Axia Financial Mortgage Rates, Fees & Info
BELLEVUE, WALEI: 5493006TY8FGNLX44X28
Tax ID: 26-0455770
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Mortgage Data
Review & Overview
Axia Financial is a small mortgage company specializing in Refi and Home Purchase loans. Axia Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Minneapolis, Las Vegas, Reno, and Phoenix among others. We have data for 163 markets. (Some data included below & more in-depth data is available with an active subscription.)Axia Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Axia Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.81% | 11/17/24 |
| 30 Year Conventional Refi | 6.77% | 11/17/24 |
| 30 Year FHA Purchase | 7.53% | 11/17/24 |
| 30 Year FHA Refi | 7.28% | 11/17/24 |
| 30 Year VA Purchase | 6.43% | 11/17/24 |
| 30 Year VA Refi | 6.42% | 11/17/24 |
| 30 Year USDA Purchase | 6.77% | 11/17/24 |
| 15 Year Conventional Purchase | 7.51% | 11/17/24 |
| 15 Year Conventional Refi | 6.31% | 11/17/24 |
| 15 Year Cash-out Refi | 6.31% | 11/17/24 |
| 15 Year FHA Purchase | 7.03% | 11/17/24 |
| 15 Year VA Refi | 7.31% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Axia Financial Mortgage Calculator
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This is not an official calculator from Axia Financial. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,322Origination Dollar Volume (All Markets)
$2,453,180,000Awards
AXIA FINANCIAL - 2020
AXIA FINANCIAL is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,337 | $553,765,000 | $414,185 | $6,461 | 3.24% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,351 | $343,385,000 | $254,171 | $4,535 | 3.20% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 917 | $253,445,000 | $276,385 | $5,186 | 3.21% |
| RENO, NV (FHA|USDA|VA) | 522 | $155,980,000 | $298,812 | $3,889 | 3.23% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 415 | $113,205,000 | $272,783 | $4,029 | 3.17% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 318 | $107,450,000 | $337,893 | $5,992 | 3.19% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 201 | $69,675,000 | $346,642 | $6,967 | 3.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 233 | $67,435,000 | $289,421 | $4,595 | 3.26% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 201 | $62,335,000 | $310,124 | $5,739 | 3.33% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 124 | $50,430,000 | $406,694 | $4,743 | 2.98% |
| BOISE CITY, ID (FHA|USDA|VA) | 202 | $49,640,000 | $245,743 | $5,402 | 3.39% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 147 | $47,545,000 | $323,435 | $5,232 | 3.21% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 142 | $47,010,000 | $331,056 | $5,126 | 3.27% |
| TWIN FALLS, ID (FHA|USDA|VA) | 227 | $41,065,000 | $180,903 | $5,303 | 3.41% |
| Outside of Metro Areas | 207 | $39,835,000 | $192,440 | $4,617 | 3.22% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 91 | $34,735,000 | $381,703 | $5,483 | 3.28% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 173 | $32,825,000 | $189,740 | $4,819 | 3.24% |
| Susanville, CA (FHA|USDA|VA) | 149 | $27,775,000 | $186,409 | $5,903 | 3.39% |
| Klamath Falls, OR (FHA|USDA|VA) | 128 | $24,920,000 | $194,688 | $6,080 | 3.30% |
| Pahrump, NV (FHA|USDA|VA) | 142 | $24,530,000 | $172,746 | $5,153 | 3.39% |
| BEND, OR (FHA|USDA|VA) | 68 | $21,560,000 | $317,059 | $5,494 | 3.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 59 | $18,335,000 | $310,763 | $6,238 | 3.54% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 62 | $16,460,000 | $265,484 | $4,960 | 3.43% |
| REDDING, CA (FHA|USDA|VA) | 63 | $15,665,000 | $248,651 | $4,842 | 3.41% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 53 | $15,605,000 | $294,434 | $4,957 | 3.60% |
| Shelton, WA (FHA|USDA|VA) | 40 | $11,250,000 | $281,250 | $5,954 | 3.35% |
| SALEM, OR (FHA|USDA|VA) | 38 | $10,610,000 | $279,211 | $6,407 | 3.23% |
| Fernley, NV (FHA|USDA|VA) | 34 | $8,390,000 | $246,765 | $5,302 | 3.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $6,485,000 | $308,810 | $5,719 | 3.24% |
| Oak Harbor, WA (FHA|USDA|VA) | 18 | $6,480,000 | $360,000 | $5,792 | 3.28% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 12 | $6,030,000 | $502,500 | $5,013 | 3.20% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 11 | $5,885,000 | $535,000 | $6,419 | 4.01% |
| Centralia, WA (FHA|USDA|VA) | 23 | $5,775,000 | $251,087 | $5,024 | 3.42% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 19 | $5,725,000 | $301,316 | $4,260 | 3.14% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 23 | $4,595,000 | $199,783 | $4,573 | 3.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 17 | $4,485,000 | $263,824 | $6,374 | 2.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $4,380,000 | $547,500 | $8,152 | 3.44% |
| Winnemucca, NV (FHA|USDA|VA) | 17 | $4,185,000 | $246,176 | $5,472 | 3.39% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 15 | $4,165,000 | $277,667 | $3,417 | 3.11% |
| BELLINGHAM, WA (FHA|USDA|VA) | 11 | $3,945,000 | $358,636 | $4,509 | 3.22% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 17 | $3,915,000 | $230,294 | $4,579 | 3.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 18 | $3,910,000 | $217,222 | $5,533 | 3.51% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $3,390,000 | $282,500 | $4,105 | 3.00% |
| Burley, ID (FHA|USDA|VA) | 25 | $3,285,000 | $131,400 | $3,856 | 3.43% |
| Aberdeen, WA (FHA|USDA|VA) | 13 | $3,125,000 | $240,385 | $7,130 | 3.58% |
| WENATCHEE, WA (FHA|USDA|VA) | 8 | $2,960,000 | $370,000 | $5,660 | 3.20% |
| ST. GEORGE, UT (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $4,122 | 3.79% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $2,850,000 | $475,000 | $4,943 | 3.25% |
| Key West, FL (FHA|USDA|VA) | 6 | $2,680,000 | $446,667 | $10,221 | 3.08% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $5,936 | 3.25% |
| Heber, UT (FHA|USDA|VA) | 5 | $2,405,000 | $481,000 | $5,855 | 3.53% |
| Ellensburg, WA (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $8,205 | 3.54% |
| CARSON CITY, NV (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $3,835 | 3.59% |
| Brainerd, MN (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $3,967 | 3.16% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $5,541 | 3.43% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $5,909 | 3.13% |
| Newport, OR (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $6,781 | 3.18% |
| LONGVIEW, WA (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $5,079 | 3.31% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $5,931 | 3.14% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $8,702 | 3.16% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $4,947 | 3.23% |
| Fallon, NV (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $2,972 | 3.38% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $4,625 | 3.41% |
| Gillette, WY (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $2,825 | 2.92% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $6,458 | 3.13% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $8,008 | 3.15% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $5,239 | 3.25% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $5,336 | 3.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $6,361 | 3.29% |
| Outside of Metro Areas | 6 | $1,610,000 | $268,333 | $4,913 | 3.19% |
| Red Wing, MN (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,683 | 3.22% |
| Elko, NV (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $4,284 | 3.35% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $4,399 | 3.10% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $3,841 | 3.53% |
| Price, UT (FHA|USDA|VA) | 11 | $1,415,000 | $128,636 | $3,983 | 3.76% |
| Hutchinson, MN (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $3,347 | 3.33% |
| MANKATO, MN (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,148 | 3.21% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $5,498 | 3.17% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $2,982 | 3.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $4,417 | 3.28% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,791 | 3.19% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,742 | 2.97% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,776 | 3.22% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $5,454 | 3.00% |
| Albert Lea, MN (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $4,505 | 2.95% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $15,198 | 2.83% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $7,298 | 2.92% |
| Prineville, OR (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $8,612 | 3.28% |
| Mountain Home, ID (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,796 | 3.06% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,326 | 3.23% |
| NAPA, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,980 | 3.31% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $6,214 | 3.44% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,024 | 3.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,183 | 3.47% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,584 | 3.88% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,272 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,087 | 3.38% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,696 | 3.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,480 | 2.94% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,287 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,285 | 3.94% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,499 | 3.00% |
| Hilo, HI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,929 | 3.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,408 | 3.00% |
| Astoria, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,872 | 3.19% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,807 | 3.06% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,087 | 3.29% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,404 | 3.25% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,325 | 3.19% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,550 | 3.06% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,344 | 3.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,513 | 3.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,391 | 2.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,111 | 3.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $15,305 | 4.13% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,242 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,781 | 3.13% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,471 | 4.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,422 | 2.75% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,808 | 3.50% |
| CHICO, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,669 | 3.31% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,019 | 3.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,600 | 3.25% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,847 | 3.56% |
| Hood River, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,526 | 3.13% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,212 | 3.56% |
| Brookings, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,057 | 3.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,984 | 3.06% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,403 | 3.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,540 | 2.88% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,419 | 3.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,679 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,718 | 3.38% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,956 | 3.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,730 | 3.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,204 | 3.13% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,600 | 3.63% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,081 | 2.81% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,391 | 2.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,333 | 3.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,266 | 3.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,955 | 3.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,747 | 2.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,089 | 3.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,245 | 3.75% |
| Willmar, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,780 | 3.13% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,334 | 2.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,013 | 3.63% |
| Vernal, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,676 | 3.63% |
| WACO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,640 | 4.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,270 | 3.13% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,511 | 3.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,493 | 3.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,092 | 3.38% |
| CASPER, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,965 | 3.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,852 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,811 | 3.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,556 | 2.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,577 | 4.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,590 | 3.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,212 | 3.63% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,292 | 4.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,609 | 3.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against AXIA FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Axia Financial's most frequently originated type of loan was Conventional, with 6,736 originations. Their 2nd most popular type was FHA, with 787 originations.
Loan Reason
For 2020, Axia Financial's most frequently cited loan purpose was Refi, with 4,455 originations. The 2nd most popular reason was Home Purchase, with 3,866 originations.
Loan Duration/Length
For 2020, Axia Financial's most frequently cited loan duration was 30 Year, with 7,451 originations. The 2nd most popular length was 15 Year, with 535 originations.
Origination Fees/Closing Costs
Axia Financial's average total fees were $5,445, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,372 originations.
Interest Rates
During 2020, Axia Financial's average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was 3-4%, with 4,326 originations.
Loan Sizing
2020 saw Axia Financial place emphasis on $200k-400k loans with 4,714 originations, totaling $1,358,350,000 in origination value.
Applicant Income
Axia Financial lent most frequently to those with incomes in the $50k-75k range, with 2,024 originations. The second most popular income band? $100k-150k, with 1,916 originations.
Applicant Debt to Income Ratio
Axia Financial lent most frequently to those with DTI ratios of 20-30%, with 1,747 originations. The next most common DTI ratio? 30-36%, with 1,523 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.12%
Axia Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.69%
Axia Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2205.33 | 1 | $345,000 | $345,000 |
| NA | 8,321 | $2,452,835,000 | $294,776 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 281 | $52,315,000 | $186,174 |
| Single Family (1-4 Units):Site-Built | 8,041 | $2,400,865,000 | $298,578 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| AXIA FINANCIAL, LLC | FHA mortgage | Closing on a mortgage | 1 | 100.0% |