COLUMBUS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Columbus averaged
7.44%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
7.02% and
one month ago for the week of 2024-03-14, the
average rate was 6.98%.
Columbus's average rate one year ago was 6.61%.
For refis of the same type during the week of 2024-04-18, the average rate
was 8.18%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Columbus 30 Year Fixed Rate | 2024-04-18 | 7.44% |
| Columbus 30 Year Fixed Rate Refi | 2024-04-18 | 8.18% |
| Columbus 15 Year Fixed Rate | 2024-04-18 | 6.39% |
| Columbus 15 Year Fixed Rate Refi | 2024-04-18 | 6.79% |
| Columbus 30 Year FHA | 2024-04-18 | 6.99% |
| Columbus 30 Year FHA Refi | 2024-04-18 | 7.06% |
| Columbus 30 Year USDA | 2024-04-18 | 6.76% |
| Columbus 30 Year USDA Refi | 2024-04-18 | 6.66% |
| Columbus 30 Year VA | 2024-04-18 | 6.63% |
| Columbus 30 Year VA Refi | 2024-04-18 | 6.86% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, GA-AL.
COLUMBUS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
COLUMBUS Average Closing Costs & Other Stats
COLUMBUS, GA-AL's 142 lenders originated 4,745
loans during 2023. The total origination value was $997,075,000, with an average loan value of
$210,132.
COLUMBUS's average closing costs are $5,505.
The top COLUMBUS lender as defined by loan originations is Synovus Bank, with
129 loans originated. Their average total fees are
$5,926, which is $84
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee COLUMBUS lenders (with over 10 loans originated) are
Wells Fargo Bank ($3,090), KINETIC FEDERAL CREDIT UNION ($3,612), RUOFF MORTGAGE COMPANY, INC. ($3,717), NAVY FEDERAL CREDIT UNION ($3,931) and Regions Bank ($4,269).
The lowest rate COLUMBUS lenders (with over 10 loans originated) are
KINETIC FEDERAL CREDIT UNION (6.34%), Wells Fargo Bank (6.41%), HOMESTAR FINANCIAL CORPORATION (6.45%), GUARANTEED RATE, INC. (6.60%) and CMG MORTGAGE, INC. (6.62%).
COLUMBUS, GA-AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Synovus Bank | $113,645,000 | $84,620,000 | -25.5% | 8.5% |
| Mortgage Research Center, LLC | $90,665,000 | $64,220,000 | -29.2% | 6.4% |
| QUICKEN LOANS, LLC | $85,260,000 | $48,830,000 | -42.7% | 4.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $52,560,000 | $47,230,000 | -10.1% | 4.7% |
| CMG MORTGAGE, INC. | $32,675,000 | $45,835,000 | 40.3% | 4.6% |
| CANOPY MORTGAGE, LLC | $35,015,000 | n/a | 3.5% | |
| CROSSCOUNTRY MORTGAGE, LLC | $23,150,000 | $30,295,000 | 30.9% | 3.0% |
| Northpointe Bank | $18,950,000 | $29,620,000 | 56.3% | 3.0% |
| NAVY FEDERAL CREDIT UNION | $31,685,000 | $28,935,000 | -8.7% | 2.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $45,265,000 | $27,185,000 | -39.9% | 2.7% |
| HOMESTAR FINANCIAL CORPORATION | $67,190,000 | $26,095,000 | -61.2% | 2.6% |
| BROKER SOLUTIONS, INC. | $40,120,000 | $23,315,000 | -41.9% | 2.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $28,245,000 | $21,660,000 | -23.3% | 2.2% |
| MOVEMENT MORTGAGE, LLC | $13,900,000 | $21,475,000 | 54.5% | 2.2% |
| GUARANTEED RATE, INC. | $4,300,000 | $19,505,000 | 353.6% | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | $20,950,000 | $15,290,000 | -27.0% | 1.5% |
| Renasant Bank | $18,245,000 | $14,340,000 | -21.4% | 1.4% |
| Southern States Bank | $12,220,000 | $14,315,000 | 17.1% | 1.4% |
| GUILD MORTGAGE COMPANY | $18,790,000 | $14,070,000 | -25.1% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,055,000 | $13,310,000 | 32.4% | 1.3% |
| ENVOY MORTGAGE, LTD | $39,010,000 | $12,905,000 | -66.9% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $27,565,000 | $12,365,000 | -55.1% | 1.2% |
| Truist | $16,195,000 | $12,310,000 | -24.0% | 1.2% |
| Merchants Bank of Indiana | $11,445,000 | n/a | 1.1% | |
| USAA Federal Savings Bank | $19,705,000 | $10,765,000 | -45.4% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,910,000 | $10,160,000 | -27.0% | 1.0% |
| First Peoples Bank | $9,495,000 | n/a | 1.0% | |
| AuburnBank | $6,135,000 | $8,910,000 | 45.2% | 0.9% |
| GREYSTONE SERVICING COMPANY LLC | $45,065,000 | $8,865,000 | -80.3% | 0.9% |
| RUOFF MORTGAGE COMPANY, INC. | $8,825,000 | $8,040,000 | -8.9% | 0.8% |
| LOANDEPOT.COM, LLC | $38,810,000 | $7,260,000 | -81.3% | 0.7% |
| NEW DAY FINANCIAL, LLC | $11,215,000 | $6,755,000 | -39.8% | 0.7% |
| EVERETT FINANCIAL, INC. | $11,065,000 | $6,720,000 | -39.3% | 0.7% |
| Wells Fargo Bank | $45,085,000 | $6,500,000 | -85.6% | 0.7% |
| LIMA ONE CAPITAL, LLC | $6,025,000 | $6,440,000 | 6.9% | 0.6% |
| Stifel Bank and Trust | $11,080,000 | $6,300,000 | -43.1% | 0.6% |
| KINETIC FEDERAL CREDIT UNION | $9,790,000 | $6,140,000 | -37.3% | 0.6% |
| The Peoples Bank of Georgia | $4,755,000 | $5,945,000 | 25.0% | 0.6% |
| Colony Bank | $10,320,000 | $5,810,000 | -43.7% | 0.6% |
| The Federal Savings Bank | $5,875,000 | $5,435,000 | -7.5% | 0.5% |
| Regions Bank | $7,210,000 | $5,140,000 | -28.7% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,825,000 | $5,085,000 | -25.5% | 0.5% |
| NEWREZ LLC | $6,895,000 | $4,235,000 | -38.6% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $8,645,000 | $4,205,000 | -51.4% | 0.4% |
| Phenix-Girard Bank | $2,310,000 | $4,085,000 | 76.8% | 0.4% |
| 21ST MORTGAGE CORPORATION | $2,330,000 | $3,985,000 | 71.0% | 0.4% |
| Plains Commerce Bank | $3,875,000 | $3,940,000 | 1.7% | 0.4% |
| Carrington Mortgage Services, LLC | $6,340,000 | $3,935,000 | -37.9% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $23,810,000 | $3,605,000 | -84.9% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $1,845,000 | $3,430,000 | 85.9% | 0.3% |
| Ameris Bank | $5,690,000 | $3,420,000 | -39.9% | 0.3% |
| Armed Forces Bank | $485,000 | $3,410,000 | 603.1% | 0.3% |
| Flagstar Bank, FSB | $5,315,000 | $3,200,000 | -39.8% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $8,705,000 | $3,200,000 | -63.2% | 0.3% |
| CARDINAL FINANCIAL | $4,555,000 | $2,995,000 | -34.2% | 0.3% |
| OPEN MORTGAGE, LLC | $2,620,000 | $2,835,000 | 8.2% | 0.3% |
| Trustmark National Bank | $6,250,000 | $2,770,000 | -55.7% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $7,350,000 | $2,765,000 | -62.4% | 0.3% |
| Bank of America | $6,690,000 | $2,620,000 | -60.8% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $3,540,000 | $2,595,000 | -26.7% | 0.3% |
| JPMorgan Chase Bank | $6,330,000 | $2,555,000 | -59.6% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,465,000 | n/a | 0.2% | |
| CERTAINTY HOME LOANS, LLC | $23,735,000 | $2,450,000 | -89.7% | 0.2% |
| MILEND, INC. | $1,285,000 | $2,430,000 | 89.1% | 0.2% |
| U.S. Bank | $3,055,000 | $2,335,000 | -23.6% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,140,000 | $2,295,000 | -44.6% | 0.2% |
| DOMINION FINANCIAL SERVICES, LLC | $930,000 | $2,250,000 | 141.9% | 0.2% |
| WALKER & DUNLOP, LLC | $34,385,000 | $2,075,000 | -94.0% | 0.2% |
| Arbor Realty Trust, Inc. | $1,675,000 | $2,005,000 | 19.7% | 0.2% |
| PNC Bank | $3,295,000 | $2,005,000 | -39.2% | 0.2% |
| OCMBC, INC. | $1,965,000 | n/a | 0.2% | |
| RELIANCE FIRST CAPITAL, LLC | $1,660,000 | $1,740,000 | 4.8% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,625,000 | $1,685,000 | 3.7% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $1,150,000 | $1,650,000 | 43.5% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $1,025,000 | $1,600,000 | 56.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,225,000 | $1,480,000 | 20.8% | 0.1% |
| Cornerstone First Mortgage, Inc | $1,415,000 | n/a | 0.1% | |
| MORTGAGE INVESTORS GROUP, INC. | $1,500,000 | $1,395,000 | -7.0% | 0.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,215,000 | $1,395,000 | 14.8% | 0.1% |
| Magnolia Bank | $1,540,000 | $1,385,000 | -10.1% | 0.1% |
| South State Bank | $3,690,000 | $1,385,000 | -62.5% | 0.1% |
| Citizens Bank | $240,000 | $1,370,000 | 470.8% | 0.1% |
| Equity Prime Mortgage LLC | $340,000 | $1,355,000 | 298.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,995,000 | $1,345,000 | -32.6% | 0.1% |
| First Federal Bank | $1,625,000 | $1,305,000 | -19.7% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $310,000 | $1,300,000 | 319.4% | 0.1% |
| AgFirst Farm Credit Bank | $2,155,000 | $1,285,000 | -40.4% | 0.1% |
| Hometown Equity Mortgage, LLC | $785,000 | $1,260,000 | 60.5% | 0.1% |
| TJC Mortgage, Inc. | $1,140,000 | $1,155,000 | 1.3% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $765,000 | $1,130,000 | 47.7% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,125,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $650,000 | $1,125,000 | 73.1% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $440,000 | $1,120,000 | 154.5% | 0.1% |
| EMM LOANS LLC | $485,000 | $1,095,000 | 125.8% | 0.1% |
| Morgan Stanley Private Bank | $1,035,000 | $1,060,000 | 2.4% | 0.1% |
| Discover Bank | $1,325,000 | $1,045,000 | -21.1% | 0.1% |
| EVANSVILLE TEACHERS | $695,000 | $1,045,000 | 50.4% | 0.1% |
| Figure Lending LLC | $1,020,000 | $1,025,000 | 0.5% | 0.1% |
| NBKC BANK | $490,000 | $1,000,000 | 104.1% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $955,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $920,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $1,030,000 | $915,000 | -11.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $3,620,000 | $895,000 | -75.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $235,000 | $880,000 | 274.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $870,000 | n/a | 0.1% | |
| Citibank | $240,000 | $865,000 | 260.4% | 0.1% |
| LOANPAL, LLC | $1,950,000 | $865,000 | -55.6% | 0.1% |
| River Bank & Trust | $900,000 | $845,000 | -6.1% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $315,000 | $815,000 | 158.7% | 0.1% |
| CLEARPATH LENDING | $3,360,000 | $795,000 | -76.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,235,000 | $795,000 | -64.4% | 0.1% |
| Franklin Loan Corporation | $780,000 | n/a | 0.1% | |
| DELTA COMMUNITY CREDIT UNION | $230,000 | $770,000 | 234.8% | 0.1% |
| Talbot State Bank | $770,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,745,000 | $755,000 | -56.7% | 0.1% |
| GEORGIA UNITED | $155,000 | $715,000 | 361.3% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $705,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,330,000 | $690,000 | -48.1% | 0.1% |
| The Loan Store, Inc. | $685,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $660,000 | $655,000 | -0.8% | 0.1% |
| NFM, INC. | $250,000 | $650,000 | 160.0% | 0.1% |
| THRIVE MORTGAGE, LLC | $990,000 | $650,000 | -34.3% | 0.1% |
| ATLANTA POSTAL | $1,060,000 | $645,000 | -39.2% | 0.1% |
| TOWNE MORTGAGE COMPANY | $395,000 | $645,000 | 63.3% | 0.1% |
| Five Star Credit Union | $615,000 | $640,000 | 4.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,110,000 | $635,000 | -84.5% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $635,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $185,000 | $625,000 | 237.8% | 0.1% |
| Mid-Continent Funding, Inc. | $2,520,000 | $625,000 | -75.2% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $700,000 | $610,000 | -12.9% | 0.1% |
| ACOPIA, LLC | $865,000 | $605,000 | -30.1% | 0.1% |
| First-Citizens Bank & Trust Company | $830,000 | $605,000 | -27.1% | 0.1% |
| HomePromise Corporation | $600,000 | n/a | 0.1% | |
| Neighborhood Loans, Inc. | $475,000 | $595,000 | 25.3% | 0.1% |
| United Community Bank | $1,315,000 | $590,000 | -55.1% | 0.1% |
| Ixonia Bank | $580,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $865,000 | $580,000 | -32.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $800,000 | $570,000 | -28.8% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $505,000 | $570,000 | 12.9% | 0.1% |
| AUGUSTA MORTGAGE CO. | $565,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,845,000 | $555,000 | -69.9% | 0.1% |
| SouthPoint Bank | $525,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $245,000 | $500,000 | 104.1% | 0.1% |
| BOKF | $500,000 | n/a | 0.1% | |
| BMO Harris Bank | $255,000 | $495,000 | 94.1% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $220,000 | $485,000 | 120.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,315,000 | $475,000 | -63.9% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $805,000 | $470,000 | -41.6% | 0.0% |
| SUMMIT FUNDING, INC. | $370,000 | $470,000 | 27.0% | 0.0% |
| A&D Mortgage LLC | $210,000 | $460,000 | 119.0% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $6,630,000 | $455,000 | -93.1% | 0.0% |
| The Central Trust Bank | $475,000 | $455,000 | -4.2% | 0.0% |
| United Bank | $320,000 | $455,000 | 42.2% | 0.0% |
| University Bank | $455,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $205,000 | $445,000 | 117.1% | 0.0% |
| SPRING EQ, LLC | $1,050,000 | $435,000 | -58.6% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $215,000 | $430,000 | 100.0% | 0.0% |
| Bank of England | $425,000 | $430,000 | 1.2% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $95,000 | $430,000 | 352.6% | 0.0% |
| DIGITAL Federal Credit Union | $115,000 | $430,000 | 273.9% | 0.0% |
| AMWEST FUNDING CORP. | $300,000 | $425,000 | 41.7% | 0.0% |
| Aurora Financial, LLC | $425,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $425,000 | n/a | 0.0% | |
| Southwest Georgia Farm Credit, ACA | $415,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $410,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $410,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $405,000 | n/a | 0.0% | |
| NP, Inc. | $405,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $380,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $2,025,000 | $375,000 | -81.5% | 0.0% |
| Peoples Bank | $365,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $190,000 | $355,000 | 86.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $115,000 | $350,000 | 204.3% | 0.0% |
| Capital City Home Loans, LLC | $2,410,000 | $350,000 | -85.5% | 0.0% |
| RESIDENTIAL BANCORP | $410,000 | $350,000 | -14.6% | 0.0% |
| STATE EMPLOYEES' | $540,000 | $350,000 | -35.2% | 0.0% |
| Ally Bank | $1,385,000 | $345,000 | -75.1% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $535,000 | $345,000 | -35.5% | 0.0% |
| NEW WAVE LENDING GROUP INC | $345,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $345,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $1,390,000 | $340,000 | -75.5% | 0.0% |
| MORTGAGE ACCESS CORP. | $995,000 | $335,000 | -66.3% | 0.0% |
| PeoplesSouth Bank | $2,055,000 | $335,000 | -83.7% | 0.0% |
| Fidelity Bank | $325,000 | n/a | 0.0% | |
| NBH Bank | $345,000 | $325,000 | -5.8% | 0.0% |
| Financial Federal Bank | $315,000 | n/a | 0.0% | |
| FirstBank | $8,280,000 | $315,000 | -96.2% | 0.0% |
| First National Bank of Pennsylvania | $315,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,885,000 | $310,000 | -83.6% | 0.0% |
| Pinnacle Bank | $310,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $205,000 | $310,000 | 51.2% | 0.0% |
| Fifth Third Bank | $325,000 | $305,000 | -6.2% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $305,000 | n/a | 0.0% | |
| UBS Bank USA | $305,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $825,000 | $290,000 | -64.8% | 0.0% |
| First Federal Bank, A FSB | $285,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $285,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $615,000 | $275,000 | -55.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $275,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $135,000 | $275,000 | 103.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $320,000 | $275,000 | -14.1% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $935,000 | $265,000 | -71.7% | 0.0% |
| Metro City Bank | $4,680,000 | $265,000 | -94.3% | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $715,000 | $255,000 | -64.3% | 0.0% |
| Shamrock Home Loans, Inc. | $255,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $255,000 | n/a | 0.0% | |
| Towne Bank | $225,000 | $255,000 | 13.3% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $250,000 | n/a | 0.0% | |
| Troy Bank and Trust Company | $7,355,000 | $250,000 | -96.6% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $265,000 | $245,000 | -7.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,590,000 | $245,000 | -84.6% | 0.0% |
| SWBC MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $235,000 | n/a | 0.0% | |
| First National Bank of America | $305,000 | $235,000 | -23.0% | 0.0% |
| First National Bank Texas | $235,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $235,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $225,000 | n/a | 0.0% | |
| GMFS LLC | $735,000 | $225,000 | -69.4% | 0.0% |
| NexBank | $75,000 | $225,000 | 200.0% | 0.0% |
| Associated Credit Union | $55,000 | $220,000 | 300.0% | 0.0% |
| Bethpage Federal Credit Union | $215,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $540,000 | $215,000 | -60.2% | 0.0% |
| Sandy Spring Bank | $215,000 | n/a | 0.0% | |
| Bank of the Pacific | $205,000 | n/a | 0.0% | |
| BNC National Bank | $735,000 | $205,000 | -72.1% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $195,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $525,000 | $195,000 | -62.9% | 0.0% |
| ServisFirst Bank | $24,870,000 | $195,000 | -99.2% | 0.0% |
| Valley National Bank | $225,000 | $195,000 | -13.3% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $905,000 | $195,000 | -78.5% | 0.0% |
| MORTGAGEONE, INC. | $185,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $95,000 | $180,000 | 89.5% | 0.0% |
| COMPASS MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $165,000 | n/a | 0.0% | |
| BancorpSouth | $505,000 | $160,000 | -68.3% | 0.0% |
| Citadel Servicing Corporation | $540,000 | $145,000 | -73.1% | 0.0% |
| Gateway First Bank | $320,000 | $145,000 | -54.7% | 0.0% |
| Georgia Community Bank | $65,000 | $145,000 | 123.1% | 0.0% |
| ITHINK FINANCIAL Credit Union | $140,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $710,000 | $135,000 | -81.0% | 0.0% |
| CPM Federal Credit Union | $135,000 | n/a | 0.0% | |
| Home Bank SB | $135,000 | n/a | 0.0% | |
| MidFirst Bank | $130,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $125,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $125,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $125,000 | n/a | 0.0% | |
| MidSouth Bank | $120,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $65,000 | $115,000 | 76.9% | 0.0% |
| Shore United Bank | $115,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $1,470,000 | $105,000 | -92.9% | 0.0% |
| First South Farm Credit, ACA | $105,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $940,000 | $105,000 | -88.8% | 0.0% |
| MK LENDING CORP. | $105,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,700,000 | $105,000 | -93.8% | 0.0% |
| NEXERA HOLDING LLC | $215,000 | $105,000 | -51.2% | 0.0% |
| ROBINS FINANCIAL | $50,000 | $105,000 | 110.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $125,000 | $100,000 | -20.0% | 0.0% |
| Mortgage Assurance Inc. | $95,000 | n/a | 0.0% | |
| THE EQUITABLE MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| IAA Credit Union | $205,000 | $85,000 | -58.5% | 0.0% |
| USAlliance Federal Credit Union | $85,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $85,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $1,095,000 | $75,000 | -93.2% | 0.0% |
| Connexus Credit Union | $75,000 | n/a | 0.0% | |
| SmartBank | $65,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $65,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $1,010,000 | $55,000 | -94.6% | 0.0% |
| Meridian Bank Corporation | $55,000 | n/a | 0.0% | |
| Service Federal Credit Union | $65,000 | $55,000 | -15.4% | 0.0% |
| ALL IN | $695,000 | $45,000 | -93.5% | 0.0% |
| POWERCO | $45,000 | n/a | 0.0% | |
| AFFINITY | $35,000 | n/a | 0.0% | |
| Bank of Dawson | $35,000 | n/a | 0.0% | |
| Bank OZK | $150,000 | $25,000 | -83.3% | 0.0% |
| Coastal Community Bank | $15,000 | n/a | 0.0% |
COLUMBUS's top lender by overall market share is Synovus Bank, with 8.5% market share. In second place, with 6.4%, is Mortgage Research Center, LLC, having originated $64,220,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $48,830,000 in loans. In fourth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $47,230,000 in loans. In fifth place, with 4.6%, is CMG MORTGAGE, INC., having originated $45,835,000 in loans.
COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,225 (11.6%) | $205,780 (13.0%) | 0.59 | 1,478 |
| 2018-02-01 | $158,495 (9.3%) | $204,565 (11.1%) | 0.58 | 1,481 |
| 2018-03-01 | $159,250 (6.2%) | $206,963 (10.9%) | 0.56 | 1,487 |
| 2018-04-01 | $162,585 (6.3%) | $211,482 (12.1%) | 0.55 | 1,513 |
| 2018-05-01 | $164,225 (6.0%) | $212,220 (10.8%) | 0.55 | 1,532 |
| 2018-06-01 | $159,900 (3.2%) | $204,301 (5.5%) | 0.53 | 1,553 |
| 2018-07-01 | $158,945 (2.6%) | $205,062 (4.5%) | 0.53 | 1,557 |
| 2018-08-01 | $157,225 (1.4%) | $200,659 (1.8%) | 0.53 | 1,568 |
| 2018-09-01 | $160,000 (3.2%) | $205,276 (1.8%) | 0.54 | 1,538 |
| 2018-10-01 | $159,950 (3.7%) | $206,844 (3.4%) | 0.54 | 1,534 |
| 2018-11-01 | $159,900 (2.2%) | $208,576 (4.0%) | 0.54 | 1,536 |
| 2018-12-01 | $159,995 (2.6%) | $210,743 (4.1%) | 0.55 | 1,540 |
| 2019-01-01 | $160,000 (0.5%) | $212,901 (3.5%) | 0.55 | 1,442 |
| 2019-02-01 | $164,950 (4.1%) | $213,298 (4.3%) | 0.56 | 1,431 |
| 2019-03-01 | $164,957 (3.6%) | $219,349 (6.0%) | 0.54 | 1,331 |
| 2019-04-01 | $164,900 (1.4%) | $223,452 (5.7%) | 0.52 | 1,263 |
| 2019-05-01 | $164,615 (0.2%) | $227,625 (7.3%) | 0.51 | 1,226 |
| 2019-06-01 | $165,000 (3.2%) | $228,352 (11.8%) | 0.52 | 1,206 |
| 2019-07-01 | $168,308 (5.9%) | $232,645 (13.5%) | 0.53 | 1,116 |
| 2019-08-01 | $177,045 (12.6%) | $237,647 (18.4%) | 0.56 | 1,088 |
| 2019-09-01 | $180,114 (12.6%) | $241,092 (17.5%) | 0.58 | 1,079 |
| 2019-10-01 | $186,250 (16.4%) | $245,991 (18.9%) | 0.60 | 1,074 |
| 2019-11-01 | $189,950 (18.8%) | $247,681 (18.8%) | 0.62 | 1,048 |
| 2019-12-01 | $186,875 (16.8%) | $247,465 (17.4%) | 0.62 | 1,016 |
| 2020-01-01 | $183,900 (14.9%) | $246,573 (15.8%) | 0.61 | 965 |
| 2020-02-01 | $189,800 (15.1%) | $252,106 (18.2%) | 0.62 | 918 |
| 2020-03-01 | $181,968 (10.3%) | $246,877 (12.6%) | 0.57 | 871 |
| 2020-04-01 | $179,200 (8.7%) | $243,952 (9.2%) | 0.56 | 867 |
| 2020-05-01 | $179,900 (9.3%) | $249,099 (9.4%) | 0.55 | 764 |
| 2020-06-01 | $199,900 (21.2%) | $262,240 (14.8%) | 0.59 | 685 |
| 2020-07-01 | $199,700 (18.7%) | $261,736 (12.5%) | 0.58 | 618 |
| 2020-08-01 | $199,900 (12.9%) | $268,837 (13.1%) | 0.57 | 562 |
| 2020-09-01 | $192,450 (6.9%) | $288,874 (19.8%) | 0.55 | 483 |
| 2020-10-01 | $195,079 (4.7%) | $288,351 (17.2%) | 0.56 | 502 |
| 2020-11-01 | $194,290 (2.3%) | $275,809 (11.4%) | 0.57 | 521 |
| 2020-12-01 | $179,950 (-3.7%) | $272,599 (10.2%) | 0.54 | 509 |
| 2021-01-01 | $194,700 (5.9%) | $280,207 (13.6%) | 0.58 | 455 |
| 2021-02-01 | $188,650 (-0.6%) | $272,451 (8.1%) | 0.55 | 429 |
| 2021-03-01 | $186,850 (2.7%) | $273,487 (10.8%) | 0.53 | 386 |
| 2021-04-01 | $190,000 (6.0%) | $286,966 (17.6%) | 0.51 | 364 |
| 2021-05-01 | $189,300 (5.2%) | $275,482 (10.6%) | 0.50 | 365 |
| 2021-06-01 | $182,500 (-8.7%) | $271,206 (3.4%) | 0.48 | 391 |
| 2021-07-01 | $184,950 (-7.4%) | $281,266 (7.5%) | 0.49 | 481 |
| 2021-08-01 | $188,575 (-5.7%) | $279,112 (3.8%) | 0.50 | 495 |
| 2021-09-01 | $189,900 (-1.3%) | $292,273 (1.2%) | 0.51 | 521 |
| 2021-10-01 | $189,900 (-2.7%) | $284,066 (-1.5%) | 0.51 | 521 |
| 2021-11-01 | $186,850 (-3.8%) | $286,837 (4.0%) | 0.50 | 536 |
| 2021-12-01 | $189,450 (5.3%) | $296,387 (8.7%) | 0.51 | 436 |
| 2022-01-01 | $187,900 (-3.5%) | $318,215 (13.6%) | 0.51 | 356 |
| 2022-02-01 | $183,875 (-2.5%) | $316,683 (16.2%) | 0.48 | 328 |
| 2022-03-01 | $185,250 (-0.9%) | $308,961 (13.0%) | 0.46 | 331 |
| 2022-04-01 | $174,950 (-7.9%) | $276,442 (-3.7%) | 0.42 | 356 |
| 2022-05-01 | $200,475 (5.9%) | $280,466 (1.8%) | 0.46 | 411 |
| 2022-06-01 | $227,950 (24.9%) | $299,125 (10.3%) | 0.51 | 464 |
| 2022-07-01 | $235,000 (27.1%) | $299,869 (6.6%) | 0.53 | 537 |
| 2022-08-01 | $219,900 (16.6%) | $336,168 (20.4%) | 0.51 | 545 |
| 2022-09-01 | $220,875 (16.3%) | $335,429 (14.8%) | 0.52 | 550 |
| 2022-10-01 | $229,900 (21.1%) | $300,166 (5.7%) | 0.54 | 598 |
| 2022-11-01 | $229,950 (23.1%) | $293,559 (2.3%) | 0.55 | 585 |
| 2022-12-01 | $225,000 (18.8%) | $293,745 (-0.9%) | 0.56 | 529 |
| 2023-01-01 | $230,000 (22.4%) | $348,152 (9.4%) | 0.57 | 436 |
| 2023-02-01 | $213,750 (16.3%) | $341,581 (7.9%) | 0.52 | 419 |
| 2023-03-01 | $224,925 (21.4%) | $354,932 (14.9%) | 0.53 | 401 |
| 2023-04-01 | $246,000 (40.6%) | $379,317 (37.2%) | 0.57 | 395 |
| 2023-05-01 | $275,250 (37.3%) | $382,414 (36.4%) | 0.62 | 410 |
| 2023-06-01 | $270,138 (18.5%) | $386,157 (29.1%) | 0.61 | 415 |
| 2023-07-01 | $270,500 (15.1%) | $376,858 (25.7%) | 0.61 | 422 |
| 2023-08-01 | $276,450 (25.7%) | $374,029 (11.3%) | 0.63 | 446 |
| 2023-09-01 | $269,900 (22.2%) | $349,622 (4.2%) | 0.63 | 536 |
| 2023-10-01 | $267,125 (16.2%) | $343,694 (14.5%) | 0.63 | 569 |
| 2023-11-01 | $259,950 (13.1%) | $316,404 (7.8%) | 0.62 | 601 |
| 2023-12-01 | $254,900 (13.3%) | $320,067 (9.0%) | 0.62 | 591 |
| 2024-01-01 | $242,475 (5.4%) | $322,761 (-7.3%) | 0.59 | 542 |
| 2024-02-01 | $242,094 (13.3%) | $330,011 (-3.4%) | 0.58 | 533 |
| 2024-03-01 | $245,000 (8.9%) | $340,746 (-4.0%) | 0.58 | 518 |
COLUMBUS's median listing price for 2024-03-01 was $245,000, a difference of
$20,075
(8.9%) versus the prior year and
$2,906 versus the prior month.
COLUMBUS's median listing price comes in at 58% of the national average.
COLUMBUS's average listing price for 2024-03-01 was $340,746, a difference of $-14,186 (-4.0%) versus the prior year and $10,735 versus the prior month.
For the 2024-03-01 period, COLUMBUS had 518 MLS listings, a difference of -15 listings (-3%) versus the prior month and 117 listings (29%) versus the prior year.
COLUMBUS's median listing price comes in at 58% of the national average.
COLUMBUS's average listing price for 2024-03-01 was $340,746, a difference of $-14,186 (-4.0%) versus the prior year and $10,735 versus the prior month.
For the 2024-03-01 period, COLUMBUS had 518 MLS listings, a difference of -15 listings (-3%) versus the prior month and 117 listings (29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 91 days | 1,923 sqft |
| 2018-02-01 | 87 days | 1,932 sqft |
| 2018-03-01 | 74 days | 1,929 sqft |
| 2018-04-01 | 74 days | 1,928 sqft |
| 2018-05-01 | 72 days | 1,970 sqft |
| 2018-06-01 | 68 days | 1,936 sqft |
| 2018-07-01 | 73 days | 1,915 sqft |
| 2018-08-01 | 80 days | 1,923 sqft |
| 2018-09-01 | 84 days | 1,941 sqft |
| 2018-10-01 | 85 days | 1,956 sqft |
| 2018-11-01 | 91 days | 1,948 sqft |
| 2018-12-01 | 96 days | 1,937 sqft |
| 2019-01-01 | 101 days | 1,927 sqft |
| 2019-02-01 | 97 days | 1,942 sqft |
| 2019-03-01 | 91 days | 1,953 sqft |
| 2019-04-01 | 80 days | 1,954 sqft |
| 2019-05-01 | 73 days | 1,942 sqft |
| 2019-06-01 | 68 days | 2,000 sqft |
| 2019-07-01 | 66 days | 2,011 sqft |
| 2019-08-01 | 68 days | 2,030 sqft |
| 2019-09-01 | 71 days | 2,058 sqft |
| 2019-10-01 | 70 days | 2,101 sqft |
| 2019-11-01 | 67 days | 2,150 sqft |
| 2019-12-01 | 74 days | 2,114 sqft |
| 2020-01-01 | 82 days | 2,100 sqft |
| 2020-02-01 | 80 days | 2,109 sqft |
| 2020-03-01 | 71 days | 2,062 sqft |
| 2020-04-01 | 67 days | 2,012 sqft |
| 2020-05-01 | 68 days | 2,049 sqft |
| 2020-06-01 | 58 days | 2,145 sqft |
| 2020-07-01 | 50 days | 2,109 sqft |
| 2020-08-01 | 44 days | 2,044 sqft |
| 2020-09-01 | 45 days | 2,010 sqft |
| 2020-10-01 | 39 days | 2,007 sqft |
| 2020-11-01 | 42 days | 1,965 sqft |
| 2020-12-01 | 46 days | 1,932 sqft |
| 2021-01-01 | 54 days | 1,988 sqft |
| 2021-02-01 | 33 days | 1,899 sqft |
| 2021-03-01 | 32 days | 1,883 sqft |
| 2021-04-01 | 32 days | 1,864 sqft |
| 2021-05-01 | 19 days | 1,802 sqft |
| 2021-06-01 | 22 days | 1,789 sqft |
| 2021-07-01 | 26 days | 1,789 sqft |
| 2021-08-01 | 37 days | 1,818 sqft |
| 2021-09-01 | 37 days | 1,784 sqft |
| 2021-10-01 | 38 days | 1,792 sqft |
| 2021-11-01 | 42 days | 1,830 sqft |
| 2021-12-01 | 55 days | 1,884 sqft |
| 2022-01-01 | 57 days | 1,848 sqft |
| 2022-02-01 | 31 days | 1,795 sqft |
| 2022-03-01 | 25 days | 1,721 sqft |
| 2022-04-01 | 23 days | 1,702 sqft |
| 2022-05-01 | 22 days | 1,812 sqft |
| 2022-06-01 | 26 days | 1,887 sqft |
| 2022-07-01 | 30 days | 1,936 sqft |
| 2022-08-01 | 37 days | 1,866 sqft |
| 2022-09-01 | 44 days | 1,876 sqft |
| 2022-10-01 | 41 days | 1,955 sqft |
| 2022-11-01 | 50 days | 1,969 sqft |
| 2022-12-01 | 64 days | 1,931 sqft |
| 2023-01-01 | 64 days | 1,942 sqft |
| 2023-02-01 | 38 days | 1,865 sqft |
| 2023-03-01 | 40 days | 1,891 sqft |
| 2023-04-01 | 36 days | 2,020 sqft |
| 2023-05-01 | 36 days | 2,091 sqft |
| 2023-06-01 | 40 days | 2,046 sqft |
| 2023-07-01 | 42 days | 2,054 sqft |
| 2023-08-01 | 35 days | 2,101 sqft |
| 2023-09-01 | 37 days | 2,030 sqft |
| 2023-10-01 | 39 days | 1,982 sqft |
| 2023-11-01 | 44 days | 2,030 sqft |
| 2023-12-01 | 53 days | 1,968 sqft |
| 2024-01-01 | 60 days | 1,877 sqft |
| 2024-02-01 | 48 days | 1,853 sqft |
| 2024-03-01 | 45 days | 1,891 sqft |
COLUMBUS's median listing age (time on market) for 2024-03-01 was 45 days.
This
is 11%
longer
than the same period one year ago.
COLUMBUS's median square footage for active listings during the 2024-03-01 period was 1,891 sqft. One year prior, the average listing was 1,891 sqft.
COLUMBUS's median square footage for active listings during the 2024-03-01 period was 1,891 sqft. One year prior, the average listing was 1,891 sqft.
COLUMBUS, GA-AL Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 31058 | Columbus, GA-AL HUD Metro FMR Area | $620 | $670 | $770 | $1,040 | $1,310 |
| 31801 | Columbus, GA-AL HUD Metro FMR Area | $680 | $740 | $850 | $1,140 | $1,450 |
| 31803 | Columbus, GA-AL HUD Metro FMR Area | $620 | $670 | $770 | $1,040 | $1,310 |
| 31804 | Columbus, GA-AL HUD Metro FMR Area | $970 | $1,050 | $1,210 | $1,630 | $2,060 |
| 31805 | Columbus, GA-AL HUD Metro FMR Area | $610 | $660 | $770 | $1,030 | $1,280 |
| 31807 | Columbus, GA-AL HUD Metro FMR Area | $1,060 | $1,140 | $1,320 | $1,770 | $2,240 |
| 31808 | Columbus, GA-AL HUD Metro FMR Area | $1,010 | $1,090 | $1,260 | $1,700 | $2,150 |
| 31811 | Columbus, GA-AL HUD Metro FMR Area | $910 | $980 | $1,130 | $1,530 | $1,920 |
| 31820 | Columbus, GA-AL HUD Metro FMR Area | $1,130 | $1,220 | $1,410 | $1,900 | $2,400 |
| 31822 | Columbus, GA-AL HUD Metro FMR Area | $720 | $770 | $910 | $1,220 | $1,490 |
| 31823 | Columbus, GA-AL HUD Metro FMR Area | $840 | $910 | $1,050 | $1,420 | $1,770 |
| 31824 | Columbus, GA-AL HUD Metro FMR Area | $620 | $670 | $770 | $1,040 | $1,310 |
| 31826 | Columbus, GA-AL HUD Metro FMR Area | $710 | $770 | $880 | $1,180 | $1,510 |
| 31829 | Columbus, GA-AL HUD Metro FMR Area | $980 | $1,060 | $1,220 | $1,640 | $2,070 |
| 31830 | Columbus, GA-AL HUD Metro FMR Area | $800 | $800 | $1,060 | $1,370 | $1,460 |
| 31831 | Columbus, GA-AL HUD Metro FMR Area | $700 | $760 | $870 | $1,150 | $1,480 |
| 31833 | Columbus, GA-AL HUD Metro FMR Area | $630 | $680 | $790 | $1,070 | $1,350 |
| 31901 | Columbus, GA-AL HUD Metro FMR Area | $620 | $670 | $770 | $1,040 | $1,310 |
| 31902 | Columbus, GA-AL HUD Metro FMR Area | $770 | $830 | $960 | $1,300 | $1,640 |
| 31903 | Columbus, GA-AL HUD Metro FMR Area | $620 | $670 | $770 | $1,040 | $1,310 |
| 31904 | Columbus, GA-AL HUD Metro FMR Area | $790 | $850 | $980 | $1,320 | $1,670 |
| 31905 | Columbus, GA-AL HUD Metro FMR Area | $1,140 | $1,230 | $1,420 | $1,920 | $2,420 |
| 31906 | Columbus, GA-AL HUD Metro FMR Area | $640 | $690 | $800 | $1,080 | $1,360 |
| 31907 | Columbus, GA-AL HUD Metro FMR Area | $830 | $890 | $1,030 | $1,390 | $1,750 |
| 31908 | Columbus, GA-AL HUD Metro FMR Area | $770 | $830 | $960 | $1,300 | $1,640 |
| 31909 | Columbus, GA-AL HUD Metro FMR Area | $1,000 | $1,070 | $1,240 | $1,670 | $2,110 |
| 31914 | Columbus, GA-AL HUD Metro FMR Area | $770 | $830 | $960 | $1,300 | $1,640 |
| 31917 | Columbus, GA-AL HUD Metro FMR Area | $770 | $830 | $960 | $1,300 | $1,640 |
| 31995 | Columbus, GA-AL HUD Metro FMR Area | $1,020 | $1,100 | $1,270 | $1,710 | $2,160 |
| 31998 | Columbus, GA-AL HUD Metro FMR Area | $770 | $830 | $960 | $1,300 | $1,640 |
| 31999 | Columbus, GA-AL HUD Metro FMR Area | $770 | $830 | $960 | $1,300 | $1,640 |
| 36027 | Columbus, GA-AL HUD Metro FMR Area | $590 | $660 | $770 | $1,030 | $1,280 |
| 36053 | Columbus, GA-AL HUD Metro FMR Area | $700 | $750 | $870 | $1,170 | $1,480 |
| 36804 | Columbus, GA-AL HUD Metro FMR Area | $680 | $730 | $930 | $1,240 | $1,310 |
| 36856 | Columbus, GA-AL HUD Metro FMR Area | $1,140 | $1,230 | $1,420 | $1,920 | $2,420 |
| 36858 | Columbus, GA-AL HUD Metro FMR Area | $670 | $720 | $850 | $1,140 | $1,390 |
| 36859 | Columbus, GA-AL HUD Metro FMR Area | $1,100 | $1,180 | $1,370 | $1,850 | $2,330 |
| 36860 | Columbus, GA-AL HUD Metro FMR Area | $620 | $670 | $770 | $1,040 | $1,310 |
| 36867 | Columbus, GA-AL HUD Metro FMR Area | $710 | $770 | $900 | $1,220 | $1,490 |
| 36868 | Columbus, GA-AL HUD Metro FMR Area | $700 | $750 | $870 | $1,170 | $1,480 |
| 36869 | Columbus, GA-AL HUD Metro FMR Area | $700 | $750 | $870 | $1,170 | $1,480 |
| 36870 | Columbus, GA-AL HUD Metro FMR Area | $710 | $770 | $970 | $1,290 | $1,400 |
| 36871 | Columbus, GA-AL HUD Metro FMR Area | $650 | $690 | $830 | $1,120 | $1,320 |
| 36874 | Columbus, GA-AL HUD Metro FMR Area | $930 | $1,000 | $1,280 | $1,710 | $1,810 |
| 36875 | Columbus, GA-AL HUD Metro FMR Area | $720 | $780 | $900 | $1,210 | $1,530 |
| 36877 | Columbus, GA-AL HUD Metro FMR Area | $730 | $790 | $1,010 | $1,350 | $1,420 |
2022 Average & Median Rent Data Statistics
COLUMBUS, GA-AL average 1BR rent: $848, median: $785
COLUMBUS, GA-AL average 2BR rent: $993, median: $960
COLUMBUS, GA-AL average 3BR rent: $1,336, median: $1,295
COLUMBUS, GA-AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,130 | $744,400,000 | $237,827 |
| Cash Out Refi | 668 | $127,090,000 | $190,254 |
| Refi | 383 | $73,575,000 | $192,102 |
| Other | 300 | $31,590,000 | $105,300 |
| Home Improvement | 264 | $20,420,000 | $77,348 |
Columbus's most frequently cited loan purpose was Home Purchase, with 3,130 originations. The 2nd most popular reason was Cash Out Refi, with 668 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,785 | $416,545,000 | $233,359 |
| 7-8% | 1,060 | $207,890,000 | $196,123 |
| Over 8% | 818 | $102,040,000 | $124,743 |
| 5-6% | 780 | $202,920,000 | $260,154 |
| 4-5% | 51 | $12,995,000 | $254,804 |
| <2.5% | 50 | $1,700,000 | $34,000 |
| 3-4% | 20 | $2,830,000 | $141,500 |
| 2.5-3% | 3 | $765,000 | $255,000 |
During 2023, Columbus's most frequently originated rate bucket was 6-7%, with 1,785 originations.
Loan Sizing (COLUMBUS, GA-AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,786 | $497,620,000 | $278,623 |
| $100k-200k | 1,538 | $225,890,000 | $146,873 |
| $100,000 or less | 1,086 | $62,710,000 | $57,744 |
| $400k-600k | 268 | $123,640,000 | $461,343 |
| $600k-1000k | 46 | $31,910,000 | $693,696 |
| $Over $1MM | 21 | $55,305,000 | $2,633,571 |
COLUMBUS's loan sizing saw the bucket of loans from $200k-400k with 1,786 originations, totaling $497,620,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,379 | $581,465,000 | $244,416 |
| 60-80% | 839 | $177,875,000 | $212,008 |
| Under 20% | 382 | $18,020,000 | $47,173 |
| Over 100% | 349 | $98,995,000 | $283,653 |
| 20-40% | 315 | $29,345,000 | $93,159 |
| 40-60% | 277 | $44,385,000 | $160,235 |
COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,379 originations, totaling $581,465,000 in origination value.