Oceanside Mortgage Company Rates, Fees & Info
Toms River, NJLEI: 5493004R423PBPM6A173
Tax ID: 22-3470404
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Mortgage Data
Review & Overview
Oceanside Mortgage Company is a smaller mortgage company specializing in Cash Out Refi and Refi loans. They have a a high proportion of FHA loans. Oceanside Mortgage Company has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Atlanta, Dallas, Chicago, and Tampa among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)Oceanside Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Oceanside Mortgage Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 12/17/24 |
| 30 Year Conventional Refi | 6.27% | 12/17/24 |
| 30 Year Cash-out Refi | 6.27% | 12/17/24 |
| 30 Year FHA Purchase | 6.27% | 12/17/24 |
| 30 Year FHA Refi | 6.27% | 12/17/24 |
| 30 Year VA Purchase | 6.27% | 12/17/24 |
| 30 Year VA Refi | 6.27% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Refi | 5.68% | 12/17/24 |
| 15 Year Cash-out Refi | 5.68% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Oceanside Mortgage Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
311Origination Dollar Volume (All Markets)
$61,375,000Awards
OCEANSIDE MORTGAGE COMPANY - 2022
OCEANSIDE MORTGAGE COMPANY is a 2022 , due to their low .
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 18 | $4,890,000 | $271,667 | $5,966 | 3.93% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 15 | $3,275,000 | $218,333 | $4,632 | 4.59% |
| Outside of Metro Areas | 15 | $2,675,000 | $178,333 | $3,214 | 4.35% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $2,545,000 | $282,778 | $3,569 | 4.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $3,240 | 3.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $4,088 | 4.32% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $3,865 | 4.43% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $5,760 | 4.35% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,785 | 4.01% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,176 | 4.06% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $3,411 | 4.42% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,973 | 4.48% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $4,478 | 4.60% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,855 | 4.48% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,694 | 4.91% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,540 | 4.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,459 | 3.63% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,348 | 3.37% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,219 | 4.22% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,954 | 3.31% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,203 | 4.56% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,208 | 4.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,630 | 3.83% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,868 | 3.96% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,422 | 4.16% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,237 | 4.12% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,022 | 3.53% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,192 | 4.19% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,958 | 3.81% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,460 | 5.00% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,141 | 4.83% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,338 | 4.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,609 | 3.56% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,749 | 3.62% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,365 | 4.81% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,750 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,519 | 4.94% |
| OCALA, FL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,311 | 3.58% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,240 | 4.69% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,274 | 3.88% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,489 | 3.38% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,413 | 4.43% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,251 | 4.38% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,455 | 4.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,462 | 5.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,496 | 6.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,901 | 4.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,282 | 3.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,729 | 4.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,635 | 5.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,672 | 3.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,496 | 3.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,799 | 4.99% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,828 | 3.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,116 | 4.56% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,158 | 3.19% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,937 | 4.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,549 | 3.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,578 | 3.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,560 | 2.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,071 | 4.69% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,932 | 4.19% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,678 | 5.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,892 | 3.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,321 | 5.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,100 | 4.06% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,228 | 3.43% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,463 | 4.50% |
| New Castle, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,659 | 3.38% |
| DOVER, DE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,420 | 3.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,623 | 5.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,527 | 5.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,896 | 3.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,492 | 4.19% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,787 | 2.75% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,814 | 5.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,976 | 6.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,799 | 2.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,076 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,085 | 5.63% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,976 | 3.49% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,927 | 3.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,450 | 3.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,446 | 5.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,755 | 2.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,333 | 4.99% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,737 | 3.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,190 | 5.25% |
| Fremont, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,041 | 3.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,791 | 5.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,466 | 5.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,671 | 6.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,678 | 5.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,954 | 2.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,792 | 3.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,711 | 3.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,805 | 3.75% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,375 | 5.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,565 | 6.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,533 | 4.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,666 | 4.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,548 | 3.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,826 | 3.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,007 | 6.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,704 | 3.88% |
| AKRON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,627 | 3.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,435 | 3.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,314 | 5.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,531 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,997 | 4.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,930 | 5.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,347 | 4.88% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,838 | 5.13% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,443 | 5.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,764 | 5.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,860 | 5.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,335 | 3.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,315 | 4.50% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,147 | 2.99% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,003 | 3.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,471 | 5.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,629 | 5.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,902 | 3.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,288 | 4.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,008 | 3.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,567 | 3.00% |
| Gallup, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,010 | 2.99% |
| Wilson, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,894 | 5.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,968 | 2.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,225 | 4.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,771 | 5.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,906 | 4.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,938 | 3.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,783 | 2.99% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,582 | 3.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,423 | 4.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,185 | 6.25% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,494 | 4.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,325 | 5.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,428 | 3.38% |
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We use machine learning to identify the top lenders compared against OCEANSIDE MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, Oceanside Mortgage Company's most frequently originated type of loan was FHA, with 179 originations. Their 2nd most popular type was Conventional, with 103 originations.
Loan Reason
For 2022, Oceanside Mortgage Company's most frequently cited loan purpose was Cash Out Refi, with 196 originations. The 2nd most popular reason was Refi, with 93 originations.
Loan Duration/Length
For 2022, Oceanside Mortgage Company's most frequently cited loan duration was 30 Year, with 281 originations. The 2nd most popular length was Other, with 13 originations.
Origination Fees/Closing Costs
Oceanside Mortgage Company's average total fees were $4,280, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 244 originations.
Interest Rates
During 2022, Oceanside Mortgage Company's average interest rate for loans was 4.35%, while their most frequently originated rate bucket for loans was 3-4%, with 129 originations.
Loan Sizing
2022 saw Oceanside Mortgage Company place emphasis on $100k-200k loans with 178 originations, totaling $26,480,000 in origination value.
Applicant Income
Oceanside Mortgage Company lent most frequently to those with incomes in the $50k or less range, with 112 originations. The second most popular income band? $50k-75k, with 89 originations.
Applicant Debt to Income Ratio
Oceanside Mortgage Company lent most frequently to those with DTI ratios of <20%, with 68 originations. The next most common DTI ratio? 50-60%, with 37 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.17%
Oceanside Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination28.62%
Oceanside Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 311 | $61,375,000 | $197,347 |