WARNER ROBINS Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Warner Robins averaged
6.85%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.86% and
one month ago for the week of 2025-02-27, the
average rate was 7.07%.
Warner Robins's average rate one year ago was 6.9%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.13%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Warner Robins 30 Year Fixed Rate | 2025-04-03 | 6.85% |
Warner Robins 30 Year Fixed Rate Refi | 2025-04-03 | 7.13% |
Warner Robins 15 Year Fixed Rate | 2025-04-03 | 5.82% |
Warner Robins 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
Warner Robins 30 Year FHA | 2025-04-03 | 6.25% |
Warner Robins 30 Year FHA Refi | 2025-04-03 | 6.46% |
Warner Robins 30 Year USDA | 2025-04-03 | 6.22% |
Warner Robins 30 Year USDA Refi | 2025-04-03 | 6.32% |
Warner Robins 30 Year VA | 2025-04-03 | 5.99% |
Warner Robins 30 Year VA Refi | 2025-04-03 | 5.64% |
WARNER ROBINS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WARNER ROBINS, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WARNER ROBINS Average Closing Costs & Other Stats
WARNER ROBINS, GA's 136 lenders originated 5,026
loans during 2024. The total origination value was $1,167,980,000, with an average loan value of
$232,388.
WARNER ROBINS's average closing costs are $5,688.
The top WARNER ROBINS lender as defined by loan originations is QUICKEN LOANS, LLC, with
149 loans originated. Their average total fees are
$6,609, which is $2,786
higher than the next largest lender,
ROBINS FINANCIAL.
The lowest fee WARNER ROBINS lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,541), ServisFirst Bank ($3,741), ROBINS FINANCIAL ($3,823), Wells Fargo Bank ($4,305) and INSPIRE HOME LOANS INC. ($4,448).
The lowest rate WARNER ROBINS lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.80%), ROBINS FINANCIAL (6.18%), Wells Fargo Bank (6.29%), JPMorgan Chase Bank (6.48%) and Truist (6.59%).
WARNER ROBINS, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $65,580,000 | $98,095,000 | 49.6% | 8.4% |
UNITED WHOLESALE MORTGAGE, LLC | $44,665,000 | $80,370,000 | 79.9% | 6.9% |
Mortgage Research Center, LLC | $45,595,000 | $68,975,000 | 51.3% | 5.9% |
GUILD MORTGAGE COMPANY | $34,870,000 | $67,830,000 | 94.5% | 5.8% |
ROBINS FINANCIAL | $53,245,000 | $56,520,000 | 6.2% | 4.8% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $44,495,000 | $44,460,000 | -0.1% | 3.8% |
Colony Bank | $34,880,000 | $34,070,000 | -2.3% | 2.9% |
FREEDOM MORTGAGE CORPORATION | $6,380,000 | $33,815,000 | 430.0% | 2.9% |
NAVY FEDERAL CREDIT UNION | $26,760,000 | $30,505,000 | 14.0% | 2.6% |
Synovus Bank | $12,445,000 | $30,295,000 | 143.4% | 2.6% |
WALKER & DUNLOP, LLC | $24,895,000 | n/a | 2.1% | |
PENNYMAC LOAN SERVICES, LLC | $14,490,000 | $24,890,000 | 71.8% | 2.1% |
BROKER SOLUTIONS, INC. | $38,005,000 | $24,695,000 | -35.0% | 2.1% |
CANOPY MORTGAGE, LLC | $13,025,000 | $21,535,000 | 65.3% | 1.8% |
COLLIERS MORTGAGE LLC | $19,885,000 | n/a | 1.7% | |
GUARANTEED RATE, INC. | $20,615,000 | $15,935,000 | -22.7% | 1.4% |
USAA Federal Savings Bank | $12,235,000 | $15,790,000 | 29.1% | 1.4% |
DHI MORTGAGE COMPANY, LTD. | $12,540,000 | $15,710,000 | 25.3% | 1.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,230,000 | $15,280,000 | 0.3% | 1.3% |
FIRST COLONY MORTGAGE CORPORATION | $2,680,000 | $15,065,000 | 462.1% | 1.3% |
FBC MORTGAGE, LLC | $7,445,000 | $13,500,000 | 81.3% | 1.2% |
CROSSCOUNTRY MORTGAGE, LLC | $6,775,000 | $13,325,000 | 96.7% | 1.1% |
INSPIRE HOME LOANS INC. | $7,390,000 | $12,570,000 | 70.1% | 1.1% |
Alcova Mortgage LLC | $945,000 | $11,600,000 | 1,127.5% | 1.0% |
LOANDEPOT.COM, LLC | $7,440,000 | $11,225,000 | 50.9% | 1.0% |
Merchants Capital Corp. | $10,705,000 | n/a | 0.9% | |
Truist | $40,530,000 | $10,335,000 | -74.5% | 0.9% |
NEWREZ LLC | $3,790,000 | $9,775,000 | 157.9% | 0.8% |
VILLAGE CAPITAL MORTGAGE | $3,100,000 | $8,735,000 | 181.8% | 0.7% |
ServisFirst Bank | $12,960,000 | $8,300,000 | -36.0% | 0.7% |
SunMark Community Bank | $13,315,000 | $8,215,000 | -38.3% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $10,685,000 | $7,820,000 | -26.8% | 0.7% |
BancorpSouth | $7,685,000 | $7,555,000 | -1.7% | 0.6% |
Ameris Bank | $9,610,000 | $7,525,000 | -21.7% | 0.6% |
NEW DAY FINANCIAL, LLC | $4,815,000 | $7,095,000 | 47.4% | 0.6% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,340,000 | $6,920,000 | 107.2% | 0.6% |
MUTUAL OF OMAHA MORTGAGE, INC. | $2,440,000 | $6,760,000 | 177.0% | 0.6% |
Wells Fargo Bank | $13,810,000 | $6,700,000 | -51.5% | 0.6% |
EMM LOANS LLC | $1,515,000 | $6,655,000 | 339.3% | 0.6% |
PLANET HOME LENDING, LLC | $1,220,000 | $6,280,000 | 414.8% | 0.5% |
Renasant Bank | $11,115,000 | $6,275,000 | -43.5% | 0.5% |
PLANTERS FIRST BANK | $900,000 | $5,785,000 | 542.8% | 0.5% |
FIRST COMMUNITY MORTGAGE, INC. | $3,180,000 | $5,140,000 | 61.6% | 0.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,050,000 | $4,780,000 | -5.3% | 0.4% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $3,120,000 | $4,705,000 | 50.8% | 0.4% |
JPMorgan Chase Bank | $2,235,000 | $4,285,000 | 91.7% | 0.4% |
Bank of America | $3,205,000 | $3,905,000 | 21.8% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $6,275,000 | $3,835,000 | -38.9% | 0.3% |
The Federal Savings Bank | $3,250,000 | $3,750,000 | 15.4% | 0.3% |
Equity Prime Mortgage LLC | $2,245,000 | $3,745,000 | 66.8% | 0.3% |
NBKC BANK | $3,465,000 | $3,675,000 | 6.1% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $6,400,000 | $3,435,000 | -46.3% | 0.3% |
Carrington Mortgage Services, LLC | $2,805,000 | $3,405,000 | 21.4% | 0.3% |
LENDINGHOME FUNDING CORPORATION | $1,035,000 | $3,395,000 | 228.0% | 0.3% |
Flagstar Bank, FSB | $3,015,000 | $3,255,000 | 8.0% | 0.3% |
Lakeview Community Capital, LLC | $890,000 | $3,185,000 | 257.9% | 0.3% |
MOVEMENT MORTGAGE, LLC | $5,870,000 | $3,050,000 | -48.0% | 0.3% |
Barrington Bank & Trust Company, N.A. | $1,415,000 | $3,020,000 | 113.4% | 0.3% |
First Federal Bank | $4,285,000 | $2,945,000 | -31.3% | 0.3% |
AmeriHome Mortgage Company, LLC | $275,000 | $2,910,000 | 958.2% | 0.2% |
EVERETT FINANCIAL, INC. | $7,335,000 | $2,865,000 | -60.9% | 0.2% |
CMG MORTGAGE, INC. | $2,110,000 | $2,800,000 | 32.7% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $1,660,000 | $2,620,000 | 57.8% | 0.2% |
U.S. Bank | $990,000 | $2,550,000 | 157.6% | 0.2% |
GMFS LLC | $1,930,000 | $2,545,000 | 31.9% | 0.2% |
HOMESIDE FINANCIAL, LLC | $720,000 | $2,430,000 | 237.5% | 0.2% |
CARDINAL FINANCIAL | $5,070,000 | $2,345,000 | -53.7% | 0.2% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $1,305,000 | $2,200,000 | 68.6% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $830,000 | $2,190,000 | 163.9% | 0.2% |
MILEND, INC. | $2,400,000 | $2,130,000 | -11.3% | 0.2% |
TOWNE MORTGAGE COMPANY | $2,080,000 | $2,125,000 | 2.2% | 0.2% |
ZILLOW HOME LOANS, LLC | $1,450,000 | $2,100,000 | 44.8% | 0.2% |
Capital Bank | $2,050,000 | n/a | 0.2% | |
United Bank | $160,000 | $1,970,000 | 1,131.3% | 0.2% |
Arbor Realty Trust, Inc. | $1,965,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $2,905,000 | $1,940,000 | -33.2% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $735,000 | $1,940,000 | 163.9% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $210,000 | $1,940,000 | 823.8% | 0.2% |
Century Mortgage Company DBA Century Lending Company | $915,000 | $1,910,000 | 108.7% | 0.2% |
Morris Bank | $7,710,000 | $1,895,000 | -75.4% | 0.2% |
CONSTRUCTIVE LOANS, LLC | $1,845,000 | n/a | 0.2% | |
Discover Bank | $1,535,000 | $1,845,000 | 20.2% | 0.2% |
The Loan Store, Inc. | $1,360,000 | $1,770,000 | 30.1% | 0.2% |
LOANPAL, LLC | $685,000 | $1,740,000 | 154.0% | 0.1% |
ACOPIA, LLC | $1,980,000 | $1,700,000 | -14.1% | 0.1% |
HOMEXPRESS MORTGAGE CORP. | $680,000 | $1,700,000 | 150.0% | 0.1% |
CLEARPATH LENDING | $490,000 | $1,650,000 | 236.7% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $3,870,000 | $1,585,000 | -59.0% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $2,330,000 | $1,565,000 | -32.8% | 0.1% |
PREMIA MORTGAGE, LLC | $870,000 | $1,555,000 | 78.7% | 0.1% |
NEXERA HOLDING LLC | $760,000 | $1,540,000 | 102.6% | 0.1% |
Capital City Home Loans, LLC | $1,765,000 | $1,460,000 | -17.3% | 0.1% |
Plains Commerce Bank | $1,515,000 | $1,455,000 | -4.0% | 0.1% |
Keystone Funding, Inc. | $2,465,000 | $1,445,000 | -41.4% | 0.1% |
NFM, INC. | $165,000 | $1,445,000 | 775.8% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $600,000 | $1,440,000 | 140.0% | 0.1% |
American Pride Bank | $125,000 | $1,305,000 | 944.0% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,405,000 | $1,270,000 | -9.6% | 0.1% |
OCMBC, INC. | $915,000 | $1,265,000 | 38.3% | 0.1% |
Nations Lending Corporation | $460,000 | $1,175,000 | 155.4% | 0.1% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $685,000 | $1,175,000 | 71.5% | 0.1% |
LIMA ONE CAPITAL, LLC | $2,190,000 | $1,160,000 | -47.0% | 0.1% |
Presidential Bank, FSB | $205,000 | $1,140,000 | 456.1% | 0.1% |
Fifth Third Bank | $290,000 | $1,130,000 | 289.7% | 0.1% |
MORTGAGE INVESTORS GROUP, INC. | $1,205,000 | $1,130,000 | -6.2% | 0.1% |
SUMMIT FUNDING, INC. | $1,420,000 | $1,090,000 | -23.2% | 0.1% |
Figure Lending LLC | $905,000 | $1,060,000 | 17.1% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $2,670,000 | $1,060,000 | -60.3% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $345,000 | $1,040,000 | 201.4% | 0.1% |
American Mortgage & Equity Consultants, Inc. | $1,025,000 | n/a | 0.1% | |
Bank of Dudley | $2,835,000 | $1,025,000 | -63.8% | 0.1% |
United Community Bank | $545,000 | $1,015,000 | 86.2% | 0.1% |
CREDIT UNION FINANCIAL SERVICES, LLC | $1,565,000 | $990,000 | -36.7% | 0.1% |
AgFirst Farm Credit Bank | $1,640,000 | $980,000 | -40.2% | 0.1% |
Credence Funding Corporation | $535,000 | $930,000 | 73.8% | 0.1% |
AMERITRUST MORTGAGE CORPORATION | $920,000 | n/a | 0.1% | |
THE MORTGAGE FIRM, INC. | $305,000 | $915,000 | 200.0% | 0.1% |
Citizens Bank | $990,000 | $910,000 | -8.1% | 0.1% |
Magnolia State Bank | $715,000 | $855,000 | 19.6% | 0.1% |
BANKSOUTH MORTGAGE COMPANY, LLC | $690,000 | $825,000 | 19.6% | 0.1% |
MID AMERICA MORTGAGE, INC. | $455,000 | $815,000 | 79.1% | 0.1% |
PHH Mortgage Corporation | $810,000 | n/a | 0.1% | |
First National Bank of Pennsylvania | $645,000 | $765,000 | 18.6% | 0.1% |
UNION HOME MORTGAGE CORP. | $1,100,000 | $755,000 | -31.4% | 0.1% |
Great Oaks Bank | $495,000 | $740,000 | 49.5% | 0.1% |
Regions Bank | $795,000 | $740,000 | -6.9% | 0.1% |
First Option Mortgage, LLC | $2,085,000 | $735,000 | -64.7% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $1,055,000 | $725,000 | -31.3% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $2,080,000 | $720,000 | -65.4% | 0.1% |
GERSHMAN INVESTMENT CORP. | $700,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $125,000 | $695,000 | 456.0% | 0.1% |
Georgia Community Bank | $980,000 | $670,000 | -31.6% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $1,425,000 | $660,000 | -53.7% | 0.1% |
AMERICAN FINANCING CORPORATION | $55,000 | $645,000 | 1,072.7% | 0.1% |
Metro City Bank | $605,000 | $645,000 | 6.6% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $625,000 | n/a | 0.1% | |
LENDSURE MORTGAGE CORP. | $285,000 | $585,000 | 105.3% | 0.1% |
NORWICH COMMERCIAL GROUP, INC. | $585,000 | n/a | 0.1% | |
Toyota Financial Savings Bank | $585,000 | n/a | 0.1% | |
The Huntington National Bank | $665,000 | $575,000 | -13.5% | 0.0% |
DAS Acquisition Company, LLC | $895,000 | $565,000 | -36.9% | 0.0% |
Raymond James Bank | $565,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $150,000 | $560,000 | 273.3% | 0.0% |
Northpointe Bank | $475,000 | $560,000 | 17.9% | 0.0% |
M&T Bank | $380,000 | $545,000 | 43.4% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $365,000 | $540,000 | 47.9% | 0.0% |
CityWorth Mortgage LLC | $375,000 | $530,000 | 41.3% | 0.0% |
SUCCESS MORTGAGE PARTNERS, INC. | $135,000 | $530,000 | 292.6% | 0.0% |
Magnolia Bank | $715,000 | $510,000 | -28.7% | 0.0% |
DOMINION FINANCIAL SERVICES, LLC | $2,650,000 | $505,000 | -80.9% | 0.0% |
ALLEGACY FEDERAL CREDIT UNION | $500,000 | n/a | 0.0% | |
Mid-Continent Funding, Inc. | $195,000 | $490,000 | 151.3% | 0.0% |
Brighton Bank | $155,000 | $480,000 | 209.7% | 0.0% |
Blue Ridge Bank | $470,000 | n/a | 0.0% | |
ENDEAVOR CAPITAL, LLC. | $470,000 | n/a | 0.0% | |
BETTER MORTGAGE CORPORATION | $840,000 | $465,000 | -44.6% | 0.0% |
AMWEST FUNDING CORP. | $945,000 | $460,000 | -51.3% | 0.0% |
East Coast Capital Corp. | $460,000 | n/a | 0.0% | |
Citadel Servicing Corporation | $305,000 | $455,000 | 49.2% | 0.0% |
Troy Bank and Trust Company | $455,000 | n/a | 0.0% | |
T2 FINANCIAL LLC | $440,000 | $445,000 | 1.1% | 0.0% |
AMERICAN HERITAGE LENDING, INC. | $95,000 | $440,000 | 363.2% | 0.0% |
Loan Simple, Inc. | $785,000 | $440,000 | -43.9% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $435,000 | n/a | 0.0% | |
US MORTGAGE CORPORATION | $435,000 | n/a | 0.0% | |
GENEVA FINANCIAL, LLC | $440,000 | $430,000 | -2.3% | 0.0% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $275,000 | $420,000 | 52.7% | 0.0% |
HALLMARK HOME MORTGAGE, LLC | $415,000 | n/a | 0.0% | |
PREMIER MORTGAGE RESOURCES, L.L.C. | $415,000 | n/a | 0.0% | |
ARC HOME LLC | $390,000 | n/a | 0.0% | |
STOCKTON MORTGAGE CORPORATION | $1,595,000 | $390,000 | -75.5% | 0.0% |
GUARANTEED RATE AFFINITY, LLC | $1,270,000 | $385,000 | -69.7% | 0.0% |
PNC Bank | $1,815,000 | $385,000 | -78.8% | 0.0% |
RUOFF MORTGAGE COMPANY, INC. | $205,000 | $370,000 | 80.5% | 0.0% |
Capital City Bank | $325,000 | $365,000 | 12.3% | 0.0% |
General Mortgage Capital Corporation | $360,000 | n/a | 0.0% | |
LENDINGONE, LLC | $280,000 | $355,000 | 26.8% | 0.0% |
SENTE MORTGAGE, INC. | $355,000 | n/a | 0.0% | |
Talbot State Bank | $615,000 | $355,000 | -42.3% | 0.0% |
VICTORY MORTGAGE, L.L.C. | $355,000 | n/a | 0.0% | |
CONTOUR MORTGAGE CORPORATION | $950,000 | $350,000 | -63.2% | 0.0% |
DELTA COMMUNITY CREDIT UNION | $275,000 | $345,000 | 25.5% | 0.0% |
Assurance Financial Group, L.L.C. | $455,000 | $340,000 | -25.3% | 0.0% |
Southern First Bank | $340,000 | n/a | 0.0% | |
ROYAL UNITED MORTGAGE LLC | $290,000 | $335,000 | 15.5% | 0.0% |
Residential Acceptance Corporation | $330,000 | n/a | 0.0% | |
FIRST HOME MORTGAGE CORPORATION | $325,000 | n/a | 0.0% | |
PLUS RELOCATION MORTGAGE, LLC | $325,000 | n/a | 0.0% | |
Franklin Loan Corporation | $530,000 | $320,000 | -39.6% | 0.0% |
ALAMEDA MORTGAGE CORPORATION | $425,000 | $315,000 | -25.9% | 0.0% |
CRESCENT MORTGAGE COMPANY | $3,130,000 | $315,000 | -89.9% | 0.0% |
LONGBRIDGE FINANCIAL, LLC | $190,000 | $315,000 | 65.8% | 0.0% |
RBC Bank, (Georgia) | $315,000 | n/a | 0.0% | |
BAY EQUITY LLC | $355,000 | $305,000 | -14.1% | 0.0% |
Commerce Home Mortgage, Inc. | $125,000 | $305,000 | 144.0% | 0.0% |
INTELLILOAN, INC. | $305,000 | n/a | 0.0% | |
Ixonia Bank | $295,000 | $305,000 | 3.4% | 0.0% |
TJC Mortgage, Inc. | $305,000 | n/a | 0.0% | |
VERITAS FUNDING, LLC | $205,000 | $305,000 | 48.8% | 0.0% |
GEORGIA UNITED | $15,000 | $295,000 | 1,866.7% | 0.0% |
Mortgage Assurance Inc. | $530,000 | $295,000 | -44.3% | 0.0% |
MSA MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
Peoples Bank | $260,000 | $295,000 | 13.5% | 0.0% |
Citibank | $155,000 | $285,000 | 83.9% | 0.0% |
MICHIGAN MUTUAL, INC. | $285,000 | n/a | 0.0% | |
Ally Bank | $155,000 | $280,000 | 80.6% | 0.0% |
Waterstone Mortgage Corporation | $365,000 | $275,000 | -24.7% | 0.0% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $525,000 | $265,000 | -49.5% | 0.0% |
South State Bank | $365,000 | $265,000 | -27.4% | 0.0% |
SHELTER HOME MORTGAGE, LLC | $330,000 | $260,000 | -21.2% | 0.0% |
ALL IN | $35,000 | $250,000 | 614.3% | 0.0% |
CHEVRON | $245,000 | n/a | 0.0% | |
First Savings Bank | $340,000 | $245,000 | -27.9% | 0.0% |
ISERVE RESIDENTIAL LENDING, LLC | $205,000 | $245,000 | 19.5% | 0.0% |
Performance Financial, Inc. | $245,000 | n/a | 0.0% | |
Stifel Bank and Trust | $245,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $290,000 | $235,000 | -19.0% | 0.0% |
FIRST ALLIANCE HOME MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
First National Bank of America | $265,000 | $225,000 | -15.1% | 0.0% |
Home Mortgage Alliance Corp | $225,000 | n/a | 0.0% | |
SOUTHWEST FUNDING, LP | $225,000 | n/a | 0.0% | |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $500,000 | $220,000 | -56.0% | 0.0% |
ANDREWS FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
ATLANTA POSTAL | $215,000 | n/a | 0.0% | |
First Merchants Bank | $215,000 | n/a | 0.0% | |
NexBank | $790,000 | $215,000 | -72.8% | 0.0% |
Northwest Federal Credit Union | $25,000 | $215,000 | 760.0% | 0.0% |
SOVEREIGN LENDING GROUP INCORPORATED | $215,000 | n/a | 0.0% | |
The Citizens National Bank of Quitman | $205,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $130,000 | $200,000 | 53.8% | 0.0% |
LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $195,000 | 44.4% | 0.0% |
HOMESTEAD FUNDING CORP. | $185,000 | n/a | 0.0% | |
KINECTA | $185,000 | n/a | 0.0% | |
Suncoast Credit Union | $185,000 | n/a | 0.0% | |
First Heritage Mortgage, LLC | $440,000 | $180,000 | -59.1% | 0.0% |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $175,000 | n/a | 0.0% | |
Beeline Loans, Inc. | $360,000 | $165,000 | -54.2% | 0.0% |
PeoplesSouth Bank | $165,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $200,000 | $165,000 | -17.5% | 0.0% |
V.I.P. MORTGAGE, INC. | $305,000 | $165,000 | -45.9% | 0.0% |
Queensborough National Bank & Trust Company | $160,000 | n/a | 0.0% | |
A&D Mortgage LLC | $585,000 | $155,000 | -73.5% | 0.0% |
ALLIED MORTGAGE GROUP, INC. | $155,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $15,000 | $155,000 | 933.3% | 0.0% |
CIBM Bank | $155,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
QUORUM FEDERAL CREDIT UNION | $150,000 | n/a | 0.0% | |
Service Federal Credit Union | $105,000 | $150,000 | 42.9% | 0.0% |
First Reliance Bank | $145,000 | n/a | 0.0% | |
Clearview Federal Credit Union | $140,000 | n/a | 0.0% | |
Baxter Credit Union | $580,000 | $130,000 | -77.6% | 0.0% |
SWBC MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
BankSouth | $115,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $85,000 | $115,000 | 35.3% | 0.0% |
ROSS MORTGAGE CORPORATION | $780,000 | $115,000 | -85.3% | 0.0% |
SECURITYNATIONAL MORTGAGE COMPANY | $895,000 | $115,000 | -87.2% | 0.0% |
Armed Forces Bank | $850,000 | $105,000 | -87.6% | 0.0% |
Secured Investment Corp. | $95,000 | $105,000 | 10.5% | 0.0% |
UIF CORPORATION | $105,000 | $105,000 | 0.0% | 0.0% |
MEGASTAR FINANCIAL CORP. | $695,000 | $95,000 | -86.3% | 0.0% |
OCEANSIDE MORTGAGE COMPANY | $95,000 | n/a | 0.0% | |
GTE Federal Credit Union | $65,000 | n/a | 0.0% | |
RESIDENTIAL BANCORP | $330,000 | $65,000 | -80.3% | 0.0% |
SPRING EQ, LLC | $145,000 | $65,000 | -55.2% | 0.0% |
EASTMAN | $235,000 | $55,000 | -76.6% | 0.0% |
ITHINK FINANCIAL Credit Union | $50,000 | n/a | 0.0% | |
Oconee State Bank | $745,000 | $25,000 | -96.6% | 0.0% |
Tyndall Federal Credit Union | $275,000 | $25,000 | -90.9% | 0.0% |
WARNER ROBINS's top lender by overall market share is QUICKEN LOANS, LLC, with 8.4% market share. In second place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $80,370,000 in loans. In third place, with 5.9%, is Mortgage Research Center, LLC, having originated $68,975,000 in loans. In fourth place, with 5.8%, is GUILD MORTGAGE COMPANY, having originated $67,830,000 in loans. In fifth place, with 4.8%, is ROBINS FINANCIAL, having originated $56,520,000 in loans.
WARNER ROBINS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WARNER ROBINS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $206,547 (28.3%) | $209,250 (13.4%) | 0.77 | 753 |
2018-02-01 | $212,500 (28.9%) | $214,155 (15.2%) | 0.77 | 779 |
2018-03-01 | $214,350 (26.5%) | $215,839 (13.5%) | 0.75 | 780 |
2018-04-01 | $218,894 (22.9%) | $218,506 (11.0%) | 0.74 | 766 |
2018-05-01 | $219,500 (18.7%) | $220,858 (8.1%) | 0.73 | 771 |
2018-06-01 | $216,888 (14.5%) | $218,416 (5.4%) | 0.72 | 816 |
2018-07-01 | $216,644 (11.2%) | $218,970 (4.5%) | 0.72 | 863 |
2018-08-01 | $211,563 (11.0%) | $216,572 (3.7%) | 0.71 | 890 |
2018-09-01 | $210,250 (7.5%) | $211,864 (1.9%) | 0.71 | 858 |
2018-10-01 | $214,163 (8.2%) | $213,473 (3.5%) | 0.73 | 852 |
2018-11-01 | $218,638 (12.0%) | $218,846 (7.1%) | 0.74 | 874 |
2018-12-01 | $218,772 (10.0%) | $217,429 (5.7%) | 0.75 | 818 |
2019-01-01 | $218,763 (5.9%) | $213,332 (2.0%) | 0.76 | 773 |
2019-02-01 | $217,963 (2.6%) | $212,970 (-0.6%) | 0.74 | 759 |
2019-03-01 | $212,064 (-1.1%) | $214,072 (-0.8%) | 0.69 | 768 |
2019-04-01 | $208,150 (-4.9%) | $217,076 (-0.7%) | 0.66 | 808 |
2019-05-01 | $199,950 (-8.9%) | $215,778 (-2.3%) | 0.62 | 814 |
2019-06-01 | $215,000 (-0.9%) | $222,252 (1.8%) | 0.67 | 749 |
2019-07-01 | $212,300 (-2.0%) | $221,478 (1.2%) | 0.66 | 751 |
2019-08-01 | $215,264 (1.8%) | $224,405 (3.6%) | 0.68 | 761 |
2019-09-01 | $219,559 (4.4%) | $226,657 (7.0%) | 0.70 | 767 |
2019-10-01 | $218,473 (2.0%) | $227,246 (6.5%) | 0.70 | 744 |
2019-11-01 | $213,000 (-2.6%) | $223,218 (2.0%) | 0.70 | 694 |
2019-12-01 | $218,837 (0.0%) | $230,499 (6.0%) | 0.73 | 649 |
2020-01-01 | $218,060 (-0.3%) | $226,775 (6.3%) | 0.73 | 636 |
2020-02-01 | $217,450 (-0.2%) | $225,746 (6.0%) | 0.71 | 618 |
2020-03-01 | $214,925 (1.4%) | $228,632 (6.8%) | 0.67 | 586 |
2020-04-01 | $215,000 (3.3%) | $229,869 (5.9%) | 0.67 | 539 |
2020-05-01 | $226,450 (13.3%) | $233,992 (8.4%) | 0.69 | 510 |
2020-06-01 | $235,670 (9.6%) | $238,615 (7.4%) | 0.69 | 426 |
2020-07-01 | $238,550 (12.4%) | $243,181 (9.8%) | 0.69 | 383 |
2020-08-01 | $232,228 (7.9%) | $240,329 (7.1%) | 0.67 | 382 |
2020-09-01 | $242,400 (10.4%) | $249,041 (9.9%) | 0.69 | 345 |
2020-10-01 | $239,450 (9.6%) | $255,220 (12.3%) | 0.69 | 313 |
2020-11-01 | $233,446 (9.6%) | $249,920 (12.0%) | 0.68 | 302 |
2020-12-01 | $236,641 (8.1%) | $252,897 (9.7%) | 0.70 | 295 |
2021-01-01 | $243,840 (11.8%) | $265,517 (17.1%) | 0.73 | 249 |
2021-02-01 | $252,710 (16.2%) | $273,611 (21.2%) | 0.74 | 218 |
2021-03-01 | $267,500 (24.5%) | $282,985 (23.8%) | 0.76 | 197 |
2021-04-01 | $277,425 (29.0%) | $299,073 (30.1%) | 0.75 | 197 |
2021-05-01 | $282,450 (24.7%) | $294,037 (25.7%) | 0.75 | 212 |
2021-06-01 | $294,950 (25.2%) | $305,666 (28.1%) | 0.78 | 249 |
2021-07-01 | $274,450 (15.1%) | $296,435 (21.9%) | 0.72 | 307 |
2021-08-01 | $257,180 (10.7%) | $281,534 (17.2%) | 0.69 | 319 |
2021-09-01 | $274,950 (13.4%) | $288,225 (15.7%) | 0.73 | 332 |
2021-10-01 | $255,486 (6.7%) | $280,443 (9.9%) | 0.68 | 380 |
2021-11-01 | $263,129 (12.7%) | $290,150 (16.1%) | 0.70 | 365 |
2021-12-01 | $267,652 (13.1%) | $286,151 (13.2%) | 0.73 | 320 |
2022-01-01 | $278,080 (14.0%) | $289,639 (9.1%) | 0.75 | 305 |
2022-02-01 | $288,765 (14.3%) | $305,484 (11.7%) | 0.75 | 288 |
2022-03-01 | $299,167 (11.8%) | $312,473 (10.4%) | 0.75 | 289 |
2022-04-01 | $287,995 (3.8%) | $308,240 (3.1%) | 0.69 | 289 |
2022-05-01 | $294,658 (4.3%) | $313,247 (6.5%) | 0.67 | 350 |
2022-06-01 | $305,653 (3.6%) | $316,551 (3.6%) | 0.68 | 408 |
2022-07-01 | $323,036 (17.7%) | $337,969 (14.0%) | 0.73 | 426 |
2022-08-01 | $324,484 (26.2%) | $333,742 (18.5%) | 0.75 | 428 |
2022-09-01 | $321,255 (16.8%) | $326,607 (13.3%) | 0.75 | 434 |
2022-10-01 | $321,915 (26.0%) | $328,522 (17.1%) | 0.76 | 470 |
2022-11-01 | $319,900 (21.6%) | $319,328 (10.1%) | 0.77 | 520 |
2022-12-01 | $315,000 (17.7%) | $318,784 (11.4%) | 0.78 | 533 |
2023-01-01 | $310,293 (11.6%) | $328,148 (13.3%) | 0.77 | 506 |
2023-02-01 | $307,500 (6.5%) | $328,117 (7.4%) | 0.74 | 499 |
2023-03-01 | $302,828 (1.2%) | $325,765 (4.3%) | 0.71 | 495 |
2023-04-01 | $298,961 (3.8%) | $322,568 (4.7%) | 0.70 | 530 |
2023-05-01 | $301,300 (2.3%) | $332,156 (6.0%) | 0.68 | 534 |
2023-06-01 | $312,175 (2.1%) | $327,983 (3.6%) | 0.70 | 519 |
2023-07-01 | $310,950 (-3.7%) | $326,248 (-3.5%) | 0.71 | 491 |
2023-08-01 | $306,450 (-5.6%) | $324,772 (-2.7%) | 0.70 | 487 |
2023-09-01 | $307,900 (-4.2%) | $324,672 (-0.6%) | 0.72 | 511 |
2023-10-01 | $299,048 (-7.1%) | $317,782 (-3.3%) | 0.70 | 583 |
2023-11-01 | $299,023 (-6.5%) | $320,007 (0.2%) | 0.71 | 635 |
2023-12-01 | $296,690 (-5.8%) | $315,189 (-1.1%) | 0.72 | 650 |
2024-01-01 | $295,970 (-4.6%) | $313,577 (-4.4%) | 0.72 | 603 |
2024-02-01 | $294,270 (-4.3%) | $311,311 (-5.1%) | 0.71 | 593 |
2024-03-01 | $294,453 (-2.8%) | $313,737 (-3.7%) | 0.69 | 588 |
2024-04-01 | $299,575 (0.2%) | $324,886 (0.7%) | 0.70 | 533 |
2024-05-01 | $309,295 (2.7%) | $331,209 (-0.3%) | 0.70 | 526 |
2024-06-01 | $309,490 (-0.9%) | $341,741 (4.2%) | 0.70 | 524 |
2024-07-01 | $315,623 (1.5%) | $341,967 (4.8%) | 0.72 | 529 |
2024-08-01 | $309,490 (1.0%) | $332,918 (2.5%) | 0.72 | 549 |
2024-09-01 | $299,950 (-2.6%) | $330,727 (1.9%) | 0.71 | 572 |
2024-10-01 | $296,918 (-0.7%) | $326,410 (2.7%) | 0.70 | 547 |
2024-11-01 | $295,000 (-1.4%) | $321,536 (0.5%) | 0.71 | 559 |
2024-12-01 | $299,425 (0.9%) | $332,043 (5.4%) | 0.74 | 537 |
2025-01-01 | $299,450 (1.2%) | $331,381 (5.7%) | 0.75 | 528 |
2025-02-01 | $302,616 (2.8%) | $337,564 (8.4%) | 0.73 | 497 |
2025-03-01 | $299,825 (1.8%) | $322,747 (2.9%) | 0.00 | 579 |
WARNER ROBINS's median listing price comes in at 0% of the national average.
WARNER ROBINS's average listing price for 2025-03-01 was $322,747, a difference of $9,010 (2.9%) versus the prior year and $-14,817 versus the prior month.
For the 2025-03-01 period, WARNER ROBINS had 579 MLS listings, a difference of 82 listings (16%) versus the prior month and -9 listings (-2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WARNER ROBINS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 80 days | 2,272 sqft |
2018-02-01 | 66 days | 2,299 sqft |
2018-03-01 | 54 days | 2,320 sqft |
2018-04-01 | 60 days | 2,345 sqft |
2018-05-01 | 66 days | 2,364 sqft |
2018-06-01 | 68 days | 2,352 sqft |
2018-07-01 | 63 days | 2,327 sqft |
2018-08-01 | 60 days | 2,318 sqft |
2018-09-01 | 72 days | 2,321 sqft |
2018-10-01 | 82 days | 2,322 sqft |
2018-11-01 | 83 days | 2,346 sqft |
2018-12-01 | 92 days | 2,331 sqft |
2019-01-01 | 97 days | 2,307 sqft |
2019-02-01 | 83 days | 2,295 sqft |
2019-03-01 | 71 days | 2,305 sqft |
2019-04-01 | 58 days | 2,327 sqft |
2019-05-01 | 60 days | 2,307 sqft |
2019-06-01 | 58 days | 2,327 sqft |
2019-07-01 | 59 days | 2,296 sqft |
2019-08-01 | 60 days | 2,312 sqft |
2019-09-01 | 62 days | 2,318 sqft |
2019-10-01 | 65 days | 2,298 sqft |
2019-11-01 | 69 days | 2,245 sqft |
2019-12-01 | 74 days | 2,277 sqft |
2020-01-01 | 75 days | 2,262 sqft |
2020-02-01 | 68 days | 2,278 sqft |
2020-03-01 | 60 days | 2,221 sqft |
2020-04-01 | 62 days | 2,192 sqft |
2020-05-01 | 66 days | 2,270 sqft |
2020-06-01 | 58 days | 2,346 sqft |
2020-07-01 | 49 days | 2,369 sqft |
2020-08-01 | 39 days | 2,298 sqft |
2020-09-01 | 50 days | 2,336 sqft |
2020-10-01 | 49 days | 2,267 sqft |
2020-11-01 | 42 days | 2,263 sqft |
2020-12-01 | 46 days | 2,246 sqft |
2021-01-01 | 54 days | 2,330 sqft |
2021-02-01 | 46 days | 2,360 sqft |
2021-03-01 | 28 days | 2,421 sqft |
2021-04-01 | 31 days | 2,478 sqft |
2021-05-01 | 29 days | 2,486 sqft |
2021-06-01 | 26 days | 2,515 sqft |
2021-07-01 | 30 days | 2,471 sqft |
2021-08-01 | 49 days | 2,366 sqft |
2021-09-01 | 41 days | 2,306 sqft |
2021-10-01 | 34 days | 2,142 sqft |
2021-11-01 | 47 days | 2,234 sqft |
2021-12-01 | 60 days | 2,246 sqft |
2022-01-01 | 55 days | 2,178 sqft |
2022-02-01 | 43 days | 2,143 sqft |
2022-03-01 | 46 days | 2,202 sqft |
2022-04-01 | 36 days | 2,161 sqft |
2022-05-01 | 23 days | 1,982 sqft |
2022-06-01 | 33 days | 2,081 sqft |
2022-07-01 | 43 days | 2,250 sqft |
2022-08-01 | 48 days | 2,267 sqft |
2022-09-01 | 53 days | 2,184 sqft |
2022-10-01 | 54 days | 2,246 sqft |
2022-11-01 | 54 days | 2,193 sqft |
2022-12-01 | 59 days | 2,199 sqft |
2023-01-01 | 64 days | 2,184 sqft |
2023-02-01 | 51 days | 2,180 sqft |
2023-03-01 | 47 days | 2,121 sqft |
2023-04-01 | 44 days | 1,984 sqft |
2023-05-01 | 51 days | 2,205 sqft |
2023-06-01 | 49 days | 2,301 sqft |
2023-07-01 | 56 days | 2,187 sqft |
2023-08-01 | 45 days | 2,155 sqft |
2023-09-01 | 46 days | 2,156 sqft |
2023-10-01 | 42 days | 2,043 sqft |
2023-11-01 | 47 days | 2,021 sqft |
2023-12-01 | 57 days | 2,009 sqft |
2024-01-01 | 62 days | 1,972 sqft |
2024-02-01 | 47 days | 1,951 sqft |
2024-03-01 | 45 days | 1,947 sqft |
2024-04-01 | 47 days | 1,973 sqft |
2024-05-01 | 44 days | 2,055 sqft |
2024-06-01 | 47 days | 2,096 sqft |
2024-07-01 | 47 days | 2,142 sqft |
2024-08-01 | 51 days | 2,062 sqft |
2024-09-01 | 48 days | 2,046 sqft |
2024-10-01 | 53 days | 2,006 sqft |
2024-11-01 | 50 days | 2,000 sqft |
2024-12-01 | 55 days | 2,001 sqft |
2025-01-01 | 63 days | 1,992 sqft |
2025-02-01 | 62 days | 2,062 sqft |
2025-03-01 | 0 days | 2,001 sqft |
WARNER ROBINS's median square footage for active listings during the 2025-03-01 period was 2,001 sqft. One year prior, the average listing was 1,947 sqft.
WARNER ROBINS, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 2,949 | $781,015,000 | $264,841 |
Refi | 654 | $173,360,000 | $265,076 |
Cash Out Refi | 637 | $131,305,000 | $206,130 |
Home Improvement | 415 | $33,145,000 | $79,867 |
Other | 369 | $48,765,000 | $132,154 |
NA | 2 | $390,000 | $195,000 |
Warner Robins's most frequently cited loan purpose was Home Purchase, with 2,949 originations. The 2nd most popular reason was Refi, with 654 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 1,998 | $526,370,000 | $263,448 |
5-6% | 1,007 | $330,505,000 | $328,208 |
7-8% | 744 | $154,330,000 | $207,433 |
Over 8% | 494 | $50,040,000 | $101,296 |
4-5% | 140 | $35,860,000 | $256,143 |
<2.5% | 86 | $1,590,000 | $18,488 |
2.5-3% | 9 | $2,285,000 | $253,889 |
3-4% | 8 | $2,000,000 | $250,000 |
During 2024, Warner Robins's most frequently originated rate bucket was 6-7%, with 1,998 originations.
Loan Sizing (WARNER ROBINS, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 2,275 | $639,735,000 | $281,202 |
$100k-200k | 1,266 | $192,400,000 | $151,975 |
$100,000 or less | 1,046 | $57,600,000 | $55,067 |
$400k-600k | 381 | $178,385,000 | $468,202 |
$600k-1000k | 50 | $34,640,000 | $692,800 |
$Over $1MM | 8 | $65,220,000 | $8,152,500 |
WARNER ROBINS's loan sizing saw the bucket of loans from $200k-400k with 2,275 originations, totaling $639,735,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 2,408 | $674,270,000 | $280,012 |
60-80% | 824 | $215,280,000 | $261,262 |
Under 20% | 464 | $17,770,000 | $38,297 |
20-40% | 419 | $37,955,000 | $90,585 |
40-60% | 324 | $49,430,000 | $152,562 |
Over 100% | 278 | $92,610,000 | $333,129 |
WARNER ROBINS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,408 originations, totaling $674,270,000 in origination value.