Great Southern Bank Mortgage Rates, Fees & Info
Reeds Spring, MOLEI: 1TMVIO1SD0RLIPEIW803
Tax ID: 44-0267430
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Mortgage Data
Review & Overview
Great Southern Bank is a smaller bank specializing in Home Purchase loans. Great Southern Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: St. Louis, Springfield, Minneapolis, Kansas City, and Houston among others. We have data for 147 markets. (Some data included below & more in-depth data is available with an active subscription.)Great Southern Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Great Southern Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
| 30 Year Conventional Purchase | 6.71% | 12/16/24 |
| 30 Year Conventional Refi | 6.66% | 12/16/24 |
| 30 Year Cash-out Refi | 6.77% | 12/16/24 |
| 30 Year FHA Purchase | 7.04% | 12/16/24 |
| 30 Year FHA Refi | 6.27% | 12/16/24 |
| 30 Year VA Purchase | 5.91% | 12/16/24 |
| 30 Year USDA Purchase | 6.67% | 12/16/24 |
| 15 Year Conventional Purchase | 5.98% | 12/16/24 |
| 15 Year Conventional Refi | 5.73% | 12/16/24 |
| 15 Year Cash-out Refi | 5.73% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Great Southern Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,128Origination Dollar Volume (All Markets)
$731,710,000Awards
Great Southern Bank - 2022
Great Southern Bank is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 369 | $187,845,000 | $509,065 | $3,106 | 3.96% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 583 | $106,175,000 | $182,118 | $2,843 | 4.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 52 | $63,300,000 | $1,217,308 | $2,100 | 4.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 155 | $44,545,000 | $287,387 | $2,248 | 4.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $42,465,000 | $14,155,000 | $3,119 | 3.94% |
| Outside of Metro Areas | 268 | $40,930,000 | $152,724 | $2,842 | 4.16% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $27,240,000 | $2,270,000 | $2,323 | 4.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 110 | $16,720,000 | $152,000 | $3,113 | 4.29% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 52 | $12,320,000 | $236,923 | $2,894 | 4.26% |
| Branson, MO (FHA|USDA|VA) | 49 | $11,675,000 | $238,265 | $2,373 | 4.41% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 94 | $10,490,000 | $111,596 | $2,781 | 3.99% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 35 | $10,185,000 | $291,000 | $2,285 | 4.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $6,155,000 | $559,545 | $7,170 | 4.74% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $5,725,000 | $817,857 | $6,545 | 3.47% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $5,295,000 | $756,429 | $3,547 | 3.73% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $5,265,000 | $585,000 | $6,472 | 4.30% |
| COLUMBIA, MO (FHA|USDA|VA) | 8 | $4,760,000 | $595,000 | $1,287 | 4.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $4,710,000 | $1,177,500 | $4,833 | 4.10% |
| JOPLIN, MO (FHA|USDA|VA) | 32 | $4,230,000 | $132,188 | $2,843 | 4.22% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $3,930,000 | $491,250 | $4,664 | 4.37% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $3,850,000 | $481,250 | $5,743 | 3.87% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $3,825,000 | $3,825,000 | $0 | 4.65% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $3,490,000 | $872,500 | $4,961 | 3.40% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $3,370,000 | $1,685,000 | $3,197 | 3.58% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $3,370,000 | $842,500 | $4,752 | 3.30% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $3,265,000 | $653,000 | $5,402 | 3.94% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $3,250,000 | $812,500 | $3,871 | 4.36% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $3,160,000 | $790,000 | $8,156 | 3.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $3,135,000 | $1,045,000 | $8,264 | 3.36% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $2,920,000 | $1,460,000 | $5,678 | 3.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $2,880,000 | $720,000 | $6,811 | 3.57% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $2,800,000 | $1,400,000 | $5,083 | 4.50% |
| TULSA, OK (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $4,711 | 4.76% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $2,230,000 | $1,115,000 | $4,431 | 4.50% |
| Fremont, NE (FHA|USDA|VA) | 1 | $2,115,000 | $2,115,000 | $0 | 4.75% |
| Pella, IA (FHA|USDA|VA) | 15 | $2,115,000 | $141,000 | $2,837 | 4.47% |
| RENO, NV (FHA|USDA|VA) | 3 | $2,105,000 | $701,667 | $4,271 | 2.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $5,997 | 4.00% |
| Oskaloosa, IA (FHA|USDA|VA) | 22 | $1,870,000 | $85,000 | $3,637 | 4.48% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $1,860,000 | $930,000 | $6,715 | 3.66% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $5,050 | 3.45% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $5,123 | 3.87% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $1,485,000 | $1,485,000 | $10,203 | 4.00% |
| West Plains, MO (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $2,590 | 4.42% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $3,839 | 3.85% |
| BEND, OR (FHA|USDA|VA) | 1 | $1,245,000 | $1,245,000 | $9,923 | 4.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $6,518 | 3.19% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $5,900 | 2.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $6,691 | 3.86% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $5,625 | 2.90% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,300 | 3.91% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $4,910 | 2.80% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $3,343 | 2.50% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $6,449 | 2.70% |
| Altus, OK (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 7.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $3,135 | 3.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $2,410 | 4.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,977 | 4.44% |
| AMES, IA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,819 | 6.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $2,784 | 3.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,146 | 5.27% |
| Sonora, CA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $5,047 | 4.15% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $3,592 | 3.67% |
| Kearney, NE (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $2,214 | 4.13% |
| Parsons, KS (FHA|USDA|VA) | 13 | $795,000 | $61,154 | $2,229 | 3.93% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $3,853 | 2.90% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,452 | 2.95% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,520 | 3.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $3,989 | 5.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,082 | 3.19% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $5,777 | 4.63% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $2,974 | 3.63% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 2.95% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,880 | 5.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $2,564 | 3.13% |
| Marshalltown, IA (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $4,426 | 5.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,242 | 4.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 4.28% |
| AKRON, OH (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,024 | 3.25% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,889 | 4.63% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,458 | 2.99% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,062 | 3.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $5,026 | 4.75% |
| Lebanon, MO (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $2,128 | 5.11% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,393 | 4.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $3,756 | 2.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,564 | 5.00% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,612 | 2.90% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,769 | 3.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,421 | 4.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,711 | 5.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,002 | 2.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,866 | 3.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,833 | 5.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,233 | 3.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,621 | 5.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,444 | 2.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 3.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 3.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,720 | 2.50% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,246 | 3.29% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,626 | 5.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,408 | 3.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,784 | 3.90% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,509 | 2.70% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,056 | 2.70% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,458 | 3.08% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,512 | 3.19% |
| Shelton, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 3.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,966 | 4.99% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,343 | 2.75% |
| Harrison, AR (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $374 | 5.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,484 | 2.90% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,461 | 2.50% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,791 | 4.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,770 | 2.83% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,163 | 3.25% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,305 | 3.65% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.19% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,041 | 4.79% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $2,937 | 4.24% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,684 | 3.63% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,802 | 5.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,800 | 5.38% |
| Oxford, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,863 | 5.63% |
| Mexico, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,328 | 5.63% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,314 | 2.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,772 | 3.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,619 | 4.25% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,816 | 3.38% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,492 | 5.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,862 | 3.15% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,240 | 3.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,836 | 3.38% |
| Moberly, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,865 | 6.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,683 | 6.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,539 | 4.99% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.31% |
| Farmington, MO (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $1,256 | 5.56% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,874 | 5.75% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.25% |
| Miami, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,719 | 3.00% |
| Rolla, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,121 | 6.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.20% |
| Clinton, IA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 3.20% |
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Product Mix
For 2022, Great Southern Bank's most frequently originated type of loan was Conventional, with 1,340 originations. Their 2nd most popular type was HELOC, with 668 originations.
Loan Reason
For 2022, Great Southern Bank's most frequently cited loan purpose was Home Purchase, with 971 originations. The 2nd most popular reason was Other, with 414 originations.
Loan Duration/Length
For 2022, Great Southern Bank's most frequently cited loan duration was 30 Year, with 1,045 originations. The 2nd most popular length was 10 Year, with 661 originations.
Origination Fees/Closing Costs
Great Southern Bank's average total fees were $3,452, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,146 originations.
Interest Rates
During 2022, Great Southern Bank's average interest rate for loans was 4.45%, while their most frequently originated rate bucket for loans was 3-4%, with 580 originations.
Loan Sizing
2022 saw Great Southern Bank place emphasis on $100,000 or less loans with 716 originations, totaling $35,520,000 in origination value.
Applicant Income
Great Southern Bank lent most frequently to those with incomes in the $50k-75k range, with 385 originations. The second most popular income band? $250k+, with 336 originations.
Applicant Debt to Income Ratio
Great Southern Bank lent most frequently to those with DTI ratios of 20-30%, with 541 originations. The next most common DTI ratio? 30-36%, with 435 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.97%
Great Southern Bank has a below average approval rate.
Pick Rate
Approvals leading to origination80.55%
Great Southern Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,128 | $731,710,000 | $343,849 |