Cityworth Mortgage Rates, Fees & Info

FAIRFAX, VA

LEI: 549300FCPKXI75DX5M03

Tax ID: 45-5349650

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Cityworth Mortgage is a smaller mortgage company specializing in Refi and Home Purchase loans. Cityworth Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Atlanta, Baltimore, Virginia Beach, and Raleigh among others. We have data for 131 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cityworth Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cityworth Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.80% 12/16/24
    30 Year Conventional Refi 6.41% 12/16/24
    30 Year Cash-out Refi 6.79% 12/16/24
    30 Year FHA Purchase 7.35% 12/16/24
    30 Year FHA Refi 6.78% 12/16/24
    30 Year VA Purchase 6.32% 12/16/24
    30 Year VA Refi 6.55% 12/16/24
    15 Year Conventional Purchase 6.05% 12/16/24
    15 Year Conventional Refi 5.99% 12/16/24
    15 Year Cash-out Refi 5.99% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Cityworth Mortgage Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Cityworth Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    706

    Origination Dollar Volume (All Markets)

    $193,670,000

    Awards

    CityWorth Mortgage 30 Year Conventional Loans silver CityWorth Mortgage 30 Year Conventional Loans silver CityWorth Mortgage 30 Year Conventional Loans bronze CityWorth Mortgage 30 Year Conventional Loans silver
    Show all (4) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 178 $68,860,000 $386,854 $5,685 2.69%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 34 $7,450,000 $219,118 $4,964 2.76%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 20 $7,010,000 $350,500 $6,336 2.86%
    Outside of Metro Areas 28 $6,460,000 $230,714 $4,350 2.77%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 16 $4,430,000 $276,875 $5,327 2.66%
    RALEIGH-CARY, NC (FHA|USDA|VA) 16 $3,900,000 $243,750 $4,764 2.69%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 15 $3,675,000 $245,000 $5,634 2.71%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 12 $3,270,000 $272,500 $6,913 2.49%
    RICHMOND, VA (FHA|USDA|VA) 14 $3,260,000 $232,857 $4,213 3.01%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $3,140,000 $314,000 $3,533 2.68%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $3,110,000 $259,167 $6,063 2.57%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $2,970,000 $371,250 $7,667 2.89%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $2,855,000 $219,615 $4,289 2.63%
    JACKSONVILLE, FL (FHA|USDA|VA) 12 $2,830,000 $235,833 $5,505 2.77%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 10 $2,680,000 $268,000 $5,696 2.66%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 10 $2,580,000 $258,000 $6,446 2.89%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $2,480,000 $248,000 $5,010 2.46%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $2,440,000 $203,333 $4,734 2.58%
    PITTSBURGH, PA (FHA|USDA|VA) 6 $2,090,000 $348,333 $5,115 2.67%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $2,085,000 $297,857 $8,280 2.82%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,875,000 $375,000 $5,585 2.98%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 8 $1,850,000 $231,250 $5,715 2.56%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,800,000 $300,000 $5,617 2.90%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $8,449 2.80%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $8,368 3.21%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $1,640,000 $164,000 $4,861 2.58%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,505,000 $215,000 $7,470 3.02%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $1,380,000 $230,000 $5,235 2.71%
    MOBILE, AL (FHA|USDA|VA) 3 $1,195,000 $398,333 $10,642 2.38%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,427 2.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,314 2.45%
    TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,631 3.04%
    SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,030,000 $171,667 $2,392 2.29%
    COLUMBUS, OH (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,989 2.78%
    ASHEVILLE, NC (FHA|USDA|VA) 4 $970,000 $242,500 $5,180 3.09%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $965,000 $193,000 $4,886 2.73%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $945,000 $315,000 $7,602 2.71%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $940,000 $235,000 $5,089 2.63%
    SPARTANBURG, SC (FHA|USDA|VA) 4 $890,000 $222,500 $6,313 2.69%
    JACKSONVILLE, NC (FHA|USDA|VA) 3 $875,000 $291,667 $8,203 2.71%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $820,000 $205,000 $3,201 3.03%
    LYNCHBURG, VA (FHA|USDA|VA) 3 $785,000 $261,667 $7,035 2.75%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $735,000 $245,000 $3,435 2.54%
    WARNER ROBINS, GA (FHA|USDA|VA) 4 $730,000 $182,500 $4,993 2.72%
    PANAMA CITY, FL (FHA|USDA|VA) 4 $730,000 $182,500 $5,037 2.78%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $710,000 $177,500 $3,633 3.13%
    HUNTSVILLE, AL (FHA|USDA|VA) 4 $690,000 $172,500 $2,868 2.75%
    STAUNTON, VA (FHA|USDA|VA) 3 $685,000 $228,333 $2,578 2.92%
    ROCKY MOUNT, NC (FHA|USDA|VA) 2 $660,000 $330,000 $4,654 3.38%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $645,000 $215,000 $6,806 2.71%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $640,000 $160,000 $2,678 2.59%
    HINESVILLE, GA (FHA|USDA|VA) 2 $640,000 $320,000 $9,535 2.75%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $630,000 $315,000 $9,693 2.31%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $625,000 $125,000 $5,450 3.20%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $615,000 $205,000 $5,468 2.17%
    FAYETTEVILLE, NC (FHA|USDA|VA) 2 $570,000 $285,000 $8,306 2.63%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $570,000 $285,000 $7,773 3.38%
    COLUMBUS, GA-AL (FHA|USDA|VA) 3 $545,000 $181,667 $3,364 3.00%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $540,000 $135,000 $3,081 2.44%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $530,000 $265,000 $4,510 3.44%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $510,000 $255,000 $2,890 2.25%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $510,000 $255,000 $3,146 3.00%
    Granbury, TX (FHA|USDA|VA) 2 $480,000 $240,000 $2,766 2.38%
    GAINESVILLE, FL (FHA|USDA|VA) 3 $475,000 $158,333 $7,372 3.25%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $455,000 $151,667 $2,217 2.50%
    LANCASTER, PA (FHA|USDA|VA) 3 $445,000 $148,333 $4,051 2.08%
    DALTON, GA (FHA|USDA|VA) 2 $440,000 $220,000 $3,868 2.81%
    COLUMBIA, SC (FHA|USDA|VA) 2 $440,000 $220,000 $7,635 3.31%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $405,000 $405,000 $5,777 2.13%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $395,000 $395,000 $563 2.25%
    AKRON, OH (FHA|USDA|VA) 2 $390,000 $195,000 $4,101 2.75%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $390,000 $195,000 $7,805 3.31%
    Cambridge, OH (FHA|USDA|VA) 1 $355,000 $355,000 $10,710 2.75%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $350,000 $175,000 $4,655 2.63%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $345,000 $345,000 $12,319 2.75%
    OCALA, FL (FHA|USDA|VA) 2 $340,000 $170,000 $7,075 2.94%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $335,000 $335,000 $2,699 3.25%
    SAVANNAH, GA (FHA|USDA|VA) 2 $320,000 $160,000 $2,881 3.13%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $310,000 $155,000 $1,158 3.06%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,410 2.06%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $295,000 $295,000 $7,494 3.00%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $280,000 $140,000 $1,467 2.25%
    Huntingdon, PA (FHA|USDA|VA) 1 $255,000 $255,000 $3,245 2.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $245,000 $245,000 $6,670 2.25%
    MIDLAND, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,976 2.63%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,335 2.25%
    VICTORIA, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,809 2.75%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $235,000 $235,000 $6,378 3.50%
    GREENVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $1,900 2.25%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,715 2.25%
    Dublin, GA (FHA|USDA|VA) 1 $235,000 $235,000 $10,432 4.13%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $5,919 2.63%
    Elizabeth City, NC (FHA|USDA|VA) 1 $225,000 $225,000 $5,170 1.75%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $215,000 $215,000 $6,896 2.50%
    Enterprise, AL (FHA|USDA|VA) 1 $215,000 $215,000 $1,925 3.25%
    Orangeburg, SC (FHA|USDA|VA) 1 $215,000 $215,000 $4,650 3.25%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $215,000 $215,000 $6,868 3.25%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $210,000 $105,000 $4,092 3.06%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,752 2.50%
    Sandusky, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,433 2.88%
    ROME, GA (FHA|USDA|VA) 1 $195,000 $195,000 $5,517 3.25%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,406 2.25%
    Athens, OH (FHA|USDA|VA) 1 $195,000 $195,000 $6,789 2.75%
    Pottsville, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,354 2.25%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,206 2.88%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,958 2.25%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $185,000 $185,000 $7,835 3.75%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $185,000 $185,000 $4,284 2.25%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,964 2.63%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $185,000 $185,000 $6,246 2.88%
    DECATUR, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,733 3.38%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,830 2.75%
    LONGVIEW, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,133 2.88%
    ROANOKE, VA (FHA|USDA|VA) 1 $165,000 $165,000 $5,835 3.38%
    Jacksonville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,634 3.63%
    Jesup, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,153 3.50%
    Clewiston, FL (FHA|USDA|VA) 1 $165,000 $165,000 $6,162 2.75%
    Boone, NC (FHA|USDA|VA) 1 $165,000 $165,000 $725 2.50%
    FLORENCE, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,030 2.50%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $4,351 2.75%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $12,130 2.88%
    Hope, AR (FHA|USDA|VA) 1 $135,000 $135,000 $6,585 3.50%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,908 2.88%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,745 2.00%
    Point Pleasant, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,270 4.13%
    GADSDEN, AL (FHA|USDA|VA) 1 $115,000 $115,000 $2,706 2.00%
    LUBBOCK, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,343 2.75%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,445 3.50%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $105,000 $105,000 $8,435 3.25%
    Findlay, OH (FHA|USDA|VA) 1 $95,000 $95,000 $7,442 2.75%
    WILMINGTON, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,493 2.88%
    Cityworth Mortgage's top markets include Washington, Atlanta, Baltimore, Virginia Beach, and Raleigh among others.

    Their top states include:
  • Virginia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against CityWorth Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Similarity Rank: 546
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    Similarity Rank: 675
    DRAGAS MORTGAGE COMPANY
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    POWER FINANCIAL
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 445 $119,435,000 $268,393 $4,589 2.69%
    VA 178 $55,220,000 $310,225 $5,711 2.65%
    FHA 83 $19,015,000 $229,096 $8,834 3.16%

    For 2021, Cityworth Mortgage's most frequently originated type of loan was Conventional, with 445 originations. Their 2nd most popular type was VA, with 178 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 293 $78,945,000 $269,437 $3,849 2.47%
    Home Purchase 259 $76,945,000 $297,085 $6,922 3.05%
    Cash Out Refi 154 $37,780,000 $245,325 $5,667 2.70%

    For 2021, Cityworth Mortgage's most frequently cited loan purpose was Refi, with 293 originations. The 2nd most popular reason was Home Purchase, with 259 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 524 $153,370,000 $292,691 $5,968 2.88%
    15 Year 136 $30,150,000 $221,691 $3,671 2.27%
    20 Year 25 $5,935,000 $237,400 $3,714 2.56%
    10 Year 13 $2,845,000 $218,846 $3,041 2.26%
    Other 8 $1,370,000 $171,250 $4,213 2.73%

    For 2021, Cityworth Mortgage's most frequently cited loan duration was 30 Year, with 524 originations. The 2nd most popular length was 15 Year, with 136 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 265 $73,595,000 $277,717
    $1k-2k 173 $44,155,000 $255,231
    $2k-3k 80 $16,860,000 $210,750
    $5k+ 79 $28,825,000 $364,873
    $3k-4k 57 $14,365,000 $252,018
    $4k-5k 37 $10,225,000 $276,351

    Cityworth Mortgage's average total fees were $5,968, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 265 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 289 $78,005,000 $269,913
    2.5-3% 252 $71,680,000 $284,444
    3-4% 157 $42,355,000 $269,777
    4-5% 8 $1,630,000 $203,750

    During 2021, Cityworth Mortgage's average interest rate for loans was 2.88%, while their most frequently originated rate bucket for loans was <2.5%, with 289 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 330 $93,770,000 $284,152 $5,537 2.72%
    $100k-200k 225 $35,335,000 $157,044 $4,224 2.73%
    $400k-600k 101 $47,695,000 $472,228 $6,220 2.77%
    $100,000 or less 31 $2,795,000 $90,161 $3,665 2.73%
    $600k-1MM 17 $11,765,000 $692,059 $14,213 2.81%
    $1MM+ 2 $2,310,000 $1,155,000 $15,496 2.38%

    2021 saw Cityworth Mortgage place emphasis on $200k-400k loans with 330 originations, totaling $93,770,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 178 $41,700,000 $234,270 $5,511 2.80%
    $100k-150k 151 $47,825,000 $316,722 $5,027 2.72%
    $75k-100k 119 $32,925,000 $276,681 $5,997 2.84%
    $50k or less 113 $18,335,000 $162,257 $4,807 2.78%
    $150k-250k 70 $25,650,000 $366,429 $6,632 2.71%
    $250k+ 21 $9,705,000 $462,143 $6,328 2.57%

    Cityworth Mortgage lent most frequently to those with incomes in the $50k-75k range, with 178 originations. The second most popular income band? $100k-150k, with 151 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 118 $29,120,000 $246,780 $4,231 2.63%
    30-36% 107 $28,675,000 $267,991 $5,502 2.68%
    <20% 50 $12,170,000 $243,400 $3,228 2.46%
    50-60% 44 $11,210,000 $254,773 $8,269 3.14%
    49% 40 $12,290,000 $307,250 $5,942 2.92%
    44% 36 $11,050,000 $306,944 $6,296 2.85%
    43% 26 $6,790,000 $261,154 $5,053 2.70%
    40% 26 $7,400,000 $284,615 $6,020 2.98%
    39% 25 $6,965,000 $278,600 $6,000 2.85%
    36% 23 $6,465,000 $281,087 $6,193 2.74%
    42% 23 $5,615,000 $244,130 $6,443 2.86%
    48% 23 $6,515,000 $283,261 $6,469 2.80%
    38% 22 $5,670,000 $257,727 $6,532 2.70%
    41% 20 $5,930,000 $296,500 $5,622 2.88%
    46% 18 $4,380,000 $243,333 $4,774 2.79%
    37% 18 $5,000,000 $277,778 $6,281 2.94%
    47% 17 $6,185,000 $363,824 $5,457 2.73%
    45% 15 $4,515,000 $301,000 $5,870 2.88%

    Cityworth Mortgage lent most frequently to those with DTI ratios of 20-30%, with 118 originations. The next most common DTI ratio? 30-36%, with 107 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 372 $101,610,000 $273,145 $5,453 2.73%
    Black 120 $32,340,000 $269,500 $6,386 2.96%
    Asian 106 $28,110,000 $265,189 $4,175 2.49%
    Not provided 88 $26,000,000 $295,455 $5,244 2.77%
    Asian Indian 10 $2,630,000 $263,000 $3,394 2.49%
    American Indian 5 $1,735,000 $347,000 $5,394 2.80%
    Other Asian 2 $640,000 $320,000 $8,907 3.00%
    Native Hawaiian or Islander 3 $605,000 $201,667 $4,785 2.79%

    Approval Rates

    Total approvals of all applications
    99.09%

    Cityworth Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    32.44%

    Cityworth Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 706 $193,670,000 $274,320

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    706 $193,670,000 $274,320

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 33 $6,165,000 $186,818 $3,082 2.33%
    40-60% 112 $26,310,000 $234,911 $3,524 2.48%
    60-80% 222 $59,930,000 $269,955 $5,173 2.68%
    80-100% 311 $90,685,000 $291,592 $6,002 2.91%
    Over 100% 20 $8,270,000 $413,500 $12,864 2.96%
    Under 20% 1 $125,000 $125,000 $1,175 2.25%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CITYWORTH MORTGAGE LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%