Cityworth Mortgage Rates, Fees & Info
FAIRFAX, VALEI: 549300FCPKXI75DX5M03
Tax ID: 45-5349650
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Cityworth Mortgage is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Cityworth Mortgage has an average proportion of conventional loans. Their top markets by origination volume include: Washington, Atlanta, Charlotte, Fayetteville, and Virginia Beach among others. We have data for 201 markets. (Some data included below & more in-depth data is available with an active subscription.)Cityworth Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cityworth Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 4/18/24 |
| 30 Year Conventional Refi | 6.41% | 4/18/24 |
| 30 Year Cash-out Refi | 6.79% | 4/18/24 |
| 30 Year FHA Purchase | 7.35% | 4/18/24 |
| 30 Year FHA Refi | 6.78% | 4/18/24 |
| 30 Year VA Purchase | 6.32% | 4/18/24 |
| 30 Year VA Refi | 6.55% | 4/18/24 |
| 15 Year Conventional Purchase | 6.05% | 4/18/24 |
| 15 Year Conventional Refi | 5.99% | 4/18/24 |
| 15 Year Cash-out Refi | 5.99% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cityworth Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Cityworth Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,070Origination Dollar Volume (All Markets)
$220,560,000Awards
CityWorth Mortgage - 2019
CityWorth Mortgage is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for CityWorth Mortgage?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 83 | $32,065,000 | $386,325 | $21,026 | 3.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 87 | $19,685,000 | $226,264 | $7,392 | 4.69% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 42 | $8,720,000 | $207,619 | $6,639 | 4.79% |
| Outside of Metro Areas | 60 | $8,550,000 | $142,500 | $5,776 | 5.03% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 38 | $6,080,000 | $160,000 | $5,580 | 5.06% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 24 | $5,650,000 | $235,417 | $7,324 | 4.67% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $5,600,000 | $254,545 | $10,678 | 4.55% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 17 | $5,135,000 | $302,059 | $7,822 | 4.90% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 25 | $4,685,000 | $187,400 | $6,744 | 4.74% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 21 | $4,455,000 | $212,143 | $4,604 | 4.79% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 17 | $4,435,000 | $260,882 | $10,010 | 4.60% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 17 | $4,335,000 | $255,000 | $11,081 | 4.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 21 | $4,165,000 | $198,333 | $5,900 | 5.15% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 18 | $3,350,000 | $186,111 | $6,965 | 4.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $3,325,000 | $195,588 | $8,102 | 4.82% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $2,985,000 | $199,000 | $6,981 | 5.01% |
| LONGVIEW, TX (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $11,591 | 4.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $8,973 | 4.66% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $5,916 | 4.57% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $4,538 | 4.53% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $5,928 | 4.42% |
| OCALA, FL (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $7,575 | 5.14% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $4,862 | 4.43% |
| ALBANY, GA (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $4,908 | 4.85% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $10,074 | 4.33% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $1,685,000 | $153,182 | $69,547 | 5.27% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $1,640,000 | $164,000 | $4,609 | 4.59% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $6,828 | 4.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $6,425 | 5.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $6,192 | 4.18% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $7,078 | 5.36% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $7,642 | 4.27% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $5,757 | 5.09% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $5,672 | 4.92% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $10,659 | 4.23% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,741 | 5.07% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $7,056 | 5.23% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $5,780 | 4.61% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $5,123 | 4.58% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $8,631 | 5.45% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $10,190 | 5.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,844 | 4.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,249 | 4.47% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $8,082 | 4.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $100,452 | 4.80% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $2,302 | 4.33% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,569 | 4.83% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $7,952 | 4.95% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $1,353 | 5.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $8,170 | 4.48% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $7,284 | 4.65% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,074 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,978 | 5.33% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $3,617 | 5.33% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $9,556 | 4.56% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,908 | 4.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $7,713 | 4.65% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $7,004 | 5.35% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $7,249 | 5.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $6,151 | 4.77% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $5,688 | 4.50% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,421 | 4.56% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $10,652 | 4.94% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,761 | 4.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,917 | 5.13% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $6,196 | 5.35% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $871 | 5.08% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,424 | 5.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $3,372 | 5.45% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,956 | 4.25% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,934 | 5.34% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $5,266 | 4.68% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,590 | 4.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,060 | 4.50% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $10,344 | 4.63% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,698 | 4.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,784 | 4.50% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,121 | 4.83% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,897 | 4.33% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,508 | 4.42% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,500 | 5.29% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,169 | 5.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,807 | 4.54% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,115 | 5.63% |
| Seneca, SC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,710 | 5.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,098 | 5.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,751 | 4.88% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,746 | 4.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,914 | 4.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,903 | 5.63% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,606 | 3.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,508 | 5.38% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,958 | 4.04% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,814 | 5.19% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,620 | 5.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,740 | 4.88% |
| Kinston, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,749 | 4.71% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,695 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,998 | 5.04% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,529 | 5.00% |
| Lake City, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,260 | 5.31% |
| DALTON, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,239 | 4.81% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,622 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,907 | 5.19% |
| ROME, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,405 | 4.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,531 | 4.13% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,313 | 5.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,381 | 4.94% |
| DuBois, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,477 | 5.56% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,744 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,072 | 5.19% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,350 | 4.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $17,794 | 5.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $525 | 4.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,192 | 5.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,488 | 4.00% |
| Union, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,616 | 5.63% |
| Palatka, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,168 | 4.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,921 | 4.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,179 | 3.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $450 | 5.50% |
| Washington, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,544 | 5.69% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,541 | 4.75% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,875 | 5.13% |
| Forest City, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,933 | 4.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,587 | 5.63% |
| Searcy, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $525 | 4.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,347 | 4.44% |
| Waycross, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,422 | 3.75% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,626 | 3.88% |
| Plainview, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,597 | 4.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $450 | 5.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,708 | 2.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,875 | 5.13% |
| Cordele, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,255 | 5.63% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,370 | 4.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $450 | 5.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $575 | 4.63% |
| Troy, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,824 | 5.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,163 | 5.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $767 | 4.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,858 | 5.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,523 | 4.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,513 | 5.50% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,558 | 5.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $575 | 4.00% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,537 | 5.19% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,924 | 5.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,393 | 4.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,128 | 5.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,870 | 5.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,348 | 4.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,644 | 4.63% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,535 | 4.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,615 | 4.00% |
| Vernon, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,455 | 4.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,088 | 5.63% |
| Pampa, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,746 | 5.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,953 | 5.63% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,132 | 3.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,109 | 4.63% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,054 | 4.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,988 | 3.75% |
| Alice, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,388 | 5.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,632 | 5.13% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $500 | 5.63% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,700 | 5.25% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,363 | 5.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,260 | 5.00% |
| Marietta, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,533 | 5.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,983 | 4.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,908 | 4.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,428 | 4.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,477 | 5.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,277 | 5.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,166 | 5.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,831 | 5.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,522 | 5.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $500 | 5.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,563 | 5.00% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $525 | 5.63% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,299 | 5.63% |
| Selma, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,025 | 5.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,237 | 5.13% |
| Marion, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,642 | 5.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,620 | 5.63% |
| Atmore, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,061 | 3.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,419 | 5.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $450 | 4.25% |
| Summerville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,698 | 5.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,301 | 5.63% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,500 | 5.13% |
| Bonham, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,380 | 5.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $500 | 5.63% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,565 | 5.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,487 | 5.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,527 | 5.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $525 | 4.00% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,801 | 5.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,784 | 5.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,464 | 5.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against CityWorth Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 75
Similarity Rank: 160
Similarity Rank: 188
Similarity Rank: 218
Similarity Rank: 270
Similarity Rank: 444
Similarity Rank: 516
Similarity Rank: 517
Similarity Rank: 530
Similarity Rank: 549
Product Mix
For 2019, Cityworth Mortgage's most frequently originated type of loan was FHA, with 562 originations. Their 2nd most popular type was VA, with 467 originations.
Loan Reason
For 2019, Cityworth Mortgage's most frequently cited loan purpose was Home Purchase, with 926 originations. The 2nd most popular reason was Refi, with 98 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,068 | $220,350,000 | $206,320 | $9,121 | 4.77% |
| 15 Year | 2 | $210,000 | $105,000 | $5,812 | 3.81% |
For 2019, Cityworth Mortgage's most frequently cited loan duration was 30 Year, with 1,068 originations. The 2nd most popular length was 15 Year, with 2 originations.
Origination Fees/Closing Costs
Cityworth Mortgage's average total fees were $9,121, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 395 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 479 | $87,305,000 | $182,265 |
| 4-5% | 354 | $70,980,000 | $200,508 |
| 3-4% | 228 | $59,990,000 | $263,114 |
| 2.5-3% | 9 | $2,285,000 | $253,889 |
During 2019, Cityworth Mortgage's average interest rate for loans was 4.77%, while their most frequently originated rate bucket for loans was 5-6%, with 479 originations.
Loan Sizing
2019 saw Cityworth Mortgage place emphasis on $100k-200k loans with 520 originations, totaling $78,050,000 in origination value.
Applicant Income
Cityworth Mortgage lent most frequently to those with incomes in the $50k-75k range, with 392 originations. The second most popular income band? $50k or less, with 250 originations.
Applicant Debt to Income Ratio
Cityworth Mortgage lent most frequently to those with DTI ratios of 30-36%, with 174 originations. The next most common DTI ratio? 42%, with 103 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.23%
Cityworth Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination-2.34%
Cityworth Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,070 | $220,560,000 | $206,131 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 60 | $7,150,000 | $119,167 |
| Single Family (1-4 Units):Site-Built | 1,010 | $213,410,000 | $211,297 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITYWORTH MORTGAGE LLC | Conventional home mortgage | Closing on a mortgage | 1 | 33.3% |
| CITYWORTH MORTGAGE LLC | VA mortgage | Closing on a mortgage | 2 | 66.7% |