ROANOKE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Roanoke averaged
6.61%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.72% and
one month ago for the week of 2025-02-27, the
average rate was 6.93%.
Roanoke's average rate one year ago was 6.96%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Roanoke 30 Year Fixed Rate | 2025-04-03 | 6.61% |
| Roanoke 30 Year Fixed Rate Refi | 2025-04-03 | 7.77% |
| Roanoke 15 Year Fixed Rate | 2025-04-03 | 6.41% |
| Roanoke 15 Year Fixed Rate Refi | 2025-04-03 | 5.72% |
| Roanoke 30 Year FHA | 2025-04-03 | 6.57% |
| Roanoke 30 Year FHA Refi | 2025-04-03 | 6% |
| Roanoke 30 Year USDA | 2025-04-03 | 6.32% |
| Roanoke 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Roanoke 30 Year VA | 2025-04-03 | 6.3% |
| Roanoke 30 Year VA Refi | 2025-04-03 | 5.33% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROANOKE, VA.
ROANOKE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROANOKE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ROANOKE Average Closing Costs & Other Stats
ROANOKE, VA's 191 lenders originated 7,076
loans during 2024. The total origination value was $1,541,510,000, with an average loan value of
$217,850.
ROANOKE's average closing costs are $4,976.
The top ROANOKE lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with
275 loans originated. Their average total fees are
$6,381, which is $143
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee ROANOKE lenders (with over 10 loans originated) are
First Federal Bank ($3,383), First Reliance Bank ($3,699), Alcova Mortgage LLC ($3,890), CNB Bank ($3,978) and JPMorgan Chase Bank ($4,007).
The lowest rate ROANOKE lenders (with over 10 loans originated) are
Bank of America (6.29%), NAVY FEDERAL CREDIT UNION (6.31%), CNB Bank (6.44%), USAA Federal Savings Bank (6.45%) and Pinnacle Bank (6.48%).
ROANOKE, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $84,240,000 | $116,640,000 | 38.5% | 7.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $91,680,000 | $105,910,000 | 15.5% | 6.9% |
| Alcova Mortgage LLC | $61,510,000 | $72,995,000 | 18.7% | 4.7% |
| Atlantic Union Bank | $35,100,000 | $66,215,000 | 88.6% | 4.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $26,160,000 | $64,485,000 | 146.5% | 4.2% |
| Bank of Botetourt | $69,880,000 | $56,565,000 | -19.1% | 3.7% |
| FREEDOM FIRST | $40,555,000 | $56,095,000 | 38.3% | 3.6% |
| Truist | $57,445,000 | $52,515,000 | -8.6% | 3.4% |
| UNION HOME MORTGAGE CORP. | $39,530,000 | $49,080,000 | 24.2% | 3.2% |
| MEMBER ONE | $75,440,000 | $43,895,000 | -41.8% | 2.8% |
| CNB Bank | $25,000,000 | $40,610,000 | 62.4% | 2.6% |
| MOVEMENT MORTGAGE, LLC | $38,795,000 | $36,065,000 | -7.0% | 2.3% |
| First-Citizens Bank & Trust Company | $30,745,000 | $33,470,000 | 8.9% | 2.2% |
| Mortgage Research Center, LLC | $26,070,000 | $32,570,000 | 24.9% | 2.1% |
| SWBC MORTGAGE CORPORATION | $16,930,000 | $28,470,000 | 68.2% | 1.8% |
| Pinnacle Bank | $27,600,000 | $25,280,000 | -8.4% | 1.6% |
| HomeTrust Bank | $11,130,000 | $20,510,000 | 84.3% | 1.3% |
| GUARANTEED RATE, INC. | $13,895,000 | $20,350,000 | 46.5% | 1.3% |
| GUILD MORTGAGE COMPANY | $12,480,000 | $18,530,000 | 48.5% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $13,270,000 | $16,135,000 | 21.6% | 1.0% |
| Wells Fargo Bank | $17,660,000 | $15,280,000 | -13.5% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $5,300,000 | $14,735,000 | 178.0% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,090,000 | $14,490,000 | 1,229.4% | 0.9% |
| BLUE EAGLE CREDIT UNION | $9,250,000 | $14,085,000 | 52.3% | 0.9% |
| HOMESIDE FINANCIAL, LLC | $1,825,000 | $13,950,000 | 664.4% | 0.9% |
| CARDINAL FINANCIAL | $9,085,000 | $12,745,000 | 40.3% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $7,095,000 | $12,525,000 | 76.5% | 0.8% |
| Bank of America | $10,360,000 | $10,930,000 | 5.5% | 0.7% |
| LOANDEPOT.COM, LLC | $7,340,000 | $10,025,000 | 36.6% | 0.7% |
| FIRST COMMUNITY MORTGAGE, INC. | $530,000 | $9,940,000 | 1,775.5% | 0.6% |
| BROKER SOLUTIONS, INC. | $4,390,000 | $9,740,000 | 121.9% | 0.6% |
| First Heritage Mortgage, LLC | $6,900,000 | $9,645,000 | 39.8% | 0.6% |
| First National Bank of Pennsylvania | $3,890,000 | $9,545,000 | 145.4% | 0.6% |
| First Reliance Bank | $4,755,000 | $9,345,000 | 96.5% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,805,000 | $9,310,000 | 60.4% | 0.6% |
| VILLAGE CAPITAL MORTGAGE | $1,425,000 | $9,305,000 | 553.0% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,935,000 | $8,980,000 | 82.0% | 0.6% |
| Prosperity Home Mortgage, LLC | $9,380,000 | $8,970,000 | -4.4% | 0.6% |
| FIRST BANCORP | $6,835,000 | $8,840,000 | 29.3% | 0.6% |
| Atlantic Coast Mortgage, LLC | $5,660,000 | $8,220,000 | 45.2% | 0.5% |
| Integrity Home Mortgage Corp | $600,000 | $7,970,000 | 1,228.3% | 0.5% |
| USAA Federal Savings Bank | $6,115,000 | $7,325,000 | 19.8% | 0.5% |
| NATION ONE MORTGAGE CORPORATION | $2,965,000 | $6,600,000 | 122.6% | 0.4% |
| Flagstar Bank, FSB | $1,225,000 | $6,230,000 | 408.6% | 0.4% |
| NEWREZ LLC | $3,465,000 | $5,745,000 | 65.8% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $7,660,000 | $5,575,000 | -27.2% | 0.4% |
| EMBRACE HOME LOANS, INC. | $10,935,000 | $5,350,000 | -51.1% | 0.3% |
| Morgan Stanley Private Bank | $3,310,000 | $5,315,000 | 60.6% | 0.3% |
| JPMorgan Chase Bank | $6,055,000 | $5,310,000 | -12.3% | 0.3% |
| Plains Commerce Bank | $2,980,000 | $5,115,000 | 71.6% | 0.3% |
| First Federal Bank | $1,665,000 | $5,060,000 | 203.9% | 0.3% |
| NATIONAL BANKSHARES, INC. | $7,525,000 | $5,030,000 | -33.2% | 0.3% |
| First National Bank of America | $2,455,000 | $4,880,000 | 98.8% | 0.3% |
| The Farmers & Merchants Bank of Craig County | $5,545,000 | $4,755,000 | -14.2% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,390,000 | $4,705,000 | 96.9% | 0.3% |
| NFM, INC. | $2,285,000 | $4,415,000 | 93.2% | 0.3% |
| Renasant Bank | $9,090,000 | $4,380,000 | -51.8% | 0.3% |
| First Bank | $445,000 | $4,340,000 | 875.3% | 0.3% |
| Skyline National Bank | $8,255,000 | $4,290,000 | -48.0% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,130,000 | $4,270,000 | 277.9% | 0.3% |
| Discover Bank | $2,695,000 | $4,220,000 | 56.6% | 0.3% |
| CMG MORTGAGE, INC. | $3,495,000 | $4,195,000 | 20.0% | 0.3% |
| FIRST COLONY MORTGAGE CORPORATION | $985,000 | $4,175,000 | 323.9% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $500,000 | $4,155,000 | 731.0% | 0.3% |
| PNC Bank | $5,155,000 | $3,990,000 | -22.6% | 0.3% |
| LOANPAL, LLC | $1,170,000 | $3,555,000 | 203.8% | 0.2% |
| Fulton Bank | $2,000,000 | $3,510,000 | 75.5% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $1,535,000 | $3,495,000 | 127.7% | 0.2% |
| TD Bank | $2,950,000 | $3,490,000 | 18.3% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $795,000 | $3,350,000 | 321.4% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,175,000 | $3,310,000 | 4.3% | 0.2% |
| Carrington Mortgage Services, LLC | $1,480,000 | $3,305,000 | 123.3% | 0.2% |
| Figure Lending LLC | $1,055,000 | $3,275,000 | 210.4% | 0.2% |
| CAPITAL CENTER, L.L.C. | $1,835,000 | $3,260,000 | 77.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,110,000 | $3,175,000 | -22.7% | 0.2% |
| Carter Bank & Trust | $36,160,000 | $3,110,000 | -91.4% | 0.2% |
| LENDINGONE, LLC | $950,000 | $3,065,000 | 222.6% | 0.2% |
| STATE EMPLOYEES' | $3,370,000 | $3,035,000 | -9.9% | 0.2% |
| Virginia Credit Union, Inc. | $2,895,000 | $3,005,000 | 3.8% | 0.2% |
| AmeriHome Mortgage Company, LLC | $2,745,000 | $2,960,000 | 7.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $4,500,000 | $2,945,000 | -34.6% | 0.2% |
| Farm Credit of the Virginias, ACA | $1,755,000 | $2,930,000 | 67.0% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,430,000 | $2,800,000 | 15.2% | 0.2% |
| The Federal Savings Bank | $2,355,000 | $2,795,000 | 18.7% | 0.2% |
| ValleyStar Credit Union | $1,675,000 | $2,685,000 | 60.3% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $2,450,000 | $2,630,000 | 7.3% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $705,000 | $2,425,000 | 244.0% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $340,000 | $2,395,000 | 604.4% | 0.2% |
| Citizens Bank | $21,210,000 | $2,355,000 | -88.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,505,000 | $2,290,000 | -34.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,455,000 | $2,225,000 | -9.4% | 0.1% |
| Bank of Charles Town | $2,210,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $1,615,000 | $2,130,000 | 31.9% | 0.1% |
| Truliant Federal Credit Union | $4,065,000 | $2,060,000 | -49.3% | 0.1% |
| United Bank | $85,000 | $2,035,000 | 2,294.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $2,005,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $235,000 | $1,955,000 | 731.9% | 0.1% |
| Waterstone Mortgage Corporation | $2,935,000 | $1,950,000 | -33.6% | 0.1% |
| City Lending Inc. | $1,940,000 | n/a | 0.1% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $1,925,000 | n/a | 0.1% | |
| Bank of the James | $13,095,000 | $1,905,000 | -85.5% | 0.1% |
| C & F Mortgage Corporation | $4,050,000 | $1,885,000 | -53.5% | 0.1% |
| U.S. Bank | $3,330,000 | $1,880,000 | -43.5% | 0.1% |
| Merchants Mortgage & Trust Corporation | $1,835,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $490,000 | $1,805,000 | 268.4% | 0.1% |
| Coastal Community Bank | $355,000 | $1,760,000 | 395.8% | 0.1% |
| PLANET HOME LENDING, LLC | $1,080,000 | $1,745,000 | 61.6% | 0.1% |
| First Horizon Bank | $3,710,000 | $1,700,000 | -54.2% | 0.1% |
| Keystone Funding, Inc. | $945,000 | $1,680,000 | 77.8% | 0.1% |
| NexBank | $725,000 | $1,670,000 | 130.3% | 0.1% |
| Equity Prime Mortgage LLC | $380,000 | $1,615,000 | 325.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,470,000 | $1,610,000 | 9.5% | 0.1% |
| ARC HOME LLC | $1,585,000 | $1,590,000 | 0.3% | 0.1% |
| EASTMAN | $1,575,000 | n/a | 0.1% | |
| Northwest Federal Credit Union | $300,000 | $1,570,000 | 423.3% | 0.1% |
| Blue Ridge Bank | $4,325,000 | $1,545,000 | -64.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $315,000 | $1,535,000 | 387.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $695,000 | $1,500,000 | 115.8% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,490,000 | $1,410,000 | -5.4% | 0.1% |
| Citadel Servicing Corporation | $925,000 | $1,380,000 | 49.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $390,000 | $1,360,000 | 248.7% | 0.1% |
| Commerce Home Mortgage, Inc. | $105,000 | $1,340,000 | 1,176.2% | 0.1% |
| MILEND, INC. | $1,825,000 | $1,320,000 | -27.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,095,000 | $1,310,000 | 19.6% | 0.1% |
| Ally Bank | $1,710,000 | $1,175,000 | -31.3% | 0.1% |
| DIGITAL Federal Credit Union | $1,165,000 | n/a | 0.1% | |
| Dollar Bank, Federal Savings Bank | $1,165,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,145,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $765,000 | $1,105,000 | 44.4% | 0.1% |
| The Fidelity Bank | $580,000 | $1,090,000 | 87.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $85,000 | $1,045,000 | 1,129.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,045,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $465,000 | $1,025,000 | 120.4% | 0.1% |
| SUMMIT FUNDING, INC. | $305,000 | $1,010,000 | 231.1% | 0.1% |
| NBKC BANK | $1,180,000 | $1,005,000 | -14.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,725,000 | $980,000 | -43.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,060,000 | $945,000 | -10.8% | 0.1% |
| LIMA ONE CAPITAL, LLC | $925,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $245,000 | $925,000 | 277.6% | 0.1% |
| UBS Bank USA | $910,000 | n/a | 0.1% | |
| FAY SERVICING, LLC | $735,000 | $900,000 | 22.4% | 0.1% |
| T2 FINANCIAL LLC | $895,000 | n/a | 0.1% | |
| The Park National Bank | $890,000 | n/a | 0.1% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $995,000 | $885,000 | -11.1% | 0.1% |
| TOWER | $1,280,000 | $865,000 | -32.4% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $530,000 | $855,000 | 61.3% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,890,000 | $850,000 | -55.0% | 0.1% |
| INTELLILOAN, INC. | $415,000 | $840,000 | 102.4% | 0.1% |
| First National Bank | $4,035,000 | $815,000 | -79.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $505,000 | $800,000 | 58.4% | 0.1% |
| LANGLEY | $330,000 | $800,000 | 142.4% | 0.1% |
| Lakeview Community Capital, LLC | $735,000 | $780,000 | 6.1% | 0.1% |
| Citibank | $735,000 | $775,000 | 5.4% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $250,000 | $755,000 | 202.0% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $775,000 | $750,000 | -3.2% | 0.0% |
| Mid-Continent Funding, Inc. | $135,000 | $740,000 | 448.1% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $725,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $710,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $705,000 | n/a | 0.0% | |
| Univest Bank and Trust Co. | $690,000 | n/a | 0.0% | |
| OCMBC, INC. | $1,255,000 | $675,000 | -46.2% | 0.0% |
| BETTER MORTGAGE CORPORATION | $1,040,000 | $655,000 | -37.0% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $930,000 | $655,000 | -29.6% | 0.0% |
| North State Bank | $655,000 | n/a | 0.0% | |
| The Gratz Bank | $655,000 | n/a | 0.0% | |
| FIRST SAVINGS MORTGAGE CORPORATION | $285,000 | $645,000 | 126.3% | 0.0% |
| Ixonia Bank | $640,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $75,000 | $635,000 | 746.7% | 0.0% |
| JAMS-01, INC. | $625,000 | n/a | 0.0% | |
| F & M BANK CORP. | $620,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $605,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $595,000 | n/a | 0.0% | |
| DUPONT COMMUNITY | $465,000 | $590,000 | 26.9% | 0.0% |
| Nations Lending Corporation | $590,000 | n/a | 0.0% | |
| EMM LOANS LLC | $1,380,000 | $580,000 | -58.0% | 0.0% |
| M&T Bank | $895,000 | $575,000 | -35.8% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $410,000 | $570,000 | 39.0% | 0.0% |
| Strong Home Mortgage, LLC | $485,000 | $570,000 | 17.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $565,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $565,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $480,000 | $560,000 | 16.7% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $555,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $545,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $935,000 | $540,000 | -42.2% | 0.0% |
| Hometown Equity Mortgage, LLC | $205,000 | $540,000 | 163.4% | 0.0% |
| Presidential Bank, FSB | $575,000 | $535,000 | -7.0% | 0.0% |
| Loan Simple, Inc. | $295,000 | $520,000 | 76.3% | 0.0% |
| Magnolia Bank | $680,000 | $520,000 | -23.5% | 0.0% |
| The Huntington National Bank | $1,425,000 | $520,000 | -63.5% | 0.0% |
| Aurora Financial, LLC | $375,000 | $515,000 | 37.3% | 0.0% |
| TJC Mortgage, Inc. | $305,000 | $515,000 | 68.9% | 0.0% |
| Piedmont Federal Savings Bank | $505,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $490,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $945,000 | $490,000 | -48.1% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $145,000 | $480,000 | 231.0% | 0.0% |
| Farmers Bank & Trust | $465,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $410,000 | $465,000 | 13.4% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $225,000 | $465,000 | 106.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $125,000 | $460,000 | 268.0% | 0.0% |
| Southern Bank and Trust Company | $455,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $285,000 | $450,000 | 57.9% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $535,000 | $450,000 | -15.9% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $440,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $440,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $1,420,000 | $435,000 | -69.4% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $485,000 | $435,000 | -10.3% | 0.0% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $435,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $430,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $245,000 | $430,000 | 75.5% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $415,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $645,000 | $415,000 | -35.7% | 0.0% |
| RANLIFE, INC. | $480,000 | $405,000 | -15.6% | 0.0% |
| The Central Trust Bank | $1,570,000 | $405,000 | -74.2% | 0.0% |
| EVANSVILLE TEACHERS | $400,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $135,000 | $400,000 | 196.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $400,000 | n/a | 0.0% | |
| NP, Inc. | $400,000 | n/a | 0.0% | |
| Regions Bank | $430,000 | $390,000 | -9.3% | 0.0% |
| East Coast Capital Corp. | $385,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $385,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $385,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $380,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $365,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $505,000 | $365,000 | -27.7% | 0.0% |
| 21ST MORTGAGE CORPORATION | $510,000 | $355,000 | -30.4% | 0.0% |
| AgFirst Farm Credit Bank | $1,780,000 | $355,000 | -80.1% | 0.0% |
| ADVANCIAL | $345,000 | n/a | 0.0% | |
| Devon Bank | $345,000 | n/a | 0.0% | |
| South State Bank | $335,000 | n/a | 0.0% | |
| UNITED | $335,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $465,000 | $325,000 | -30.1% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $305,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $305,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $295,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $690,000 | $285,000 | -58.7% | 0.0% |
| NBH Bank | $275,000 | n/a | 0.0% | |
| Old National Bank | $275,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $525,000 | $270,000 | -48.6% | 0.0% |
| Bank of England | $230,000 | $265,000 | 15.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $155,000 | $265,000 | 71.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $245,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $240,000 | n/a | 0.0% | |
| Bank of Clarke County | $235,000 | n/a | 0.0% | |
| First Community Bank | $2,435,000 | $235,000 | -90.3% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $225,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $225,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $290,000 | $215,000 | -25.9% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $205,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $185,000 | $205,000 | 10.8% | 0.0% |
| GoPrime Mortgage, Inc. | $495,000 | $195,000 | -60.6% | 0.0% |
| MICHIGAN MUTUAL, INC. | $275,000 | $195,000 | -29.1% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $185,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $185,000 | n/a | 0.0% | |
| Armed Forces Bank | $175,000 | n/a | 0.0% | |
| VILLAGE BANK MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $170,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $165,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $165,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $155,000 | n/a | 0.0% | |
| Burke & Herbert Bank & Trust Company | $155,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $155,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $155,000 | n/a | 0.0% | |
| The Bank of Marion | $525,000 | $155,000 | -70.5% | 0.0% |
| Tidewater Home Funding, LLC | $145,000 | n/a | 0.0% | |
| UIF CORPORATION | $145,000 | n/a | 0.0% | |
| City National Bank of West Virginia | $940,000 | $135,000 | -85.6% | 0.0% |
| HONDA Federal Credit Union | $135,000 | n/a | 0.0% | |
| Logan Finance Corporation | $135,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $45,000 | $130,000 | 188.9% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $675,000 | $125,000 | -81.5% | 0.0% |
| The Farmers Bank of Appomattox | $125,000 | n/a | 0.0% | |
| Towne Bank | $125,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $75,000 | $125,000 | 66.7% | 0.0% |
| Assurance Financial Group, L.L.C. | $120,000 | n/a | 0.0% | |
| Allied First Bank,sb | $115,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| Bronco Federal Credit Union | $105,000 | n/a | 0.0% | |
| Call Federal Credit Union | $105,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $100,000 | $105,000 | 5.0% | 0.0% |
| First Community Bank | $2,435,000 | $105,000 | -95.7% | 0.0% |
| Northpointe Bank | $105,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $1,270,000 | $105,000 | -91.7% | 0.0% |
| Salem VA Credit Union | $130,000 | $100,000 | -23.1% | 0.0% |
| Fifth Third Bank | $770,000 | $75,000 | -90.3% | 0.0% |
| AFFINITY | $55,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $55,000 | $55,000 | 0.0% | 0.0% |
| State Department Federal Credit Union | $95,000 | $55,000 | -42.1% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $35,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% |
ROANOKE's top lender by overall market share is QUICKEN LOANS, LLC, with 7.6% market share. In second place, with 6.9%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $105,910,000 in loans. In third place, with 4.7%, is Alcova Mortgage LLC, having originated $72,995,000 in loans. In fourth place, with 4.3%, is Atlantic Union Bank, having originated $66,215,000 in loans. In fifth place, with 4.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $64,485,000 in loans.
ROANOKE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ROANOKE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,925 (9.2%) | $335,660 (5.7%) | 0.89 | 1,372 |
| 2018-02-01 | $248,963 (13.2%) | $336,857 (5.2%) | 0.90 | 1,371 |
| 2018-03-01 | $249,000 (10.2%) | $339,253 (3.9%) | 0.87 | 1,424 |
| 2018-04-01 | $252,475 (7.5%) | $349,694 (4.4%) | 0.86 | 1,480 |
| 2018-05-01 | $254,950 (6.4%) | $356,156 (6.0%) | 0.85 | 1,600 |
| 2018-06-01 | $264,900 (8.1%) | $369,099 (9.4%) | 0.88 | 1,580 |
| 2018-07-01 | $261,638 (6.8%) | $368,481 (8.6%) | 0.87 | 1,599 |
| 2018-08-01 | $259,950 (8.3%) | $364,393 (7.5%) | 0.87 | 1,616 |
| 2018-09-01 | $254,950 (4.1%) | $365,591 (5.9%) | 0.86 | 1,587 |
| 2018-10-01 | $249,866 (4.1%) | $355,521 (2.7%) | 0.85 | 1,575 |
| 2018-11-01 | $254,950 (9.0%) | $361,533 (8.3%) | 0.86 | 1,492 |
| 2018-12-01 | $249,250 (3.9%) | $357,917 (4.2%) | 0.86 | 1,378 |
| 2019-01-01 | $252,063 (5.1%) | $355,187 (5.8%) | 0.87 | 1,275 |
| 2019-02-01 | $256,975 (3.2%) | $361,306 (7.3%) | 0.87 | 1,235 |
| 2019-03-01 | $266,400 (7.0%) | $368,591 (8.7%) | 0.87 | 1,240 |
| 2019-04-01 | $273,925 (8.5%) | $371,965 (6.4%) | 0.87 | 1,255 |
| 2019-05-01 | $288,313 (13.1%) | $374,477 (5.1%) | 0.90 | 1,274 |
| 2019-06-01 | $285,950 (8.0%) | $369,963 (0.2%) | 0.89 | 1,309 |
| 2019-07-01 | $279,925 (7.0%) | $371,667 (0.9%) | 0.88 | 1,293 |
| 2019-08-01 | $278,564 (7.2%) | $373,628 (2.5%) | 0.88 | 1,263 |
| 2019-09-01 | $276,559 (8.5%) | $378,646 (3.6%) | 0.89 | 1,248 |
| 2019-10-01 | $275,223 (10.2%) | $380,765 (7.1%) | 0.89 | 1,237 |
| 2019-11-01 | $279,000 (9.4%) | $385,326 (6.6%) | 0.91 | 1,203 |
| 2019-12-01 | $275,825 (10.7%) | $381,314 (6.5%) | 0.92 | 1,086 |
| 2020-01-01 | $269,925 (7.1%) | $379,562 (6.9%) | 0.90 | 1,015 |
| 2020-02-01 | $276,750 (7.7%) | $391,763 (8.4%) | 0.91 | 937 |
| 2020-03-01 | $275,913 (3.6%) | $390,058 (5.8%) | 0.86 | 953 |
| 2020-04-01 | $279,950 (2.2%) | $387,847 (4.3%) | 0.88 | 986 |
| 2020-05-01 | $295,000 (2.3%) | $408,262 (9.0%) | 0.90 | 865 |
| 2020-06-01 | $307,438 (7.5%) | $419,941 (13.5%) | 0.91 | 826 |
| 2020-07-01 | $298,822 (6.8%) | $412,203 (10.9%) | 0.87 | 736 |
| 2020-08-01 | $299,700 (7.6%) | $417,516 (11.8%) | 0.86 | 680 |
| 2020-09-01 | $286,000 (3.4%) | $416,344 (10.0%) | 0.82 | 695 |
| 2020-10-01 | $274,950 (-0.1%) | $403,698 (6.0%) | 0.79 | 674 |
| 2020-11-01 | $272,473 (-2.3%) | $411,912 (6.9%) | 0.80 | 628 |
| 2020-12-01 | $268,055 (-2.8%) | $400,957 (5.2%) | 0.80 | 568 |
| 2021-01-01 | $273,700 (1.4%) | $398,276 (4.9%) | 0.82 | 485 |
| 2021-02-01 | $287,488 (3.9%) | $422,989 (8.0%) | 0.84 | 372 |
| 2021-03-01 | $296,088 (7.3%) | $429,357 (10.1%) | 0.84 | 354 |
| 2021-04-01 | $292,713 (4.6%) | $419,213 (8.1%) | 0.79 | 357 |
| 2021-05-01 | $282,950 (-4.1%) | $399,920 (-2.0%) | 0.75 | 389 |
| 2021-06-01 | $290,238 (-5.6%) | $404,853 (-3.6%) | 0.76 | 451 |
| 2021-07-01 | $289,925 (-3.0%) | $391,519 (-5.0%) | 0.77 | 494 |
| 2021-08-01 | $279,988 (-6.6%) | $395,074 (-5.4%) | 0.75 | 517 |
| 2021-09-01 | $289,950 (1.4%) | $397,248 (-4.6%) | 0.77 | 473 |
| 2021-10-01 | $292,950 (6.6%) | $406,326 (0.7%) | 0.78 | 496 |
| 2021-11-01 | $289,961 (6.4%) | $410,712 (-0.3%) | 0.78 | 446 |
| 2021-12-01 | $302,475 (12.8%) | $428,808 (7.0%) | 0.82 | 363 |
| 2022-01-01 | $317,950 (16.2%) | $439,475 (10.3%) | 0.86 | 299 |
| 2022-02-01 | $326,700 (13.6%) | $460,856 (9.0%) | 0.85 | 267 |
| 2022-03-01 | $325,065 (9.8%) | $453,828 (5.7%) | 0.81 | 259 |
| 2022-04-01 | $309,900 (5.9%) | $444,328 (6.0%) | 0.74 | 285 |
| 2022-05-01 | $349,475 (23.5%) | $483,209 (20.8%) | 0.80 | 338 |
| 2022-06-01 | $343,975 (18.5%) | $499,277 (23.3%) | 0.77 | 416 |
| 2022-07-01 | $349,450 (20.5%) | $486,365 (24.2%) | 0.79 | 452 |
| 2022-08-01 | $327,425 (16.9%) | $465,496 (17.8%) | 0.76 | 420 |
| 2022-09-01 | $343,200 (18.4%) | $469,943 (18.3%) | 0.80 | 420 |
| 2022-10-01 | $337,925 (15.4%) | $446,582 (9.9%) | 0.80 | 452 |
| 2022-11-01 | $333,738 (15.1%) | $450,234 (9.6%) | 0.80 | 459 |
| 2022-12-01 | $339,950 (12.4%) | $452,880 (5.6%) | 0.84 | 430 |
| 2023-01-01 | $348,250 (9.5%) | $478,178 (8.8%) | 0.86 | 424 |
| 2023-02-01 | $349,950 (7.1%) | $499,091 (8.3%) | 0.84 | 362 |
| 2023-03-01 | $368,950 (13.5%) | $513,623 (13.2%) | 0.87 | 340 |
| 2023-04-01 | $379,900 (22.6%) | $528,828 (19.0%) | 0.88 | 344 |
| 2023-05-01 | $385,913 (10.4%) | $540,993 (12.0%) | 0.88 | 337 |
| 2023-06-01 | $375,725 (9.2%) | $542,377 (8.6%) | 0.84 | 384 |
| 2023-07-01 | $379,450 (8.6%) | $550,109 (13.1%) | 0.86 | 428 |
| 2023-08-01 | $374,936 (14.5%) | $537,694 (15.5%) | 0.86 | 446 |
| 2023-09-01 | $365,000 (6.4%) | $518,577 (10.4%) | 0.85 | 485 |
| 2023-10-01 | $354,925 (5.0%) | $499,947 (12.0%) | 0.84 | 552 |
| 2023-11-01 | $349,494 (4.7%) | $491,644 (9.2%) | 0.83 | 553 |
| 2023-12-01 | $349,900 (2.9%) | $481,587 (6.3%) | 0.85 | 515 |
| 2024-01-01 | $342,000 (-1.8%) | $464,016 (-3.0%) | 0.84 | 487 |
| 2024-02-01 | $344,375 (-1.6%) | $467,657 (-6.3%) | 0.83 | 440 |
| 2024-03-01 | $352,450 (-4.5%) | $484,291 (-5.7%) | 0.83 | 435 |
| 2024-04-01 | $362,238 (-4.7%) | $496,522 (-6.1%) | 0.84 | 454 |
| 2024-05-01 | $374,988 (-2.8%) | $506,740 (-6.3%) | 0.85 | 505 |
| 2024-06-01 | $374,950 (-0.2%) | $504,484 (-7.0%) | 0.85 | 550 |
| 2024-07-01 | $368,450 (-2.9%) | $501,561 (-8.8%) | 0.84 | 578 |
| 2024-08-01 | $374,973 (0.0%) | $503,998 (-6.3%) | 0.87 | 619 |
| 2024-09-01 | $369,975 (1.4%) | $497,737 (-4.0%) | 0.87 | 683 |
| 2024-10-01 | $364,475 (2.7%) | $502,195 (0.5%) | 0.86 | 654 |
| 2024-11-01 | $350,000 (0.1%) | $486,410 (-1.1%) | 0.84 | 675 |
| 2024-12-01 | $349,800 (0.0%) | $477,566 (-0.8%) | 0.87 | 622 |
| 2025-01-01 | $343,975 (0.6%) | $452,928 (-2.4%) | 0.86 | 564 |
| 2025-02-01 | $342,463 (-0.6%) | $457,639 (-2.1%) | 0.83 | 573 |
| 2025-03-01 | $354,067 (0.5%) | $480,348 (-0.8%) | 0.00 | 614 |
ROANOKE's median listing price for 2025-03-01 was $354,067, a difference of
$1,617
(0.5%) versus the prior year and
$11,604 versus the prior month.
ROANOKE's median listing price comes in at 0% of the national average.
ROANOKE's average listing price for 2025-03-01 was $480,348, a difference of $-3,943 (-0.8%) versus the prior year and $22,709 versus the prior month.
For the 2025-03-01 period, ROANOKE had 614 MLS listings, a difference of 41 listings (7%) versus the prior month and 179 listings (41%) versus the prior year.
ROANOKE's median listing price comes in at 0% of the national average.
ROANOKE's average listing price for 2025-03-01 was $480,348, a difference of $-3,943 (-0.8%) versus the prior year and $22,709 versus the prior month.
For the 2025-03-01 period, ROANOKE had 614 MLS listings, a difference of 41 listings (7%) versus the prior month and 179 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ROANOKE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 91 days | 2,060 sqft |
| 2018-02-01 | 84 days | 2,063 sqft |
| 2018-03-01 | 66 days | 2,110 sqft |
| 2018-04-01 | 57 days | 2,136 sqft |
| 2018-05-01 | 53 days | 2,153 sqft |
| 2018-06-01 | 60 days | 2,160 sqft |
| 2018-07-01 | 70 days | 2,151 sqft |
| 2018-08-01 | 72 days | 2,156 sqft |
| 2018-09-01 | 72 days | 2,156 sqft |
| 2018-10-01 | 74 days | 2,119 sqft |
| 2018-11-01 | 79 days | 2,125 sqft |
| 2018-12-01 | 82 days | 2,094 sqft |
| 2019-01-01 | 93 days | 2,088 sqft |
| 2019-02-01 | 95 days | 2,117 sqft |
| 2019-03-01 | 79 days | 2,148 sqft |
| 2019-04-01 | 57 days | 2,165 sqft |
| 2019-05-01 | 55 days | 2,175 sqft |
| 2019-06-01 | 61 days | 2,168 sqft |
| 2019-07-01 | 67 days | 2,156 sqft |
| 2019-08-01 | 70 days | 2,154 sqft |
| 2019-09-01 | 71 days | 2,141 sqft |
| 2019-10-01 | 72 days | 2,131 sqft |
| 2019-11-01 | 74 days | 2,142 sqft |
| 2019-12-01 | 80 days | 2,114 sqft |
| 2020-01-01 | 89 days | 2,064 sqft |
| 2020-02-01 | 81 days | 2,118 sqft |
| 2020-03-01 | 54 days | 2,132 sqft |
| 2020-04-01 | 57 days | 2,144 sqft |
| 2020-05-01 | 70 days | 2,200 sqft |
| 2020-06-01 | 61 days | 2,193 sqft |
| 2020-07-01 | 58 days | 2,160 sqft |
| 2020-08-01 | 57 days | 2,200 sqft |
| 2020-09-01 | 53 days | 2,198 sqft |
| 2020-10-01 | 55 days | 2,152 sqft |
| 2020-11-01 | 59 days | 2,175 sqft |
| 2020-12-01 | 66 days | 2,160 sqft |
| 2021-01-01 | 67 days | 2,131 sqft |
| 2021-02-01 | 64 days | 2,148 sqft |
| 2021-03-01 | 47 days | 2,092 sqft |
| 2021-04-01 | 42 days | 2,005 sqft |
| 2021-05-01 | 40 days | 2,007 sqft |
| 2021-06-01 | 40 days | 2,026 sqft |
| 2021-07-01 | 43 days | 2,006 sqft |
| 2021-08-01 | 45 days | 1,977 sqft |
| 2021-09-01 | 52 days | 2,002 sqft |
| 2021-10-01 | 49 days | 2,019 sqft |
| 2021-11-01 | 64 days | 2,006 sqft |
| 2021-12-01 | 61 days | 2,014 sqft |
| 2022-01-01 | 84 days | 2,031 sqft |
| 2022-02-01 | 64 days | 2,005 sqft |
| 2022-03-01 | 38 days | 1,942 sqft |
| 2022-04-01 | 35 days | 1,934 sqft |
| 2022-05-01 | 32 days | 2,021 sqft |
| 2022-06-01 | 34 days | 2,056 sqft |
| 2022-07-01 | 40 days | 2,031 sqft |
| 2022-08-01 | 42 days | 1,945 sqft |
| 2022-09-01 | 46 days | 1,975 sqft |
| 2022-10-01 | 40 days | 2,007 sqft |
| 2022-11-01 | 44 days | 1,960 sqft |
| 2022-12-01 | 54 days | 1,960 sqft |
| 2023-01-01 | 60 days | 2,004 sqft |
| 2023-02-01 | 63 days | 2,007 sqft |
| 2023-03-01 | 50 days | 2,044 sqft |
| 2023-04-01 | 44 days | 2,117 sqft |
| 2023-05-01 | 43 days | 2,112 sqft |
| 2023-06-01 | 42 days | 2,100 sqft |
| 2023-07-01 | 43 days | 2,087 sqft |
| 2023-08-01 | 45 days | 2,081 sqft |
| 2023-09-01 | 43 days | 1,980 sqft |
| 2023-10-01 | 45 days | 1,981 sqft |
| 2023-11-01 | 50 days | 1,982 sqft |
| 2023-12-01 | 59 days | 1,945 sqft |
| 2024-01-01 | 63 days | 1,914 sqft |
| 2024-02-01 | 61 days | 1,910 sqft |
| 2024-03-01 | 46 days | 1,908 sqft |
| 2024-04-01 | 39 days | 1,942 sqft |
| 2024-05-01 | 36 days | 1,957 sqft |
| 2024-06-01 | 43 days | 1,980 sqft |
| 2024-07-01 | 51 days | 1,991 sqft |
| 2024-08-01 | 51 days | 2,020 sqft |
| 2024-09-01 | 45 days | 2,046 sqft |
| 2024-10-01 | 53 days | 2,016 sqft |
| 2024-11-01 | 57 days | 1,970 sqft |
| 2024-12-01 | 58 days | 1,937 sqft |
| 2025-01-01 | 67 days | 1,905 sqft |
| 2025-02-01 | 66 days | 1,900 sqft |
| 2025-03-01 | 0 days | 1,936 sqft |
ROANOKE's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
ROANOKE's median square footage for active listings during the 2025-03-01 period was 1,936 sqft. One year prior, the average listing was 1,908 sqft.
ROANOKE's median square footage for active listings during the 2025-03-01 period was 1,936 sqft. One year prior, the average listing was 1,908 sqft.
ROANOKE, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,731 | $1,045,955,000 | $280,342 |
| Cash Out Refi | 926 | $169,670,000 | $183,229 |
| Other | 901 | $86,935,000 | $96,487 |
| Refi | 880 | $186,270,000 | $211,670 |
| Home Improvement | 637 | $52,355,000 | $82,190 |
| NA | 1 | $325,000 | $325,000 |
Roanoke's most frequently cited loan purpose was Home Purchase, with 3,731 originations. The 2nd most popular reason was Cash Out Refi, with 926 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,808 | $706,650,000 | $251,656 |
| 7-8% | 1,517 | $343,415,000 | $226,378 |
| Over 8% | 1,330 | $140,790,000 | $105,857 |
| 5-6% | 1,003 | $246,855,000 | $246,117 |
| 4-5% | 38 | $10,600,000 | $278,947 |
| <2.5% | 36 | $2,060,000 | $57,222 |
| 2.5-3% | 7 | $1,385,000 | $197,857 |
| 3-4% | 4 | $780,000 | $195,000 |
During 2024, Roanoke's most frequently originated rate bucket was 6-7%, with 2,808 originations.
Loan Sizing (ROANOKE, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,586 | $712,930,000 | $275,688 |
| $100k-200k | 2,019 | $298,945,000 | $148,066 |
| $100,000 or less | 1,767 | $91,225,000 | $51,627 |
| $400k-600k | 492 | $232,550,000 | $472,663 |
| $600k-1000k | 159 | $114,815,000 | $722,107 |
| $Over $1MM | 53 | $91,045,000 | $1,717,830 |
ROANOKE's loan sizing saw the bucket of loans from $200k-400k with 2,586 originations, totaling $712,930,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,451 | $702,105,000 | $286,457 |
| 60-80% | 1,385 | $382,815,000 | $276,401 |
| Under 20% | 1,137 | $54,125,000 | $47,603 |
| 20-40% | 972 | $110,190,000 | $113,364 |
| 40-60% | 598 | $146,330,000 | $244,699 |
| Over 100% | 81 | $24,505,000 | $302,531 |
ROANOKE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,451 originations, totaling $702,105,000 in origination value.