Great Southern Bank Mortgage Rates, Fees & Info

Reeds Spring, MO

LEI: 1TMVIO1SD0RLIPEIW803

Tax ID: 44-0267430

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Great Southern Bank is a smaller bank specializing in Home Purchase and Refi loans. Great Southern Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: St. Louis, Springfield, Des Moines, Chicago, and Minneapolis among others. We have data for 148 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Great Southern Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Great Southern Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/16/24
    30 Year Conventional Purchase 6.71% 12/16/24
    30 Year Conventional Refi 6.66% 12/16/24
    30 Year Cash-out Refi 6.77% 12/16/24
    30 Year FHA Purchase 7.04% 12/16/24
    30 Year FHA Refi 6.27% 12/16/24
    30 Year VA Purchase 5.91% 12/16/24
    30 Year USDA Purchase 6.67% 12/16/24
    15 Year Conventional Purchase 5.98% 12/16/24
    15 Year Conventional Refi 5.73% 12/16/24
    15 Year Cash-out Refi 5.73% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Great Southern Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Great Southern Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,814

    Origination Dollar Volume (All Markets)

    $879,770,000

    Employee count

    1,063 Show all (16) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ST. LOUIS, MO-IL (FHA|USDA|VA) 526 $190,910,000 $362,947 $2,522 3.27%
    SPRINGFIELD, MO (FHA|USDA|VA) 749 $134,305,000 $179,312 $2,499 3.30%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 160 $60,620,000 $378,875 $2,299 3.21%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 14 $56,710,000 $4,050,714 $2,710 3.47%
    Outside of Metro Areas 346 $52,270,000 $151,069 $2,609 3.34%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 113 $44,035,000 $389,690 $1,611 3.82%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 137 $35,345,000 $257,993 $2,533 3.31%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 171 $35,195,000 $205,819 $2,506 3.30%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $29,925,000 $9,975,000 $4,832 3.25%
    TULSA, OK (FHA|USDA|VA) 5 $22,555,000 $4,511,000 $4,529 3.88%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 95 $20,745,000 $218,368 $2,237 3.20%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $20,345,000 $20,345,000 $0 4.15%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 47 $17,625,000 $375,000 $2,253 3.52%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $15,910,000 $1,988,750 $5,026 3.06%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $12,340,000 $1,234,000 $3,548 3.26%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 20 $9,990,000 $499,500 $4,293 3.28%
    Branson, MO (FHA|USDA|VA) 35 $6,195,000 $177,000 $2,935 3.35%
    JOPLIN, MO (FHA|USDA|VA) 47 $5,655,000 $120,319 $2,827 3.43%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $5,020,000 $2,510,000 $3,588 3.50%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 9 $4,645,000 $516,111 $4,615 3.50%
    Pella, IA (FHA|USDA|VA) 22 $3,540,000 $160,909 $2,675 3.48%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 6 $3,490,000 $581,667 $3,294 3.36%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $3,355,000 $1,118,333 $3,446 3.50%
    Oskaloosa, IA (FHA|USDA|VA) 26 $2,990,000 $115,000 $2,588 3.33%
    Edwards, CO (FHA|USDA|VA) 2 $2,960,000 $1,480,000 $3,594 3.30%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $2,900,000 $1,450,000 $5,421 3.41%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $2,675,000 $535,000 $4,301 3.61%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $2,670,000 $667,500 $6,646 3.19%
    BOISE CITY, ID (FHA|USDA|VA) 5 $2,425,000 $485,000 $5,234 3.42%
    RENO, NV (FHA|USDA|VA) 4 $2,420,000 $605,000 $4,209 3.41%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $2,310,000 $1,155,000 $8,256 3.26%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $2,305,000 $768,333 $4,739 3.24%
    BOULDER, CO (FHA|USDA|VA) 2 $1,900,000 $950,000 $3,262 3.67%
    COLUMBIA, MO (FHA|USDA|VA) 9 $1,845,000 $205,000 $1,925 3.31%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,745,000 $581,667 $6,083 3.45%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,630,000 $407,500 $4,705 3.28%
    ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,550,000 $387,500 $3,536 3.20%
    TEXARKANA, TX-AR (FHA|USDA|VA) 2 $1,540,000 $770,000 $0 4.00%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,178 3.07%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $1,385,000 $461,667 $3,168 3.07%
    West Plains, MO (FHA|USDA|VA) 10 $1,310,000 $131,000 $2,726 3.35%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $1,230,000 $615,000 $2,006 3.03%
    Bozeman, MT (FHA|USDA|VA) 2 $1,220,000 $610,000 $5,816 3.52%
    SALT LAKE CITY, UT (FHA|USDA|VA) 2 $1,200,000 $600,000 $3,195 3.22%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,185,000 $395,000 $3,249 3.29%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,090,000 $272,500 $2,725 2.78%
    Statesboro, GA (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $0 4.25%
    Lebanon, MO (FHA|USDA|VA) 9 $1,055,000 $117,222 $2,927 3.27%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,341 3.20%
    JEFFERSON CITY, MO (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,325 3.64%
    Parsons, KS (FHA|USDA|VA) 17 $985,000 $57,941 $2,095 3.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $965,000 $965,000 $8,465 3.27%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $960,000 $480,000 $4,433 2.95%
    MEDFORD, OR (FHA|USDA|VA) 2 $930,000 $465,000 $4,134 3.43%
    DULUTH, MN-WI (FHA|USDA|VA) 3 $895,000 $298,333 $2,367 3.35%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $890,000 $445,000 $4,407 2.91%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $880,000 $440,000 $3,229 3.38%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $865,000 $288,333 $2,744 3.13%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $855,000 $285,000 $2,944 2.98%
    PEORIA, IL (FHA|USDA|VA) 2 $850,000 $425,000 $3,305 3.45%
    Ottawa, KS (FHA|USDA|VA) 12 $810,000 $67,500 $2,261 3.43%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $805,000 $805,000 $4,603 3.20%
    WENATCHEE, WA (FHA|USDA|VA) 3 $765,000 $255,000 $3,001 3.04%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $740,000 $370,000 $3,700 3.28%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $735,000 $735,000 $3,111 2.88%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $705,000 $235,000 $2,195 2.96%
    Show Low, AZ (FHA|USDA|VA) 1 $695,000 $695,000 $3,407 3.18%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $685,000 $685,000 $3,538 3.64%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $670,000 $335,000 $2,797 3.38%
    Brainerd, MN (FHA|USDA|VA) 2 $640,000 $320,000 $1,591 4.13%
    Norfolk, NE (FHA|USDA|VA) 1 $615,000 $615,000 $2,925 3.29%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $615,000 $615,000 $4,097 3.29%
    Klamath Falls, OR (FHA|USDA|VA) 2 $610,000 $305,000 $5,304 3.50%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $600,000 $300,000 $3,430 2.99%
    Jackson, WY-ID (FHA|USDA|VA) 2 $570,000 $285,000 $3,487 3.17%
    Athens, TX (FHA|USDA|VA) 2 $560,000 $280,000 $3,916 3.25%
    SANTA FE, NM (FHA|USDA|VA) 1 $555,000 $555,000 $3,816 3.20%
    LOUISVILLE, KY (FHA|USDA|VA) 2 $520,000 $260,000 $3,490 3.31%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $515,000 $515,000 $2,535 3.29%
    AMES, IA (FHA|USDA|VA) 4 $510,000 $127,500 $3,107 3.31%
    Salina, KS (FHA|USDA|VA) 1 $505,000 $505,000 $2,577 2.75%
    GREELEY, CO (FHA|USDA|VA) 1 $495,000 $495,000 $2,640 3.34%
    MIDLAND, TX (FHA|USDA|VA) 1 $485,000 $485,000 $5,042 3.64%
    COLUMBUS, OH (FHA|USDA|VA) 2 $480,000 $240,000 $6,872 2.93%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $480,000 $240,000 $3,829 3.39%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $475,000 $475,000 $3,124 3.38%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $465,000 $465,000 $11,257 3.38%
    LOGAN, UT-ID (FHA|USDA|VA) 1 $445,000 $445,000 $3,087 3.64%
    Fort Dodge, IA (FHA|USDA|VA) 1 $445,000 $445,000 $2,436 3.54%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $445,000 $445,000 $3,594 2.98%
    Cookeville, TN (FHA|USDA|VA) 1 $445,000 $445,000 $0 4.75%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $435,000 $435,000 $1,831 3.25%
    YAKIMA, WA (FHA|USDA|VA) 1 $425,000 $425,000 $2,891 3.20%
    BEND, OR (FHA|USDA|VA) 1 $425,000 $425,000 $12,703 3.25%
    Willmar, MN (FHA|USDA|VA) 1 $415,000 $415,000 $5,905 2.88%
    LINCOLN, NE (FHA|USDA|VA) 2 $410,000 $205,000 $2,257 3.00%
    Oak Harbor, WA (FHA|USDA|VA) 1 $405,000 $405,000 $3,563 2.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $405,000 $405,000 $3,653 3.34%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $405,000 $405,000 $3,581 3.64%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $395,000 $395,000 $3,609 3.00%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $395,000 $395,000 $4,045 3.13%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $385,000 $385,000 $4,570 3.25%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $375,000 $375,000 $2,490 2.38%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $375,000 $375,000 $4,370 3.29%
    Gaffney, SC (FHA|USDA|VA) 1 $365,000 $365,000 $3,323 3.44%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $345,000 $345,000 $2,781 3.29%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $335,000 $335,000 $3,704 3.44%
    Spirit Lake, IA (FHA|USDA|VA) 2 $310,000 $155,000 $2,067 2.63%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,108 3.20%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $305,000 $305,000 $1,844 3.38%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,110 2.50%
    TUCSON, AZ (FHA|USDA|VA) 2 $290,000 $145,000 $2,118 3.25%
    Farmington, MO (FHA|USDA|VA) 4 $280,000 $70,000 $2,588 3.58%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $265,000 $265,000 $2,370 2.50%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $255,000 $255,000 $1,528 3.75%
    Warrensburg, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,151 4.50%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,451 3.44%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $245,000 $245,000 $4,318 2.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,886 3.20%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $235,000 $235,000 $2,824 2.88%
    Marshalltown, IA (FHA|USDA|VA) 1 $235,000 $235,000 $2,339 2.88%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,337 2.75%
    COLUMBIA, SC (FHA|USDA|VA) 1 $225,000 $225,000 $2,984 3.29%
    Pittsburg, KS (FHA|USDA|VA) 2 $220,000 $110,000 $3,295 3.08%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,887 3.38%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,777 3.38%
    Miami, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,888 2.75%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,627 2.75%
    Austin, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,357 2.88%
    Kirksville, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,953 3.28%
    Mountain Home, AR (FHA|USDA|VA) 2 $150,000 $75,000 $1,217 4.09%
    Yankton, SD (FHA|USDA|VA) 1 $135,000 $135,000 $1,851 2.38%
    Mason City, IA (FHA|USDA|VA) 1 $135,000 $135,000 $2,019 3.20%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $135,000 $135,000 $3,648 2.75%
    Harrison, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,323 3.13%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.63%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,292 2.50%
    EL PASO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.63%
    LAWTON, OK (FHA|USDA|VA) 1 $105,000 $105,000 $2,784 3.44%
    Clinton, IA (FHA|USDA|VA) 1 $105,000 $105,000 $1,940 3.38%
    LAWRENCE, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,007 2.75%
    Ottawa, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.50%
    Red Wing, MN (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.88%
    MUNCIE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,234 3.44%
    Rolla, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,285 3.63%
    TOPEKA, KS (FHA|USDA|VA) 1 $65,000 $65,000 $2,104 3.20%
    Ottumwa, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.95%
    WICHITA, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.95%
    Great Southern Bank's top markets include St. Louis, Springfield, Des Moines, Chicago, and Minneapolis among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Great Southern Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    THE FAMILY CREDIT UNION
    Similarity Rank: 350

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,148 $805,230,000 $374,874 $2,510 3.33%
    HELOC 503 $48,465,000 $96,352 n/a 3.42%
    USDA 77 $9,725,000 $126,299 $3,683 2.98%
    VA 52 $11,490,000 $220,962 $3,416 2.98%
    FHA 34 $4,860,000 $142,941 $4,946 3.06%

    For 2020, Great Southern Bank's most frequently originated type of loan was Conventional, with 2,148 originations. Their 2nd most popular type was HELOC, with 503 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 993 $482,545,000 $485,947 $3,124 3.35%
    Refi 859 $220,645,000 $256,863 $2,282 3.16%
    Cash Out Refi 492 $114,320,000 $232,358 $2,348 3.40%
    Other 298 $31,760,000 $106,577 $1,695 3.45%
    Home Improvement 172 $30,500,000 $177,326 $505 3.58%

    For 2020, Great Southern Bank's most frequently cited loan purpose was Home Purchase, with 993 originations. The 2nd most popular reason was Refi, with 859 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,544 $408,630,000 $264,657 $2,805 3.29%
    10 Year 491 $40,835,000 $83,167 $1,001 3.51%
    15 Year 423 $84,935,000 $200,792 $2,293 2.83%
    5 Year 129 $201,975,000 $1,565,698 $0 3.92%
    20 Year 103 $19,515,000 $189,466 $1,899 3.35%
    Other 68 $97,260,000 $1,430,294 $490 4.08%
    30+ year 28 $10,770,000 $384,643 $5,703 3.37%
    1 Year 16 $4,550,000 $284,375 $0 4.41%
    3 Year 12 $11,300,000 $941,667 $0 4.48%

    For 2020, Great Southern Bank's most frequently cited loan duration was 30 Year, with 1,544 originations. The 2nd most popular length was 10 Year, with 491 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,799 $454,105,000 $252,421
    $1k-2k 232 $37,460,000 $161,466
    $2k-3k 31 $8,625,000 $278,226
    $3k-4k 5 $2,125,000 $425,000
    $5k+ 3 $2,945,000 $981,667
    $4k-5k 1 $815,000 $815,000

    Great Southern Bank's average total fees were $2,805, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,799 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,524 $557,350,000 $365,715
    2.5-3% 837 $187,895,000 $224,486
    4-5% 255 $93,255,000 $365,706
    <2.5% 173 $39,625,000 $229,046
    5-6% 25 $1,645,000 $65,800

    During 2020, Great Southern Bank's average interest rate for loans was 3.29%, while their most frequently originated rate bucket for loans was 3-4%, with 1,524 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 946 $135,650,000 $143,393 $2,438 3.23%
    $100,000 or less 783 $43,675,000 $55,779 $1,848 3.60%
    $200k-400k 707 $196,055,000 $277,306 $2,725 3.15%
    $400k-600k 220 $104,060,000 $473,000 $3,314 3.21%
    $600k-1MM 103 $77,305,000 $750,534 $4,128 3.41%
    $1MM+ 55 $323,025,000 $5,873,182 $5,635 3.63%

    2020 saw Great Southern Bank place emphasis on $100k-200k loans with 946 originations, totaling $135,650,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 518 $49,130,000 $94,846 $2,438 3.33%
    $50k-75k 490 $67,360,000 $137,469 $2,518 3.25%
    $100k-150k 442 $89,050,000 $201,471 $2,317 3.23%
    $250k+ 388 $181,090,000 $466,727 $3,180 3.28%
    $150k-250k 374 $110,450,000 $295,321 $2,932 3.18%
    $75k-100k 334 $58,360,000 $174,731 $2,512 3.23%

    Great Southern Bank lent most frequently to those with incomes in the $50k or less range, with 518 originations. The second most popular income band? $50k-75k, with 490 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 835 $184,065,000 $220,437 $2,576 3.27%
    30-36% 564 $119,020,000 $211,028 $2,718 3.29%
    <20% 473 $105,545,000 $223,140 $2,412 3.24%
    39% 89 $15,495,000 $174,101 $2,610 3.39%
    37% 82 $16,520,000 $201,463 $2,642 3.25%
    36% 80 $15,620,000 $195,250 $2,513 3.34%
    38% 74 $16,510,000 $223,108 $2,921 3.37%
    42% 73 $19,385,000 $265,548 $2,714 3.41%
    40% 73 $15,975,000 $218,836 $2,615 3.37%
    41% 70 $21,550,000 $307,857 $2,851 3.42%
    44% 56 $10,440,000 $186,429 $2,956 3.12%
    43% 50 $9,120,000 $182,400 $2,735 3.15%
    47% 33 $5,425,000 $164,394 $2,932 3.13%
    45% 31 $5,165,000 $166,613 $2,366 3.20%
    46% 28 $5,560,000 $198,571 $2,824 3.16%
    49% 26 $4,470,000 $171,923 $2,599 3.21%
    48% 23 $3,725,000 $161,957 $3,004 3.13%
    50-60% 10 $1,720,000 $172,000 $2,522 3.62%
    >60% 10 $2,080,000 $208,000 $620 4.01%

    Great Southern Bank lent most frequently to those with DTI ratios of 20-30%, with 835 originations. The next most common DTI ratio? 30-36%, with 564 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,472 $522,870,000 $211,517 $2,597 3.29%
    Not applicable 139 $302,335,000 $2,175,072 $0 3.98%
    Not provided 121 $30,985,000 $256,074 $2,695 3.26%
    Asian 38 $13,540,000 $356,316 $3,121 3.14%
    Black 33 $8,385,000 $254,091 $2,807 3.74%
    American Indian 9 $1,515,000 $168,333 $2,575 3.25%
    Other Asian 1 $135,000 $135,000 $0 2.95%
    Asian Indian 1 $5,000 $5,000 $0 3.50%

    Approval Rates

    Total approvals of all applications
    84.78%

    Great Southern Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    76.05%

    Great Southern Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,814 $879,770,000 $312,640

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 46 $286,350,000 $6,225,000
    Single Family (1-4 Units):Manufactured 34 $2,550,000 $75,000
    Single Family (1-4 Units):Site-Built 2,734 $590,870,000 $216,119

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 285 $34,795,000 $122,088 $2,024 3.40%
    40-60% 391 $138,795,000 $354,974 $2,332 3.16%
    60-80% 952 $439,240,000 $461,387 $2,485 3.27%
    80-100% 887 $250,645,000 $282,576 $3,093 3.30%
    Over 100% 4 $1,190,000 $297,500 $7,655 2.72%
    Under 20% 287 $13,865,000 $48,310 $467 3.73%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    GREAT WESTERN BANCORP, INC. Conventional home mortgage Improper use of your report 1 50.0%
    GREAT WESTERN BANCORP, INC. Other type of mortgage Closing on a mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Great Southern Bank 101 North Main Street Piedmont, MO 63957 Full Service B&M $0
    Great Southern Bank 921 Iowa Avenue Onawa, IA 51040 Full Service B&M $27,957
    Great Southern Bank 1 North Euclid Avenue Saint Louis, MO 63108 Full Service B&M $18,029
    Great Southern Bank 1 Viburnum County Rd Viburnum, MO 65566 Full Service B&M $10,520
    Great Southern Bank 100 Christina Marie Drive O Fallon, MO 63368 Full Service B&M $0
    Great Southern Bank 100 East 19th Street Mountain Grove, MO 65711 Full Service B&M $27,721
    Great Southern Bank 100 Pine Castle Estate Boulevard Fredericktown, MO 63645 Full Service B&M $8,842
    Great Southern Bank 1000 W. Jackson Ozark, MO 65721 Full Service B&M $34,314
    Great Southern Bank 1012 Loughborough Avenue Saint Louis, MO 63111 Full Service B&M $11,451
    Great Southern Bank 1022 W Pleasant Street Knoxville, IA 50138 Full Service B&M $27,790
    Great Southern Bank 10797 New Halls Ferry Road Saint Louis, MO 63136 Full Service B&M $8,167
    Great Southern Bank 10880 West 175th Street Lakeville, MN 55044 Full Service B&M $54,568
    Great Southern Bank 110 West Hensley Branson, MO 65616 Full Service B&M $45,005
    Great Southern Bank 11050 Roe Avenue, Suite 100 Overland Park, KS 66210 Full Service B&M $34,047
    Great Southern Bank 111 East Main Street Neosho, MO 64850 Full Service B&M $57,554
    Great Southern Bank 11698 Manchester Road Des Peres, MO 63131 Full Service B&M $78,965
    Great Southern Bank 118 South Street Stockton, MO 65785 Full Service B&M $24,583
    Great Southern Bank 119 East Madison Street Iola, KS 66749 Full Service B&M $31,222
    Great Southern Bank 1210 Parkway Shopping Center West Plains, MO 65775 Full Service B&M $24,131
    Great Southern Bank 12257 University Avenue Clive, IA 50325 Full Service B&M $32,967
    Great Southern Bank 1232 S Rangeline Joplin, MO 64804 Full Service B&M $13,056
    Great Southern Bank 12500 Olive Street Creve Coeur, MO 63141 Full Service B&M $68,733
    Great Southern Bank 1290 Copper Creek Drive Pleasant Hill, IA 50327 Full Service B&M $16,675
    Great Southern Bank 1300 Jungermann Road Saint Peters, MO 63376 Full Service B&M $16,380
    Great Southern Bank 1305 Nw 12th Avenue Ava, MO 65608 Full Service B&M $35,699
    Great Southern Bank 1320 West Battlefield Road Springfield, MO 65807 Full Service B&M $26,533
    Great Southern Bank 1391 North Main Street Nixa, MO 65714 Full Service B&M $21,471
    Great Southern Bank 14309 State Highway 13 Reeds Spring, MO 65737 Full Service B&M $0
    Great Southern Bank 14411 State Highway 7 Climax Springs, MO 65324 Full Service B&M $19,500
    Great Southern Bank 1444 West State Highway J Ozark, MO 65721 Full Service B&M $16,513
    Great Southern Bank 1451 East Battlefield Road Springfield, MO 65804 Full Service B&M $369,309
    Great Southern Bank 150 S.E. Todd George Parkway Lees Summit, MO 64063 Full Service B&M $17,470
    Great Southern Bank 1500 S. Elliott, Suite E Aurora, MO 65605 Full Service B&M $18,906
    Great Southern Bank 1510 State Highway 248 Branson, MO 65616 Full Service B&M $25,794
    Great Southern Bank 1515 Baptiste Drive Paola, KS 66071 Full Service B&M $66,199
    Great Southern Bank 15315 West 135th Street Olathe, KS 66061 Full Service B&M $10,066
    Great Southern Bank 16062 Manchester Road Ellisville, MO 63011 Full Service B&M $33,023
    Great Southern Bank 1615 West Sunshine Springfield, MO 65804 Full Service B&M $12,965
    Great Southern Bank 1710 East 32nd Street Joplin, MO 64804 Full Service B&M $32,987
    Great Southern Bank 1719-1727 Corning Street Parsons, KS 67357 Limited, Drive-thru $1,694
    Great Southern Bank 1805 West Kearney Springfield, MO 65803 Full Service B&M $54,665
    Great Southern Bank 1875 County Road B2 West Roseville, MN 55113 Full Service B&M $80,259
    Great Southern Bank 1900 Main Street Parsons, KS 67357 Full Service B&M $38,236
    Great Southern Bank 1902 Harlan Drive Bellevue, NE 68005 Full Service B&M $0
    Great Southern Bank 1907 First Avenue East Newton, IA 50208 Full Service B&M $83,585
    Great Southern Bank 200 East 2nd Street Annapolis, MO 63620 Full Service B&M $0
    Great Southern Bank 201 East Cherry Street Nevada, MO 64772 Full Service B&M $48,449
    Great Southern Bank 201 West 1st Fair Play, MO 65649 Full Service B&M $0
    Great Southern Bank 2020 East Kimberly Road Davenport, IA 52807 Full Service B&M $33,700
    Great Southern Bank 2040 S. Princeton Ottawa, KS 66067 Full Service B&M $35,539
    Great Southern Bank 210 Ne Delaware Avenue Ankeny, IA 50021 Full Service B&M $32,966
    Great Southern Bank 2102 Spruce Hills Drive Bettendorf, IA 52722 Full Service B&M $25,357
    Great Southern Bank 218 South Glenstone Avenue Springfield, MO 65802 Full Service Cyber Office $19,493
    Great Southern Bank 218 South Glenstone Avenue Springfield, MO 65802 Full Service B&M $1,275,466
    Great Southern Bank 22330 Harrison Street Spring Hill, KS 66083 Full Service B&M $23,888
    Great Southern Bank 2351 West Locust Street, Suite 100 Davenport, IA 52804 Full Service B&M $6,268
    Great Southern Bank 2419 Highway K O Fallon, MO 63366 Full Service B&M $18,737
    Great Southern Bank 2435 South Brentwood Blvd Saint Louis, MO 63144 Full Service B&M $20,858
    Great Southern Bank 2449 South Campbell Springfield, MO 65807 Full Service B&M $29,222
    Great Southern Bank 2522 Pinnacle Hills Parkway, Suite 101 Rogers, AR 72758 Full Service B&M $27,458
    Great Southern Bank 2552 W. Martin Luther King Blvd Fayetteville, AR 72701 Full Service B&M $0
    Great Southern Bank 256 East Highway 54 Camdenton, MO 65020 Full Service B&M $35,697
    Great Southern Bank 2562 North Glenstone Avenue Springfield, MO 65803 Full Service B&M $47,836
    Great Southern Bank 2609 East Sunshine Springfield, MO 65804 Full Service B&M $51,505
    Great Southern Bank 2630 Muegge Road Saint Charles, MO 63303 Full Service B&M $24,322
    Great Southern Bank 2727 Hamilton Boulevard Sioux City, IA 51103 Full Service B&M $27,565
    Great Southern Bank 2735 W Chestnut Springfield, MO 65802 Full Service B&M $22,468
    Great Southern Bank 2738 Cornhusker Drive South Sioux City, NE 68776 Full Service B&M $25,115
    Great Southern Bank 2805 S Ankeny Blvd Ankeny, IA 50023 Full Service B&M $12,901
    Great Southern Bank 2900 Devils Glen Road Bettendorf, IA 52722 Full Service Retail $19,252
    Great Southern Bank 2945 West Republic Road Springfield, MO 65807 Full Service B&M $26,651
    Great Southern Bank 2981 Dougherty Ferry Valley Park, MO 63088 Full Service B&M $30,666
    Great Southern Bank 300 S.W. Ward Rd Lees Summit, MO 64063 Full Service B&M $52,596
    Great Southern Bank 3031 Lake St. Louis Boulevard Lake Saint Louis, MO 63367 Full Service B&M $25,908
    Great Southern Bank 3200 South Providence Road Columbia, MO 65203 Full Service B&M $11,603
    Great Southern Bank 329 Pierce Street Sioux City, IA 51101 Full Service B&M $105,880
    Great Southern Bank 331 South Avenue Springfield, MO 65806 Full Service B&M $47,855
    Great Southern Bank 34102 Commerce Drive De Soto, KS 66018 Full Service B&M $16,420
    Great Southern Bank 366 S. Kirkwood Road Saint Louis, MO 63122 Full Service B&M $20,249
    Great Southern Bank 3839 Indian Hills Drive Sioux City, IA 51104 Full Service B&M $30,393
    Great Southern Bank 400 East Walnut Street Ellington, MO 63638 Full Service B&M $14,710
    Great Southern Bank 402 Lincoln Way Ames, IA 50010 Full Service B&M $0
    Great Southern Bank 407 Mccune Street Pilot Knob, MO 63663 Full Service B&M $20,669
    Great Southern Bank 4200 East Skelly Drive, Suite 900 Tulsa, OK 74135 Full Service B&M $0
    Great Southern Bank 4211 Morningside Avenue Sioux City, IA 51106 Full Service B&M $43,025
    Great Southern Bank 427 West Kimberly Road Davenport, IA 52806 Full Service B&M $25,875
    Great Southern Bank 4700 Mid Rivers Mall Drive Branch Saint Peters, MO 63376 Full Service B&M $23,979
    Great Southern Bank 4701 Singing Hills Blvd Sioux City, IA 51106 Full Service B&M $34,805
    Great Southern Bank 509 A Avenue West Oskaloosa, IA 52577 Full Service B&M $31,503
    Great Southern Bank 5206 West 95th Street Prairie Village, KS 66207 Full Service B&M $20,244
    Great Southern Bank 524 East Jackson Willard, MO 65781 Full Service B&M $23,796
    Great Southern Bank 528 South Jefferson Lebanon, MO 65536 Full Service B&M $32,902
    Great Southern Bank 600 West Republic Road Springfield, MO 65807 Full Service B&M $22,600
    Great Southern Bank 6173 Telegraph Road Saint Louis, MO 63129 Full Service B&M $20,550
    Great Southern Bank 620 East Harrison Street Republic, MO 65738 Full Service B&M $32,389
    Great Southern Bank 6545 France Avenue South Suite 130 Edina, MN 55435 Full Service B&M $51,616
    Great Southern Bank 6800 South Rock Hill Affton, MO 63123 Full Service B&M $41,459
    Great Southern Bank 7001 South 36th Street Bellevue, NE 68005 Full Service B&M $0
    Great Southern Bank 705 N. Business Hwy 60 Mansfield, MO 65704 Full Service B&M $8,422
    Great Southern Bank 713 South Neosho Boulevard Neosho, MO 64850 Full Service B&M $0
    Great Southern Bank 714 Neosho Blvd Neosho, MO 64850 Full Service B&M $0
    Great Southern Bank 717 West Mount Vernon Nixa, MO 65714 Full Service B&M $50,074
    Great Southern Bank 723 North Benton Springfield, MO 65802 Full Service B&M $35,222
    Great Southern Bank 7685 Zachary Lane Maple Grove, MN 55369 Full Service B&M $42,343
    Great Southern Bank 7701 Forsyth Blvd. Suite 100 Saint Louis, MO 63105 Full Service B&M $0
    Great Southern Bank 8013 West Florissant Avenue Jennings, MO 63136 Full Service B&M $6,187
    Great Southern Bank 8235 Forsyth Boulevard, Suite 150 Clayton, MO 63105 Full Service B&M $61,828
    Great Southern Bank 956 Wolfrum Road Weldon Spring, MO 63304 Full Service B&M $20,805
    Great Southern Bank Highway 13 And 00 Kimberling City, MO 65686 Full Service B&M $30,667
    Great Southern Bank Lake Street And State Highway 39 Greenfield, MO 65661 Limited, Drive-thru $45,919
    Great Southern Bank State Highways 5 And 7 Camdenton, MO 65020 Full Service B&M $28,943

    For 2020, Great Southern Bank had 111 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $219,272
    Net interest income $186,167
    Total noninterest income $32,563
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $7,640
    Trading account gains and fees $0
    Additional Noninterest Income $24,923
    Pre-tax net operating income $82,664
    Securities gains (or losses, -) $78
    Income before extraordinary items $67,164
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $67,164
    Minority interest net income $0
    Net income $67,164
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $67,100

    Great Southern Bank's gross interest income from loans was $219,272,000.
    Great Southern Bank's net interest income from loans was $186,167,000.
    Great Southern Bank's fee based income from loans was $7,640,000.
    Great Southern Bank's net income from loans was $67,164,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $33,105
    Provision for credit losses $15,871
    Total noninterest expense $120,195
    Salaries and employee benefits $69,408
    Premises and equipment expense $19,514
    Additional noninterest expense $31,273
    Applicable income taxes $15,578
    Net charge-offs $422
    Cash dividends $40,000

    Great Southern Bank's interest expense for loans was $33,105,000.
    Great Southern Bank's payroll and benefits expense were $69,408,000.
    Great Southern Bank's property, plant and equipment expenses $19,514,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,635,635
    Deposits held in domestic offices $4,635,635
    Deposits by Individuals, partnerships, and corporations $4,463,279
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $168,035
    Deposits by Commercial banks and other depository institutions in U.S. $4,321
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,168,840
    Demand deposits $1,683,354
    Nontransaction accounts $2,466,795
    Money market deposit accounts (MMDAs) $1,065,037
    Other savings deposits (excluding MMDAs) $10,966
    Total time deposits $1,390,791
    Total time and savings deposits $2,952,281
    Noninterest-bearing deposits $1,683,354
    Interest-bearing deposits $2,952,281
    Retail deposits $4,353,767
    IRAs and Keogh plan accounts $112,820
    Brokered deposits $158,744
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,530,949
    Cash & Balances due from depository institutions $568,723
    Interest-bearing balances $471,271
    Total securities $414,933
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,314,585
    Loan and leases loss allowance $55,743
    Trading account assets $0
    Bank premises and fixed assets $137,301
    Other real estate owned $1,723
    Goodwill and other intangibles $7,361
    All other assets $86,323

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,530,949
    Total Liabilities $4,832,497
    Total deposits $4,635,635
    Interest-bearing deposits $2,952,281
    Deposits held in domestic offices $4,635,635
    % insured (estimated) $85
    Federal funds purchased and repurchase agreements $164,174
    Trading liabilities $0
    Other borrowed funds $8,664
    Subordinated debt $0
    All other liabilities $24,024

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,314,585
    Loan and leases loss allowance $55,743
    Total loans and leases (domestic) $4,370,328
    All real estate loans $3,917,908
    Real estate loans in domestic offices $3,917,908
    Construction and development loans $566,574
    Residential 1-4 family construction $20,718
    Other construction, all land development and other land $545,856
    Loans secured by nonfarm nonresidential properties $1,538,284
    Nonfarm nonresidential secured by owner-occupied properties $171,592
    Commercial real estate & other non-farm, non-residential $1,366,692
    Multifamily residential real estate $1,005,754
    1-4 family residential loans $780,790
    Farmland loans $26,506
    Loans held in foreign offices $0
    Farm loans $2,454
    Commercial and industrial loans $304,975
    To non-U.S. addressees $142
    Loans to individuals $127,374
    Credit card loans $0
    Related Plans $10,188
    Consumer Auto Loans $86,173
    Other loans to individuals $31,013
    All other loans & leases $28,879
    Loans to foreign governments and official institutions $0
    Other loans $5,185
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $28,468
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,070
    Non 1-4 family restructured loans & leases $1,368
    Total loans and leases (foreign) $0

    Great Southern Bank had $4,314,585,000 of loans outstanding in 2020. $3,917,908,000 of loans were in real estate loans. $566,574,000 of loans were in development loans. $1,005,754,000 of loans were in multifamily mortgage loans. $780,790,000 of loans were in 1-4 family mortgage loans. $2,454,000 of loans were in farm loans. $0 of loans were in credit card loans. $86,173,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 422 $107,527 $254,803
    Nonfarm, nonresidential loans - <$100k 79 $2,683 $33,962
    Nonfarm, nonresidential loans - $100-250k 108 $12,237 $113,306
    Nonfarm, nonresidential loans - $250k-1MM 235 $92,607 $394,072
    Commercial & Industrial, US addressed loans - <$1MM 1,551 $109,596 $70,662
    Commercial & Industrial, US addressed loans - <$100k 1,200 $30,052 $25,043
    Commercial & Industrial, US addressed loans - $100-250k 184 $21,498 $116,837
    Commercial & Industrial, US addressed loans - $250k-1MM 167 $58,046 $347,581
    Farmland loans - <$1MM 120 $9,862 $82,183
    Farmland loans - <$100k 61 $1,944 $31,869
    Farmland loans - $100-250k 45 $4,940 $109,778
    Farmland loans - $250k-1MM 14 $2,978 $212,714
    Agriculture operations loans - <$1MM 58 $1,986 $34,241
    Agriculture operations loans - <$100k 46 $664 $14,435
    Agriculture operations loans - $100-250k 11 $1,146 $104,182
    Agriculture operations loans - $250k-1MM 1 $176 $176,000