PROVO - OREM Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Provo - Orem averaged
6.51%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.62% and
one month ago for the week of 2025-02-27, the
average rate was 6.33%.
Provo - Orem's average rate one year ago was 6.46%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.33%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Provo - Orem 30 Year Fixed Rate | 2025-04-03 | 6.51% |
| Provo - Orem 30 Year Fixed Rate Refi | 2025-04-03 | 6.33% |
| Provo - Orem 15 Year Fixed Rate | 2025-04-03 | 6.25% |
| Provo - Orem 15 Year Fixed Rate Refi | 2025-04-03 | 6.31% |
| Provo - Orem 30 Year FHA | 2025-04-03 | 5.69% |
| Provo - Orem 30 Year FHA Refi | 2025-04-03 | 5.65% |
| Provo - Orem 30 Year USDA | 2025-04-03 | 6.32% |
| Provo - Orem 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Provo - Orem 30 Year VA | 2025-04-03 | 5.96% |
| Provo - Orem 30 Year VA Refi | 2025-04-03 | 5.24% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PROVO-OREM, UT.
PROVO - OREM Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PROVO-OREM, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PROVO - OREM Average Closing Costs & Other Stats
PROVO-OREM, UT's 204 lenders originated 18,540
loans during 2024. The total origination value was $6,430,370,000, with an average loan value of
$346,838.
PROVO - OREM's average closing costs are $6,192.
The top PROVO - OREM lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,244 loans originated. Their average total fees are
$8,585, which is $698
lower than the next largest lender,
FIRST COLONY MORTGAGE CORPORATION.
The lowest fee PROVO - OREM lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($1,593), DHI MORTGAGE COMPANY, LTD. ($2,304), EAGLE HOME MORTGAGE, LLC ($4,117), NexBank ($4,229) and Morgan Stanley Private Bank ($4,240).
The lowest rate PROVO - OREM lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.40%), DHI MORTGAGE COMPANY, LTD. (5.73%), HOMEAMERICAN MORTGAGE CORPORATION (5.78%), INSPIRE HOME LOANS INC. (5.91%) and NATIONS RELIABLE LENDING, LLC (6.11%).
PROVO-OREM, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $796,180,000 | $936,125,000 | 17.6% | 14.6% |
| FIRST COLONY MORTGAGE CORPORATION | $486,440,000 | $528,105,000 | 8.6% | 8.2% |
| DHI MORTGAGE COMPANY, LTD. | $350,730,000 | $345,355,000 | -1.5% | 5.4% |
| INTERCAP LENDING INC. | $253,245,000 | $281,795,000 | 11.3% | 4.4% |
| UTAH COMMUNITY | $238,220,000 | $259,420,000 | 8.9% | 4.0% |
| AMERICA FIRST | $235,475,000 | $259,100,000 | 10.0% | 4.0% |
| QUICKEN LOANS, LLC | $191,965,000 | $240,740,000 | 25.4% | 3.7% |
| MOUNTAIN AMERICA | $275,825,000 | $221,215,000 | -19.8% | 3.4% |
| EAGLE HOME MORTGAGE, LLC | $120,960,000 | $175,370,000 | 45.0% | 2.7% |
| GUILD MORTGAGE COMPANY | $17,195,000 | $173,365,000 | 908.2% | 2.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | $172,415,000 | $171,995,000 | -0.2% | 2.7% |
| MY MOVE MORTGAGE, LLC | $104,930,000 | $137,630,000 | 31.2% | 2.1% |
| Century Mortgage Company DBA Century Lending Company | $43,335,000 | $129,070,000 | 197.8% | 2.0% |
| SECURITY HOME MORTGAGE, LLC. | $116,475,000 | $109,985,000 | -5.6% | 1.7% |
| The Loan Store, Inc. | $15,110,000 | $99,105,000 | 555.9% | 1.5% |
| Zions Bank | $112,195,000 | $98,880,000 | -11.9% | 1.5% |
| HOMEAMERICAN MORTGAGE CORPORATION | $61,380,000 | $73,550,000 | 19.8% | 1.1% |
| CANOPY MORTGAGE, LLC | $41,935,000 | $70,675,000 | 68.5% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $37,910,000 | $63,570,000 | 67.7% | 1.0% |
| SECURITY SERVICE | $140,660,000 | $55,325,000 | -60.7% | 0.9% |
| CLM MORTGAGE, INC | $3,230,000 | $54,635,000 | 1,591.5% | 0.8% |
| VERITAS FUNDING, LLC | $39,450,000 | $50,340,000 | 27.6% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $44,025,000 | $49,975,000 | 13.5% | 0.8% |
| Plains Commerce Bank | $29,525,000 | $49,465,000 | 67.5% | 0.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $28,660,000 | $46,365,000 | 61.8% | 0.7% |
| GUARANTEED RATE, INC. | $38,070,000 | $44,455,000 | 16.8% | 0.7% |
| NEST HOME LENDING, LLC | $41,900,000 | $43,635,000 | 4.1% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $10,700,000 | $41,860,000 | 291.2% | 0.7% |
| LOANDEPOT.COM, LLC | $14,420,000 | $40,560,000 | 181.3% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $39,935,000 | n/a | 0.6% | |
| NEWREZ LLC | $50,585,000 | $39,855,000 | -21.2% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $22,995,000 | $39,575,000 | 72.1% | 0.6% |
| JPMorgan Chase Bank | $40,670,000 | $35,120,000 | -13.6% | 0.5% |
| Central Bank | $71,770,000 | $33,545,000 | -53.3% | 0.5% |
| CYPRUS Federal Credit Union | $20,050,000 | $33,505,000 | 67.1% | 0.5% |
| GOLDENWEST | $17,545,000 | $33,435,000 | 90.6% | 0.5% |
| RANLIFE, INC. | $26,570,000 | $33,325,000 | 25.4% | 0.5% |
| WALKER & DUNLOP, LLC | $121,410,000 | $32,905,000 | -72.9% | 0.5% |
| Northpointe Bank | $24,680,000 | $30,670,000 | 24.3% | 0.5% |
| UTAH FIRST | $23,505,000 | $30,265,000 | 28.8% | 0.5% |
| AMWEST FUNDING CORP. | $33,445,000 | $29,690,000 | -11.2% | 0.5% |
| U.S. Bank | $64,465,000 | $28,810,000 | -55.3% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $17,130,000 | $28,295,000 | 65.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,425,000 | $27,950,000 | 168.1% | 0.4% |
| Glacier Bank | $31,490,000 | $26,590,000 | -15.6% | 0.4% |
| DIRECT MORTGAGE, CORP. | $26,190,000 | $24,935,000 | -4.8% | 0.4% |
| CMG MORTGAGE, INC. | $16,535,000 | $24,600,000 | 48.8% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $16,245,000 | $23,125,000 | 42.4% | 0.4% |
| Deseret First Credit Union | $17,945,000 | $22,925,000 | 27.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $20,020,000 | $21,960,000 | 9.7% | 0.3% |
| Mortgage Research Center, LLC | $12,635,000 | $21,835,000 | 72.8% | 0.3% |
| NBH Bank | $13,695,000 | $21,095,000 | 54.0% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $22,850,000 | $20,585,000 | -9.9% | 0.3% |
| First National Bank of Omaha | $20,005,000 | n/a | 0.3% | |
| NATIONS RELIABLE LENDING, LLC | $23,125,000 | $18,120,000 | -21.6% | 0.3% |
| AXIA FINANCIAL, LLC | $23,525,000 | $17,465,000 | -25.8% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $5,345,000 | $16,015,000 | 199.6% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $7,190,000 | $15,200,000 | 111.4% | 0.2% |
| Bank of America | $25,055,000 | $15,075,000 | -39.8% | 0.2% |
| Washington Federal Bank | $14,050,000 | $13,980,000 | -0.5% | 0.2% |
| PLANET HOME LENDING, LLC | $3,905,000 | $13,935,000 | 256.9% | 0.2% |
| Bank of Utah | $9,425,000 | $13,660,000 | 44.9% | 0.2% |
| BMO Harris Bank | $10,685,000 | $13,140,000 | 23.0% | 0.2% |
| INSPIRE HOME LOANS INC. | $27,995,000 | $13,080,000 | -53.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,775,000 | $12,645,000 | 119.0% | 0.2% |
| The Huntington National Bank | $16,255,000 | $12,595,000 | -22.5% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $6,855,000 | $12,425,000 | 81.3% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,965,000 | $12,275,000 | 36.9% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $12,665,000 | $12,160,000 | -4.0% | 0.2% |
| NEXERA HOLDING LLC | $7,920,000 | $11,120,000 | 40.4% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $24,985,000 | $11,115,000 | -55.5% | 0.2% |
| Utah Mortgage Loan Corporation | $12,395,000 | $11,065,000 | -10.7% | 0.2% |
| ALLIANT CREDIT UNION | $5,275,000 | $11,060,000 | 109.7% | 0.2% |
| LENDSURE MORTGAGE CORP. | $8,235,000 | $11,020,000 | 33.8% | 0.2% |
| Flagstar Bank, FSB | $9,195,000 | $10,880,000 | 18.3% | 0.2% |
| Citadel Servicing Corporation | $16,660,000 | $10,655,000 | -36.0% | 0.2% |
| JMAC LENDING, INC. | $585,000 | $10,520,000 | 1,698.3% | 0.2% |
| Alpine Credit Union | $7,195,000 | $10,325,000 | 43.5% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $13,525,000 | $10,080,000 | -25.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $540,000 | $10,045,000 | 1,760.2% | 0.2% |
| GARDNER FINANCIAL SERVICES, LTD. | $9,965,000 | n/a | 0.2% | |
| Cornerstone First Mortgage, Inc | $5,970,000 | $9,935,000 | 66.4% | 0.2% |
| Morgan Stanley Private Bank | $18,185,000 | $9,770,000 | -46.3% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,615,000 | $9,650,000 | 26.7% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $6,340,000 | $9,565,000 | 50.9% | 0.1% |
| GRANITE FEDERAL CREDIT UNION | $5,840,000 | $9,515,000 | 62.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $6,520,000 | $9,390,000 | 44.0% | 0.1% |
| Equity Prime Mortgage LLC | $910,000 | $8,915,000 | 879.7% | 0.1% |
| University First Federal Credit Union | $15,175,000 | $8,780,000 | -42.1% | 0.1% |
| SUN AMERICAN MORTGAGE COMPANY | $7,620,000 | $8,625,000 | 13.2% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $7,135,000 | $8,565,000 | 20.0% | 0.1% |
| Discover Bank | $7,780,000 | $8,385,000 | 7.8% | 0.1% |
| TBI MORTGAGE COMPANY | $7,420,000 | $8,270,000 | 11.5% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $9,835,000 | $7,950,000 | -19.2% | 0.1% |
| Cache Valley Bank | $6,160,000 | $7,935,000 | 28.8% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $9,025,000 | $7,730,000 | -14.3% | 0.1% |
| Wells Fargo Bank | $47,775,000 | $7,550,000 | -84.2% | 0.1% |
| Figure Lending LLC | $5,665,000 | $7,325,000 | 29.3% | 0.1% |
| Banterra Bank | $7,210,000 | n/a | 0.1% | |
| NBKC BANK | $5,625,000 | $6,995,000 | 24.4% | 0.1% |
| KeyBank | $22,565,000 | $6,875,000 | -69.5% | 0.1% |
| CHARTWAY FEDERAL CREDIT UNION | $6,770,000 | $6,810,000 | 0.6% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $29,745,000 | $6,650,000 | -77.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $6,860,000 | $6,305,000 | -8.1% | 0.1% |
| MORTGAGEONE, INC. | $3,800,000 | $6,120,000 | 61.1% | 0.1% |
| GEORGIA'S OWN | $1,000,000 | $6,110,000 | 511.0% | 0.1% |
| BAY EQUITY LLC | $6,960,000 | $6,080,000 | -12.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,625,000 | $6,005,000 | 65.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $4,150,000 | $5,675,000 | 36.7% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $7,945,000 | $5,645,000 | -28.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,015,000 | $5,520,000 | 173.9% | 0.1% |
| NexBank | $750,000 | $5,510,000 | 634.7% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $415,000 | $5,315,000 | 1,180.7% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $5,565,000 | $5,005,000 | -10.1% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $2,055,000 | $4,935,000 | 140.1% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $4,860,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $3,535,000 | $4,710,000 | 33.2% | 0.1% |
| CARDINAL FINANCIAL | $36,395,000 | $4,680,000 | -87.1% | 0.1% |
| SPRING EQ, LLC | $1,730,000 | $4,555,000 | 163.3% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,515,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $4,645,000 | $4,480,000 | -3.6% | 0.1% |
| PNC Bank | $4,830,000 | $4,460,000 | -7.7% | 0.1% |
| The Federal Savings Bank | $5,935,000 | $4,455,000 | -24.9% | 0.1% |
| BELEM SERVICING LLC | $1,700,000 | $4,390,000 | 158.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $2,475,000 | $4,270,000 | 72.5% | 0.1% |
| NMSI, INC. | $4,035,000 | n/a | 0.1% | |
| S1L, Inc. | $3,140,000 | $3,865,000 | 23.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $5,980,000 | $3,815,000 | -36.2% | 0.1% |
| Citibank | $28,710,000 | $3,750,000 | -86.9% | 0.1% |
| Coastal Community Bank | $2,765,000 | $3,320,000 | 20.1% | 0.1% |
| Farmers Bank & Trust | $890,000 | $3,320,000 | 273.0% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $3,245,000 | n/a | 0.1% | |
| Encompass Lending Group, LP | $1,585,000 | $3,175,000 | 100.3% | 0.0% |
| Dollar Bank, Federal Savings Bank | $3,135,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $905,000 | $2,980,000 | 229.3% | 0.0% |
| USAA Federal Savings Bank | $2,515,000 | $2,815,000 | 11.9% | 0.0% |
| FUNDLOANS CAPITAL | $235,000 | $2,795,000 | 1,089.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,815,000 | $2,775,000 | 52.9% | 0.0% |
| Carrington Mortgage Services, LLC | $3,435,000 | $2,720,000 | -20.8% | 0.0% |
| Network Funding, L.P. | $5,285,000 | $2,685,000 | -49.2% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $805,000 | $2,635,000 | 227.3% | 0.0% |
| OCMBC, INC. | $6,530,000 | $2,465,000 | -62.3% | 0.0% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $1,955,000 | $2,405,000 | 23.0% | 0.0% |
| UBS Bank USA | $4,665,000 | $2,265,000 | -51.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $2,215,000 | $2,220,000 | 0.2% | 0.0% |
| AMERICAN FINANCING CORPORATION | $3,445,000 | $2,145,000 | -37.7% | 0.0% |
| MidFirst Bank | $5,310,000 | $2,075,000 | -60.9% | 0.0% |
| First National Bank of America | $2,870,000 | $2,040,000 | -28.9% | 0.0% |
| Raymond James Bank | $2,030,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $1,505,000 | $1,905,000 | 26.6% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $4,210,000 | $1,895,000 | -55.0% | 0.0% |
| The Central Trust Bank | $1,375,000 | $1,875,000 | 36.4% | 0.0% |
| Texana Bank | $1,870,000 | n/a | 0.0% | |
| Bank of England | $620,000 | $1,825,000 | 194.4% | 0.0% |
| NuVision Federal Credit Union | $1,815,000 | n/a | 0.0% | |
| Logan Finance Corporation | $2,320,000 | $1,760,000 | -24.1% | 0.0% |
| First-Citizens Bank & Trust Company | $1,015,000 | $1,735,000 | 70.9% | 0.0% |
| Ameris Bank | $4,125,000 | $1,725,000 | -58.2% | 0.0% |
| LOANPAL, LLC | $665,000 | $1,720,000 | 158.6% | 0.0% |
| South State Bank | $1,675,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $1,675,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $195,000 | $1,625,000 | 733.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,505,000 | n/a | 0.0% | |
| First Federal Bank | $1,425,000 | $1,505,000 | 5.6% | 0.0% |
| Stifel Bank and Trust | $450,000 | $1,505,000 | 234.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,480,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $1,220,000 | $1,475,000 | 20.9% | 0.0% |
| Watermark Capital, Inc. | $990,000 | $1,470,000 | 48.5% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,450,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $1,425,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $3,105,000 | $1,410,000 | -54.6% | 0.0% |
| Home Mortgage Alliance Corp | $1,400,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $470,000 | $1,385,000 | 194.7% | 0.0% |
| ZILLOW HOME LOANS, LLC | $975,000 | $1,355,000 | 39.0% | 0.0% |
| Armed Forces Bank | $1,330,000 | n/a | 0.0% | |
| Axos Bank | $1,325,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $525,000 | $1,315,000 | 150.5% | 0.0% |
| RESIDENTIAL BANCORP | $1,315,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $1,155,000 | $1,310,000 | 13.4% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $395,000 | $1,295,000 | 227.8% | 0.0% |
| M&T Bank | $1,360,000 | $1,280,000 | -5.9% | 0.0% |
| Baxter Credit Union | $1,150,000 | $1,275,000 | 10.9% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,275,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $1,260,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $1,710,000 | $1,255,000 | -26.6% | 0.0% |
| Bethpage Federal Credit Union | $605,000 | $1,240,000 | 105.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,805,000 | $1,240,000 | -31.3% | 0.0% |
| RCB Bank | $1,205,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $805,000 | $1,185,000 | 47.2% | 0.0% |
| FAY SERVICING, LLC | $1,160,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $690,000 | $1,145,000 | 65.9% | 0.0% |
| Utah Power | $1,390,000 | $1,110,000 | -20.1% | 0.0% |
| Academy Bank | $1,085,000 | n/a | 0.0% | |
| Town Bank, N.A. | $1,085,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $3,045,000 | $1,050,000 | -65.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $305,000 | $1,050,000 | 244.3% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $9,205,000 | $1,025,000 | -88.9% | 0.0% |
| Ixonia Bank | $205,000 | $1,020,000 | 397.6% | 0.0% |
| Citizens Bank | $225,000 | $1,010,000 | 348.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,105,000 | $1,010,000 | -8.6% | 0.0% |
| ARC HOME LLC | $4,760,000 | $995,000 | -79.1% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $995,000 | n/a | 0.0% | |
| BEEHIVE | $1,115,000 | $960,000 | -13.9% | 0.0% |
| JMJ FINANCIAL GROUP | $355,000 | $960,000 | 170.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $3,600,000 | $950,000 | -73.6% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $940,000 | n/a | 0.0% | |
| Fifth Third Bank | $935,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $365,000 | $895,000 | 145.2% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,010,000 | $880,000 | -56.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $855,000 | n/a | 0.0% | |
| City Lending Inc. | $850,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $850,000 | n/a | 0.0% | |
| GMFS LLC | $2,740,000 | $845,000 | -69.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,045,000 | $790,000 | -61.4% | 0.0% |
| First National Bank Texas | $765,000 | n/a | 0.0% | |
| First Savings Bank | $1,805,000 | $735,000 | -59.3% | 0.0% |
| Truist | $1,190,000 | $730,000 | -38.7% | 0.0% |
| Grand Valley Bank | $485,000 | $725,000 | 49.5% | 0.0% |
| North American Savings Bank, F.S.B. | $710,000 | n/a | 0.0% | |
| Ally Bank | $750,000 | $700,000 | -6.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $700,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $305,000 | $680,000 | 123.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $310,000 | $650,000 | 109.7% | 0.0% |
| Jordan Federal Credit Union | $725,000 | $630,000 | -13.1% | 0.0% |
| Nations Lending Corporation | $375,000 | $630,000 | 68.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,150,000 | $615,000 | -46.5% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $605,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $425,000 | $585,000 | 37.6% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $575,000 | n/a | 0.0% | |
| LCNB National Bank | $570,000 | n/a | 0.0% | |
| Magnolia Bank | $425,000 | $560,000 | 31.8% | 0.0% |
| HighTechLending Inc | $680,000 | $540,000 | -20.6% | 0.0% |
| SWBC MORTGAGE CORPORATION | $595,000 | $535,000 | -10.1% | 0.0% |
| University Bank | $525,000 | $535,000 | 1.9% | 0.0% |
| Bank of Colorado | $530,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $515,000 | n/a | 0.0% | |
| Patriot Bank | $515,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $25,000 | $505,000 | 1,920.0% | 0.0% |
| United States Senate Federal Credit Union | $505,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $445,000 | $485,000 | 9.0% | 0.0% |
| SUN Federal Credit Union | $480,000 | n/a | 0.0% | |
| Heritage Bank | $975,000 | $475,000 | -51.3% | 0.0% |
| Northwest Farm Credit Services, FLCA | $455,000 | n/a | 0.0% | |
| Sunflower Bank | $455,000 | n/a | 0.0% | |
| Stride Bank | $425,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $415,000 | n/a | 0.0% | |
| HomeTrust Bank | $4,680,000 | $410,000 | -91.2% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $405,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $405,000 | $405,000 | 0.0% | 0.0% |
| LENDINGONE, LLC | $395,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $395,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $605,000 | $385,000 | -36.4% | 0.0% |
| SUMMIT FUNDING, INC. | $345,000 | $355,000 | 2.9% | 0.0% |
| Centennial Bank | $345,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $345,000 | n/a | 0.0% | |
| NFM, INC. | $425,000 | $345,000 | -18.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $345,000 | n/a | 0.0% | |
| D. L. Evans Bank | $305,000 | $340,000 | 11.5% | 0.0% |
| LOANFLIGHT LENDING, LLC | $335,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $315,000 | n/a | 0.0% | |
| KINECTA | $1,380,000 | $305,000 | -77.9% | 0.0% |
| Devon Bank | $295,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| CHEVRON | $35,000 | $275,000 | 685.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $225,000 | $265,000 | 17.8% | 0.0% |
| Firefighters First Federal Credit Union | $255,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $235,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $215,000 | n/a | 0.0% | |
| Old National Bank | $195,000 | n/a | 0.0% | |
| State Bank of Southern Utah | $720,000 | $165,000 | -77.1% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $425,000 | $155,000 | -63.5% | 0.0% |
| Wayne Savings Community Bank | $155,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $615,000 | $155,000 | -74.8% | 0.0% |
| HomeStreet Bank | $145,000 | n/a | 0.0% | |
| BOKF | $135,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $390,000 | $110,000 | -71.8% | 0.0% |
| Umpqua Bank | $105,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| TOWER | $90,000 | n/a | 0.0% | |
| HORIZON UTAH Federal Credit Union | $55,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $25,000 | n/a | 0.0% |
PROVO - OREM's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.6% market share. In second place, with 8.2%, is FIRST COLONY MORTGAGE CORPORATION, having originated $528,105,000 in loans. In third place, with 5.4%, is DHI MORTGAGE COMPANY, LTD., having originated $345,355,000 in loans. In fourth place, with 4.4%, is INTERCAP LENDING INC., having originated $281,795,000 in loans. In fifth place, with 4.0%, is UTAH COMMUNITY, having originated $259,420,000 in loans.
PROVO - OREM Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - PROVO - OREM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $370,450 (7.6%) | $523,394 (5.2%) | 1.37 | 1,471 |
| 2018-02-01 | $383,550 (8.8%) | $532,076 (4.0%) | 1.39 | 1,408 |
| 2018-03-01 | $393,450 (7.8%) | $541,098 (2.6%) | 1.38 | 1,403 |
| 2018-04-01 | $395,540 (5.5%) | $549,204 (2.2%) | 1.34 | 1,516 |
| 2018-05-01 | $398,950 (7.9%) | $545,797 (2.1%) | 1.33 | 1,680 |
| 2018-06-01 | $399,810 (6.9%) | $534,017 (0.5%) | 1.33 | 1,912 |
| 2018-07-01 | $398,913 (7.5%) | $532,608 (3.4%) | 1.33 | 1,924 |
| 2018-08-01 | $398,413 (9.5%) | $529,349 (5.5%) | 1.33 | 2,007 |
| 2018-09-01 | $389,970 (6.8%) | $520,406 (5.6%) | 1.31 | 2,094 |
| 2018-10-01 | $387,450 (6.2%) | $505,780 (0.9%) | 1.31 | 2,296 |
| 2018-11-01 | $381,590 (3.4%) | $499,874 (-2.5%) | 1.29 | 2,327 |
| 2018-12-01 | $379,950 (2.9%) | $494,649 (-4.1%) | 1.31 | 2,222 |
| 2019-01-01 | $381,444 (3.0%) | $481,272 (-8.1%) | 1.32 | 2,058 |
| 2019-02-01 | $387,621 (1.1%) | $477,776 (-10.2%) | 1.31 | 2,032 |
| 2019-03-01 | $396,053 (0.7%) | $493,252 (-8.8%) | 1.30 | 2,057 |
| 2019-04-01 | $402,332 (1.7%) | $513,208 (-6.6%) | 1.28 | 2,107 |
| 2019-05-01 | $399,188 (0.1%) | $517,156 (-5.3%) | 1.25 | 2,184 |
| 2019-06-01 | $399,995 (0.1%) | $526,470 (-1.4%) | 1.25 | 2,283 |
| 2019-07-01 | $408,485 (2.4%) | $532,696 (0.0%) | 1.28 | 2,316 |
| 2019-08-01 | $405,811 (1.9%) | $527,635 (-0.3%) | 1.29 | 2,313 |
| 2019-09-01 | $402,542 (3.2%) | $521,896 (0.3%) | 1.29 | 2,297 |
| 2019-10-01 | $398,500 (2.9%) | $513,125 (1.5%) | 1.29 | 2,286 |
| 2019-11-01 | $398,828 (4.5%) | $515,045 (3.0%) | 1.31 | 2,016 |
| 2019-12-01 | $399,900 (5.3%) | $527,180 (6.6%) | 1.33 | 1,804 |
| 2020-01-01 | $409,950 (7.5%) | $526,694 (9.4%) | 1.37 | 1,641 |
| 2020-02-01 | $429,900 (10.9%) | $549,410 (15.0%) | 1.41 | 1,404 |
| 2020-03-01 | $430,950 (8.8%) | $560,687 (13.7%) | 1.35 | 1,450 |
| 2020-04-01 | $416,861 (3.6%) | $510,862 (-0.5%) | 1.31 | 1,839 |
| 2020-05-01 | $427,905 (7.2%) | $545,596 (5.5%) | 1.30 | 1,730 |
| 2020-06-01 | $438,938 (9.7%) | $583,967 (10.9%) | 1.29 | 1,423 |
| 2020-07-01 | $453,970 (11.1%) | $607,626 (14.1%) | 1.32 | 1,178 |
| 2020-08-01 | $470,990 (16.1%) | $665,773 (26.2%) | 1.35 | 1,016 |
| 2020-09-01 | $495,968 (23.2%) | $703,263 (34.8%) | 1.42 | 872 |
| 2020-10-01 | $504,995 (26.7%) | $814,567 (58.8%) | 1.45 | 708 |
| 2020-11-01 | $522,475 (31.0%) | $898,995 (74.6%) | 1.53 | 581 |
| 2020-12-01 | $545,745 (36.5%) | $917,466 (74.0%) | 1.62 | 500 |
| 2021-01-01 | $535,000 (30.5%) | $978,869 (85.9%) | 1.60 | 404 |
| 2021-02-01 | $534,225 (24.3%) | $1,081,654 (96.9%) | 1.56 | 314 |
| 2021-03-01 | $510,425 (18.4%) | $1,025,177 (82.8%) | 1.45 | 357 |
| 2021-04-01 | $541,750 (30.0%) | $1,015,124 (98.7%) | 1.47 | 436 |
| 2021-05-01 | $550,000 (28.5%) | $957,661 (75.5%) | 1.46 | 550 |
| 2021-06-01 | $547,450 (24.7%) | $887,914 (52.1%) | 1.44 | 712 |
| 2021-07-01 | $544,950 (20.0%) | $839,987 (38.2%) | 1.44 | 851 |
| 2021-08-01 | $551,200 (17.0%) | $855,981 (28.6%) | 1.47 | 880 |
| 2021-09-01 | $537,119 (8.3%) | $838,551 (19.2%) | 1.43 | 913 |
| 2021-10-01 | $539,900 (6.9%) | $861,239 (5.7%) | 1.44 | 847 |
| 2021-11-01 | $546,950 (4.7%) | $891,802 (-0.8%) | 1.46 | 753 |
| 2021-12-01 | $559,675 (2.6%) | $953,207 (3.9%) | 1.52 | 582 |
| 2022-01-01 | $559,450 (4.6%) | $943,434 (-3.6%) | 1.51 | 469 |
| 2022-02-01 | $590,000 (10.4%) | $1,014,629 (-6.2%) | 1.53 | 428 |
| 2022-03-01 | $592,475 (16.1%) | $964,746 (-5.9%) | 1.48 | 462 |
| 2022-04-01 | $619,000 (14.3%) | $967,994 (-4.6%) | 1.48 | 678 |
| 2022-05-01 | $617,400 (12.3%) | $855,307 (-10.7%) | 1.41 | 1,232 |
| 2022-06-01 | $608,789 (11.2%) | $824,474 (-7.1%) | 1.36 | 1,700 |
| 2022-07-01 | $589,900 (8.3%) | $791,646 (-5.8%) | 1.33 | 2,169 |
| 2022-08-01 | $571,915 (3.8%) | $757,555 (-11.5%) | 1.32 | 2,326 |
| 2022-09-01 | $558,015 (3.9%) | $742,636 (-11.4%) | 1.30 | 2,351 |
| 2022-10-01 | $549,900 (1.9%) | $747,324 (-13.2%) | 1.29 | 2,419 |
| 2022-11-01 | $549,900 (0.5%) | $747,133 (-16.2%) | 1.32 | 2,289 |
| 2022-12-01 | $550,000 (-1.7%) | $747,637 (-21.6%) | 1.36 | 2,070 |
| 2023-01-01 | $561,560 (0.4%) | $762,957 (-19.1%) | 1.39 | 1,722 |
| 2023-02-01 | $554,950 (-5.9%) | $780,706 (-23.1%) | 1.34 | 1,519 |
| 2023-03-01 | $574,995 (-3.0%) | $808,090 (-16.2%) | 1.36 | 1,409 |
| 2023-04-01 | $589,443 (-4.8%) | $822,619 (-15.0%) | 1.37 | 1,357 |
| 2023-05-01 | $599,997 (-2.8%) | $829,175 (-3.1%) | 1.36 | 1,430 |
| 2023-06-01 | $599,450 (-1.5%) | $839,871 (1.9%) | 1.35 | 1,553 |
| 2023-07-01 | $599,990 (1.7%) | $859,701 (8.6%) | 1.36 | 1,616 |
| 2023-08-01 | $591,675 (3.5%) | $839,916 (10.9%) | 1.36 | 1,747 |
| 2023-09-01 | $579,900 (3.9%) | $826,947 (11.4%) | 1.35 | 1,851 |
| 2023-10-01 | $569,188 (3.5%) | $813,483 (8.9%) | 1.34 | 1,842 |
| 2023-11-01 | $573,986 (4.4%) | $832,263 (11.4%) | 1.37 | 1,776 |
| 2023-12-01 | $569,990 (3.6%) | $842,343 (12.7%) | 1.39 | 1,535 |
| 2024-01-01 | $574,650 (2.3%) | $834,235 (9.3%) | 1.40 | 1,378 |
| 2024-02-01 | $571,145 (2.9%) | $816,762 (4.6%) | 1.37 | 1,360 |
| 2024-03-01 | $569,999 (-0.9%) | $804,696 (-0.4%) | 1.34 | 1,415 |
| 2024-04-01 | $588,900 (-0.1%) | $840,829 (2.2%) | 1.37 | 1,557 |
| 2024-05-01 | $590,498 (-1.6%) | $830,396 (0.2%) | 1.34 | 1,849 |
| 2024-06-01 | $585,000 (-2.4%) | $812,465 (-3.3%) | 1.33 | 2,049 |
| 2024-07-01 | $586,725 (-2.2%) | $806,996 (-6.1%) | 1.34 | 2,316 |
| 2024-08-01 | $576,900 (-2.5%) | $793,874 (-5.5%) | 1.34 | 2,292 |
| 2024-09-01 | $592,450 (2.2%) | $802,608 (-2.9%) | 1.39 | 2,407 |
| 2024-10-01 | $587,450 (3.2%) | $801,577 (-1.5%) | 1.38 | 2,381 |
| 2024-11-01 | $575,000 (0.2%) | $788,299 (-5.3%) | 1.38 | 2,331 |
| 2024-12-01 | $572,535 (0.5%) | $783,510 (-7.0%) | 1.42 | 2,026 |
| 2025-01-01 | $566,375 (-1.4%) | $767,195 (-8.0%) | 1.41 | 1,934 |
| 2025-02-01 | $567,150 (-0.7%) | $758,449 (-7.1%) | 1.38 | 2,006 |
| 2025-03-01 | $560,000 (-1.8%) | $756,847 (-6.0%) | 0.00 | 2,265 |
PROVO - OREM's median listing price for 2025-03-01 was $560,000, a difference of
$-9,999
(-1.8%) versus the prior year and
$-7,150 versus the prior month.
PROVO - OREM's median listing price comes in at 0% of the national average.
PROVO - OREM's average listing price for 2025-03-01 was $756,847, a difference of $-47,849 (-6.0%) versus the prior year and $-1,602 versus the prior month.
For the 2025-03-01 period, PROVO - OREM had 2,265 MLS listings, a difference of 259 listings (13%) versus the prior month and 850 listings (60%) versus the prior year.
PROVO - OREM's median listing price comes in at 0% of the national average.
PROVO - OREM's average listing price for 2025-03-01 was $756,847, a difference of $-47,849 (-6.0%) versus the prior year and $-1,602 versus the prior month.
For the 2025-03-01 period, PROVO - OREM had 2,265 MLS listings, a difference of 259 listings (13%) versus the prior month and 850 listings (60%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - PROVO - OREM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 49 days | 3,388 sqft |
| 2018-02-01 | 48 days | 3,444 sqft |
| 2018-03-01 | 26 days | 3,469 sqft |
| 2018-04-01 | 32 days | 3,486 sqft |
| 2018-05-01 | 31 days | 3,463 sqft |
| 2018-06-01 | 32 days | 3,427 sqft |
| 2018-07-01 | 31 days | 3,431 sqft |
| 2018-08-01 | 32 days | 3,401 sqft |
| 2018-09-01 | 43 days | 3,346 sqft |
| 2018-10-01 | 41 days | 3,324 sqft |
| 2018-11-01 | 41 days | 3,288 sqft |
| 2018-12-01 | 54 days | 3,260 sqft |
| 2019-01-01 | 57 days | 3,251 sqft |
| 2019-02-01 | 51 days | 3,263 sqft |
| 2019-03-01 | 47 days | 3,308 sqft |
| 2019-04-01 | 44 days | 3,335 sqft |
| 2019-05-01 | 41 days | 3,265 sqft |
| 2019-06-01 | 44 days | 3,250 sqft |
| 2019-07-01 | 45 days | 3,268 sqft |
| 2019-08-01 | 47 days | 3,245 sqft |
| 2019-09-01 | 50 days | 3,222 sqft |
| 2019-10-01 | 52 days | 3,183 sqft |
| 2019-11-01 | 53 days | 3,161 sqft |
| 2019-12-01 | 56 days | 3,186 sqft |
| 2020-01-01 | 60 days | 3,244 sqft |
| 2020-02-01 | 54 days | 3,370 sqft |
| 2020-03-01 | 45 days | 3,303 sqft |
| 2020-04-01 | 39 days | 3,184 sqft |
| 2020-05-01 | 44 days | 3,224 sqft |
| 2020-06-01 | 46 days | 3,279 sqft |
| 2020-07-01 | 47 days | 3,352 sqft |
| 2020-08-01 | 39 days | 3,364 sqft |
| 2020-09-01 | 30 days | 3,386 sqft |
| 2020-10-01 | 37 days | 3,301 sqft |
| 2020-11-01 | 41 days | 3,470 sqft |
| 2020-12-01 | 44 days | 3,556 sqft |
| 2021-01-01 | 42 days | 3,454 sqft |
| 2021-02-01 | 18 days | 3,207 sqft |
| 2021-03-01 | 7 days | 2,965 sqft |
| 2021-04-01 | 9 days | 3,089 sqft |
| 2021-05-01 | 11 days | 2,943 sqft |
| 2021-06-01 | 15 days | 2,961 sqft |
| 2021-07-01 | 17 days | 2,883 sqft |
| 2021-08-01 | 18 days | 2,955 sqft |
| 2021-09-01 | 22 days | 2,846 sqft |
| 2021-10-01 | 24 days | 2,702 sqft |
| 2021-11-01 | 24 days | 2,815 sqft |
| 2021-12-01 | 41 days | 2,912 sqft |
| 2022-01-01 | 47 days | 3,008 sqft |
| 2022-02-01 | 29 days | 2,960 sqft |
| 2022-03-01 | 25 days | 2,847 sqft |
| 2022-04-01 | 23 days | 2,898 sqft |
| 2022-05-01 | 20 days | 2,858 sqft |
| 2022-06-01 | 29 days | 2,897 sqft |
| 2022-07-01 | 38 days | 2,799 sqft |
| 2022-08-01 | 46 days | 2,751 sqft |
| 2022-09-01 | 51 days | 2,693 sqft |
| 2022-10-01 | 58 days | 2,714 sqft |
| 2022-11-01 | 71 days | 2,731 sqft |
| 2022-12-01 | 86 days | 2,773 sqft |
| 2023-01-01 | 89 days | 2,844 sqft |
| 2023-02-01 | 86 days | 2,824 sqft |
| 2023-03-01 | 58 days | 2,935 sqft |
| 2023-04-01 | 55 days | 3,019 sqft |
| 2023-05-01 | 45 days | 3,103 sqft |
| 2023-06-01 | 41 days | 3,028 sqft |
| 2023-07-01 | 47 days | 3,100 sqft |
| 2023-08-01 | 45 days | 2,994 sqft |
| 2023-09-01 | 46 days | 2,964 sqft |
| 2023-10-01 | 57 days | 2,864 sqft |
| 2023-11-01 | 59 days | 2,913 sqft |
| 2023-12-01 | 67 days | 2,854 sqft |
| 2024-01-01 | 66 days | 2,821 sqft |
| 2024-02-01 | 52 days | 2,835 sqft |
| 2024-03-01 | 49 days | 2,812 sqft |
| 2024-04-01 | 40 days | 2,917 sqft |
| 2024-05-01 | 36 days | 2,935 sqft |
| 2024-06-01 | 44 days | 2,863 sqft |
| 2024-07-01 | 51 days | 2,868 sqft |
| 2024-08-01 | 57 days | 2,863 sqft |
| 2024-09-01 | 60 days | 2,926 sqft |
| 2024-10-01 | 62 days | 2,906 sqft |
| 2024-11-01 | 70 days | 2,860 sqft |
| 2024-12-01 | 76 days | 2,864 sqft |
| 2025-01-01 | 77 days | 2,848 sqft |
| 2025-02-01 | 56 days | 2,825 sqft |
| 2025-03-01 | 0 days | 2,790 sqft |
PROVO - OREM's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
PROVO - OREM's median square footage for active listings during the 2025-03-01 period was 2,790 sqft. One year prior, the average listing was 2,812 sqft.
PROVO - OREM's median square footage for active listings during the 2025-03-01 period was 2,790 sqft. One year prior, the average listing was 2,812 sqft.
PROVO-OREM, UT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 10,413 | $4,613,935,000 | $443,094 |
| Refi | 2,675 | $905,885,000 | $338,649 |
| Home Improvement | 2,126 | $243,540,000 | $114,553 |
| Other | 1,861 | $234,285,000 | $125,892 |
| Cash Out Refi | 1,463 | $431,795,000 | $295,144 |
| NA | 2 | $930,000 | $465,000 |
Provo - Orem's most frequently cited loan purpose was Home Purchase, with 10,413 originations. The 2nd most popular reason was Refi, with 2,675 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 7,059 | $2,971,325,000 | $420,927 |
| 7-8% | 3,875 | $1,028,855,000 | $265,511 |
| 5-6% | 3,537 | $1,597,865,000 | $451,757 |
| Over 8% | 3,263 | $527,325,000 | $161,607 |
| 4-5% | 535 | $237,115,000 | $443,206 |
| <2.5% | 116 | $7,650,000 | $65,948 |
| 3-4% | 36 | $9,840,000 | $273,333 |
| 2.5-3% | 29 | $7,635,000 | $263,276 |
During 2024, Provo - Orem's most frequently originated rate bucket was 6-7%, with 7,059 originations.
Loan Sizing (PROVO-OREM, UT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 5,196 | $2,494,360,000 | $480,054 |
| $200k-400k | 5,000 | $1,576,530,000 | $315,306 |
| $100,000 or less | 3,800 | $194,940,000 | $51,300 |
| $100k-200k | 2,386 | $326,790,000 | $136,961 |
| $600k-1000k | 1,879 | $1,322,145,000 | $703,643 |
| $Over $1MM | 279 | $515,605,000 | $1,848,047 |
PROVO - OREM's loan sizing saw the bucket of loans from $400k-600k with 5,196 originations, totaling $2,494,360,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 6,938 | $3,347,610,000 | $482,504 |
| Under 20% | 4,676 | $352,330,000 | $75,349 |
| 60-80% | 2,840 | $1,435,690,000 | $505,525 |
| 20-40% | 2,322 | $484,000,000 | $208,441 |
| 40-60% | 1,390 | $629,630,000 | $452,971 |
| Over 100% | 140 | $75,170,000 | $536,929 |
PROVO - OREM's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,938 originations, totaling $3,347,610,000 in origination value.