COLUMBUS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Columbus averaged
6.58%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.99% and
one month ago for the week of 2025-02-27, the
average rate was 6.9%.
Columbus's average rate one year ago was 6.83%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Columbus 30 Year Fixed Rate | 2025-04-03 | 6.58% |
| Columbus 30 Year Fixed Rate Refi | 2025-04-03 | 7.77% |
| Columbus 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Columbus 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
| Columbus 30 Year FHA | 2025-04-03 | 6.29% |
| Columbus 30 Year FHA Refi | 2025-04-03 | 6.16% |
| Columbus 30 Year USDA | 2025-04-03 | 6.52% |
| Columbus 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Columbus 30 Year VA | 2025-04-03 | 5.98% |
| Columbus 30 Year VA Refi | 2025-04-03 | 5.54% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBUS, GA-AL.
COLUMBUS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the COLUMBUS, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
COLUMBUS Average Closing Costs & Other Stats
COLUMBUS, GA-AL's 147 lenders originated 5,516
loans during 2024. The total origination value was $1,185,060,000, with an average loan value of
$214,840.
COLUMBUS's average closing costs are $5,772.
The top COLUMBUS lender as defined by loan originations is QUICKEN LOANS, LLC, with
124 loans originated. Their average total fees are
$5,951, which is $44
higher than the next largest lender,
Synovus Bank.
The lowest fee COLUMBUS lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,336), Truist ($3,982), Stifel Bank and Trust ($4,030), INTERLINC MORTGAGE SERVICES, LLC ($4,202) and Wells Fargo Bank ($4,929).
The lowest rate COLUMBUS lenders (with over 10 loans originated) are
Stifel Bank and Trust (6.19%), The Loan Store, Inc. (6.44%), JPMorgan Chase Bank (6.46%), INTERLINC MORTGAGE SERVICES, LLC (6.51%) and GUILD MORTGAGE COMPANY (6.55%).
COLUMBUS, GA-AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| CANOPY MORTGAGE, LLC | $35,015,000 | $90,050,000 | 157.2% | 7.6% |
| Synovus Bank | $84,620,000 | $85,635,000 | 1.2% | 7.2% |
| Mortgage Research Center, LLC | $64,220,000 | $79,230,000 | 23.4% | 6.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $47,230,000 | $70,420,000 | 49.1% | 5.9% |
| QUICKEN LOANS, LLC | $48,830,000 | $69,790,000 | 42.9% | 5.9% |
| CMG MORTGAGE, INC. | $45,835,000 | $54,990,000 | 20.0% | 4.6% |
| FREEDOM MORTGAGE CORPORATION | $12,365,000 | $41,560,000 | 236.1% | 3.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $27,185,000 | $40,095,000 | 47.5% | 3.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $30,295,000 | $32,135,000 | 6.1% | 2.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $21,660,000 | $24,580,000 | 13.5% | 2.1% |
| NAVY FEDERAL CREDIT UNION | $28,935,000 | $23,350,000 | -19.3% | 2.0% |
| Northpointe Bank | $29,620,000 | $23,220,000 | -21.6% | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | $15,290,000 | $22,035,000 | 44.1% | 1.9% |
| MOVEMENT MORTGAGE, LLC | $21,475,000 | $20,345,000 | -5.3% | 1.7% |
| GUILD MORTGAGE COMPANY | $14,070,000 | $20,320,000 | 44.4% | 1.7% |
| BROKER SOLUTIONS, INC. | $23,315,000 | $19,760,000 | -15.2% | 1.7% |
| GUARANTEED RATE, INC. | $19,505,000 | $18,740,000 | -3.9% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $13,310,000 | $16,020,000 | 20.4% | 1.4% |
| Renasant Bank | $14,340,000 | $14,520,000 | 1.3% | 1.2% |
| NEW DAY FINANCIAL, LLC | $6,755,000 | $11,285,000 | 67.1% | 1.0% |
| USAA Federal Savings Bank | $10,765,000 | $11,225,000 | 4.3% | 0.9% |
| Regions Bank | $5,140,000 | $11,145,000 | 116.8% | 0.9% |
| NEWREZ LLC | $4,235,000 | $10,985,000 | 159.4% | 0.9% |
| FIRST TECHNOLOGY | $10,280,000 | n/a | 0.9% | |
| RUOFF MORTGAGE COMPANY, INC. | $8,040,000 | $10,150,000 | 26.2% | 0.9% |
| Truist | $12,310,000 | $9,510,000 | -22.7% | 0.8% |
| LENDINGHOME FUNDING CORPORATION | $3,430,000 | $9,350,000 | 172.6% | 0.8% |
| VILLAGE CAPITAL MORTGAGE | $2,595,000 | $9,125,000 | 251.6% | 0.8% |
| Trustmark National Bank | $2,770,000 | $8,885,000 | 220.8% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,160,000 | $7,770,000 | -23.5% | 0.7% |
| Wells Fargo Bank | $6,500,000 | $7,685,000 | 18.2% | 0.6% |
| LOANDEPOT.COM, LLC | $7,260,000 | $7,515,000 | 3.5% | 0.6% |
| Stifel Bank and Trust | $6,300,000 | $6,785,000 | 7.7% | 0.6% |
| KINETIC FEDERAL CREDIT UNION | $6,140,000 | $6,765,000 | 10.2% | 0.6% |
| Southern States Bank | $14,315,000 | $6,135,000 | -57.1% | 0.5% |
| First Peoples Bank | $9,495,000 | $5,670,000 | -40.3% | 0.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,765,000 | $5,340,000 | 93.1% | 0.5% |
| Colony Bank | $5,810,000 | $5,325,000 | -8.3% | 0.4% |
| PLANET HOME LENDING, LLC | $655,000 | $5,325,000 | 713.0% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $3,605,000 | $5,240,000 | 45.4% | 0.4% |
| 21ST MORTGAGE CORPORATION | $3,985,000 | $5,150,000 | 29.2% | 0.4% |
| AuburnBank | $8,910,000 | $4,980,000 | -44.1% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,085,000 | $4,880,000 | -4.0% | 0.4% |
| Flagstar Bank, FSB | $3,200,000 | $4,850,000 | 51.6% | 0.4% |
| Carrington Mortgage Services, LLC | $3,935,000 | $4,400,000 | 11.8% | 0.4% |
| READYCAP COMMERCIAL, LLC | $4,385,000 | n/a | 0.4% | |
| OCMBC, INC. | $1,965,000 | $4,125,000 | 109.9% | 0.3% |
| The Federal Savings Bank | $5,435,000 | $4,115,000 | -24.3% | 0.3% |
| The Peoples Bank of Georgia | $5,945,000 | $3,970,000 | -33.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $4,205,000 | $3,810,000 | -9.4% | 0.3% |
| ServisFirst Bank | $195,000 | $3,785,000 | 1,841.0% | 0.3% |
| Bank OZK | $25,000 | $3,770,000 | 14,980.0% | 0.3% |
| Ameris Bank | $3,420,000 | $3,680,000 | 7.6% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $870,000 | $3,645,000 | 319.0% | 0.3% |
| Bank of America | $2,620,000 | $3,470,000 | 32.4% | 0.3% |
| South State Bank | $1,385,000 | $3,190,000 | 130.3% | 0.3% |
| JPMorgan Chase Bank | $2,555,000 | $3,140,000 | 22.9% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $455,000 | $3,120,000 | 585.7% | 0.3% |
| Phenix-Girard Bank | $4,085,000 | $3,095,000 | -24.2% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $3,200,000 | $3,070,000 | -4.1% | 0.3% |
| Morgan Stanley Private Bank | $1,060,000 | $2,970,000 | 180.2% | 0.3% |
| U.S. Bank | $2,335,000 | $2,940,000 | 25.9% | 0.2% |
| Lakeview Community Capital, LLC | $915,000 | $2,870,000 | 213.7% | 0.2% |
| OPEN MORTGAGE, LLC | $2,835,000 | $2,795,000 | -1.4% | 0.2% |
| Equity Prime Mortgage LLC | $1,355,000 | $2,735,000 | 101.8% | 0.2% |
| CLEARPATH LENDING | $795,000 | $2,635,000 | 231.4% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,685,000 | $2,555,000 | 51.6% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,295,000 | $2,550,000 | 11.1% | 0.2% |
| AgFirst Farm Credit Bank | $1,285,000 | $2,450,000 | 90.7% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $795,000 | $2,440,000 | 206.9% | 0.2% |
| LIMA ONE CAPITAL, LLC | $6,440,000 | $2,435,000 | -62.2% | 0.2% |
| AmeriHome Mortgage Company, LLC | $500,000 | $2,300,000 | 360.0% | 0.2% |
| NBKC BANK | $1,000,000 | $2,225,000 | 122.5% | 0.2% |
| The Loan Store, Inc. | $685,000 | $2,150,000 | 213.9% | 0.2% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,395,000 | $2,130,000 | 52.7% | 0.2% |
| EVERETT FINANCIAL, INC. | $6,720,000 | $2,065,000 | -69.3% | 0.2% |
| Discover Bank | $1,045,000 | $2,010,000 | 92.3% | 0.2% |
| LOANPAL, LLC | $865,000 | $1,975,000 | 128.3% | 0.2% |
| UNION HOME MORTGAGE CORP. | $880,000 | $1,870,000 | 112.5% | 0.2% |
| Armed Forces Bank | $3,410,000 | $1,855,000 | -45.6% | 0.2% |
| BMO Harris Bank | $495,000 | $1,770,000 | 257.6% | 0.1% |
| Figure Lending LLC | $1,025,000 | $1,680,000 | 63.9% | 0.1% |
| Magnolia Bank | $1,385,000 | $1,650,000 | 19.1% | 0.1% |
| First Federal Bank | $1,305,000 | $1,630,000 | 24.9% | 0.1% |
| Metro City Bank | $265,000 | $1,630,000 | 515.1% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $1,625,000 | n/a | 0.1% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $445,000 | $1,625,000 | 265.2% | 0.1% |
| LENDINGONE, LLC | $180,000 | $1,600,000 | 788.9% | 0.1% |
| Plains Commerce Bank | $3,940,000 | $1,595,000 | -59.5% | 0.1% |
| EMM LOANS LLC | $1,095,000 | $1,570,000 | 43.4% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $1,395,000 | $1,560,000 | 11.8% | 0.1% |
| BancorpSouth | $160,000 | $1,540,000 | 862.5% | 0.1% |
| CARDINAL FINANCIAL | $2,995,000 | $1,540,000 | -48.6% | 0.1% |
| River Bank & Trust | $845,000 | $1,535,000 | 81.7% | 0.1% |
| Assurance Financial Group, L.L.C. | $1,495,000 | n/a | 0.1% | |
| MILEND, INC. | $2,430,000 | $1,425,000 | -41.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,345,000 | $1,400,000 | 4.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,600,000 | $1,380,000 | -13.8% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $430,000 | $1,305,000 | 203.5% | 0.1% |
| Cornerstone First Mortgage, Inc | $1,415,000 | $1,250,000 | -11.7% | 0.1% |
| GEORGIA'S OWN | $215,000 | $1,225,000 | 469.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,465,000 | $1,215,000 | -50.7% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $310,000 | $1,175,000 | 279.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,480,000 | $1,165,000 | -21.3% | 0.1% |
| UBS Bank USA | $305,000 | $1,130,000 | 270.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $470,000 | $1,125,000 | 139.4% | 0.1% |
| Mid-Continent Funding, Inc. | $625,000 | $1,095,000 | 75.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $225,000 | $1,055,000 | 368.9% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,260,000 | $1,050,000 | -16.7% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $770,000 | $1,030,000 | 33.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $690,000 | $1,025,000 | 48.6% | 0.1% |
| PNC Bank | $2,005,000 | $985,000 | -50.9% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $2,250,000 | $965,000 | -57.1% | 0.1% |
| First National Bank of Pennsylvania | $315,000 | $920,000 | 192.1% | 0.1% |
| AMWEST FUNDING CORP. | $425,000 | $900,000 | 111.8% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $410,000 | $890,000 | 117.1% | 0.1% |
| TJC Mortgage, Inc. | $1,155,000 | $865,000 | -25.1% | 0.1% |
| NFM, INC. | $650,000 | $850,000 | 30.8% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $1,650,000 | $845,000 | -48.8% | 0.1% |
| Capital City Home Loans, LLC | $350,000 | $840,000 | 140.0% | 0.1% |
| ACOPIA, LLC | $605,000 | $835,000 | 38.0% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,130,000 | $835,000 | -26.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $625,000 | $825,000 | 32.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $815,000 | $820,000 | 0.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $815,000 | n/a | 0.1% | |
| Troy Bank and Trust Company | $250,000 | $800,000 | 220.0% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $570,000 | $785,000 | 37.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $345,000 | $785,000 | 127.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $375,000 | $775,000 | 106.7% | 0.1% |
| UIF CORPORATION | $765,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $275,000 | $760,000 | 176.4% | 0.1% |
| Citizens Bank | $1,370,000 | $755,000 | -44.9% | 0.1% |
| MLD MORTGAGE INC. | $735,000 | n/a | 0.1% | |
| THE MORTGAGE FIRM, INC. | $735,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $1,740,000 | $700,000 | -59.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $265,000 | $690,000 | 160.4% | 0.1% |
| PHH Mortgage Corporation | $580,000 | $690,000 | 19.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $555,000 | $685,000 | 23.4% | 0.1% |
| Citadel Servicing Corporation | $145,000 | $665,000 | 358.6% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $635,000 | $655,000 | 3.1% | 0.1% |
| Wolfe Financial, Inc | $650,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $350,000 | $640,000 | 82.9% | 0.1% |
| Raymond James Bank | $635,000 | n/a | 0.1% | |
| FirstBank | $315,000 | $630,000 | 100.0% | 0.1% |
| CityWorth Mortgage LLC | $165,000 | $625,000 | 278.8% | 0.1% |
| Keystone Funding, Inc. | $285,000 | $625,000 | 119.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $475,000 | $625,000 | 31.6% | 0.1% |
| Fifth Third Bank | $305,000 | $610,000 | 100.0% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $290,000 | $610,000 | 110.3% | 0.1% |
| RF Renovo Management Company, LLC | $570,000 | n/a | 0.0% | |
| Talbot State Bank | $770,000 | $570,000 | -26.0% | 0.0% |
| First Option Mortgage, LLC | $105,000 | $565,000 | 438.1% | 0.0% |
| ATLANTA POSTAL | $645,000 | $560,000 | -13.2% | 0.0% |
| Texana Bank | $520,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $380,000 | $515,000 | 35.5% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,120,000 | $510,000 | -54.5% | 0.0% |
| FBC MORTGAGE, LLC | $425,000 | $500,000 | 17.6% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $570,000 | $490,000 | -14.0% | 0.0% |
| American Security Mortgage Corp. | $465,000 | n/a | 0.0% | |
| Pinnacle Bank | $310,000 | $465,000 | 50.0% | 0.0% |
| First-Citizens Bank & Trust Company | $605,000 | $460,000 | -24.0% | 0.0% |
| MORTGAGEONE, INC. | $185,000 | $460,000 | 148.6% | 0.0% |
| Franklin Loan Corporation | $780,000 | $455,000 | -41.7% | 0.0% |
| SPRING EQ, LLC | $435,000 | $455,000 | 4.6% | 0.0% |
| GENEVA FINANCIAL, LLC | $105,000 | $440,000 | 319.0% | 0.0% |
| Paramount Bank | $440,000 | n/a | 0.0% | |
| Five Star Credit Union | $640,000 | $405,000 | -36.7% | 0.0% |
| The Huntington National Bank | $385,000 | n/a | 0.0% | |
| NMSI, INC. | $380,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $310,000 | $380,000 | 22.6% | 0.0% |
| GoPrime Mortgage, Inc. | $375,000 | n/a | 0.0% | |
| NexBank | $225,000 | $365,000 | 62.2% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $345,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $430,000 | $345,000 | -19.8% | 0.0% |
| Elements Financial Federal Credit Union | $345,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $245,000 | $340,000 | 38.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $125,000 | $335,000 | 168.0% | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $255,000 | $335,000 | 31.4% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $340,000 | $335,000 | -1.5% | 0.0% |
| ARC HOME LLC | $330,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $350,000 | $325,000 | -7.1% | 0.0% |
| Waterstone Mortgage Corporation | $85,000 | $325,000 | 282.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $320,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $460,000 | $310,000 | -32.6% | 0.0% |
| Community Bank of Mississippi | $305,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $610,000 | $295,000 | -51.6% | 0.0% |
| DIRECT LENDERS, LLC | $295,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $285,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $955,000 | $285,000 | -70.2% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $275,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $275,000 | n/a | 0.0% | |
| Ally Bank | $345,000 | $275,000 | -20.3% | 0.0% |
| INTERCAP LENDING INC. | $275,000 | n/a | 0.0% | |
| First National Bank of America | $235,000 | $270,000 | 14.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $265,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $265,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $405,000 | $265,000 | -34.6% | 0.0% |
| First Heritage Mortgage, LLC | $255,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $755,000 | $255,000 | -66.2% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $485,000 | $250,000 | -48.5% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $195,000 | $245,000 | 25.6% | 0.0% |
| HNB First Bank | $245,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $95,000 | $245,000 | 157.9% | 0.0% |
| Peoples Bank | $365,000 | $245,000 | -32.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $240,000 | n/a | 0.0% | |
| United Community Bank | $590,000 | $240,000 | -59.3% | 0.0% |
| NEW WAVE LENDING GROUP INC | $345,000 | $235,000 | -31.9% | 0.0% |
| VERITAS FUNDING, LLC | $235,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $100,000 | $225,000 | 125.0% | 0.0% |
| Performance Financial, Inc. | $225,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $645,000 | $225,000 | -65.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| Coastal Community Bank | $15,000 | $205,000 | 1,266.7% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $205,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $205,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $345,000 | $205,000 | -40.6% | 0.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $195,000 | n/a | 0.0% | |
| First Horizon Bank | $195,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $125,000 | $195,000 | 56.0% | 0.0% |
| T2 FINANCIAL LLC | $195,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $190,000 | n/a | 0.0% | |
| Arvest Bank | $185,000 | n/a | 0.0% | |
| Brighton Bank | $185,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $185,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $185,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $195,000 | $185,000 | -5.1% | 0.0% |
| NEXERA HOLDING LLC | $105,000 | $185,000 | 76.2% | 0.0% |
| Bethpage Federal Credit Union | $215,000 | $180,000 | -16.3% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $355,000 | $180,000 | -49.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| GMFS LLC | $225,000 | $170,000 | -24.4% | 0.0% |
| SmartBank | $65,000 | $170,000 | 161.5% | 0.0% |
| SOUTHWEST FUNDING, LP | $170,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $165,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $165,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $155,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $155,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $155,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $155,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $155,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $635,000 | $155,000 | -75.6% | 0.0% |
| North American Savings Bank, F.S.B. | $155,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $145,000 | n/a | 0.0% | |
| Georgia Community Bank | $145,000 | $145,000 | 0.0% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| Commercial Banking Company | $135,000 | n/a | 0.0% | |
| United Bank | $455,000 | $135,000 | -70.3% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $135,000 | n/a | 0.0% | |
| AMERIFIRST BANK | $125,000 | n/a | 0.0% | |
| Gateway First Bank | $145,000 | $125,000 | -13.8% | 0.0% |
| Solarity Credit Union | $125,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $115,000 | $115,000 | 0.0% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $305,000 | $115,000 | -62.3% | 0.0% |
| REDSTONE Federal Credit Union | $115,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $350,000 | $110,000 | -68.6% | 0.0% |
| ALL IN | $45,000 | $105,000 | 133.3% | 0.0% |
| BM Real Estate Services, Inc. | $105,000 | n/a | 0.0% | |
| First National Bank of Omaha | $105,000 | n/a | 0.0% | |
| First State Bank of Blakely, Inc. | $105,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $105,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $1,125,000 | $105,000 | -90.7% | 0.0% |
| Merchants Mortgage & Trust Corporation | $105,000 | n/a | 0.0% | |
| M&T Bank | $105,000 | n/a | 0.0% | |
| Service Federal Credit Union | $55,000 | $105,000 | 90.9% | 0.0% |
| TOWER | $105,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $95,000 | n/a | 0.0% | |
| ROBINS FINANCIAL | $105,000 | $95,000 | -9.5% | 0.0% |
| ALLIANT CREDIT UNION | $920,000 | $85,000 | -90.8% | 0.0% |
| GEORGIA UNITED | $715,000 | $85,000 | -88.1% | 0.0% |
| Charles Schwab Bank, SSB | $75,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $75,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $75,000 | n/a | 0.0% | |
| Guardian Credit Union | $75,000 | n/a | 0.0% | |
| MAX Credit Union | $75,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $430,000 | $65,000 | -84.9% | 0.0% |
| Pinnacle Bank | $310,000 | $65,000 | -79.0% | 0.0% |
| AVADIAN | $55,000 | n/a | 0.0% | |
| PeoplesSouth Bank | $335,000 | $55,000 | -83.6% | 0.0% |
| Signature Federal Credit Union | $255,000 | $55,000 | -78.4% | 0.0% |
| MidFirst Bank | $130,000 | $45,000 | -65.4% | 0.0% |
| WINGS FINANCIAL | $45,000 | n/a | 0.0% | |
| Connexus Credit Union | $75,000 | $25,000 | -66.7% | 0.0% |
| FAMILY SAVINGS | $25,000 | n/a | 0.0% | |
| PEACH STATE FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| AFFINITY | $35,000 | $15,000 | -57.1% | 0.0% |
| Capital City Bank | $15,000 | n/a | 0.0% |
COLUMBUS's top lender by overall market share is CANOPY MORTGAGE, LLC, with 7.6% market share. In second place, with 7.2%, is Synovus Bank, having originated $85,635,000 in loans. In third place, with 6.7%, is Mortgage Research Center, LLC, having originated $79,230,000 in loans. In fourth place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $70,420,000 in loans. In fifth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $69,790,000 in loans.
COLUMBUS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $158,998 (11.3%) | $205,672 (12.9%) | 0.59 | 1,475 |
| 2018-02-01 | $158,495 (9.3%) | $204,442 (11.0%) | 0.58 | 1,478 |
| 2018-03-01 | $159,250 (6.2%) | $206,837 (10.8%) | 0.56 | 1,485 |
| 2018-04-01 | $162,540 (6.3%) | $211,363 (12.0%) | 0.55 | 1,512 |
| 2018-05-01 | $164,000 (5.9%) | $212,095 (10.7%) | 0.55 | 1,529 |
| 2018-06-01 | $159,900 (3.2%) | $204,182 (5.4%) | 0.53 | 1,550 |
| 2018-07-01 | $158,945 (2.6%) | $204,853 (4.4%) | 0.53 | 1,556 |
| 2018-08-01 | $157,225 (1.4%) | $200,503 (1.7%) | 0.53 | 1,567 |
| 2018-09-01 | $160,000 (3.2%) | $205,004 (1.7%) | 0.54 | 1,536 |
| 2018-10-01 | $159,950 (3.6%) | $206,498 (3.2%) | 0.54 | 1,531 |
| 2018-11-01 | $159,250 (1.8%) | $208,245 (3.9%) | 0.54 | 1,533 |
| 2018-12-01 | $159,945 (2.6%) | $210,405 (4.0%) | 0.55 | 1,538 |
| 2019-01-01 | $160,000 (0.6%) | $212,552 (3.3%) | 0.55 | 1,439 |
| 2019-02-01 | $164,760 (4.0%) | $212,924 (4.2%) | 0.56 | 1,427 |
| 2019-03-01 | $164,957 (3.6%) | $218,986 (5.9%) | 0.54 | 1,327 |
| 2019-04-01 | $164,328 (1.1%) | $223,096 (5.6%) | 0.52 | 1,261 |
| 2019-05-01 | $162,945 (-0.6%) | $227,134 (7.1%) | 0.51 | 1,223 |
| 2019-06-01 | $165,000 (3.2%) | $227,857 (11.6%) | 0.52 | 1,203 |
| 2019-07-01 | $167,030 (5.1%) | $232,270 (13.4%) | 0.52 | 1,114 |
| 2019-08-01 | $176,685 (12.4%) | $237,297 (18.4%) | 0.56 | 1,084 |
| 2019-09-01 | $179,286 (12.1%) | $240,695 (17.4%) | 0.57 | 1,076 |
| 2019-10-01 | $185,630 (16.1%) | $245,604 (18.9%) | 0.60 | 1,070 |
| 2019-11-01 | $189,900 (19.3%) | $247,451 (18.8%) | 0.62 | 1,046 |
| 2019-12-01 | $186,875 (16.8%) | $247,465 (17.6%) | 0.62 | 1,016 |
| 2020-01-01 | $183,900 (14.9%) | $246,573 (16.0%) | 0.61 | 965 |
| 2020-02-01 | $189,800 (15.2%) | $252,106 (18.4%) | 0.62 | 918 |
| 2020-03-01 | $181,968 (10.3%) | $246,877 (12.7%) | 0.57 | 871 |
| 2020-04-01 | $179,200 (9.1%) | $243,952 (9.4%) | 0.56 | 867 |
| 2020-05-01 | $179,900 (10.4%) | $249,099 (9.7%) | 0.55 | 764 |
| 2020-06-01 | $199,900 (21.2%) | $262,240 (15.1%) | 0.59 | 685 |
| 2020-07-01 | $199,700 (19.6%) | $261,736 (12.7%) | 0.58 | 618 |
| 2020-08-01 | $201,300 (13.9%) | $268,837 (13.3%) | 0.58 | 562 |
| 2020-09-01 | $192,450 (7.3%) | $288,736 (20.0%) | 0.55 | 483 |
| 2020-10-01 | $195,079 (5.1%) | $288,135 (17.3%) | 0.56 | 501 |
| 2020-11-01 | $194,290 (2.3%) | $275,809 (11.5%) | 0.57 | 521 |
| 2020-12-01 | $179,950 (-3.7%) | $272,599 (10.2%) | 0.54 | 509 |
| 2021-01-01 | $194,700 (5.9%) | $280,207 (13.6%) | 0.58 | 455 |
| 2021-02-01 | $189,975 (0.1%) | $272,361 (8.0%) | 0.55 | 430 |
| 2021-03-01 | $187,950 (3.3%) | $273,355 (10.7%) | 0.53 | 389 |
| 2021-04-01 | $192,000 (7.1%) | $286,775 (17.6%) | 0.52 | 366 |
| 2021-05-01 | $189,900 (5.6%) | $275,434 (10.6%) | 0.50 | 368 |
| 2021-06-01 | $184,950 (-7.5%) | $271,187 (3.4%) | 0.49 | 394 |
| 2021-07-01 | $185,000 (-7.4%) | $281,282 (7.5%) | 0.49 | 482 |
| 2021-08-01 | $188,700 (-6.3%) | $279,126 (3.8%) | 0.50 | 496 |
| 2021-09-01 | $189,900 (-1.3%) | $292,264 (1.2%) | 0.51 | 522 |
| 2021-10-01 | $189,900 (-2.7%) | $284,066 (-1.4%) | 0.51 | 521 |
| 2021-11-01 | $186,850 (-3.8%) | $286,837 (4.0%) | 0.50 | 536 |
| 2021-12-01 | $189,450 (5.3%) | $296,387 (8.7%) | 0.51 | 436 |
| 2022-01-01 | $187,900 (-3.5%) | $318,215 (13.6%) | 0.51 | 356 |
| 2022-02-01 | $183,625 (-3.3%) | $316,498 (16.2%) | 0.48 | 328 |
| 2022-03-01 | $185,250 (-1.4%) | $308,961 (13.0%) | 0.46 | 331 |
| 2022-04-01 | $174,950 (-8.9%) | $276,442 (-3.6%) | 0.42 | 356 |
| 2022-05-01 | $200,475 (5.6%) | $280,407 (1.8%) | 0.46 | 411 |
| 2022-06-01 | $227,950 (23.3%) | $299,125 (10.3%) | 0.51 | 464 |
| 2022-07-01 | $235,000 (27.0%) | $299,869 (6.6%) | 0.53 | 537 |
| 2022-08-01 | $219,925 (16.6%) | $336,478 (20.6%) | 0.51 | 547 |
| 2022-09-01 | $221,700 (16.8%) | $336,105 (15.0%) | 0.52 | 553 |
| 2022-10-01 | $229,950 (21.1%) | $300,924 (5.9%) | 0.54 | 601 |
| 2022-11-01 | $232,400 (24.4%) | $294,109 (2.5%) | 0.56 | 588 |
| 2022-12-01 | $225,000 (18.8%) | $294,219 (-0.7%) | 0.56 | 531 |
| 2023-01-01 | $230,375 (22.6%) | $348,604 (9.6%) | 0.57 | 438 |
| 2023-02-01 | $215,000 (17.1%) | $341,756 (8.0%) | 0.52 | 420 |
| 2023-03-01 | $224,975 (21.4%) | $355,085 (14.9%) | 0.53 | 402 |
| 2023-04-01 | $246,000 (40.6%) | $379,317 (37.2%) | 0.57 | 395 |
| 2023-05-01 | $275,250 (37.3%) | $382,414 (36.4%) | 0.62 | 410 |
| 2023-06-01 | $270,138 (18.5%) | $386,157 (29.1%) | 0.61 | 415 |
| 2023-07-01 | $270,500 (15.1%) | $376,858 (25.7%) | 0.61 | 422 |
| 2023-08-01 | $276,725 (25.8%) | $374,338 (11.3%) | 0.64 | 446 |
| 2023-09-01 | $269,900 (21.7%) | $349,777 (4.1%) | 0.63 | 536 |
| 2023-10-01 | $267,250 (16.2%) | $343,849 (14.3%) | 0.63 | 570 |
| 2023-11-01 | $259,950 (11.9%) | $316,600 (7.7%) | 0.62 | 602 |
| 2023-12-01 | $254,950 (13.3%) | $320,234 (8.8%) | 0.62 | 592 |
| 2024-01-01 | $242,500 (5.3%) | $322,860 (-7.4%) | 0.59 | 542 |
| 2024-02-01 | $242,425 (12.8%) | $330,030 (-3.4%) | 0.58 | 533 |
| 2024-03-01 | $245,000 (8.9%) | $340,775 (-4.0%) | 0.58 | 518 |
| 2024-04-01 | $247,700 (0.7%) | $343,807 (-9.4%) | 0.58 | 509 |
| 2024-05-01 | $257,500 (-6.5%) | $333,421 (-12.8%) | 0.59 | 543 |
| 2024-06-01 | $265,000 (-1.9%) | $340,060 (-11.9%) | 0.60 | 568 |
| 2024-07-01 | $257,725 (-4.7%) | $342,433 (-9.1%) | 0.59 | 580 |
| 2024-08-01 | $255,000 (-7.9%) | $337,443 (-9.9%) | 0.59 | 639 |
| 2024-09-01 | $266,250 (-1.4%) | $336,312 (-3.9%) | 0.63 | 714 |
| 2024-10-01 | $268,975 (0.7%) | $339,138 (-1.4%) | 0.63 | 722 |
| 2024-11-01 | $273,500 (5.2%) | $341,695 (7.9%) | 0.66 | 745 |
| 2024-12-01 | $269,900 (5.9%) | $339,435 (6.0%) | 0.67 | 717 |
| 2025-01-01 | $260,500 (7.4%) | $324,349 (0.5%) | 0.65 | 683 |
| 2025-02-01 | $269,325 (11.1%) | $331,725 (0.5%) | 0.65 | 677 |
| 2025-03-01 | $265,000 (8.2%) | $338,668 (-0.6%) | 0.00 | 657 |
COLUMBUS's median listing price for 2025-03-01 was $265,000, a difference of
$20,000
(8.2%) versus the prior year and
$-4,325 versus the prior month.
COLUMBUS's median listing price comes in at 0% of the national average.
COLUMBUS's average listing price for 2025-03-01 was $338,668, a difference of $-2,107 (-0.6%) versus the prior year and $6,943 versus the prior month.
For the 2025-03-01 period, COLUMBUS had 657 MLS listings, a difference of -20 listings (-3%) versus the prior month and 139 listings (27%) versus the prior year.
COLUMBUS's median listing price comes in at 0% of the national average.
COLUMBUS's average listing price for 2025-03-01 was $338,668, a difference of $-2,107 (-0.6%) versus the prior year and $6,943 versus the prior month.
For the 2025-03-01 period, COLUMBUS had 657 MLS listings, a difference of -20 listings (-3%) versus the prior month and 139 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - COLUMBUS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 92 days | 1,919 sqft |
| 2018-02-01 | 87 days | 1,930 sqft |
| 2018-03-01 | 74 days | 1,929 sqft |
| 2018-04-01 | 73 days | 1,928 sqft |
| 2018-05-01 | 72 days | 1,970 sqft |
| 2018-06-01 | 68 days | 1,936 sqft |
| 2018-07-01 | 73 days | 1,914 sqft |
| 2018-08-01 | 80 days | 1,922 sqft |
| 2018-09-01 | 84 days | 1,938 sqft |
| 2018-10-01 | 85 days | 1,951 sqft |
| 2018-11-01 | 91 days | 1,943 sqft |
| 2018-12-01 | 96 days | 1,932 sqft |
| 2019-01-01 | 101 days | 1,926 sqft |
| 2019-02-01 | 96 days | 1,939 sqft |
| 2019-03-01 | 91 days | 1,951 sqft |
| 2019-04-01 | 79 days | 1,952 sqft |
| 2019-05-01 | 73 days | 1,942 sqft |
| 2019-06-01 | 67 days | 1,993 sqft |
| 2019-07-01 | 66 days | 2,006 sqft |
| 2019-08-01 | 68 days | 2,024 sqft |
| 2019-09-01 | 71 days | 2,054 sqft |
| 2019-10-01 | 70 days | 2,099 sqft |
| 2019-11-01 | 67 days | 2,150 sqft |
| 2019-12-01 | 74 days | 2,115 sqft |
| 2020-01-01 | 82 days | 2,100 sqft |
| 2020-02-01 | 80 days | 2,109 sqft |
| 2020-03-01 | 71 days | 2,062 sqft |
| 2020-04-01 | 67 days | 2,012 sqft |
| 2020-05-01 | 68 days | 2,049 sqft |
| 2020-06-01 | 58 days | 2,147 sqft |
| 2020-07-01 | 50 days | 2,128 sqft |
| 2020-08-01 | 44 days | 2,037 sqft |
| 2020-09-01 | 45 days | 2,010 sqft |
| 2020-10-01 | 39 days | 2,004 sqft |
| 2020-11-01 | 42 days | 1,965 sqft |
| 2020-12-01 | 46 days | 1,932 sqft |
| 2021-01-01 | 54 days | 1,984 sqft |
| 2021-02-01 | 33 days | 1,902 sqft |
| 2021-03-01 | 32 days | 1,885 sqft |
| 2021-04-01 | 32 days | 1,870 sqft |
| 2021-05-01 | 19 days | 1,819 sqft |
| 2021-06-01 | 22 days | 1,816 sqft |
| 2021-07-01 | 26 days | 1,794 sqft |
| 2021-08-01 | 37 days | 1,821 sqft |
| 2021-09-01 | 37 days | 1,786 sqft |
| 2021-10-01 | 38 days | 1,796 sqft |
| 2021-11-01 | 42 days | 1,828 sqft |
| 2021-12-01 | 55 days | 1,881 sqft |
| 2022-01-01 | 57 days | 1,848 sqft |
| 2022-02-01 | 31 days | 1,792 sqft |
| 2022-03-01 | 25 days | 1,721 sqft |
| 2022-04-01 | 23 days | 1,696 sqft |
| 2022-05-01 | 22 days | 1,808 sqft |
| 2022-06-01 | 26 days | 1,885 sqft |
| 2022-07-01 | 30 days | 1,936 sqft |
| 2022-08-01 | 37 days | 1,866 sqft |
| 2022-09-01 | 44 days | 1,879 sqft |
| 2022-10-01 | 42 days | 1,955 sqft |
| 2022-11-01 | 50 days | 1,971 sqft |
| 2022-12-01 | 65 days | 1,952 sqft |
| 2023-01-01 | 64 days | 1,963 sqft |
| 2023-02-01 | 38 days | 1,873 sqft |
| 2023-03-01 | 40 days | 1,896 sqft |
| 2023-04-01 | 36 days | 2,028 sqft |
| 2023-05-01 | 36 days | 2,096 sqft |
| 2023-06-01 | 40 days | 2,050 sqft |
| 2023-07-01 | 42 days | 2,054 sqft |
| 2023-08-01 | 35 days | 2,104 sqft |
| 2023-09-01 | 37 days | 2,035 sqft |
| 2023-10-01 | 39 days | 1,986 sqft |
| 2023-11-01 | 44 days | 2,038 sqft |
| 2023-12-01 | 53 days | 1,969 sqft |
| 2024-01-01 | 60 days | 1,877 sqft |
| 2024-02-01 | 48 days | 1,855 sqft |
| 2024-03-01 | 45 days | 1,893 sqft |
| 2024-04-01 | 43 days | 1,878 sqft |
| 2024-05-01 | 41 days | 1,850 sqft |
| 2024-06-01 | 44 days | 1,957 sqft |
| 2024-07-01 | 47 days | 1,928 sqft |
| 2024-08-01 | 45 days | 1,890 sqft |
| 2024-09-01 | 48 days | 1,899 sqft |
| 2024-10-01 | 53 days | 1,928 sqft |
| 2024-11-01 | 59 days | 1,963 sqft |
| 2024-12-01 | 65 days | 1,942 sqft |
| 2025-01-01 | 63 days | 1,888 sqft |
| 2025-02-01 | 63 days | 1,894 sqft |
| 2025-03-01 | 0 days | 1,887 sqft |
COLUMBUS's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
COLUMBUS's median square footage for active listings during the 2025-03-01 period was 1,887 sqft. One year prior, the average listing was 1,893 sqft.
COLUMBUS's median square footage for active listings during the 2025-03-01 period was 1,887 sqft. One year prior, the average listing was 1,893 sqft.
COLUMBUS, GA-AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,250 | $764,320,000 | $235,175 |
| Cash Out Refi | 828 | $167,000,000 | $201,691 |
| Refi | 782 | $193,410,000 | $247,327 |
| Other | 377 | $33,675,000 | $89,324 |
| Home Improvement | 278 | $26,320,000 | $94,676 |
| NA | 1 | $335,000 | $335,000 |
Columbus's most frequently cited loan purpose was Home Purchase, with 3,250 originations. The 2nd most popular reason was Cash Out Refi, with 828 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,341 | $575,495,000 | $245,833 |
| 5-6% | 1,009 | $277,535,000 | $275,059 |
| Over 8% | 978 | $104,910,000 | $107,270 |
| 7-8% | 836 | $166,980,000 | $199,737 |
| 4-5% | 58 | $16,390,000 | $282,586 |
| <2.5% | 55 | $1,265,000 | $23,000 |
| 2.5-3% | 9 | $2,755,000 | $306,111 |
| 3-4% | 8 | $9,560,000 | $1,195,000 |
During 2024, Columbus's most frequently originated rate bucket was 6-7%, with 2,341 originations.
Loan Sizing (COLUMBUS, GA-AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,191 | $612,535,000 | $279,569 |
| $100k-200k | 1,692 | $249,100,000 | $147,222 |
| $100,000 or less | 1,194 | $68,430,000 | $57,312 |
| $400k-600k | 363 | $167,785,000 | $462,218 |
| $600k-1000k | 62 | $44,460,000 | $717,097 |
| $Over $1MM | 14 | $42,750,000 | $3,053,571 |
COLUMBUS's loan sizing saw the bucket of loans from $200k-400k with 2,191 originations, totaling $612,535,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,507 | $646,445,000 | $257,856 |
| 60-80% | 1,005 | $211,505,000 | $210,453 |
| 20-40% | 432 | $42,180,000 | $97,639 |
| Under 20% | 430 | $18,910,000 | $43,977 |
| Over 100% | 385 | $115,635,000 | $300,351 |
| 40-60% | 314 | $59,320,000 | $188,917 |
COLUMBUS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,507 originations, totaling $646,445,000 in origination value.