Calcon Mutual Mortgage Rates, Fees & Info

CAMDEN, DE

LEI: 549300NFPC3Y4W3Y7R87

Tax ID: 77-0717225

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Calcon Mutual Mortgage is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Calcon Mutual Mortgage has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Charleston, Dallas, Urban Honolulu, and Atlanta among others. We have data for 134 markets. (Some data included below & more in-depth data is available with an active subscription.)

Calcon Mutual Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Calcon Mutual Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.82% 11/17/24
30 Year Conventional Refi 6.58% 11/17/24
30 Year Cash-out Refi 6.97% 11/17/24
30 Year FHA Purchase 7.62% 11/17/24
30 Year FHA Refi 7.55% 11/17/24
30 Year VA Purchase 6.68% 11/17/24
30 Year VA Refi 6.82% 11/17/24
30 Year USDA Purchase 6.84% 11/17/24
15 Year Conventional Purchase 8.47% 11/17/24
15 Year Conventional Refi 6.40% 11/17/24
15 Year Cash-out Refi 6.40% 11/17/24
15 Year VA Purchase 5.35% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Calcon Mutual Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Calcon Mutual Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,924

Origination Dollar Volume (All Markets)

$941,760,000
Show all (18) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 584 $123,810,000 $212,003 $6,286 5.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 481 $100,675,000 $209,304 $6,797 5.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 353 $76,125,000 $215,652 $6,470 5.35%
URBAN HONOLULU, HI (FHA|USDA|VA) 34 $73,870,000 $2,172,647 $11,400 7.31%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 343 $58,355,000 $170,131 $6,118 5.09%
RENO, NV (FHA|USDA|VA) 202 $57,930,000 $286,782 $5,849 5.03%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 120 $51,450,000 $428,750 $7,116 4.82%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 195 $37,865,000 $194,179 $6,136 5.29%
ALBUQUERQUE, NM (FHA|USDA|VA) 189 $37,465,000 $198,228 $4,318 4.85%
BOISE CITY, ID (FHA|USDA|VA) 115 $28,985,000 $252,043 $6,615 5.07%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 130 $27,020,000 $207,846 $5,940 5.18%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 127 $25,615,000 $201,693 $6,043 5.22%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 88 $22,510,000 $255,795 $5,243 5.00%
VALLEJO, CA (FHA|USDA|VA) 48 $16,810,000 $350,208 $8,672 5.23%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 61 $14,105,000 $231,230 $6,074 5.28%
BURLINGTON, NC (FHA|USDA|VA) 64 $12,140,000 $189,688 $5,112 5.33%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 31 $11,775,000 $379,839 $5,582 5.07%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 24 $11,730,000 $488,750 $9,132 4.73%
Outside of Metro Areas 67 $8,995,000 $134,254 $4,589 5.16%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 46 $8,480,000 $184,348 $5,495 5.14%
Jefferson, GA (FHA|USDA|VA) 44 $8,060,000 $183,182 $5,007 5.27%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 20 $7,100,000 $355,000 $5,753 5.04%
TUCSON, AZ (FHA|USDA|VA) 27 $6,255,000 $231,667 $6,349 5.42%
SALT LAKE CITY, UT (FHA|USDA|VA) 18 $6,160,000 $342,222 $5,813 5.01%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 31 $5,975,000 $192,742 $5,358 5.11%
WINSTON-SALEM, NC (FHA|USDA|VA) 34 $5,820,000 $171,176 $5,046 5.36%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 31 $5,665,000 $182,742 $5,235 4.94%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 15 $4,265,000 $284,333 $7,294 4.67%
FRESNO, CA (FHA|USDA|VA) 15 $3,895,000 $259,667 $5,211 4.74%
Gallup, NM (FHA|USDA|VA) 24 $3,390,000 $141,250 $3,918 4.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 17 $3,375,000 $198,529 $6,469 5.36%
Kapaa, HI (FHA|USDA|VA) 10 $3,180,000 $318,000 $6,222 5.27%
KNOXVILLE, TN (FHA|USDA|VA) 15 $3,165,000 $211,000 $4,329 4.69%
Gardnerville Ranchos, NV (FHA|USDA|VA) 10 $3,130,000 $313,000 $5,744 4.88%
PROVO-OREM, UT (FHA|USDA|VA) 8 $3,130,000 $391,250 $7,243 5.28%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 8 $3,000,000 $375,000 $9,367 5.54%
Fernley, NV (FHA|USDA|VA) 12 $2,840,000 $236,667 $6,728 4.95%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 11 $2,695,000 $245,000 $5,965 5.31%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $2,685,000 $206,538 $7,269 5.36%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $2,645,000 $293,889 $8,026 5.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 14 $2,580,000 $184,286 $6,401 5.32%
CARSON CITY, NV (FHA|USDA|VA) 9 $2,565,000 $285,000 $5,553 4.89%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $2,535,000 $169,000 $4,996 5.07%
COLUMBIA, SC (FHA|USDA|VA) 15 $2,485,000 $165,667 $6,731 5.25%
Harrison, AR (FHA|USDA|VA) 14 $2,190,000 $156,429 $3,926 5.10%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $2,150,000 $134,375 $5,007 5.26%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $2,050,000 $341,667 $8,689 4.15%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $1,780,000 $296,667 $5,592 5.17%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,595,000 $319,000 $5,827 5.08%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,575,000 $525,000 $4,605 4.54%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,290,000 $161,250 $5,472 5.09%
SANTA FE, NM (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,758 4.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,193 5.15%
Fallon, NV (FHA|USDA|VA) 3 $825,000 $275,000 $10,798 5.13%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $820,000 $410,000 $2,284 5.37%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $735,000 $245,000 $4,951 4.50%
YUBA CITY, CA (FHA|USDA|VA) 3 $725,000 $241,667 $5,610 4.88%
SPARTANBURG, SC (FHA|USDA|VA) 4 $720,000 $180,000 $6,893 5.44%
Orangeburg, SC (FHA|USDA|VA) 4 $690,000 $172,500 $8,601 5.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $675,000 $225,000 $5,512 5.13%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $610,000 $305,000 $7,624 4.38%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $600,000 $300,000 $3,876 5.93%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $555,000 $185,000 $5,545 5.58%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $555,000 $555,000 $11,262 4.88%
Blytheville, AR (FHA|USDA|VA) 5 $555,000 $111,000 $5,617 5.20%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $540,000 $270,000 $2,852 5.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $510,000 $255,000 $2,067 4.75%
Grants, NM (FHA|USDA|VA) 5 $495,000 $99,000 $4,207 4.90%
Mountain Home, AR (FHA|USDA|VA) 4 $480,000 $120,000 $3,524 4.78%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $480,000 $240,000 $8,616 5.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $465,000 $155,000 $8,011 5.21%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $455,000 $455,000 $5,164 4.75%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $445,000 $445,000 $3,381 4.38%
JONESBORO, AR (FHA|USDA|VA) 4 $440,000 $110,000 $4,594 5.19%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $430,000 $215,000 $3,135 4.19%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $425,000 $425,000 $4,109 4.75%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $370,000 $185,000 $5,404 5.56%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $345,000 $345,000 $4,265 5.38%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $345,000 $345,000 $12,291 3.75%
Sevierville, TN (FHA|USDA|VA) 2 $340,000 $170,000 $4,467 4.56%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $335,000 $335,000 $2,306 5.63%
SUMTER, SC (FHA|USDA|VA) 2 $330,000 $165,000 $3,691 5.19%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $310,000 $155,000 $5,051 5.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $305,000 $305,000 $8,739 4.50%
ROANOKE, VA (FHA|USDA|VA) 1 $305,000 $305,000 $3,304 4.75%
Heber, UT (FHA|USDA|VA) 1 $295,000 $295,000 $6,319 5.49%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $280,000 $140,000 $3,490 5.50%
Lawrenceburg, TN (FHA|USDA|VA) 1 $275,000 $275,000 $3,606 4.88%
Mountain Home, ID (FHA|USDA|VA) 1 $275,000 $275,000 $7,048 5.50%
MERCED, CA (FHA|USDA|VA) 1 $255,000 $255,000 $8,021 4.38%
TULSA, OK (FHA|USDA|VA) 1 $245,000 $245,000 $4,790 5.00%
Key West, FL (FHA|USDA|VA) 1 $245,000 $245,000 $6,063 4.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $240,000 $120,000 $5,006 5.13%
YAKIMA, WA (FHA|USDA|VA) 1 $235,000 $235,000 $6,995 4.50%
AMARILLO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,869 4.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $225,000 $225,000 $3,882 4.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,944 4.75%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $215,000 $215,000 $6,423 4.50%
FLORENCE, SC (FHA|USDA|VA) 1 $205,000 $205,000 $11,831 5.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $195,000 $195,000 $5,673 5.13%
BECKLEY, WV (FHA|USDA|VA) 1 $195,000 $195,000 $3,465 4.88%
Torrington, CT (FHA|USDA|VA) 1 $195,000 $195,000 $4,378 5.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $195,000 $195,000 $6,812 3.88%
Gaffney, SC (FHA|USDA|VA) 1 $195,000 $195,000 $7,909 5.38%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $185,000 $185,000 $6,229 4.25%
JOPLIN, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,450 5.13%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $175,000 $175,000 $7,743 3.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $175,000 $175,000 $3,102 4.75%
RICHMOND, VA (FHA|USDA|VA) 1 $165,000 $165,000 $10,792 3.25%
Athens, TN (FHA|USDA|VA) 1 $165,000 $165,000 $5,975 4.75%
ASHEVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,908 4.50%
MONTGOMERY, AL (FHA|USDA|VA) 1 $155,000 $155,000 $6,634 4.13%
Searcy, AR (FHA|USDA|VA) 1 $155,000 $155,000 $4,300 5.00%
Mount Airy, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,867 5.00%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,443 5.38%
Seneca, SC (FHA|USDA|VA) 1 $135,000 $135,000 $5,989 4.63%
HARRISONBURG, VA (FHA|USDA|VA) 1 $135,000 $135,000 $3,650 4.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $135,000 $135,000 $9,153 4.50%
Batesville, AR (FHA|USDA|VA) 2 $130,000 $65,000 $3,539 5.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $125,000 $125,000 $5,020 3.50%
CLEVELAND, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,741 4.25%
Cookeville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $5,095 4.50%
Lewisburg, TN (FHA|USDA|VA) 1 $115,000 $115,000 $2,981 5.25%
LAS CRUCES, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,660 4.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $105,000 $105,000 $1,500 4.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,015 5.50%
Paris, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,953 5.50%
Safford, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $6,147 5.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,638 4.00%
Paragould, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,265 5.13%
PINE BLUFF, AR (FHA|USDA|VA) 1 $85,000 $85,000 $5,906 5.50%
Greenwood, SC (FHA|USDA|VA) 1 $85,000 $85,000 $5,301 5.63%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,392 4.50%
Show Low, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $3,022 4.75%
Calcon Mutual Mortgage's top markets include Houston, Charleston, Dallas, Urban Honolulu, and Atlanta among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Similar Lenders

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    Cooperativa A/C Oriental
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,814 $358,140,000 $197,431 $7,349 5.22%
    Conventional 1,410 $427,360,000 $303,092 $4,910 5.10%
    VA 510 $121,990,000 $239,196 $5,286 5.06%
    USDA 189 $34,175,000 $180,820 $5,286 5.06%
    FHA 1 $95,000 $95,000 $0 5.06%

    For 2018, Calcon Mutual Mortgage's most frequently originated type of loan was FHA, with 1,814 originations. Their 2nd most popular type was Conventional, with 1,410 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,649 $826,695,000 $226,554 $6,101 5.16%
    Refi 114 $29,620,000 $259,825 $5,174 4.70%
    Cash Out Refi 91 $67,865,000 $745,769 $6,601 5.43%
    Home Improvement 70 $17,580,000 $251,143 $6,362 4.88%

    For 2018, Calcon Mutual Mortgage's most frequently cited loan purpose was Home Purchase, with 3,649 originations. The 2nd most popular reason was Refi, with 114 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,762 $840,100,000 $223,312 $6,147 5.12%
    15 Year 86 $14,970,000 $174,070 $3,214 5.26%
    20 Year 42 $33,920,000 $807,619 $4,948 6.37%
    Other 24 $13,730,000 $572,083 $9,656 6.13%
    3 Year 6 $37,250,000 $6,208,333 $0 7.38%
    10 Year 3 $495,000 $165,000 $3,892 4.33%
    1 Year 1 $1,295,000 $1,295,000 $0 2.75%

    For 2018, Calcon Mutual Mortgage's most frequently cited loan duration was 30 Year, with 3,762 originations. The 2nd most popular length was 15 Year, with 86 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,474 $301,200,000 $204,342
    $1k-2k 1,142 $254,210,000 $222,601
    $2k-3k 495 $103,385,000 $208,859
    $3k-4k 345 $78,465,000 $227,435
    $5k+ 226 $78,650,000 $348,009
    $4k-5k 191 $48,935,000 $256,204

    Calcon Mutual Mortgage's average total fees were $6,147, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,474 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 2,096 $438,190,000 $209,060
    4-5% 1,676 $400,840,000 $239,165
    6-7% 64 $12,950,000 $202,344
    3-4% 52 $14,640,000 $281,538
    7-8% 35 $73,845,000 $2,109,857
    2.5-3% 1 $1,295,000 $1,295,000

    During 2018, Calcon Mutual Mortgage's average interest rate for loans was 5.12%, while their most frequently originated rate bucket for loans was 5-6%, with 2,096 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,866 $309,190,000 $165,697 $5,515 5.14%
    $200k-400k 1,635 $418,475,000 $255,948 $6,645 5.13%
    $400k-600k 199 $93,205,000 $468,367 $7,449 4.97%
    $100,000 or less 144 $11,420,000 $79,306 $3,611 5.36%
    $600k-1MM 56 $40,020,000 $714,643 $9,614 5.45%
    $1MM+ 24 $69,450,000 $2,893,750 $17,473 6.55%

    2018 saw Calcon Mutual Mortgage place emphasis on $100k-200k loans with 1,866 originations, totaling $309,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,449 $292,815,000 $202,081 $6,050 5.18%
    $50k or less 836 $130,410,000 $155,993 $5,595 5.05%
    $75k-100k 761 $179,655,000 $236,078 $6,399 5.17%
    $100k-150k 496 $135,850,000 $273,891 $6,373 5.09%
    $150k-250k 231 $82,155,000 $355,649 $6,142 5.12%
    $250k+ 113 $62,625,000 $554,204 $6,698 5.63%

    Calcon Mutual Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,449 originations. The second most popular income band? $50k or less, with 836 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 732 $152,670,000 $208,566 $7,002 5.16%
    30-36% 454 $104,850,000 $230,947 $5,538 5.06%
    20-30% 345 $97,635,000 $283,000 $5,519 5.13%
    49% 276 $63,550,000 $230,254 $6,050 5.22%
    48% 194 $44,130,000 $227,474 $6,341 5.17%
    47% 191 $42,125,000 $220,550 $5,833 5.14%
    44% 180 $41,010,000 $227,833 $6,397 5.14%
    45% 169 $39,305,000 $232,574 $6,002 5.11%
    41% 164 $35,140,000 $214,268 $6,160 5.15%
    42% 163 $35,755,000 $219,356 $6,035 5.23%
    46% 162 $36,710,000 $226,605 $6,234 5.17%
    40% 152 $32,270,000 $212,303 $5,917 5.17%
    43% 150 $32,250,000 $215,000 $5,848 5.23%
    38% 135 $29,685,000 $219,889 $5,887 5.18%
    39% 119 $26,755,000 $224,832 $5,864 5.06%
    37% 107 $23,635,000 $220,888 $5,682 5.16%
    36% 99 $22,905,000 $231,364 $5,402 5.15%
    <20% 76 $18,430,000 $242,500 $4,746 4.95%
    >60% 27 $8,125,000 $300,926 $6,508 5.16%

    Calcon Mutual Mortgage lent most frequently to those with DTI ratios of 50-60%, with 732 originations. The next most common DTI ratio? 30-36%, with 454 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,782 $645,430,000 $232,002 $6,054 5.10%
    Black 864 $165,850,000 $191,956 $6,092 5.23%
    Asian 129 $51,145,000 $396,473 $7,022 5.56%
    Not applicable 10 $48,720,000 $4,872,000 $0 7.38%
    Not provided 88 $19,880,000 $225,909 $6,526 5.00%
    American Indian 37 $7,355,000 $198,784 $5,128 5.07%
    Native Hawaiian or Islander 13 $3,005,000 $231,154 $4,693 5.21%
    Filipino 1 $375,000 $375,000 $10,018 5.13%

    Approval Rates

    Total approvals of all applications
    76.92%

    Calcon Mutual Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    68.32%

    Calcon Mutual Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    10515.0 1 $885,000 $885,000
    NA 3,923 $940,875,000 $239,836

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 51 $7,695,000 $150,882
    Single Family (1-4 Units):Site-Built 3,873 $934,065,000 $241,174

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 49 $10,015,000 $204,388 $4,039 4.97%
    40-60% 142 $49,630,000 $349,507 $5,268 5.29%
    60-80% 487 $182,255,000 $374,240 $5,424 5.05%
    80-100% 3,061 $658,385,000 $215,088 $6,199 5.15%
    Over 100% 153 $38,435,000 $251,209 $8,266 5.07%
    Under 20% 30 $2,430,000 $81,000 $1,034 6.25%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    CLuisMortgages, LLC Other type of mortgage Closing on a mortgage 1 100.0%