TOLEDO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Toledo averaged 6.92% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.73% and one month ago for the week of 2024-10-10, the average rate was 6.36%.

Toledo's average rate one year ago was 7.44%.

For refis of the same type during the week of 2024-11-14, the average rate was 8.13%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Toledo 30 Year Fixed Rate 2024-11-14 6.92%
Toledo 30 Year Fixed Rate Refi 2024-11-14 8.13%
Toledo 15 Year Fixed Rate 2024-11-14 6.6%
Toledo 15 Year Fixed Rate Refi 2024-11-14 6.45%
Toledo 30 Year FHA 2024-11-14 0.07%
Toledo 30 Year FHA Refi 2024-11-14 -0.1%
Toledo 30 Year USDA 2024-11-14 -0.1%
Toledo 30 Year USDA Refi 2024-11-14 0%
Toledo 30 Year VA 2024-11-14 0.34%
Toledo 30 Year VA Refi 2024-11-14 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TOLEDO, OH.

TOLEDO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TOLEDO, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
The Huntington National Bank 558 6.85% $4,752
QUICKEN LOANS, LLC 304 6.89% $6,287
UNION HOME MORTGAGE CORP. 293 7.15% $5,780
Fifth Third Bank 225 6.98% $4,170
UNITED WHOLESALE MORTGAGE, LLC 182 7.13% $5,577
Directions Credit Union, Inc. 179 6.56% $923
EQUITY RESOURCES, INC. 175 6.91% $4,127
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 164 6.75% $5,998
The Genoa Banking Company 157 6.56% $3,889
MID AMERICA MORTGAGE, INC. 156 7.01% $4,887
KeyBank 153 6.71% $4,188
First Federal Bank of the Midwest 144 6.98% $4,078
ARK-LA-TEX FINANCIAL SERVICES, LLC. 128 7.04% $4,805
LOANDEPOT.COM, LLC 84 7.11% $5,574
Citizens Bank 78 6.64% $4,727
NEWREZ LLC 73 7.26% $4,037
The Farmers & Merchants State Bank 73 7.07% $3,252
NFM, INC. 70 7.28% $6,440
JPMorgan Chase Bank 62 6.69% $4,733
First Federal Savings and Loan Association of Lakewood 60 6.61% $4,973
RUOFF MORTGAGE COMPANY, INC. 60 6.85% $4,700
The State Bank and Trust Company 49 6.48% $4,668
CROSSCOUNTRY MORTGAGE, LLC 47 7.19% $6,532
SUN Federal Credit Union 40 6.29% $2,930
The Croghan Colonial Bank 38 6.64% $3,954
Civista Bank 34 6.40% $4,475
GVC MORTGAGE, INC. 34 7.20% $6,271
First Federal Savings and Loan Association of Delta 30 6.72% $2,401
PENNYMAC LOAN SERVICES, LLC 29 6.69% $4,944
VAN DYK MORTGAGE CORPORATION 28 6.58% $4,885
Flagstar Bank, FSB 26 7.40% $5,360
U.S. Bank 25 7.10% $3,409
PNC Bank 25 6.71% $3,701
GUARANTEED RATE, INC. 25 6.79% $4,610
Wells Fargo Bank 24 6.80% $4,295
CMG MORTGAGE, INC. 24 7.66% $5,261
Third Federal Savings and Loan Association of Cleveland 23 6.03% $2,473
First Federal Savings and Loan Association of Lorain 22 6.02% $6,027
HOWARD HANNA FINANCIAL SERVICES, INC. 18 6.82% $4,478
GLASS CITY Federal Credit Union 16 7.16% $2,892
PRIMELENDING, A PLAINSCAPITAL COMPANY 16 7.07% $5,132
Superior Credit Union, Inc. 16 6.59% $3,880
FIRST CHOICE MH LLC 16 9.86% $3,416
Mr. Cooper ( Nationstar Mortgage ) 16 7.02% $6,717
HOMESIDE FINANCIAL, LLC 14 7.22% $5,141
NAVY FEDERAL CREDIT UNION 13 7.07% $3,420
AMERICAN FINANCIAL NETWORK, INC. 11 6.77% $4,961
ZILLOW HOME LOANS, LLC 10 7.05% $4,874
First Merchants Bank 10 6.74% $4,150
ROYAL UNITED MORTGAGE LLC 10 7.14% $7,450
MORTGAGE 1 INCORPORATED 10 7.21% $6,214
Union Savings Bank 9 6.47% $2,865
AMERISAVE MORTGAGE CORPORATION 9 6.96% $6,280
MICHIGAN MUTUAL, INC. 9 7.22% $6,322
Morgan Stanley Private Bank 9 5.80% $3,252
MOVEMENT MORTGAGE, LLC 9 6.50% $7,113
T2 FINANCIAL LLC 7 7.05% $5,336
USAA Federal Savings Bank 7 6.55% $6,596
The Loan Store, Inc. 7 7.27% $5,341
The Old Fort Banking Company 7 6.46% $3,111
MUTUAL OF OMAHA MORTGAGE, INC. 7 6.95% $4,941
LAKE MICHIGAN CREDIT UNION 6 6.42% $4,762
BETTER MORTGAGE CORPORATION 6 6.81% $3,592
Ally Bank 6 6.31% $7,292
NBKC BANK 6 6.94% $3,313
Farm Credit Mid-America, ACA 6 6.94% $5,302
Mortgage Research Center, LLC 6 6.96% $5,195
MORTGAGE CENTER L.C 6 6.33% $3,997
LIBERTY HOME MORTGAGE CORPORATION 5 7.00% $5,411
BROKER SOLUTIONS, INC. 5 7.53% $6,389
YOUR HOME FINANCIAL LLC 5 7.27% $5,772
FREEDOM MORTGAGE CORPORATION 4 6.40% $7,911
SIRVA MORTGAGE, INC. 4 6.28% $505
PHH Mortgage Corporation 4 6.78% $6,093
First National Bank of Pennsylvania 4 5.75% $4,073
The Union Bank Company 4 6.69% $5,772
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 7.06% $6,931
GSF Mortgage Corporation 4 6.37% $3,527
Stifel Bank and Trust 4 5.81% $3,411
LAKEVIEW LOAN SERVICING, LLC 4 7.00% $8,328
TLC COMMUNITY Credit Union 4 6.78% $3,166
CALIBER HOME LOANS, INC. 4 6.72% $7,848
Sierra Pacific Mortgage Company, Inc. 3 8.46% $6,656
Northwest Bank 3 5.54% $6,112
UNITED 3 6.79% $3,381
First Commonwealth Bank 3 6.96% $5,279
CHURCHILL MORTGAGE CORPORATION 3 7.00% $6,437
GUIDANCE RESIDENTIAL, LLC 3 7.38% $5,648
The Citizens National Bank of Bluffton 3 6.96% $2,897
DEEPHAVEN MORTGAGE LLC 3 9.21% $8,777
AMERICAN FINANCING CORPORATION 3 6.04% $6,048
AmeriHome Mortgage Company, LLC 3 7.41% $6,165
MORTGAGE ACCESS CORP. 3 7.29% $8,315
EMM LOANS LLC 3 6.50% $6,433
First State Bank 3 6.21% $3,933
Northpointe Bank 3 7.33% $6,488
GENEVA FINANCIAL, LLC 3 6.83% $6,313
GENISYS 3 6.58% $3,627
Gateway First Bank 3 7.08% $4,590
NORTHERN MORTGAGE SERVICES, LLC 2 6.50% $4,808
SUCCESS MORTGAGE PARTNERS, INC. 2 6.56% $4,364
SUPERIOR FINANCIAL SOLUTIONS, LLC 2 6.44% $3,217
The Dart Bank 2 7.31% $4,405
THE EQUITABLE MORTGAGE CORPORATION 2 6.63% $5,353
AmRes Corporation 2 7.56% $6,883
RBC Bank, (Georgia) 2 5.44% $2,834
First National Bank of Bellevue 2 6.69% $6,823
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.88% $4,571
Three Rivers Federal Credit Union 2 7.25% $2,992
First Savings Bank 2 6.75% $10,903
UBS Bank USA 2 6.19% $4,572
PREMIA MORTGAGE, LLC 2 6.44% $1,315
First Western Trust Bank 2 6.75% $5,376
WESCOM CENTRAL CREDIT UNION 2 7.31% $4,327
Colonial Savings, F.A. 2 6.44% $4,945
Commerce Home Mortgage, Inc. 2 8.00% $6,083
Bank of America 2 7.19% $4,623
CORNERSTONE COMMUNITY FINANCIAL 2 7.56% $4,914
AMERICAN HERITAGE LENDING, INC. 2 9.19% $14,690
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.25% $5,947
DAS Acquisition Company, LLC 2 7.44% $4,903
Day Air Credit Union, Inc 2 5.25% $1,883
Mechanics Bank 2 4.99% $2,144
Discover Bank 2 7.27% $0
Mercantile Bank of Michigan 2 7.63% $6,328
Dollar Bank, Federal Savings Bank 2 6.63% $6,645
Bay Area Credit Union, Inc. 2 6.63% $2,871
LENDSURE MORTGAGE CORP. 1 7.88% $13,027
ACADEMY MORTGAGE CORPORATION 1 5.25% $16,321
ALLIED MORTGAGE GROUP, INC. 1 6.38% $3,182
ARC HOME LLC 1 7.13% $7,218
Associated Bank 1 6.50% $3,133
Atlantic Union Bank 1 7.13% $7,288
Bank of Hope 1 7.00% $5,523
Bank of Whittier 1 6.25% $3,469
BMO Harris Bank 1 6.00% $4,650
BNC National Bank 1 6.38% $3,415
CANOPY MORTGAGE, LLC 1 7.13% $6,160
Carrington Mortgage Services, LLC 1 6.50% $5,398
City National Bank of Florida 1 7.75% $3,917
CME Federal Credit Union 1 4.50% $3,563
COMPASS MORTGAGE, INC. 1 6.88% $4,434
CONTOUR MORTGAGE CORPORATION 1 7.50% $5,992
Cornerstone First Mortgage, Inc 1 7.38% $3,908
CREDIT UNION ONE 1 7.63% $4,225
DRAPER AND KRAMER MORTGAGE CORP. 1 7.00% $5,104
ENDEAVOR CAPITAL, LLC. 1 7.13% $6,208
EVANSVILLE TEACHERS 1 7.25% $4,734
EVERETT FINANCIAL, INC. 1 6.99% $8,159
FIRST CENTENNIAL MORTGAGE CORPORATION 1 7.13% $3,470
First-Citizens Bank & Trust Company 1 7.00% $4,310
First National Bank of America 1 10.25% $6,689
First National Bank of Omaha 1 7.25% $3,759
First State Bank of St. Charles, Missouri 1 5.88% $3,546
First Western Bank & Trust 1 5.88% $2,895
FLAT BRANCH MORTGAGE, INC. 1 7.99% $4,970
GENERAL ELECTRIC CREDIT UNION 1 6.88% $3,267
General Mortgage Capital Corporation 1 7.13% $7,787
GREENSTATE CREDIT UNION 1 6.25% $3,196
GUARANTEED RATE AFFINITY, LLC 1 6.38% $428
GUILD MORTGAGE COMPANY 1 5.88% $7,549
HALLMARK HOME MORTGAGE, LLC 1 6.99% $5,279
Home Federal Savings and Loan Association of Niles 1 6.75% $10,645
HONDA Federal Credit Union 1 6.63% $4,720
Independent Bank 1 6.50% $4,564
JUSTICE Federal Credit Union 1 7.88% $4,764
KELLER MORTGAGE, LLC 1 5.63% $4,058
KEMBA FINANCIAL 1 5.88% $4,759
1ST SIGNATURE LENDING, LLC 1 7.50% $4,306
Magnolia Bank 1 6.38% $10,094
MEMBER FIRST MORTGAGE, LLC 1 6.00% $5,011
MEMBER ONE 1 6.38% $5,259
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.88% $5,254
Minster Bank 1 7.38% $2,905
MMS MORTGAGE SERVICES, LTD. 1 6.50% $3,948
NexBank 1 6.99% $6,023
NORTHWEST BANK OF ROCKFORD 1 6.25% $3,390
OCMBC, INC. 1 8.00% $12,530
Ohio Catholic Federal Credit Union 1 6.38% $2,940
Plains Commerce Bank 1 7.00% $3,196
PLUS RELOCATION MORTGAGE, LLC 1 6.50% $7,182
Prosperity Home Mortgage, LLC 1 7.63% $6,400
Regions Bank 1 5.88% $7,657
STAR Financial Bank 1 7.13% $3,022
STOCKTON MORTGAGE CORPORATION 1 6.88% $4,870
Strong Home Mortgage, LLC 1 6.99% $3,938
SUMMIT FUNDING, INC. 1 5.99% $12,032
Sunflower Bank 1 7.99% $5,546
TEACHERS 1 6.50% $4,919
TELHIO 1 7.88% $7,024
The Farmers National Bank of Canfield 1 6.13% $3,763
The Federal Savings Bank 1 7.50% $8,560
The Park National Bank 1 6.38% $3,760
TOP FLITE FINANCIAL, INC. 1 6.63% $9,644
Toyota Financial Savings Bank 1 6.75% $4,316
Tradition Mortgage, LLC 1 6.50% $5,675
Truist 1 6.88% $7,564
UNION CAPITAL MORTGAGE CORPORATION 1 8.00% $9,069
UNITED HOME LOANS, INC. 1 7.63% $4,795
UNITED SECURITY FINANCIAL CORP 1 7.50% $6,111
USAlliance Federal Credit Union 1 5.88% $5,231
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.88% $4,751
VICTORY MORTGAGE, L.L.C. 1 6.75% $3,571
Warsaw Federal Savings and Loan Association 1 6.73% $3,204
WELCOME HOME FINANCE, L.P. 1 6.13% $2,977
WRIGHT-PATT CREDIT UNION, INC. 1 4.88% $3,039

TOLEDO Average Closing Costs & Other Stats

TOLEDO, OH's 206 lenders originated 11,339 loans during 2023. The total origination value was $1,816,665,000, with an average loan value of $160,214.

TOLEDO's average closing costs are $4,447.

The top TOLEDO lender as defined by loan originations is The Huntington National Bank, with 558 loans originated. Their average total fees are $4,752, which is $1,534 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee TOLEDO lenders (with over 10 loans originated) are Directions Credit Union, Inc. ($923), First Federal Savings and Loan Association of Delta ($2,401), Third Federal Savings and Loan Association of Cleveland ($2,473), GLASS CITY Federal Credit Union ($2,892) and SUN Federal Credit Union ($2,930).

The lowest rate TOLEDO lenders (with over 10 loans originated) are First Federal Savings and Loan Association of Lorain (6.02%), Third Federal Savings and Loan Association of Cleveland (6.03%), SUN Federal Credit Union (6.29%), Civista Bank (6.40%) and The State Bank and Trust Company (6.48%).

TOLEDO, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
The Huntington National Bank $312,195,000 $265,980,000 -14.8% 14.6%
QUICKEN LOANS, LLC $133,730,000 $111,930,000 -16.3% 6.2%
Fifth Third Bank $164,325,000 $96,250,000 -41.4% 5.3%
UNION HOME MORTGAGE CORP. $99,225,000 $78,145,000 -21.2% 4.3%
The Genoa Banking Company $87,440,000 $64,155,000 -26.6% 3.5%
UNITED WHOLESALE MORTGAGE, LLC $65,330,000 $61,995,000 -5.1% 3.4%
Directions Credit Union, Inc. $70,250,000 $60,935,000 -13.3% 3.4%
First Federal Bank of the Midwest $124,825,000 $53,870,000 -56.8% 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $59,285,000 $49,055,000 -17.3% 2.7%
MID AMERICA MORTGAGE, INC. $49,810,000 $44,585,000 -10.5% 2.5%
KeyBank $117,795,000 $43,735,000 -62.9% 2.4%
Citizens Bank $77,915,000 $42,650,000 -45.3% 2.3%
EQUITY RESOURCES, INC. $54,550,000 $40,530,000 -25.7% 2.2%
PNC Bank $50,290,000 $38,820,000 -22.8% 2.1%
The Farmers & Merchants State Bank $66,825,000 $35,815,000 -46.4% 2.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $34,970,000 $31,560,000 -9.8% 1.7%
LOANDEPOT.COM, LLC $49,380,000 $30,725,000 -37.8% 1.7%
NEWREZ LLC $5,505,000 $26,835,000 387.5% 1.5%
Mortgage Research Center, LLC $26,965,000 $24,875,000 -7.8% 1.4%
First Federal Savings and Loan Association of Lakewood $58,985,000 $24,550,000 -58.4% 1.4%
NFM, INC. $8,465,000 $21,300,000 151.6% 1.2%
SUN Federal Credit Union $33,530,000 $20,695,000 -38.3% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $20,430,000 $20,350,000 -0.4% 1.1%
Civista Bank $23,600,000 $18,745,000 -20.6% 1.0%
The State Bank and Trust Company $43,880,000 $17,985,000 -59.0% 1.0%
WALKER & DUNLOP, LLC $1,985,000 $15,895,000 700.8% 0.9%
JPMorgan Chase Bank $23,250,000 $15,385,000 -33.8% 0.8%
The Croghan Colonial Bank $39,095,000 $14,920,000 -61.8% 0.8%
RUOFF MORTGAGE COMPANY, INC. $20,185,000 $14,260,000 -29.4% 0.8%
Signature Bank, N.A. $11,675,000 n/a 0.6%
NAVY FEDERAL CREDIT UNION $10,595,000 $10,730,000 1.3% 0.6%
Third Federal Savings and Loan Association of Cleveland $15,395,000 $10,215,000 -33.6% 0.6%
Waterford Bank, N.A. $30,810,000 $10,055,000 -67.4% 0.6%
PENNYMAC LOAN SERVICES, LLC $15,940,000 $10,020,000 -37.1% 0.6%
First Federal Savings and Loan Association of Delta $11,240,000 $9,190,000 -18.2% 0.5%
GVC MORTGAGE, INC. $11,030,000 $9,000,000 -18.4% 0.5%
GUARANTEED RATE, INC. $6,420,000 $8,595,000 33.9% 0.5%
VAN DYK MORTGAGE CORPORATION $13,790,000 $8,480,000 -38.5% 0.5%
Superior Credit Union, Inc. $7,895,000 $8,465,000 7.2% 0.5%
Flagstar Bank, FSB $13,430,000 $7,955,000 -40.8% 0.4%
The Citizens National Bank of Bluffton $5,495,000 $7,845,000 42.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $19,100,000 $7,820,000 -59.1% 0.4%
First Federal Savings and Loan Association of Lorain $12,020,000 $7,665,000 -36.2% 0.4%
The Union Bank Company $6,960,000 $7,535,000 8.3% 0.4%
U.S. Bank $9,745,000 $7,535,000 -22.7% 0.4%
CMG MORTGAGE, INC. $2,535,000 $7,410,000 192.3% 0.4%
FREEDOM MORTGAGE CORPORATION $12,305,000 $7,310,000 -40.6% 0.4%
First Merchants Bank $2,500,000 $6,670,000 166.8% 0.4%
ORIX REAL ESTATE CAPITAL, LLC $58,240,000 $5,575,000 -90.4% 0.3%
Wells Fargo Bank $21,205,000 $5,495,000 -74.1% 0.3%
AG Credit, Agricultural Credit Association $6,340,000 $4,925,000 -22.3% 0.3%
HOWARD HANNA FINANCIAL SERVICES, INC. $5,050,000 $4,645,000 -8.0% 0.3%
BROKER SOLUTIONS, INC. $8,825,000 $4,435,000 -49.7% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $11,435,000 $4,430,000 -61.3% 0.2%
The Middlefield Banking Company $5,930,000 $4,385,000 -26.1% 0.2%
Fremont Federal Credit Union $3,035,000 $4,380,000 44.3% 0.2%
USAA Federal Savings Bank $8,705,000 $4,380,000 -49.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $3,130,000 $4,100,000 31.0% 0.2%
Carrington Mortgage Services, LLC $4,375,000 $3,875,000 -11.4% 0.2%
Discover Bank $3,095,000 $3,510,000 13.4% 0.2%
Morgan Stanley Private Bank $3,320,000 $3,495,000 5.3% 0.2%
FIRST OHIO HOME FINANCE, INC. $5,635,000 $3,465,000 -38.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $10,290,000 $3,315,000 -67.8% 0.2%
21ST MORTGAGE CORPORATION $1,740,000 $3,175,000 82.5% 0.2%
MOVEMENT MORTGAGE, LLC $2,555,000 $3,155,000 23.5% 0.2%
GLASS CITY Federal Credit Union $6,475,000 $2,985,000 -53.9% 0.2%
LAKE MICHIGAN CREDIT UNION $1,810,000 $2,785,000 53.9% 0.2%
Old National Bank $7,225,000 $2,745,000 -62.0% 0.2%
Union Savings Bank $4,520,000 $2,710,000 -40.0% 0.1%
HOMESIDE FINANCIAL, LLC $3,575,000 $2,700,000 -24.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $2,565,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $2,245,000 $2,515,000 12.0% 0.1%
MORTGAGE 1 INCORPORATED $2,185,000 $2,490,000 14.0% 0.1%
ZILLOW HOME LOANS, LLC $610,000 $2,445,000 300.8% 0.1%
CORNERSTONE COMMUNITY FINANCIAL $1,145,000 $2,385,000 108.3% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,525,000 $2,310,000 -34.5% 0.1%
NEW DAY FINANCIAL, LLC $2,605,000 $2,295,000 -11.9% 0.1%
Bank of America $6,000,000 $2,270,000 -62.2% 0.1%
The Sherwood State Bank $2,195,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $1,270,000 $2,170,000 70.9% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $2,260,000 $1,980,000 -12.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,875,000 $1,955,000 -49.5% 0.1%
GUIDANCE RESIDENTIAL, LLC $1,460,000 $1,945,000 33.2% 0.1%
ROYAL UNITED MORTGAGE LLC $2,185,000 $1,920,000 -12.1% 0.1%
First National Bank of Pennsylvania $22,500,000 $1,915,000 -91.5% 0.1%
Coastal Community Bank $1,910,000 n/a 0.1%
Mechanics Bank $635,000 $1,900,000 199.2% 0.1%
GENEVA FINANCIAL, LLC $4,690,000 $1,835,000 -60.9% 0.1%
FIRST CHOICE MH LLC $1,135,000 $1,830,000 61.2% 0.1%
Stifel Bank and Trust $865,000 $1,810,000 109.2% 0.1%
LIMA ONE CAPITAL, LLC $1,800,000 $1,785,000 -0.8% 0.1%
Figure Lending LLC $2,320,000 $1,715,000 -26.1% 0.1%
First Commonwealth Bank $2,890,000 $1,685,000 -41.7% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $3,435,000 $1,655,000 -51.8% 0.1%
The First National Bank of Pandora $370,000 $1,645,000 344.6% 0.1%
MORTGAGE ACCESS CORP. $1,500,000 $1,595,000 6.3% 0.1%
MORTGAGE CENTER L.C $1,290,000 $1,585,000 22.9% 0.1%
TOP FLITE FINANCIAL, INC. $1,475,000 $1,585,000 7.5% 0.1%
LENDINGHOME FUNDING CORPORATION $1,230,000 $1,545,000 25.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,110,000 $1,495,000 34.7% 0.1%
SPRING EQ, LLC $1,410,000 $1,495,000 6.0% 0.1%
YOUR HOME FINANCIAL LLC $1,955,000 $1,495,000 -23.5% 0.1%
First Savings Bank $905,000 $1,470,000 62.4% 0.1%
The Federal Savings Bank $1,360,000 $1,460,000 7.4% 0.1%
The Loan Store, Inc. $1,450,000 n/a 0.1%
SILVER HILL FUNDING, LLC $690,000 $1,445,000 109.4% 0.1%
POLARIS HOME FUNDING CORP. $1,115,000 $1,395,000 25.1% 0.1%
Ally Bank $1,875,000 $1,385,000 -26.1% 0.1%
Farm Credit Mid-America, ACA $795,000 $1,355,000 70.4% 0.1%
Paramount Residential Mortgage Group, Inc. $350,000 $1,340,000 282.9% 0.1%
NBKC BANK $1,360,000 $1,300,000 -4.4% 0.1%
BETTER MORTGAGE CORPORATION $3,040,000 $1,270,000 -58.2% 0.1%
AMERICAN HERITAGE LENDING, INC. $1,255,000 n/a 0.1%
First Federal Bank $900,000 $1,160,000 28.9% 0.1%
Northwest Bank $715,000 $1,145,000 60.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,965,000 $1,145,000 -41.7% 0.1%
SIRVA MORTGAGE, INC. $1,785,000 $1,140,000 -36.1% 0.1%
The Old Fort Banking Company $1,975,000 $1,125,000 -43.0% 0.1%
CALIBER HOME LOANS, INC. $33,805,000 $1,110,000 -96.7% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $945,000 $1,065,000 12.7% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $730,000 $1,060,000 45.2% 0.1%
First National Bank of Bellevue $3,485,000 $1,045,000 -70.0% 0.1%
ENDEAVOR CAPITAL, LLC. $1,035,000 n/a 0.1%
Central Bank $10,330,000 $1,020,000 -90.1% 0.1%
GSF Mortgage Corporation $970,000 $955,000 -1.5% 0.1%
First State Bank $925,000 n/a 0.1%
CARDINAL FINANCIAL $2,715,000 $910,000 -66.5% 0.1%
Bay Area Credit Union, Inc. $870,000 $900,000 3.4% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,900,000 $900,000 -52.6% 0.0%
EVERETT FINANCIAL, INC. $2,980,000 $900,000 -69.8% 0.0%
UBS Bank USA $3,265,000 $880,000 -73.0% 0.0%
DEEPHAVEN MORTGAGE LLC $125,000 $865,000 592.0% 0.0%
Equity Prime Mortgage LLC $2,450,000 $860,000 -64.9% 0.0%
PHH Mortgage Corporation $920,000 $850,000 -7.6% 0.0%
Logan Finance Corporation $845,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $515,000 $820,000 59.2% 0.0%
Buckeye Community Bank $810,000 n/a 0.0%
Day Air Credit Union, Inc $780,000 n/a 0.0%
RAPID MORTGAGE COMPANY $1,920,000 $765,000 -60.2% 0.0%
The Dart Bank $125,000 $760,000 508.0% 0.0%
PREMIA MORTGAGE, LLC $470,000 $755,000 60.6% 0.0%
TLC COMMUNITY Credit Union $340,000 $750,000 120.6% 0.0%
Bank of Whittier $710,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $65,000 $700,000 976.9% 0.0%
Northpointe Bank $1,200,000 $690,000 -42.5% 0.0%
GREENSTATE CREDIT UNION $450,000 $680,000 51.1% 0.0%
MEMBER FIRST MORTGAGE, LLC $2,550,000 $640,000 -74.9% 0.0%
T2 FINANCIAL LLC $1,855,000 $630,000 -66.0% 0.0%
AMERICAN FINANCING CORPORATION $4,030,000 $625,000 -84.5% 0.0%
A&D Mortgage LLC $610,000 n/a 0.0%
Regions Bank $605,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $2,375,000 $605,000 -74.5% 0.0%
RBC Bank, (Georgia) $675,000 $595,000 -11.9% 0.0%
Mercantile Bank of Michigan $315,000 $590,000 87.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $585,000 n/a 0.0%
Plains Commerce Bank $7,780,000 $580,000 -92.5% 0.0%
1ST SIGNATURE LENDING, LLC $590,000 $570,000 -3.4% 0.0%
VILLAGE CAPITAL MORTGAGE $1,760,000 $570,000 -67.6% 0.0%
CALCON MUTUAL MORTGAGE LLC $565,000 n/a 0.0%
The Farmers National Bank of Canfield $65,000 $565,000 769.2% 0.0%
KEMBA FINANCIAL $325,000 $555,000 70.8% 0.0%
LOANPAL, LLC $860,000 $550,000 -36.0% 0.0%
EMM LOANS LLC $455,000 $545,000 19.8% 0.0%
Commerce Home Mortgage, Inc. $265,000 $535,000 101.9% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $330,000 $535,000 62.1% 0.0%
Western Ohio Mortgage Corporation $525,000 n/a 0.0%
Centier Bank $330,000 $505,000 53.0% 0.0%
EVANSVILLE TEACHERS $335,000 $475,000 41.8% 0.0%
Home Federal Savings and Loan Association of Niles $475,000 n/a 0.0%
Platinum Home Mortgage Corporation $315,000 $475,000 50.8% 0.0%
First Federal Bank of Ohio $540,000 $470,000 -13.0% 0.0%
Nations Lending Corporation $2,490,000 $470,000 -81.1% 0.0%
OCMBC, INC. $165,000 $470,000 184.8% 0.0%
AmeriHome Mortgage Company, LLC $335,000 $465,000 38.8% 0.0%
AmRes Corporation $115,000 $465,000 304.3% 0.0%
First-Citizens Bank & Trust Company $460,000 n/a 0.0%
The Park National Bank $2,240,000 $460,000 -79.5% 0.0%
Barrington Bank & Trust Company, N.A. $1,230,000 $450,000 -63.4% 0.0%
DAS Acquisition Company, LLC $695,000 $450,000 -35.3% 0.0%
Lakeview Community Capital, LLC $265,000 $435,000 64.2% 0.0%
NATIONS DIRECT MORTGAGE, LLC $435,000 n/a 0.0%
Truist $1,885,000 $435,000 -76.9% 0.0%
Gateway First Bank $425,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $115,000 $420,000 265.2% 0.0%
Magnolia Bank $1,070,000 $420,000 -60.7% 0.0%
UNITED $155,000 $420,000 171.0% 0.0%
Colonial Savings, F.A. $1,320,000 $415,000 -68.6% 0.0%
County National Bank $415,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $885,000 $415,000 -53.1% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $5,670,000 $410,000 -92.8% 0.0%
Bank of Magnolia Company $405,000 n/a 0.0%
First Citizens National Bank $405,000 n/a 0.0%
GreenStone Farm Credit Services, FLCA $405,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $600,000 $400,000 -33.3% 0.0%
General Mortgage Capital Corporation $400,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $395,000 n/a 0.0%
Lake City Bank $455,000 $390,000 -14.3% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $390,000 n/a 0.0%
SUMMIT FUNDING, INC. $390,000 n/a 0.0%
UNITED HOME LOANS, INC. $375,000 $385,000 2.7% 0.0%
TELHIO $75,000 $380,000 406.7% 0.0%
UNION CAPITAL MORTGAGE CORPORATION $825,000 $380,000 -53.9% 0.0%
Century Mortgage Company DBA Century Lending Company $360,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $355,000 n/a 0.0%
TruHome Solutions, LLC $355,000 n/a 0.0%
GENISYS $400,000 $350,000 -12.5% 0.0%
Ameris Bank $270,000 $345,000 27.8% 0.0%
LENDINGONE, LLC $370,000 $345,000 -6.8% 0.0%
DOMINION FINANCIAL SERVICES, LLC $500,000 $340,000 -32.0% 0.0%
1st National Bank $335,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $335,000 n/a 0.0%
MEMBER ONE $335,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $1,775,000 $335,000 -81.1% 0.0%
PLAZA HOME MORTGAGE, INC. $670,000 $330,000 -50.7% 0.0%
Valley Central Bank $350,000 $330,000 -5.7% 0.0%
ACADEMY MORTGAGE CORPORATION $325,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $830,000 $325,000 -60.8% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 $325,000 109.7% 0.0%
University Bank $325,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $620,000 $320,000 -48.4% 0.0%
M&T Bank $680,000 $320,000 -52.9% 0.0%
Hometown Bank $305,000 n/a 0.0%
Sunflower Bank $105,000 $305,000 190.5% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $580,000 $300,000 -48.3% 0.0%
AURGROUP FINANCIAL CREDIT UNION, INC. $165,000 $295,000 78.8% 0.0%
City National Bank of Florida $295,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $280,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $280,000 n/a 0.0%
First Western Trust Bank $380,000 $280,000 -26.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $275,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $275,000 n/a 0.0%
TEACHERS $255,000 $275,000 7.8% 0.0%
FOUNDATION MORTGAGE CORPORATION $270,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $155,000 $270,000 74.2% 0.0%
BNC National Bank $265,000 n/a 0.0%
CME Federal Credit Union $265,000 n/a 0.0%
CREDIT UNION ONE $265,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $290,000 $265,000 -8.6% 0.0%
Parda Federal Credit Union $265,000 n/a 0.0%
Tradition Mortgage, LLC $265,000 n/a 0.0%
USAlliance Federal Credit Union $260,000 n/a 0.0%
Bank of Hope $255,000 n/a 0.0%
First Financial Bank $1,950,000 $255,000 -86.9% 0.0%
UIF CORPORATION $1,135,000 $255,000 -77.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $105,000 $250,000 138.1% 0.0%
PLANET HOME LENDING, LLC $1,360,000 $250,000 -81.6% 0.0%
Three Rivers Federal Credit Union $300,000 $250,000 -16.7% 0.0%
MYCUMORTGAGE, LLC $290,000 $245,000 -15.5% 0.0%
AMWEST FUNDING CORP. $220,000 $240,000 9.1% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $320,000 $235,000 -26.6% 0.0%
ARC HOME LLC $235,000 n/a 0.0%
Associated Bank $715,000 $235,000 -67.1% 0.0%
Atlantic Union Bank $235,000 n/a 0.0%
COMPASS MORTGAGE, INC. $235,000 n/a 0.0%
Beeline Loans, Inc. $165,000 $225,000 36.4% 0.0%
Minster Bank $225,000 n/a 0.0%
VICTORY MORTGAGE, L.L.C. $145,000 $225,000 55.2% 0.0%
STAR Financial Bank $275,000 $215,000 -21.8% 0.0%
MONROE COUNTY COMMUNITY CREDIT UNION $230,000 $205,000 -10.9% 0.0%
Ohio Catholic Federal Credit Union $205,000 n/a 0.0%
Independent Bank $185,000 $200,000 8.1% 0.0%
THRIVENT Federal Credit Union $200,000 n/a 0.0%
BRIDGE $55,000 $195,000 254.5% 0.0%
TOWNE MORTGAGE COMPANY $225,000 $195,000 -13.3% 0.0%
WELCOME HOME FINANCE, L.P. $195,000 n/a 0.0%
BMO Harris Bank $185,000 n/a 0.0%
GUILD MORTGAGE COMPANY $220,000 $185,000 -15.9% 0.0%
KELLER MORTGAGE, LLC $510,000 $185,000 -63.7% 0.0%
NATIONS RELIABLE LENDING, LLC $775,000 $185,000 -76.1% 0.0%
STOCKTON MORTGAGE CORPORATION $210,000 $185,000 -11.9% 0.0%
THRIVE MORTGAGE, LLC $185,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $175,000 n/a 0.0%
Bank of England $1,105,000 $175,000 -84.2% 0.0%
First Western Bank & Trust $175,000 n/a 0.0%
Neighborhood Loans, Inc. $175,000 n/a 0.0%
MMS MORTGAGE SERVICES, LTD. $855,000 $165,000 -80.7% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,720,000 $165,000 -90.4% 0.0%
OPEN MORTGAGE, LLC $165,000 n/a 0.0%
HONDA Federal Credit Union $160,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $235,000 $160,000 -31.9% 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $160,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $55,000 $160,000 190.9% 0.0%
EVERENCE FEDERAL CREDIT UNION $155,000 n/a 0.0%
First Federal Community Bank of Bucyrus $695,000 $155,000 -77.7% 0.0%
Mid-Continent Funding, Inc. $730,000 $155,000 -78.8% 0.0%
Sierra Pacific Mortgage Company, Inc. $185,000 $155,000 -16.2% 0.0%
Warsaw Federal Savings and Loan Association $155,000 n/a 0.0%
GENERAL ELECTRIC CREDIT UNION $305,000 $150,000 -50.8% 0.0%
Prosperity Home Mortgage, LLC $195,000 $150,000 -23.1% 0.0%
AMCAP MORTGAGE, LTD. $160,000 $145,000 -9.4% 0.0%
Independent Bank $185,000 $145,000 -21.6% 0.0%
NORTHWEST BANK OF ROCKFORD $145,000 n/a 0.0%
Central Bank $10,330,000 $135,000 -98.7% 0.0%
DELTA COMMUNITY CREDIT UNION $135,000 n/a 0.0%
Toyota Financial Savings Bank $135,000 n/a 0.0%
SECURITY CREDIT UNION $65,000 $130,000 100.0% 0.0%
ALLIANT CREDIT UNION $570,000 $125,000 -78.1% 0.0%
CANOPY MORTGAGE, LLC $700,000 $125,000 -82.1% 0.0%
Cornerstone First Mortgage, Inc $125,000 n/a 0.0%
First National Bank of America $125,000 n/a 0.0%
NexBank $125,000 n/a 0.0%
Pinnacle Bank $6,275,000 $125,000 -98.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $115,000 $120,000 4.3% 0.0%
First National Bank of Omaha $305,000 $115,000 -62.3% 0.0%
JUSTICE Federal Credit Union $555,000 $115,000 -79.3% 0.0%
Secured Investment Corp. $115,000 n/a 0.0%
Service Federal Credit Union $110,000 n/a 0.0%
Deere Employees Credit Union $35,000 $105,000 200.0% 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $105,000 110.0% 0.0%
Ixonia Bank $105,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $105,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $105,000 n/a 0.0%
DIGITAL Federal Credit Union $95,000 n/a 0.0%
First State Bank of St. Charles, Missouri $95,000 n/a 0.0%
FIRST TECHNOLOGY $4,125,000 $95,000 -97.7% 0.0%
HILTON FINANCIAL CORPORATION $90,000 n/a 0.0%
Strong Home Mortgage, LLC $85,000 n/a 0.0%
Goldwater Bank, N.A. $80,000 n/a 0.0%
Charles Schwab Bank, SSB $1,625,000 $75,000 -95.4% 0.0%
Washington Trust Bank $575,000 $75,000 -87.0% 0.0%
FLAT BRANCH MORTGAGE, INC. $65,000 n/a 0.0%
IH CREDIT UNION, INC. $65,000 n/a 0.0%
MidAmerica National Bank $65,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $65,000 n/a 0.0%
UNIVERSITY CREDIT UNION $65,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $60,000 n/a 0.0%
American Airlines Federal Credit Union $55,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $55,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 n/a 0.0%
Community Star Credit Union $55,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $345,000 $55,000 -84.1% 0.0%
Northwest Federal Credit Union $75,000 $55,000 -26.7% 0.0%
RESIDENTIAL BANCORP $585,000 $45,000 -92.3% 0.0%
Sutton Bank $935,000 $45,000 -95.2% 0.0%
Citibank $185,000 $35,000 -81.1% 0.0%
CAMPBELL EMPLOYEES FEDERAL CREDIT UNION $160,000 $25,000 -84.4% 0.0%
USX Federal Credit Union $405,000 $25,000 -93.8% 0.0%
MidFirst Bank $145,000 $15,000 -89.7% 0.0%

TOLEDO's top lender by overall market share is The Huntington National Bank, with 14.6% market share. In second place, with 6.2%, is QUICKEN LOANS, LLC, having originated $111,930,000 in loans. In third place, with 5.3%, is Fifth Third Bank, having originated $96,250,000 in loans. In fourth place, with 4.3%, is UNION HOME MORTGAGE CORP., having originated $78,145,000 in loans. In fifth place, with 3.5%, is The Genoa Banking Company, having originated $64,155,000 in loans.


TOLEDO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - TOLEDO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,950 (-1.7%) $199,476 (4.5%) 0.48 1,993
2018-02-01 $134,900 (0.0%) $203,753 (3.7%) 0.49 1,850
2018-03-01 $144,900 (3.6%) $213,548 (5.8%) 0.51 1,776
2018-04-01 $157,450 (11.4%) $228,081 (11.2%) 0.53 1,779
2018-05-01 $165,000 (10.9%) $233,610 (9.7%) 0.55 1,786
2018-06-01 $165,000 (13.4%) $229,359 (6.0%) 0.55 1,935
2018-07-01 $166,388 (14.8%) $226,483 (5.2%) 0.56 2,057
2018-08-01 $155,037 (10.8%) $219,787 (5.5%) 0.52 2,172
2018-09-01 $149,900 (4.9%) $214,419 (3.1%) 0.50 2,182
2018-10-01 $149,900 (6.0%) $211,764 (2.2%) 0.51 2,220
2018-11-01 $149,200 (6.7%) $210,764 (2.5%) 0.51 2,106
2018-12-01 $145,000 (6.2%) $210,114 (-2.6%) 0.50 1,968
2019-01-01 $149,450 (15.0%) $212,975 (6.8%) 0.52 1,754
2019-02-01 $151,450 (12.3%) $218,235 (7.1%) 0.51 1,653
2019-03-01 $168,943 (16.6%) $230,994 (8.2%) 0.55 1,603
2019-04-01 $179,493 (14.0%) $240,921 (5.6%) 0.57 1,592
2019-05-01 $193,950 (17.6%) $245,229 (5.0%) 0.61 1,610
2019-06-01 $194,900 (18.1%) $246,539 (7.5%) 0.61 1,652
2019-07-01 $184,950 (11.2%) $242,582 (7.1%) 0.58 1,781
2019-08-01 $180,910 (16.7%) $239,493 (9.0%) 0.57 1,814
2019-09-01 $174,774 (16.6%) $235,702 (9.9%) 0.56 1,833
2019-10-01 $169,951 (13.4%) $232,202 (9.7%) 0.55 1,846
2019-11-01 $165,000 (10.6%) $226,584 (7.5%) 0.54 1,835
2019-12-01 $159,900 (10.3%) $225,502 (7.3%) 0.53 1,720
2020-01-01 $160,599 (7.5%) $227,963 (7.0%) 0.54 1,585
2020-02-01 $166,000 (9.6%) $231,041 (5.9%) 0.54 1,505
2020-03-01 $169,475 (0.3%) $236,922 (2.6%) 0.53 1,472
2020-04-01 $180,950 (0.8%) $241,258 (0.1%) 0.57 1,440
2020-05-01 $197,700 (1.9%) $254,112 (3.6%) 0.60 1,344
2020-06-01 $202,475 (3.9%) $266,529 (8.1%) 0.60 1,210
2020-07-01 $211,225 (14.2%) $270,004 (11.3%) 0.61 1,173
2020-08-01 $215,000 (18.8%) $268,774 (12.2%) 0.62 1,107
2020-09-01 $202,450 (15.8%) $259,184 (10.0%) 0.58 1,073
2020-10-01 $189,900 (11.7%) $254,888 (9.8%) 0.54 1,117
2020-11-01 $179,950 (9.1%) $249,744 (10.2%) 0.53 1,026
2020-12-01 $179,675 (12.4%) $247,111 (9.6%) 0.53 894
2021-01-01 $180,000 (12.1%) $246,732 (8.2%) 0.54 785
2021-02-01 $197,000 (18.7%) $260,241 (12.6%) 0.57 635
2021-03-01 $191,750 (13.1%) $257,647 (8.8%) 0.54 641
2021-04-01 $183,000 (1.1%) $254,981 (5.7%) 0.50 679
2021-05-01 $187,250 (-5.3%) $253,797 (-0.1%) 0.50 727
2021-06-01 $184,250 (-9.0%) $258,618 (-3.0%) 0.49 794
2021-07-01 $185,000 (-12.4%) $253,724 (-6.0%) 0.49 921
2021-08-01 $179,400 (-16.6%) $258,851 (-3.7%) 0.48 1,034
2021-09-01 $169,900 (-16.1%) $252,231 (-2.7%) 0.45 1,097
2021-10-01 $165,000 (-13.1%) $246,723 (-3.2%) 0.44 1,050
2021-11-01 $159,900 (-11.1%) $243,667 (-2.4%) 0.43 944
2021-12-01 $152,475 (-15.1%) $243,785 (-1.4%) 0.41 786
2022-01-01 $149,900 (-16.7%) $251,318 (1.9%) 0.41 665
2022-02-01 $152,500 (-22.6%) $251,286 (-3.4%) 0.40 541
2022-03-01 $166,500 (-13.2%) $272,557 (5.8%) 0.42 525
2022-04-01 $179,900 (-1.7%) $274,927 (7.8%) 0.43 610
2022-05-01 $184,450 (-1.5%) $269,706 (6.3%) 0.42 749
2022-06-01 $189,000 (2.6%) $270,668 (4.7%) 0.42 896
2022-07-01 $184,900 (-0.1%) $269,875 (6.4%) 0.42 993
2022-08-01 $181,200 (1.0%) $268,572 (3.8%) 0.42 1,030
2022-09-01 $179,950 (5.9%) $256,955 (1.9%) 0.42 1,020
2022-10-01 $169,900 (3.0%) $243,741 (-1.2%) 0.40 1,063
2022-11-01 $161,319 (0.9%) $238,106 (-2.3%) 0.39 1,024
2022-12-01 $167,000 (9.5%) $246,743 (1.2%) 0.41 888
2023-01-01 $174,600 (16.5%) $264,260 (5.2%) 0.43 758
2023-02-01 $190,825 (25.1%) $282,413 (12.4%) 0.46 686
2023-03-01 $208,800 (25.4%) $298,616 (9.6%) 0.49 689
2023-04-01 $215,000 (19.5%) $303,613 (10.4%) 0.50 718
2023-05-01 $229,950 (24.7%) $305,498 (13.3%) 0.52 795
2023-06-01 $239,900 (26.9%) $305,806 (13.0%) 0.54 849
2023-07-01 $239,900 (29.8%) $308,542 (14.3%) 0.55 811
2023-08-01 $237,200 (30.9%) $303,766 (13.1%) 0.54 868
2023-09-01 $219,900 (22.2%) $284,806 (10.8%) 0.51 927
2023-10-01 $205,725 (21.1%) $277,582 (13.9%) 0.48 991
2023-11-01 $199,900 (23.9%) $279,117 (17.2%) 0.48 942
2023-12-01 $199,800 (19.6%) $270,402 (9.6%) 0.49 882
2024-01-01 $189,950 (8.8%) $285,518 (8.0%) 0.46 831
2024-02-01 $212,750 (11.5%) $308,287 (9.2%) 0.51 735
2024-03-01 $230,000 (10.2%) $328,574 (10.0%) 0.54 742
2024-04-01 $244,900 (13.9%) $335,453 (10.5%) 0.57 762
2024-05-01 $276,177 (20.1%) $370,686 (21.3%) 0.62 852
2024-06-01 $274,900 (14.6%) $365,433 (19.5%) 0.62 883
2024-07-01 $262,400 (9.4%) $341,719 (10.8%) 0.60 911
2024-08-01 $248,944 (5.0%) $320,949 (5.7%) 0.58 996
2024-09-01 $237,450 (8.0%) $322,444 (13.2%) 0.56 1,034
2024-10-01 $247,175 (20.2%) $328,939 (18.5%) 0.58 1,007
TOLEDO's median listing price for 2024-10-01 was $247,175, a difference of $41,450 (20.2%) versus the prior year and $9,725 versus the prior month.

TOLEDO's median listing price comes in at 58% of the national average.

TOLEDO's average listing price for 2024-10-01 was $328,939, a difference of $51,357 (18.5%) versus the prior year and $6,495 versus the prior month.

For the 2024-10-01 period, TOLEDO had 1,007 MLS listings, a difference of -27 listings (-3%) versus the prior month and 16 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - TOLEDO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 85 days 1,508 sqft
2018-02-01 82 days 1,509 sqft
2018-03-01 62 days 1,554 sqft
2018-04-01 52 days 1,589 sqft
2018-05-01 52 days 1,619 sqft
2018-06-01 48 days 1,640 sqft
2018-07-01 48 days 1,655 sqft
2018-08-01 49 days 1,622 sqft
2018-09-01 54 days 1,611 sqft
2018-10-01 60 days 1,618 sqft
2018-11-01 63 days 1,586 sqft
2018-12-01 72 days 1,568 sqft
2019-01-01 81 days 1,575 sqft
2019-02-01 79 days 1,570 sqft
2019-03-01 68 days 1,614 sqft
2019-04-01 52 days 1,664 sqft
2019-05-01 48 days 1,704 sqft
2019-06-01 50 days 1,715 sqft
2019-07-01 50 days 1,717 sqft
2019-08-01 53 days 1,711 sqft
2019-09-01 55 days 1,702 sqft
2019-10-01 57 days 1,695 sqft
2019-11-01 58 days 1,688 sqft
2019-12-01 66 days 1,648 sqft
2020-01-01 76 days 1,641 sqft
2020-02-01 72 days 1,629 sqft
2020-03-01 58 days 1,641 sqft
2020-04-01 62 days 1,670 sqft
2020-05-01 64 days 1,698 sqft
2020-06-01 46 days 1,724 sqft
2020-07-01 40 days 1,765 sqft
2020-08-01 45 days 1,738 sqft
2020-09-01 40 days 1,718 sqft
2020-10-01 40 days 1,694 sqft
2020-11-01 45 days 1,621 sqft
2020-12-01 56 days 1,631 sqft
2021-01-01 63 days 1,633 sqft
2021-02-01 47 days 1,651 sqft
2021-03-01 35 days 1,646 sqft
2021-04-01 28 days 1,620 sqft
2021-05-01 27 days 1,608 sqft
2021-06-01 28 days 1,604 sqft
2021-07-01 30 days 1,598 sqft
2021-08-01 30 days 1,594 sqft
2021-09-01 35 days 1,584 sqft
2021-10-01 42 days 1,568 sqft
2021-11-01 45 days 1,532 sqft
2021-12-01 53 days 1,529 sqft
2022-01-01 58 days 1,502 sqft
2022-02-01 42 days 1,488 sqft
2022-03-01 31 days 1,526 sqft
2022-04-01 24 days 1,531 sqft
2022-05-01 24 days 1,517 sqft
2022-06-01 25 days 1,542 sqft
2022-07-01 34 days 1,560 sqft
2022-08-01 35 days 1,562 sqft
2022-09-01 41 days 1,536 sqft
2022-10-01 40 days 1,512 sqft
2022-11-01 44 days 1,504 sqft
2022-12-01 54 days 1,500 sqft
2023-01-01 62 days 1,522 sqft
2023-02-01 47 days 1,539 sqft
2023-03-01 36 days 1,533 sqft
2023-04-01 37 days 1,544 sqft
2023-05-01 31 days 1,552 sqft
2023-06-01 35 days 1,576 sqft
2023-07-01 38 days 1,586 sqft
2023-08-01 37 days 1,615 sqft
2023-09-01 37 days 1,590 sqft
2023-10-01 39 days 1,552 sqft
2023-11-01 43 days 1,528 sqft
2023-12-01 53 days 1,530 sqft
2024-01-01 53 days 1,521 sqft
2024-02-01 42 days 1,545 sqft
2024-03-01 37 days 1,556 sqft
2024-04-01 37 days 1,593 sqft
2024-05-01 28 days 1,647 sqft
2024-06-01 31 days 1,656 sqft
2024-07-01 37 days 1,648 sqft
2024-08-01 35 days 1,603 sqft
2024-09-01 37 days 1,598 sqft
2024-10-01 43 days 1,611 sqft
TOLEDO's median listing age (time on market) for 2024-10-01 was 43 days. This is 10% longer than the same period one year ago.

TOLEDO's median square footage for active listings during the 2024-10-01 period was 1,611 sqft. One year prior, the average listing was 1,552 sqft.

TOLEDO, OH Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
43402 Toledo, OH HUD Metro FMR Area $620 $680 $880 $1,180 $1,270
43403 Toledo, OH HUD Metro FMR Area $620 $680 $880 $1,180 $1,270
43406 Toledo, OH HUD Metro FMR Area $700 $760 $990 $1,330 $1,430
43412 Toledo, OH HUD Metro FMR Area $790 $880 $1,150 $1,480 $1,630
43413 Toledo, OH HUD Metro FMR Area $720 $790 $1,020 $1,370 $1,470
43414 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370
43430 Toledo, OH HUD Metro FMR Area $610 $690 $900 $1,110 $1,250
43431 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370
43434 Toledo, OH HUD Metro FMR Area $580 $630 $820 $1,100 $1,190
43437 Toledo, OH HUD Metro FMR Area $690 $750 $980 $1,320 $1,420
43441 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370
43443 Toledo, OH HUD Metro FMR Area $630 $690 $900 $1,210 $1,300
43445 Toledo, OH HUD Metro FMR Area $710 $800 $1,040 $1,310 $1,460
43447 Toledo, OH HUD Metro FMR Area $660 $730 $950 $1,250 $1,360
43450 Toledo, OH HUD Metro FMR Area $760 $830 $1,080 $1,450 $1,560
43451 Toledo, OH HUD Metro FMR Area $630 $690 $890 $1,200 $1,290
43457 Toledo, OH HUD Metro FMR Area $640 $700 $910 $1,220 $1,320
43460 Toledo, OH HUD Metro FMR Area $580 $630 $820 $1,100 $1,190
43462 Toledo, OH HUD Metro FMR Area $700 $770 $1,000 $1,340 $1,450
43463 Toledo, OH HUD Metro FMR Area $830 $910 $1,180 $1,590 $1,710
43465 Toledo, OH HUD Metro FMR Area $600 $650 $850 $1,140 $1,230
43466 Toledo, OH HUD Metro FMR Area $730 $800 $1,040 $1,400 $1,500
43467 Toledo, OH HUD Metro FMR Area $640 $700 $910 $1,220 $1,320
43469 Toledo, OH HUD Metro FMR Area $620 $700 $920 $1,120 $1,270
43502 Toledo, OH HUD Metro FMR Area $560 $610 $790 $1,080 $1,160
43504 Toledo, OH HUD Metro FMR Area $690 $760 $980 $1,320 $1,430
43511 Toledo, OH HUD Metro FMR Area $680 $740 $970 $1,300 $1,400
43515 Toledo, OH HUD Metro FMR Area $560 $610 $790 $1,080 $1,160
43516 Toledo, OH HUD Metro FMR Area $670 $740 $960 $1,290 $1,390
43521 Toledo, OH HUD Metro FMR Area $560 $610 $790 $1,080 $1,160
43522 Toledo, OH HUD Metro FMR Area $630 $690 $890 $1,200 $1,290
43525 Toledo, OH HUD Metro FMR Area $620 $680 $880 $1,180 $1,270
43528 Toledo, OH HUD Metro FMR Area $780 $850 $1,110 $1,490 $1,600
43529 Toledo, OH HUD Metro FMR Area $700 $760 $990 $1,330 $1,430
43532 Toledo, OH HUD Metro FMR Area $640 $700 $910 $1,220 $1,320
43533 Toledo, OH HUD Metro FMR Area $560 $610 $790 $1,080 $1,160
43537 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370
43540 Toledo, OH HUD Metro FMR Area $630 $690 $900 $1,210 $1,300
43541 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370
43542 Toledo, OH HUD Metro FMR Area $690 $750 $980 $1,310 $1,410
43545 Toledo, OH HUD Metro FMR Area $600 $660 $860 $1,160 $1,240
43547 Toledo, OH HUD Metro FMR Area $630 $690 $900 $1,210 $1,300
43551 Toledo, OH HUD Metro FMR Area $830 $910 $1,180 $1,590 $1,710
43552 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370
43553 Toledo, OH HUD Metro FMR Area $620 $680 $880 $1,180 $1,270
43557 Toledo, OH HUD Metro FMR Area $610 $670 $870 $1,170 $1,260
43558 Toledo, OH HUD Metro FMR Area $630 $690 $890 $1,200 $1,290
43560 Toledo, OH HUD Metro FMR Area $730 $800 $1,040 $1,400 $1,500
43565 Toledo, OH HUD Metro FMR Area $750 $820 $1,070 $1,440 $1,550
43566 Toledo, OH HUD Metro FMR Area $880 $960 $1,250 $1,680 $1,810
43567 Toledo, OH HUD Metro FMR Area $650 $720 $930 $1,250 $1,340
43569 Toledo, OH HUD Metro FMR Area $650 $720 $930 $1,250 $1,340
43570 Toledo, OH HUD Metro FMR Area $560 $610 $790 $1,080 $1,160
43571 Toledo, OH HUD Metro FMR Area $670 $740 $960 $1,290 $1,390
43604 Toledo, OH HUD Metro FMR Area $560 $610 $790 $1,080 $1,160
43605 Toledo, OH HUD Metro FMR Area $580 $630 $820 $1,100 $1,190
43606 Toledo, OH HUD Metro FMR Area $640 $700 $910 $1,220 $1,320
43607 Toledo, OH HUD Metro FMR Area $590 $650 $840 $1,130 $1,210
43608 Toledo, OH HUD Metro FMR Area $600 $660 $860 $1,160 $1,240
43609 Toledo, OH HUD Metro FMR Area $630 $690 $890 $1,200 $1,290
43610 Toledo, OH HUD Metro FMR Area $590 $650 $840 $1,130 $1,210
43611 Toledo, OH HUD Metro FMR Area $640 $700 $910 $1,220 $1,320
43612 Toledo, OH HUD Metro FMR Area $600 $660 $860 $1,160 $1,240
43613 Toledo, OH HUD Metro FMR Area $650 $710 $920 $1,240 $1,330
43614 Toledo, OH HUD Metro FMR Area $630 $690 $900 $1,210 $1,300
43615 Toledo, OH HUD Metro FMR Area $670 $740 $960 $1,290 $1,390
43616 Toledo, OH HUD Metro FMR Area $580 $630 $820 $1,100 $1,190
43617 Toledo, OH HUD Metro FMR Area $700 $760 $990 $1,330 $1,430
43619 Toledo, OH HUD Metro FMR Area $650 $710 $920 $1,240 $1,330
43620 Toledo, OH HUD Metro FMR Area $560 $610 $790 $1,080 $1,160
43623 Toledo, OH HUD Metro FMR Area $600 $660 $860 $1,160 $1,240
43635 Toledo, OH HUD Metro FMR Area $630 $690 $900 $1,210 $1,300
44817 Toledo, OH HUD Metro FMR Area $640 $700 $910 $1,220 $1,320
44830 Toledo, OH HUD Metro FMR Area $560 $620 $800 $1,080 $1,160
45348 Toledo, OH HUD Metro FMR Area $630 $690 $900 $1,210 $1,300
45858 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370
45872 Toledo, OH HUD Metro FMR Area $600 $660 $860 $1,160 $1,240
45889 Toledo, OH HUD Metro FMR Area $670 $730 $950 $1,280 $1,370

2022 Average & Median Rent Data Statistics
TOLEDO, OH average 1BR rent: $713, median: $700
TOLEDO, OH average 2BR rent: $926, median: $910
TOLEDO, OH average 3BR rent: $1,242, median: $1,220

TOLEDO, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,331 $1,295,855,000 $204,684
Home Improvement 1,428 $110,540,000 $77,409
Cash Out Refi 1,405 $186,895,000 $133,021
Other 1,229 $88,895,000 $72,331
Refi 945 $134,375,000 $142,196
NA 1 $105,000 $105,000

Toledo's most frequently cited loan purpose was Home Purchase, with 6,331 originations. The 2nd most popular reason was Home Improvement, with 1,428 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,719 $733,535,000 $197,240
7-8% 3,187 $530,845,000 $166,566
Over 8% 3,055 $253,565,000 $83,000
5-6% 1,010 $233,810,000 $231,495
4-5% 63 $14,635,000 $232,302
3-4% 11 $2,945,000 $267,727
<2.5% 7 $5,605,000 $800,714
2.5-3% 3 $585,000 $195,000

During 2023, Toledo's most frequently originated rate bucket was 6-7%, with 3,719 originations.

Loan Sizing (TOLEDO, OH MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 4,536 $257,680,000 $56,808
$100k-200k 3,950 $563,120,000 $142,562
$200k-400k 2,310 $626,330,000 $271,139
$400k-600k 417 $195,275,000 $468,285
$600k-1000k 93 $67,335,000 $724,032
$Over $1MM 33 $106,925,000 $3,240,152

TOLEDO's loan sizing saw the bucket of loans from $100,000 or less with 4,536 originations, totaling $257,680,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,395 $881,315,000 $200,527
60-80% 2,447 $476,095,000 $194,563
20-40% 1,750 $154,290,000 $88,166
Under 20% 1,306 $64,600,000 $49,464
40-60% 1,041 $158,995,000 $152,733
Over 100% 83 $27,975,000 $337,048

TOLEDO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,395 originations, totaling $881,315,000 in origination value.