Axia Financial Mortgage Rates, Fees & Info
BELLEVUE, WALEI: 5493006TY8FGNLX44X28
Tax ID: 26-0455770
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Mortgage Data
Review & Overview
Axia Financial is a small mortgage company specializing in Home Purchase loans. Axia Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Las Vegas, Minneapolis, Kahului, and Reno among others. We have data for 140 markets. (Some data included below & more in-depth data is available with an active subscription.)Axia Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Axia Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.81% | 4/22/24 |
| 30 Year Conventional Refi | 6.77% | 4/22/24 |
| 30 Year FHA Purchase | 7.53% | 4/22/24 |
| 30 Year FHA Refi | 7.28% | 4/22/24 |
| 30 Year VA Purchase | 6.43% | 4/22/24 |
| 30 Year VA Refi | 6.42% | 4/22/24 |
| 30 Year USDA Purchase | 6.77% | 4/22/24 |
| 15 Year Conventional Purchase | 7.51% | 4/22/24 |
| 15 Year Conventional Refi | 6.31% | 4/22/24 |
| 15 Year Cash-out Refi | 6.31% | 4/22/24 |
| 15 Year FHA Purchase | 7.03% | 4/22/24 |
| 15 Year VA Refi | 7.31% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Axia Financial Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,040Origination Dollar Volume (All Markets)
$1,141,680,000Awards
AXIA FINANCIAL - 2018
AXIA FINANCIAL is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 603 | $246,615,000 | $408,980 | $6,785 | 4.87% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 496 | $131,480,000 | $265,081 | $5,457 | 5.12% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 318 | $76,750,000 | $241,352 | $5,206 | 4.89% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 153 | $74,165,000 | $484,739 | $6,867 | 4.87% |
| RENO, NV (FHA|USDA|VA) | 225 | $66,555,000 | $295,800 | $5,180 | 4.96% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 194 | $49,940,000 | $257,423 | $5,183 | 5.11% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 141 | $43,965,000 | $311,809 | $6,180 | 5.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 142 | $38,660,000 | $272,254 | $6,070 | 4.92% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 112 | $34,780,000 | $310,536 | $7,336 | 4.78% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 115 | $29,175,000 | $253,696 | $5,211 | 5.11% |
| TWIN FALLS, ID (FHA|USDA|VA) | 183 | $27,865,000 | $152,268 | $4,462 | 4.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 84 | $27,120,000 | $322,857 | $6,066 | 4.94% |
| BOISE CITY, ID (FHA|USDA|VA) | 114 | $27,060,000 | $237,368 | $5,239 | 4.90% |
| PROVO-OREM, UT (FHA|USDA|VA) | 89 | $21,155,000 | $237,697 | $5,161 | 5.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 58 | $16,830,000 | $290,172 | $6,121 | 5.01% |
| Pahrump, NV (FHA|USDA|VA) | 100 | $16,260,000 | $162,600 | $4,996 | 5.33% |
| Outside of Metro Areas | 82 | $14,650,000 | $178,659 | $4,573 | 4.92% |
| Susanville, CA (FHA|USDA|VA) | 74 | $12,980,000 | $175,405 | $4,878 | 5.26% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 44 | $12,120,000 | $275,455 | $3,956 | 5.19% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 30 | $12,100,000 | $403,333 | $8,446 | 4.95% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 29 | $11,745,000 | $405,000 | $8,008 | 4.97% |
| REDDING, CA (FHA|USDA|VA) | 50 | $10,760,000 | $215,200 | $4,413 | 4.99% |
| Klamath Falls, OR (FHA|USDA|VA) | 63 | $10,455,000 | $165,952 | $4,782 | 5.11% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 60 | $10,090,000 | $168,167 | $4,918 | 5.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $8,690,000 | $255,588 | $5,676 | 5.18% |
| SALEM, OR (FHA|USDA|VA) | 22 | $5,390,000 | $245,000 | $6,843 | 5.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 18 | $5,020,000 | $278,889 | $5,774 | 5.05% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $4,915,000 | $327,667 | $7,042 | 4.94% |
| TUCSON, AZ (FHA|USDA|VA) | 23 | $4,665,000 | $202,826 | $5,083 | 5.08% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $4,320,000 | $240,000 | $5,218 | 5.10% |
| Hilo, HI (FHA|USDA|VA) | 12 | $3,930,000 | $327,500 | $6,204 | 4.85% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $3,690,000 | $307,500 | $6,444 | 4.80% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $3,195,000 | $456,429 | $8,219 | 4.86% |
| Centralia, WA (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $4,225 | 5.08% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $2,900,000 | $725,000 | $10,622 | 4.59% |
| Shelton, WA (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $4,924 | 5.07% |
| Fernley, NV (FHA|USDA|VA) | 12 | $2,600,000 | $216,667 | $5,657 | 5.10% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $7,262 | 4.81% |
| LONGVIEW, WA (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $3,249 | 4.93% |
| Winnemucca, NV (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $3,412 | 5.35% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $1,975,000 | $151,923 | $3,723 | 5.16% |
| Ellensburg, WA (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $5,795 | 5.08% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $6,795 | 5.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $5,188 | 4.85% |
| Fallon, NV (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $7,329 | 5.23% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $4,580 | 4.81% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $4,292 | 5.02% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $4,512 | 5.18% |
| Marshall, MN (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $3,853 | 4.68% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,345 | 5.23% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $4,190 | 5.39% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $5,301 | 4.81% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $8,000 | 5.13% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,463 | 5.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,505 | 4.53% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,467 | 4.95% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,915 | 5.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,350 | 4.84% |
| Heber, UT (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,061 | 5.78% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $6,175 | 4.69% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,828 | 4.91% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $3,972 | 4.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,695 | 4.79% |
| Prineville, OR (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $6,444 | 5.13% |
| Outside of Metro Areas | 3 | $895,000 | $298,333 | $8,522 | 4.71% |
| Burley, ID (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $3,722 | 5.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,337 | 5.19% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,607 | 4.67% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,491 | 4.78% |
| Hailey, ID (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,872 | 5.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,498 | 5.44% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,846 | 5.38% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,651 | 5.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,284 | 5.13% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,466 | 4.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,852 | 4.50% |
| BEND, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,581 | 5.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,890 | 4.88% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,205 | 5.44% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,509 | 5.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,749 | 4.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,950 | 5.13% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,500 | 4.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,456 | 5.44% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,626 | 4.81% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,277 | 5.38% |
| CHICO, CA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,566 | 4.88% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,502 | 4.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,639 | 5.50% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,115 | 5.00% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,934 | 4.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,655 | 4.50% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,614 | 4.69% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,696 | 5.00% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,498 | 5.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,288 | 5.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,079 | 4.88% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,854 | 5.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,287 | 5.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,895 | 5.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,015 | 4.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,233 | 4.75% |
| MERCED, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,674 | 5.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,567 | 4.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,129 | 5.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,498 | 4.88% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,742 | 5.33% |
| RACINE, WI (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $3,717 | 5.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,022 | 5.63% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,706 | 5.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,359 | 4.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,042 | 4.38% |
| Helena, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,298 | 4.88% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,034 | 5.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $927 | 4.88% |
| Vernal, UT (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,282 | 6.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,893 | 4.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,534 | 4.13% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,713 | 4.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,074 | 5.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,126 | 5.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,104 | 4.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,687 | 5.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,470 | 5.13% |
| Elko, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,942 | 6.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,389 | 4.88% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,064 | 4.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,132 | 5.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,884 | 4.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,617 | 5.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,030 | 4.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,875 | 4.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,753 | 4.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,650 | 5.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,083 | 5.00% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,700 | 4.13% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,023 | 4.38% |
| Austin, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,479 | 5.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,395 | 5.13% |
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Product Mix
For 2018, Axia Financial's most frequently originated type of loan was Conventional, with 2,824 originations. Their 2nd most popular type was FHA, with 689 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 3,403 | $972,535,000 | $285,788 | $5,732 | 4.99% |
| Refi | 637 | $169,145,000 | $265,534 | $5,319 | 4.98% |
For 2018, Axia Financial's most frequently cited loan purpose was Home Purchase, with 3,403 originations. The 2nd most popular reason was Refi, with 637 originations.
Loan Duration/Length
For 2018, Axia Financial's most frequently cited loan duration was 30 Year, with 3,857 originations. The 2nd most popular length was 15 Year, with 92 originations.
Origination Fees/Closing Costs
Axia Financial's average total fees were $5,765, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,759 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 2,203 | $662,675,000 | $300,806 |
| 5-6% | 1,623 | $428,375,000 | $263,940 |
| 3-4% | 124 | $39,240,000 | $316,452 |
| 6-7% | 77 | $11,235,000 | $145,909 |
| 7-8% | 12 | $150,000 | $12,500 |
During 2018, Axia Financial's average interest rate for loans was 5.00%, while their most frequently originated rate bucket for loans was 4-5%, with 2,203 originations.
Loan Sizing
2018 saw Axia Financial place emphasis on $200k-400k loans with 2,137 originations, totaling $602,265,000 in origination value.
Applicant Income
Axia Financial lent most frequently to those with incomes in the $50k-75k range, with 1,130 originations. The second most popular income band? $50k or less, with 806 originations.
Applicant Debt to Income Ratio
Axia Financial lent most frequently to those with DTI ratios of 30-36%, with 555 originations. The next most common DTI ratio? 20-30%, with 452 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.30%
Axia Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.92%
Axia Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,040 | $1,141,680,000 | $282,594 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 192 | $30,660,000 | $159,688 |
| Single Family (1-4 Units):Site-Built | 3,848 | $1,111,020,000 | $288,727 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Aspen Yo LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 8.3% |
| Aspen Yo LLC | Conventional home mortgage | Struggling to pay mortgage | 5 | 41.7% |
| Aspen Yo LLC | Conventional home mortgage | Trouble during payment process | 4 | 33.3% |
| Aspen Yo LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 8.3% |
| Aspen Yo LLC | Other type of mortgage | Struggling to pay mortgage | 1 | 8.3% |