Cityworth Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Cityworth Mortgage is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Cityworth Mortgage has a low ratio of conventional loans. Their top markets by origination volume include: Washington, Atlanta, Dallas, Baltimore, and Virginia Beach among others. We have data for 191 markets. (Some data included below & more in-depth data is available with an active subscription.)Cityworth Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cityworth Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 4/21/24 |
| 30 Year Conventional Refi | 6.41% | 4/21/24 |
| 30 Year Cash-out Refi | 6.79% | 4/21/24 |
| 30 Year FHA Purchase | 7.35% | 4/21/24 |
| 30 Year FHA Refi | 6.78% | 4/21/24 |
| 30 Year VA Purchase | 6.32% | 4/21/24 |
| 30 Year VA Refi | 6.55% | 4/21/24 |
| 15 Year Conventional Purchase | 6.05% | 4/21/24 |
| 15 Year Conventional Refi | 5.99% | 4/21/24 |
| 15 Year Cash-out Refi | 5.99% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,404Origination Dollar Volume (All Markets)
$253,070,000Awards
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CityWorth Mortgage - 2018
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 72 | $23,640,000 | $328,333 | $10,619 | 4.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 120 | $22,850,000 | $190,417 | $7,199 | 5.27% |
| Outside of Metro Areas | 101 | $13,845,000 | $137,079 | $5,432 | 5.39% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 44 | $9,440,000 | $214,545 | $7,632 | 5.39% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 39 | $8,975,000 | $230,128 | $8,296 | 5.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 40 | $7,640,000 | $191,000 | $5,544 | 5.39% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 42 | $7,550,000 | $179,762 | $6,775 | 5.43% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 42 | $6,320,000 | $150,476 | $4,013 | 5.42% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 35 | $6,235,000 | $178,143 | $8,778 | 5.32% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 37 | $5,935,000 | $160,405 | $6,172 | 5.16% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 27 | $5,625,000 | $208,333 | $6,766 | 5.34% |
| RICHMOND, VA (FHA|USDA|VA) | 24 | $5,550,000 | $231,250 | $9,930 | 4.98% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 25 | $5,225,000 | $209,000 | $5,508 | 5.47% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $4,465,000 | $235,000 | $8,869 | 5.01% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 18 | $4,410,000 | $245,000 | $8,103 | 5.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 23 | $4,015,000 | $174,565 | $6,552 | 5.37% |
| PITTSBURGH, PA (FHA|USDA|VA) | 28 | $3,780,000 | $135,000 | $6,089 | 5.20% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 21 | $3,175,000 | $151,190 | $6,469 | 5.48% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $3,030,000 | $151,500 | $4,090 | 5.41% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $6,073 | 5.15% |
| GREENVILLE, NC (FHA|USDA|VA) | 15 | $2,605,000 | $173,667 | $4,227 | 5.31% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $2,600,000 | $185,714 | $5,689 | 5.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $2,565,000 | $197,308 | $6,301 | 5.49% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 17 | $2,355,000 | $138,529 | $6,180 | 5.40% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $5,291 | 5.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 14 | $1,970,000 | $140,714 | $5,277 | 5.32% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 11 | $1,925,000 | $175,000 | $6,392 | 5.45% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $4,359 | 5.21% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $6,041 | 5.24% |
| Shelby, NC (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $7,071 | 5.09% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 11 | $1,775,000 | $161,364 | $6,807 | 5.30% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $7,836 | 5.29% |
| HINESVILLE, GA (FHA|USDA|VA) | 11 | $1,575,000 | $143,182 | $5,528 | 5.34% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $8,487 | 5.52% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $8,348 | 5.58% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $7,846 | 5.07% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $3,743 | 5.23% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $8,087 | 5.32% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,612 | 5.20% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $7,869 | 5.56% |
| ROANOKE, VA (FHA|USDA|VA) | 10 | $1,330,000 | $133,000 | $5,649 | 5.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $3,371 | 5.31% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $6,450 | 5.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $6,105 | 5.39% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $7,421 | 5.28% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $7,125 | 5.21% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,871 | 5.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $6,515 | 5.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $7,392 | 5.46% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $5,141 | 5.48% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $6,952 | 5.48% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $6,038 | 5.33% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $5,732 | 5.35% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $8,072 | 5.22% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $8,272 | 5.44% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $9,822 | 5.18% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $3,771 | 5.63% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $8,774 | 5.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $7,017 | 5.60% |
| DALTON, GA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,693 | 5.40% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,925 | 5.09% |
| Sanford, NC (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $6,696 | 5.40% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $2,826 | 5.53% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,503 | 5.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,034 | 4.63% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $2,882 | 5.35% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $8,407 | 4.97% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $5,021 | 5.35% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,097 | 5.34% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,854 | 5.44% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,929 | 5.10% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $6,994 | 5.33% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,716 | 5.30% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,190 | 5.53% |
| North Wilkesboro, NC (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,736 | 5.28% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,838 | 5.41% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,929 | 5.33% |
| Danville, VA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $7,129 | 5.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,582 | 5.16% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,562 | 5.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,514 | 5.38% |
| Kinston, NC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $1,848 | 5.44% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $6,027 | 5.53% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,061 | 5.56% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $6,608 | 4.91% |
| Bainbridge, GA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,111 | 5.29% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,836 | 5.29% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,432 | 5.31% |
| Henderson, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,472 | 4.75% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $7,166 | 5.44% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,978 | 5.63% |
| OCALA, FL (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,622 | 5.00% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $8,036 | 5.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,255 | 4.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,617 | 5.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $26,992 | 5.63% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $4,617 | 5.47% |
| Bay City, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,129 | 5.38% |
| Jesup, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,062 | 4.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,470 | 5.46% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,736 | 5.58% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,915 | 5.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,217 | 5.17% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,323 | 4.69% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,742 | 5.13% |
| ROME, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,257 | 5.63% |
| New Castle, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,568 | 5.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,604 | 5.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,004 | 5.38% |
| Tifton, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $440 | 5.56% |
| WACO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,445 | 5.63% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $10,512 | 5.56% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,792 | 5.38% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,863 | 5.56% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,298 | 4.94% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,971 | 5.63% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,315 | 5.63% |
| Wilson, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,751 | 5.63% |
| Paragould, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,076 | 5.13% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,272 | 5.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,872 | 5.63% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,130 | 5.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,738 | 5.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,327 | 5.06% |
| Indiana, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $450 | 5.50% |
| DuBois, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,659 | 5.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,807 | 5.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,315 | 5.63% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,746 | 5.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,217 | 5.63% |
| Bonham, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,314 | 5.56% |
| Malvern, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,435 | 5.63% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,122 | 5.63% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,221 | 5.38% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,664 | 5.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,987 | 5.63% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,360 | 5.38% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,213 | 4.13% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,930 | 5.00% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $575 | 5.50% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,555 | 5.00% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,262 | 5.44% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,206 | 5.31% |
| Oil City, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $450 | 4.38% |
| Pecos, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,407 | 4.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,363 | 5.56% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,362 | 5.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,875 | 5.13% |
| Washington, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,199 | 5.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $525 | 5.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $527 | 5.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,849 | 5.63% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,020 | 5.63% |
| TYLER, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,930 | 5.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $500 | 5.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,099 | 5.63% |
| READING, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,409 | 5.25% |
| Warren, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,857 | 5.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $500 | 5.63% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,046 | 4.38% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,855 | 5.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,400 | 5.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,132 | 5.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,607 | 5.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,110 | 5.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,669 | 5.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $612 | 5.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,078 | 5.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,354 | 5.63% |
| Meadville, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,630 | 5.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,359 | 5.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,819 | 4.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $810 | 5.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,220 | 5.63% |
| Union City, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,290 | 5.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,148 | 5.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,134 | 5.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,271 | 5.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,509 | 5.25% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,947 | 5.13% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,515 | 5.63% |
| Athens, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $892 | 5.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,493 | 5.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $575 | 4.38% |
| Harrison, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,470 | 5.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,015 | 5.63% |
| Newberry, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,782 | 5.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,810 | 5.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,360 | 5.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,562 | 5.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $440 | 5.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against CityWorth Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
APL
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ABNB Federal Credit Union
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BEACH MUNICIPAL FEDERAL CREDIT UNION
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FIRST FINANCIAL OF MARYLAND
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ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
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NEWPORT NEWS SHIPBUILDING EMPLOYEES
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NEIGHBORHOOD
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POINT BREEZE
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Whitley Mortgage Associates, Inc.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| FHA | 806 | $131,880,000 | $163,623 | $8,838 | 5.25% |
| VA | 581 | $116,965,000 | $201,317 | $3,410 | 5.38% |
| Conventional | 17 | $4,225,000 | $248,529 | $6,831 | 4.84% |
For 2018, Cityworth Mortgage's most frequently originated type of loan was FHA, with 806 originations. Their 2nd most popular type was VA, with 581 originations.
Loan Reason
For 2018, Cityworth Mortgage's most frequently cited loan purpose was Home Purchase, with 1,366 originations. The 2nd most popular reason was Cash Out Refi, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,404 | $253,070,000 | $180,249 | $6,568 | 5.30% |
For 2018, Cityworth Mortgage's most frequently cited loan duration was 30 Year, with 1,404 originations.
Origination Fees/Closing Costs
Cityworth Mortgage's average total fees were $6,568, while their most frequently occuring range of origination fees (closing costs) were in the $3k-4k bucket, with 243 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,109 | $194,255,000 | $175,162 |
| 4-5% | 266 | $52,410,000 | $197,030 |
| 3-4% | 28 | $6,260,000 | $223,571 |
During 2018, Cityworth Mortgage's average interest rate for loans was 5.30%, while their most frequently originated rate bucket for loans was 5-6%, with 1,109 originations.
Loan Sizing
2018 saw Cityworth Mortgage place emphasis on $100k-200k loans with 746 originations, totaling $111,290,000 in origination value.
Applicant Income
Cityworth Mortgage lent most frequently to those with incomes in the $50k-75k range, with 553 originations. The second most popular income band? $50k or less, with 445 originations.
Applicant Debt to Income Ratio
Cityworth Mortgage lent most frequently to those with DTI ratios of 30-36%, with 162 originations. The next most common DTI ratio? 50-60%, with 123 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.92%
Cityworth Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination12.32%
Cityworth Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,404 | $253,070,000 | $180,249 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 1,404 | $253,070,000 | $180,249 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITYWORTH MORTGAGE LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 11.1% |
| CITYWORTH MORTGAGE LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 22.2% |
| CITYWORTH MORTGAGE LLC | FHA mortgage | Closing on a mortgage | 2 | 22.2% |
| CITYWORTH MORTGAGE LLC | FHA mortgage | Trouble during payment process | 1 | 11.1% |
| CITYWORTH MORTGAGE LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 11.1% |
| CITYWORTH MORTGAGE LLC | VA mortgage | Closing on a mortgage | 2 | 22.2% |