Calcon Mutual Mortgage Rates, Fees & Info

CAMDEN, DE

LEI: 549300NFPC3Y4W3Y7R87

Tax ID: 77-0717225

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Calcon Mutual Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Calcon Mutual Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, San Diego, Charleston, Reno, and Salt Lake City among others. We have data for 208 markets. (Some data included below & more in-depth data is available with an active subscription.)

Calcon Mutual Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Calcon Mutual Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.82% 11/17/24
30 Year Conventional Refi 6.58% 11/17/24
30 Year Cash-out Refi 6.97% 11/17/24
30 Year FHA Purchase 7.62% 11/17/24
30 Year FHA Refi 7.55% 11/17/24
30 Year VA Purchase 6.68% 11/17/24
30 Year VA Refi 6.82% 11/17/24
30 Year USDA Purchase 6.84% 11/17/24
15 Year Conventional Purchase 8.47% 11/17/24
15 Year Conventional Refi 6.40% 11/17/24
15 Year Cash-out Refi 6.40% 11/17/24
15 Year VA Purchase 5.35% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Calcon Mutual Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Calcon Mutual Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,797

Origination Dollar Volume (All Markets)

$2,164,035,000
Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 948 $238,390,000 $251,466 $6,574 3.63%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 469 $219,945,000 $468,966 $5,589 3.05%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 674 $167,150,000 $247,997 $7,264 3.45%
RENO, NV (FHA|USDA|VA) 363 $124,975,000 $344,284 $5,809 3.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 388 $122,950,000 $316,881 $6,699 3.38%
ALBUQUERQUE, NM (FHA|USDA|VA) 480 $116,260,000 $242,208 $4,655 3.06%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 527 $113,505,000 $215,380 $6,946 3.56%
BOISE CITY, ID (FHA|USDA|VA) 329 $99,655,000 $302,903 $6,357 3.05%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 310 $80,250,000 $258,871 $7,654 3.85%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 294 $76,110,000 $258,878 $6,237 3.54%
RALEIGH-CARY, NC (FHA|USDA|VA) 272 $64,390,000 $236,728 $5,950 3.63%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 105 $45,595,000 $434,238 $5,051 3.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 189 $41,825,000 $221,296 $7,272 3.82%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 111 $33,205,000 $299,144 $5,510 3.65%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 127 $32,175,000 $253,346 $7,171 3.43%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 145 $31,605,000 $217,966 $6,599 3.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 141 $30,625,000 $217,199 $6,466 4.10%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 135 $30,325,000 $224,630 $6,945 4.08%
PROVO-OREM, UT (FHA|USDA|VA) 90 $27,310,000 $303,444 $7,253 3.51%
Outside of Metro Areas 95 $26,365,000 $277,526 $6,358 3.53%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 69 $24,165,000 $350,217 $6,661 3.43%
JACKSONVILLE, FL (FHA|USDA|VA) 87 $21,105,000 $242,586 $8,675 3.52%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 49 $19,135,000 $390,510 $6,683 3.24%
STOCKTON, CA (FHA|USDA|VA) 55 $18,865,000 $343,000 $8,349 3.52%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 74 $15,740,000 $212,703 $6,244 4.12%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 63 $15,165,000 $240,714 $6,227 3.80%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 91 $14,485,000 $159,176 $6,978 3.36%
Jefferson, GA (FHA|USDA|VA) 70 $14,340,000 $204,857 $6,385 4.03%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 26 $14,220,000 $546,923 $7,082 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 57 $12,905,000 $226,404 $6,210 3.25%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 21 $11,805,000 $562,143 $6,659 3.11%
VALLEJO, CA (FHA|USDA|VA) 31 $10,855,000 $350,161 $8,698 3.44%
WILMINGTON, NC (FHA|USDA|VA) 40 $9,740,000 $243,500 $6,565 3.70%
FAYETTEVILLE, NC (FHA|USDA|VA) 43 $9,725,000 $226,163 $5,917 3.66%
COLUMBIA, SC (FHA|USDA|VA) 44 $9,130,000 $207,500 $6,822 3.67%
YUBA CITY, CA (FHA|USDA|VA) 26 $8,330,000 $320,385 $9,223 3.87%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 17 $8,315,000 $489,118 $4,010 2.99%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 24 $7,290,000 $303,750 $6,801 3.47%
FRESNO, CA (FHA|USDA|VA) 31 $7,035,000 $226,935 $5,531 3.08%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 33 $6,505,000 $197,121 $5,275 3.77%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 16 $6,290,000 $393,125 $5,258 3.26%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $6,215,000 $2,071,667 $7,104 4.29%
Hailey, ID (FHA|USDA|VA) 16 $6,130,000 $383,125 $7,853 3.18%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 32 $5,950,000 $185,938 $5,808 3.30%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $5,920,000 $211,429 $7,145 3.96%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 13 $5,915,000 $455,000 $5,138 3.55%
BAKERSFIELD, CA (FHA|USDA|VA) 20 $5,910,000 $295,500 $6,396 3.21%
Heber, UT (FHA|USDA|VA) 12 $5,860,000 $488,333 $8,522 3.09%
Fernley, NV (FHA|USDA|VA) 21 $5,635,000 $268,333 $7,866 3.79%
KNOXVILLE, TN (FHA|USDA|VA) 22 $5,620,000 $255,455 $3,831 2.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $4,195,000 $599,286 $4,361 3.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $3,990,000 $332,500 $6,425 3.18%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $3,945,000 $358,636 $4,518 3.13%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 19 $3,835,000 $201,842 $6,084 3.49%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,785,000 $344,091 $7,828 3.15%
ST. GEORGE, UT (FHA|USDA|VA) 13 $3,445,000 $265,000 $5,228 3.65%
SANTA FE, NM (FHA|USDA|VA) 13 $3,405,000 $261,923 $3,655 3.15%
CARSON CITY, NV (FHA|USDA|VA) 12 $3,010,000 $250,833 $4,351 3.44%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $2,865,000 $573,000 $3,912 2.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $2,845,000 $406,429 $6,512 3.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $2,840,000 $284,000 $8,015 3.78%
Gallup, NM (FHA|USDA|VA) 17 $2,725,000 $160,294 $4,837 3.40%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 17 $2,625,000 $154,412 $5,715 3.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $2,260,000 $282,500 $7,048 4.02%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $2,050,000 $341,667 $9,625 3.67%
SPARTANBURG, SC (FHA|USDA|VA) 10 $2,010,000 $201,000 $7,437 3.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $1,965,000 $218,333 $9,274 3.94%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $1,940,000 $323,333 $10,119 2.94%
Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $1,725,000 $191,667 $6,982 3.78%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,560,000 $260,000 $8,267 4.10%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,535,000 $511,667 $5,245 3.17%
Grants, NM (FHA|USDA|VA) 11 $1,525,000 $138,636 $3,886 3.86%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,453 2.83%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,360,000 $680,000 $15,396 5.06%
Cedar City, UT (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,034 3.48%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,300,000 $650,000 $5,528 2.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,340 4.04%
Sevierville, TN (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,519 3.52%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $1,210,000 $605,000 $0 7.75%
NAPA, CA (FHA|USDA|VA) 2 $1,160,000 $580,000 $1,638 3.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,155,000 $231,000 $8,157 3.30%
BURLINGTON, NC (FHA|USDA|VA) 5 $1,105,000 $221,000 $7,347 3.88%
BEND, OR (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,633 3.29%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,919 2.66%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,514 3.98%
Orangeburg, SC (FHA|USDA|VA) 6 $1,000,000 $166,667 $6,986 4.00%
ASHEVILLE, NC (FHA|USDA|VA) 4 $950,000 $237,500 $9,753 3.94%
Seneca, SC (FHA|USDA|VA) 5 $945,000 $189,000 $7,723 4.43%
RICHMOND, VA (FHA|USDA|VA) 2 $910,000 $455,000 $11,278 4.63%
GAINESVILLE, FL (FHA|USDA|VA) 3 $905,000 $301,667 $7,720 3.29%
BATON ROUGE, LA (FHA|USDA|VA) 3 $905,000 $301,667 $10,644 3.21%
FARMINGTON, NM (FHA|USDA|VA) 3 $885,000 $295,000 $7,603 3.75%
Astoria, OR (FHA|USDA|VA) 2 $830,000 $415,000 $13,607 2.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $810,000 $202,500 $3,394 3.19%
Ontario, OR-ID (FHA|USDA|VA) 3 $805,000 $268,333 $5,480 3.33%
Helena, MT (FHA|USDA|VA) 4 $770,000 $192,500 $5,519 2.03%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $770,000 $385,000 $6,674 3.31%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $745,000 $745,000 $3,895 3.25%
SUMTER, SC (FHA|USDA|VA) 4 $740,000 $185,000 $6,330 3.22%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $685,000 $228,333 $4,571 3.00%
TULSA, OK (FHA|USDA|VA) 2 $680,000 $340,000 $5,553 4.25%
Rexburg, ID (FHA|USDA|VA) 2 $670,000 $335,000 $4,495 2.25%
MORRISTOWN, TN (FHA|USDA|VA) 3 $665,000 $221,667 $4,123 3.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $660,000 $330,000 $6,015 3.69%
Newport, OR (FHA|USDA|VA) 2 $650,000 $325,000 $6,041 3.13%
LOGAN, UT-ID (FHA|USDA|VA) 2 $650,000 $325,000 $7,275 3.13%
Oak Harbor, WA (FHA|USDA|VA) 2 $640,000 $320,000 $6,979 3.13%
Nacogdoches, TX (FHA|USDA|VA) 2 $640,000 $320,000 $6,643 3.38%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $630,000 $315,000 $2,315 2.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $605,000 $201,667 $4,638 3.21%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $595,000 $198,333 $8,486 3.50%
Gaffney, SC (FHA|USDA|VA) 2 $590,000 $295,000 $12,424 3.94%
Torrington, CT (FHA|USDA|VA) 4 $570,000 $142,500 $3,042 4.06%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $565,000 $188,333 $7,539 3.42%
SALINAS, CA (FHA|USDA|VA) 1 $535,000 $535,000 $5,238 2.50%
PITTSBURGH, PA (FHA|USDA|VA) 2 $520,000 $260,000 $5,752 3.88%
McMinnville, TN (FHA|USDA|VA) 2 $520,000 $260,000 $3,091 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $515,000 $515,000 $8,050 2.88%
ANN ARBOR, MI (FHA|USDA|VA) 1 $515,000 $515,000 $4,433 2.63%
Lawrenceburg, TN (FHA|USDA|VA) 2 $510,000 $255,000 $3,487 3.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $510,000 $255,000 $3,296 3.06%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $500,000 $250,000 $3,459 3.00%
Fallon, NV (FHA|USDA|VA) 2 $500,000 $250,000 $3,794 3.75%
Brenham, TX (FHA|USDA|VA) 1 $495,000 $495,000 $5,722 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $480,000 $240,000 $6,623 2.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $475,000 $475,000 $3,595 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 2 $460,000 $230,000 $7,087 3.25%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $455,000 $455,000 $5,522 3.38%
Evanston, WY (FHA|USDA|VA) 2 $440,000 $220,000 $5,794 3.19%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $430,000 $215,000 $3,184 3.56%
LAFAYETTE, LA (FHA|USDA|VA) 1 $415,000 $415,000 $8,386 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $415,000 $415,000 $3,065 2.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $415,000 $415,000 $5,522 2.50%
TUCSON, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $3,853 2.69%
COLUMBUS, OH (FHA|USDA|VA) 2 $400,000 $200,000 $4,710 3.56%
OCALA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $9,454 3.00%
Lewisburg, TN (FHA|USDA|VA) 2 $390,000 $195,000 $4,014 2.81%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $375,000 $375,000 $6,077 3.63%
BILLINGS, MT (FHA|USDA|VA) 1 $375,000 $375,000 $9,179 2.25%
Outside of Metro Areas 1 $365,000 $365,000 $6,390 3.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $365,000 $365,000 $3,230 2.88%
Arecibo, PR (FHA|USDA|VA) 3 $345,000 $115,000 $6,373 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 2 $340,000 $170,000 $6,307 3.00%
Edwards, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,875 3.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $315,000 $315,000 $8,615 3.75%
FLORENCE, SC (FHA|USDA|VA) 1 $305,000 $305,000 $14,272 3.88%
Shelbyville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $5,253 3.50%
Roswell, NM (FHA|USDA|VA) 1 $295,000 $295,000 $3,620 3.63%
Vernal, UT (FHA|USDA|VA) 1 $295,000 $295,000 $13,802 4.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $295,000 $295,000 $3,736 2.25%
Selma, AL (FHA|USDA|VA) 3 $295,000 $98,333 $5,262 3.75%
Cedartown, GA (FHA|USDA|VA) 1 $285,000 $285,000 $5,332 4.88%
Taos, NM (FHA|USDA|VA) 1 $285,000 $285,000 $9,789 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $275,000 $275,000 $7,372 4.00%
Mountain Home, ID (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.50%
Moscow, ID (FHA|USDA|VA) 1 $275,000 $275,000 $7,532 3.50%
MODESTO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,140 3.50%
Jackson, WY-ID (FHA|USDA|VA) 1 $265,000 $265,000 $6,155 2.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $265,000 $265,000 $3,697 2.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $2,710 2.75%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $245,000 $245,000 $6,336 2.38%
Montrose, CO (FHA|USDA|VA) 1 $245,000 $245,000 $6,472 2.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,957 2.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $245,000 $245,000 $2,605 2.63%
MIDLAND, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,663 2.88%
Traverse City, MI (FHA|USDA|VA) 1 $235,000 $235,000 $6,558 3.25%
MADERA, CA (FHA|USDA|VA) 2 $230,000 $115,000 $3,153 2.81%
Key West, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,615 3.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,683 2.88%
AMARILLO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,082 3.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,784 3.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,860 3.25%
Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,676 3.25%
Ukiah, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,725 2.75%
Waycross, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,565 3.25%
FORT COLLINS, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,695 2.38%
MAYAGƜEZ, PR (FHA|USDA|VA) 2 $200,000 $100,000 $5,645 3.00%
Statesboro, GA (FHA|USDA|VA) 1 $195,000 $195,000 $2,643 3.00%
Shawnee, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,344 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $2,570 2.25%
Georgetown, SC (FHA|USDA|VA) 1 $195,000 $195,000 $10,451 3.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $175,000 $175,000 $8,698 2.88%
VICTORIA, TX (FHA|USDA|VA) 1 $165,000 $165,000 $9,530 3.75%
Albemarle, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,197 3.25%
FLINT, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,397 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,152 2.75%
Blackfoot, ID (FHA|USDA|VA) 1 $165,000 $165,000 $3,107 3.25%
Shelby, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,777 3.00%
Durango, CO (FHA|USDA|VA) 1 $155,000 $155,000 $2,695 3.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,383 3.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,745 4.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,629 3.75%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,623 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $135,000 $135,000 $4,964 4.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $135,000 $135,000 $4,852 3.88%
Clovis, NM (FHA|USDA|VA) 1 $135,000 $135,000 $5,072 3.75%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $125,000 $125,000 $5,024 2.63%
Lake City, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,892 3.75%
Hobbs, NM (FHA|USDA|VA) 1 $115,000 $115,000 $4,519 4.50%
PONCE, PR (FHA|USDA|VA) 1 $105,000 $105,000 $5,132 3.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,311 2.88%
WACO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,407 3.38%
GREENVILLE, NC (FHA|USDA|VA) 1 $95,000 $95,000 $5,375 4.25%
Beeville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,558 3.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $85,000 $85,000 $5,308 8.00%
Coamo, PR (FHA|USDA|VA) 1 $75,000 $75,000 $4,266 3.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,083 4.00%
Calcon Mutual Mortgage's top markets include Houston, San Diego, Charleston, Reno, and Salt Lake City among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CALCON MUTUAL MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    BANCO SANTANDER PUERTO RICO
    Similarity Rank: 90
    CARIBE FEDERAL CREDIT UNION
    Similarity Rank: 96
    The Lending Center Corporation
    Similarity Rank: 132
    BLUE BRICK FINANCIAL LLC
    Similarity Rank: 200
    Cooperativa A/C de Arecibo
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    Oriental Bank
    Similarity Rank: 242

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,500 $1,352,620,000 $300,582 $5,190 3.22%
    FHA 2,377 $543,835,000 $228,790 $8,625 3.94%
    VA 712 $224,870,000 $315,829 $7,193 3.57%
    USDA 201 $41,785,000 $207,886 $6,443 3.69%
    FHA 7 $925,000 $132,143 $0 2.99%

    For 2020, Calcon Mutual Mortgage's most frequently originated type of loan was Conventional, with 4,500 originations. Their 2nd most popular type was FHA, with 2,377 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,243 $1,364,375,000 $260,228 $6,992 3.63%
    Refi 1,920 $609,190,000 $317,286 $5,221 3.11%
    Cash Out Refi 583 $175,145,000 $300,420 $5,754 3.36%
    Home Improvement 51 $15,325,000 $300,490 $4,938 2.91%

    For 2020, Calcon Mutual Mortgage's most frequently cited loan purpose was Home Purchase, with 5,243 originations. The 2nd most popular reason was Refi, with 1,920 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,229 $2,013,825,000 $278,576 $6,580 3.50%
    15 Year 338 $80,350,000 $237,722 $4,130 3.23%
    20 Year 86 $22,740,000 $264,419 $4,629 3.03%
    Other 72 $23,610,000 $327,917 $4,789 3.52%
    30+ year 64 $22,050,000 $344,531 $7,862 3.51%
    10 Year 8 $1,460,000 $182,500 $4,917 2.45%

    For 2020, Calcon Mutual Mortgage's most frequently cited loan duration was 30 Year, with 7,229 originations. The 2nd most popular length was 15 Year, with 338 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,211 $647,115,000 $292,680
    $<1k 1,944 $482,490,000 $248,194
    $5k+ 1,046 $359,940,000 $344,111
    $2k-3k 1,031 $261,805,000 $253,933
    $3k-4k 915 $229,185,000 $250,475
    $4k-5k 631 $173,165,000 $274,429

    Calcon Mutual Mortgage's average total fees were $6,580, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,211 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,667 $993,225,000 $270,855
    2.5-3% 2,174 $682,840,000 $314,094
    4-5% 1,392 $329,630,000 $236,803
    <2.5% 412 $124,780,000 $302,864
    5-6% 109 $23,365,000 $214,358
    6-7% 31 $6,825,000 $220,161
    7-8% 11 $3,275,000 $297,727
    Over 8% 1 $95,000 $95,000

    During 2020, Calcon Mutual Mortgage's average interest rate for loans was 3.50%, while their most frequently originated rate bucket for loans was 3-4%, with 3,667 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,689 $1,260,165,000 $268,749 $6,746 3.52%
    $100k-200k 1,856 $306,620,000 $165,205 $5,468 3.54%
    $400k-600k 858 $410,170,000 $478,054 $6,625 3.13%
    $600k-1MM 194 $138,060,000 $711,649 $8,918 3.14%
    $100,000 or less 174 $13,570,000 $77,989 $3,879 3.86%
    $1MM+ 26 $35,450,000 $1,363,462 $15,526 3.37%

    2020 saw Calcon Mutual Mortgage place emphasis on $200k-400k loans with 4,689 originations, totaling $1,260,165,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,286 $526,220,000 $230,192 $6,511 3.63%
    $75k-100k 1,445 $388,375,000 $268,772 $6,636 3.53%
    $100k-150k 1,365 $445,605,000 $326,451 $6,415 3.34%
    $50k or less 1,219 $221,555,000 $181,751 $6,081 3.49%
    $150k-250k 833 $318,015,000 $381,771 $6,217 3.25%
    $250k+ 337 $168,315,000 $499,451 $6,757 3.46%

    Calcon Mutual Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,286 originations. The second most popular income band? $75k-100k, with 1,445 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,221 $359,445,000 $294,386 $5,475 3.18%
    30-36% 1,162 $335,340,000 $288,589 $5,976 3.36%
    50-60% 937 $228,515,000 $243,879 $8,379 3.89%
    <20% 447 $135,685,000 $303,546 $5,274 3.08%
    44% 361 $93,315,000 $258,490 $6,479 3.56%
    49% 311 $77,985,000 $250,756 $6,867 3.72%
    43% 298 $79,890,000 $268,087 $6,212 3.48%
    42% 291 $83,765,000 $287,852 $6,496 3.53%
    40% 286 $81,550,000 $285,140 $6,534 3.45%
    45% 279 $74,705,000 $267,760 $6,699 3.66%
    41% 277 $82,295,000 $297,094 $6,303 3.50%
    39% 249 $69,005,000 $277,129 $6,485 3.48%
    38% 245 $69,885,000 $285,245 $6,327 3.47%
    36% 244 $72,110,000 $295,533 $6,101 3.44%
    48% 237 $62,655,000 $264,367 $6,846 3.70%
    46% 235 $63,065,000 $268,362 $6,856 3.66%
    37% 228 $61,150,000 $268,202 $5,941 3.49%
    47% 212 $53,100,000 $250,472 $6,602 3.71%
    >60% 12 $4,590,000 $382,500 $10,089 4.02%

    Calcon Mutual Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,221 originations. The next most common DTI ratio? 30-36%, with 1,162 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,907 $1,681,305,000 $284,629 $6,286 3.41%
    Black 1,427 $336,035,000 $235,484 $7,193 3.82%
    Asian 273 $87,775,000 $321,520 $5,868 3.24%
    Not provided 141 $46,235,000 $327,908 $6,815 3.34%
    American Indian 34 $8,080,000 $237,647 $5,719 3.42%
    Native Hawaiian or Islander 15 $4,605,000 $307,000 $7,987 3.65%

    Approval Rates

    Total approvals of all applications
    78.56%

    Calcon Mutual Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    77.49%

    Calcon Mutual Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,797 $2,164,035,000 $277,547

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 74 $12,740,000 $172,162
    Single Family (1-4 Units):Site-Built 7,723 $2,151,295,000 $278,557

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 192 $50,130,000 $261,094 $4,227 3.20%
    40-60% 659 $196,845,000 $298,703 $4,712 3.00%
    60-80% 1,725 $546,005,000 $316,525 $5,418 3.22%
    80-100% 4,708 $1,219,490,000 $259,025 $6,891 3.63%
    Over 100% 210 $72,240,000 $344,000 $12,289 3.46%
    Under 20% 55 $7,025,000 $127,727 $2,137 4.98%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS Conventional home mortgage Trouble during payment process 1 50.0%