Great Southern Bank Mortgage Rates, Fees & Info

Reeds Spring, MO

LEI: 1TMVIO1SD0RLIPEIW803

Tax ID: 44-0267430

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Mortgage Data

Bank Data

Review & Overview

Great Southern Bank is a small bank specializing in Home Purchase and Refi loans. Great Southern Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: St. Louis, Springfield, Des Moines, Denver, and Dallas among others. We have data for 162 markets. (Some data included below & more in-depth data is available with an active subscription.)

Great Southern Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Great Southern Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/28/24
30 Year Conventional Purchase 6.71% 4/28/24
30 Year Conventional Refi 6.66% 4/28/24
30 Year Cash-out Refi 6.77% 4/28/24
30 Year FHA Purchase 7.04% 4/28/24
30 Year FHA Refi 6.27% 4/28/24
30 Year VA Purchase 5.91% 4/28/24
30 Year USDA Purchase 6.67% 4/28/24
15 Year Conventional Purchase 5.98% 4/28/24
15 Year Conventional Refi 5.73% 4/28/24
15 Year Cash-out Refi 5.73% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Great Southern Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Great Southern Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,803

Origination Dollar Volume (All Markets)

$1,155,545,000

Employee count

1,017 Show all (20) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 452 $202,510,000 $448,031 $2,789 3.03%
SPRINGFIELD, MO (FHA|USDA|VA) 812 $156,270,000 $192,451 $2,526 3.07%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 161 $100,865,000 $626,491 $2,726 3.02%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $84,815,000 $9,423,889 $3,134 3.30%
Outside of Metro Areas 374 $58,800,000 $157,219 $2,774 3.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 10 $55,270,000 $5,527,000 $6,844 3.31%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 101 $53,055,000 $525,297 $2,050 3.15%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $47,265,000 $47,265,000 $0 3.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 153 $39,465,000 $257,941 $2,837 3.04%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $29,125,000 $9,708,333 $7,627 3.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 147 $28,595,000 $194,524 $2,756 3.06%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $26,100,000 $6,525,000 $6,100 3.22%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $22,155,000 $22,155,000 $0 3.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $18,555,000 $2,650,714 $4,180 3.15%
COLUMBIA, MO (FHA|USDA|VA) 8 $16,230,000 $2,028,750 $2,357 2.94%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 60 $15,660,000 $261,000 $2,361 2.95%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $14,930,000 $7,465,000 $1,775 3.12%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $11,300,000 $5,650,000 $0 3.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 41 $10,255,000 $250,122 $2,587 3.13%
Branson, MO (FHA|USDA|VA) 40 $8,860,000 $221,500 $3,146 3.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $8,835,000 $1,767,000 $4,573 2.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $8,435,000 $2,811,667 $103,450 3.10%
JOPLIN, MO (FHA|USDA|VA) 61 $6,575,000 $107,787 $2,751 3.07%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $6,275,000 $570,455 $4,281 3.06%
LAWTON, OK (FHA|USDA|VA) 3 $4,775,000 $1,591,667 $2,607 3.65%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $4,660,000 $582,500 $4,555 3.04%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $4,605,000 $1,535,000 $3,965 3.32%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $4,135,000 $827,000 $4,235 2.93%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 6 $3,760,000 $626,667 $3,666 3.03%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $3,730,000 $310,833 $3,578 3.00%
Edwards, CO (FHA|USDA|VA) 2 $3,580,000 $1,790,000 $5,896 3.11%
MADISON, WI (FHA|USDA|VA) 1 $3,495,000 $3,495,000 $0 4.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $2,850,000 $1,425,000 $3,635 3.57%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $2,845,000 $569,000 $4,293 3.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $2,615,000 $871,667 $3,280 2.76%
Oskaloosa, IA (FHA|USDA|VA) 24 $2,610,000 $108,750 $2,373 3.17%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $2,575,000 $515,000 $5,738 3.14%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $2,455,000 $2,455,000 $0 4.25%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $2,330,000 $582,500 $7,794 2.91%
Jackson, WY-ID (FHA|USDA|VA) 2 $2,330,000 $1,165,000 $10,305 3.11%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 7 $1,895,000 $270,714 $2,544 2.84%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,805,000 $601,667 $3,907 3.20%
TULSA, OK (FHA|USDA|VA) 5 $1,775,000 $355,000 $3,393 3.82%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $1,645,000 $548,333 $3,182 3.08%
West Plains, MO (FHA|USDA|VA) 14 $1,560,000 $111,429 $2,814 3.15%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $1,555,000 $518,333 $3,456 2.91%
TUCSON, AZ (FHA|USDA|VA) 5 $1,545,000 $309,000 $4,051 2.99%
Ottawa, KS (FHA|USDA|VA) 19 $1,515,000 $79,737 $2,291 3.08%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,485,000 $495,000 $3,203 3.57%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $1,395,000 $465,000 $3,372 2.91%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $1,305,000 $435,000 $4,884 3.14%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,300,000 $650,000 $6,356 2.95%
BILLINGS, MT (FHA|USDA|VA) 3 $1,255,000 $418,333 $5,707 2.97%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,235,000 $411,667 $3,328 3.12%
FRESNO, CA (FHA|USDA|VA) 2 $1,190,000 $595,000 $3,893 3.16%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,650 2.94%
Lebanon, MO (FHA|USDA|VA) 13 $1,145,000 $88,077 $2,190 3.16%
Pella, IA (FHA|USDA|VA) 10 $1,130,000 $113,000 $2,900 2.94%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $4,509 3.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $1,100,000 $550,000 $4,033 3.02%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $1,060,000 $530,000 $2,416 3.17%
FORT COLLINS, CO (FHA|USDA|VA) 2 $1,010,000 $505,000 $3,934 3.55%
RENO, NV (FHA|USDA|VA) 2 $1,010,000 $505,000 $4,325 3.12%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $980,000 $490,000 $4,680 2.93%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $960,000 $480,000 $3,707 3.06%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $935,000 $935,000 $4,296 3.34%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $895,000 $895,000 $6,402 3.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $830,000 $415,000 $3,419 3.02%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $805,000 $805,000 $5,000 2.63%
Sevierville, TN (FHA|USDA|VA) 2 $780,000 $390,000 $3,877 3.31%
TYLER, TX (FHA|USDA|VA) 2 $770,000 $385,000 $5,328 2.73%
WICHITA, KS (FHA|USDA|VA) 3 $745,000 $248,333 $3,173 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $730,000 $365,000 $3,360 2.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $710,000 $355,000 $3,852 2.93%
MORRISTOWN, TN (FHA|USDA|VA) 1 $705,000 $705,000 $5,572 2.99%
Parsons, KS (FHA|USDA|VA) 15 $695,000 $46,333 $2,273 3.33%
BATON ROUGE, LA (FHA|USDA|VA) 1 $695,000 $695,000 $5,304 3.34%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $685,000 $685,000 $6,659 2.90%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $680,000 $340,000 $5,830 3.00%
Roseburg, OR (FHA|USDA|VA) 1 $675,000 $675,000 $7,048 3.14%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $670,000 $335,000 $3,804 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $645,000 $645,000 $3,297 2.98%
STOCKTON, CA (FHA|USDA|VA) 1 $645,000 $645,000 $3,989 3.14%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $625,000 $625,000 $9,261 3.25%
GREELEY, CO (FHA|USDA|VA) 1 $615,000 $615,000 $2,748 3.09%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $615,000 $615,000 $3,814 3.13%
AMES, IA (FHA|USDA|VA) 2 $610,000 $305,000 $1,851 2.83%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $605,000 $201,667 $1,946 3.63%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $600,000 $300,000 $4,168 3.07%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $585,000 $585,000 $5,953 2.73%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $585,000 $585,000 $4,129 2.90%
Harrison, AR (FHA|USDA|VA) 4 $580,000 $145,000 $4,570 2.79%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $575,000 $575,000 $2,079 3.15%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $565,000 $565,000 $2,332 3.09%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $545,000 $545,000 $3,766 2.88%
Astoria, OR (FHA|USDA|VA) 1 $545,000 $545,000 $4,759 2.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $535,000 $535,000 $4,401 3.34%
LAWRENCE, KS (FHA|USDA|VA) 2 $520,000 $260,000 $0 2.95%
Breckenridge, CO (FHA|USDA|VA) 1 $515,000 $515,000 $4,212 2.38%
Glenwood Springs, CO (FHA|USDA|VA) 1 $505,000 $505,000 $2,383 2.95%
BOISE CITY, ID (FHA|USDA|VA) 1 $495,000 $495,000 $3,578 2.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $495,000 $495,000 $9,251 3.25%
Kearney, NE (FHA|USDA|VA) 1 $485,000 $485,000 $2,572 3.14%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $485,000 $485,000 $4,798 3.14%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $475,000 $475,000 $2,422 2.90%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $475,000 $475,000 $3,052 3.09%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $465,000 $465,000 $8,192 2.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $445,000 $445,000 $3,224 3.13%
BRUNSWICK, GA (FHA|USDA|VA) 1 $445,000 $445,000 $4,239 3.14%
GAINESVILLE, FL (FHA|USDA|VA) 1 $425,000 $425,000 $3,303 2.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $405,000 $405,000 $4,388 3.25%
Sunbury, PA (FHA|USDA|VA) 1 $405,000 $405,000 $6,654 2.99%
Brainerd, MN (FHA|USDA|VA) 1 $405,000 $405,000 $2,620 2.90%
Muscatine, IA (FHA|USDA|VA) 2 $400,000 $200,000 $2,547 3.73%
Willmar, MN (FHA|USDA|VA) 1 $395,000 $395,000 $2,107 3.13%
Vermillion, SD (FHA|USDA|VA) 1 $385,000 $385,000 $5,555 3.15%
FARGO, ND-MN (FHA|USDA|VA) 1 $375,000 $375,000 $2,955 3.34%
Athens, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,067 2.63%
Brookings, SD (FHA|USDA|VA) 1 $355,000 $355,000 $2,987 2.98%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,147 3.14%
TWIN FALLS, ID (FHA|USDA|VA) 1 $305,000 $305,000 $2,921 2.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $305,000 $305,000 $9,227 3.25%
WACO, TX (FHA|USDA|VA) 1 $295,000 $295,000 $2,457 2.50%
Red Bluff, CA (FHA|USDA|VA) 1 $285,000 $285,000 $3,079 2.98%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $285,000 $285,000 $1,786 2.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $275,000 $275,000 $2,939 2.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,812 2.98%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,199 2.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $255,000 $255,000 $2,413 3.15%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,164 2.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,513 3.14%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,030 3.15%
LUBBOCK, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,574 2.98%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $235,000 $235,000 $2,158 2.75%
JACKSON, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,962 3.15%
Key West, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $210,000 $105,000 $2,108 3.00%
MONROE, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,542 2.98%
Norfolk, NE (FHA|USDA|VA) 1 $195,000 $195,000 $4,155 2.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $185,000 $185,000 $2,434 2.99%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,653 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.38%
Moberly, MO (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,004 3.34%
RACINE, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,636 3.15%
MANHATTAN, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,131 3.25%
ROCHESTER, NY (FHA|USDA|VA) 1 $145,000 $145,000 $2,815 2.98%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $125,000 $125,000 $1,870 3.25%
Alexandria, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.95%
Bay City, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,233 2.75%
Sikeston, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,766 2.38%
Traverse City, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,304 3.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,402 2.50%
Red Wing, MN (FHA|USDA|VA) 2 $90,000 $45,000 $0 3.85%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.88%
Winfield, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,479 2.75%
Clinton, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,557 3.38%
Hutchinson, MN (FHA|USDA|VA) 2 $70,000 $35,000 $0 3.75%
Sterling, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.95%
Spirit Lake, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.95%
Sedalia, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.95%
ST. CLOUD, MN (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.75%
Great Southern Bank's top markets include St. Louis, Springfield, Des Moines, Denver, and Dallas among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,975 $1,008,095,000 $510,428 $2,840 3.13%
    HELOC 660 $117,950,000 $178,712 n/a 2.96%
    USDA 74 $10,590,000 $143,108 $3,974 2.65%
    FHA 55 $8,915,000 $162,091 $5,433 2.71%
    VA 39 $9,995,000 $256,282 $3,767 2.56%

    For 2021, Great Southern Bank's most frequently originated type of loan was Conventional, with 1,975 originations. Their 2nd most popular type was HELOC, with 660 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,020 $715,690,000 $701,657 $3,711 3.11%
    Refi 762 $239,550,000 $314,370 $2,396 2.94%
    Cash Out Refi 453 $112,745,000 $248,885 $2,523 3.18%
    Other 361 $37,245,000 $103,172 $1,807 3.00%
    Home Improvement 207 $50,315,000 $243,068 $556 3.13%

    For 2021, Great Southern Bank's most frequently cited loan purpose was Home Purchase, with 1,020 originations. The 2nd most popular reason was Refi, with 762 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,547 $454,885,000 $294,043 $2,983 3.09%
    10 Year 634 $71,480,000 $112,744 $1,468 3.01%
    15 Year 295 $59,775,000 $202,627 $2,295 2.64%
    5 Year 155 $326,565,000 $2,106,871 $0 3.43%
    20 Year 68 $12,760,000 $187,647 $2,172 2.97%
    Other 65 $153,645,000 $2,363,769 $2,006 3.76%
    30+ year 15 $6,175,000 $411,667 $5,641 3.24%
    3 Year 12 $58,150,000 $4,845,833 $297,900 3.65%
    1 Year 12 $12,110,000 $1,009,167 $0 3.85%

    For 2021, Great Southern Bank's most frequently cited loan duration was 30 Year, with 1,547 originations. The 2nd most popular length was 10 Year, with 634 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,696 $483,800,000 $285,259
    $1k-2k 231 $52,545,000 $227,468
    $2k-3k 16 $5,070,000 $316,875
    $3k-4k 9 $2,945,000 $327,222
    $4k-5k 2 $890,000 $445,000
    $5k+ 1 $1,025,000 $1,025,000

    Great Southern Bank's average total fees were $2,983, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,696 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,651 $400,205,000 $242,402
    3-4% 720 $654,860,000 $909,528
    <2.5% 256 $59,560,000 $232,656
    4-5% 173 $40,425,000 $233,671
    5-6% 3 $495,000 $165,000

    During 2021, Great Southern Bank's average interest rate for loans was 3.09%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,651 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 919 $133,555,000 $145,326 $2,605 3.01%
    $100,000 or less 797 $45,025,000 $56,493 $2,027 3.15%
    $200k-400k 611 $167,805,000 $274,640 $2,834 3.01%
    $400k-600k 253 $124,055,000 $490,336 $3,464 2.99%
    $600k-1MM 136 $102,280,000 $752,059 $4,089 3.10%
    $1MM+ 87 $582,825,000 $6,699,138 $11,993 3.40%

    2021 saw Great Southern Bank place emphasis on $100k-200k loans with 919 originations, totaling $133,555,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 505 $70,805,000 $140,208 $2,670 2.98%
    $50k or less 496 $52,180,000 $105,202 $2,605 3.00%
    $100k-150k 413 $85,135,000 $206,138 $2,597 3.01%
    $250k+ 393 $230,405,000 $586,272 $4,557 3.00%
    $75k-100k 347 $58,205,000 $167,738 $2,692 2.96%
    $150k-250k 309 $98,475,000 $318,689 $2,948 2.95%

    Great Southern Bank lent most frequently to those with incomes in the $50k-75k range, with 505 originations. The second most popular income band? $50k or less, with 496 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 771 $179,115,000 $232,315 $3,272 3.02%
    30-36% 536 $120,220,000 $224,291 $2,943 3.03%
    <20% 476 $118,280,000 $248,487 $2,641 2.97%
    39% 100 $24,070,000 $240,700 $2,897 3.08%
    38% 97 $21,265,000 $219,227 $2,836 3.01%
    41% 85 $19,935,000 $234,529 $2,624 3.10%
    40% 85 $20,745,000 $244,059 $3,248 3.03%
    37% 84 $24,990,000 $297,500 $2,895 3.14%
    36% 82 $16,620,000 $202,683 $2,896 3.09%
    42% 75 $20,615,000 $274,867 $3,033 3.04%
    43% 54 $10,330,000 $191,296 $2,955 2.97%
    44% 34 $6,920,000 $203,529 $2,688 2.93%
    48% 32 $6,010,000 $187,813 $2,685 2.89%
    45% 32 $6,230,000 $194,688 $2,878 2.98%
    49% 30 $4,170,000 $139,000 $3,255 2.89%
    47% 29 $6,545,000 $225,690 $3,344 2.97%
    46% 25 $4,255,000 $170,200 $2,594 2.91%
    >60% 14 $10,030,000 $716,429 $4,933 3.26%
    50-60% 9 $1,205,000 $133,889 $1,271 3.19%

    Great Southern Bank lent most frequently to those with DTI ratios of 20-30%, with 771 originations. The next most common DTI ratio? 30-36%, with 536 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,396 $551,400,000 $230,134 $2,956 3.03%
    Not applicable 152 $525,390,000 $3,456,513 $0 3.67%
    Not provided 147 $45,265,000 $307,925 $3,071 2.99%
    Asian 48 $19,860,000 $413,750 $3,181 3.01%
    Black 49 $10,745,000 $219,286 $3,151 3.17%
    American Indian 8 $1,480,000 $185,000 $3,822 2.75%
    Native Hawaiian or Islander 2 $1,390,000 $695,000 $2,934 3.08%
    Japanese 1 $15,000 $15,000 $0 2.95%

    Approval Rates

    Total approvals of all applications
    84.68%

    Great Southern Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    78.92%

    Great Southern Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,803 $1,155,545,000 $412,253

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,803 $1,155,545,000 $412,253

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 353 $59,545,000 $168,683 $2,231 2.98%
    40-60% 412 $229,030,000 $555,898 $2,427 2.94%
    60-80% 854 $570,820,000 $668,407 $3,048 3.11%
    80-100% 857 $277,505,000 $323,810 $3,337 3.08%
    Over 100% 5 $3,325,000 $665,000 $9,237 2.70%
    Under 20% 320 $15,050,000 $47,031 $578 3.13%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Great Southern Bank 1 North Euclid Avenue Saint Louis, MO 63108 Full Service B&M $21,065
    Great Southern Bank 1 Viburnum County Rd Viburnum, MO 65566 Full Service B&M $11,927
    Great Southern Bank 100 Christina Marie Drive O Fallon, MO 63368 Full Service B&M $0
    Great Southern Bank 100 East 19th Street Mountain Grove, MO 65711 Full Service B&M $26,333
    Great Southern Bank 100 Pine Castle Estate Boulevard Fredericktown, MO 63645 Full Service B&M $9,617
    Great Southern Bank 1000 W. Jackson Ozark, MO 65721 Full Service B&M $42,948
    Great Southern Bank 101 North Main Street Piedmont, MO 63957 Full Service B&M $0
    Great Southern Bank 1012 Loughborough Avenue Saint Louis, MO 63111 Full Service B&M $13,703
    Great Southern Bank 1022 W Pleasant Street Knoxville, IA 50138 Full Service B&M $30,470
    Great Southern Bank 10797 New Halls Ferry Road Saint Louis, MO 63136 Full Service B&M $9,510
    Great Southern Bank 10880 West 175th Street Lakeville, MN 55044 Full Service B&M $54,567
    Great Southern Bank 110 West Hensley Branson, MO 65616 Full Service B&M $53,622
    Great Southern Bank 1391 North Main Street Nixa, MO 65714 Full Service B&M $27,302
    Great Southern Bank 11050 Roe Avenue, Suite 100 Overland Park, KS 66210 Full Service B&M $67,974
    Great Southern Bank 111 East Main Street Neosho, MO 64850 Full Service B&M $59,776
    Great Southern Bank 11698 Manchester Road Des Peres, MO 63131 Full Service B&M $91,821
    Great Southern Bank 118 South Street Stockton, MO 65785 Full Service B&M $25,766
    Great Southern Bank 119 East Madison Street Iola, KS 66749 Full Service B&M $34,359
    Great Southern Bank 1210 Parkway Shopping Center West Plains, MO 65775 Full Service B&M $25,335
    Great Southern Bank 12257 University Avenue Clive, IA 50325 Full Service B&M $36,056
    Great Southern Bank 1232 S Rangeline Joplin, MO 64804 Full Service B&M $14,150
    Great Southern Bank 12500 Olive Street Creve Coeur, MO 63141 Full Service B&M $72,812
    Great Southern Bank 1290 Copper Creek Drive Pleasant Hill, IA 50327 Full Service B&M $18,698
    Great Southern Bank 1300 Jungermann Road Saint Peters, MO 63376 Full Service B&M $20,277
    Great Southern Bank 1305 Nw 12th Avenue Ava, MO 65608 Full Service B&M $43,198
    Great Southern Bank 1320 West Battlefield Road Springfield, MO 65807 Full Service B&M $30,231
    Great Southern Bank 14309 State Highway 13 Reeds Spring, MO 65737 Full Service B&M $0
    Great Southern Bank 14411 State Highway 7 Climax Springs, MO 65324 Full Service B&M $22,051
    Great Southern Bank 1444 West State Highway J Ozark, MO 65721 Full Service B&M $19,284
    Great Southern Bank 1451 East Battlefield Road Springfield, MO 65804 Full Service B&M $362,108
    Great Southern Bank 150 S.E. Todd George Parkway Lees Summit, MO 64063 Full Service B&M $22,136
    Great Southern Bank 1500 S. Elliott, Suite E Aurora, MO 65605 Full Service B&M $21,328
    Great Southern Bank 1510 State Highway 248 Branson, MO 65616 Full Service B&M $27,706
    Great Southern Bank 1515 Baptiste Drive Paola, KS 66071 Full Service B&M $69,292
    Great Southern Bank 15315 West 135th Street Olathe, KS 66061 Full Service B&M $13,369
    Great Southern Bank 16062 Manchester Road Ellisville, MO 63011 Full Service B&M $38,800
    Great Southern Bank 1615 West Sunshine Springfield, MO 65804 Full Service B&M $15,325
    Great Southern Bank 1710 East 32nd Street Joplin, MO 64804 Full Service B&M $38,786
    Great Southern Bank 1719-1727 Corning Street Parsons, KS 67357 Limited, Drive-thru $0
    Great Southern Bank 1805 West Kearney Springfield, MO 65803 Full Service B&M $62,440
    Great Southern Bank 1875 County Road B2 West Roseville, MN 55113 Full Service B&M $71,546
    Great Southern Bank 1900 Main Street Parsons, KS 67357 Full Service B&M $39,912
    Great Southern Bank 1902 Harlan Drive Bellevue, NE 68005 Full Service B&M $0
    Great Southern Bank 1907 First Avenue East Newton, IA 50208 Full Service B&M $108,025
    Great Southern Bank 200 East 2nd Street Annapolis, MO 63620 Full Service B&M $0
    Great Southern Bank 201 East Cherry Street Nevada, MO 64772 Full Service B&M $52,483
    Great Southern Bank 201 West 1st Fair Play, MO 65649 Full Service B&M $0
    Great Southern Bank 2020 East Kimberly Road Davenport, IA 52807 Full Service B&M $41,296
    Great Southern Bank 2040 S. Princeton Ottawa, KS 66067 Full Service B&M $35,500
    Great Southern Bank 210 Ne Delaware Avenue Ankeny, IA 50021 Full Service B&M $36,463
    Great Southern Bank 2102 Spruce Hills Drive Bettendorf, IA 52722 Full Service B&M $47,772
    Great Southern Bank 218 South Glenstone Avenue Springfield, MO 65802 Full Service Cyber Office $16,269
    Great Southern Bank 218 South Glenstone Avenue Springfield, MO 65802 Full Service B&M $932,307
    Great Southern Bank 22330 Harrison Street Spring Hill, KS 66083 Full Service B&M $32,221
    Great Southern Bank 2351 West Locust Street, Suite 100 Davenport, IA 52804 Full Service B&M $0
    Great Southern Bank 2419 Highway K O Fallon, MO 63366 Full Service B&M $19,617
    Great Southern Bank 2435 South Brentwood Blvd Saint Louis, MO 63144 Full Service B&M $22,372
    Great Southern Bank 2449 South Campbell Springfield, MO 65807 Full Service B&M $34,053
    Great Southern Bank 2522 Pinnacle Hills Parkway, Suite 101 Rogers, AR 72758 Full Service B&M $21,644
    Great Southern Bank 2552 W. Martin Luther King Blvd Fayetteville, AR 72701 Full Service B&M $0
    Great Southern Bank 256 East Highway 54 Camdenton, MO 65020 Full Service B&M $36,772
    Great Southern Bank 2562 North Glenstone Avenue Springfield, MO 65803 Full Service B&M $53,147
    Great Southern Bank 2609 East Sunshine Springfield, MO 65804 Full Service B&M $57,594
    Great Southern Bank 2630 Muegge Road Saint Charles, MO 63303 Full Service B&M $28,212
    Great Southern Bank 2727 Hamilton Boulevard Sioux City, IA 51103 Full Service B&M $31,893
    Great Southern Bank 2735 W Chestnut Springfield, MO 65802 Full Service B&M $24,522
    Great Southern Bank 2738 Cornhusker Drive South Sioux City, NE 68776 Full Service B&M $23,608
    Great Southern Bank 2805 S Ankeny Blvd Ankeny, IA 50023 Full Service B&M $15,282
    Great Southern Bank 2900 Devils Glen Road Bettendorf, IA 52722 Full Service Retail $0
    Great Southern Bank 2945 West Republic Road Springfield, MO 65807 Full Service B&M $27,630
    Great Southern Bank 2981 Dougherty Ferry Valley Park, MO 63088 Full Service B&M $36,003
    Great Southern Bank 300 S.W. Ward Rd Lees Summit, MO 64063 Full Service B&M $52,506
    Great Southern Bank 3031 Lake St. Louis Boulevard Lake Saint Louis, MO 63367 Full Service B&M $31,919
    Great Southern Bank 3200 South Providence Road Columbia, MO 65203 Full Service B&M $14,050
    Great Southern Bank 329 Pierce Street Sioux City, IA 51101 Full Service B&M $115,068
    Great Southern Bank 331 South Avenue Springfield, MO 65806 Full Service B&M $67,664
    Great Southern Bank 34102 Commerce Drive De Soto, KS 66018 Full Service B&M $19,556
    Great Southern Bank 366 S. Kirkwood Road Saint Louis, MO 63122 Full Service B&M $26,096
    Great Southern Bank 3839 Indian Hills Drive Sioux City, IA 51104 Full Service B&M $33,901
    Great Southern Bank 400 East Walnut Street Ellington, MO 63638 Full Service B&M $14,973
    Great Southern Bank 402 Lincoln Way Ames, IA 50010 Full Service B&M $0
    Great Southern Bank 407 Mccune Street Pilot Knob, MO 63663 Full Service B&M $23,249
    Great Southern Bank 4200 East Skelly Drive, Suite 900 Tulsa, OK 74135 Full Service B&M $0
    Great Southern Bank 4211 Morningside Avenue Sioux City, IA 51106 Full Service B&M $48,523
    Great Southern Bank 427 West Kimberly Road Davenport, IA 52806 Full Service B&M $33,141
    Great Southern Bank 4700 Mid Rivers Mall Drive Branch Saint Peters, MO 63376 Full Service B&M $28,601
    Great Southern Bank 4701 Singing Hills Blvd Sioux City, IA 51106 Full Service B&M $42,723
    Great Southern Bank 509 A Avenue West Oskaloosa, IA 52577 Full Service B&M $34,800
    Great Southern Bank 5206 West 95th Street Prairie Village, KS 66207 Full Service B&M $28,701
    Great Southern Bank 524 East Jackson Willard, MO 65781 Full Service B&M $28,032
    Great Southern Bank 528 South Jefferson Lebanon, MO 65536 Full Service B&M $34,248
    Great Southern Bank 600 West Republic Road Springfield, MO 65807 Full Service B&M $29,686
    Great Southern Bank 6173 Telegraph Road Saint Louis, MO 63129 Full Service B&M $24,293
    Great Southern Bank 620 East Harrison Street Republic, MO 65738 Full Service B&M $38,604
    Great Southern Bank 6545 France Avenue South Suite 130 Edina, MN 55435 Full Service B&M $46,185
    Great Southern Bank 6800 South Rock Hill Affton, MO 63123 Full Service B&M $40,912
    Great Southern Bank 7001 South 36th Street Bellevue, NE 68005 Full Service B&M $0
    Great Southern Bank 705 N. Business Hwy 60 Mansfield, MO 65704 Full Service B&M $9,651
    Great Southern Bank 713 South Neosho Boulevard Neosho, MO 64850 Full Service B&M $0
    Great Southern Bank 714 Neosho Blvd Neosho, MO 64850 Full Service B&M $0
    Great Southern Bank 717 West Mount Vernon Nixa, MO 65714 Full Service B&M $56,067
    Great Southern Bank 723 North Benton Springfield, MO 65802 Full Service B&M $43,490
    Great Southern Bank 7685 Zachary Lane Maple Grove, MN 55369 Full Service B&M $40,869
    Great Southern Bank 7701 Forsyth Blvd. Suite 100 Saint Louis, MO 63105 Full Service B&M $0
    Great Southern Bank 8013 West Florissant Avenue Jennings, MO 63136 Full Service B&M $6,646
    Great Southern Bank 8235 Forsyth Boulevard, Suite 150 Clayton, MO 63105 Full Service B&M $107,408
    Great Southern Bank 921 Iowa Avenue Onawa, IA 51040 Full Service B&M $28,566
    Great Southern Bank 956 Wolfrum Road Weldon Spring, MO 63304 Full Service B&M $20,134
    Great Southern Bank Highway 13 And 00 Kimberling City, MO 65686 Full Service B&M $36,570
    Great Southern Bank Lake Street And State Highway 39 Greenfield, MO 65661 Limited, Drive-thru $53,029
    Great Southern Bank State Highways 5 And 7 Camdenton, MO 65020 Full Service B&M $31,658

    For 2021, Great Southern Bank had 111 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $200,237
    Net interest income $187,097
    Total noninterest income $36,827
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $7,781
    Trading account gains and fees $0
    Additional Noninterest Income $29,046
    Pre-tax net operating income $104,099
    Securities gains (or losses, -) $0
    Income before extraordinary items $82,512
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $82,512
    Minority interest net income $0
    Net income $82,512
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $82,512

    Great Southern Bank's gross interest income from loans was $200,237,000.
    Great Southern Bank's net interest income from loans was $187,097,000.
    Great Southern Bank's fee based income from loans was $7,781,000.
    Great Southern Bank's net income from loans was $82,512,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,140
    Provision for credit losses $-5,761
    Total noninterest expense $125,586
    Salaries and employee benefits $68,503
    Premises and equipment expense $19,441
    Additional noninterest expense $37,642
    Applicable income taxes $21,587
    Net charge-offs $-116
    Cash dividends $74,000

    Great Southern Bank's interest expense for loans was $13,140,000.
    Great Southern Bank's payroll and benefits expense were $68,503,000.
    Great Southern Bank's property, plant and equipment expenses $19,441,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,606,544
    Deposits held in domestic offices $4,606,544
    Deposits by Individuals, partnerships, and corporations $4,420,842
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $181,558
    Deposits by Commercial banks and other depository institutions in U.S. $4,144
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,544,938
    Demand deposits $1,901,421
    Nontransaction accounts $2,061,606
    Money market deposit accounts (MMDAs) $1,089,143
    Other savings deposits (excluding MMDAs) $11,394
    Total time deposits $961,069
    Total time and savings deposits $2,705,123
    Noninterest-bearing deposits $1,901,421
    Interest-bearing deposits $2,705,123
    Retail deposits $4,451,178
    IRAs and Keogh plan accounts $103,787
    Brokered deposits $67,399
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,455,015
    Cash & Balances due from depository institutions $722,337
    Interest-bearing balances $627,182
    Total securities $501,032
    Federal funds sold & reverse repurchase $0
    Net loans and leases $4,016,235
    Loan and leases loss allowance $60,754
    Trading account assets $0
    Bank premises and fixed assets $131,981
    Other real estate owned $1,997
    Goodwill and other intangibles $6,357
    All other assets $75,076

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,455,015
    Total Liabilities $4,782,617
    Total deposits $4,606,544
    Interest-bearing deposits $2,705,123
    Deposits held in domestic offices $4,606,544
    % insured (estimated) $83
    Federal funds purchased and repurchase agreements $137,116
    Trading liabilities $0
    Other borrowed funds $19
    Subordinated debt $0
    All other liabilities $38,938

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $4,016,235
    Loan and leases loss allowance $60,754
    Total loans and leases (domestic) $4,076,989
    All real estate loans $3,705,154
    Real estate loans in domestic offices $3,705,154
    Construction and development loans $720,332
    Residential 1-4 family construction $28,302
    Other construction, all land development and other land $692,030
    Loans secured by nonfarm nonresidential properties $1,447,681
    Nonfarm nonresidential secured by owner-occupied properties $166,434
    Commercial real estate & other non-farm, non-residential $1,281,247
    Multifamily residential real estate $697,945
    1-4 family residential loans $810,647
    Farmland loans $28,549
    Loans held in foreign offices $0
    Farm loans $2,771
    Commercial and industrial loans $249,287
    To non-U.S. addressees $842
    Loans to individuals $86,074
    Credit card loans $0
    Related Plans $10,007
    Consumer Auto Loans $48,908
    Other loans to individuals $27,159
    All other loans & leases $43,431
    Loans to foreign governments and official institutions $0
    Other loans $21,648
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $32,967
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $970
    Non 1-4 family restructured loans & leases $391
    Total loans and leases (foreign) $0

    Great Southern Bank had $4,016,235,000 of loans outstanding in 2021. $3,705,154,000 of loans were in real estate loans. $720,332,000 of loans were in development loans. $697,945,000 of loans were in multifamily mortgage loans. $810,647,000 of loans were in 1-4 family mortgage loans. $2,771,000 of loans were in farm loans. $0 of loans were in credit card loans. $48,908,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 348 $87,946 $252,718
    Nonfarm, nonresidential loans - <$100k 65 $2,481 $38,169
    Nonfarm, nonresidential loans - $100-250k 93 $10,088 $108,473
    Nonfarm, nonresidential loans - $250k-1MM 190 $75,377 $396,721
    Commercial & Industrial, US addressed loans - <$1MM 605 $47,638 $78,740
    Commercial & Industrial, US addressed loans - <$100k 386 $7,964 $20,632
    Commercial & Industrial, US addressed loans - $100-250k 111 $8,959 $80,712
    Commercial & Industrial, US addressed loans - $250k-1MM 108 $30,715 $284,398
    Farmland loans - <$1MM 103 $9,353 $90,806
    Farmland loans - <$100k 48 $1,385 $28,854
    Farmland loans - $100-250k 40 $4,012 $100,300
    Farmland loans - $250k-1MM 15 $3,956 $263,733
    Agriculture operations loans - <$1MM 83 $2,322 $27,976
    Agriculture operations loans - <$100k 72 $996 $13,833
    Agriculture operations loans - $100-250k 8 $660 $82,500
    Agriculture operations loans - $250k-1MM 3 $666 $222,000