READING Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Reading averaged
6.82%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.93% and
one month ago for the week of 2025-02-27, the
average rate was 6.94%.
Reading's average rate one year ago was 6.97%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.48%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Reading 30 Year Fixed Rate | 2025-04-03 | 6.82% |
| Reading 30 Year Fixed Rate Refi | 2025-04-03 | 7.48% |
| Reading 15 Year Fixed Rate | 2025-04-03 | 6.1% |
| Reading 15 Year Fixed Rate Refi | 2025-04-03 | 5.69% |
| Reading 30 Year FHA | 2025-04-03 | 6.08% |
| Reading 30 Year FHA Refi | 2025-04-03 | 6.16% |
| Reading 30 Year USDA | 2025-04-03 | 6.22% |
| Reading 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Reading 30 Year VA | 2025-04-03 | 6.19% |
| Reading 30 Year VA Refi | 2025-04-03 | 5.77% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within READING, PA.
READING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the READING, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
READING Average Closing Costs & Other Stats
READING, PA's 201 lenders originated 8,719
loans during 2024. The total origination value was $1,631,505,000, with an average loan value of
$187,121.
READING's average closing costs are $6,104.
The top READING lender as defined by loan originations is Mortgage America, Inc., with
281 loans originated. Their average total fees are
$7,205, which is $26
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee READING lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,002), Customers Bank ($3,862), Diamond Credit Union ($4,043), Bank of America ($4,442) and Tompkins Trust Company ($4,454).
The lowest rate READING lenders (with over 10 loans originated) are
SUCCESS MORTGAGE PARTNERS, INC. (6.30%), Bank of America (6.31%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.43%), PLAZA HOME MORTGAGE, INC. (6.49%) and MEMBERS 1ST FEDERAL CREDIT UNION (6.50%).
READING, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $72,260,000 | $93,250,000 | 29.0% | 5.7% |
| Mortgage America, Inc. | $84,015,000 | $89,100,000 | 6.1% | 5.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $63,650,000 | $77,675,000 | 22.0% | 4.8% |
| CMG MORTGAGE, INC. | $17,410,000 | $69,285,000 | 298.0% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $50,510,000 | $62,005,000 | 22.8% | 3.8% |
| Diamond Credit Union | $57,095,000 | $60,775,000 | 6.4% | 3.7% |
| Fulton Bank | $47,270,000 | $54,585,000 | 15.5% | 3.3% |
| Citizens Bank | $46,975,000 | $41,720,000 | -11.2% | 2.6% |
| Univest Bank and Trust Co. | $33,950,000 | $36,380,000 | 7.2% | 2.2% |
| Truist | $30,985,000 | $31,495,000 | 1.6% | 1.9% |
| Tompkins Trust Company | $41,330,000 | $31,195,000 | -24.5% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $10,165,000 | $29,000,000 | 185.3% | 1.8% |
| GUILD MORTGAGE COMPANY | $34,590,000 | $27,610,000 | -20.2% | 1.7% |
| Customers Bank | $18,160,000 | $24,725,000 | 36.2% | 1.5% |
| MOVEMENT MORTGAGE, LLC | $23,835,000 | $23,880,000 | 0.2% | 1.5% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $15,225,000 | $22,735,000 | 49.3% | 1.4% |
| M&T Bank | $17,290,000 | $21,920,000 | 26.8% | 1.3% |
| First National Bank of Pennsylvania | $27,730,000 | $20,750,000 | -25.2% | 1.3% |
| BROKER SOLUTIONS, INC. | $12,095,000 | $20,715,000 | 71.3% | 1.3% |
| RIVERFRONT | $14,190,000 | $20,060,000 | 41.4% | 1.2% |
| CONTOUR MORTGAGE CORPORATION | $19,635,000 | $19,680,000 | 0.2% | 1.2% |
| Mortgage Research Center, LLC | $13,070,000 | $19,540,000 | 49.5% | 1.2% |
| GUARANTEED RATE, INC. | $18,135,000 | $19,255,000 | 6.2% | 1.2% |
| The Ephrata National Bank | $24,820,000 | $18,275,000 | -26.4% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $8,190,000 | $17,975,000 | 119.5% | 1.1% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $16,660,000 | $17,740,000 | 6.5% | 1.1% |
| Fleetwood Bank | $14,005,000 | $17,625,000 | 25.8% | 1.1% |
| AmeriHome Mortgage Company, LLC | $11,000,000 | $17,065,000 | 55.1% | 1.0% |
| First Commonwealth Federal Credit Union | $11,925,000 | $15,620,000 | 31.0% | 1.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $15,305,000 | n/a | 0.9% | |
| LOANDEPOT.COM, LLC | $12,190,000 | $14,855,000 | 21.9% | 0.9% |
| NEWREZ LLC | $9,095,000 | $13,420,000 | 47.6% | 0.8% |
| Homesale Mortgage, LLC | $8,080,000 | $13,295,000 | 64.5% | 0.8% |
| Flanagan State Bank | $8,005,000 | $13,250,000 | 65.5% | 0.8% |
| Wells Fargo Bank | $16,385,000 | $12,615,000 | -23.0% | 0.8% |
| GUARANTEED RATE AFFINITY, LLC | $7,135,000 | $12,465,000 | 74.7% | 0.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | $8,600,000 | $12,240,000 | 42.3% | 0.8% |
| Prosperity Home Mortgage, LLC | $10,205,000 | $11,275,000 | 10.5% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $5,185,000 | $11,250,000 | 117.0% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,780,000 | $10,860,000 | 39.6% | 0.7% |
| UTILITIES EMPLOYEES CREDIT UNION | $11,860,000 | $10,600,000 | -10.6% | 0.6% |
| UNION HOME MORTGAGE CORP. | $5,125,000 | $10,230,000 | 99.6% | 0.6% |
| PLAZA HOME MORTGAGE, INC. | $5,715,000 | $8,760,000 | 53.3% | 0.5% |
| PNC Bank | $6,365,000 | $8,380,000 | 31.7% | 0.5% |
| The Victory Bank | $5,875,000 | $8,015,000 | 36.4% | 0.5% |
| JPMorgan Chase Bank | $4,150,000 | $7,775,000 | 87.3% | 0.5% |
| TD Bank | $3,205,000 | $7,775,000 | 142.6% | 0.5% |
| East Coast Capital Corp. | $245,000 | $7,410,000 | 2,924.5% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $6,775,000 | $7,340,000 | 8.3% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $145,000 | $7,085,000 | 4,786.2% | 0.4% |
| Discovery Federal Credit Union | $4,955,000 | $6,900,000 | 39.3% | 0.4% |
| CITADEL FEDERAL CREDIT UNION | $6,085,000 | $6,540,000 | 7.5% | 0.4% |
| Bank of America | $2,835,000 | $6,435,000 | 127.0% | 0.4% |
| NFM, INC. | $8,855,000 | $6,420,000 | -27.5% | 0.4% |
| Keystone Funding, Inc. | $3,725,000 | $5,950,000 | 59.7% | 0.4% |
| Flagstar Bank, FSB | $5,525,000 | $5,855,000 | 6.0% | 0.4% |
| FIRST COLONY MORTGAGE CORPORATION | $5,825,000 | n/a | 0.4% | |
| NATIONS DIRECT MORTGAGE, LLC | $2,445,000 | $5,755,000 | 135.4% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $5,635,000 | n/a | 0.3% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,070,000 | $5,635,000 | -30.2% | 0.3% |
| Mid Penn Bank | $9,275,000 | $5,520,000 | -40.5% | 0.3% |
| EMM LOANS LLC | $4,920,000 | $5,285,000 | 7.4% | 0.3% |
| VISIONS | $7,270,000 | $5,025,000 | -30.9% | 0.3% |
| NEW DAY FINANCIAL, LLC | $950,000 | $4,980,000 | 424.2% | 0.3% |
| USAA Federal Savings Bank | $1,980,000 | $4,785,000 | 141.7% | 0.3% |
| Peoples Security Bank and Trust Company | $435,000 | $4,600,000 | 957.5% | 0.3% |
| Carrington Mortgage Services, LLC | $2,460,000 | $4,595,000 | 86.8% | 0.3% |
| AMERICAN HERITAGE FCU | $3,745,000 | $4,580,000 | 22.3% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $3,975,000 | $4,525,000 | 13.8% | 0.3% |
| Discover Bank | $4,255,000 | $4,285,000 | 0.7% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,505,000 | $4,215,000 | 68.3% | 0.3% |
| LEBANON | $5,685,000 | $4,200,000 | -26.1% | 0.3% |
| QNB Bank | $585,000 | $4,060,000 | 594.0% | 0.2% |
| Orrstown Bank | $5,195,000 | $4,010,000 | -22.8% | 0.2% |
| Equity Prime Mortgage LLC | $1,065,000 | $3,910,000 | 267.1% | 0.2% |
| Meridian Bank Corporation | $4,580,000 | $3,820,000 | -16.6% | 0.2% |
| Northpointe Bank | $41,200,000 | $3,505,000 | -91.5% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,895,000 | $3,435,000 | -29.8% | 0.2% |
| POLICE & FIRE | $3,360,000 | $3,305,000 | -1.6% | 0.2% |
| TRI COUNTY AREA Federal Credit Union | $2,460,000 | $3,265,000 | 32.7% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $3,130,000 | $3,255,000 | 4.0% | 0.2% |
| Figure Lending LLC | $2,515,000 | $3,215,000 | 27.8% | 0.2% |
| State Financial Network, LLC | $3,315,000 | $3,025,000 | -8.7% | 0.2% |
| KeyBank | $4,465,000 | $3,010,000 | -32.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $5,285,000 | $2,980,000 | -43.6% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $2,085,000 | $2,975,000 | 42.7% | 0.2% |
| PLANET HOME LENDING, LLC | $3,965,000 | $2,945,000 | -25.7% | 0.2% |
| Gateway First Bank | $3,145,000 | $2,805,000 | -10.8% | 0.2% |
| EMBRACE HOME LOANS, INC. | $1,275,000 | $2,800,000 | 119.6% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $2,290,000 | $2,775,000 | 21.2% | 0.2% |
| APCI Federal Credit Union | $1,005,000 | $2,710,000 | 169.7% | 0.2% |
| The Loan Store, Inc. | $845,000 | $2,710,000 | 220.7% | 0.2% |
| Philadelphia Mortgage Advisors, Inc. | $1,295,000 | $2,660,000 | 105.4% | 0.2% |
| Morgan Stanley Private Bank | $2,675,000 | $2,600,000 | -2.8% | 0.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,385,000 | $2,525,000 | 5.9% | 0.2% |
| LOANPAL, LLC | $410,000 | $2,510,000 | 512.2% | 0.2% |
| GSF Mortgage Corporation | $3,775,000 | $2,440,000 | -35.4% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,045,000 | $2,435,000 | 133.0% | 0.1% |
| U.S. Bank | $1,955,000 | $2,420,000 | 23.8% | 0.1% |
| Coastal Community Bank | $1,380,000 | $2,360,000 | 71.0% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $14,385,000 | $2,340,000 | -83.7% | 0.1% |
| Plains Commerce Bank | $1,500,000 | $2,325,000 | 55.0% | 0.1% |
| Wilmington Savings Fund Society, FSB | $1,600,000 | $2,255,000 | 40.9% | 0.1% |
| First Citizens Community Bank | $2,245,000 | $2,155,000 | -4.0% | 0.1% |
| SUN Federal Credit Union | $3,240,000 | $2,085,000 | -35.6% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $245,000 | $2,065,000 | 742.9% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,725,000 | $2,035,000 | 18.0% | 0.1% |
| The Huntington National Bank | $1,710,000 | $2,025,000 | 18.4% | 0.1% |
| New Tripoli Bank | $1,025,000 | $2,015,000 | 96.6% | 0.1% |
| CARDINAL FINANCIAL | $3,955,000 | $1,990,000 | -49.7% | 0.1% |
| PEOPLE FIRST | $1,720,000 | $1,980,000 | 15.1% | 0.1% |
| The National Bank of Malvern | $1,955,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $4,895,000 | $1,945,000 | -60.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,320,000 | $1,920,000 | 45.5% | 0.1% |
| ACNB Bank | $1,550,000 | $1,910,000 | 23.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $565,000 | $1,795,000 | 217.7% | 0.1% |
| TRUMARK FINANCIAL CREDIT UNION | $1,435,000 | $1,775,000 | 23.7% | 0.1% |
| LENDINGONE, LLC | $915,000 | $1,740,000 | 90.2% | 0.1% |
| MidAtlantic Farm Credit, ACA | $1,605,000 | $1,700,000 | 5.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $4,045,000 | $1,675,000 | -58.6% | 0.1% |
| TOWNE MORTGAGE COMPANY | $845,000 | $1,675,000 | 98.2% | 0.1% |
| RF Renovo Management Company, LLC | $1,645,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $1,570,000 | $1,630,000 | 3.8% | 0.1% |
| Ambler Savings Bank | $1,045,000 | $1,590,000 | 52.2% | 0.1% |
| A&D Mortgage LLC | $465,000 | $1,555,000 | 234.4% | 0.1% |
| MORTGAGE ACCESS CORP. | $1,040,000 | $1,540,000 | 48.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $845,000 | $1,525,000 | 80.5% | 0.1% |
| Ixonia Bank | $680,000 | $1,525,000 | 124.3% | 0.1% |
| T2 FINANCIAL LLC | $960,000 | $1,520,000 | 58.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,195,000 | $1,440,000 | -34.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $480,000 | $1,440,000 | 200.0% | 0.1% |
| MILEND, INC. | $785,000 | $1,330,000 | 69.4% | 0.1% |
| The Federal Savings Bank | $3,040,000 | $1,300,000 | -57.2% | 0.1% |
| Magnolia Bank | $335,000 | $1,290,000 | 285.1% | 0.1% |
| FRANKLIN MINT | $490,000 | $1,265,000 | 158.2% | 0.1% |
| FIRST HERITAGE FINANCIAL, LLC | $530,000 | $1,230,000 | 132.1% | 0.1% |
| Embassy Bank For The Lehigh Valley | $1,070,000 | $1,220,000 | 14.0% | 0.1% |
| Quaint Oak Mortgage, LLC | $870,000 | $1,190,000 | 36.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,440,000 | $1,185,000 | -51.4% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,050,000 | $1,160,000 | 10.5% | 0.1% |
| York Traditions Bank | $955,000 | $1,130,000 | 18.3% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,505,000 | $1,125,000 | -25.2% | 0.1% |
| FIRST TECHNOLOGY | $1,115,000 | n/a | 0.1% | |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $2,265,000 | $1,115,000 | -50.8% | 0.1% |
| NJ LENDERS CORP. | $275,000 | $1,115,000 | 305.5% | 0.1% |
| Acre Mortgage and Financial Inc | $195,000 | $1,110,000 | 469.2% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $550,000 | $1,105,000 | 100.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $185,000 | $1,105,000 | 497.3% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $490,000 | $1,105,000 | 125.5% | 0.1% |
| LENDING CAPITAL GROUP Inc | $1,485,000 | $1,100,000 | -25.9% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $1,095,000 | n/a | 0.1% | |
| NP, Inc. | $590,000 | $1,095,000 | 85.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $695,000 | $1,080,000 | 55.4% | 0.1% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $1,075,000 | n/a | 0.1% | |
| Firstrust Savings Bank | $1,280,000 | $1,050,000 | -18.0% | 0.1% |
| OCMBC, INC. | $440,000 | $1,045,000 | 137.5% | 0.1% |
| PHH Mortgage Corporation | $615,000 | $1,035,000 | 68.3% | 0.1% |
| Farmers and Merchants Trust Company of Chambersburg | $420,000 | $1,025,000 | 144.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,190,000 | $990,000 | -16.8% | 0.1% |
| Hatboro Federal Savings, FA | $965,000 | n/a | 0.1% | |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $2,055,000 | $955,000 | -53.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $800,000 | $950,000 | 18.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $410,000 | $935,000 | 128.0% | 0.1% |
| Harleysville Bank | $1,240,000 | $935,000 | -24.6% | 0.1% |
| Ardent Federal Credit Union | $490,000 | $905,000 | 84.7% | 0.1% |
| ARC HOME LLC | $2,235,000 | $900,000 | -59.7% | 0.1% |
| Arvest Bank | $870,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $205,000 | $870,000 | 324.4% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $885,000 | $865,000 | -2.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $925,000 | $860,000 | -7.0% | 0.1% |
| EVERENCE FEDERAL CREDIT UNION | $255,000 | $855,000 | 235.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $200,000 | $840,000 | 320.0% | 0.1% |
| UNITED MORTGAGE CORP | $800,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $155,000 | $795,000 | 412.9% | 0.0% |
| Princeton Mortgage Corporation | $1,605,000 | $790,000 | -50.8% | 0.0% |
| S&T Bank | $2,070,000 | $790,000 | -61.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $785,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $805,000 | $780,000 | -3.1% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $770,000 | n/a | 0.0% | |
| Jersey Shore State Bank | $760,000 | n/a | 0.0% | |
| Armed Forces Bank | $755,000 | n/a | 0.0% | |
| Citizens & Northern Bank | $350,000 | $755,000 | 115.7% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $2,150,000 | $755,000 | -64.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $635,000 | $755,000 | 18.9% | 0.0% |
| NexBank | $1,060,000 | $745,000 | -29.7% | 0.0% |
| HERSHEY | $330,000 | $725,000 | 119.7% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $265,000 | $725,000 | 173.6% | 0.0% |
| Northwest Bank | $1,865,000 | $705,000 | -62.2% | 0.0% |
| Capital Bank | $690,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $195,000 | $690,000 | 253.8% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $180,000 | $685,000 | 280.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $855,000 | $670,000 | -21.6% | 0.0% |
| FirstBank | $655,000 | n/a | 0.0% | |
| OceanFirst Bank | $650,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,820,000 | $645,000 | -64.6% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $345,000 | $635,000 | 84.1% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $1,140,000 | $625,000 | -45.2% | 0.0% |
| Citymark Federal Credit Union | $185,000 | $610,000 | 229.7% | 0.0% |
| SPRING EQ, LLC | $650,000 | $610,000 | -6.2% | 0.0% |
| UBS Bank USA | $605,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $1,090,000 | $600,000 | -45.0% | 0.0% |
| Stifel Bank and Trust | $600,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $600,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $275,000 | $595,000 | 116.4% | 0.0% |
| Blue Ridge Bank | $185,000 | $590,000 | 218.9% | 0.0% |
| CLEARPATH LENDING | $345,000 | $575,000 | 66.7% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,705,000 | $550,000 | -79.7% | 0.0% |
| EQUITY RESOURCES, INC. | $225,000 | $550,000 | 144.4% | 0.0% |
| EVERETT FINANCIAL, INC. | $845,000 | $535,000 | -36.7% | 0.0% |
| AmRes Corporation | $305,000 | $525,000 | 72.1% | 0.0% |
| NBKC BANK | $420,000 | $520,000 | 23.8% | 0.0% |
| Franklin Loan Corporation | $510,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $245,000 | $500,000 | 104.1% | 0.0% |
| LIMA ONE CAPITAL, LLC | $485,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $485,000 | n/a | 0.0% | |
| PINNACLE MORTGAGE, INC. | $480,000 | n/a | 0.0% | |
| Community Bank | $460,000 | n/a | 0.0% | |
| KINECTA | $460,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $455,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $450,000 | n/a | 0.0% | |
| PARAGON HOME LOANS INC. | $460,000 | $445,000 | -3.3% | 0.0% |
| Ballston Spa National Bank | $425,000 | $435,000 | 2.4% | 0.0% |
| Credence Funding Corporation | $205,000 | $430,000 | 109.8% | 0.0% |
| The Fidelity Deposit and Discount Bank | $530,000 | $430,000 | -18.9% | 0.0% |
| POLARIS HOME FUNDING CORP. | $420,000 | n/a | 0.0% | |
| Empower Federal Credit Union | $45,000 | $415,000 | 822.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,010,000 | $400,000 | -60.4% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,015,000 | $390,000 | -90.3% | 0.0% |
| CNB Bank Inc. | $385,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $385,000 | n/a | 0.0% | |
| HomePromise Corporation | $385,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $185,000 | $375,000 | 102.7% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $375,000 | n/a | 0.0% | |
| UNITED | $375,000 | n/a | 0.0% | |
| GREENTREE MORTGAGE COMPANY, L.P. | $95,000 | $365,000 | 284.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $265,000 | $365,000 | 37.7% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $365,000 | n/a | 0.0% | |
| GREENWOOD | $355,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $355,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $505,000 | $345,000 | -31.7% | 0.0% |
| Old National Bank | $345,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $740,000 | $340,000 | -54.1% | 0.0% |
| AMWEST FUNDING CORP. | $670,000 | $335,000 | -50.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $330,000 | n/a | 0.0% | |
| Mifflinburg Bank and Trust Company | $325,000 | n/a | 0.0% | |
| PS Bank | $325,000 | n/a | 0.0% | |
| AmeriServ Financial Bank | $375,000 | $315,000 | -16.0% | 0.0% |
| Securityplus FCU | $315,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $630,000 | $310,000 | -50.8% | 0.0% |
| Phoenixville Federal Bank and Trust | $1,480,000 | $310,000 | -79.1% | 0.0% |
| Citibank | $240,000 | $305,000 | 27.1% | 0.0% |
| First National Bank of America | $420,000 | $305,000 | -27.4% | 0.0% |
| SERVICE 1ST | $305,000 | n/a | 0.0% | |
| Amalgamated Bank | $295,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $335,000 | $295,000 | -11.9% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $450,000 | $295,000 | -34.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $295,000 | n/a | 0.0% | |
| Penn Community Bank | $7,575,000 | $285,000 | -96.2% | 0.0% |
| SILVER HILL FUNDING, LLC | $250,000 | $285,000 | 14.0% | 0.0% |
| 1st Colonial Community Bank | $280,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $335,000 | $280,000 | -16.4% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $225,000 | $275,000 | 22.2% | 0.0% |
| Nations Lending Corporation | $1,095,000 | $265,000 | -75.8% | 0.0% |
| Northeast Equitable Mortgage, LLC | $375,000 | $265,000 | -29.3% | 0.0% |
| BAY EQUITY LLC | $630,000 | $255,000 | -59.5% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| The Neffs National Bank | $425,000 | $255,000 | -40.0% | 0.0% |
| AXIA FINANCIAL, LLC | $245,000 | n/a | 0.0% | |
| Bank of Whittier | $325,000 | $245,000 | -24.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $245,000 | n/a | 0.0% | |
| ESSA Bank & Trust | $1,150,000 | $240,000 | -79.1% | 0.0% |
| Ameris Bank | $235,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $235,000 | n/a | 0.0% | |
| Superior Credit Union | $380,000 | $235,000 | -38.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $875,000 | $225,000 | -74.3% | 0.0% |
| FAIRWINDS CREDIT UNION | $215,000 | n/a | 0.0% | |
| First Federal Bank | $185,000 | $215,000 | 16.2% | 0.0% |
| SWBC MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| United Bank | $215,000 | n/a | 0.0% | |
| BELCO COMMUNITY CREDIT UNION | $545,000 | $205,000 | -62.4% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $670,000 | $205,000 | -69.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $2,385,000 | $205,000 | -91.4% | 0.0% |
| GOLD Credit Union | $400,000 | $205,000 | -48.8% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,200,000 | $205,000 | -82.9% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $480,000 | $205,000 | -57.3% | 0.0% |
| Valley National Bank | $445,000 | $205,000 | -53.9% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $515,000 | $195,000 | -62.1% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $425,000 | $185,000 | -56.5% | 0.0% |
| DAS Acquisition Company, LLC | $175,000 | n/a | 0.0% | |
| Quontic Bank | $295,000 | $175,000 | -40.7% | 0.0% |
| First Commonwealth Bank | $110,000 | $170,000 | 54.5% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| Ally Bank | $600,000 | $155,000 | -74.2% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $255,000 | $155,000 | -39.2% | 0.0% |
| University Bank | $145,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $545,000 | $135,000 | -75.2% | 0.0% |
| JMAC LENDING, INC. | $135,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $135,000 | n/a | 0.0% | |
| Bank of Bird-in-Hand | $1,440,000 | $130,000 | -91.0% | 0.0% |
| First National Bank of Absecon | $325,000 | $125,000 | -61.5% | 0.0% |
| Home Mortgage Alliance Corp | $125,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $125,000 | $125,000 | 0.0% | 0.0% |
| FREEDOM CREDIT UNION | $230,000 | $120,000 | -47.8% | 0.0% |
| CNB Bank | $115,000 | n/a | 0.0% | |
| GENISYS | $35,000 | $110,000 | 214.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $105,000 | $105,000 | 0.0% | 0.0% |
| Logan Finance Corporation | $105,000 | n/a | 0.0% | |
| PATRIOT | $255,000 | $105,000 | -58.8% | 0.0% |
| TEACHERS | $55,000 | $105,000 | 90.9% | 0.0% |
| Connexus Credit Union | $95,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $195,000 | $95,000 | -51.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $125,000 | $95,000 | -24.0% | 0.0% |
| LEHIGH VALLEY EDUCATORS | $340,000 | $90,000 | -73.5% | 0.0% |
| MEMBER ONE | $85,000 | n/a | 0.0% | |
| New Cumberland Federal Credit Union | $85,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $505,000 | $85,000 | -83.2% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $685,000 | $75,000 | -89.1% | 0.0% |
| TOWER | $255,000 | $65,000 | -74.5% | 0.0% |
| Baxter Credit Union | $85,000 | $60,000 | -29.4% | 0.0% |
| Chartwell Financial, LLC | $60,000 | n/a | 0.0% | |
| AFFINITY | $90,000 | $55,000 | -38.9% | 0.0% |
| Northwest Federal Credit Union | $55,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | n/a | 0.0% | |
| BENCHMARK Federal Credit Union | $45,000 | $45,000 | 0.0% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $335,000 | $45,000 | -86.6% | 0.0% |
| ABCO Federal Credit Union | $25,000 | n/a | 0.0% | |
| PHILADELPHIA | $830,000 | $25,000 | -97.0% | 0.0% |
READING's top lender by overall market share is QUICKEN LOANS, LLC, with 5.7% market share. In second place, with 5.5%, is Mortgage America, Inc., having originated $89,100,000 in loans. In third place, with 4.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $77,675,000 in loans. In fourth place, with 4.2%, is CMG MORTGAGE, INC., having originated $69,285,000 in loans. In fifth place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $62,005,000 in loans.
READING Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - READING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $171,945 (1.2%) | $224,586 (3.4%) | 0.64 | 1,241 |
| 2018-02-01 | $174,950 (0.7%) | $224,243 (0.6%) | 0.64 | 1,159 |
| 2018-03-01 | $179,900 (2.8%) | $232,726 (4.0%) | 0.63 | 1,103 |
| 2018-04-01 | $186,875 (1.1%) | $237,457 (3.7%) | 0.63 | 1,159 |
| 2018-05-01 | $199,900 (5.3%) | $247,733 (6.8%) | 0.67 | 1,191 |
| 2018-06-01 | $209,945 (10.8%) | $256,616 (9.7%) | 0.70 | 1,253 |
| 2018-07-01 | $209,050 (10.1%) | $255,063 (7.8%) | 0.70 | 1,253 |
| 2018-08-01 | $210,500 (13.8%) | $255,859 (9.0%) | 0.71 | 1,253 |
| 2018-09-01 | $209,900 (16.7%) | $253,270 (9.3%) | 0.71 | 1,255 |
| 2018-10-01 | $209,950 (17.4%) | $255,392 (10.2%) | 0.71 | 1,246 |
| 2018-11-01 | $209,900 (20.2%) | $254,543 (12.6%) | 0.71 | 1,239 |
| 2018-12-01 | $204,990 (17.2%) | $251,406 (9.4%) | 0.71 | 1,176 |
| 2019-01-01 | $199,948 (16.3%) | $251,747 (12.1%) | 0.69 | 1,071 |
| 2019-02-01 | $199,945 (14.3%) | $256,610 (14.4%) | 0.68 | 1,009 |
| 2019-03-01 | $208,471 (15.9%) | $261,668 (12.4%) | 0.68 | 997 |
| 2019-04-01 | $222,400 (19.0%) | $268,807 (13.2%) | 0.71 | 987 |
| 2019-05-01 | $222,400 (11.3%) | $269,733 (8.9%) | 0.70 | 1,006 |
| 2019-06-01 | $220,000 (4.8%) | $268,946 (4.8%) | 0.69 | 1,030 |
| 2019-07-01 | $219,900 (5.2%) | $265,874 (4.2%) | 0.69 | 1,095 |
| 2019-08-01 | $218,991 (4.0%) | $269,232 (5.2%) | 0.69 | 1,077 |
| 2019-09-01 | $225,127 (7.3%) | $273,995 (8.2%) | 0.72 | 1,043 |
| 2019-10-01 | $232,445 (10.7%) | $278,665 (9.1%) | 0.75 | 998 |
| 2019-11-01 | $235,000 (12.0%) | $280,092 (10.0%) | 0.77 | 953 |
| 2019-12-01 | $233,725 (14.0%) | $281,449 (12.0%) | 0.78 | 841 |
| 2020-01-01 | $229,950 (15.0%) | $282,298 (12.1%) | 0.77 | 770 |
| 2020-02-01 | $247,300 (23.7%) | $287,164 (11.9%) | 0.81 | 717 |
| 2020-03-01 | $259,900 (24.7%) | $297,749 (13.8%) | 0.81 | 675 |
| 2020-04-01 | $274,674 (23.5%) | $313,591 (16.7%) | 0.86 | 593 |
| 2020-05-01 | $259,900 (16.9%) | $303,032 (12.4%) | 0.79 | 619 |
| 2020-06-01 | $249,950 (13.6%) | $306,374 (13.9%) | 0.74 | 587 |
| 2020-07-01 | $272,650 (24.0%) | $326,195 (22.7%) | 0.79 | 486 |
| 2020-08-01 | $270,000 (23.3%) | $322,004 (19.6%) | 0.77 | 479 |
| 2020-09-01 | $259,975 (15.5%) | $317,546 (15.9%) | 0.74 | 477 |
| 2020-10-01 | $264,900 (14.0%) | $325,747 (16.9%) | 0.76 | 460 |
| 2020-11-01 | $267,400 (13.8%) | $315,962 (12.8%) | 0.78 | 465 |
| 2020-12-01 | $262,400 (12.3%) | $311,155 (10.6%) | 0.78 | 432 |
| 2021-01-01 | $259,000 (12.6%) | $317,005 (12.3%) | 0.77 | 367 |
| 2021-02-01 | $284,900 (15.2%) | $346,614 (20.7%) | 0.83 | 284 |
| 2021-03-01 | $288,450 (11.0%) | $354,339 (19.0%) | 0.82 | 274 |
| 2021-04-01 | $279,075 (1.6%) | $341,853 (9.0%) | 0.76 | 285 |
| 2021-05-01 | $274,900 (5.8%) | $339,395 (12.0%) | 0.73 | 313 |
| 2021-06-01 | $237,748 (-4.9%) | $314,874 (2.8%) | 0.63 | 407 |
| 2021-07-01 | $249,245 (-8.6%) | $322,735 (-1.1%) | 0.66 | 414 |
| 2021-08-01 | $246,495 (-8.7%) | $315,304 (-2.1%) | 0.66 | 448 |
| 2021-09-01 | $242,450 (-6.7%) | $312,485 (-1.6%) | 0.65 | 438 |
| 2021-10-01 | $245,990 (-7.1%) | $320,052 (-1.8%) | 0.66 | 438 |
| 2021-11-01 | $245,220 (-8.3%) | $310,791 (-1.6%) | 0.66 | 411 |
| 2021-12-01 | $232,500 (-11.4%) | $296,653 (-4.7%) | 0.63 | 352 |
| 2022-01-01 | $239,900 (-7.4%) | $308,839 (-2.6%) | 0.65 | 273 |
| 2022-02-01 | $239,450 (-16.0%) | $313,873 (-9.5%) | 0.62 | 261 |
| 2022-03-01 | $254,725 (-11.7%) | $332,217 (-6.2%) | 0.64 | 251 |
| 2022-04-01 | $259,950 (-6.9%) | $336,724 (-1.5%) | 0.62 | 270 |
| 2022-05-01 | $249,950 (-9.1%) | $331,140 (-2.4%) | 0.57 | 280 |
| 2022-06-01 | $255,000 (7.3%) | $345,783 (9.8%) | 0.57 | 341 |
| 2022-07-01 | $254,900 (2.3%) | $341,887 (5.9%) | 0.57 | 395 |
| 2022-08-01 | $264,975 (7.5%) | $338,426 (7.3%) | 0.61 | 414 |
| 2022-09-01 | $248,700 (2.6%) | $329,147 (5.3%) | 0.58 | 425 |
| 2022-10-01 | $250,000 (1.6%) | $334,888 (4.6%) | 0.59 | 423 |
| 2022-11-01 | $272,450 (11.1%) | $344,724 (10.9%) | 0.65 | 413 |
| 2022-12-01 | $279,900 (20.4%) | $337,642 (13.8%) | 0.69 | 359 |
| 2023-01-01 | $274,925 (14.6%) | $347,775 (12.6%) | 0.68 | 306 |
| 2023-02-01 | $287,400 (20.0%) | $357,876 (14.0%) | 0.69 | 280 |
| 2023-03-01 | $298,725 (17.3%) | $382,152 (15.0%) | 0.70 | 283 |
| 2023-04-01 | $317,450 (22.1%) | $386,628 (14.8%) | 0.74 | 297 |
| 2023-05-01 | $319,950 (28.0%) | $398,014 (20.2%) | 0.73 | 308 |
| 2023-06-01 | $339,741 (33.2%) | $415,642 (20.2%) | 0.76 | 322 |
| 2023-07-01 | $337,754 (32.5%) | $423,547 (23.9%) | 0.77 | 310 |
| 2023-08-01 | $332,950 (25.7%) | $404,337 (19.5%) | 0.76 | 326 |
| 2023-09-01 | $349,900 (40.7%) | $407,398 (23.8%) | 0.81 | 342 |
| 2023-10-01 | $348,197 (39.3%) | $406,877 (21.5%) | 0.82 | 367 |
| 2023-11-01 | $336,200 (23.4%) | $395,412 (14.7%) | 0.80 | 376 |
| 2023-12-01 | $316,750 (13.2%) | $371,887 (10.1%) | 0.77 | 360 |
| 2024-01-01 | $307,450 (11.8%) | $369,204 (6.2%) | 0.75 | 305 |
| 2024-02-01 | $306,200 (6.5%) | $365,293 (2.1%) | 0.74 | 280 |
| 2024-03-01 | $298,500 (-0.1%) | $378,392 (-1.0%) | 0.70 | 262 |
| 2024-04-01 | $325,000 (2.4%) | $397,227 (2.7%) | 0.76 | 278 |
| 2024-05-01 | $349,925 (9.4%) | $419,082 (5.3%) | 0.80 | 285 |
| 2024-06-01 | $349,450 (2.9%) | $428,576 (3.1%) | 0.79 | 300 |
| 2024-07-01 | $342,450 (1.4%) | $414,621 (-2.1%) | 0.78 | 359 |
| 2024-08-01 | $339,900 (2.1%) | $414,093 (2.4%) | 0.79 | 388 |
| 2024-09-01 | $344,900 (-1.4%) | $417,700 (2.5%) | 0.81 | 396 |
| 2024-10-01 | $347,450 (-0.2%) | $399,825 (-1.7%) | 0.82 | 420 |
| 2024-11-01 | $335,000 (-0.4%) | $393,399 (-0.5%) | 0.80 | 425 |
| 2024-12-01 | $329,950 (4.2%) | $388,851 (4.6%) | 0.82 | 382 |
| 2025-01-01 | $330,000 (7.3%) | $388,060 (5.1%) | 0.82 | 364 |
| 2025-02-01 | $338,700 (10.6%) | $385,473 (5.5%) | 0.82 | 340 |
| 2025-03-01 | $329,900 (10.5%) | $401,729 (6.2%) | 0.00 | 305 |
READING's median listing price for 2025-03-01 was $329,900, a difference of
$31,400
(10.5%) versus the prior year and
$-8,800 versus the prior month.
READING's median listing price comes in at 0% of the national average.
READING's average listing price for 2025-03-01 was $401,729, a difference of $23,337 (6.2%) versus the prior year and $16,256 versus the prior month.
For the 2025-03-01 period, READING had 305 MLS listings, a difference of -35 listings (-10%) versus the prior month and 43 listings (16%) versus the prior year.
READING's median listing price comes in at 0% of the national average.
READING's average listing price for 2025-03-01 was $401,729, a difference of $23,337 (6.2%) versus the prior year and $16,256 versus the prior month.
For the 2025-03-01 period, READING had 305 MLS listings, a difference of -35 listings (-10%) versus the prior month and 43 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - READING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 92 days | 1,742 sqft |
| 2018-02-01 | 90 days | 1,767 sqft |
| 2018-03-01 | 65 days | 1,791 sqft |
| 2018-04-01 | 52 days | 1,812 sqft |
| 2018-05-01 | 52 days | 1,862 sqft |
| 2018-06-01 | 53 days | 1,917 sqft |
| 2018-07-01 | 58 days | 1,884 sqft |
| 2018-08-01 | 60 days | 1,887 sqft |
| 2018-09-01 | 64 days | 1,900 sqft |
| 2018-10-01 | 67 days | 1,899 sqft |
| 2018-11-01 | 67 days | 1,881 sqft |
| 2018-12-01 | 73 days | 1,856 sqft |
| 2019-01-01 | 85 days | 1,856 sqft |
| 2019-02-01 | 87 days | 1,881 sqft |
| 2019-03-01 | 69 days | 1,938 sqft |
| 2019-04-01 | 47 days | 1,998 sqft |
| 2019-05-01 | 39 days | 1,985 sqft |
| 2019-06-01 | 40 days | 1,952 sqft |
| 2019-07-01 | 44 days | 1,947 sqft |
| 2019-08-01 | 48 days | 1,960 sqft |
| 2019-09-01 | 53 days | 1,992 sqft |
| 2019-10-01 | 58 days | 2,023 sqft |
| 2019-11-01 | 58 days | 2,036 sqft |
| 2019-12-01 | 70 days | 2,010 sqft |
| 2020-01-01 | 77 days | 2,025 sqft |
| 2020-02-01 | 66 days | 2,048 sqft |
| 2020-03-01 | 44 days | 2,080 sqft |
| 2020-04-01 | 66 days | 2,134 sqft |
| 2020-05-01 | 74 days | 2,034 sqft |
| 2020-06-01 | 40 days | 2,047 sqft |
| 2020-07-01 | 34 days | 2,109 sqft |
| 2020-08-01 | 28 days | 2,144 sqft |
| 2020-09-01 | 25 days | 2,030 sqft |
| 2020-10-01 | 41 days | 2,052 sqft |
| 2020-11-01 | 42 days | 2,010 sqft |
| 2020-12-01 | 47 days | 1,963 sqft |
| 2021-01-01 | 57 days | 1,934 sqft |
| 2021-02-01 | 62 days | 2,100 sqft |
| 2021-03-01 | 45 days | 1,986 sqft |
| 2021-04-01 | 30 days | 1,949 sqft |
| 2021-05-01 | 25 days | 1,889 sqft |
| 2021-06-01 | 31 days | 1,810 sqft |
| 2021-07-01 | 38 days | 1,831 sqft |
| 2021-08-01 | 39 days | 1,810 sqft |
| 2021-09-01 | 39 days | 1,784 sqft |
| 2021-10-01 | 43 days | 1,792 sqft |
| 2021-11-01 | 45 days | 1,784 sqft |
| 2021-12-01 | 48 days | 1,754 sqft |
| 2022-01-01 | 50 days | 1,692 sqft |
| 2022-02-01 | 42 days | 1,739 sqft |
| 2022-03-01 | 28 days | 1,765 sqft |
| 2022-04-01 | 27 days | 1,805 sqft |
| 2022-05-01 | 22 days | 1,768 sqft |
| 2022-06-01 | 23 days | 1,776 sqft |
| 2022-07-01 | 29 days | 1,780 sqft |
| 2022-08-01 | 32 days | 1,794 sqft |
| 2022-09-01 | 40 days | 1,774 sqft |
| 2022-10-01 | 39 days | 1,790 sqft |
| 2022-11-01 | 42 days | 1,853 sqft |
| 2022-12-01 | 56 days | 1,841 sqft |
| 2023-01-01 | 62 days | 1,824 sqft |
| 2023-02-01 | 50 days | 1,905 sqft |
| 2023-03-01 | 37 days | 1,979 sqft |
| 2023-04-01 | 33 days | 1,960 sqft |
| 2023-05-01 | 33 days | 1,982 sqft |
| 2023-06-01 | 37 days | 1,970 sqft |
| 2023-07-01 | 38 days | 1,979 sqft |
| 2023-08-01 | 35 days | 1,930 sqft |
| 2023-09-01 | 41 days | 1,969 sqft |
| 2023-10-01 | 38 days | 1,981 sqft |
| 2023-11-01 | 38 days | 1,880 sqft |
| 2023-12-01 | 45 days | 1,848 sqft |
| 2024-01-01 | 52 days | 1,822 sqft |
| 2024-02-01 | 38 days | 1,807 sqft |
| 2024-03-01 | 36 days | 1,702 sqft |
| 2024-04-01 | 29 days | 1,821 sqft |
| 2024-05-01 | 26 days | 1,934 sqft |
| 2024-06-01 | 27 days | 1,986 sqft |
| 2024-07-01 | 29 days | 1,957 sqft |
| 2024-08-01 | 34 days | 1,966 sqft |
| 2024-09-01 | 35 days | 1,950 sqft |
| 2024-10-01 | 34 days | 1,959 sqft |
| 2024-11-01 | 38 days | 1,885 sqft |
| 2024-12-01 | 43 days | 1,881 sqft |
| 2025-01-01 | 50 days | 1,893 sqft |
| 2025-02-01 | 37 days | 1,820 sqft |
| 2025-03-01 | 0 days | 1,808 sqft |
READING's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
READING's median square footage for active listings during the 2025-03-01 period was 1,808 sqft. One year prior, the average listing was 1,702 sqft.
READING's median square footage for active listings during the 2025-03-01 period was 1,808 sqft. One year prior, the average listing was 1,702 sqft.
READING, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,035 | $1,013,895,000 | $251,275 |
| Home Improvement | 1,359 | $117,475,000 | $86,442 |
| Refi | 1,193 | $213,695,000 | $179,124 |
| Other | 1,089 | $91,775,000 | $84,275 |
| Cash Out Refi | 1,043 | $194,665,000 | $186,640 |
Reading's most frequently cited loan purpose was Home Purchase, with 4,035 originations. The 2nd most popular reason was Home Improvement, with 1,359 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,488 | $765,010,000 | $219,326 |
| 7-8% | 1,656 | $335,820,000 | $202,790 |
| Over 8% | 1,530 | $162,050,000 | $105,915 |
| 5-6% | 900 | $223,930,000 | $248,811 |
| <2.5% | 333 | $25,625,000 | $76,952 |
| 2.5-3% | 229 | $21,925,000 | $95,742 |
| 3-4% | 144 | $20,550,000 | $142,708 |
| 4-5% | 90 | $18,070,000 | $200,778 |
During 2024, Reading's most frequently originated rate bucket was 6-7%, with 3,488 originations.
Loan Sizing (READING, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,976 | $813,340,000 | $273,300 |
| $100,000 or less | 2,673 | $141,525,000 | $52,946 |
| $100k-200k | 2,545 | $371,475,000 | $145,963 |
| $400k-600k | 442 | $207,360,000 | $469,140 |
| $600k-1000k | 66 | $46,330,000 | $701,970 |
| $Over $1MM | 17 | $51,475,000 | $3,027,941 |
READING's loan sizing saw the bucket of loans from $200k-400k with 2,976 originations, totaling $813,340,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,899 | $775,695,000 | $267,573 |
| 60-80% | 1,618 | $389,820,000 | $240,927 |
| Under 20% | 1,589 | $71,415,000 | $44,943 |
| 20-40% | 1,470 | $146,540,000 | $99,687 |
| 40-60% | 785 | $142,635,000 | $181,701 |
| Over 100% | 53 | $34,685,000 | $654,434 |
READING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,899 originations, totaling $775,695,000 in origination value.