
RICHMOND, VA (FHA\|USDA\|VA)	6	$1,320,000	$220,000	$7,563	4.96%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	7	$1,315,000	$187,857	$10,566	5.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	4	$1,310,000	$327,500	$18,882	4.31%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	5	$1,215,000	$243,000	$8,929	4.28%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	7	$1,195,000	$170,714	$8,648	5.29%
SALISBURY, MD-DE (FHA\|USDA\|VA)	4	$1,190,000	$297,500	$9,984	4.56%
PUEBLO, CO (FHA\|USDA\|VA)	3	$1,165,000	$388,333	$11,821	5.42%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	5	$1,155,000	$231,000	$12,882	6.08%
SPRINGFIELD, MA (FHA\|USDA\|VA)	5	$1,115,000	$223,000	$10,360	4.68%
WILMINGTON, NC (FHA\|USDA\|VA)	4	$1,070,000	$267,500	$8,647	4.50%
ASHEVILLE, NC (FHA\|USDA\|VA)	4	$1,060,000	$265,000	$9,531	4.78%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	2	$980,000	$490,000	$17,770	3.81%
BAKERSFIELD, CA (FHA\|USDA\|VA)	3	$965,000	$321,667	$13,667	3.92%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	4	$960,000	$240,000	$12,041	5.03%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	6	$940,000	$156,667	$8,433	6.13%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	3	$915,000	$305,000	$10,893	6.08%
Oneonta, NY (FHA\|USDA\|VA)	4	$910,000	$227,500	$8,657	6.50%
LEBANON, PA (FHA\|USDA\|VA)	4	$870,000	$217,500	$10,073	4.91%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	3	$865,000	$288,333	$16,407	5.25%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	3	$855,000	$285,000	$11,152	5.21%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	3	$835,000	$278,333	$13,241	4.21%
GLENS FALLS, NY (FHA\|USDA\|VA)	5	$835,000	$167,000	$8,899	5.03%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	2	$810,000	$405,000	$16,960	3.88%
KNOXVILLE, TN (FHA\|USDA\|VA)	2	$810,000	$405,000	$12,384	4.94%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	2	$810,000	$405,000	$17,849	3.56%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	4	$810,000	$202,500	$8,468	4.63%
BINGHAMTON, NY (FHA\|USDA\|VA)	5	$805,000	$161,000	$6,752	4.70%
Cambridge, MD (FHA\|USDA\|VA)	2	$790,000	$395,000	$17,796	5.56%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	3	$775,000	$258,333	$9,828	4.46%
TUCSON, AZ (FHA\|USDA\|VA)	3	$735,000	$245,000	$8,712	6.25%
FLORENCE, SC (FHA\|USDA\|VA)	4	$720,000	$180,000	$8,388	5.34%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	2	$710,000	$355,000	$14,375	3.88%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	4	$700,000	$175,000	$7,513	6.03%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	2	$680,000	$340,000	$18,438	4.19%
Jefferson, GA (FHA\|USDA\|VA)	2	$660,000	$330,000	$14,120	5.13%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	3	$655,000	$218,333	$6,406	5.21%
NILES, MI (FHA\|USDA\|VA)	2	$650,000	$325,000	$10,729	5.56%
SUMTER, SC (FHA\|USDA\|VA)	3	$645,000	$215,000	$5,973	5.50%
PANAMA CITY, FL (FHA\|USDA\|VA)	2	$610,000	$305,000	$14,590	4.81%
THE VILLAGES, FL (FHA\|USDA\|VA)	3	$605,000	$201,667	$9,037	4.13%
MONTGOMERY, AL (FHA\|USDA\|VA)	3	$605,000	$201,667	$9,181	4.92%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	2	$600,000	$300,000	$12,207	5.94%
ROCHESTER, NY (FHA\|USDA\|VA)	3	$585,000	$195,000	$8,094	5.46%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	2	$570,000	$285,000	$19,542	3.69%
GREELEY, CO (FHA\|USDA\|VA)	1	$565,000	$565,000	$40,350	5.63%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	1	$565,000	$565,000	$11,469	6.13%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	2	$560,000	$280,000	$13,922	4.44%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	2	$550,000	$275,000	$11,806	5.69%
HUNTSVILLE, AL (FHA\|USDA\|VA)	2	$550,000	$275,000	$16,044	3.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	2	$540,000	$270,000	$15,550	5.31%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	3	$535,000	$178,333	$9,714	4.21%
MODESTO, CA (FHA\|USDA\|VA)	1	$535,000	$535,000	$18,918	6.25%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	2	$520,000	$260,000	$12,992	4.13%
SPRINGFIELD, OH (FHA\|USDA\|VA)	3	$515,000	$171,667	$7,839	5.38%
Torrington, CT (FHA\|USDA\|VA)	2	$500,000	$250,000	$9,174	7.13%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	2	$500,000	$250,000	$8,833	5.13%
Sturgis, MI (FHA\|USDA\|VA)	3	$485,000	$161,667	$8,545	5.42%
MIDLAND, MI (FHA\|USDA\|VA)	1	$485,000	$485,000	$12,273	6.63%
UTICA-ROME, NY (FHA\|USDA\|VA)	2	$470,000	$235,000	$7,143	6.44%
MORRISTOWN, TN (FHA\|USDA\|VA)	2	$470,000	$235,000	$11,357	4.88%
Statesboro, GA (FHA\|USDA\|VA)	2	$460,000	$230,000	$7,573	5.88%
WACO, TX (FHA\|USDA\|VA)	1	$455,000	$455,000	$17,008	6.25%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	2	$440,000	$220,000	$10,803	5.38%
MANKATO, MN (FHA\|USDA\|VA)	2	$420,000	$210,000	$7,361	4.13%
BRUNSWICK, GA (FHA\|USDA\|VA)	2	$420,000	$210,000	$6,417	5.50%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	2	$420,000	$210,000	$13,569	4.38%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$415,000	$415,000	$10,906	4.38%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	1	$415,000	$415,000	$24,896	5.00%
BURLINGTON, NC (FHA\|USDA\|VA)	2	$410,000	$205,000	$8,270	6.13%
STAUNTON, VA (FHA\|USDA\|VA)	2	$410,000	$205,000	$7,784	6.19%
FRESNO, CA (FHA\|USDA\|VA)	1	$395,000	$395,000	$14,450	3.13%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	1	$375,000	$375,000	$26,446	6.75%
Rockingham, NC (FHA\|USDA\|VA)	1	$375,000	$375,000	$13,398	5.25%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	2	$370,000	$185,000	$9,173	6.00%
SYRACUSE, NY (FHA\|USDA\|VA)	2	$360,000	$180,000	$11,338	6.19%
CLEVELAND, TN (FHA\|USDA\|VA)	1	$345,000	$345,000	$4,514	5.50%
LAREDO, TX (FHA\|USDA\|VA)	1	$345,000	$345,000	$18,336	5.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	1	$335,000	$335,000	$12,121	2.75%
Amsterdam, NY (FHA\|USDA\|VA)	2	$330,000	$165,000	$10,248	6.31%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	2	$330,000	$165,000	$9,761	6.19%
JOHNSON CITY, TN (FHA\|USDA\|VA)	2	$320,000	$160,000	$6,075	5.06%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	1	$315,000	$315,000	$10,884	4.63%
Ozark, AL (FHA\|USDA\|VA)	1	$315,000	$315,000	$22,038	3.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	1	$315,000	$315,000	$11,629	5.38%
WILLIAMSPORT, PA (FHA\|USDA\|VA)	1	$315,000	$315,000	$16,976	5.50%
TUSCALOOSA, AL (FHA\|USDA\|VA)	2	$310,000	$155,000	$8,157	5.63%
JACKSON, MS (FHA\|USDA\|VA)	2	$300,000	$150,000	$7,676	5.56%
Lake City, FL (FHA\|USDA\|VA)	1	$295,000	$295,000	$18,486	5.25%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	1	$295,000	$295,000	$20,330	3.63%
TULSA, OK (FHA\|USDA\|VA)	1	$295,000	$295,000	$8,762	5.63%
Montrose, CO (FHA\|USDA\|VA)	1	$295,000	$295,000	$9,071	5.75%
KANKAKEE, IL (FHA\|USDA\|VA)	1	$295,000	$295,000	$10,185	5.50%
YAKIMA, WA (FHA\|USDA\|VA)	1	$295,000	$295,000	$15,240	3.25%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	1	$295,000	$295,000	$12,509	3.50%
Lawrenceburg, TN (FHA\|USDA\|VA)	1	$285,000	$285,000	$10,161	4.13%
Newport, OR (FHA\|USDA\|VA)	1	$285,000	$285,000	$17,622	5.88%
EL PASO, TX (FHA\|USDA\|VA)	2	$280,000	$140,000	$7,060	5.19%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$275,000	$275,000	$8,979	3.63%
MANSFIELD, OH (FHA\|USDA\|VA)	1	$275,000	$275,000	$13,413	6.75%
Cookeville, TN (FHA\|USDA\|VA)	1	$275,000	$275,000	$9,825	4.88%
NEW BERN, NC (FHA\|USDA\|VA)	1	$275,000	$275,000	$10,100	4.63%
Galesburg, IL (FHA\|USDA\|VA)	1	$275,000	$275,000	$9,514	5.75%
ABILENE, TX (FHA\|USDA\|VA)	2	$270,000	$135,000	$7,013	4.81%
MIDLAND, TX (FHA\|USDA\|VA)	1	$265,000	$265,000	$9,451	4.25%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	1	$265,000	$265,000	$10,069	5.38%
Gloversville, NY (FHA\|USDA\|VA)	1	$265,000	$265,000	$15,666	5.25%
Keene, NH (FHA\|USDA\|VA)	1	$265,000	$265,000	$8,605	6.00%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	1	$265,000	$265,000	$11,019	3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	2	$260,000	$130,000	$6,470	6.50%
WALLA WALLA, WA (FHA\|USDA\|VA)	1	$255,000	$255,000	$13,921	4.75%
Mount Gay-Shamrock, WV (FHA\|USDA\|VA)	1	$245,000	$245,000	$11,159	5.25%
SALEM, OR (FHA\|USDA\|VA)	1	$235,000	$235,000	$14,934	3.38%
Paris, TN (FHA\|USDA\|VA)	1	$235,000	$235,000	$7,426	4.50%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	2	$230,000	$115,000	$6,255	5.63%
Chillicothe, OH (FHA\|USDA\|VA)	1	$225,000	$225,000	$7,256	2.75%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	1	$225,000	$225,000	$11,155	5.63%
Fort Polk South, LA (FHA\|USDA\|VA)	1	$225,000	$225,000	$9,341	6.38%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$225,000	$225,000	$11,222	3.88%
MOBILE, AL (FHA\|USDA\|VA)	1	$225,000	$225,000	$14,686	3.25%
Roseburg, OR (FHA\|USDA\|VA)	1	$225,000	$225,000	$8,869	4.75%
La Grande, OR (FHA\|USDA\|VA)	1	$225,000	$225,000	$9,805	3.63%
Greenwood, SC (FHA\|USDA\|VA)	1	$215,000	$215,000	$8,643	7.25%
Enterprise, AL (FHA\|USDA\|VA)	1	$205,000	$205,000	$6,179	3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$205,000	$205,000	$12,498	2.63%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,512	2.75%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$205,000	$205,000	$9,582	5.25%
Bainbridge, GA (FHA\|USDA\|VA)	1	$205,000	$205,000	$6,664	5.13%
Sanford, NC (FHA\|USDA\|VA)	1	$205,000	$205,000	$11,047	4.75%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	1	$205,000	$205,000	$9,204	6.50%
AKRON, OH (FHA\|USDA\|VA)	1	$205,000	$205,000	$11,601	5.75%
Coldwater, MI (FHA\|USDA\|VA)	2	$200,000	$100,000	$6,604	6.94%
Cullman, AL (FHA\|USDA\|VA)	1	$195,000	$195,000	$8,027	5.75%
ST. CLOUD, MN (FHA\|USDA\|VA)	1	$195,000	$195,000	$5,659	2.75%
BECKLEY, WV (FHA\|USDA\|VA)	1	$195,000	$195,000	$14,635	3.63%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,825	4.75%
Kinston, NC (FHA\|USDA\|VA)	1	$185,000	$185,000	$8,984	6.63%
MERCED, CA (FHA\|USDA\|VA)	1	$185,000	$185,000	$7,253	5.38%
GAINESVILLE, GA (FHA\|USDA\|VA)	1	$175,000	$175,000	$13,275	2.25%
Cedartown, GA (FHA\|USDA\|VA)	1	$175,000	$175,000	$5,635	5.50%
Tupelo, MS (FHA\|USDA\|VA)	1	$175,000	$175,000	$10,862	6.25%
Bay City, TX (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,489	4.25%
Lebanon, NH-VT (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,041	4.75%
New Philadelphia-Dover, OH (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,265	5.25%
GETTYSBURG, PA (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,991	6.25%
Bemidji, MN (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,028	4.75%
Ashtabula, OH (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,271	4.50%
Laurinburg, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$6,644	6.75%
Alexander City, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,325	4.75%
CUMBERLAND, MD-WV (FHA\|USDA\|VA)	1	$155,000	$155,000	$7,117	6.63%
Holland, MI (FHA\|USDA\|VA)	1	$155,000	$155,000	$8,907	7.13%
CHARLESTON, WV (FHA\|USDA\|VA)	1	$155,000	$155,000	$6,673	5.25%
Douglas, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,649	3.25%
ROCKFORD, IL (FHA\|USDA\|VA)	1	$145,000	$145,000	$8,380	4.75%
Dayton, TN (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.63%
MORGANTOWN, WV (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,702	4.50%
GRANTS PASS, OR (FHA\|USDA\|VA)	1	$135,000	$135,000	$6,807	3.50%
Jackson, OH (FHA\|USDA\|VA)	1	$135,000	$135,000	$6,706	5.25%
Picayune, MS (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,315	6.13%
Orangeburg, SC (FHA\|USDA\|VA)	1	$135,000	$135,000	$4,223	5.00%
DECATUR, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,382	6.75%
Clarksburg, WV (FHA\|USDA\|VA)	1	$135,000	$135,000	$6,002	5.00%
MUSKEGON, MI (FHA\|USDA\|VA)	1	$135,000	$135,000	$1,973	3.75%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$125,000	$125,000	$10,916	5.25%
Brownsville, TN (FHA\|USDA\|VA)	1	$125,000	$125,000	$8,874	2.75%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$125,000	$125,000	$7,305	4.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$125,000	$125,000	$9,437	5.63%
Roswell, NM (FHA\|USDA\|VA)	1	$125,000	$125,000	$10,051	5.88%
HARRISONBURG, VA (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,581	6.63%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$115,000	$115,000	$4,877	4.88%
DULUTH, MN-WI (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,590	5.75%
TALLAHASSEE, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$9,269	3.63%
Palatka, FL (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,759	3.38%
ROANOKE, VA (FHA\|USDA\|VA)	1	$105,000	$105,000	$8,578	6.13%
JOHNSTOWN, PA (FHA\|USDA\|VA)	1	$105,000	$105,000	$8,304	5.75%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,593	7.38%
Corning, NY (FHA\|USDA\|VA)	1	$95,000	$95,000	$3,966	5.88%
ERIE, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$8,186	7.25%

Contour Mortgage Corporation's top markets include New York, Atlanta, Reading, Philadelphia, and Baltimore among others.

Their top states include:

New York (FHA|USDA|VA)

New Jersey (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Pennsylvania (FHA|USDA|VA)

Georgia (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against CONTOUR MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

BEACH MUNICIPAL FEDERAL CREDIT UNION
Similarity Rank: 4

Homestar Mortgage, Inc.
Similarity Rank: 8

Rhode Island Credit Union
Similarity Rank: 15

SOMERSET
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Charter Oak Federal Credit Union
Similarity Rank: 28

RSI BANK
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Sharon & Crescent United Credit Union
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First Federal Savings and Loan Association of Greene Co
Similarity Rank: 49

Schuyler Savings Bank
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ROCKLAND
Similarity Rank: 54

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	2,390	$953,510,000	$398,958	$10,214	5.08%
FHA	818	$330,840,000	$404,450	$18,411	5.02%
VA	477	$156,085,000	$327,222	$13,393	4.81%
USDA	10	$2,020,000	$202,000	$7,044	4.88%

For 2022, Contour Mortgage Corporation's most frequently originated type of loan was Conventional, with 2,390 originations. Their 2nd most popular type was FHA, with 818 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	2,674	$1,115,200,000	$417,053	$12,485	5.19%
Cash Out Refi	861	$263,465,000	$305,999	$12,409	4.74%
Refi	160	$63,790,000	$398,688	$11,898	3.99%

For 2022, Contour Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 2,674 originations. The 2nd most popular reason was Cash Out Refi, with 861 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	3,598	$1,415,620,000	$393,446	$12,559	5.07%
15 Year	61	$16,825,000	$275,820	$8,555	3.78%
20 Year	19	$5,265,000	$277,105	$7,183	3.78%
Other	11	$2,935,000	$266,818	$7,661	4.48%
10 Year	6	$1,810,000	$301,667	$7,604	3.04%

For 2022, Contour Mortgage Corporation's most frequently cited loan duration was 30 Year, with 3,598 originations. The 2nd most popular length was 15 Year, with 61 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$5k+	2,167	$956,805,000	$441,534
$1k-2k	549	$206,305,000	$375,783
$4k-5k	328	$94,000,000	$286,585
$3k-4k	323	$86,785,000	$268,684
$2k-3k	233	$63,185,000	$271,180
$<1k	95	$35,375,000	$372,368

Contour Mortgage Corporation's average total fees were $12,559, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,167 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
5-6%	1,338	$515,220,000	$385,067
3-4%	817	$330,295,000	$404,278
4-5%	722	$295,580,000	$409,391
6-7%	585	$220,385,000	$376,726
7-8%	119	$40,375,000	$339,286
2.5-3%	98	$36,100,000	$368,367
<2.5%	16	$4,500,000	$281,250

During 2022, Contour Mortgage Corporation's average interest rate for loans was 5.07%, while their most frequently originated rate bucket for loans was 5-6%, with 1,338 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,460	$429,460,000	$294,151	$10,454	5.03%
$400k-600k	1,187	$584,075,000	$492,060	$14,250	5.01%
$100k-200k	535	$83,985,000	$156,981	$7,049	5.19%
$600k-1MM	453	$320,275,000	$707,009	$20,594	4.91%
$100,000 or less	44	$3,550,000	$80,682	$4,718	5.07%
$1MM+	16	$21,110,000	$1,319,375	$30,571	4.89%

2022 saw Contour Mortgage Corporation place emphasis on $200k-400k loans with 1,460 originations, totaling $429,460,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	1,177	$504,785,000	$428,874	$13,833	5.07%
$150k-250k	769	$400,215,000	$520,436	$14,185	5.12%
$75k-100k	697	$229,445,000	$329,189	$11,860	4.96%
$50k-75k	614	$147,920,000	$240,912	$9,682	4.98%
$50k or less	242	$42,570,000	$175,909	$7,536	4.85%
$250k+	196	$117,520,000	$599,592	$14,017	5.11%

Contour Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,177 originations. The second most popular income band? $150k-250k, with 769 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	507	$180,815,000	$356,637	$10,342	5.05%
50-60%	441	$184,935,000	$419,354	$18,107	5.00%
20-30%	364	$132,090,000	$362,885	$9,358	4.98%
49%	287	$122,615,000	$427,230	$13,836	5.08%
44%	202	$80,230,000	$397,178	$13,251	4.90%
48%	193	$81,755,000	$423,601	$13,946	5.10%
46%	189	$73,775,000	$390,344	$13,547	5.21%
47%	187	$81,915,000	$438,048	$14,044	5.02%
45%	183	$75,375,000	$411,885	$12,250	5.08%
42%	166	$63,370,000	$381,747	$11,350	5.18%
43%	161	$63,575,000	$394,876	$11,557	5.08%
41%	159	$61,425,000	$386,321	$11,602	5.06%
40%	137	$52,025,000	$379,745	$11,259	5.03%
39%	121	$43,835,000	$362,273	$11,373	5.13%
37%	117	$45,055,000	$385,085	$10,254	5.11%
36%	92	$34,460,000	$374,565	$10,907	4.78%
<20%	91	$28,095,000	$308,736	$8,130	4.41%
38%	86	$31,930,000	$371,279	$10,471	5.15%
>60%	12	$5,180,000	$431,667	$17,462	5.30%

Contour Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 507 originations. The next most common DTI ratio? 50-60%, with 441 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	1,959	$742,745,000	$379,145	$11,390	5.03%
Not provided	847	$308,635,000	$364,386	$11,748	5.03%
Black	621	$261,345,000	$420,845	$15,986	5.02%
Asian	255	$124,115,000	$486,725	$14,264	5.07%
American Indian	5	$2,395,000	$479,000	$10,449	5.68%
Filipino	4	$1,500,000	$375,000	$9,027	4.88%
Native Hawaiian or Islander	3	$1,135,000	$378,333	$10,699	4.88%
Other Asian	1	$585,000	$585,000	$11,081	7.25%

Approval Rates

Total approvals of all applications
96.76%

Contour Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
39.11%

Contour Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	3,695	$1,442,455,000	$390,380

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	3,695	$1,442,455,000	$390,380

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	73	$16,075,000	$220,205	$7,361	4.92%
40-60%	233	$74,375,000	$319,206	$9,327	4.84%
60-80%	1,116	$431,160,000	$386,344	$11,360	4.96%
80-100%	2,211	$895,895,000	$405,199	$13,335	5.10%
Over 100%	52	$23,980,000	$461,154	$20,329	4.85%
Under 20%	10	$970,000	$97,000	$5,052	3.88%